KR20050017530A - Sysem and method for trade completion notificaion system using digital signature - Google Patents

Abstract

PURPOSE: A system and a method for notifying transaction completion using an electronic signature and an escrow company are provided to realize the safe EC(Electronic Commerce) by performing payment, as the electronic signature uniquely generated to each sold goods/services is received from a buyer after the buyer receives purchase goods/services. CONSTITUTION: A seller terminal(12) generates a settlement request and an electronic signature generation request by a purchase request of a buyer terminal(11) and confirms article reception by receiving the electronic signature from the buyer. An electronic signature notification server(31) discriminates the normal buyer by receiving electronic signature data and delivery location data, as a sold article is delivered to the buyer. A communication company server(32) transmits the current location data of a delivery place and ID data of a signer. A deliverer server(13) confirms the article reception from the notification server. An escrow company server(21) requests a banking institution server(15) to pay article price to the seller as reception confirmation is received from the notification server.

Description

Transaction completion notification system and method using digital signature {SYSEM AND METHOD FOR TRADE COMPLETION NOTIFICAION SYSTEM USING DIGITAL SIGNATURE}

The present invention relates to a transaction completion notification system for electronic commerce, and more particularly, an electronic signature for determining that the goods have been delivered to the buyer as the electronic signature of the buyer is input during the electronic commerce and transmitting a transaction completion signal to pay the seller. It relates to a transaction completion notification system and method using.

Currently, a lot of goods and services are traded through e-commerce on the Internet, and this trend is expanding. The combination of convenient product retrieval, electronic payment and courier delivery system using a browser is one-to-one connection between suppliers and consumers, bringing innovation to existing distribution methods.

However, the weakness of non-face-to-face transactions exists behind such convenient e-commerce, and the number of crimes that exploit this is increasing, making it an obstacle to the activation of e-commerce.

The most fundamental reason for this crime is due to the difference between the time when the consumer pays and the time when the consumer receives the goods and services. Until now, the seller can be paid by PG regardless of the customer's receipt of the goods and services. There is an increasing number of crimes that misuse and misapprove consumers without paying them to deliver goods and services.

1 is a block diagram of a transaction completion notification system according to the prior art.

As shown here, the buyer 11 makes a purchase of goods and services to the seller 12 (S101).

Then, the seller 12 makes a payment request 102 to the buyer 11, where the buyer 11 pays a credit card and a bank account to a Fiji (PG) company 14, which is a capital company that acts for card payment. Payment is made by various payment methods such as (S103).

At this time, the PG company 14 transmits the payment approval request 104 of the buyer 11 to the financial institution 15 to receive the payment approval confirmation (S105). Thereafter, the PG company 14 notifies the seller 12 of the payment approval confirmation (S106), and the seller 12 sends the goods and service delivery request (S107) to the delivery and service provider 13.

Then, the delivery and service provider 13 sends the goods and services to the buyer 11 (S108), and then confirms the transaction completion through handwritten signature (S109) and then notifies the seller 12 of the transaction completion (S110). )

The seller 12 receiving the transaction completion notification (S110) makes a payment request (S111) to the PG company 14, and the PG company 14 delivers the request for payment now to the financial institution 15 (S112). The payment is made (S113) and the payment is made again to the seller (S114).

However, when the seller 14 sends the payment request (S111) to the PG company 14 in the above process, even if the PG company 14 does not know that the transaction has been completed, it is possible to pay for the purchaser's payment that was normally made under the current law. Payments can be made with or without goods and services.

An e-commerce crime is taking place that the PG company 14 cannot confirm receipt of such goods and services, and an escrow service is a trading protection device that pays after confirming receipt of goods and services by a reliable and fair third party. Is being introduced.

Figure 2 is a block diagram of a transaction completion notification system using an escrow service according to the prior art.

Here, escrow is mainly done by a reliable financial institution.

First, the buyer 11 makes a purchase of goods and services to the seller 12 (S201). Then, the seller 12 makes a payment request (S202) to the buyer 11, where the buyer 11 sends the payment to the escrow company 21 by various payment methods such as credit card and bank transfer payment (S203). Done.

At this time, the escrow company 21 transfers the payment approval request 204 of the purchaser 11 to the financial institution 15 to receive the payment approval confirmation (S205). Thereafter, the escrow company 21 notifies the seller 12 of the payment approval confirmation (S206), and the seller 12 sends the goods and service delivery request (S207) to the delivery and service provider 13.

Then, the delivery and service provider 13 transmits the goods and services to the buyer 11 (S208), and then confirms the transaction completion through handwritten signature (S209), and then informs the escrow company 21 of the transaction completion ( S210). The escrow company 21 having received the transaction completion notification (S210) makes a payment request (S211) to the financial institution 15, and the financial institution 15 pays the payment (S212) to the seller 12.

When the escrow company 21 receives the transaction completion notice 210 from the delivery and service provider 13 and requests the payment (S212) to the financial institution 15 as described above, the payment for the unreceived goods and services Payment can be prevented in principle, enabling secure e-commerce.

However, there are some risks to applying such escrow services to actual e-commerce.

First, the delivery and service provider 13 sends a transaction completion notice (S210) to the escrow company 21 as proof of the handwritten signature received by the buyer, and the escrow company 21 can determine whether it is the buyer's handwritten signature. no method. Therefore, the seller 12 and the seller and the delivery and service provider 13 may be paid for the seller 12 without the goods and the service delivery by the simulation between each other. That is, the reliable transaction confirmation notification 21 of the buyer 11 should be delivered directly to the escrow company 21, but the escrow service becomes meaningful.

Secondly, there are a number of shipping and service providers 13 and a number of escrow companies 21, which have their own handwritten signature method and method of receiving transaction confirmation notification (S210). In order to interoperate with each other, all combinations had to be prepared, so there was a problem in that it cost a lot of time and money.

The present invention has been proposed in order to solve the above problems, and when the purchaser receives the electronic signature generated only for each purchased product and service with a wired / wireless telephone, PDA, or digital device, the existing public telephone network ( PSTN: Publicly Signed Telephone Network (PSTN) or the Internet to send electronic signature transaction completion notification system to deliver electronic signature notification notification to escrow companies, shipping and service providers, and sellers who need to secure secure electronic commerce The purpose of the present invention is to provide a transaction completion notification system and method using an electronic signature.

In order to achieve the above object, the present invention provides a transaction completion notification system using an electronic signature, and the financial institution receives the goods that have been settled according to the payment of the goods according to the payment request of the goods purchased by the buyer terminal. There is an electronic commerce system that pays goods to the seller in the server,

Seller terminal that checks the receipt of the buyer's goods and the purchase of goods purchased by the buyer receiving the purchase request through the buyer terminal and requesting the payment request and the electronic signature generation and receiving the electronic signature data from the buyer An electronic signature notification system that determines whether the purchaser is a normal goods based on the electronic signature data and the delivery location data for confirming receipt of the goods by the buyer, and the current location data and the electronic location of the delivery address upon request of the electronic signature notification system. The carrier server for wirelessly transmitting the signer's identification data, the shipper server confirming receipt of the normal purchaser's goods transmitted from the electronic signature notification system, and the normal purchaser's receipt confirmation data transmitted from the digital signature notification system are received. follow Including escrow company server to request that the goods be paid cash to the seller in financial institutions characterized by comprising a server.

The transaction completion notification process using the electronic signature to achieve the object of the present invention is to receive the goods paid by the goods buyers in accordance with the payment request for the goods purchased by the buyer terminal and at the financial institution server In an electronic commerce system that pays goods to a seller, the buyer receives a payment request and a digital signature generation request by the seller who received the purchase request through the buyer terminal, and receives the electronic signature data from the buyer. A seller's terminal confirming receipt and an electronic signature notification system for determining whether the buyer is a normal goods buyer based on the electronic signature data and the delivery location data for confirming receipt of the goods by the buyer as the purchased goods are delivered to the buyer; Delivery address upon request of notification system A telecommunication company server for wirelessly transmitting current location data and identification data of the digital signature, a delivery server server confirming receipt of a buyer's goods upon receipt of the electronic signature and location data transmitted from the digital signature notification system, and the electronic signature notification The electronic signature and location data transmitted from the system is received, characterized in that it comprises an escrow company server requesting the financial institution server to pay the goods price to the seller.

When described in detail with reference to the accompanying drawings an embodiment of the present invention made as follows.

Figure 3 is a block diagram of a transaction completion notification system using an electronic signature according to an embodiment of the present invention, the buyer terminal 11 to purchase goods by the buyer, and the purchase request in accordance with the purchase request and the buyer The seller terminal 12 confirms receipt of the buyer's goods as the request for the creation of the electronic signature and the receipt of the electronic signature data from the buyer, and the electronic device to confirm receipt of the goods by the buyer as the purchased goods are delivered to the buyer. The electronic signature notification system 31 which determines whether the purchaser is a normal article based on the signature data and the delivery location location data, and the current location data of the delivery address and the identification data of the electronic signature are requested at the request of the electronic signature notification system 31. Receiving the normal purchaser's goods received from the communication company server 32 and the electronic signature notification system 31 to transmit The escrow company requesting the financial institution server 15 to pay the goods price to the seller according to the confirmation of the delivery company server 13 and the normal purchaser goods receipt confirmation data transmitted from the electronic signature notification system 31. It consists of the server 21.

Here, the electronic signature notification system 31 transmits the electronic signature generation module 401 for generating the electronic signature according to the seller's electronic signature generation request, and the electronic signature generated by the electronic signature generation module 401 to the seller. The electronic signature transmission module 402 for confirming the transmission time and transmission of the electronic signature, and the identification information of the sealer and the position information of the time stamp of the sealer as the electronic signature sealer seals through the electronic signature means. E-signature confirmation module 403 requesting for confirmation and the signature of the electronic signature is excessive in a short time at the same place is determined to be an abnormal digital signature alarm data to the delivery server (13), escrow company The electronic signature stamping alarm module 404 transmitted to the server 21 and the seller terminal 12 and normal stamp information when the electronic signature is normally input. The electronic signature confirmation notification module 405 transmitted to the escrow company server 21, the shipper server 13, and the seller terminal 12, and all escrow companies, shippers and the like using the electronic signature notification system 31. User management module 406 for performing management functions, including registration, change, deletion, authority management for system users, including sellers and administrators, and stores and manages information including the electronic signature, system user, electronic signature notification It consists of a database 31.

The electronic signature means consists of a mobile phone, a landline phone, a personal digital assistant (PDA) or a digital device.

The operation of the present invention configured as described above will be described in detail with reference to FIGS. 3 to 7 as follows.

3 is a diagram illustrating an embodiment of a transaction completion notification system using an electronic signature according to the present invention.

First, the buyer makes a purchase of goods and services to the seller through the buyer terminal 11 (S301). Then, the seller makes a payment request (S302) to the buyer terminal 11 through the seller terminal 12, wherein the buyer terminal 11 is a variety of payment methods such as credit card, account transfer payment to the escrow company server 21 The payment is made (S303).

At this time, the escrow company 21 delivers the payment approval request (S304) of the purchaser terminal 11 to the financial institution server 15 to receive a payment approval confirmation (S305).

Thereafter, when the escrow company server 21 notifies the seller terminal 12 of the payment approval confirmation (S206), the seller terminal 12 requests the electronic signature generation request for payment of goods and services to the electronic signature notification system 31. (S307).

The electronic signature notification system 31 that has received the electronic signature generation request (S307) generates a unique electronic signature that does not overlap with the existing electronic signature. At this time, the purchaser terminal 11 when the electronic signature is sealed by a wired or wireless telephone. Create a dial-up number in the electronic signature so that it can be determined whether or not the call is connected (eg, # 19235438, ** 17625334, 13451234).

The telephone access number corresponding to the electronic signature is used as it is for the electronic signature stamp through the Internet. And because the number is a limited resource, payment is paid to the seller or expired after a certain period of time, and is reused for other transaction confirmations.

Next, the generated digital signature is transmitted to the seller terminal 12 in an electronic signature (S308), and the seller terminal 12 transmits the requested article and service delivery request (S309) to the shipper server 13 together with the electronic signature. do.

Then, the shipper receives the goods and services delivered to the buyer (S310), and then receives a digital signature stamp (S311) from the wired / wireless telephone, PDA, and digital device from the buyer, and the buyer and the digital signature sealer (recipient) are different from each other. In addition, in order to prevent shipping accidents, you can record the signature of the seal after accessing the telephone access number corresponding to the digital signature. If you use a personal digital assistant (PDA) or other digital device to access the Internet and sign your digital signature, you can also record the biometric information (pictures, fingerprints, voice, iris, etc.) of the stamp.

At this time, the digital signature system 31 receives the digital signature seal (S311) request, and after verifying the digital signature, the identity information of the signature sealer and the location information at the time of the seal signature are stamped to the telecommunications company 32 to confirm the identity and location ( S312).

The communication company server 32 that receives the identification and location confirmation request (S312) for the sealer is stamped through the LBS (Location Based Service) system 412 and the user information database 411 to identify the identity of the sealer and location information ( S313) is transmitted to the electronic signature transaction completion notification system 31, the electronic signature transaction completion notification system 31 that has received the transfer after verifying the location of the seal of the sealer and the location of the delivery, and then the electronic signature seal notification ( S314) delivers to the escrow company server 21, the delivery company server 13 and the seller terminal (12).

At this time, if the stamp location is out of the allowable radius of the delivery location, the digital signature stamp verification will fail. The escrow company 21 that has received the electronic signature seal completion notification (S314) makes a payment request (S315) to the financial institution 15, and the financial institution 15 pays 316 to the seller 12.

As described above, the electronic signature notification system 31 forwards the electronic signature notification notification (S210) to the escrow company server 21, and then the escrow company server 21 pays the seller (S316) for the financial institution server. Request (S315) in (15), in principle, prevents payment for unreceived goods and services, thereby enabling safe electronic commerce.

As such, when the electronic signature notification system 31 takes charge of the completion of the delivery of goods and services, the electronic signature signature can deliver the delivery completion information to the corresponding companies promptly and fairly. Even if the companies simulate each other, it is possible to find out if there are too many digital signature stamp requests in the same area through the identity information and location information of the digital signature sealer. In addition, the existing multiple escrow companies (21), multiple delivery and service providers (13), and multiple sellers (12) need to connect all combinations in order to receive the delivery completion information from each other, but the electronic signature transaction completion notification If only interworking with the system 31 can provide the existing e-commerce transaction protection services can be said to significantly reduce the construction and operation costs.

In addition, the delivery and service provider 13 may escape from having to seal the existing handwritten signature and notify the escrow company 21.

4 is a detailed configuration diagram of an embodiment of the electronic signature transaction completion notification system 31 according to the present invention.

As shown in FIG. 4, the digital signature transaction completion notification system 31 includes an electronic signature generation module 401, an electronic signature transmission module 402, an electronic signature signature confirmation module 403, and an electronic signature signature alert module 404. The digital signature signature confirmation notification module 405, the user management module 406, and the database 407 are configured.

First, the digital signature generation module 401 receives the digital signature generation request from the seller 12 and generates the electronic signature and stores the digital signature in the database 407. At this time, the seller 12 pays the price from the escrow company 21. The confirmation serial number is sent together with the digital signature generation request to facilitate the digital signature verification when the digital signature transaction completion notification system later notifies the escrow company 21 of the digital signature signature notification.

The electronic signature transmission module 402 is a module that transmits the generated electronic signature to the seller 12, guarantees reliable transmission, and records the electronic signature transmission time and success or failure in the database 407.

The digital signature seal confirmation module 403 verifies the electronic signature when the sealer seals the electronic signature with a wired / wireless telephone, PDA, or digital device, and sends the identification information of the signature sealer and the location information at the time of the seal to the telecommunication company 32. The ability to verify whether the signature location is near the delivery address by sending the identification location verification request to receive the stamp identity and location information through the LBS (Location Based Service) system of the telecommunications company 32 and the user information database. Perform.

The electronic signature alarm module 404 intelligently determines the case where abnormal electronic signature seal occurs, such as when the signature of the electronic signature occurs excessively in a short time in the same place, and informs the administrator to prevent the e-commerce crime in advance. Provide the function.

The digital signature confirmation notification module 405 transmits the successfully verified digital signature stamp information to the corresponding escrow company 21, the delivery and service provider 13, and the seller 12, and transmits the notification fact and whether the success has failed. Is recorded in the database 407.

The user management module 406 manages registration, change, deletion, authority management and general management of system users such as all escrow company server 21, shipper server 13, seller and administrator using the digital signature transaction notification system 31. Provide management functions.

The database 407 stores and manages all data (digital signature, system user, notification facts, etc.) necessary for the operation of the digital signature notification system 31.

5 is a diagram illustrating an embodiment of an electronic signature notification notification process of a transaction completion notification system using an electronic signature according to the present invention.

First, the buyer receives the goods and services and seals the transcription signature with a mobile phone, a landline phone, a PDA, and a digital device (S501). In this case, an electronic signature receiving exchange and a CTI (Computer through a PSTN) are used. When the digital signature is transmitted 502 to the digital signature notification system 51 via the Telephony Integration server, the digital signature is transmitted to the digital signature notification system 31 via the digital signature receiving server via TCP / IP. This is the delivery 502.

The electronic signature notification system 31, which has received the electronic signature, verifies the identity of the signature sealer and the location confirmation request (503) to the LBS server and the user information database server of the telecommunication company server 32 to verify whether the stamped position is near the delivery address. The signature seal notification S504 is delivered to the electronic signature notification receiving server of the escrow company server 21, the delivery company server 13, and the seller terminal 12.

6 is a diagram illustrating an embodiment of an electronic signature of a transaction completion notification system using an electronic signature according to the present invention.

First, the decal name stored in the database 407 includes the electronic signature ID (601), payment confirmation serial number (602), escrow business ID (603), seller ID (604), shipper ID (605), and buyer address ( 606, the digital signature device ID 607, the electronic signature date and time 608, the digital signature location 609 and the additional information 610 are stored in the electronic signature table 61.

The digital signature ID 601 is generated with a number that is not duplicated with the existing digital signature ID when the seller 12 requests the digital signature generation 307, and the seller has a payment confirmation serial number 602 and an escrow company ID 603. ), The seller ID 604, the shipping and service supplier ID 605, and the buyer address 606 are simultaneously sent, and the digital signature transaction completion notification system 31 sends it to the digital signature table 61 of the database 407. Will be stored in.

When the purchaser 11 performs the digital signature 311, the communication company 32 is notified of the electronic signature device ID 607 and the digital signature time location 609, and additionally, such as voice recording or fingerprint collection, etc. The additional information 610 including the biometric information is stored in the electronic signature table 61 of the database 407 together with the electronic signature stamp time S608.

7 is a flowchart of one embodiment of digital signature stamp verification of a transaction completion notification system using an electronic signature according to the present invention.

First, when the buyer seals the electronic signature with the stamp device (wireless / wireless telephone, PDA, digital device), the electronic signature and the seal device information are acquired (S701). Next, verify that the electronic signature is registered in the database (407) (S702) and then verify the identity of the signature sealer, the location check (S703) to the carrier server 32 to confirm whether the seal position is near the shipping address and user verification In step 704, the stamp information is transmitted to the electronic signature stamping alarm module 404 (S705), thereby preventing collusion between the seller terminal 12 and delivery and service provision, and then digitally signing the database 407. The success or failure of the stamp and the stamp information and location are recorded (S706). Then, the electronic signature seal notification (S707) is sent to the escrow company server 21, the delivery company server 13, and the seller terminal 12, and the electronic signature seal notification is recorded in the database 407 (S708). Quit.

If the digital signature verification (S702) and the location and user verification (704) fails, the record of the verification failure in the database 407 (S709) and escrow company server 21, which wants to be notified of the verification failure, delivery Company server 13, the seller terminal 12 notified (S710) and ends.

The present invention described above is capable of various substitutions, modifications, and changes without departing from the spirit of the present invention for those skilled in the art to which the present invention pertains. It is not limited by the drawings.

As described above, the present invention provides a secure electronic commerce in real time using a secure and inexpensive communication group to confirm receipt of goods and services in an escrow service, which is a trading protection service that enables payment after the goods and services are delivered to a buyer. Make it possible.

In addition, it is possible to quickly and fairly deliver the delivery completion information to the corresponding companies through the digital signature seal, and also to identify abnormal goods and services transactions through the identity information and location information of the digital signature seal device, Shipping and service providers can also free themselves from having to keep an existing handwritten signature and notify it to the escrow company.In traditional methods, companies can link all combinations to receive delivery completion information from each other. However, if only interworking with the electronic signature transaction completion notification system, the existing e-commerce transaction protection service can be provided, which greatly reduces the construction and operation costs.

1 is a block diagram of an embodiment of a transaction completion notification system according to a conventional method;

2 is a block diagram of an embodiment of a transaction completion notification system using an escrow company;

3 is a block diagram of a transaction completion notification system using an electronic signature according to an embodiment of the present invention,

4 is a detailed configuration diagram of an embodiment of a transaction completion notification system using an electronic signature according to the present invention;

5 is a configuration diagram of an embodiment of an electronic signature stamp notification process of a transaction completion notification system using an electronic signature according to the present invention;

6 is a diagram illustrating an embodiment of an electronic signature of a transaction completion notification system using an electronic signature according to the present invention.

7 is a flowchart illustrating an embodiment of an electronic signature stamp of a transaction completion notification system using an electronic signature according to the present invention.

* Explanation of symbols on the main parts of the drawing

11: buyer terminal 12: seller terminal

13: delivery server 15: financial institution server

21: escrow company server 31: electronic signature notification system

32: carrier server

401: author signature generation module 402: digital signature transmission module

403: digital signature seal confirmation module 404: digital signature seal alarm module

405: electronic signature confirmation notification module 406: user management module

407: Database

411: user information database server

412: LBS system

Claims (11)

There is an electronic commerce system in which the buyer of the goods receives the goods paid in accordance with the payment request for the goods purchased by the buyer terminal and pays the goods to the seller in the financial institution server. A seller terminal for making a payment request and an electronic signature generation request to the buyer by the seller who has received the purchase request through the buyer terminal, and confirming receipt of the goods by the buyer as the electronic signature data is received from the buyer; An electronic signature notification system that determines whether the buyer is a normal goods buyer based on the electronic signature data and the delivery location data for confirming the receipt of the goods by the buyer as the purchased goods are delivered to the buyer; A communication server for wirelessly transmitting the current location data of the delivery address and the identification data of the electronic signature according to the request of the electronic signature notification system; A delivery company server confirming receipt of a normal buyer's goods transmitted from the electronic signature notification system; And Notification of the completion of the transaction using an electronic signature, comprising an escrow company server requesting the financial institution server to pay the goods price to the seller in response to the receipt of the normal purchaser's receipt confirmation data transmitted from the electronic signature notification system. system. The method of claim 1, The digital signature notification system is a digital signature data exchange system through a digital signature receiving exchange, a CTI (Computer Telephony Intergration) server and an electronic signature data transmission system as the electronic signature means for issuing the electronic signature by the purchaser is received through the public telephone network. The transaction completion notification system using the electronic signature, characterized in that it is determined to be a buyer and transmitted to the delivery company server, the seller terminal and the escrow company server. The method of claim 2, The electronic signature notification system determines whether the buyer is a normal purchaser through the digital signature receiving server and the electronic signature data transmission system as the electronic signature means for the buyer to issue the electronic signature is transmitted through the Internet network. Transaction completion notification system using an electronic signature, characterized in that the transmission to the seller terminal and escrow company server. The method of claim 2, The electronic signature notification system includes an electronic signature generation module for generating an electronic signature according to a seller's request for generating an electronic signature; An electronic signature transmission module for transmitting the electronic signature generated by the electronic signature generation module to the seller and confirming the transmission time and transmission of the electronic signature; An electronic signature seal confirmation module for requesting confirmation of the identity information of the sealer and the position information of the time point of the seal as the electronic signature sealer seals through the electronic signature means; An electronic signature stamping alarm module which transmits alarm data to the delivery company server, the escrow company server and the seller terminal by determining that the electronic signature is excessively occurring in a short time in the same place; An electronic signature confirmation notification module for transmitting the normal stamp information to the escrow company server, the delivery company server, and the seller terminal when the electronic signature is normally input; A user management module for performing management functions including registration, change, deletion, and authority management for system users including all escrow companies, delivery companies, sellers, and administrators using the electronic signature notification system; And a database for storing and managing information including the electronic signature, system user, and electronic signature notification. The method of claim 1, The telecommunication company server comprises an LBS (Location Based System) server for extracting and providing the location information of the stamp stamp through the electronic signature means and a user information database server for providing the identification data of the stamp stamp Transaction completion notification system using. The method of claim 1, The electronic signature may include an electronic signature ID, a payment confirmation serial number, an escrow company ID, a seller ID, a carrier ID, a purchaser address, an electronic signature stamper ID, an electronic signature time stamp, a digital signature stamp location, and additional information. Transaction completion notification system using an electronic signature, characterized in that the database for storing the signature table. An electronic signature generation process for requesting the generation of the electronic signature electronic signature at the seller terminal for the goods purchased through the buyer terminal; An electronic signature data transmission process of transmitting the generated electronic signature data to the seller terminal, a delivery company server, and an escrow company server; An electronic signature process of verifying the normal receipt of the buyer by receiving the sealer identification and location information by accessing the electronic signature data sealed through the electronic signature means to the communication company server as the buyer receives the purchased goods from the delivery company; An electronic signature notification notification process for transmitting the goods receipt confirmation data to the seller terminal, the delivery company server, and the escrow company server when the sealer is determined to be a normal buyer; The transaction completion notification method using the electronic signature, characterized in that consisting of a payment process for requesting the seller to pay the price of the goods to the financial institution server after receiving the receipt of the goods from the escrow company server notified of the electronic signature seal . The method of claim 7, wherein The digital signature process may include receiving the digital signature data when the signer seals the signature through the electronic signature means; Transmitting the digital signature data to a communication server; A second step of comparing the current location of the stamper with the delivery location of the article through the identification information and location tracking system of the user information database embedded in the communication server; And a third step of judging receipt of goods by a normal buyer if the identity of the sealer and the location of receipt of goods are corrected. The method of claim 8, In addition to the third step, if the seal verification results in the abnormal electronic signature seal pattern, sending the alarm data to the seller terminal, the shipper server, the escrow company server further comprises the step of making the transaction using the electronic signature Notification of Completion. The method of claim 9, If the signature of the electronic signature occurs in the same place more than the set number of times in a short time, the transaction completion notification method using the electronic signature, characterized in that it generates alarm data by determining that the abnormal electronic signature. The method of claim 8, The digital signature may include a digital signature ID, payment confirmation serial number, escrow business ID, seller ID, shipper ID, buyer address, digital signature stamper ID, digital signature stamp time, digital signature stamp location and additional information. Transaction completion notification system using an electronic signature, characterized in that made in the database.