KR200483604Y1 - A card reader assistant appratus and a card reader system - Google Patents
A card reader assistant appratus and a card reader system Download PDFInfo
- Publication number
- KR200483604Y1 KR200483604Y1 KR2020150002822U KR20150002822U KR200483604Y1 KR 200483604 Y1 KR200483604 Y1 KR 200483604Y1 KR 2020150002822 U KR2020150002822 U KR 2020150002822U KR 20150002822 U KR20150002822 U KR 20150002822U KR 200483604 Y1 KR200483604 Y1 KR 200483604Y1
- Authority
- KR
- South Korea
- Prior art keywords
- card reader
- card
- magnetic
- information
- unit
- Prior art date
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Classifications
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K7/00—Methods or arrangements for sensing record carriers, e.g. for reading patterns
- G06K7/08—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes
- G06K7/082—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes using inductive or magnetic sensors
- G06K7/083—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes using inductive or magnetic sensors inductive
- G06K7/084—Methods or arrangements for sensing record carriers, e.g. for reading patterns by means detecting the change of an electrostatic or magnetic field, e.g. by detecting change of capacitance between electrodes using inductive or magnetic sensors inductive sensing magnetic material by relative movement detecting flux changes without altering its magnetised state
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K17/00—Methods or arrangements for effecting co-operative working between equipments covered by two or more of main groups G06K1/00 - G06K15/00, e.g. automatic card files incorporating conveying and reading operations
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06K—GRAPHICAL DATA READING; PRESENTATION OF DATA; RECORD CARRIERS; HANDLING RECORD CARRIERS
- G06K19/00—Record carriers for use with machines and with at least a part designed to carry digital markings
- G06K19/06—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code
- G06K19/08—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means
- G06K19/10—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards
- G06K19/12—Record carriers for use with machines and with at least a part designed to carry digital markings characterised by the kind of the digital marking, e.g. shape, nature, code using markings of different kinds or more than one marking of the same kind in the same record carrier, e.g. one marking being sensed by optical and the other by magnetic means at least one kind of marking being used for authentication, e.g. of credit or identity cards the marking being sensed by magnetic means
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- Engineering & Computer Science (AREA)
- Physics & Mathematics (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Artificial Intelligence (AREA)
- Computer Vision & Pattern Recognition (AREA)
- Cash Registers Or Receiving Machines (AREA)
Abstract
According to an aspect of the present invention, there is provided a card reader auxiliary apparatus including: an interface unit for communicating with a main card reader having a card reader module for card reading; A magnetic read head for sensing a change in a magnetic field representing a magnetic card signal to acquire magnetic card information; And a control unit for transmitting the obtained card information to the main card reader module through the interface unit.
Description
The present invention relates to a card reader auxiliary apparatus and a card reader system. More particularly, the present invention relates to a card reader auxiliary apparatus and a card reader system capable of solving the inconvenience of card transaction using a card reader apparatus.
Typically, a financial transaction terminal such as a card reader terminal may be provided with a magnetic stripe reader (MSR) module for reading the encoded card information on the magnetic strip of the card.
It is common that a card reader terminal for such a financial transaction is connected to a financial server or a VAN company server through a dedicated on / off line to perform a financial transaction business.
However, in such a financial transaction, a magnetic card including a magnetic strip has to have a real card at all times, and it is inconvenient to not only report a lost card when it is lost, but also receive a new card.
In recent years, a magnetic card signal, which can be generated by a card reader terminal, is stored in a card reader terminal using a portable terminal or a separate communication device. In actual payment, a magnetic card A magnetic field signal corresponding to a signal is generated and transmitted to the card reader module so that technology for enabling wireless reading of card information and the like is also being developed in an existing card reader terminal. Such a technique can have the same effect as a purchaser who purchases a commodity, without having a separate magnetic card, possessing the magnetic card.
However, in general, since the card reader terminal belongs to the purpose of the seller who sells the goods and receives the real magnetic card from the purchaser, the card reader module that reads the card information is used as a point of sale The present invention is provided only at a position where the card reader terminal is fixed to the card reader and the seller can easily receive the card of the purchaser.
Accordingly, when a user intends to make a card settlement to an existing card reader terminal by using the portable terminal or the communication device to which such a magnetic card signal is transmitted, the seller may hand over the portable terminal to the purchaser, There is an inconvenience that the card reader unit of the leader terminal must be provided so as to face the buyer side.
In addition, since a portable terminal or a communication device for transmitting a magnetic card signal as described above is not popularized and an existing magnetic card reader is actively used, the position and direction of the card reader terminal are changed Or it is difficult to decide on either side.
In addition, when the portable terminal is handed over to the seller as described above, the settlement does not proceed more easily than when the existing magnetic real card is used, which results in a problem that the user is reduced due to inconvenience.
According to an aspect of the present invention, there is provided a card reader auxiliary device that is connectable to an existing card reader terminal and receives a magnetic card signal of a purchaser and transmits the received magnetic card signal to a main card reader, The present invention provides a card reader auxiliary apparatus and a card reader system that can easily provide a card reader and a card reader.
According to another aspect of the present invention, there is provided an auxiliary device for a card reader, comprising: an interface for communicating with a main card reader having a card reader module for card reading; A magnetic read head for sensing a change in a magnetic field representing a magnetic card signal to acquire magnetic card information; And a control unit for transmitting the obtained card information to the main card reader module through the interface unit.
According to another aspect of the present invention, there is provided a card reader system including a card reader module, wherein when card information is received by the card reader module, based on the card information and the inputted payment information, A main card reader for transmitting a generated payment approval request to a server; And a magnetic read head connected to the main card reader through an interface for sensing a change in a magnetic field indicative of a magnetic card signal to obtain magnetic card information, And a card reader auxiliary device for transmitting the read data to the reader module.
According to the present invention, by providing a card reader auxiliary device which can be connected to a main card reader terminal having a card reader module separately and receives and transmit a magnetic card signal, it is possible to input a magnetic card signal to the main card reader Accordingly, the quality of the financial transaction service can be improved by shortening the settlement procedure.
In addition, the card reader auxiliary device according to the present invention is a magnetic reader that is configured to easily transmit a magnetic card signal through a portable terminal or a communication device that transmits a magnetic card signal wirelessly while maintaining compatibility with an existing card reader terminal, By providing the head, the card reading accuracy and convenience can be improved at the same time.
FIG. 1 is a system block diagram illustrating a financial transaction system using a card reader according to an embodiment of the present invention. Referring to FIG.
2 illustrates a card reader system according to an embodiment of the present invention.
3 is a block diagram showing the configuration of a card reader auxiliary apparatus according to an embodiment of the present invention.
4 is a view showing a card reader auxiliary apparatus according to an embodiment of the present invention.
Hereinafter, the present invention will be described in detail with reference to the accompanying drawings.
First, the terms used in the specification of the present invention will be briefly defined, and then an embodiment of the present invention will be described.
The term " terminal "described in this specification may include a mobile phone, a smart phone, a laptop computer, a digital broadcast terminal, a PDA (Personal Digital Assistants), a PMP (Portable Multimedia Player) The present invention is not limited to this, and may be various devices capable of user input and information display.
Also, the term "server" may refer to a server that processes information related to financial transactions. For example, the financial server includes a bank server for relaying transactions between financial accounts, a server for a van (VAN) server for relaying financial card electronic settlement, a card company server for processing payment approval for credit card transactions, . In addition, there may be a form in which the actual financial transaction function and other additional functions are separated into separate server types according to a specific function.
FIG. 1 is a system block diagram illustrating a financial transaction system using a card reader according to an embodiment of the present invention. Referring to FIG.
Referring to FIG. 1, a financial transaction system using a card reader device according to an embodiment of the present invention includes a main
The main
For example, the
Accordingly, although not shown, the main
The
The
However, the present invention is not limited to this, but may be a server for relaying only the purchase of a paper other than the server for payment by the
In the embodiment of the present invention, the main
The card reader auxiliary device (100) includes a magnetic lead head which includes an interface for communicating with the main card reader device (200) and acquires magnetic card information by detecting a change in magnetic field indicating a magnetic card signal, And transmits the obtained card information to the card reader
The card reader
In addition, the card reader assisting device according to the present invention can easily transmit a magnetic card signal through a portable terminal or a communication device that wirelessly transmits a magnetic card signal while maintaining compatibility with a conventional card reader terminal, The card reading accuracy and convenience can be improved at the same time.
The
The main
In the embodiment of the present invention, the
Also, the
If the payment program is previously installed in the merchant's main
Meanwhile, when a signature of the purchaser is required for payment of a card, the card reader
The billing program is provided using the downloading method, but this is an example, and it is possible to transmit the payment program to the main
For example, a seller accesses an open application market such as an affiliate site on the Internet or an Android market or an app store, inputs information of a seller and a seller terminal, subscribes to a member, It can also be downloaded from the web.
At this time, uploading, updating information or other management of the settlement program may be performed in the
2 illustrates a card reader system according to an embodiment of the present invention.
Referring to FIG. 2, a card reader system according to an embodiment of the present invention includes a card reader
The card reader
Accordingly, the main
In particular, the main
For this purpose, the card reader
3 is a block diagram showing the configuration of a card reader auxiliary apparatus according to an embodiment of the present invention.
3, the card reader
The
In particular, the
The card reader assist
The
The
The card
When the transaction approval result transmitted from the
When the card reader
On the other hand, when the card
Meanwhile, the
The
The
The
Meanwhile, when the card information acquired by the card reader
4 is a view showing a card reader auxiliary apparatus according to an embodiment of the present invention.
Referring to FIG. 4, the card
However, since the
In order to solve this problem, the card
Accordingly, the magnetic field passing through the
4, the
The housing of the card reader
Although the preferred embodiments of the system between the card reader
100: Card reader accessory
200: main card reader device
300: relay server
500: card company server
Claims (8)
A card reader unit, a barcode reader unit, an RFID reader unit, and an IC card reader unit for reading a card, and when the seller receives the card or the wireless terminal directly, the card reader reads the card information, And a main card reader for receiving a wireless magnetic card signal received from a wireless terminal directly accessed by the buyer in place of the main card reader, To an interface;
A magnetic read head for sensing a change in a magnetic field indicating the wireless magnetic card signal from the wireless terminal to acquire wireless magnetic card information instead of the main card reader;
And a shield for shielding the magnetic lead head from external noise in a housing of the card reader auxiliary device, wherein the shield is provided in the card reader assisting device in one direction At least one or more openings located in the openings,
And a controller for transmitting the wireless magnetic card information to the main card reader through the interface unit,
The main card reader transmits to the relay server a transaction approval request message including the payment request information based on the wireless magnetic card information received instead through the interface unit
Card reader accessory.
A touch pad for acquiring signature information corresponding to the wireless magnetic card information; And
And a display unit for outputting transaction information based on the wireless magnetic card information
Card reader accessory.
And a cable control unit provided in the interface unit and being capable of varying the length of the cable between the interface unit and the main card reader,
Card reader accessory.
Further comprising a fixing portion for fixing the card reader auxiliary device to a specific position
Card reader accessory.
And an encryption unit for encrypting the wireless magnetic card information
Card reader accessory.
A card reader unit, a barcode reader unit, an RFID reader unit, and an IC card reader unit for reading a card, and when the seller receives the card or the wireless terminal directly, the card reader reads the card information, A main card reader for transmitting a payment approval request generated based on the card information and the inputted payment information to a server when the card information is received by the card reader module, ; And
The main card reader receives a wireless magnetic card signal received from a wireless terminal directly accessed by the purchaser side, and transmits the wireless magnetic card signal to the main card reader, and transmits the wireless magnetic card signal from the wireless terminal And a card reader auxiliary device for sensing a change in a magnetic field to acquire wireless magnetic card information instead of the main card reader, wherein the housing of the card reader auxiliary device includes a shield for shielding the magnetic lead head from external noise, The shielding part includes at least one opening in one direction of the card reader assist device for passing the wireless magnetic card signal from the wireless terminal and the card reader assist device is operable to transmit the wireless magnetic card information via the interface part To the main card reader
Card reader system.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
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KR2020150002822U KR200483604Y1 (en) | 2015-04-30 | 2015-04-30 | A card reader assistant appratus and a card reader system |
Applications Claiming Priority (1)
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KR2020150002822U KR200483604Y1 (en) | 2015-04-30 | 2015-04-30 | A card reader assistant appratus and a card reader system |
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KR20160003874U KR20160003874U (en) | 2016-11-09 |
KR200483604Y1 true KR200483604Y1 (en) | 2017-06-05 |
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KR2020150002822U KR200483604Y1 (en) | 2015-04-30 | 2015-04-30 | A card reader assistant appratus and a card reader system |
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Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2014113278A2 (en) * | 2013-01-20 | 2014-07-24 | George Wallner | System and method for a baseband nearfield magentic stripe data transmitter |
Family Cites Families (1)
Publication number | Priority date | Publication date | Assignee | Title |
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KR20110087391A (en) * | 2010-01-26 | 2011-08-03 | (주)모노시스 | Integrated reader |
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Patent Citations (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
WO2014113278A2 (en) * | 2013-01-20 | 2014-07-24 | George Wallner | System and method for a baseband nearfield magentic stripe data transmitter |
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