KR20060082633A - Lottery ticket issue system and method using a credit member's computer - Google Patents

Abstract

The present invention relates to a system for providing a lottery using a payment terminal and a processing method thereof. The present invention relates to a credit card payment server, purchases a lottery ticket through a payment terminal at the time of a credit card purchase or a cash purchase, and transfers the lottery purchase information to a credit card company. The registered personal information can be automatically registered on the server, the lottery purchase information is included in the card sales slip, and the accumulated amount according to the payment amount paid by the merchant according to the buyer's setting. The present invention provides a lottery providing system and a processing method using a payment terminal for transferring to a specific reserve providing target and automatically providing an online lottery on the anniversary date of the corresponding reserve providing target.

According to the present invention, it is very advantageous in terms of cost because it does not require the installation of an additional online lottery terminal by allowing an online lottery to be purchased at the time of payment of goods using a credit card, and frequently induces a motive for the purchase of the lottery. It is possible to make payments for lottery purchases, and the lottery sales can be activated because a credit card can be used for payment.

By registering a number of strategy numbers in advance, the buyer can quickly receive the desired number as a lottery number.The buyer who purchases the online lottery presents the lottery to others and presents it to the mobile terminal of the gift recipient. Providing the information can be informed, it is possible to activate the online lottery and at the same time, it is possible to conveniently distribute the online lottery. On the other hand, the present invention transfers a relatively small reserve compared to the purchase price of the product in real time at the time of purchase to any particular reserve providing target, according to the buyer's setting, to provide a lottery using the reserve on the anniversary of the corresponding reserve providing target, By making the reserve provider and congratulatory messages printed on the card slip, you can celebrate the anniversary by using a small reserve, so that the reserve provider and the reserve provider can fully realize the utility of the reserve, thereby activating the merchant's commerce. There is an effect.

Description

Lottery ticketing system using payment terminal and processing method thereof {LOTTERY TICKET ISSUE SYSTEM AND METHOD USING A CREDIT MEMBER'S COMPUTER}             

1 is a view schematically showing the configuration of a lottery providing system using a payment terminal according to a first embodiment of the present invention;

2 is a block diagram showing the configuration of a lottery ticket providing server using a payment terminal according to the first embodiment of the present invention;

3 is a diagram illustrating a signal processing state of a lottery providing system using a payment terminal according to a first embodiment of the present invention;

4A and 4B are diagrams showing card sales slips output by using a lottery providing system using a payment terminal according to a first embodiment of the present invention;

5A, 5B, 5C, 5D, and 5E are flowcharts illustrating a signal flow of a lottery providing system using a payment terminal according to a first embodiment of the present invention.

6 is a diagram schematically showing the configuration of a lottery providing system using a payment terminal according to a second embodiment of the present invention;

7 is a diagram illustrating a signal processing state of a lottery providing system using a payment terminal according to a second embodiment of the present invention;

8 is a schematic diagram schematically showing the configuration of a lottery providing system using a payment terminal according to a third embodiment of the present invention;

9A and 9B illustrate a card sales slip output by using a lottery providing system using a payment terminal according to a third embodiment of the present invention;

10 is a flowchart illustrating a signal flow of a lottery providing system using a payment terminal according to a third embodiment of the present invention;

11 is a schematic diagram showing the configuration of a lottery providing system using a payment terminal according to a fourth embodiment of the present invention;

12 is a view showing a card sales slip output by using a lottery providing system using a payment terminal according to a fourth embodiment of the present invention;

13A and 13B are flowcharts illustrating signal flows of a lottery providing system using a payment terminal according to a fourth embodiment of the present invention;

14 is a schematic diagram schematically showing the configuration of a lottery providing system using a payment terminal according to a fifth embodiment of the present invention;

15 is a view showing a point earning state through a lottery providing system using a payment terminal according to a fifth embodiment of the present invention;

16 is a block diagram showing the configuration of a lottery ticket providing server using a payment terminal according to a fifth embodiment of the present invention;

17 is a diagram illustrating a signal processing state of a lottery providing system using a payment terminal according to a fifth embodiment of the present invention;

18 is a view showing a card sales slip output by using a lottery providing system using a payment terminal according to a fifth embodiment of the present invention;

19 is a flowchart illustrating a signal flow of a lottery providing system using a payment terminal according to a fifth embodiment of the present invention.

* Description of the symbols for the main parts of the drawings *

C: Credit card company, CSS: Credit card payment server,

A1 to An: payment terminal, CS1 to CSn: card scanner,

P: Printer, OLIS: Online Lottery Release Server,

OLIS ': Online lottery server.

The present invention relates to a system for providing a lottery using a payment terminal and a method of processing the same. More specifically, the lottery providing and processing system centers on a credit card payment system so as to interwork with the credit card payment system. The present invention relates to a system for providing a lottery ticket using a payment terminal and a method for processing the offline lottery ticket.

As is well known, due to the recent development of information and communication technology, the development of information providing technology that provides real-time information to various subscribers through at least one host server through a remote data communication network is actively underway.

Based on this, in recent years, the lottery which is released off-line has been promoted online. In general, a lottery ticket is a lottery ticket that is printed in various convenience stores and stores so that a buyer can purchase the lottery number in advance, and a written lottery ticket that allows the buyer to enter or select a desired lottery number. This exists.

However, in the case of an offline lottery in which a specific lottery number is printed and sold in advance, the buyer merely selects a lottery ticket displayed in advance and there is a problem that a customer cannot enter or select a desired number.

Accordingly, in recent years, a written lottery ticket in which a customer directly enters or selects a lottery number has appeared. However, in the case of such a lottery ticket, information about which customer has selected or entered which lottery ticket must be registered in the server, so unlike a conventional offline lottery, a retailer that sells lottery tickets, such as convenience stores, various banks, and traffic card sales offices. And the like, there is a problem that a lottery-only terminal and communication means must be newly provided for registering such lottery buyer information, lottery type, lottery number, and the like on the server side.

In addition, a large number of lotteries exist indiscriminately in the market, and these various lotteries are being implemented by each municipality or public institution to raise specific funds. Since it is separated from each other, it is necessary to form a team that sells and distributes lottery tickets separately under each organization. Therefore, there is an urgent need to reduce additional cost burden through group integration for the same business.

In addition, the lottery buyers have a willingness to purchase a lottery ticket when a special situation or motivation occurs to purchase a lottery ticket, and there is a problem that the general public does not purchase the lottery ticket when the lottery system is not motivated. In other words, the system for purchasing lottery tickets is more closely integrated with life, and there is a need to induce motivation for purchasing lottery tickets from time to time.

On the other hand, recently, a lot of convenience stores, such as online lottery lottery ticket (type, lottery lottery) to sell a lot of lottery lottery, this online lottery has to install a separate terminal as described above, the installation cost is In addition to increasing the number of lottery sales, there is a problem of occupying a lot of places, such as convenience stores, because the terminal is installed. In addition, since the existing online lottery must be registered with a lottery number associated with the lottery buyer, each buyer must receive an online lottery card or register his / her personal information with the server through the terminal when purchasing the lottery ticket. There is a problem that the cost of the ship and card issuance is increased.

In addition, the existing online lottery has a drawback that the amount of circulation is extremely limited because the method of providing and tracking the lottery is so simple that it does not induce interest of the lottery buyers. There is a problem that further inhibits the activation of lottery sales because a system that can be provided for gifts is not established.

In addition, since existing commerce provides only a small portion of sales as points, etc., such points can be accumulated for several years in order to realize actual behavior such as purchasing a product and accumulating points through the purchase of such a product. Because of this need, the consumer had a problem that the perception of these points could not be actively related to the promotion of the purchase of the actual product.

The present invention has been made in view of the above-described prior art, and purchases a lottery ticket through a payment terminal at the time of credit card purchase or cash purchase in connection with a credit card payment server, and registers the lottery purchase information with a credit card company. The purpose of the present invention is to provide an automatic lottery providing system and a processing method using a payment terminal that can be automatically registered on the server by using personally identifiable information, and the lottery purchase information is included in the card sales slip.

Another object of the present invention is to purchase the online lottery ticket when the purchaser is automatically given a lottery number by random number processing method from the server side, or manually fill in all or part numbers, and the remaining number is automatically assigned to receive the lottery ticket The present invention provides a lottery ticket providing system using a payment terminal and a processing method thereof.

Another object of the present invention is to provide a lottery providing system and processing method using a payment terminal to register the strategy number to the server in advance, the buyer to purchase the lottery ticket to automatically combine the lottery strategy number in the server to the buyer. In providing.

Another object of the present invention is to provide a lottery providing system using a payment terminal and a method of processing the same so that the affiliated lottery can be provided for each affiliated store or for each affiliated store in connection with the purchase of the online lottery.

Another object of the present invention is a lottery providing system and processing method using a payment terminal that allows the management of multiple credit card companies in a single lottery providing server to purchase a lottery ticket for payment of goods / services using various credit cards. In providing.

Another object of the present invention is to provide a lottery providing system and a processing method using a payment terminal that allows a buyer to selectively purchase offline lottery tickets based on a number of offline lottery tickets registered in advance.

Another object of the present invention is to automatically generate a pre-registered specific advertisement in the card sales slip, and on a specific day such as the birthday of the buyer, using the buyer information, various messages are included in the card sales slip to output the lottery ticket It is to provide a providing system and a processing method thereof.

Another object of the present invention is to transfer the reserves granted according to the payment amount settled by the merchant to a specific reserve providing target, according to the buyer's setting, and to automatically provide the online lottery on the anniversary date of the corresponding reserve providing target The present invention provides a lottery providing system and a processing method thereof.

In order to achieve the above object, according to a preferred embodiment of the present invention, scan the credit card information for the purchase of goods, input and transmit the online lottery purchase information, and receives the online lottery registration information and card payment information to receive sales A payment terminal outputting the slip; A credit card payment server which receives the goods purchase information, the credit card information, and the online lottery purchase information from the payment terminal, authenticates the credit card, and performs the credit settlement processing of the goods purchase and the online lottery purchase price; Receive customer information and online lottery purchase information from the payment terminal through the credit card payment server to register the purchase information, transmit the registration information to the payment terminal, and provide online lottery to process the drawing and winning of the online lottery. Provided is a lottery providing system using a payment terminal, characterized in that configured as a server.

Preferably, the payment terminal is a computer terminal with a built-in web browser that can select the online lottery on the screen, a keyboard capable of generating various key signals and credit cards, and output of the sales slip including the online lottery purchase information Provided is a lottery providing system using a payment terminal, comprising a printer to be used.

Preferably, the online lottery providing server receives the purchaser identification information and lottery purchase information data transmitted from the merchant via the credit card payment server, and performs a data transmission and reception to transmit the registration status to the merchant; A subscriber information management unit for sharing and managing the subscriber information of each card previously registered in the credit card settlement server as subscriber information when providing lottery tickets; A lottery purchase management unit that interoperates with the subscriber information management unit and manages information on a lottery purchase of a buyer; A lottery number automatic granting unit which is connected to the lottery purchase management unit and automatically drives the lottery number by a random number extraction method when the buyer desires to automatically grant the lottery number; A payment processing unit which processes a lottery providing price among lottery information processed by the lottery purchasing management unit; A lottery / winning processing unit configured to draw a lottery by a predetermined period using a lottery number for each buyer registered in the lottery purchasing management unit, and to notify the corresponding buyer according to whether or not the lottery is purchased; An affiliated store management unit that manages lottery sales of each affiliated store based on pre-registered affiliated store information; A subscriber information DB for storing information of a buyer provided from the credit card settlement server; A lottery purchase information DB for storing information about an online lottery type and the number of purchases thereof in association with subscriber information; A billing information DB for storing information on purchase billing of the online lottery; A winning information DB for storing the winning information of the buyer; A merchant information DB for storing personal information of merchants selling online lotteries; A lottery terms and conditions information DB for storing the terms and conditions information of an online lottery sold in an affiliated store; Receives the personal information and purchase information of the lottery buyers to process automatic grant of the lottery number or register the lottery number with the personal information, and control the data transmission / reception so that the registered data can be included in the card slip at the merchant. Provided is a system for providing a lottery ticket using a payment terminal, comprising: a control unit for performing.

Preferably, the card sales slip output from the payment terminal and the output field is interposed with the payment terminal number; A unique document number in order of publication; A display field in which a card type is displayed; A member number output field assigned to each card; An output field for outputting whether or not the online lottery is purchased and the type of the buyer (individual, merchant); A display field for displaying the lottery purchase amount; An output column for the total sum of the purchase price of the product or the service and the purchase price of the lottery; A check box for selecting an online lottery number; An affiliated store relay instant lottery output column managed by a specific affiliated store or all affiliated stores; An output field for outputting only the online lottery number selected by the buyer; Provided is a lottery providing system using a payment terminal, characterized in that an output field is provided for outputting information on the winning amount of an online lottery.

On the other hand, the present invention is a process of determining whether or not to pay by credit card when a customer receives a product or service and wants to pay the price; Selecting whether to purchase an online lottery; Transmitting card information, product price, and lottery purchase information to a credit card settlement server; Transmitting purchase information and customer information of the online lottery to an online lottery providing server; Generating and assigning an online lottery number by a random extraction method; Registering customer information and lottery information; Transmitting the lottery information to a credit card settlement server; Performing a credit settlement for the lottery purchase price and the product purchase price; Provided is a lottery providing processing method using a payment terminal, comprising a process of outputting the lottery purchase information and product purchase price payment information in the sales slip at the merchant.

Preferably, when a customer wishes to purchase an online lottery ticket, a process for providing a lottery ticket using a payment terminal further comprises the step of distinguishing and inputting card information, product price, and lottery purchase information through a payment terminal. do.

Preferably, when the customer wants to pay in cash for goods or services, the process of selecting whether or not to purchase the online lottery; Inputting customer information using a payment terminal; Selecting an online lottery type; Selecting the number of purchases of the online lottery; There is provided a method for providing a lottery ticket using a payment terminal, the method comprising the step of automatically generating a lottery number by receiving the type of lottery, the number of purchases, and customer information.

Preferably, the process of allowing the customer to enter or select the online lottery number, instead of automatically generating a lottery number in the online lottery providing server; There is provided a lottery providing processing method using a payment terminal, characterized in that the customer information and the lottery information selected by the customer is further registered in the DB.

Preferably, instead of automatically generating a lottery number in the online lottery providing server, a process of allowing a customer to enter or select a part of the online lottery number; Automatically generating the remaining online lottery numbers on the server to complete the lottery numbers; Provided is a method for providing a lottery ticket using a payment terminal, wherein the customer information and the completed lottery information are registered in a DB.

Preferably, the step of registering the strategy number desired by the customer in the online lottery providing server before the purchase of the online lottery; When a customer purchases an online lottery ticket, there is provided a method for providing a lottery ticket using a payment terminal further comprising the step of registering a strategy number registered as a lottery number.

Preferably, the strategy number may be selected in plural number according to the selection of the customer, the selected strategy number is a lottery providing processing method using a payment terminal, characterized in that it is possible to be registered as a lottery number sequentially when purchasing a lottery ticket of the customer Is provided.

Preferably, according to the number of sales for a specific product for each merchant, a merchant relay lottery lottery process for providing one product free of charge for each predetermined number of sales further comprises a lottery providing processing method using a payment terminal Is provided.

Preferably, the online lottery providing server is linked with a plurality of credit card payment server, so that the data processing algorithm of the multi-processing processing method is provided therein so as to process the data transmitted at the same time lottery using a payment terminal A provision system is provided.

On the other hand, the present invention comprises a payment terminal for scanning the credit card information for the purchase of goods, input and send the online lottery purchase information, and receives the online lottery registration information and card payment information to output to the sales slip; A credit card payment server which receives the goods purchase information, the credit card information, and the online lottery purchase information from the payment terminal, authenticates the credit card, and performs the credit settlement processing of the goods purchase and the online lottery purchase price; Another lottery providing server for providing lottery number data in order for a customer to selectively register a lottery number sold offline; Receive customer information and online lottery purchase information from the payment terminal via the credit card payment server to register the purchase information, transmit the registration information to the payment terminal, perform lottery and win processing of the online lottery, and offline lottery There is provided a lottery providing system using a payment terminal, comprising an online lottery providing server for registering a number in advance and transmitting the information to a payment terminal upon selection of a customer.

Preferably, the card sales slip output from the payment terminal and the output field is interposed with the payment terminal number; A unique document number in order of publication; A display field in which a card type is displayed; A member number output field assigned to each card; An output field for outputting whether or not the online lottery is purchased and the type of the buyer (individual, merchant); A display field for displaying the lottery purchase amount; An output column for the total sum of the purchase price of the product or the service and the purchase price of the lottery; A check box for selecting an online lottery number; An affiliated store relay instant lottery output column managed by a specific affiliated store or all affiliated stores; An output field for outputting only the online lottery number selected by the buyer; An output field for outputting the winning amount information of the online lottery; Provided is a lottery providing system using a payment terminal, characterized in that an output field for outputting information of offline lottery ticket is provided.

On the other hand, the present invention is a process of determining whether or not to pay by credit card when a customer receives a product or service and wants to pay the price; Selecting whether to purchase an online lottery; Selecting whether or not to purchase the offline lottery ticket; Transmitting card information and product price, and online and offline lottery purchase information to a credit card settlement server; Transmitting online and offline lottery purchase information and customer information to an online lottery providing server; Generating and assigning an online lottery number by a random extraction method; Extracting a specific number from the registered offline lottery numbers; Registering customer information and each lottery information; Transmitting the lottery information to a credit card settlement server; Performing a credit settlement for the lottery purchase price and the product purchase price; Provided is a lottery providing processing method using a payment terminal, comprising a process of outputting the lottery purchase information and product purchase price payment information in the sales slip at the merchant.

Preferably, instead of automatically generating and assigning an online lottery number, a method for providing a lottery ticket using a payment terminal, characterized in that the customer can directly write or select.

In addition, the present invention provides a payment terminal for scanning the credit card information for the purchase of goods, input and transmit the online lottery purchase information, and receives the online lottery registration information and card payment information to output to the sales slip; A credit card payment server which receives the goods purchase information, the credit card information, and the online lottery purchase information from the payment terminal, authenticates the credit card, and performs the credit settlement processing of the goods purchase and the online lottery purchase price; An advertisement providing server providing specific advertisement data so that an advertisement may be output on a credit card sales slip; A mobile communication terminal for receiving and outputting the online lottery purchase information and lottery gift information previously purchased and presented by a third party, and inputting and transmitting various online lottery purchase information to purchase the online lottery; Receive customer information and online lottery purchase information from the payment terminal via the credit card payment server to register the purchase information, transmit the registration information to the payment terminal, perform lottery and win processing of the online lottery, and perform online lottery Provided is a lottery providing system using a payment terminal, comprising: an online lottery providing server for transmitting purchase information and lottery gift information to a mobile communication terminal of a customer and providing lottery through the terminal.

Preferably, the card sales slip output from the payment terminal and the output field is interposed with the payment terminal number; A unique document number in order of publication; A display field in which a card type is displayed; A member number output field assigned to each card; An output field for outputting whether or not the online lottery is purchased and the type of the buyer (individual, merchant); A display field for displaying the lottery purchase amount; An output column for the total sum of the purchase price of the product or the service and the purchase price of the lottery; A check box for selecting an online lottery number; An affiliated store relay instant lottery output column managed by a specific affiliated store or all affiliated stores; An output field for outputting only the online lottery number selected by the buyer; An output field for outputting the winning amount information of the online lottery; Provided is a lottery providing system using a payment terminal, characterized in that an output field for outputting advertisement data of a merchant and a non-affiliated store and corresponding credit card buyer information is provided.

On the other hand, the present invention comprises the steps of the advertiser registers the advertising data in advance on the online lottery server; Selecting to purchase an online lottery when purchasing an item with a credit card; Performing credit settlement of goods and online lottery purchases; Performing an online lottery purchase process; Extracting previously registered advertisement data; Transmitting goods payment information, online lottery purchase information, and advertisement data; Provided is a method for providing a lottery ticket using a payment terminal, comprising: outputting goods payment information, online lottery purchase information, and advertisement data in a sales slip.

The present invention also provides a process for selecting an online lottery purchase when purchasing an item with a credit card; Inputting gift target information by wishing of an online lottery gift; Performing credit settlement of goods and online lottery purchases; Performing an online lottery purchase processing of the gift recipient; Transmitting goods payment information, online lottery purchase information, and advertisement data; Outputting information including payment information, online lottery purchase information, and advertisement data in a sales slip; There is provided a method for providing a lottery ticket using a payment terminal, which comprises a process of notifying a gift recipient that an online lottery has been provided as a gift.

Preferably, when notifying that the online lottery has been provided to the gift recipient, there is provided a lottery provision processing method using a payment terminal, wherein the notification is provided using an email, a mobile communication terminal, a short message, a mail, or a wired or wireless voice call.

On the other hand, the present invention is the process of accessing the online lottery server via the buyer's mobile communication terminal; Selecting an online lottery purchase; Performing an online lottery purchase process; Performing an online lottery payment process; There is provided a method for providing a lottery ticket using a payment terminal, which comprises a process of transmitting online lottery purchase information to a mobile communication terminal of a corresponding customer.

In addition, the fifth embodiment of the present invention is provided in the merchant, receives the personal information of the reserve provider and the personal information of the reserve provider and transmits it to the online lottery providing server, scans the credit card information for the purchase of goods, A payment terminal that receives the card payment information and transmits it to a credit card payment server, and outputs the receipt slip data from an online lottery ticket release server; Credit card for receiving goods purchase information and credit card information from the payment terminal to authenticate the credit card, processing credit payment of goods purchase price, providing reserves, and transferring the reserve information along with buyer information to online lottery ticket release server. A payment server; Receive and register the reserve provider information, the reserve information, and the reserve provision target from the payment terminal through the credit card payment server, and receives the reserve information according to the purchase information of the reserve provider from the credit card settlement server or payment terminal To the online lottery server that automatically grants the online lottery to the target of the reserve, and the reserve provider information and the congratulatory message information generated by the card sales slip to the payment terminal. Provided is a lottery providing system using a payment terminal, characterized in that configured.

Preferably, the online lottery providing server receives the product payment information, credit card information and credit card / merchant reserve information transmitted from the merchant through the credit card payment server, the lottery providing processing information through the reserve Communication module for transmitting and receiving data to transmit to the; A subscriber information management unit for managing the personal information of each credit card buyer, the personal information of the target of providing the reserve, and the registered anniversary information of the target of the reserve of the credit; A point calculating unit which interlocks with the subscriber information managing unit and accumulates the reserves provided for each buyer through the mechanical purchase of goods; Point providing management unit for storing the information of the reserve provision target subject specified in advance by the buyer of the product, and manages the reserve provision information of the buyer for each corresponding reserve provision target; A lottery / winning processing unit configured to draw a lottery by a predetermined period using a lottery number automatically assigned to a reward providing target who is pre-registered to the point providing management unit, and to notify the corresponding reserve providing target according to the winning or not; Automatically granting a lottery number automatically linked with the point providing management unit to automatically grant a lottery number by the random number extraction method to the target of providing the reserve by using the previously accumulated reserves when the anniversary of the target for providing the reserve; An affiliated store management unit that manages lottery sales of each affiliated store based on pre-registered affiliated store information; A slip data generation unit for generating slip data consisting of information on a lottery ticket and a winning prize, an anniversary message and a reserve provider information, and product payment information automatically assigned to the reserve providing target person; A subscriber information DB for storing information of a buyer provided from the credit card payment server and a target of providing a reserve for the reserve provided by the buyer; A point calculation DB for storing accumulated accumulation calculation information provided to each buyer for providing reserves for each buyer; A point provision DB for storing a plurality of reserve provider information and reserve information provided for providing a reserve to one of the reserves; Winning information DB for storing the winning information of the reserve target subjects; A lottery grant information DB for storing lottery grant information for each reserve provision target person; An affiliated store information DB for storing personal information of an affiliated store providing an online lottery; A slip data DB for storing slip data consisting of information on the lottery number and the winning or not, information on an anniversary celebration message and a reserve provider, and product payment information automatically granted to the reserve providing target person; Each reserve provider is managed by linking a number of reserve providers designated in advance, and the reserves generated when the products of the reserve providers are settled as the reserves of the target reserve providers, and the reserves when the anniversary of the registered reserve providers is reached. Lottery using payment terminal characterized in that it consists of a control unit for controlling the data transmission and reception to provide the automatic online lottery to the corresponding reserve provider when the product payment signal of the target recipient is generated, the information is included in the card slip Providing system is provided,

Preferably, the card sales slip consists of information about the automatic lottery ticket number and a congratulatory message suitable for the registered anniversary of the target of providing the reserve, and the output column for outputting the information of the reserve provider lottery using a payment terminal, characterized in that A provision system is provided.

Preferably, the registration information of the reserve provision target is provided with a lottery providing system using a payment terminal, characterized in that the credit card number and resident registration number.

On the other hand, the present invention is the process of accessing the online lottery providing server via a web network through the payment terminal before the product purchase in the merchant; Registering personal information of a person who provides a reserve to provide a reserve when purchasing a product on a server; A process of generating, on a credit card settlement server, the reserved reserve data generated by a purchase activity of the reserve provider in the state where the reserve target is registered for each reserve offer target in the database of the online lottery providing server; Transmitting the buyer information and the reserve information from the credit card settlement server to the online lottery providing server; Accumulating and processing the online lottery providing server by accumulating the reserve of the corresponding buyer as the reserve of the registered reserve providing target; Determining whether an anniversary date of a pre-registered reserve provision target arrives by the online lottery providing server; Determining, by the on-line lottery providing server, whether a purchase signal of the corresponding deposit providing target is generated after the anniversary date of the corresponding deposit providing target; Determining, by the online lottery providing server, whether to win by granting an automatic online lottery by a random number method according to a purchase signal; Extracting, by the online lottery providing server, the point provider information and creating card sales slip data by combining the winning information; Transmitting, by the online lottery providing server, the card sales slip data to the payment terminal provided in the affiliated store; Provided is a method for providing a lottery ticket using a payment terminal, wherein the payment terminal outputs the corresponding card sales slip data.

Preferably, when there are a plurality of reserve providers who wish to provide a reserve for any one of the reserves, the reserves of the reserves are further included in the process of being added to the corresponding reserves. Provided is a method of providing a lottery ticket.

EMBODIMENT OF THE INVENTION Hereinafter, this invention is demonstrated in detail with reference to drawings.

1 is a diagram schematically showing the configuration of a lottery providing system using a payment terminal according to a first embodiment of the present invention.

Referring to this, when the lottery providing system using the payment terminal according to the first embodiment of the present invention performs payment for a specific product or service with a credit card using the payment terminals A1 to An, the card is authenticated. And a credit card payment server (CSS) configured to perform credit card payment, and the credit card payment server (CSS) registers subscriber information for each card in advance.

In addition, in the lottery providing system using a payment terminal according to the present invention, the payment terminals A1 to An are always configured to be connected to the credit card payment server CSS in a state of online connection, and a keyboard for key input (A1-a). An-a is configured, credit keyboard scanners CS1 to CSn for scanning credit cards are formed on the keyboards A1-a to An-a, and a printer P for outputting sales slips is provided. It is provided.

Therefore, in a lottery providing system using a payment terminal according to the present invention, when a buyer wants to make a credit card payment for a payment for a specific product and service, the merchant owner determines the credit according to whether the buyer decides to purchase the online lottery. The card payment server (CSS) transmits the product / service purchase price information, card information, online lottery purchase information.

Therefore, the credit card settlement server (CSS) performs card authentication using the transmitted product / service purchase price information, card information, online lottery purchase information and product / service purchase price information and card information, and authentication is completed. When the payment is made, the information is registered. Then, the card information, for example, the buyer information and the online lottery information are transmitted to the online lottery providing server OLIS.

The online lottery providing server (OLIS) is linked with the credit card payment server (CSS) and lottery purchase information (for example, lottery type) transmitted from payment terminals A1 to An via the credit card payment server CSS. And number of purchases) and lottery purchaser information, and the lottery is released.

At this time, the lottery providing method provided by the online lottery providing server (OLIS) is largely composed of three methods, which will be briefly described in FIG. 1 and described in more detail below. First, the lottery providing method provided by the online lottery providing server (OLIS) includes a method in which all buyers fill out a lottery number, a method automatically received from the online lottery providing server (OLIS), and a part of the entire lottery number. Are selected by the buyer and the rest are automatically assigned from the online lottery providing server (OLIS).

In addition, when the processing of the lottery number is completed in the online lottery providing server (OLIS), the lottery number and the buyer information are registered in a DB, the registration information is transmitted to the credit card settlement server (CSS), and the credit The card settlement server CSS transmits the lottery registration information to the payment terminals A1 to An together with the card payment information.

Then, the payment terminals A1 to An output the card sales slip by using the printer P to provide the data to the buyer. The description of the output card sales slip will be described in detail in the subsequent drawings.

Therefore, the lottery providing system using the payment terminal according to the present invention does not have an additional lottery terminal, and can easily purchase an online lottery using a conventional payment card for credit card payment. The common tasks of the CSS and the online lottery server (OLIS) (eg, the processing of the buyer authentication information and the personal information) can be used at the same time. Easily motivated for

In addition, since the purchase information for the online lottery purchase is included with the card sales slip and output, the receipt of the separate lottery purchase is unnecessary. In addition, the lottery operation is so diverse that it is possible to select a lottery number according to the buyer's preference.

2 is a block diagram showing a configuration of a lottery providing server using a payment terminal according to a first embodiment of the present invention.

Referring to this, the online lottery providing server (OLIS) is a communication module, subscriber information management unit, lottery purchase management unit, lottery number automatic grant unit, payment processing unit, lottery / winning processing unit, merchant management unit, subscriber information DB, lottery purchase information DB It consists of payment information DB, winning information DB, merchant information DB, lottery agreement information DB, control unit.

In more detail, reference numeral 2 receives a purchaser identification information and lottery purchase information data transmitted from an affiliated store through the credit card settlement server (CSS), and a communication module for transmitting and receiving data to transmit the registration status to the affiliated store. Indicates.

Reference numeral 4 denotes a subscriber information management unit for sharing and managing card-specific subscriber information previously registered in the credit card settlement server (CSS) as subscriber information when providing lottery tickets.

Reference number 6 indicates a lottery purchase management unit that interworks with the subscriber information management unit 4 to manage information on the purchase of a lottery ticket, and reference 8 indicates a lottery number automatically assigned by the buyer in connection with the lottery purchase management unit 6. If desired, it is driven to indicate whether or not the lottery number is automatically assigned to automatically give the lottery number by the random number extraction method.

Reference numeral 10 denotes a payment processing unit that performs processing for the lottery offering price of the lottery information processed by the lottery purchase management unit 6, and provides the lottery sale price information to the credit card settlement server (CSS). It is desirable to be included in the credit card price.

In addition, reference numeral 12 denotes a lottery / winning processing unit which draws a lottery at regular intervals using a lottery number for each buyer registered in the lottery purchase management unit 6, and performs notification processing to the buyer according to the winning or failing.

Reference numeral 14 denotes an affiliated store management unit that manages lottery sales of each affiliated store based on pre-registered affiliated store information.

On the other hand, reference numeral 16a represents a subscriber information DB for storing the information of the buyer provided from the credit card settlement server (CSS), and reference numeral 16b stores information on the type of online lottery and the number of purchases thereof in association with the subscriber information. The lottery purchase information DB is shown.

Also, reference numeral 16c denotes a payment processing information DB for storing information on purchase price processing of the online lottery, and reference numeral 16d denotes a winning information DB for storing the winning information of the buyer.

Reference numeral 16e denotes an affiliated store information DB for storing personal information of the affiliated store that sells the online lottery, and reference numeral 16f denotes a lottery condition information DB that stores the information on the terms and conditions of the online lottery sold at the affiliated store.

Reference numeral 18 is to receive the personal information and purchase information of the lottery buyers to process automatic grant of the lottery number or to register the lottery number with the personal information and to print the registration data in the card slip at the merchant. The control part which performs data transmission / reception control is shown.

3 is a diagram illustrating a signal processing state of a lottery providing system using a payment terminal according to a first embodiment of the present invention.

Referring to this, when a customer uses a card to pay for purchase of a certain product or a service at a merchant, ① the merchant checks whether to purchase an online lottery along with payment.

If a customer wants to purchase an online lottery ticket and selects the number of lottery tickets, and enters a lottery number manually or selects automatic grant ②, the data is transferred to the card and customer authentication via the payment terminals A1 to An. ④ sends the requested data ③ and the lottery purchase information about the credit card company.

Then, the credit card company performs card authentication based on the transmitted card data, and performs credit settlement for the purchase of goods and services. And, provides the customer information and lottery purchase information for purchasing the online lottery to the online lottery providing server (OLIS) ⑤.

The online lottery providing server (OLIS) receives the corresponding customer information and the lottery purchase information, and registers the lottery number together with the customer information according to the lottery number assignment method (manual entry or automatic grant) selected by the customer. Then, the registration information and the payment information is transmitted to the credit card company ⑥.

The credit card company receives the lottery registration information and the price information from the online lottery providing server (OLIS) and performs the payment processing by including the price information in the product purchase price, and the product purchase price, the lottery price information, and the lottery purchase information to the merchant. ⑦.

Merchant prints the payment confirmation information (commodity purchase price and lottery price information and lottery purchase information) sent from the credit card company to provide to the customer ⑧.

4A and 4B are diagrams showing card sales slips output by using a lottery ticket providing system using a payment terminal according to the first embodiment of the present invention. FIG. 4A shows card sales slips provided to a customer. Represents a merchant card sales slip.

Referring to this, the card sales slip 20 output using the lottery ticket providing system using the payment terminal according to the first embodiment of the present invention is an output column 22 including a payment terminal number and a unique slip according to the order of issuance. A number 24, a display field 26 on which card types are displayed, and a member number output field 28 assigned to each card are provided.

In addition, the card sales slip 20 has an output column 30 for outputting whether or not the online lottery is purchased and its buyer type (individual, affiliated store), a display field 32 for displaying the lottery purchase amount, and purchase of goods or services. A total sum amount output column 34 including the sum of the price and the lottery purchase price is provided.

Meanwhile, a check box 36 for selecting an online lottery number is output on the card sales slip 20, and the online lottery number selected by the buyer is displayed by a separate selection mark. In addition, the merchant relay instant lottery output field 38, which is hosted by a specific merchant or all of the merchants, is provided irrespective of the online lottery, and an output field 40 for outputting only the online lottery number selected by the buyer is provided, and information on the amount of winnings of the online lottery is provided. An output field 42 for outputting is provided.

At this time, the affiliated store relay lottery is to pay a certain amount of goods or services payments for the specific customer by using the document number generated when using the customer's credit card by retrieving a certain percentage of the fee of the merchant regardless of the online lottery purchase. It is a lottery.

Figure 4b shows a card sales slip 50 for the merchant store, the card sales slip 50, the output column 22 is interposed with the payment terminal number, the unique document number 24 according to the order of issue, and the card type Is provided with a display field 26 and a member number output field 28 assigned to each card.

In addition, the card sales slip 50 has an output column 30 for outputting whether or not the online lottery is purchased and its buyer type (individual, affiliated store), a display field 32 for displaying the lottery purchase amount, and purchase of goods or services. A total sum amount output column 34 including the sum of the price and the lottery purchase price is provided.

Therefore, the customer can check the payment information for the purchase price of the goods or services he purchased through the card sales slip 20, can check how many online lotteries have been purchased, and can check the lottery purchase price information have.

In this case, when the customer purchases two or more online lotteries, the lottery number output field 40 is divided into multiple stages, and each purchase lottery number is output. That is, when two online lotteries are purchased, the lottery number output field 40 is divided into a plurality of spaces, and the lottery numbers for each ticket are output.

In addition, the confirmation of the lottery number may be confirmed on the Internet by accessing the online lottery providing server (OLIS) through a customer's computer terminal.

The function and operation of the lottery providing system using the payment terminal according to the first embodiment of the present invention having the above-described configuration will be described in detail with reference to the accompanying drawings.

5A, 5B, 5C, 5D, and 5E are flowcharts illustrating a signal flow of a lottery providing system using a payment terminal according to a first embodiment of the present invention.

5A illustrates a signal flow of a lottery providing system using a payment terminal. First, a customer receives a purchase or service of a specific product at a merchant (first step: ST-1), and wishes to pay a card for the payment. In the second step: ST-2, if it is desired to pay the card, it is determined whether or not to purchase the online lottery ticket (third step: ST-3).

If the customer wants to purchase the online lottery, he selects the online lottery that he wants to purchase and selects the number of purchases (step 4: ST-4). For reference, FIG. 5A illustrates a process of automatically assigning an online lottery number.

When the selection for the lottery purchase is completed, the affiliated store stores the product purchase price, the lottery purchase information, and the card information separately through the payment terminals A1 to An (step 5: ST-5), and pays the credit card company. Transmit to server CSS (sixth step: ST-6).

Then, the credit card settlement server (CSS) receives the corresponding card information, item purchase information, lottery purchase information, performs card authentication processing, and provides the online lottery with a part of customer identification information due to lottery purchase information and card information. Transmit to server OLIS (step 7: ST-7).

The online lottery providing server (OLIS) automatically generates and assigns a lottery number by random number extraction based on customer identification information and lottery purchase information (step 8: ST-8), and assigns the lottery number to lottery purchase information and Register with DB with customer information (step 9: ST-9).

Then, the online lottery providing server (OLIS) transmits the lottery registration information to the credit card payment server (CSS) (step 10: ST-10), the credit card payment server (CSS) is the product purchase price and lottery purchase price And the payment information and the lottery registration information are transmitted to the payment terminals A1 to An (step 11: ST-11).

Then, the payment terminals A1 to An output the card slip including the lottery information and the payment information to the customer (step 12: ST-12).

If the customer wants to perform a cash payment without paying for a credit card for goods and services (step 13: ST-13), it is determined whether to purchase an online lottery (step 14: ST-14). ).

If you want to purchase an online lottery, enter customer information (for example, uniquely identifiable information such as social security number or mobile phone number, own landline telephone number, e-mail ID) using payment terminals A1 to An ( Step 15: ST-15), select the number of lottery purchases (Step 16: ST-16), and when the selection is completed, transmit the corresponding data to the online lottery provider server (OLIS) (Step 17: ST- 17).

Then, the online lottery providing server (OLIS) receives the lottery purchase information and the customer information and automatically assigns the lottery number (step 18: ST-18), and registers the lottery number and the customer information in the DB (second Step 19: ST-19).

When the lottery registration information is transmitted to the payment terminals A1 to An (step 20: ST-20), the payment terminals A1 to An output the receipt including the corresponding lottery number to the customer. (Step 21: ST-21).

In addition, when a customer wants to pay for goods or services in cash, and does not want to purchase an online lottery, a receipt for payment of goods or services is provided through the payment terminals A1 to An. Step 22: ST-22).

In addition, when the customer pays the card and does not want to purchase the online lottery, the card data is transmitted to the credit card settlement server (CSS) by transmitting the card data as in the case of the normal card payment (step 23: ST-23). Then, the credit card settlement server (CSS) performs card authentication (step 24: ST-24) and transmits the authentication data to the payment terminals A1 to An so as to output the sales slip and provide it to the customer (25th). Step: ST-25).

Figure 5b is a signal flow of the lottery providing system using a payment terminal that allows the customer to directly select or enter the lottery number, in Figure 5b is shown only for credit card payments and cash payments can be omitted. Of course.

First, if a customer is provided with a purchase or service of a specific product at a merchant (step 30: ST-30) and wishes to make the payment with a card, there is a request to purchase an online lottery (step 31: ST-31). ), The customer selects an online lottery to purchase and selects the number of purchases (step 32: ST-32).

In addition, the lottery number of the online lottery is selected or entered (step 33: ST-33), and when the selection of the lottery purchase is completed, the affiliated store owner purchases the product purchase price and the lottery through the payment terminals A1 to An. The purchase information (number of copies, the lottery number) and the card information are separately input, and the data is transmitted to the payment server (CSS) of the credit card company (step 34: ST-34).

Then, the credit card settlement server (CSS) receives the corresponding card information, item purchase information, lottery purchase information, performs card authentication processing, and provides the online lottery with a part of customer identification information due to lottery purchase information and card information. Transmit to server OLIS (Step 35: ST-35).

The online lottery providing server OLIS registers the lottery number in the DB together with the lottery purchase information and customer information (step 36: ST-36).

The online lottery providing server (OLIS) transmits lottery registration information to a credit card payment server (CSS), and the credit card payment server (CSS) performs credit payment processing for the product purchase price and the lottery purchase price. The payment information and the lottery registration information are transmitted to the payment terminals A1 to An (step 37: ST-37).

Then, the payment terminals A1 to An output the card slip including the lottery information and the payment information to provide to the customer (step 38: ST-38).

Figure 5c shows the signal flow of the lottery providing system using a payment terminal that the customer directly selects or fills in a part of the lottery number, and the remaining numbers are automatically assigned by the server. In FIG. 5c, only the credit card payment is shown. The cash settlement is omitted, and of course, the cash settlement is possible.

First, if a customer is provided with a purchase or a service of a specific product (step 40: ST-40) at a merchant and wants to make the payment with a card, there is a request to purchase an online lottery (step 41: ST-41). ), The customer selects the online lottery to purchase and selects the number of purchases (step 42: ST-42).

In addition, a part of the lottery number of the online lottery is selected or filled in (step 43: ST-43), and when the selection for the lottery is completed, the affiliated store owner purchases the product through the payment terminals A1 to An. And enter the lottery purchase information (number of pieces, some lottery numbers) and card information separately, and transmit the data to the payment server (CSS) of the credit card company (step 44: ST-44).

Then, the credit card settlement server (CSS) receives the corresponding card information, item purchase information, lottery purchase information, performs card authentication processing, and provides the online lottery with a part of customer identification information due to lottery purchase information and card information. Transmit to server OLIS (step 45: ST-45).

The online lottery providing server (OLIS) automatically generates the remaining lottery numbers except randomly selected lottery numbers by random number extraction to complete the entire lottery number (step 46: ST-46), and purchases the lottery numbers. The information and customer information are registered in the DB (step 47: ST-47).

The online lottery providing server (OLIS) transmits lottery registration information to a credit card payment server (CSS), and the credit card payment server (CSS) performs credit payment processing for the product purchase price and the lottery purchase price. The payment information and the lottery registration information are transmitted to the payment terminals A1 to An (step 48: ST-48).

Then, the payment terminals A1 to An output the card slip including the lottery information and the payment information to the customer (step 49: ST-49).

5d illustrates a signal flow of a lottery providing system using a payment terminal in which a customer selects and registers a specific strategy number in advance in an online lottery providing server. In FIG. 5d, only a credit card payment is shown and cash payment is omitted. Of course, cash payments are also possible.

First, the customer registers the strategy number in the DB of the server by accessing the online lottery provider server (OLIS) and selecting and entering a lottery strategy number before using the credit card (ST50: ST-50). Step 51: ST-51).

In this case, the lottery strategy number is generally strategically selected from the 50 numbers that the customer can select from the lottery ticket in advance, so that the strategy number is automatically assigned later when the lottery number is automatically provided by the online lottery server (OLIS). It is a number registered in advance in the server in order to randomly extract and give a lottery number. In this case, when assigning the strategy number of the lottery to the customer in advance, a predetermined fee may be provided as the strategy number assignment price.

After the registration of the strategy number is completed, if the customer is provided with a product or service at a specific merchant (step 52: ST-52) and wishes to pay the card by the payment (step 53: ST-53) It is determined whether or not to purchase the lottery ticket (step 54: ST-54).

If the customer wants to purchase the online lottery, the customer selects the online lottery to purchase and selects the number of purchases (step 55: ST-55).

When the selection for the lottery purchase is completed, the affiliated store stores the product purchase price, the lottery purchase information, and the card information separately through the payment terminals A1 to An (step 56: ST-56), and pays the credit card company. Transmit to server CSS (step 57: ST-57).

Then, the credit card settlement server (CSS) receives the corresponding card information, item purchase information, lottery purchase information, performs card authentication processing, and provides the online lottery with a part of customer identification information due to lottery purchase information and card information. Transmit to server OLIS (step 58: ST-58).

The online lottery providing server (OLIS) automatically extracts and assigns a lottery number by randomly extracting a strategy number for each customer based on customer identification information and lottery purchase information (step 59: ST-59), The lottery number is registered in the DB together with the lottery purchase information and customer information (step 60: ST-60).

The online lottery providing server (OLIS) transmits lottery registration information to a credit card payment server (CSS), and the credit card payment server (CSS) performs credit payment processing for the product purchase price and the lottery purchase price. The payment information and the lottery registration information are transmitted to the payment terminals A1 to An (step 61: ST-61).

Then, the payment terminals A1 to An output the card slip including the lottery information and the payment information to provide to the customer (step 62: ST-62).

If a customer registers a strategy number in advance but does not purchase an online lottery, and the merchant wants to pay with a card for a specific product or service (step 63: ST-63), the general credit card processing In the same manner as the procedure, card authentication and payment processing are performed (step 64: ST-64), and the slip is output (step 65: ST-65).

Then, it is determined whether the winning number is included in the customer's strategy number on the drawing day of the online lottery (step 66: ST-662), and if the winning number is included in or equal to the customer's strategy number, the total prize money A certain percentage of the payment is made to the customer (step 67: ST-67).

In addition, the strategy number is composed of a set of six or more numbers to be an online lottery number, and a plurality of strategy numbers are selected and registered in advance in an online lottery provider server (OLIS) according to the buyer's choice. Depending on the lottery purchase, it is possible to provide the corresponding strategy number as the lottery number in order, and the strategy number can be composed of the same or more selectable lottery numbers, so that 3, 4, 5, ..., etc. It is not limited to the number of numbers.

FIG. 5E illustrates a signal flow of a lottery providing system using a payment terminal further including an affiliated store relay lottery assigned to a customer by an affiliate when a product is purchased.

First, when a customer purchases an item at a specific affiliate store (step 70: ST-70), a payment is made (step 71: ST-71) and the sales information is transmitted to the online lottery providing server (OLIS). (Step 72: ST-72).

Then, the online lottery providing server (OLIS) reads the sales information of the affiliated store regardless of the online lottery and automatically drives the affiliated store relay lottery program according to the sales information (step 73: ST-73) to win or not win. (Step 74: ST-74).

Basically, the affiliated store relay lottery is driven based on a margin rate for a specific product. For example, when 10 people purchase a specific product, one of them is a lottery lottery to provide a product free of charge.

At this time, the lottery method of the merchant relay lottery is very diverse, but if an example is presented, the product may be paid by drawing a slip number when purchasing a product, or may be lottery by comparing the number of sales of the product and the sale date.

If the customer wins the merchant relay lottery, the purchase price of the corresponding product is refunded (step 75: ST-75), and if not, the receipt is printed and provided (step 76: ST-76).

Hereinafter, a lottery providing system using a payment terminal and a processing method thereof according to a second embodiment of the present invention will be described in detail with reference to the accompanying drawings.

6 is a diagram schematically illustrating a configuration of a system for providing a lottery ticket using a payment terminal according to a second embodiment of the present invention.

Referring to this, in the lottery providing system using the payment terminal according to the second embodiment of the present invention, the online lottery providing server (OLIS) is not configured in a specific credit card company, but is composed of a plurality of credit card payment servers ( It is a system that enables the purchase and processing of online lotteries through various credit cards in connection with CSS1 to CSSn).

Therefore, the online lottery providing server OLIS processes the lottery purchase information transmitted from the plurality of payment terminals A1 to An via the plurality of credit card settlement servers CSS1 to CSSn, and regenerates the lottery registration information. By sending to the payment terminal (A1 ~ An) it is possible to output the online lottery purchase information to the sales slip, each signal processing can be processed multiple data at a time in a multi-processing method.

7 is a diagram illustrating a signal processing state of a lottery providing system using a payment terminal according to a second embodiment of the present invention.

Referring to this, when a customer uses a card to pay for purchase of a certain product or a service at a merchant, ① the merchant checks whether to purchase an online lottery along with payment.

If a customer wants to purchase an online lottery ticket and selects the number of lottery tickets, and enters a lottery number manually or selects automatic grant ②, the data is transferred to the card and customer authentication via the payment terminals A1 to An. ④ sends the requested data ③ and the lottery purchase information about the credit card company.

At this time, when another customer wants to make the same payment with a different credit card, since the online lottery provider server (OLIS) is linked with a plurality of credit card companies, a plurality of credit card companies are provided from a plurality of payment terminals A1 to An. Buyer information and lottery purchase information can be provided.

Then, the credit card company performs card authentication based on the transmitted card data, and performs credit settlement for the purchase of goods and services. And, provides the customer information and lottery purchase information for purchasing the online lottery to the online lottery providing server (OLIS) ⑤.

The online lottery providing server (OLIS) receives the corresponding customer information and the lottery purchase information, and registers the lottery number together with the customer information according to the lottery number assignment method (manual entry or automatic grant) selected by the customer. Then, the registration information and the payment information is transmitted to the credit card company ⑥.

The credit card company receives the lottery registration information and the price information from the online lottery providing server (OLIS) and performs the payment processing by including the price information in the product purchase price, and the product purchase price, the lottery price information, and the lottery purchase information to the merchant. ⑦.

Merchant prints the payment confirmation information (commodity purchase price and lottery price information and lottery purchase information) sent from the credit card company to provide to the customer ⑧.

In addition, even if buyer information and lottery information are transmitted from a plurality of merchants through a plurality of different credit card companies, the online lottery providing server (OLIS) processes a plurality of authorized data in a multi-processing manner. Multiple lottery purchase data can be processed.

Hereinafter, a lottery providing system using a payment terminal and a processing method thereof according to a third embodiment of the present invention will be described in detail with reference to the accompanying drawings.

8 is a schematic diagram showing the configuration of a system for providing a lottery ticket using a payment terminal according to a third embodiment of the present invention.

Referring to this, when the lottery providing system using the payment terminal according to the third embodiment of the present invention uses the payment terminals A1 to An to pay for a specific product or service with a credit card, the card is authenticated. And a credit card payment server (CSS) configured to perform credit card payment, and the credit card payment server (CSS) registers subscriber information for each card in advance.

In addition, in the lottery providing system using a payment terminal according to the present invention, the payment terminals A1 to An are always configured to be connected to the credit card payment server CSS in a state of online connection, and a keyboard for key input (A1-a). An-a is configured, credit keyboard scanners CS1 to CSn for scanning credit cards are formed on the keyboards A1-a to An-a, and a printer P for outputting sales slips is provided. It is provided.

Therefore, in a lottery providing system using a payment terminal according to the present invention, when a buyer wants to make a credit card payment for a payment for a specific product and service, the merchant owner determines the credit according to whether the buyer decides to purchase the online lottery. The card payment server (CSS) transmits the product / service purchase price information, card information, online lottery purchase information.

Therefore, the credit card settlement server (CSS) performs card authentication using the transmitted product / service purchase price information, card information, product / service purchase price information and card information among online lottery purchase information, and authentication is completed. When the payment is made, the information is registered. Then, the card information, for example, the buyer information and the online lottery information are transmitted to the online lottery providing server OLIS.

The online lottery providing server OLIS is connected to the credit card payment server CSS and lottery purchase information (eg, lottery type and the like) transmitted from the payment terminals A1 to An through the credit card payment server CSS. The number of purchases) and the lottery buyer information, and the lottery release process.

At this time, the online lottery providing server (OLIS) can request a lottery from a plurality of other lottery providing server (LIS1 ~ LISn), the other lottery providing server (LIS1 ~ LISn) information of the lottery sold offline Server that provides.

Therefore, the other lottery providing servers LIS1 to LISn provide a separate lottery number to the online lottery providing server OLIS so as not to conflict with the lottery numbers sold offline, so that customers can purchase other lottery tickets that are offline lotteries. When it is delivered to the customer side.

In this case, the customer can select a lottery ticket having a specific lottery number from among a plurality of lottery numbers. The lottery number can be automatically given, but it is impossible to enter a desired number.

Therefore, the online lottery providing server (OLIS) can be sold in connection with the offline lottery as well as the online lottery, and the information (for example, the offline lottery number and the purchase price) according to the purchase is added to the credit card sales slip. You can print it out and give it to your customers.

9A and 9B are diagrams showing card sales slips output by using a lottery providing system using a payment terminal according to a third embodiment of the present invention.

9A illustrates a card sales slip provided to a customer, and FIG. 9B illustrates a card sales slip for a merchant store.

Referring to this, the card sales slip 60 output using the lottery ticket providing system using the payment terminal according to the third embodiment of the present invention is an output column 22 including a payment terminal number and a unique slip according to the order of issuance. A number 24, a display field 26 on which card types are displayed, and a member number output field 28 assigned to each card are provided.

In addition, the card sales slip 60 has an output column 30 for outputting whether or not the online lottery is purchased and the buyer type (individual, affiliated stores), and an output field for outputting the general lottery purchase status (individual, affiliated stores, non-purchased) ( 31), a display field 32 in which the lottery purchase amount is displayed, and a total sum amount output field 34 in which the product or service purchase price and the lottery purchase price are added together.

Meanwhile, a check box 36 for selecting an online lottery number is output on the card sales slip 60, and the online lottery number selected by the buyer is displayed by a separate selection mark. In addition, the merchant relay instant lottery output column 38, which is hosted by a specific merchant or all of the merchants, is provided irrespective of the online lottery, and an output field 40 for outputting only the online lottery number selected by the buyer is provided, and information on the amount of winnings of the online lottery An output field 42 for outputting the lottery ticket is provided, and an output field 43 for outputting an offline lottery number (eg, ○○ double lottery ticket – 6 pair 123456) is provided.

FIG. 9B shows a card sales slip 70 for the merchant store. The card sales slip 70 includes an output field 22 including a payment terminal number, a unique slip number 24 according to the order of issuance, and a card type. Is provided with a display field 26 and a member number output field 28 assigned to each card.

In addition, the card sales slip 70 outputs an output column 30 for outputting whether the online lottery is purchased and its buyer type (personal, merchant), and an output field for outputting the offline lottery purchase status (individual, merchant, non-purchased) ( 31), a display field 32 in which the lottery purchase amount is displayed, and a total sum amount output field 34 in which the product or service purchase price and the lottery purchase price are added together.

The function and operation of the lottery providing system using the payment terminal according to the third embodiment of the present invention having the above-described configuration will be described in detail with reference to the accompanying drawings.

10 is a flowchart illustrating a signal flow of a lottery providing system using a payment terminal according to a third embodiment of the present invention.

First, the other lottery provider that releases and distributes the lottery ticket offline registers the agency sale of the lottery ticket to the online lottery provider server (OLIS) through the other lottery provider servers LIS1 to LISn (step 80: ST-80). .

The other lottery providing servers LIS1 to LISn register a lottery number selectable by the customer in the online lottery providing server OLIS (step 81: ST-81).

In this state, when a customer receives specific goods and services from a merchant and wants to make a payment (step 82: ST-82), the customer determines whether to purchase an online lottery (step 83: ST-83). ), It is determined whether to purchase the offline lottery ticket (step 84: ST-84).

If the customer wants to purchase both the online lottery and the offline lottery at the same time, the lottery purchase information is transmitted through the payment terminals A1 to An. If the online lottery is a fill-in type, a lottery number is selected (step 85: ST- 85) The lottery purchase information is transmitted to the credit card settlement server (CSS) together with the credit card information (step 86: ST-86).

Then, the online lottery providing server (OLIS) registers the online lottery information through the credit card information and the lottery purchase information of the customer (step 87: ST-87), and the offline lottery number is random among the pre-registered lottery numbers. Extract and register with customer information.

At this time, in case of offline lottery, it can be delivered immediately based on customer information without registering purchase information.In case of registering offline purchase information, it is possible to check whether or not to win after the winning date and deliver the lottery to the buyer. It may be possible (STEP 88: ST-88).

In all of the above cases, the online lottery providing server (OLIS) provides online lottery registration information and offline lottery purchase information with credit card payment information to the affiliated store, and the customer outputs a slip to receive the online and offline lottery numbers. And the payment information (step 89: ST-89).

If the customer wants to purchase only the offline lottery ticket (step 90: ST-90), if the online lottery provider server OLIS provides a specific number or the customer selects a lottery number (step 91): ST-91) It is judged whether or not the offline lottery of that number can be purchased and recycled to the lottery number selection step again when the purchase is impossible (step 92: ST-92).

In addition, when the customer wants to purchase only the online lottery, the online lottery server (OLIS) automatically assigns a specific lottery number to the customer or when the customer selects a specific lottery number (step 93: ST-93), The information is registered (step 94: ST-94).

Hereinafter, a lottery providing system using a payment terminal and a processing method thereof according to a fourth embodiment of the present invention will be described in detail with reference to the accompanying drawings.

11 is a schematic diagram showing the configuration of a lottery providing system using a payment terminal according to a fourth embodiment of the present invention.

Referring to this, when the lottery providing system using the payment terminal according to the fourth embodiment of the present invention uses the payment terminals A1 to An to pay for a specific product or service with a credit card, the card is authenticated. And a credit card payment server (CSS) configured to perform credit card payment, and the credit card payment server (CSS) registers subscriber information for each card in advance.

In addition, in the lottery providing system using a payment terminal according to the present invention, the payment terminals A1 to An are always configured to be connected to the credit card payment server CSS in a state of online connection, and a keyboard for key input (A1-a). An-a is configured, credit keyboard scanners CS1 to CSn for scanning credit cards are formed on the keyboards A1-a to An-a, and a printer P for outputting sales slips is provided. Is provided, the lottery buyer is provided with a mobile communication terminal (HP) for receiving the purchase information of the online or offline lottery.

Therefore, in a lottery providing system using a payment terminal according to the present invention, when a buyer wants to make a credit card payment for a payment for a specific product and service, the merchant owner determines the credit according to whether the buyer decides to purchase the online lottery. The card payment server (CSS) transmits the product / service purchase price information, card information, online lottery purchase information.

Therefore, the credit card settlement server (CSS) performs card authentication using the transmitted product / service purchase price information, card information, online lottery purchase information and product / service purchase price information and card information, and authentication is completed. When the payment is made, the information is registered. Then, the card information, for example, the buyer information and the online lottery information are transmitted to the online lottery providing server OLIS.

The online lottery providing server OLIS is connected to the credit card payment server CSS and lottery purchase information (eg, lottery type and the like) transmitted from the payment terminals A1 to An through the credit card payment server CSS. The number of purchases) and the lottery buyer information, and the lottery release process.

In addition, in the lottery providing system using the payment terminal, the buyer can purchase the online lottery ticket and present the online lottery ticket to another person. In this case, the buyer inputs the customer information received the online lottery gift. That is, the information can be registered by inputting the mobile communication terminal number of the customer who received the online lottery.

In addition, through the mobile terminal (HP) to confirm the authenticity of the customer or to inform the existence of the lottery received as a gift to the presenter's mobile communication terminal (HP) notifies that the online lottery was provided as a gift.

Therefore, the online lottery providing server (OLIS) can be sold in connection with the offline lottery as well as the online lottery, and the information (for example, the offline lottery number and the purchase price) according to the purchase is added to the credit card sales slip. It can be output to provide to the customer, it is possible to present an online lottery and to output the gift information to the mobile communication terminal (HP) of the gift recipient.

In addition, the online lottery providing server (OLIS) is provided with specific advertisement data in association with a plurality of advertisement providing servers (CPS), with card payment information and lottery purchase information output through payment terminals A1 to An. The provided advertisement data can be included in the card sales slip and output.

At this time, the advertiser may be a franchise owner or a non-merchant.

12 is a diagram illustrating a card sales slip output by using a lottery providing system using a payment terminal according to a fourth embodiment of the present invention.

Referring to this, the card sales slip 80 output by using the lottery ticket providing system using the payment terminal according to the fourth embodiment of the present invention is an output column 22 including a payment terminal number and a unique slip according to the order of issuance. A number 24, a display field 26 on which card types are displayed, and a member number output field 28 assigned to each card are provided.

In addition, the card sales slip 80 outputs an output column 30 for outputting whether the online lottery is purchased and its buyer type (individual, affiliated stores), and an output field for outputting the general lottery purchase status (individual, affiliated stores, non-purchased) ( 31), a display field 32 in which the lottery purchase amount is displayed, and a total sum amount output field 34 in which the product or service purchase price and the lottery purchase price are added together.

Meanwhile, a check box 36 for selecting an online lottery number is output on the card sales slip 80, and the online lottery number selected by the buyer is displayed by a separate selection mark. In addition, the merchant relay instant lottery output field 38, which is hosted by a specific merchant or all of the merchants, is provided irrespective of the online lottery, and an output field 40 for outputting only the online lottery number selected by the buyer is provided, and information on the amount of winnings of the online lottery is provided. An output field 42 for outputting the lottery ticket is provided, and an output field 43 for outputting an offline lottery number (eg, ○○ double lottery ticket – 6 pair 123456) is provided.

In addition, the card sales slip 80 is provided with an output column 44 for outputting a plurality of advertisements provided by the advertiser, the output column 44 is based on the buyer information of the credit card for commercial output or payment It is possible to have information associated with the buyer (eg "Today's birthday. Happy birthday") printed out.

Preferably, the advertisement output column 44 may be displayed in the advertisement data including points or discount information arbitrarily determined by the merchant owner. For example, a predetermined period of validity may be set in advance, and the merchant may be visited within the period to provide various products. When purchasing, marketing information indicating that a particular discount or points are given may be included in the advertisement output field 44 of the card sales slip 80 and output the slip.

The function and operation of the lottery providing system using the payment terminal according to the fourth embodiment of the present invention having the above-described configuration will be described in detail with reference to the accompanying drawings.

13A and 13B are flowcharts illustrating signal flows of a lottery providing system using a payment terminal according to an embodiment of the present invention.

FIG. 13A is a flowchart illustrating a signal flow of a lottery providing system using a payment terminal in which slip advertisements or buyer information can be output.

First, the advertiser accesses the online lottery providing server OLIS to provide slip advertisement data (step 100: ST-100), and registers the advertisement data in a DB (step 101: ST-101).

In this state, when a customer wants to make a payment due to receiving goods and services at a specific merchant (step 102: ST-102), check whether the online lottery is purchased (step 103: ST-103). When the online lottery is purchased, the credit card settlement server (CSS) is provided with the corresponding card information to perform card authentication (step 104: ST-104).

Then, the credit card settlement server (CSS) provides the customer information and the lottery purchase information to the online lottery providing server (OLIS) to perform the online lottery providing process and register the release information (step 105: ST-105).

Further, when the release information and the advertisement data are extracted (step 106: ST-106) and transmitted to the credit card settlement server (CSS), the credit card settlement server (CSS) is the card price information and lottery purchase information and The advertisement data is transmitted to the affiliate store (step 107: ST-107).

Then, the payment terminals A1 to An output the card sales slip including the card price information, the lottery purchase information, and the advertisement data (step 108: ST-108).

If the customer does not purchase the online lottery, the payment terminals A1 to An transmit the card information to the credit card payment server CSS to perform card authentication and payment processing (step 109: ST-109). The sales information is transmitted to the online lottery providing server OLIS (step 110: ST-110).

Then, the online lottery providing server OLIS extracts the pre-registered advertisement data and transmits it to the payment terminals A1 to An via the credit card payment server CSS (step 111: ST-111).

Therefore, the card payment information and the advertisement data are output to the sales slip in the payment terminals A1 to An.

FIG. 13B is a flowchart illustrating a signal flow of a lottery providing system using a payment terminal that can present an online lottery to another person.

First, when a customer wants to make a payment due to receiving goods and services at a particular merchant (step 120: ST-120), check whether or not the online lottery is purchased (step 121: ST-121). If the user wants to purchase a lottery ticket and present the lottery ticket to another person (step 122: ST-122), the information of the gift recipient is input (step 123: ST-123).

Thus, the online lottery providing server OLIS performs the online lottery providing process (step 124: ST-124) and registers the release information (step 125: ST-125).

At the same time, the online lottery providing server OLIS transmits the lottery gift details to the mobile communication terminal HP of the lottery gift recipient (step 126: ST-126), and lottery tickets to the payment terminals A1 to An. The purchase information is transmitted (step 127: ST-127).

Then, the customer makes a payment (step 128: ST-128), and receives the resulting information through a slip or receipt (step 129: ST-129).

At this time, when the customer makes the payment through the credit card, as shown in FIG. 13A, the card is authenticated, the lottery purchase price and the product purchase price are processed, and the information is included in the card sales slip and output.

If the customer does not purchase the online lottery ticket, only the receipt for the purchase of the product should be printed and provided, and when the gift recipient is notified that the online lottery has been provided, an e-mail, a mobile terminal, a short message, a mail, a wired / wireless voice call may be used. Can be notified.

In addition, the purchaser's mobile communication terminal (HP) provided in the lottery providing system using the payment terminal according to the fourth embodiment of the present invention is equipped with a credit card function in a state not through the payment terminals A1 to An. Online lottery can be purchased by directly accessing the credit card settlement server (CSS) or online lottery server (OLIS), and in this case, the number selection plate of the online lottery (e.g., lotto lottery selection plate) is a mobile communication terminal (HP) It can also be displayed on the screen.

In this case, when the lottery purchaser connects to the online lottery providing server (OLIS) through a mobile communication terminal (HP) and applies for lottery purchase, the online lottery providing server (OLIS) lotteries to the mobile communication terminal (HP). Optional version (not shown) Sends output data or program for automatic installation.

Then, if the lottery buyer selects the number of the lottery number from the lottery selection plate, and transmits it to the online lottery provider server (OLIS), the lottery purchase is made, wherein the online lottery provider server (OLIS) is a mobile carrier In conjunction with the mobile communication terminal number can be used for customer authentication and registration.

In addition, when purchasing a lottery ticket using a mobile communication terminal (HP), the payment for the purchase price may be billed by adding up the mobile communication bill, and an online lottery providing server (OLIS) linked with a credit card payment server (CSS). ) Can also process payments in real time.

Hereinafter, a lottery providing system using a payment terminal and a processing method thereof according to a fifth embodiment of the present invention will be described in detail with reference to the accompanying drawings.

14 is a schematic diagram schematically showing a configuration of a lottery providing system using a payment terminal according to a fifth embodiment of the present invention.

Referring to this, the lottery providing system using the payment terminal according to the fifth embodiment of the present invention manages the reserves granted according to the payment amount paid by the merchant for each individual, the birthday of a third party specified by the corresponding buyer, etc. On the anniversary of the party, the buyer's reserve is used to provide the online lottery to a third party.

That is, the lottery providing system using the payment terminal according to the fifth embodiment of the present invention sums up the reserves generated when a product is purchased from a plurality of users who have preset reserves for any one subscriber to the designated subscribers, and When the designated subscriber generates a product purchase signal on the anniversary of the designated subscriber's birthday, the lottery provider server provides the online lottery using the accumulated credit to the designated subscriber, and with the birthday message, the reserve provider who provided the reserve Print the information on the sales slip and print it out.

Through this, through the lottery providing system using the payment terminal according to the fifth embodiment of the present invention, a user provides a predetermined reserve on an anniversary such as a birthday of a specific designated subscriber, and the user is provided to any one designated subscriber. Since a large number of people use a predetermined reserve to celebrate the anniversary of the user, the use of the reserve is great, and the designated subscribers can easily check such reserve award information through the sales slip.

Particularly, the lottery providing system using the payment terminal according to the fifth embodiment of the present invention designates a certain subscriber to provide a small reserve, which is granted when purchasing a product in relations such as a family, a lover, a friend, and the subscriber is an anniversary. Is able to receive an online lottery with a good luck meaning, so that a small amount of reserves can give more congratulations, and if one subscriber has multiple reserve providers, the amount of lottery offered to that subscriber This can be very large, thus increasing the odds of winning.

To this end, when the lottery providing system using the payment terminal according to the fifth embodiment of the present invention uses the payment terminals A1 to An to pay for a specific product or service with a credit card, A credit card payment server (CSS) is configured to perform card authentication and credit card payment. The credit card payment server (CSS) has registered subscriber information for each card in advance.

In addition, in the lottery providing system using a payment terminal according to the present invention, the payment terminals A1 to An are always configured to be connected to the credit card payment server CSS in a state of online connection, and a keyboard for key input (A1-a). An-a is configured, credit keyboard scanners CS1 to CSn for scanning credit cards are formed on the keyboards A1-a to An-a, and a printer P for outputting sales slips is provided. It is provided.

Therefore, in a lottery providing system using a payment terminal according to the present invention, when a buyer wants to make a credit card payment for a payment for a specific product and service, the merchant owner determines the credit according to whether the buyer decides to purchase the online lottery. The card payment server (CSS) transmits the product / service purchase price information, card information, online lottery purchase information.

Therefore, the credit card settlement server (CSS) performs card authentication using the transmitted product / service purchase price information, card information, online lottery purchase information and product / service purchase price information and card information, and authentication is completed. When the payment is made, the information is registered. Then, the card information, for example, the buyer information and the online lottery information are transmitted to the online lottery providing server OLIS '.

The online lottery providing server (OLIS ') is provided in connection with the credit card payment server (CSS) and provides reserve information and product buyer information transmitted from payment terminals A1 to An via the credit card payment server CSS. It is a server that receives and updates the reserve information of the target of providing the reserve, and determines whether the registered anniversary date of the target of the reserve is the target of providing the lottery.

That is, a product buyer should access the online lottery providing server (OLIS ') via a web network before purchasing a product at a merchant, and designate a specific person to provide a reserve generated when purchasing the product in advance. The registration process for the recipient of the reserve must be made before the purchase of the product.

In the state where the registration setting of the reserve fund providing target for the user's reserve and registration of the personal information of the reserve fund providing target are registered in the database of the online lottery providing server (OLIS '), when the user makes a purchase at the affiliate store At the time of purchase, a payment signal generated through a payment means, that is, credit cards C1 to Cn, is transmitted to the credit card payment server CSS to generate a predetermined reserve.

At this time, the reserve can be provided to the buyer by credit card company or merchant alone, if the buyer makes a cash payment can provide the buyer with the reserves generated by the merchant alone. In other words, the present invention provides a purchaser at the time of cash payment to the affiliated store alone, according to the choice of the affiliated owner, and subsequently calculates the cost for the reserve with the online lottery providing server (OLIS ').

At the time of cash payment, the payment signal from the payment terminals A1 to An provided at the affiliated store is applied to the online lottery providing server OLIS 'without mediating the credit card payment server CSS.

At the time of card payment, the credit card information of the payer is authorized to the credit card payment server (CSS) from the payment terminals A1 to An provided in the affiliated store, and the credit card payment server (CSS) stores the corresponding reserve information and credit. The card information is transmitted to the online lottery providing server OLIS '.

Then, the online lottery providing server (OLIS ') checks the payer, extracts the reserve information provided by the payer in advance, and updates the reserve data of the reserve. In addition, the online lottery providing server (OLIS ') checks whether the anniversary date of the corresponding reserve providing target has arrived, and when the anniversary of the corresponding reserve providing target arrives, the online lottery providing the accumulated amount of the accumulated reserve of the corresponding reserve providing target. to provide.

In addition, the online lottery providing server (OLIS ') transmits the sales slip data including the online lottery providing information to the payment terminals A1 to An of the affiliated store, and the printers provided in the payment terminals A1 to An ( Output the sales information to the ground through P).

In this case, the online lottery providing server (OLIS ') may check whether the online lottery has been won or not in real time, and may check whether the online lottery has been won through a subsequent lottery. That is, in the online lottery providing server (OLIS '), if the lottery number randomly extracted by the random number using the lottery winning number of the previous round matches the winning number of the previous round, it can be regarded as the winning of the online lottery. In this case, the online lottery providing server (OLIS ') is a lottery to be executed by itself, and in the case of a lottery to determine whether to win by lottery in the future, it is a lottery such as an actual lotto lottery.

Therefore, when the online lottery providing server OLIS 'executes a lottery to determine whether or not to win the lottery, the purchase of the lottery having the lottery number actually transmitted to the payment terminals A1 to An is performed offline. The lottery provider (OLIS ') will buy the ticket and notify you later.

The lottery providing system using the payment terminal according to the present invention does not have an additional lottery terminal, and can easily receive online lottery using a conventional payment card for payment by credit card, thereby helping to increase the sales of merchants. From the standpoint of the user, a predetermined reserve can be presented to other users on a special anniversary, so that even a small reserve can convey the meaning of a great celebration.

In addition, since a plurality of users can accumulate reserves and present to any one user, there are advantages in that a plurality of lotteries can be provided.

15 is a diagram illustrating a point accumulation state through a lottery providing system using a payment terminal according to a fifth embodiment of the present invention.

Referring to this, in more detail describing the state of earning points through the lottery providing system using a payment terminal according to a fifth embodiment of the present invention, first, a product buyer (eg, a, b, c, d ...) Before purchasing a product at a merchant, the online lottery providing server (OLIS ') is connected through a web network, and a person who is to provide a reserve (for example, A, B, C, D ...) to provide a reserve generated when purchasing his product. It should be specified in advance, in the present embodiment, the registration process of these reserves (A, B, C, D ...) must be made before the product purchase.

Register setting of the reserve fund providing targets for the reserves of any one user (a, b, c, d ...) in the database of the online lottery providing server (OLIS ') and the target reserves (A, B, C, D If the user (a, b, c, d ...) makes a purchase at the merchant in the state of registration of personal information of ...), the payment means, that is, the credit card (C1 to Cn) The payment signal generated through the credit card payment server (CSS) is transmitted to a predetermined reserve is generated, and the specific target of the reserve (A, B, C, D) to provide the reserve through the online lottery providing server (OLIS ') You will be offered a lottery on your anniversary.

More specifically, if a plurality of reserve providers (e.g., a, b) provide a reserve for the purchase of a product to any one of the reserves (e.g., A), each reserve provider (e.g., a, b) ) 100 points, 150 points are generated through the purchase of a specific product, the online lottery providing server (OLIS ') provides 250 points, the sum of the reserves to the reserve providing target (A) at the time of purchase of the product Will be processed.

Therefore, even if the amount earned through the purchase of the product is small, it occurs through the purchase of the product of the reserve provider (a, b) until the designated anniversary (eg, birthday, etc.) of the target fund providing target (eg, A) arrives. Accumulated reserves will continue to accumulate. At this time, more reserve providers (a, b, c, d, e ...) for any one of the reserve provision target (A) may provide the reserve, there is no limit to the number of reserve providers.

In addition, in the case where the designated lottery anniversary of the corresponding reserve providing person A arrives in the online lottery providing server OLIS 'and the online lottery is provided, the lottery for the accumulated point amount is provided.

16 is a block diagram showing a configuration of a lottery ticket providing server using a payment terminal according to a fifth embodiment of the present invention.

Referring to this, the online lottery providing server (OLIS ') includes a communication module, a subscriber information management unit, a point calculating unit, a point providing management unit, a lottery / winning processing unit, a lottery number automatic granting unit, an affiliated store managing unit, a slip data generating unit, and subscriber information. It consists of DB, point calculation DB, point providing DB, winning information DB, lottery grant information DB, merchant information DB, slip data DB, control unit.

More specifically, reference numeral 102 receives the goods payment information, credit card information and credit card / merchant credit information transmitted from the merchant through the credit card payment server (CSS), the lottery offer processing information through the reserve Represents a communication module for transmitting and receiving data to transmit to the merchant.

Reference numeral 104 denotes a subscriber information management unit for managing the personal information of each credit card buyer, the personal information of the reserve providing target, and the registered anniversary date of the reserve providing target in the credit card payment server (CSS).

Reference numeral 106 denotes a point calculation unit for accumulating the reserves provided for each buyer through the purchase of goods by interworking with the subscriber information management unit 104, and reference numeral 108 stores the information of the target who provides the reserves previously designated by the buyer of the product. In other words, it represents the point provision management unit that manages the buyer's reserve provision information for each reserve target recipient.

In addition, the reference numeral 110 performs a lottery by a predetermined cycle using the lottery number automatically assigned to the target of the reserve provision target registered in the point providing management unit 108, and processing the notification to the target of the reserve provision target according to the winning or not. The lottery / winning processing unit is performed.

Reference numeral 112 is interlocked with the point providing management unit 108 to automatically assign a lottery number by a random number extraction method to the target of the reserve provided by using the previously accumulated reserves when the registered anniversary of the target of the reserve provided. Indicates whether the lottery number is automatically granted.

Reference numeral 114 denotes an affiliated store management unit that manages lottery sales of each affiliated store based on pre-registered affiliated store information, and reference numeral 116 denotes information about a lottery number and a winning prize, which is automatically given to the target recipient of the reserve, a anniversary message and A document data generation unit for generating document data consisting of reserve provider information and product payment information.

On the other hand, reference numeral 118a represents a subscriber information DB for storing the information of the buyer provided from the credit card payment server (CSS) and the target of the reserve providing target for the buyer to provide the reserve, reference numeral 118b provides the reserve for each buyer It represents a point calculation DB for storing accumulated accumulation calculation information provided to the target person.

In addition, reference numeral 118c represents a point providing DB for storing a plurality of reserve provider information and reserve information provided for one reserve target recipient, reference 118d is a winning to store the winning information of the reserve target recipient Represents the information DB.

In addition, reference numeral 118e indicates the lottery grant information DB for storing the lottery grant information for each reserve provision target person, reference numeral 118f indicates the merchant information DB for storing personal information of the merchant providing the online lottery, and reference numeral 118g indicates Represents a slip data DB for storing slip data consisting of information about the lottery number and the winning or not, the anniversary celebration message and the reserve provider information, and product payment information automatically assigned to the reserve.

Reference numeral 120 manages each reserve provider in connection with each of a plurality of reserve providers designated in advance, and treats the reserves generated when payment of the reserve provider's products as reserves of the target reserve offer targets, and the anniversary of the registered reserves. When the commodity payment signal of the corresponding reserve provision target when the generation occurs, the automatic reserve lottery is provided to the corresponding reserve provision target, and the control unit performs data transmission and reception control so that the information is included in the card slip and output.

17 is a diagram illustrating a signal processing state of a lottery providing system using a payment terminal according to a fifth embodiment of the present invention.

Referring to this, in a lottery providing system using a payment terminal according to a fifth embodiment of the present invention, a product buyer (for example, customers 1 and 2) first establishes a web network with the online lottery providing server (OLIS ') before purchasing a product at a merchant. It is necessary to designate in advance those who will be providing points (for example, the same as those who provide reserves) to provide the reserves generated when purchasing their products.

In addition, when the purchaser of the customer 1 or the customer 2 (the reserve provider) is made in the state in which the reserve provider for the reserve of any one point providing target is registered in the database of the online lottery providing server (OLIS '), Payment signals generated through a payment means, that is, credit cards C1 to Cn, are transmitted to the credit card payment server CSS to generate a predetermined reserve, and the corresponding points through the online lottery providing server OLIS '. The lottery will be provided on the specific anniversary of the recipient.

In this case, when the designated anniversary of the person who provides the point is provided by the online lottery providing server OLIS ', the online lottery is provided, the lottery for the point amount accumulated up to the point in time is provided.

18 is a diagram illustrating a card sales slip output by using a lottery providing system using a payment terminal according to a fifth embodiment of the present invention.

Referring to this, the card sales slip 122 output using the lottery ticket providing system using the payment terminal according to the fifth embodiment of the present invention has an output field (not shown) with a payment terminal number and uniqueness according to the order of issuance. The display number (not shown) which shows a document number and a card type is provided.

In addition, the card sales slip 122 is provided with a lottery number output field 124 provided randomly extracted in a random number method to the subjects of the reserves provided through the reserves, an output field 126 for outputting information about the winning and winning amount It is provided. In addition, the information 128 for the automatically granted lottery number and a congratulatory message 132 suitable for the registered anniversary of the target of the reserve is provided, and an output field 130 for outputting the information of the reserve provider is provided.

Therefore, the target of the reserve can receive the online lottery through the first card sales slip 122 used after the anniversary or the anniversary, the information and congratulatory message of the reserve provider the online lottery providing server (OLIS ') Received from the payment terminal (A1 ~ An) is provided in the merchant through the ground output can be conveniently used, and the reserve provider is able to deliver a congratulatory message using a very small reserve.

The function and operation of the lottery providing system using the payment terminal according to the fifth embodiment of the present invention having the above-described configuration will be described in detail with reference to the accompanying drawings.

19 is a flowchart illustrating a signal flow of a lottery providing system using a payment terminal according to a fifth embodiment of the present invention.

First, a product buyer accesses the online lottery providing server (OLIS ') through a web network before purchasing a product at a merchant, and registers personal information of a person who provides a reserve to provide a reserve generated when purchasing the product. At this time, the personal information of the subject of the reserve provision should be a resident registration number or a credit card number, but in the case of a credit card number, it is more preferable to register a credit card number because there is no risk of information leakage and illegal information theft (130, 131). Steps: ST-130, 131).

If the reserve provider performs the purchase at the affiliated store in the state where the reserve target is registered in the database of the online lottery providing server (OLIS '), the payment means, that is, the credit card (C1 to Cn) The payment signal generated through the credit card payment server (CSS) is transmitted to the credit card payment server after authentication, a predetermined reserve is generated, and transmits the reserve information to the online lottery provider server (OLIS ') (132, 133). , Step 134: ST-132,133,134).

Then, the online lottery providing server OLIS 'accumulates the corresponding reserve. In this case, if there are a plurality of reserve providers who want to provide a reserve for any one of the reserves, all the reserves of the reserves are added to the corresponding reserves (Step 135: ST-135).

In this state, when an anniversary (eg, birthday, wedding anniversary, sixtieth birthday, etc.) of a deposit providing target registered in advance in the online lottery providing server OLIS 'arrives, the online lottery providing server OLIS' provides the corresponding reserve. The subject determines whether a purchase signal for purchasing goods is generated at the affiliate store (steps 136 and 137: ST-136 and 137).

If the commodity purchase signal of the reserve target recipient is transmitted after the anniversary or the anniversary, the online lottery providing server (OLIS ') authenticates the certificate and grants the automatic online lottery in a random number manner, and provides the corresponding point provider information. The card sales slip is prepared by combining the corresponding information and determining whether or not the prize is won (steps 138, 139, 140, 141, 142 and 143: ST-138, 139, 140, 141, 142 and 143).

In addition, the online lottery providing server (OLIS ') transmits the corresponding card sales slip data to the payment terminals A1 to An provided at the affiliate store to output the page (steps 144 and 145: ST-144 and 145). .

On the other hand, the lottery providing system and processing method using the payment terminal according to an embodiment of the present invention is not limited only to the above-described embodiment and various modifications can be made within the scope without departing from the technical gist.

As described above, the lottery providing system and a processing method using the payment terminal according to the present invention enables the purchase of an online lottery ticket at the time of payment of goods using a credit card, so that no additional online lottery terminal is required. It is very advantageous, and it can frequently induce the buyer to motivate the purchase of the lottery, and can activate the lottery sale because the payment for the lottery can be made by credit card.

By registering a number of strategy numbers in advance, the buyer can quickly receive the desired number as a lottery number.The buyer who purchases the online lottery presents the lottery to others and presents it to the mobile terminal of the gift recipient. Providing the information can be informed, it is possible to activate the online lottery and at the same time, it is possible to conveniently distribute the online lottery.

In addition, the lottery number can be given in various ways, so that the lottery number can be given according to the preference of the buyer, and the general lottery sold offline can be paid using a credit card and the sales information is included in the sales slip. By doing so, the general lottery can also be activated.                     

On the other hand, the present invention transfers a relatively small reserve compared to the purchase price of the product in real time at the time of purchase to any particular reserve providing target, according to the buyer's setting, to provide a lottery using the reserve on the anniversary of the corresponding reserve providing target, By making the reserve provider and congratulatory messages printed on the card slip, you can celebrate the anniversary by using a small reserve, so that the reserve provider and the reserve provider can fully realize the utility of the reserve, thereby activating the merchant's commerce. There is an effect.

Claims (30)

A payment terminal for scanning the credit card information for the goods purchase, inputting and transmitting the online lottery purchase information, and receiving the online lottery registration information and the card payment information and outputting them to the sales slip; A credit card payment server which receives the goods purchase information, the credit card information, and the online lottery purchase information from the payment terminal, authenticates the credit card, and performs the credit settlement processing of the goods purchase and the online lottery purchase price; Receive customer information and online lottery purchase information from the payment terminal through the credit card payment server to register the purchase information, transmit the registration information to the payment terminal, and provide online lottery to process the drawing and winning of the online lottery. Lottery providing system using a payment terminal, characterized in that configured as a server. According to claim 1, The payment terminal is a computer terminal with a built-in web browser that can select the online lottery on the screen, a keyboard capable of generating various key signals and credit cards, and a sales slip containing the online lottery purchase information Lottery providing system using a payment terminal, characterized in that consisting of a printer for outputting. The communication system of claim 1, wherein the online lottery providing server receives buyer identification information and lottery purchase information data transmitted from an affiliate store through the credit card settlement server, and performs data transmission and reception to transmit the registration status to the affiliate store. A module; A subscriber information management unit for sharing and managing the subscriber information of each card previously registered in the credit card settlement server as subscriber information when providing lottery tickets; A lottery purchase management unit that interoperates with the subscriber information management unit and manages information on a lottery purchase of a buyer; A lottery number automatic granting unit which is connected to the lottery purchase management unit and automatically drives the lottery number by a random number extraction method when the buyer desires to automatically grant the lottery number; A payment processing unit which processes a lottery providing price among lottery information processed by the lottery purchasing management unit; A lottery / winning processing unit configured to draw a lottery by a predetermined period using a lottery number for each buyer registered in the lottery purchasing management unit, and to notify the corresponding buyer according to whether or not the lottery is purchased; An affiliated store management unit that manages lottery sales of each affiliated store based on pre-registered affiliated store information; A subscriber information DB for storing information of a buyer provided from the credit card settlement server; A lottery purchase information DB for storing information about an online lottery type and the number of purchases thereof in association with subscriber information; A billing information DB for storing information on purchase billing of the online lottery; A winning information DB for storing the winning information of the buyer; A merchant information DB for storing personal information of merchants selling online lotteries; A lottery terms and conditions information DB for storing the terms and conditions information of an online lottery sold in an affiliated store; Receives the personal information and purchase information of the lottery buyers to automatically grant the lottery number or register the lottery number with the personal information, and register and print the registered data in the card slip at the merchant. Lottery providing system using a payment terminal, characterized in that consisting of a control unit for performing. According to claim 1, wherein the card sales slip output from the payment terminal and the output field is interposed with the payment terminal number; A unique document number in order of publication; A display field in which a card type is displayed; A member number output field assigned to each card; An output field for outputting whether or not the online lottery is purchased and the type of the buyer (individual, merchant); A display field for displaying the lottery purchase amount; An output column for the total sum of the purchase price of the product or the service and the purchase price of the lottery; A check box for selecting an online lottery number; An affiliated store relay instant lottery output column managed by a specific affiliated store or all affiliated stores; An output field for outputting only the online lottery number selected by the buyer; The lottery providing system using a payment terminal, characterized in that an output field for outputting information on the winning amount of the online lottery. Determining whether or not to pay with a credit card when a customer receives a product or a service and wants to pay the price; Selecting whether to purchase an online lottery; Transmitting card information, product price, and lottery purchase information to a credit card settlement server; Transmitting purchase information and customer information of the online lottery to an online lottery providing server; Generating and assigning an online lottery number by a random extraction method; Registering customer information and lottery information; Transmitting the lottery information to a credit card settlement server; Performing a credit settlement for the lottery purchase price and the product purchase price; Process for providing lottery ticket using a payment terminal, characterized in that the merchant consists of outputting the lottery purchase information and product purchase price payment information in the sales slip. The method of claim 5, further comprising: separately inputting card information, product price, and lottery purchase information through a payment terminal when a customer wishes to purchase an online lottery ticket. . 6. The method of claim 5, further comprising: selecting whether to purchase an online lottery when a customer wants to pay cash for goods or services; Inputting customer information using a payment terminal; Selecting an online lottery type; Selecting the number of purchases of the online lottery; The method for processing the lottery using a payment terminal, characterized in that it further comprises the step of automatically generating the lottery number by receiving the type of lottery, the number of purchases, customer information. 8. The method according to any one of claims 5 and 7, wherein the customer can enter or select an online lottery number instead of automatically generating a lottery number in the online lottery providing server; Process for providing lottery using a payment terminal, characterized in that the customer information and the lottery information selected by the customer is further registered in the DB. 8. The method of any one of claims 5 and 7, wherein the process of allowing the customer to enter or select a part of the online lottery number instead of automatically generating a lottery number in the online lottery providing server; Automatically generating the remaining online lottery numbers on the server to complete the lottery numbers; Process for providing lottery ticket using a payment terminal, characterized in that the customer information and the completed lottery information is further registered in the DB. 8. The method according to any one of claims 5 and 7, further comprising: registering a desired strategy number with an online lottery server before purchasing an online lottery; When the customer purchases the online lottery ticket, the strategy number registered in advance, the process of registering the lottery number further comprising the process of providing a lottery using a payment terminal. 11. The method of claim 10, wherein the number of the strategy number can be selected according to the customer's choice, the selected strategy number is provided lottery using a payment terminal, characterized in that it is possible to be registered as a lottery number sequentially when purchasing a lottery ticket of the customer Treatment method. The lottery ticket using the payment terminal of claim 5, further comprising a merchant relay lottery lottery process for providing one product free of charge for each predetermined number of sales according to the number of sales of specific products for each merchant. Treatment method. The payment terminal of claim 1, wherein the online lottery providing server is connected to a plurality of credit card payment servers, and has a data processing algorithm of a multi-processing method therein to simultaneously process the data to be transmitted. Lottery offer system using. A payment terminal for scanning the credit card information for the goods purchase, inputting and transmitting the online lottery purchase information, and receiving the online lottery registration information and the card payment information and outputting them to the sales slip; A credit card payment server which receives the goods purchase information, the credit card information, and the online lottery purchase information from the payment terminal, authenticates the credit card, and performs the credit settlement processing of the goods purchase and the online lottery purchase price; Another lottery providing server for providing lottery number data in order for a customer to selectively register a lottery number sold offline; Receive customer information and online lottery purchase information from the payment terminal via the credit card payment server to register the purchase information, transmit the registration information to the payment terminal, perform lottery and win processing of the online lottery, and offline lottery A lottery providing system using a payment terminal, comprising: an online lottery providing server for registering a number in advance and transmitting the information to a payment terminal upon selection of a customer. 15. The method of claim 14, wherein the card sales slip output from the payment terminal and the output field containing the payment terminal number; A unique document number in order of publication; A display field in which a card type is displayed; A member number output field assigned to each card; An output field for outputting whether or not the online lottery is purchased and the type of the buyer (individual, merchant); A display field for displaying the lottery purchase amount; An output column for the total sum of the purchase price of the product or the service and the purchase price of the lottery; A check box for selecting an online lottery number; An affiliated store relay instant lottery output column managed by a specific affiliated store or all affiliated stores; An output field for outputting only the online lottery number selected by the buyer; An output field for outputting the winning amount information of the online lottery; A lottery providing system using a payment terminal, characterized in that an output field for outputting information of the offline lottery is provided. Determining whether to pay with a credit card when a customer receives a product or a service and wants to pay the price; Selecting whether to purchase an online lottery; Selecting whether or not to purchase the offline lottery ticket; Transmitting card information and product price, and online and offline lottery purchase information to a credit card settlement server; Transmitting online and offline lottery purchase information and customer information to an online lottery providing server; Generating and assigning an online lottery number by a random extraction method; Extracting a specific number from the registered offline lottery numbers; Registering customer information and each lottery information; Transmitting the lottery information to a credit card settlement server; Performing a credit settlement for the lottery purchase price and the product purchase price; Process for providing lottery ticket using a payment terminal, characterized in that the merchant consists of outputting the lottery purchase information and product purchase price payment information in the sales slip. 17. The method of claim 16, wherein a customer can directly write or select an online lottery number instead of automatically generating and assigning an online lottery number. A payment terminal for scanning the credit card information for the goods purchase, inputting and transmitting the online lottery purchase information, and receiving the online lottery registration information and the card payment information and outputting them to the sales slip; A credit card payment server which receives the goods purchase information, the credit card information, and the online lottery purchase information from the payment terminal, authenticates the credit card, and performs the credit settlement processing of the goods purchase and the online lottery purchase price; An advertisement providing server providing specific advertisement data so that an advertisement may be output on a credit card sales slip; A mobile communication terminal for receiving and outputting the online lottery purchase information and lottery gift information previously purchased and presented by a third party, and inputting and transmitting various online lottery purchase information to purchase the online lottery; Receive customer information and online lottery purchase information from the payment terminal via the credit card payment server to register the purchase information, transmit the registration information to the payment terminal, perform lottery and win processing of the online lottery, and perform online lottery A lottery providing system using a payment terminal, comprising: an online lottery providing server transmitting purchase information and lottery gift information to a mobile communication terminal of a customer, and providing lottery through the terminal. 19. The method of claim 18, wherein the card sales slip output from the payment terminal and the output field is interposed with a payment terminal number; A unique document number in order of publication; A display field in which a card type is displayed; A member number output field assigned to each card; An output field for outputting whether or not the online lottery is purchased and the type of the buyer (individual, merchant); A display field for displaying the lottery purchase amount; An output column for the total sum of the purchase price of the product or the service and the purchase price of the lottery; A check box for selecting an online lottery number; An affiliated store relay instant lottery output column managed by a specific affiliated store or all affiliated stores; An output field for outputting only the online lottery number selected by the buyer; An output field for outputting the winning amount information of the online lottery; The lottery providing system using a payment terminal, characterized in that the output column for outputting the advertising data of the merchant and the non-affiliated merchant and the corresponding credit card buyer information. Registering the advertisement data with the online lottery providing server in advance by the advertiser; Selecting to purchase an online lottery when purchasing an item with a credit card; Performing credit settlement of goods and online lottery purchases; Performing an online lottery purchase process; Extracting previously registered advertisement data; Transmitting goods payment information, online lottery purchase information, and advertisement data; Process for providing lottery ticket using a payment terminal, characterized in that consisting of the process of outputting the goods payment information, online lottery purchase information, advertising data in the sales slip. Selecting to purchase an online lottery when purchasing an item with a credit card; Inputting gift subject information by wishing for an online lottery gift; Performing credit settlement of goods and online lottery purchases; Performing an online lottery purchase processing of the gift recipient; Transmitting goods payment information, online lottery purchase information, and advertisement data; Outputting information including payment information, online lottery purchase information, and advertisement data in a sales slip; The method of processing a lottery using a payment terminal, characterized in that the process consisting of notifying the gift recipient that the online lottery has been provided as a gift. 22. The method for providing lottery ticket using a payment terminal according to claim 21, wherein when notifying the gift recipient that the online lottery has been provided, the present invention is notified by using an email, a mobile communication terminal, a short message, a mail or a wired or wireless voice call. Accessing an online lottery server via a buyer's mobile communication terminal; Selecting an online lottery purchase; Performing an online lottery purchase process; Performing an online lottery payment process; The lottery providing process using a payment terminal, characterized in that consisting of the process of transmitting the online lottery purchase information to the mobile communication terminal of the customer. 24. The method of claim 23, wherein when purchasing an online lottery ticket through a mobile communication terminal of a purchaser, a lottery data transmission program capable of automatically purchasing a lottery ticket, selecting a number, and transmitting the data is pre-downloaded and installed from the online lottery providing server. Lottery providing processing method using a payment terminal, characterized in that the process can be further included. It is provided at the merchant, receives the personal information of the reserve provider and the personal information of the target of the reserve, and transmits it to the online lottery providing server, scans the credit card information for the purchase of goods, and receives the card payment information to receive the credit card payment server. A payment terminal for transmitting and outputting the sales slip data from an online lottery ticket release server; Credit card for receiving goods purchase information and credit card information from the payment terminal to authenticate the credit card, processing credit payment of goods purchase price, providing reserves, and transferring the reserve information along with buyer information to online lottery ticket release server. A payment server; Receive and register the reserve provider information, the reserve information, and the reserve provision target from the payment terminal through the credit card payment server, and receives the reserve information according to the purchase information of the reserve provider from the credit card settlement server or payment terminal To the online lottery server that automatically grants the online lottery to the target of the reserve, and the reserve provider information and the congratulatory message information generated by the card sales slip to the payment terminal. Lottery providing system using a payment terminal, characterized in that configured. 26. The method of claim 25, wherein the online lottery providing server receives the goods payment information, credit card information and credit card / merchant reserve information transmitted from the merchant via the credit card payment server, the lottery providing process through the reserve A communication module for transmitting and receiving data to transmit information to the affiliated store; A subscriber information management unit for managing the personal information of each credit card buyer, the personal information of the target of providing the reserve, and the registered anniversary information of the target of the reserve of the credit; A point calculating unit which interlocks with the subscriber information managing unit and accumulates the reserves provided for each buyer through the mechanical purchase of goods; Point providing management unit for storing the information of the reserve provision target target previously specified by the product buyer, and manages the reserve provision information of the buyer for each corresponding reserve provision target; A lottery / winning processing unit configured to draw a lottery by a predetermined period using a lottery number automatically assigned to a reward providing target who is pre-registered to the point providing management unit, and to notify the corresponding reserve providing target according to the winning or not; Automatically granting a lottery number automatically linked with the point providing management unit to automatically grant a lottery number by the random number extraction method to the target of providing the reserve by using the previously accumulated reserves when the anniversary of the target for providing the reserve; An affiliated store management unit that manages lottery sales of each affiliated store based on pre-registered affiliated store information; A slip data generation unit for generating slip data including information on a lottery number and a winning prize, an anniversary message and a reserve provider information, and product payment information automatically assigned to the reserve providing target person; A subscriber information DB for storing information of a buyer provided from the credit card payment server and a target of providing a reserve for the reserve provided by the buyer; A point calculation DB for storing accumulated accumulation calculation information provided to each buyer for providing reserves for each buyer; A point provision DB for storing a plurality of reserve provider information and reserve information provided for providing a reserve to one of the reserves; Winning information DB for storing the winning information of the reserve target subjects; A lottery grant information DB for storing lottery grant information for each reserve provision target person; An affiliated store information DB for storing personal information of an affiliated store providing an online lottery; A slip data DB for storing slip data including information on a lottery number and a winning prize, an anniversary message and a reserve provider information, and product payment information automatically assigned to the reserve providing target person; Manages each reserve provider in conjunction with a number of reserve providers specified in advance, and treats the reserves generated by payment of the reserve provider's products as reserves for the target reserves, and reserves when the anniversary of the registered reserves is awarded. Lottery using payment terminal characterized in that it consists of a control unit for controlling the data transmission and reception to provide the automatic online lottery to the corresponding reserve provider when the product payment signal of the target recipient is generated, the information is included in the card slip Provide system. 26. The payment terminal of claim 25, wherein the card sales slip comprises information about an automatically assigned lottery number, a congratulatory message suitable for a registered anniversary of the target of providing the reserve, and an output field for outputting the information of the reserve provider. Lottery offer system using. 26. The system of claim 25, wherein the registered information of the subject of the reserve is a credit card number and a resident registration number. Accessing an online lottery providing server through a web network through a payment terminal at a merchant before purchasing a product; Registering personal information of a person who provides a reserve to provide a reserve when purchasing a product on a server; A process of generating, on a credit card settlement server, the reserved reserve data generated by a purchase activity of the reserve provider in the state where the reserve target is registered for each reserve offer target in the database of the online lottery providing server; Transmitting the buyer information and the reserve information from the credit card settlement server to the online lottery providing server; Accumulating and processing the online lottery providing server by accumulating the reserve of the corresponding buyer as the reserve of the registered reserve providing target; Determining whether an anniversary date of a pre-registered reserve provision target arrives by the online lottery providing server; Determining, by the online lottery provider, whether or not a purchase signal of the target fund providing target is generated after the anniversary date of the target fund providing target; Determining, by the online lottery providing server, whether to win by granting an automatic online lottery by a random number method according to a purchase signal; Extracting, by the online lottery providing server, the point provider information and creating card sales slip data by combining the winning information; Transmitting, by the online lottery providing server, the card sales slip data to the payment terminal provided in the affiliated store; The payment terminal is a lottery providing method using a payment terminal, characterized in that consisting of the process of outputting the card sales slip data. 30. The method of claim 29, wherein when there are a plurality of reserve providers who wish to provide a reserve to one of the reserves, the reserves of the reserves are further included in the process of being added to the corresponding reserves. Lottery offer method using a terminal.

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