KR20040104175A - System and method for charging an oiling cost with a credit card using rf communication - Google Patents

Abstract

PURPOSE: A system and a method for paying gas expense with a credit card using the RF(Radio Frequency) communication without giving a credit card to an employee are provided to resolve a probability of illegal credit card use by transceiving gas related information and credit card information with an employee terminal, a gas pump, or a gas station center terminal through a car terminal. CONSTITUTION: The system comprises the car terminal(110), the employee terminal(120), and the gas station center terminal(140) processing credit card settlement by connecting to a card company(170) through a VAN(Value Added Network) company(160). The employee terminal transmits the gas related information to the car terminal by using the RF communication. The car terminal reads the inserted credit card, and transmits the gas related information and the credit card information of a driver to the gas station center terminal through the RF communication. The gas station center terminal performs the credit card settlement of a gas expense by using the received gas related information and credit card information.

Description

Gas refueling card payment system and method using RF communication {SYSTEM AND METHOD FOR CHARGING AN OILING COST WITH A CREDIT CARD USING RF COMMUNICATION}

The present invention relates to a gas fuel card payment system and method using RF communication. More specifically, the present invention enables the card payment of fueling costs without transferring the driver's credit card to the employee by using an employee mobile terminal or gas station, a gas station center terminal, and a card mountable terminal device capable of RF communication with each other. It relates to a fuel bill card payment system and method.

In a conventional gas station payment service using a credit card at a gas station, when a driver arrives at a gas station and fills a gas and pays the bill, the driver of the gas station passes his credit card to the gas station employee. It goes to the center and enters the fueling amount in the credit card inquiry terminal, connects with the card company through VAN company, receives approval for the use of the credit card, pays the fueling cost, and gives the card and card receipt to the driver.

However, in the gas service card payment method of this type, the driver hands his or her credit card to the staff of the gas station, and thus there is a problem of being exposed to the risk of illegal use of the credit card by the gas station employee or the gas station.

In addition, gas station employees often accidentally exchange credit cards of a plurality of customers, and this problem is fundamentally a limitation of the conventional method in which a driver's card is delivered to a gas station employee when paying for a gas card at a gas station. Caused by.

The present invention has been made to solve the problems in the gas filling card payment method at the conventional gas station as described above, the object of the present invention is to transfer the driver's credit card to the gas station staff when paying the card at the gas station, Through the terminal device installed in the vehicle of the employee mobile terminal or gasoline, and gas station related information and credit card information transmitted and received by the gas station center terminal to perform the card payment, caused by the delivery of the card to the gas station staff It fundamentally solves the problem of possible illegal use of credit cards.

Another object of the present invention is to solve the problem that the credit card is changed when the gas bill payment at the gas station that may be caused by the delivery of the card to the gas station staff.

Still another object of the present invention is to provide a fuel billing card payment system that does not need to manually enter the fueling amount by hand when charging the fuel bill through a credit card by mounting the module for the RF communication in the gas station of the gas station.

1 is a block diagram schematically showing the configuration of a fuel oil card payment system according to the present invention.

2 is a flowchart illustrating a fueling card payment process according to the present invention.

3 is a view for explaining the flow of RF communication in the fuel gas card payment system of the present invention.

Figure 4 is a block diagram showing the internal configuration of the employee mobile terminal or lubricator of Figure 1;

5 is a block diagram illustrating an internal configuration of the on-vehicle terminal device of FIG. 1.

6 is a block diagram illustrating an internal configuration of a gas station center terminal of FIG. 1.

Explanation of symbols on the main parts of the drawings

100: fueling card payment system 110: vehicle mounting terminal device

120: mobile terminal for employees 130: lubricator

140: gas station center terminal 150: PC

160: VAN company 170: card company

In order to achieve the above object, the present invention provides a vehicle-mounted terminal device; Mobile terminal for employees; And a gas station center terminal connected to a network with a card company and capable of payment processing of a credit card, wherein the employee mobile terminal transmits fueling related information to the vehicle mounting terminal device using RF communication, and the vehicle mounting terminal device is inserted. Read the credit card, the gas station-related information and the driver's credit card information is transmitted to the gas station center terminal using RF communication, the gas station center terminal using the received gas-related information and credit card information It provides a gas refueling card payment system using RF communication to perform the card payment processing.

According to another aspect of the present invention, the present invention provides a vehicle-mounted terminal device; An lubricator equipped with an RF communication module; And a gas station center terminal connected to a network with a card company and capable of payment processing of a credit card, wherein the gas station transmits fueling-related information to the vehicle mounting terminal device using RF communication, and the vehicle mounting terminal device is inserted into a credit card. Read the information, and the gas-related information and the driver's credit card information is transmitted to the gas station center terminal using RF communication, the gas station center terminal using the received gas-related information and credit card information payment card The present invention provides a gas fuel card payment system using RF communication.

According to another aspect of the present invention, the present invention provides a gas station card payment system including a vehicle-mounted terminal device capable of transmitting and receiving data using RF communication with each other, an employee mobile terminal, and a gas station center terminal, using RF communication. A gas refueling card payment method, comprising: (a) transmitting, by the employee mobile terminal, fuel related information to the on-vehicle terminal using RF communication; (b) the vehicle-mounted terminal device reading a credit card to be inserted and transmitting fueling-related information and driver's credit card information received from the mobile terminal for employees using RF communication to the gas station center terminal; And (c) the gas station center terminal performing a gas payment card payment process using the received fuel related information and credit card information.

According to another aspect of the present invention, the present invention provides a gas fuel card payment system using RF communication in a gas fuel card payment system including a vehicle-mounted terminal device, a gas pump, and a gas station center terminal capable of transmitting and receiving data using RF communication with each other. A method, comprising: (a) a lubricator transmitting lubrication related information to an on-vehicle terminal using RF communication; (b) the vehicle-mounted terminal device reading a credit card to be inserted and transmitting fueling-related information and a driver's credit card information received from the gas tanker to the gas station center terminal using RF communication; And (c) the gas station center terminal performing a gas payment card payment process using the received fuel related information and credit card information.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

The gas service card payment system of the present invention uses an employee mobile terminal or gas station, a gas station center terminal, and a card mountable terminal device capable of RF communication with each other to perform card payment without transferring the driver's credit card to the gas station staff. It is characterized by.

1 is a block diagram schematically showing the configuration of a fuel oil card payment system 100 according to the present invention.

Referring to FIG. 1, the gas refueling card payment system 100 may mount a credit card and transmit and receive data through RF communication with an on-vehicle terminal 110 and an on-vehicle terminal 110 capable of RF communication. A gas station center terminal 140 capable of transmitting and receiving data via RF communication with a mobile terminal 120 or an RF module equipped with a possible employee mobile terminal 120 or an on-vehicle terminal 110 capable of being configured, and a gas station The center terminal 140 is connected to the PC 150 and to the card company 170 via the VAN company 160.

The vehicle-mounted terminal device 110 is a terminal device mounted on a driver's vehicle, and includes an RF communication module capable of reading a credit card in which a smart chip is embedded and transmitting and receiving data through RF communication. A detailed configuration of the vehicle mounting terminal device 110 will be described later with reference to FIG. 4.

In the fuel gas card payment system of the present invention, a mobile terminal 120 for an employee may be used as the first embodiment for transmitting oiling-related information to the on-vehicle terminal 110, and as an alternative second embodiment, an RF module is provided. The mounted lubricator 130 can be used.

The employee mobile terminal 120 according to the first embodiment of the present invention receives a fueling-related information from a gas station employee and transmits it to the on-vehicle terminal 110 using RF communication, for example. It may be a device such as a PDA.

The lubricator 130 according to the second embodiment of the present invention is an integrated structure in which an RF module is mounted, and performs a function of transmitting oiling related information to the vehicle-mounted terminal device 110 using RF communication.

The gas station center terminal 140 receives credit card information such as fueling-related information and credit card number from the vehicle-mounted terminal device 110, requests a credit card approval from a card company, and outputs a receipt if the approval is made and also sends an approval number. It performs the function of transmitting to the vehicle-mounted terminal device (110). A detailed configuration of the gas station center terminal 140 will be described later with reference to FIG. 5.

Hereinafter, with reference to Figures 1 and 2 will be described in detail the fueling card payment process according to the present invention. 2 is a flowchart illustrating a fueling card payment process according to the present invention.

The process begins with the vehicle arriving at the gas station and starting to refuel the vehicle (S200).

Next, the gas station employee enters the fueling amount, fueling quantity, gasoline number, etc. in his mobile terminal 120 (S202), RF communication data including the input gas information and the ID of the gas station center RF communication Using the transmission to the vehicle-mounted terminal device 110 mounted on the driver's vehicle (S204).

2 is described with reference to the first embodiment of the present invention using the employee mobile terminal 120 as described above, but according to the second embodiment of the present invention instead of the RF mobile terminal 120 for the employee A lubricator 130 is included that is used. According to the second embodiment, the gas station 130 is equipped with a vehicle-mounted terminal mounted on the driver's vehicle using RF communication for data including fueling-related information such as fueling amount, fuel volume, fueling machine number, and ID of a gas station center. The device 110 transmits to the device 110 (S204).

The specific flow of the RF communication between the employee mobile terminal 120 or the lubricator 130 and the vehicle-mounted terminal device 110 will be described later with reference to FIG.

The on-vehicle terminal 110 receives the fueling-related information from the employee mobile terminal 120 or the lubricator 130, and displays the received information on a monitor (for example, an LCD) of the terminal apparatus 110 (S206). ).

The driver checks the displayed fueling related information and inserts his credit card into the vehicle mounting terminal 110 (S208). In response to the insertion of the credit card, the on-vehicle terminal 110 checks whether the credit card is the driver's own credit card by comparing the information stored therein with the credit information of the inserted credit card (S210). According to the preferred embodiment of the present invention, the driver may include a process of inputting his / her card password using the keypad of the on-vehicle terminal 110. If the identification fails, an error message is displayed on the on-vehicle terminal 110, and if the identification is successful, the process proceeds to step S214.

In step S214, the on-vehicle terminal 110 reads the information of the credit card (S214), and the driver checks the fueling-related information such as the fueling amount, the amount of fuel, the fueling machine number, and the ID and credit card information of the gas station center (for example, For example, the transmission information including the credit card number) is confirmed, and the transmission information is approved to the gas station center terminal 140 by pressing the transmission button (S216).

In response to the transmission approval, the on-vehicle terminal device 110 transmits fueling-related information such as fueling amount, fueling amount, fueling machine number, and credit card information to the gas station center terminal 140 corresponding to the corresponding center ID by using RF communication. It transmits (S218).

The specific flow of the RF communication between the vehicle-mounted terminal device 110 and the gas station center terminal 140 will be described later with reference to FIG. 3.

Next, the gas station center terminal 140 transmits the fueling-related information such as the fueling amount, the main fuel volume, and the fueling machine number received from the vehicle-mounted terminal device 110 to the PC 150, and the PC 150 is the oiling machine number. In operation S220, a comparison is made between the information on the amount of fuel and the amount of the main portion of the fuel received from the gas tanker corresponding to the information received from the gas station center terminal 140 (S220).

If the information is inconsistent with each other, an error message is displayed and the process does not proceed any further (S222). If the information is in agreement with each other, the gas station center terminal 140 passes the gas amount to the card company 170 via the VAN company 160. By sending credit card information (for example, a credit card number), a request for approval of gasoline payment of a credit card is requested (S224).

When the payment request is approved by the card company 170, the gas station center terminal 140 transmits the approval number to the vehicle-mounted terminal device 110 through RF communication so that the driver can check it and also receives a receipt for the fueling amount. Is automatically output and the output receipt is delivered to the driver by the gas station staff to end the gas bill card payment process according to the invention (S226).

Hereinafter, with reference to Figure 3 between the mobile terminal 120 or the gas tanker 130 and the vehicle mounting terminal device 110 and the vehicle mounting terminal device 110 and the gas station center for the fuel gas card payment system according to the present invention with reference to FIG. A detailed flow of the RF communication between the terminals 140 will be described. 3 is a view for explaining the flow of RF communication in the fuel gas card payment system of the present invention.

Referring to FIG. 3, the employee mobile terminal 120 or the lubricator 130 transmits a wake up signal to the vehicle-mounted terminal 110 (step 1). The on-vehicle terminal 110 transmits the wake Ack to the employee mobile terminal 120 or the lubricator 130 in response to the wake up signal (step 2).

Upon receipt of the Wake Ack, it is confirmed that the on-vehicle terminal 110 is ready to receive data, and the employee mobile terminal 120 or the lubricator 130 is lubricated such as a fuel amount, a fuel amount, a lubricator number, and the like. Data including the relevant information and the ID of the gas station center is transmitted to the on-vehicle terminal 110 (step 3). In-vehicle terminal 110 transmits the data Ack to employee mobile terminal 120 or lubricator 130 in response to receiving the data signal (step 4).

Next, the employee mobile terminal 120 or the lubricator 130 transmits a disconnect signal to the on-vehicle terminal 110 to notify that the RF communication has ended (step 5), and the on-vehicle terminal 110 is In response to this, the Disconnect Ack is transmitted to the employee mobile terminal 120 or the lubricator 130 (step 6), whereby RF communication between the employee mobile terminal 120 or the lubricator 130 and the vehicle-mounted terminal device 110 is performed. Ends.

After the above process, as described in detail with reference to FIG. 2, a procedure such as the insertion of the credit card into the vehicle-mounted terminal device 110 and the identity verification process is performed.

Next, after confirming that the inserted credit card belongs to the vehicle, the vehicle mounting terminal 110 requests a connection to the corresponding gas station center terminal 140 according to the gas station center ID received in step 3 ( Step 7), in response, the gas station center terminal 140 transmits the Connect Ack to the on-vehicle terminal 110 (step 8), whereby the RF between the gas station center terminal 140 and the on-vehicle terminal 110 is transmitted. Communication is established.

Next, the vehicle-mounted terminal device 110 transmits data including fueling-related information such as fueling amount, fueling amount, fueling machine number, and credit card information to the gas station center terminal 140 (step 9), and the gas station center. The terminal 140 transmits the data Ack to the on-vehicle terminal 110 in response to receiving the data signal (step 10).

Next, the gas station center terminal 140 transmits a disconnect signal to the on-vehicle terminal 110 to notify that the RF communication has ended (step 11), and the on-vehicle terminal 110 transmits a disconnect Ack in response thereto. By transmitting to the gas station center terminal 140 (step 12), the RF communication between the gas station center terminal 140 and the on-vehicle terminal 110 is terminated.

After the above process, as described in detail with reference to FIG. 2, a procedure such as a comparison confirmation process of fueling amount, a card payment approval process, and an approval number transmission and receipt output process are performed.

Hereinafter, with reference to Figures 4 to 6 will be described the internal configuration of the employee mobile terminal or fuel pump, vehicle-mounted terminal device and gas station center terminal of the present invention.

Figure 4 is a block diagram showing the internal configuration of the employee mobile terminal or lubricator of Figure 1;

Referring to FIG. 4, the employee mobile terminal or lubricator 200 of the present invention includes an RF communication unit 210, an LCD unit 220, a keypad unit 230, and a controller 240.

The RF communication unit 210 is an RF communication module that enables the transmission and reception of data through RF communication with the vehicle-mounted terminal device, and is a component that enables transmission of fueling-related information and a gas station center ID to the vehicle-mounted terminal device.

The LCD unit 220 performs a function of externally displaying the control state and the operation state of the employee mobile terminal or the lubricator 200, the keypad unit 230 is a gas station staff refueling amount, the amount of the main fuel, or the lubricator number Interface module that can input oiling related information. The control unit 240 is responsible for the overall control process of the employee mobile terminal or the lubricator 200.

5 is a block diagram illustrating an internal configuration of the on-vehicle terminal device of FIG. 1.

Referring to FIG. 5, the vehicle-mounted terminal device 300 of the present invention may include an RF communication unit 310, a card interface unit 320, a vehicle interface unit 330, an internal data storage unit 340, and an LCD unit 350. ), A keypad 360, and a controller 370.

The RF communication unit 310 is an RF communication module that enables transmission and reception of data through RF communication with an employee mobile terminal or a gas station and a gas station center terminal. The card interface unit 320 performs a function of reading a credit card embedded with a smart chip inserted by a driver, and also determines a legality of the credit card to prohibit the use of an illegal credit card.

The vehicle interface unit 330 is not an essential component of the fuel gas card payment system of the present invention, and is for an additional function that can be performed as a card with a smart chip, and the state of the vehicle from various sensors and ECUs in the vehicle. This function inputs information and driving tendency information into the smart chip embedded card, and also reads and updates the maintenance information data of the vehicle from the smart chip embedded card.

The internal data storage unit 340 stores data necessary for processing such as a progress logo and an error logo. The LCD unit displays to the driver the operation state of the vehicle-mounted terminal device 300, such as the fuel-related information received from the employee mobile terminal or the fueling machine and the credit card information to be transmitted to the gas station center terminal.

The keypad unit 360 is a module capable of inputting a command necessary for processing relating to the on-vehicle terminal 300, such as the driver approving the transmission of data to a gas station center terminal, and the control unit 370 is as described above. The overall control process of the vehicle-mounted terminal 300 is performed.

6 is a block diagram illustrating an internal configuration of a gas station center terminal of FIG. 1.

Referring to FIG. 6, the gas station center terminal 400 of the present invention includes an RF communication unit 410, a PC connection unit 420, a VAN interface unit 430, an internal data storage unit 440, an LCD unit 450, The keypad unit 460 is configured to include a control unit 470.

The RF communication unit 410 is an RF communication module that enables transmission and reception of data through RF communication with a vehicle-mounted terminal device. The PC connection unit 420 is connected to the gas station center terminal 400 and the PC which is located at the gas station center and connected to each gas tanker, so that the PC receives the fueling related information received from the vehicle-mounted terminal device and the gas supply related gas from the gas tanker. Allows you to compare information.

The VAN interface unit 430 transmits the credit card information and fueling amount information received from the vehicle-mounted terminal device to the VAN company to receive the card payment authorization number from the gas station center terminal and the VAN company for card payment of the fueling cost. The component that interfaces.

The internal data storage unit 440 stores data necessary for processing such as a progress logo and an error logo. The LCD unit 450 displays the overall operation status and processing of the gas station center terminal 400 to the staff of the gas station center.

The keypad unit 460 is a module that allows an employee of a gas station center to input a command required for processing, and the controller 470 performs the overall control process of the gas station center terminal 400 as described above.

While the invention has been particularly shown and described with reference to the above embodiments, it has been used merely for the purpose of illustration and those of ordinary skill in the art to which the invention pertains may have as defined in the appended claims. It should be understood that various modifications may be made without departing from the spirit and scope.

As described above, according to the present invention, there is no need to transfer the driver's credit card to the gas station staff when paying for the card at the gas station, thereby preventing the possibility of illegal use of the credit card that may be caused by the transfer of the card to the gas station staff. There is a fundamental solution to this.

In addition, there is an effect that solves the problem that the credit card is changed when the gas bill payment at the gas station that may be caused by the delivery of the card to the gas station staff.

In addition, by mounting the module for the RF communication in the gas station of the gas station, there is an effect to provide a gas refueling card payment system that does not need to enter the fueling amount by hand when paying for the fuel costs through the credit card.

Claims (17)

Vehicle-mounted terminal device; Mobile terminal for employees; And Gas station center terminal connected to the network and credit card payment processing, The employee mobile terminal transmits fueling related information to the vehicle-mounted terminal device using RF communication, The vehicle-mounted terminal device reads the inserted credit card and transmits the fueling-related information and the driver's credit card information to the gas station center terminal using RF communication. The gas station center terminal is a gas station payment card payment system using the RF communication, characterized in that for performing the gas payment card payment processing using the received fuel-related information and credit card information. The method of claim 1, A gas station payment card payment system using RF communication, characterized in that the gas station center ID is also transmitted from the employee mobile terminal to the vehicle-mounted terminal device. The method of claim 1, The fueling-related information is a fueling card payment system using RF communication, characterized in that it includes a fueling amount, the fueling quantity, and the fueling machine number. The method of claim 1, The on-vehicle terminal device is a gas fuel card payment system using RF communication, characterized in that for displaying the fueling-related information received from the mobile terminal for employees on a monitor mounted to the vehicle-mounted terminal device. The method of claim 1, Gas credit card payment system using RF communication, characterized in that the credit card information comprises a credit card number. The method of claim 1, The gas fuel card payment system further includes a PC connected to the gas station center terminal and connected to the gas tanker, The PC refueling card payment system using RF communication, characterized in that for comparing the fueling-related information received from the gas station center terminal and the fueling-related information received from the gasoline machine with each other. The method of claim 1, The gas station center terminal is a gas station payment card payment system using RF communication, characterized in that for transmitting the card payment authorization number received from the card company to the vehicle-mounted terminal device using RF communication, and also outputs the card payment receipt. Vehicle-mounted terminal device; An lubricator equipped with an RF communication module; And Gas station center terminal connected to the network and credit card payment processing, The lubricator transmits lubrication related information to the on-vehicle terminal using RF communication, The vehicle-mounted terminal device reads the inserted credit card and transmits the fueling-related information and the driver's credit card information to the gas station center terminal using RF communication. The gas station center terminal is a gas station payment card payment system using the RF communication, characterized in that for performing the gas payment card payment processing using the received fuel-related information and credit card information. In a gas fuel card payment system including a vehicle-mounted terminal device capable of transmitting and receiving data using RF communication with each other, a mobile terminal for employees, and a gas station center terminal, the gas fuel card payment method using RF communication, (a) the employee mobile terminal transmitting fueling related information to the on-vehicle terminal using RF communication; (b) the vehicle-mounted terminal device reading a credit card to be inserted and transmitting fueling-related information and driver's credit card information received from the mobile terminal for employees using RF communication to the gas station center terminal; And (c) the gas station center payment gas payment card payment method using the RF communication comprising the step of performing a gas payment card payment processing using the received fuel-related information and credit card information. The method of claim 9, In the step (a), the employee mobile terminal is a gas station payment card payment method using RF communication, characterized in that also to transmit a gas station center ID to the vehicle-mounted terminal device. The method of claim 9, The fueling-related information is a fueling card payment method using the RF communication, characterized in that it includes a fueling amount, the fueling quantity, and the fueling machine number. The method of claim 9, The step (b) includes a fueling card using the RF communication, characterized in that the vehicle-mounted terminal device to display the fueling-related information received from the employee mobile terminal on a monitor mounted to the vehicle-mounted terminal device Payment Method. The method of claim 9, In the step (b), in response to the insertion of the credit card, the vehicle-mounted terminal device compares whether the information stored therein matches the credit information of the inserted credit card, and confirms the legality of the inserted credit card. Oil fuel card payment method using RF communication, characterized in that the. The method of claim 9, Gas credit card payment method using the RF communication, characterized in that the credit card information comprises a credit card number. The method of claim 9, The gas fuel card payment system further includes a PC connected to the gas station center terminal and connected to the gas tanker, The PC refueling card payment method using RF communication, characterized in that for comparing the fueling-related information received from the gas station center terminal and the fueling-related information received from the gasoline machine. The method of claim 9, The step (c) includes the gas station center terminal transmitting a card payment approval number received from a card company to the on-vehicle terminal device using RF communication, and outputting the card payment receipt. Gas fuel card payment method using RF communication. In the gas refueling card payment system including a vehicle-mounted terminal device, a gas pump, and a gas station center terminal capable of transmitting and receiving data using RF communication, in a gas refueling card payment method using RF communication, (a) a lubricator transmitting lubrication-related information to the vehicle-mounted terminal using RF communication; (b) the vehicle-mounted terminal device reading a credit card to be inserted and transmitting fueling-related information and a driver's credit card information received from the gas tanker to the gas station center terminal using RF communication; And (c) the gas station center payment gas payment card payment method using the RF communication comprising the step of performing a gas payment card payment processing using the received fuel-related information and credit card information.