KR20060052769A - System for managing points in unity and control method of the same - Google Patents

Abstract

Disclosed are a point integrated management system and a control method thereof. The card interface provides a means for connecting to a card medium having a plurality of point information storage units capable of reading and writing and storing point information on various types of points provided through different point providing services. The point service database stores point service information including a type of point service corresponding to at least one point providing service among a plurality of point providing services. The point information database stores point settlement information including a point calculation method, a point settlement method, and a point grant principle corresponding to the point providing service. The control unit searches the point providing service corresponding to the settlement target point information read from the card medium connected through the card interface from the point service database, retrieves the point settlement information corresponding to the point providing service retrieved from the point information database, Points stored in the connected card media are settled based on the point settlement information. According to the present invention, it is possible to facilitate the point management of the user by accumulating different types of points provided through different point providing services in one card, so that different point providing services can be processed by a single terminal. Points can be settled independently of whether the terminal is online or offline.

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Description

System for managing points in unity and control method of the same}

1 is a configuration diagram of a point integrated management system according to the present invention,

2 is a data storage state diagram of the point integrated card of FIG.

3 is a control block diagram of the service provider server of FIG. 1;

4 is a control block diagram of the card terminal of FIG.

5 is a control flowchart of a point integrated management system according to an embodiment of the present invention, and

6 is a control flowchart of the integrated point management system according to another embodiment of the present invention.

* Explanation of symbols for the main parts of the drawings

 1: network 2: service provider

 3: Service Provider Server 5: Customer Information Database

 7: Point settlement unit 9: Point information database

10: integrated point card 12: card information storage unit

14: user information storage unit 16: point information storage unit

* 20: card terminal 24: card interface

26: data reading unit 28: data input unit

30: control unit 32: card information database

34: point service database 36: point information database

38: temporary storage of transaction history 40: server interface

The present invention relates to a point integrated management system and a control method thereof, and more particularly, to facilitate the user's point management by accumulating different types of points provided through different point providing services in one card, It is possible to process different point providing services with a single terminal, and relates to a point integrated management system and a control method for calculating a point independently of whether the terminal is online or offline.

Among various vendors selling products or services, an increasing number of operators provide point services as a sales promotion method. These service providers are devising a sales strategy to increase sales by making dedicated cards for each service provider, assigning points to users, and rewarding the accumulated points.

Currently, these point services are implemented in various ways by various service providers. Among point services currently being provided, there is a case where a dedicated terminal for a dedicated card issued to a user is provided, and is provided in an offline manner in which the user directly inputs points accumulated in the dedicated card. Such point services are relatively easy to build an infrastructure for providing point services, and often provide them in bookstores, supermarkets, large discount stores, and private businesses.

In addition, a point authentication server may be established, and the terminal may transmit user information and point information to a server, and may be provided in an online manner for authenticating a user's point on the server side. These online point services are provided by financial institutions or credit card companies using a computer network. In addition, depending on the service providing method, a single service provider may provide a point service in a manner of granting the same point through a plurality of chain stores, or a plurality of different service providers may provide a point service in a manner of granting the same point. do.

As described above, as point services in various ways increase, a user may be inconvenient to carry a plurality of cards issued by each point service provider. In addition, in the case of the point service processed in the online manner, there is a problem that the terminal and the server must be kept online, there is a disadvantage that points can not be earned in the offline merchant.

The technical problem to be achieved by the present invention is to accumulate different types of points provided through different point providing services in one card to facilitate user point management, and to process different point providing services with a single terminal. The present invention provides a point integrated management system and a control method for authenticating points independently of whether a terminal is online or offline.

In order to achieve the above technical problem, the point integrated management system according to the present invention is capable of reading and writing, and a plurality of point information in which point information about various types of points provided through different point providing services is stored. A card interface providing a connection means with a card medium having a storage unit; A point service database storing point service information including a type of point service corresponding to at least one point providing service among a plurality of point providing services; A point information database storing point settlement information including a point calculation method corresponding to the point providing service, a point settlement method, and a point grant principle; And a point providing service corresponding to the settlement target point information read from the card medium connected through the card interface from the point service database, and the point settlement information corresponding to the retrieved point providing service from the point information database. And a controller configured to search for and calculate a point stored in the connected card medium based on the found point settlement information.

Preferably, the integrated point management system according to the present invention is a transaction history storage that stores the point settlement details including the information and settlement details of the connected card media generated by calculating the points stored in the connected card media The control unit may further include generating the point settlement details according to the settlement of the points stored in the connected card medium and storing the point settlement details in the transaction history storage unit.

Preferably, the integrated point management system according to the present invention further comprises a server interface for providing a connection means with a service provider server for providing the point providing service, the control unit is the service provider for providing the point providing service. If the server is accessible, the point settlement history stored in the transaction history storage unit is transmitted to the service provider server connected through the server interface.

Preferably, the integrated point management system according to the present invention further comprises a card information database that stores the first card information, including the type and data storage method of the card medium, the control unit reads from the card information database The data input / output method with the connected card medium is determined based on the first card information and the second card information including the type and data storage method of the card medium read out from the connected card medium.

Preferably, the controller of the integrated point management system according to the present invention allocates a data storage area for storing point information provided through a predetermined point providing service to the point information storage unit of the connected card medium.

In order to achieve the above technical problem, the control method of the integrated point management system according to the present invention integrates various types of points provided through different point providing services by transmitting and receiving data with a card medium capable of reading and writing. A control method of an integrated point management system for managing, comprising: a point service database storing information on at least one point providing service among a plurality of point providing services, a calculation method of a point corresponding to the point providing service, and a point calculation Constructing a point information database storing point settlement information including a scheme and a point grant principle; Reading point information of settlement target from point information on various types of points provided through different point providing services stored in a card medium connected to the point integrated management system; Retrieving point settlement information corresponding to the settlement target point information read from the point service database and a point information database; And calculating a point stored in the connected card medium based on the retrieved point settlement information and storing the stored point in the connected card medium.

Preferably, the control method of the integrated point management system according to the present invention further comprises the step of generating and storing the point settlement history according to the settlement of the points stored in the connected card medium.

Preferably, the control method of the integrated point management system comprises the steps of determining whether the connection to the service provider server providing the point providing service; And if it is determined that access to the service provider server is possible, transmitting the point settlement details to the service provider server.

Preferably, the control method of the point integrated management system according to the present invention comprises the steps of allocating a data storage area for storing point information provided through a predetermined point providing service to the card medium connected to the point integrated management system; Have more.

As a result, points of different types provided through different point providing services can be accumulated in one card to facilitate user point management, and different point providing services can be treated as a single terminal. Points can be authenticated independently of the online and offline status of the.

Hereinafter, a point integrated management system and a control method thereof according to the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram of a point integrated management system according to the present invention. As shown in the figure, the integrated point management system according to the present invention is a point integrated card 10, a plurality of different point information is stored, and the card terminal 20 for processing data stored in the point integrated card 10 And a plurality of service providers 2 providing point providing services online / offline through the card terminal 20.

Accordingly, the card terminal 20 may read the point data stored in the point integrated card 10 to settle the point data by itself, and update the data stored in the point integrated card 10 with the calculated point data. . In addition, when the point service is provided online, the card terminal 20 provides the information read from the point integrated card 10 to the service provider server 3 through the network 1 to perform the settlement and authentication function. If it is not possible to access the service provider server 3, the card terminal 20 itself processes the data of the point integrated card 10, and then sends the point settlement details to the service provider server 3 later. It is possible to do

Each component of the integrated point management system according to the present invention having such a configuration will be described in detail with reference to the accompanying drawings.

2 is a data storage state diagram of the point integrated card 10 applied to the integrated point management system according to the present invention. As shown in the drawing, the point integrated card 10 stores a card information storage unit 12 in which card information is stored, a user information storage unit 14 in which user information is stored, and different types of point data are stored. Point information storage unit 16 is included.

The card information stored in the card information storage unit 12 includes information on the card itself, such as the type, characteristics, registration information, data storage method, memory capacity of the card, card production, and issuing organization.

The user information stored in the user information storage unit 14 includes a user unique number, a personal information file, and the like.

The point information storage unit 16 stores information about the service provider 2 of various point services used by the user and point information provided by each service provider 2, respectively. That is, the point information storage unit 16 is assigned an independent storage area according to the point service used by the user, and information on the service provider 2 providing the point service and corresponding point information in each storage area. Is stored.

For example, if the user is using the A point service, the B point service, and the C point service, the point information storage unit 16 is divided into three areas. In the first storage area of the point information storage unit 16 divided into three areas, information about an A service provider providing an A-point service and an A point provided by the A service provider are stored. In the same manner, the B service provider and the B point information are stored in the second storage area, and the C service provider and the C point information are stored in the third storage area.

As such, in the point integrated card 10 of the integrated point management system according to the present invention, point information obtained through different point services is stored in a single card, respectively. Therefore, the user can integrate and manage various types of points provided by different point service providers 2 into one card.

The point integrated card 10 having the above configuration may be implemented through an IC card capable of reading and writing data and mounting system information such as an operation device and an operating system and a security algorithm.

3 is a control block diagram of a service provider server 3 of a service provider 2 that provides point services through online. The service provider server 3 includes a customer information database 5 storing customer information using its point service, a customer point information database 9 storing point information accumulated according to each customer, and a card terminal ( And a point settlement unit 7 for calculating the points of the corresponding customers according to the transaction details of the customers transmitted from 20).

The above service provider server 3 is constructed by a service provider for processing point services online, and in the case of a service provider providing offline point services, no server is required.

For example, as shown in FIG. 1, the A service provider and the B service provider that provide point services through the network 1 include a service provider server 3, provided by each service provider A and B. FIG. Points to be settled and authenticated in the service provider server (3). Such online point service may be provided by a financial period or a credit card company using a computer network. In contrast, in the case of providing an offline point service such as a C service provider, a server related to point settlement is not necessary. Such offline point services are often provided by bookstores, supermarkets, large discount stores, and private businesses.

In addition, depending on the service providing method, a single service provider may provide a point service in a manner of granting the same point through a plurality of chain stores. In addition, the point service may be provided in a manner that a plurality of different operators give the same point.

On the other hand, the point integrated management system according to the present invention can be integrated management of all the points provided through the card medium, regardless of the point providing method described above.

The card terminal 20 of the point integration system according to the present invention includes a configuration as shown in FIG.

As shown in FIG. 4, the card terminal 20 includes a card interface 24 for exchanging data with the point integrated card 10, and a data reader 26 for reading data from the point integrated card 10. And a data input unit 28 for inputting data to the point card, a card information database 32 for storing various card information, a point service database 34 for storing point service information, and point information for each point service. The transaction history temporary storage unit 38, which stores the database 36, the point settlement history settled through the card terminal 20, the server interface 40 for online connection with the service provider server 3, and control thereof. It includes a control unit 30 to.

The controller 30 may read data stored in the point integrated card 10 through the card interface 24 and the data reader 26, and store data in the point integrated card 10 through the data input unit 28. have.

The card information database 32 stores various types of previously issued card information. The card information database 32 stores a plurality of card types, characteristics, registration information, and a data storage method for each card. Accordingly, when the point integrated card 10 is connected through the card interface 24, the control unit 30 reads out data stored in the card information storage unit 12 of the point integrated card 10, and the card information database. By comparing with the card information stored in 32, the characteristics of the currently connected point integrated card 10 and the data storage method can be recognized. Accordingly, the controller 30 may exchange data with the point integrated card 10 using a data input / output system effective for the point integrated card 10 connected to the card interface 24.

The point service database 34 stores information on various point services. The point service database 34 stores various types of point services currently provided and information of the service provider 2 providing each point service. For example, when the A service provider provides the A point service, the point service database 34 stores information about the A point service, server service information of the A service provider, and A service provider. On the other hand, when the B point service is provided by a plurality of service providers, the point service database 34 stores information about the B point service and all the service provider information providing the B point.

The point information database 36 stores a calculation method of a point provided by each point service, a settlement method, a point grant principle, and the like.

Accordingly, the control unit 30 searches for the service provider 2 providing the corresponding points according to the point service information and the point information read out from the point integrated card 10, and checks the corresponding point settlement method. Points read from the integrated card 10 may be settled.

In addition, when the user of the point integrated card 10 wants to newly register for a specific point service, the controller 30 searches through the point service database 34 and the point information database 36, The point integrated card 10 may allocate an area in which data for a new point service desired by the user may be stored, and store data. Accordingly, the user may add and use a desired point service to the point integrated card 10.

The transaction history temporary storage unit 38 stores the point settlement details settled by the card terminal 20 without being connected to the service provider server 3 through the server interface 40.

Here, when the access to the service provider server 3 is not easy, the control unit 30 automatically calculates the user's points, and the data of the point integrated card 10 and the card user connected to the card terminal 20. The data, settlement details, settlement time, and the like are stored in the transaction history temporary storage unit 38. Afterwards, when the connection with the service provider server 3 becomes possible, the control unit 30 stores the data of the point integrated card 10 stored in the transaction history temporary storage unit 38, the data of the user, and the settlement data. Transmission to the service provider server 3, so that the user's settled points can be authenticated.

The control method of the integrated point management system according to the present invention including the above configuration is as shown in FIG.

When the point integrated card 10 is connected to the card interface 24 of the card terminal 20 to settle a specific point, the controller 30 stores the data stored in the point integrated card 10 through the data reader 26. Read (S10). Here, the information read from the point integrated card 10 includes card information, user information, and point information.

The controller 30 analyzes the read information and determines whether the card can be used for point settlement (S12). That is, it is checked whether the storage area of the point to be settled is allocated to the point integrated card 10.

As a result of determination, when the information on the corresponding point is not stored in the point integrated card 10, the control unit 30 sends information on the point service to the point information storage unit 16 of the point integrated card 10. And store the point storage area of the service provider 2 (S14). Accordingly, a point service that can be stored by the point integrated card 10 may be added.

If it is determined that the point is a card that can be settled, the controller 30 searches the provider of the point service to be settled (S16), and confirms the point information (S18), the calculation method of the point, the settlement method, Principle of points can be recognized.

The controller 30 calculates point information read from the point integrated card 10 according to the retrieved point settlement method (S20). The controller 30 stores the point data calculated as a result of the settlement in the point integrated card 10 (S22).

As described above, the point integrated management system according to the present invention provides a point service database 34 and a point information database 36 in the card terminal 20 to provide different point services to a single card terminal 20. To be able to handle it.

In addition, the card terminal 20 of the present system can store the specific point service information and the corresponding point information in the point integrated card 10, it is possible to add a point service that can be stored in the point integrated card 10. . Accordingly, it is possible to accumulate different types of points provided through different point providing services in one card.

6 is a control flowchart of the integrated point management system according to another embodiment of the present invention.

When the point integrated card 10 is connected to the card interface 24 of the card terminal 20 in order to settle a specific point, the controller 30 stores the data stored in the point integrated card 10 through the data reader 26. Read out (P10). Here, the information read from the point integrated card 10 includes card information, user information, and point information. The point information includes information on the point service, so that the controller 30 can recognize whether the point service is on-line or off-line. In the following description, the control flow of the present invention will be described when the point service is provided in an online manner.

First, the controller 30 analyzes the read information and determines whether the card can be used for point settlement (P12). That is, it is checked whether the storage area of the point to be settled is allocated to the point integrated card 10.

As a result of determination, when the information on the corresponding point is not stored in the point integrated card 10, the control unit 30 sends information on the point service to the point information storage unit 16 of the point integrated card 10. And store a point storage area of the service provider (P14). Accordingly, a point service that can be stored by the point integrated card 10 may be added.

If it is determined that the card can be settled, the controller 30 searches for the provider of the point service to be settled (P16), and checks the corresponding point information (P18). Etc. can be recognized.

The controller 30 calculates point information read from the point integrated card 10 according to the retrieved point settlement method (P20).

The control unit 30 stores the point data calculated as a result of the settlement in the corresponding storage area of the point integrated card 10 (P22), and stores the settlement target point integrated card 10 information and the point settlement details. Stored in (38) (P22).

The controller 30 checks whether the service provider server 3 is accessible through the server interface 40 (P26), and when the service provider server 3 is accessible, the controller 30 temporarily stores the transaction history. The user information and the point settlement history stored in the unit 38 are transmitted to the service provider server 3 (P28). Here, when the connection with the service provider server 3 is not sufficient, the control unit 30 preserves the user information and the point settlement history stored in the transaction history temporary storage unit 38 and is subsequently connected to the service provider server 3. In this case, the settled points are authenticated by transmitting data to the service provider server 3.

As described above, in the point integrated management system according to the present invention, when the connection state with the service provider server 3 is not good, the card terminal 20 itself calculates the points and is settled on the user's point integrated card 10. The point information is stored, and the point settlement is transmitted to the service provider server 3 to authenticate the point. Accordingly, even when the card terminal 20 is offline, the point of the point integrated card 10 using the online point service can be settled.

With this arrangement, the present invention divides a plurality of point storage areas into IC cards and stores different point information, so that various types of points can be managed using a single card.

In addition, the present invention by building a database that stores a variety of point services, service providers, point data for each point service, etc. in the card terminal, a single card terminal can not only settle the various points itself, but also online / offline Points can be authenticated independently of their status, and new point services can be added to the points integration card.

According to the integrated point management system according to the present invention and a control method thereof, it is possible to easily manage the user's points by accumulating different types of points provided through different point providing services in one card, and different point providing services. Can be treated as a single terminal, and the point can be authenticated independently of whether the terminal is online or offline.

Claims (1)

An interface for performing data input / output with a card terminal device, In the IC card having an IC chip for storing card information, The IC chip, Independent information storage areas are provided according to a plurality of point service types used by a user. IC card, characterized in that the information on the service provider for each point service type used by the user and the point information provided by each service provider are separately stored in the independent information storage areas.

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