KR20060084520A - Apparatus for issueing digital card and settlement system using the apparatus - Google Patents

Abstract

The present invention relates to an integrated digital card issuing device that performs the function of issuing and using a digital card. The integrated digital card issuing apparatus generates a digital card filled with a predetermined amount of money, passes a predetermined authentication procedure in connection with an external issuing server, and mounts the digital card as the user's mobile communication terminal to issue a digital card. Done. On the other hand, when the integrated digital card issuing device receives a signal including the information on the digital card from the mobile communication terminal, by detecting the number of the digital card from the received signal, using the digital card information stored in the internal database By determining whether to approve the use of the digital card, the use approval function is performed. When the use authorization for the digital card is determined, the integrated digital card issuing apparatus subtracts the charge amount of the digital card stored in the database by the use amount.

According to the present invention, not only the issuance of the digital card and the mounting of the digital card to the user's mobile communication terminal can be performed in real time, but also the user can approve the use of the digital card using the integrated digital card issuing device.

Digital card, card issuance, use approval

Description

Integrated digital card issuing device and payment system using same {APPARATUS FOR ISSUEING DIGITAL CARD AND SETTLEMENT SYSTEM USING THE APPARATUS}

1 is a block diagram illustrating a digital card issuing process using an integrated digital card issuing apparatus according to a preferred embodiment of the present invention.

Figure 2 is a block diagram schematically showing the configuration of an integrated digital card issuing apparatus according to a preferred embodiment of the present invention.

3 is a block diagram schematically illustrating a configuration of a controller of FIG. 2.

4 is a flowchart sequentially explaining the operation of the card issuance module of the controller of FIG. 3.

FIG. 5 is a flowchart for sequentially explaining an operation of a card use approval module of the controller of FIG. 3. FIG.

6 is a flowchart sequentially showing the operation of the card issuing module in the integrated digital card issuing apparatus according to another embodiment of the present invention.

7 is a flowchart sequentially showing the operation of the card usage approval module in the integrated digital card issuing apparatus according to another embodiment of the present invention.

8 is a block diagram showing the overall configuration of a first embodiment of a game machine management system using a digital card issuing apparatus according to the present invention.

Fig. 9 is a schematic diagram showing a second embodiment of a game machine management system using a digital card issuing apparatus according to the present invention.

Fig. 10 is a block diagram showing a third embodiment of a game machine management system using a digital card issuing apparatus according to the present invention as a whole.

<Explanation of symbols for the main parts of the drawings>

100: mobile communication terminal

110: integrated digital card issuing device

120: issuing server

200: control unit

210: key input unit

220: display unit

230: card reader

240: digital card database

250: first communication unit

260: second communication unit

270: third communication unit

280: Printer

290: payment information control unit

300: card issue module

310: card use approval module

320: card information management module

The present invention relates to an integrated digital card issuing device for issuing a digital card that can be mounted on a mobile communication terminal and a payment system using the digital card issuing device. More specifically, the present invention relates to a digital card that can be mounted on a mobile communication terminal. The present invention relates to an integrated digital card issuing device for performing all processes related to the issuance and use of digital coupons, gift certificates, and the like, and to a payment system for performing payment processing using the integrated digital card issuing device.

Applicant of the present invention has proposed a "digital card that can be mounted on a mobile terminal and a payment system and method using the digital card" through Patent Application No. 10-2004-34514. Through the above application, the digital card is a virtual card that can be stored and used in the internal memory of the mobile terminal, and disclosed that the image file for the card and the card file are encrypted and stored. Meanwhile, one mobile terminal can store a plurality of digital cards, and the number of cards that can be stored in the mobile terminal will be determined according to the size of the built-in memory.

Accordingly, the present applicant intends to propose an integrated device capable of issuing the above-mentioned digital card and performing all functions such as use approval and card management.

 An object of the present invention is to provide an integrated digital card issuing device that is capable of issuing a digital card to the user's mobile communication terminal in conjunction with an external issuing server, and performs the use authorization and management of the issued card.

Another object of the present invention is to provide a payment system using the integrated digital card issuing device.

Another object of the present invention is to provide a digital card output system using the integrated digital card issuing device.

A feature of the present invention for achieving the above-described technical problem relates to an integrated digital card issuing device for issuing a digital card to the mobile terminal or use authorization in connection with an external digital card issuing server,

A control unit for controlling the overall operation;

A key input unit having a plurality of keys,

With display part,

A card reader which receives an optical signal from the outside, converts the received optical signal into an electrical signal, and transmits the converted optical signal to the controller;

A database that stores and manages information about issued digital cards;

Communication unit which can be connected to external network,

A payment information control unit including a plurality of authentication numbers and charge amount information assigned to each authentication number, and providing information on the authentication number and the corresponding charge amount at the request of the controller;

The control unit generates a digital card number for the telephone number of the mobile communication terminal input through the key input unit, and provides information on the authentication number and the charge amount for allocating the generated digital card from the payment information control unit. The digital card number, the telephone number of the mobile communication terminal, the authentication number, and the charge amount information are stored in the database, and the digital card number, the telephone number, and the authentication number are transmitted to the digital card issuing server.

Another feature of the present invention relates to an integrated digital card issuing apparatus for issuing a digital card to the mobile terminal or authorization to use in connection with an external digital card issuing server,

A control unit for controlling the overall operation;

A key input unit having a plurality of keys,

With display part,

A card reader which receives an optical signal from the outside, converts the received optical signal into an electrical signal, and transmits the converted optical signal to the controller;

A database that stores and manages information about issued digital cards;

A first communication unit capable of connecting to an external network,

A second communication unit connected to at least one terminal and performing data transmission / reception with the connected terminal;

The payment information control unit for providing information on the authentication number and the charge amount according to the request of the control unit,

The control unit generates a digital card number for the telephone number of the mobile communication terminal input through the key input unit, and provides information on the authentication number and the charge amount for allocating the generated digital card from the payment information control unit. Receiving and storing the issued digital card number, mobile phone terminal number, authentication number and charge amount information in the database, and then transmitting the digital card number, telephone number and authentication number to the digital card issuing server. Features,

The control unit receives a signal from a terminal connected to the second communication unit, detects a number for the digital card from the received signal, reads information on the detected digital card number from the database, and uses the read information. Determine whether to use the digital card, and output the determined use approval signal to the second communication unit.

The terminal connected to the second communication unit of the aforementioned integrated digital card issuing apparatus,

A card reader receiving an optical signal from an external mobile communication terminal, converting the received optical signal into an electrical signal and transmitting the optical signal to the second communication unit;

It is preferable to include a game machine for controlling the operation according to the use approval signal received from the second communication unit.

The payment information control unit of the above-mentioned integrated digital card issuing apparatus includes a payment card mounting unit for mounting a removable IC card, and at the request of the controller, an authentication number and a charge amount from the removable IC card mounted on the payment card mounting unit. Preferably, the information is read and transmitted to the controller.

Another feature of the present invention relates to a digital card issuing system comprising an issuing server and a digital card issuing device interworking with the issuing server and issuing a digital card to a mobile communication terminal.

The digital card issuing device includes a control unit for controlling all operations, a key input unit having a plurality of keys, a display unit, a database for storing and managing information on the issued digital card, and an external network. And a payment information control unit including a communication unit, a plurality of authentication numbers and charge amount information assigned to each authentication number, and providing information on the authentication number and the corresponding charge amount at the request of the controller,

The control unit of the digital card issuing device generates a digital card number for the telephone number of the mobile communication terminal input through the key input unit, and provides information on the authentication number and charge amount for allocating the generated digital card. The digital card number received from the payment information control unit, stored in the database the number of the issued digital card, the telephone number of the mobile communication terminal, the authentication number and the charge amount information in the database, and through the communication unit to the digital card issuing server And transmitting a phone number and an authentication number, and displaying the authentication number on the display unit.

The issuing server receives a digital card number, a phone number and an authentication number from the digital card issuing device, transmits a short message informing the transmission of the digital card to the phone number, and sends the digital card number and the authentication number to the corresponding phone number. To download,

The mobile communication terminal downloads and stores the digital card number and the authentication number from the issuing server, receives the authentication number from the user, and activates the digital card when the input authentication number and the downloaded and stored authentication numbers match. It features.

Another feature of the present invention relates to a digital card issuing system comprising an issuing server and a digital card issuing device interworking with the issuing server and issuing a digital card to a mobile communication terminal.

The digital card issuing device includes a control unit for controlling all operations, a key input unit having a plurality of keys, a display unit, a database for storing and managing information on the issued digital card, and an external network. And a payment information control unit including a communication unit, a plurality of authentication numbers and charge amount information assigned to each authentication number, and providing information on the authentication number and the corresponding charge amount at the request of the controller,

The control unit of the digital card issuing device generates a digital card number for the telephone number of the mobile communication terminal input through the key input unit, and provides information on the authentication number and charge amount for allocating the generated digital card. The digital card number received from the payment information control unit, stored in the database the number of the issued digital card, the telephone number of the mobile communication terminal, the authentication number and the charge amount information in the database, and through the communication unit to the digital card issuing server And transmitting a telephone number and an authentication number, and displaying the authentication number on the display unit.

The issuing server receives a digital card number, a phone number and an authentication number from the digital card issuing device, transmits a short message for notifying the transmission of the digital card to the phone number and requesting input of the authentication number, and moving the corresponding message. Comparing the authentication number received from the communication terminal and the authentication number received from the digital card issuing device, if they match each other characterized in that for downloading the digital card number to the mobile communication terminal,

The mobile communication terminal inputs the authentication number displayed on the display unit of the digital card issuing device in response to a request from the issuing server, and downloads the digital card number from the issuing server.

Hereinafter, with reference to the accompanying drawings will be described the configuration and operation of the integrated digital card issuing apparatus according to a preferred embodiment of the present invention.

1 is a block diagram showing an overall system for issuing a digital card to a user's mobile communication terminal in conjunction with an integrated digital card issuing device in accordance with a preferred embodiment of the present invention. Referring to FIG. 1, a system according to the present invention includes a user's mobile communication terminal 100, an integrated digital card issuing device 110, and an issuing server 120.

When the user inputs the phone number of his mobile communication terminal 100 to the integrated card issuing device 110 and requests for issuance of a digital card, the integrated card issuing device 110 generates a digital card number and an authentication number. Then, the telephone number, digital card number and authentication number is transmitted to the external issuing server 120. At this time, the digital card number, authentication number, and the corresponding phone number transmitted to the issuing server are stored and managed in the digital card database in the integrated card issuing device 110.

Meanwhile, the issuing server 120 transmits a call back short message (SMS) to the input telephone number. The user who has received the call back short message from the issuing server to his mobile terminal, accesses the issuing server 120 using the mobile terminal and undergoes a predetermined authentication procedure, and downloads the digital card number. It is stored in the mobile communication terminal.

In addition, the issuing server 120 may download a card using program along with the digital card information to the user's mobile communication terminal according to a request from the integrated card issuing device. The mobile communication terminal stores the received card use program and digital card information, executes the card use program at the request of the user, and transmits the digital card information to the outside in the form of an optical signal. On the other hand, the card use program is downloaded when the digital card is downloaded to the mobile communication terminal, but may not be downloaded if already downloaded to the user's mobile communication terminal.

The card use program includes a card activation module and a card information transmitting module. The card activation module receives an authentication number from a user, compares the input authentication number with an authentication number received from the issuing server, and activates the digital card received from the issuing server if they match each other. Here, the user reads the authentication number displayed on the display unit of the integrated digital card issuing apparatus and inputs it.

Next, the card information transmitting module reads the activated digital card number in response to a request from the user and activates the digital card number, and according to the read number, the backlight of the liquid crystal display (LCD) or the keypad (display) of the mobile communication terminal is read. By controlling the operation of the backlight or the output of the light emitting device used as the display unit, an optical signal including information on the digital card number is transmitted to the outside.

Hereinafter, the configuration and operation of an integrated digital card issuing apparatus according to a preferred embodiment of the present invention will be described in detail with reference to FIG. 2. 2, the integrated digital card issuing apparatus 110 according to the present invention, the control unit 200 for controlling the overall operation, the key input unit 210, the display unit 220, the card reader 230, digital card And a database 240, a first communication unit 250, a second communication unit 260, a third communication unit 270, a printer 280, and a payment information control unit 290. Hereinafter, each component constituting the integrated digital card issuing apparatus will be described in detail.

First, the key input unit 210 includes a numeric key, and a telephone number or the like is input by the user. In addition, the key input unit 210 may further include a usage history check button, a balance check button, a card information check button, and the like, when the corresponding button is input, the control unit 200 displays the corresponding details by the display unit 220. Display on or output to the printer 280.

The card reader 230 includes an optical sensor and the like, receives an optical signal transmitted from an external mobile communication terminal, converts the optical signal into an electrical signal, and transmits the converted optical signal to the controller 200. At this time, the mobile communication terminal transmits the digital card number mounted on the mobile communication terminal to the card reader 230 in the form of an optical signal by executing a card information transmission module of an internal card use program.

The digital card database 240 stores and manages information on the issued digital card, and additionally stores and manages information about the user. The information on the digital card stored in the digital card database includes the issued digital card number, the telephone number of the mobile communication terminal where the digital card is issued, information on the usage history of the digital card, and information on the balance of the digital card. And the like. In addition, the information on the user may include personal information, such as the user's name, social security number, telephone number, etc. for the user who issued the digital card.

The first communication unit 250 is a communication module that can connect to an external network such as the Internet, and the control unit connects to an external issuing server using the first communication unit and transmits and receives predetermined information.

The second communication unit 260 is a communication module capable of connecting to an internal network such as an intranet or a LAN, and the control unit is a predetermined terminal associated with the use of a user approval terminal and a digital card connected to an internal network using the second communication unit. Send and receive data.

The third communication unit 270 is a communication port for data communication with the outside, and may be used in various ways such as a universal serial bus (USB), a serial port, or a parallel port.

The payment information control unit 280 includes a plurality of authentication numbers and charge amount information assigned to each authentication number, and an authentication number to be assigned to the digital card generated by the integrated digital card issuing device at the request of the control unit. The charge information is provided. One embodiment of the payment information control unit 280 is formed of a payment card mounting unit for mounting a removable IC card, such as a Subscriber Identify Module (SIM), a Universal Subscriber Identify Module (USIM), a User Identify Module (UIM), and the like. The removable IC card mounted in the payment card mounting unit stores a plurality of authentication numbers, charge amount information assigned to each authentication number, and card issue quantity information. After issuing a corresponding authentication number by transmitting information on a specific authentication number and a corresponding charge amount to the controller according to a request of the controller, the removable IC card is treated as being paid for the issued authentication number and the charge amount. Done. In addition, since the removable IC card does not issue the same authentication number, all issued digital cards have different authentication numbers. As a result, the card uniqueness can be enhanced by confirming both the card number and the authentication number at the time of card issuance and approval.

The printer 280 may be used to output balance information for a specific digital card, output of a gift card or a coupon in the form of an issued digital card according to a request from the controller 200. As described above, the integrated digital card issuing apparatus may include the printer, but an external printer may be connected and used by using the third communication unit.

On the other hand, the controller 200 controls the overall operation of the integrated digital card issuing apparatus, will be described in detail with reference to FIG. Referring to FIG. 3, the controller 200 includes a card issuance module 300, a card use approval module 310, and a card information management module 320. Hereinafter, the operation of each module constituting the control unit 200 will be described in detail.

The card issuing module 300 interoperates with an external issuing server to issue a digital card with a predetermined amount charged to a user's mobile communication terminal. 4 is a diagram illustrating the operation of the card issuing module. Referring to FIG. 4, a user first inputs a phone number for his mobile communication terminal through a key input unit of an integrated digital card issuing apparatus (step 400). The card issuing module of the controller of the issuing device generates a predetermined digital card (step 410), and requests an authentication number to be assigned to the generated digital card and a charge amount to be charged to the digital card to the payment card mounting unit payment card. By receiving the authentication number and the corresponding charge amount information (step 420). The card issuing module 300 stores and manages the phone number of the user who requested the card issuance, the issued digital card number, the authentication number, and the charge amount information charged to the digital card in the digital card database (step 430). Next, the digital card number, authentication number and the telephone number are transmitted to an external issuing server using a first communication unit (step 440). The issuing server transmits a call back short message notifying the transmission of the digital card to the corresponding mobile communication terminal (step 450). The issuing server receiving the confirmation signal from the mobile communication terminal downloads the digital card number, the authentication number, and the access program to the mobile communication terminal (step 460).

On the other hand, the mobile communication terminal in which the access program and the digital card number and the authentication number are downloaded executes the card activation module of the card use program. The card activation module of the card use program first requests a user to enter an authentication number. In this case, the controller displays the authentication number on the display unit of the issuing device, and the user checks the authentication number displayed on the display unit of the issuing device and inputs it. Next, the mobile communication terminal compares the authentication number input from the user and the authentication number downloaded from the issuing server (step 480). If they match each other, the downloaded digital card is activated (step 490).

On the other hand, the card issuing module of the control unit is linked to the payment card mounted on the payment card mounting unit of the payment information control unit 280, to read the information stored in the payment card, or the authentication number and charge amount information stored in the payment card Request the transmission, and receives the corresponding information from the payment card through the payment information control unit.

Hereinafter, an operation of the card use approval module 310 of the controller will be described in detail with reference to FIG. 5. When the card use approval module 310 receives a signal for the digital card number from the user's mobile communication terminal through the card reader 230 (step 500), the charge amount and password corresponding to the received digital card number Read from the database (step 510). Next, the use amount and password are input through the key input unit 210 (step 520). In this case, it is preferable that the user directly input the password.

Next, the card use approval module determines whether the read password matches the password input through the key input unit (step 530), and determines whether the input use amount is within the range of the charged amount (step 540). ). If the password does not match or the amount of use exceeds the charge amount, it is notified that the use of the digital card is not approved, and the reason is output to the display unit (step 550).

If the password matches and the usage amount is within the range of the charge amount, after approving the use of the digital card (step 560), the usage information is stored in the database, and the approved amount is reduced from the charge amount. To store and manage in the database (step 570).

The card information management module 320 of the control unit reads the corresponding information from the digital card database and displays it on the display unit as the usage history check button, the balance check button, and the card information check button of the key input unit are pressed. Will output

Integrated digital card issuing apparatus according to a preferred embodiment of the present invention can be used in a system for issuing and managing the use of prepaid cards or gift certificates. That is, a user can mount a prepaid card or gift certificate in the form of a digital card charged with a predetermined amount in his mobile communication terminal by using the integrated digital card issuing device. It is also possible to use.

First embodiment

Hereinafter, the configuration and operation of the integrated digital card issuing apparatus according to the first embodiment of the present invention will be described with reference to FIG. 6. Since the present embodiment differs only in the operation of the card issuing module of the control unit in the description of the above-described preferred embodiment, descriptions overlapping with the preferred embodiment will be omitted and only differences will be described.

6 is a block diagram showing a card issuing module according to the present embodiment. Referring to FIG. 6, a user inputs a phone number for his mobile communication terminal through a key input unit of an integrated digital card issuing apparatus (step 600). The card issuing module of the controller of the issuing device generates a predetermined digital card (step 610), and requests an authentication number to be assigned to the generated digital card and a charge amount to be charged in the digital card to the payment card mounting unit payment card. The authentication number and the corresponding charge amount information are provided (step 620). The card issuing module 300 stores and manages information on the telephone number of the user who requested the card issuance, the issued digital card number, the authentication number, and the charge amount charged in the digital card in a database (step 630). Next, the digital card number, authentication number and the telephone number are transmitted to an external issuing server using a first communication unit (step 640). The issuing server transmits a short message containing a call back URL to the corresponding mobile communication terminal, and the user who has received the short message downloads the digital card number, authentication number and access program from the corresponding URL (step 650).

On the other hand, the card issuing module displays the authentication number on the display unit of the integrated digital card issuing device (step 660), and the user inputs the authentication number displayed on the display unit to his mobile communication terminal and transmits it to the issuing server ( Step 670).

The issuing server, which has received the authentication number from the mobile communication terminal, compares the authentication number received from the integrated digital issuing device with the authentication number received from the mobile communication terminal and determines whether or not it matches (step 680). If they match, the issuing server sends a final acknowledgment signal to the mobile communication terminal, and the mobile communication terminal activates the digital card downloaded in step 650 (step 690). As such, by activating the digital card through the final approval process, the process of issuing and mounting the digital card is completed.

If the mobile communication terminal does not receive the final approval signal from the issuing server for a predetermined time after downloading the digital card number in step 650, the mobile communication terminal deletes the downloaded digital card number, authentication number and access program (step 700).

Second embodiment

Hereinafter, the configuration and operation of the integrated digital card issuing apparatus according to the second embodiment of the present invention will be described with reference to FIG. 7. Since the present embodiment differs only in the operation of the card use approval module of the control unit in the description of the above-described preferred embodiment, descriptions overlapping with the preferred embodiment will be omitted and only differences will be described.

Hereinafter, the operation of the card use approval module according to the present embodiment will be described in detail with reference to FIG. 7. First, the card use approval module receives a digital card number from the outside (step 700). Information corresponding to the received digital card number is searched and read in a database (step 710). After confirming the charge amount for the digital number from the information read from the database, it is determined whether or not more than a predetermined single coin amount (step 720). If the amount of charge is greater than or equal to a predetermined single coin amount, after transmitting the use approval signal to the outside (step 730), the amount of charge of the database is reduced and stored and managed by the amount of single coin (step 740). . If the charged amount is smaller than the predetermined single coin amount, an error signal is transmitted to the outside (step 750).

Hereinafter, the configuration and operation of the payment system of the game machine using the digital card issuing apparatus according to the present embodiment.

8 is a configuration diagram showing a first embodiment of the game machine payment system. Referring to FIG. 8, the digital card issuing apparatus 800 is connected to a plurality of card reading apparatuses 810 and 812 by a network, and the card reading apparatus is connected to a game machine and an operation control unit.

The card reading apparatus may include a device control unit for controlling an overall operation, an optical sensor unit capable of receiving an optical signal transmitted from a mobile communication terminal, and an electronic signal transmitted from the optical sensor unit under control of the device control unit. And an interface unit for transmitting to the card issuing apparatus and a display unit including at least one light emitting diode (LED) or a lamp. The device control unit of the card reading apparatus reads the received signal when receiving the signal from the digital card issuing apparatus through the interface unit. If the read signal is an error signal, the device controller informs the user that the user is not authorized to use the LED by turning on the corresponding LED. If the read signal is a use approval signal, the corresponding LED on the display unit is turned on to inform the user that the user is normally used, and transmit the operation signal to the connected game machine to operate the game machine.

9 is a configuration diagram showing a second embodiment of the game machine management system. Referring to FIG. 9, the digital card issuing apparatus 900 is connected to a plurality of intermediate control devices 930 and 932, and the intermediate control device 930 is connected to a card reading device 910 and a game machine 920. do. The card reading apparatus 910 includes a device control unit, an optical sensor unit, an interface unit, a display unit, and the like, and the operation of the optical sensor unit, the interface unit, and the display unit is the same as that of the first embodiment described above. Is omitted. The device control unit of the card reading apparatus transmits a signal for the digital card number received from the mobile communication terminal to the intermediate controller.

The intermediate controller 930 transmits the signal received from the card reader to the digital card issuing device. On the other hand, when the intermediate control unit receives a signal from the digital card issuing device, it reads the received signal. If the read signal is a signal indicating an error, a predetermined signal is transmitted to the card reader to turn on the corresponding LED of the display unit, thereby informing the user of the error. If the read signal is a use approval signal, the operation signal is transmitted to the game machine to operate the game machine.

Third embodiment

Hereinafter, the configuration and operation of the digital card issuing apparatus according to the third embodiment of the present invention will be described in detail. The card use approval module of the controller of the digital card issuing apparatus according to the present embodiment receives the digital card number from the outside and transmits the received digital card number to the issuing server to request authentication. The issuing server, which has been requested to authenticate the digital card, reads an internal database to check whether the corresponding digital card is normally issued, performs an authentication procedure, and transmits the result information to the integrated digital card issuing device.

When the integrated digital card issuing device receives an authentication signal for the digital card number from the issuing server, the integrated digital card issuing device transmits a signal for approving the output of the digital card to the outside and then sends a deletion signal for the digital card to the issuing server. send. The issuing server deletes the digital card stored in the internal database or records the deletion information according to the received deletion signal.

Hereinafter, the configuration and operation of the card output system to which the integrated digital card issuing device having the above-described configuration is applied will be described. 10 is a configuration diagram schematically showing the card output system. Referring to FIG. 10, the integrated digital card issuing apparatus 1000 is connected to a card output terminal 1020 in the form of a kiosk, and the card output terminal 1020 is an output control unit 1022 for controlling the overall operation, from the outside. An optical sensor unit 1024 for receiving and converting an optical signal into an electrical signal and outputting the electrical signal; an output interface unit 1026 for communicating with the integrated digital card issuing device under control of the output control unit; And an output unit 1028 for outputting a predetermined gift certificate or coupon.

When the output control unit 1022 of the card output terminal 1020 receives a predetermined signal from the mobile communication terminal through the optical sensor unit, and transmits the signal to the integrated digital card issuing device. On the other hand, upon receiving the output approval signal from the integrated digital card issuing device, it prints out a preset gift certificate or coupon through the output unit 1028.

The card output terminal according to the present embodiment can output not only the gift certificate or coupon issued by the integrated digital card issuing apparatus, but also any type of gift certificate or coupon stored and managed by the database of the issuing server.

Although the present invention has been described above with reference to the preferred embodiments and various embodiments, these are only examples and are not intended to limit the present invention, and those skilled in the art to which the present invention pertains may understand the present invention. It will be appreciated that various modifications and applications not illustrated above are possible without departing from the essential characteristics. For example, in an embodiment of the present invention, whether or not a password is input to a card reading apparatus, an authentication method for a user, contents of a database stored and managed by an issuing server, and contents of a database stored and managed by an integrated digital card issuing apparatus. The present invention may not only be appropriately modified depending on the system to which the issuing device according to the present invention is applied, but also various modifications may be made to improve the use efficiency of the system. And differences relating to such modifications and applications should be construed as being included in the scope of the invention defined in the appended claims.

The integrated digital card issuing device according to the present invention can easily and conveniently and in real time issue a digital card performing a function of a predetermined amount of prepaid card, coins, gift certificates, etc. to the user's mobile communication terminal. In addition, it is also very convenient to use a digital card mounted on the user's mobile communication terminal.

In particular, the device according to the present invention can be used in a business place, a game room and the like of a certain scale, it can be used in place of the existing coin used in the game room.

In addition, the device according to the present invention, in conjunction with the card output terminal, it is possible to simply output the gift certificate or coupon mounted on the user's mobile communication terminal.

Claims (11)

In the integrated digital card issuing device for issuing a digital card to the mobile terminal or use authorization in connection with an external digital card issuing server, A controller for controlling the entire operation; A key input unit having a plurality of keys; A display unit; A card reader which receives an optical signal from the outside, converts the received optical signal into an electrical signal, and transmits the converted optical signal to the controller; A database for storing and managing information on the issued digital card; A communication unit capable of connecting with an external network; The payment information control unit includes a plurality of authentication numbers and charge amount information assigned to each authentication number, and provides information on the authentication number and the corresponding charge amount at the request of the controller. The control unit generates a digital card number for the phone number of the mobile communication terminal input through the key input unit, and the information about the authentication number and the charge amount for allocating the generated digital card to the payment; The digital card number, the telephone number and the authentication number of the issued digital card, the telephone number of the mobile communication terminal, the authentication number and the charge amount information are stored in the database. Integrated digital card issuing device, characterized in that for transmitting. In the integrated digital card issuing device for issuing a digital card to the mobile terminal or use authorization in connection with an external digital card issuing server, A controller for controlling the entire operation; A key input unit having a plurality of keys; A display unit; A card reader which receives an optical signal from the outside, converts the received optical signal into an electrical signal, and transmits the converted optical signal to the controller; A database for storing and managing information on the issued digital card; A first communication unit capable of connecting to an external network; A second communication unit connected to at least one terminal and performing data transmission / reception with the connected terminal; Payment information control unit for providing information on the authentication number and the charge amount according to the request of the controller The control unit generates a digital card number for the phone number of the mobile communication terminal input through the key input unit, and the information about the authentication number and the charge amount for allocating the generated digital card to the payment; The digital card number, the telephone number and the authentication number of the issued digital card, the telephone number of the mobile communication terminal, the authentication number and the charge amount information are stored in the database. Characterized in that to transmit, The control unit receives a signal from a terminal connected to the second communication unit, detects a number for the digital card from the received signal, reads information on the detected digital card number from the database, and uses the read information. And determining whether to approve the use of the digital card, and outputting the determined use approval signal to the second communication unit. According to claim 2, The terminal connected to the second communication unit, A card reader receiving an optical signal from an external mobile communication terminal, converting the received optical signal into an electrical signal and transmitting the optical signal to the second communication unit; A game machine for controlling the operation according to the use approval signal received from the second communication unit Integrated digital card issuing device, characterized in that it comprises a. The terminal of claim 2, wherein the terminal connected to the second communication unit is an intermediate control device capable of transmitting and receiving data signals with the second communication unit. The intermediate control device may include a card reader that receives an optical signal from an external mobile communication terminal, converts the received optical signal into an electrical signal, and transmits the electrical signal, and a game machine that operates according to a control signal from the intermediate controller. Connected, The intermediate controller transmits a signal received from the card reader to the second communication unit, and outputs a control signal for controlling the operation of the game machine to the game machine when the signal received from the second communication unit is a use approval signal. Integrated digital card issuing device, characterized in that. The removable IC card according to any one of claims 1 to 4, wherein the payment information control unit includes a payment card mounting unit for mounting a removable IC card, and is mounted on the payment card mounting unit at the request of the controller. Integrated information card issuing device, characterized in that for transmitting the information on the authentication number and the charge amount from the control unit. The integrated digital card issuing device according to any one of claims 1 to 4, wherein the control unit displays an authentication number for the digital card provided from the payment information control unit on the display unit. The method according to any one of claims 1 to 4, wherein the information on the digital card stored and managed in the database includes a digital card number, a telephone number, an authentication number, and a charge amount of a mobile communication terminal where the digital card is issued. Information, the integrated digital card issuing device comprising the information on the usage history of the charge amount. In the digital card issuing system consisting of an issuing server, and a digital card issuing device interworking with the issuing server to issue a digital card to a mobile communication terminal, The digital card issuing device, A controller for controlling the entire operation; A key input unit having a plurality of keys; A display unit; A database for storing and managing information on the issued digital card; A communication unit capable of connecting with an external network; A payment information control unit including a plurality of authentication numbers and charge amount information assigned to each authentication number, and providing information on the authentication number and the corresponding charge amount at the request of the controller; The control unit of the digital card issuing device generates a digital card number for the telephone number of the mobile communication terminal input through the key input unit, and provides information on the authentication number and charge amount for allocating the generated digital card. The digital card number received from the payment information control unit, stored in the database the number of the issued digital card, the telephone number of the mobile communication terminal, the authentication number and the charge amount information in the database, and through the communication unit to the digital card issuing server And transmitting a phone number and an authentication number, and displaying the authentication number on the display unit. The issuing server receives a digital card number, a phone number and an authentication number from the digital card issuing device, transmits a short message informing the transmission of the digital card to the phone number, and sends the digital card number and the authentication number to the corresponding phone number. To download, The mobile communication terminal downloads and stores the digital card number and the authentication number from the issuing server, receives the authentication number from the user, and activates the digital card when the input authentication number and the downloaded and stored authentication numbers match. Characterized in the digital card issuing system. In the digital card issuing system consisting of an issuing server, and a digital card issuing device interworking with the issuing server to issue a digital card to a mobile communication terminal, The digital card issuing device, A controller for controlling the entire operation; A key input unit having a plurality of keys; A display unit; A database for storing and managing information on the issued digital card; A communication unit capable of connecting with an external network; A payment information control unit including a plurality of authentication numbers and charge amount information assigned to each authentication number, and providing information on the authentication number and the corresponding charge amount at the request of the controller; The control unit of the digital card issuing device generates a digital card number for the telephone number of the mobile communication terminal input through the key input unit, and provides information on the authentication number and charge amount for allocating the generated digital card. The digital card number received from the payment information control unit, the telephone number of the mobile communication terminal, the authentication number, and the charge amount information are stored in the database, and then the digital card is issued to the digital card issuing server through the communication unit. It transmits a number, telephone number and authentication number, characterized in that to display the authentication number to the display unit, The issuing server receives a digital card number, a phone number and an authentication number from the digital card issuing device, transmits a short message for notifying the transmission of the digital card to the phone number and requesting input of the authentication number, and moving the corresponding message. Comparing the authentication number received from the communication terminal and the authentication number received from the digital card issuing device, if they match each other characterized in that for downloading the digital card number to the mobile communication terminal, The mobile communication terminal inputs the authentication number displayed on the display unit of the digital card issuing device in response to a request from the issuing server, and downloads the digital card number from the issuing server. The apparatus of claim 8 or 9, wherein the digital card issuing apparatus further comprises a card reader which receives an optical signal from the outside, converts the received optical signal into an electrical signal, and transmits the converted optical signal to the controller. Detects the number of the digital card from the signal received through the card reader, reads information on the detected digital card from the database, and determines whether to use the digital card using the read information Digital card issuing system. In the digital card issuing system consisting of an issuing server, a digital card issuing device interworking with the issuing server to issue a digital card to the mobile communication terminal, and an output terminal for outputting the digital card issued to the mobile communication terminal, The mobile communication terminal transmits information on the digital card mounted therein to the output terminal in the form of an optical signal, The output terminal, A card reader for receiving an optical signal from the mobile communication terminal and converting the received optical signal into an electrical signal; An output control unit which transmits an electrical signal transmitted from the card reading unit to the digital card issuing device; An output unit for outputting a gift certificate or a coupon of a predetermined form under the control of the output control unit; The digital card issuing device, A controller for detecting a digital card number from the signal transmitted from the output terminal and transmitting the detected digital card number to the issuing server; It is provided with the communication part which can connect with external network, The issuing server, Has a database storing information on issued digital cards, And read information about the digital card number transmitted from the digital card issuing device from the database, determine whether the digital card is valid, and transmit the resulting information to the digital card issuing device. The control unit of the digital card issuing device, when receiving a signal that the digital card is valid from the issuing server, characterized in that for transmitting the output signal of the digital card to the output terminal, And an output control unit of the output terminal to output the digital card to the output unit according to an output signal from the digital card issuing device.

Images