KR20040089777A - System and Method for Providing Printing Information by Using Smart Card - Google Patents

Abstract

PURPOSE: A method and a system for offering output information using a smart card are provided to represent unique characteristics of a user through a credit card receipt, and enhance application and activeness of the smart card by embedding diverse output information into the smart card. CONSTITUTION: A client(120) selects/outputs the output information to be stored in the smart card(125) by connecting to a server(100) through the wire/wireless communication network. The server provides the output information to the smart card of the client by generating the output information according to client's request. The smart card receives/stores the output information from the server, and provides the stored output information to a card terminal(130) when the smart card is used. The card terminal extracts the output information stored in the smart card and provides the output information to the client by outputting the output information through an outputting device.

Description

System and Method for Providing Printing Information by Using Smart Card

The present invention relates to a method and system for providing output information using a smart card. The present invention relates to an application for various output information (characters, figures, images, charms, etc.) input / selected by a client connected to a server on a wired / wireless communication network. It downloads and mounts the smart card and outputs the output information (receipt, etc.) mounted on the smart card through a smart card terminal (such as a merchant terminal) at the time of using the smart card (credit card payment, etc.).

In general, smart cards including a microprocessor, a card operating system (COS), a security module, a cryptographic coprocessor, and a memory may include a contact card, a contact card, It is classified into a contactless card, a hybrid card, and a combination card, and can be classified into a memory card and a microprocessor card according to the presence or absence of a central processing unit.

These smart cards are secure (data safe archiving, safe offline trading, fraud protection, etc.), storage capacity (data and program storage), versatility (multiple applications on one card-credit card, debit card) , Financial common network, electronic money, certificate, etc.), the scope of application is very wide.

Meanwhile, as the number of credit card users increases, each credit card company develops and provides various services to increase the number of users. In using such a credit card, a credit card user is required to always receive a receipt such as a sales approval slip at the time of a transaction. The sales approval slip mainly includes credit card approval and payment related matters. It was usually used only for accounting work.

Therefore, it is necessary to create a new business using a smart card having a credit card function or the like and a receipt of the sales approval slip.

An object of the present invention for resolving the above problems is located on a wired and wireless communication network and generates output information according to a client's request and provides the server to the smart card of the client, and receives and stores the output information from the server. And extracting the smart card for transmitting the stored output information to the smart card terminal when the client uses the smart card, and at least one output information mounted on the smart card, and outputting the output information through an output device. Through the smart card terminal provided to the client, receiving / selecting output information that can be output through the smart card terminal when the smart card is used from the client connected to the server, and outputting the client selected / input from the server Application for information It generates and provides to the smart card of the client, when using the smart card of the client, the output information mounted in the smart card is extracted from the smart card terminal, the output information mounted on the smart card in the smart card terminal To provide a method and system for outputting to the client.

1 is a simple configuration of the present invention composed of a server, a client smart card and a client terminal, a smart card terminal on a wired or wireless communication network.

2 is an exemplary view showing a simple file structure of a smart card in which output information is stored according to the present invention.

3 is a simple flowchart illustrating a process in which an output information application is generated and mounted on a smart card of the client according to a request of a client connected to a server through a wired or wireless communication network.

4 is a simple flowchart illustrating a process of executing the extracted output information by a smart card terminal which extracts output information from a smart card equipped with output information (application).

FIG. 5 is a simple exemplary view in which output information (an amulet) mounted on a client smart card is included in a sales approval slip and output through a smart card terminal according to the present invention.

6 is a simple embodiment of the present invention implemented through an image input device such as a digital camera or a wireless terminal including a digital camera function.

7 is a simplified embodiment of the present invention implemented through a digital camera or an image input device such as a wireless terminal including a digital camera function and a storage medium on a wired / wireless communication network.

Fig. 8 is a simplified embodiment diagram of processing output information input through an image input device such as a digital camera or a wireless terminal including a digital camera function and mounting it on a smart card.

Fig. 9 is a simple embodiment for processing output information input through an image input apparatus such as a digital camera or a wireless terminal including a digital camera function to be stored in a storage medium (or server) on a wired or wireless communication network.

10 is a simple embodiment of the present invention is implemented using the e-mail account access information as output information.

<Description of main parts of drawing>

100: server 105: output information processing module

110: output information database 115: personal information database

120: client terminal 125: smart card

130: smart card terminal 135: credit card network

The present invention relates to a method and system for providing output information using a smart card, comprising: a server located on a wired / wireless communication network and generating output information according to a client's request and providing the output information to the client's smart card; and output information from the server. Receives and stores a smart card for transmitting the stored output information to a smart card terminal when the client uses the smart card, and extracts at least one output information mounted on the smart card, and outputs the data through the output device. Selecting / receiving output information that can be output through a smart card terminal when a smart card is used from a client connected to the server through a smart card terminal that outputs the output information to the client; Client selected / entered Generating an application for the output information to the smart card of the client, and extracting the output information mounted in the smart card in the smart card terminal when the smart card of the client, the smart card terminal, And outputting the output information mounted on the smart card to the client.

In addition, generating the application for the output information selected / input by the client in the server may further include processing the output information selected / input by the client. If you are a member, you can create a talisman corresponding to the client by using the client's date of birth or personal information stored on the server)

In addition, the step of outputting the output information mounted on the smart card in the smart card terminal to provide to the client, including the receipt in the sales approval slip issued by the smart card terminal linked to the credit card payment network It further comprises a step.

The smart card is equipped with an integrated circuit chip (ICC) and is based on international standards (eg, ISO-7816 or ISO-14433, etc.). And / or a card mounted in the form of a one chip.

The output information according to the present invention includes texts, images, figures, including letters and / or numbers that a client wants to be provided in a printed form, including a receipt (eg, a sales approval slip) from a smart card terminal when the card is used. And at least one type of text, an image, a figure, or the like, as a combination of information (eg, sayings, proverbs, self images, amulets, etc.).

FIG. 1 is a simple block diagram of the present invention including a server 100, a client smart card 125, a client terminal 120, and a smart card terminal 130 on a wired or wireless communication network.

According to the present invention, the server 100 is connected to the client terminal 120 through a wired or wireless communication network, and transmits various output information requested from the connected client to the client terminal 120 through the communication network, thereby transmitting the smart card of the client. And an output information processing module 105, a personal information database 115, and an output information data database 110 for performing the above functions.

The output information processing module 105 of the server 100 transmits the output information received from the client to the client terminal 120 through a network, and also transmits various data (contents) for generating output information. By providing 120, the client helps to generate the desired output information through the selection of the provided material.

In addition, the output information processing module 105 further includes a function of generating output information associated with personal information of the client in the process of generating output information through data selected / input from the client. Horoscopes and / or talismans using birth date information, caricatures that simplify client avatars (or images)

The personal information database 115 records client personal information such as date of birth, name, photo (image), access code (ID), avatar, etc. of the member client, and records the client personal information recorded in the personal information database 115. Helps to generate output information on the talisman, fortune, etc. using the date of birth information and the like.

The output information data database 110 is a database that records various output information data (eg, sayings, images, etc.) for inputting / selecting output information of the client.

According to the present invention, the client terminal 120 transmits the output information of the client generated from the server 100 to the smart card 125 of the client, and transmits it to the terminal 120 of the client through a network. The output information application (or data) to be mounted on the client smart card 125 through the smart card application program in the client terminal 120 and the smart card 125 of the client terminal 120 described below. It turns out that a series of data processing operations are done through the smart card application.

According to the present invention, the client terminal 120 includes a smart card reader, and the client terminal 120 configures an interface with the smart card reader by applying a PC / SC standard, and the client terminal 120 ) And the command processing of the smart card reader period should be in accordance with the international card standard of ISO 7816-4.

In addition, in order to mount the output information application (data) from the client terminal 120 to the smart card, the client terminal 120 confirms the contact connection with the client smart card 125 inserted into the reader connected to the terminal; The card activation message is transmitted to the smart card 125 through an APDU (Application Protocol Data Unit), so that the smart card 125 is reset (RST).

When an ATR (Answer To Reset) is returned from the smart card 125, the client terminal 120 analyzes the returned ATR, and exchanges a message and a message response for mounting an output information application according to the present invention. The output information application is mounted on the client smart card 125.

According to the present invention, the message for mounting the output information application includes a command (eg, PUT DATA COMMAND, etc.) for recording the output information application in the output information area of the smart card 125.

In addition, the client terminal 120 includes both a personal computer (PC) and a wireless terminal.

According to the present invention, the client smart card 125 specifies that the card is configured on the basis of card-related international standards for physical characteristics, contact size and location, electrical signals and transmission protocols defined in ISO 7816, etc. It is desirable to operate through a chip card system according to the electrical characteristics, logical interfaces and transmission protocols defined in.

In addition, the smart card 125 is equipped with an output information application (data) through a series of processes with the client terminal 120, the output information through the APDU communication with the smart card terminal 130 according to the present invention The application (data) is output through the smart card terminal 130.

In addition, the smart card 125 is preferably configured as a hierarchical structure composed of files such as a dedicated file (DF) and an element file (EF) defined by the aforementioned smart card related standard. It further includes a master file (MF; Master File) which is a root level DF.

According to the present invention, the smart card 125 is present in the DF and the DF associated with the output information application or service, and includes at least one or more EF capable of READ or UPDATE by the smart card terminal 130 It is done.

A smart card terminal (SCT) 130 executes an output information application mounted in the smart card 125 by APDU communication with the smart card 125, so that the client can check the related information in a printing form. In accordance with the present invention, the smart card terminal 130 is preferably a card payment terminal associated with a merchant credit authentication terminal (CAT) or point of sales (POS) system having an output device. .

Accordingly, the smart card terminal 130 includes a key input module capable of inputting transaction related data and transaction control commands (eg, Cancel), and is responsible for controlling the display module and smart card terminal for ease of transaction processing. It is configured to include a control module that is responsible for a series of processing such as updates by downloading a variety of smart card terminal operating program from a local or remote location, and also, a card for APDU communication with the smart card 125 in accordance with the present invention And an interface (including a card reader).

In addition, the control module of the smart card terminal 130 functions to generate an application processing command for the smart card 125, transmit to the smart card 125, and command response from the smart card 125. It includes more.

In addition, since the smart card terminal 130 is linked with the credit card payment network 135, and is connected to the credit card company through the VAN network, the sales approval slip is output in response to the payment approval response transmitted through the credit card company (Receipt) by adding the output information mounted on the client smart card (125) reveals that it may be appropriate to implement the present invention.

In addition, the data communication processing of the client smart card 125 in which the smart card terminal 130 and the output information application are mounted may be implemented by inheriting the data communication processing process of the client terminal 120 and the smart card 125 described above. It is possible.

In addition, when the client smart card 125 is mounted in the wireless terminal in the form of a dual slot, a dual chip, and / or a one chip, the smart card terminal 130 ) Discloses data exchange with the wireless terminal through short-range data communication.

The short range data communication includes RF (Radio Frequency), infrared communication, Bluetooth, Wi-Fi, WLAN.

More specifically, the smart card terminal 130 activates the inserted smart card 125 and checks the ATR returned for the RST of the smart card 125, thereby outputting the output information application mounted on the smart card 125. Ready to execute (Data).

In addition, in the ATR, the bit is normally synchronized with the CLK signal through an asynchronous transmission method (transmitting a character to 8 bits through an asynchronous half duplex mode) and a synchronous transmission method (half duplex mode). ) Can be transmitted, and in the present invention, it is reasonable to apply the asynchronous transmission method which is generally used.

According to the present invention, the smart card terminal 130 is responsible for executing the output information application (data) mounted in the smart card, the execution of the output information application (data) to the smart card 125 through the APDU By sending a command and obtaining a command processing and a response to the command from the smart card 125.

Further, according to the present invention, the command transmitted through the APDU from the smart card terminal 130 to the smart card 125 may vary according to a file or file information requested by each command for execution of an output information application. Please specify. (E.g., read the information required by the terminal from the smart card through GET DATA COMMAND)

In addition, it is obvious at the level of those skilled in the art that the command APDU is composed of a required header and a conditional body, and the command response APDU is composed of a body and a trailer.

Through the above process, the smart card terminal 130 executes the output information application (data) mounted in the smart card 125 in cooperation with the client smart card 125, and executes the execution result through the output device in the terminal 130. To print.

For example, if the output information application (data) includes the client's negative information, the smart card terminal 130 outputs the client's negative information by executing the application.

2 is an exemplary view showing a simple file structure of a smart card 125 in which output information according to the present invention is stored.

As briefly described in FIG. 1, the smart card 125 necessarily includes a MF (master file), which is a DF (dedicated file) of a root level concept, and has a DF for various services or applications. . In addition, the DF includes an EF (element file) executed through the smart card terminal 130.

Accordingly, the smart card 125 has a MF as a root, and as shown in this figure, a DF (0100) containing directory information in the smart card 125, a DF (0200) including credit card information, and signing certificate information. It is possible to configure a plurality of DF (Fxxx), such as DF (F300) including a.

In addition, according to the present invention is configured by adding the DF (5F00) including the output information, characterized in that the output information DF includes one or more output information (EF) executable through the smart card terminal 130 do.

In addition, the output information element file (EF) is defined as an element file of a general form and the data of the output information application that can be read / written / updated, etc. by the smart card terminal 130 in conjunction with the smart card terminal 130 It specifies that it is a working element file (Working EF) that saves.

Accordingly, the smart card terminal 130 performs initialization for the execution of the output information EF according to the present invention with reference to the ATR returned from the smart card 125 inserted into the reader through the above-described series of operations. It is determined whether the access is made according to an access condition (eg, Free, Forbidden, etc.) defined in the header of the EF, and if the access is possible, the output information EF is executed to ultimately output the output information mounted on the smart card 125. Acquire.

Thus, mounting the output information on the smart card 125 according to the present invention means that the output information element file executable through the terminal is stored in the output information storage dedicated file in the smart card 125.

In addition, the output information element file includes output information data selected / input by the client and is executed according to the output information request message from the terminal.

FIG. 3 is a simple flowchart illustrating a process of outputting an application after the output information application is generated and mounted on the smart card 125 of the client according to a request of a client connected to the server 100 through a wired or wireless communication network.

When the client accesses the server 100 through the client terminal 120 capable of wired or wireless communication, and requests output information according to the present invention (300), the server 100 outputs the desired output to the client terminal 120. It is required to input information or provide various output information related data (shape, image, picture, amulet, etc.) to the client terminal 120 (305) to enable the input / selection of the output information of the client.

In addition, although not shown in the drawing, the server 100 may process and personalize output information data such as figures, images, and pictures according to a client's request, and provide the same to the client. Client-specific talismans using information)

The server 100 confirms that input / selection of output information is completed from the client, generates an application for output information requested by the client, and transmits the generated application to the client terminal 120 through the wired / wireless communication network (310).

According to the present invention, the client terminal 120 includes a reader (eg, a dummy reader) for interfacing with the smart card 125, and outputs the output information application (data) transmitted from the server 100 to the smart. In order to mount on the card 125, the contact connection of the smart card 125 is checked to confirm that the smart card 125 to be loaded with the application (data) is inserted into the reader.

When the smart card 125 is inserted into the reader and the contact connection is confirmed, the client terminal 120 transmits a card activation message to the smart card 125 through an APDU (Application Protocol Data Unit) to send the smart card ( 125 requests RST (Reset) (315).

The client terminal 120 confirms the return of the Answer To Reset (ATR) for the RST from the smart card 125 (320), thereby completing the initialization preparation for mounting the output information application on the smart card 125. (325).

When the initialization preparation for mounting the output information application is completed, the client terminal 120 transmits a command (eg, PUT DATA COMMAND) including an output information application (data) to the smart card 125 (330). Attempt to mount the application (335).

If the application is successfully loaded (340), the client terminal 120 acquires a response to the command from the smart card 125 to recognize the smart card loading of the output information application to be implemented by the present invention. (345).

The response from the smart card 125 includes Success / Error contents for determining whether data is loaded.

4 is a simple flowchart illustrating a process of executing the extracted output information by the smart card terminal 130 which extracts the output information from the smart card 125 equipped with the output information (application).

In FIG. 3, the smart card 125 uses the smart card 125 after the output information application is mounted on the smart card 125 from the server 100 through the client terminal 120 through the process of FIG. 3. This is an exemplary embodiment for executing the output information application mounted on the smart card 125 through the smart card terminal 130 in association with the card terminal 130.

According to this figure, the smart card usage of the client is credit card using the credit card information mounted in the smart card 125 via a smart card terminal (eg, CAT, etc.) 130 associated with the credit card network 135 In performing the payment (400), the smart card terminal 130 requests and extracts the output information application mounted in the smart card 125, and executes it to the receipt such as the sales approval slip for the credit card payment. To include the output information.

After the output information application according to the present invention is mounted on the client smart card 125, the client sends the smart card 125 with the output information application and the credit card information to the smart card terminal 130. Upon connection, the smart card terminal 130 checks the ATR returned for the RST of the smart card 125 to activate the smart card (405) and prepares for smart card initialization, and the smart card for credit card payment. Accessing the credit card element file (EF) in 125, extracts the credit card number information contained in the Track 2 information on the element file and performs the credit card payment process (410).

In addition, according to the present invention, the smart card terminal 130 checks whether the output information application according to the present invention exists in the smart card 125, and if present (415), the smart card 125 is mounted in the smart card 125. In order to extract the output information application, the GET DATA command is transmitted through the APDU to request the extraction of the output information application (420).

At this time, the smart card 125 transmits a response message to the command to the smart card terminal 130 through the APDU (425), the response message is configured to include an output information application (data) desirable.

Through the above process, the smart card terminal 130 executes the output information application (430), and the smart card terminal 130 receives the VAN through the credit card payment network 135. Will be received.

According to the present invention, the smart card terminal 130 includes the output information in the sales approval slip generated in response to the credit card approval response, and outputs it through the output device (435) to the client. / Provide a sales approval slip that contains various selected output information (characters, figures, images, charms, etc.).

FIG. 5 is a simple exemplary view in which output information (amulet) mounted on the client smart card 125 is included in the sales approval slip through the smart card terminal 130 and output.

In this figure, when the client requests output information on the amulet through the server 100, the server 100 loads the amulet information application on the smart card 125 of the user via the client terminal 120. And, at the time of using the smart card 125 is an illustration that the amulet information is included in the receipt such as sales approval slips and output.

Accordingly, the client may carry and hold various types of output information in the smart card 125 according to the present invention, and the smart card terminal 130 may output the output information mounted in the smart card 125 when the smart card is used. By being provided through, you can use your own unique and unique smart card to differentiate from other clients (acquisition of differentiated sales approval slip when credit card payment).

Figure 6 is a simple embodiment of the present invention is implemented through an image input device such as a digital camera or a wireless terminal including a digital camera function.

In the drawing, when the client outputs information such as an image or a picture, the client receives the image through an image input device such as a digital terminal or a wireless terminal including a digital camera function. After that, the output information data according to the present invention is generated through processing such as image processing and the like and mounted on the smart card 125.

When the smart card 125 loaded with the output information is used through the smart card terminal 130 (eg, credit card payment, etc.), the smart card terminal 130 outputs the smart card 125. By extracting and outputting information, client authentication is performed when the image or photo is the client.

In addition, the embodiment shown in the figure is a step of receiving an image or a picture, etc. as output information through a wireless terminal including a digital camera or an image input device, and the client terminal 120 or the wireless terminal in conjunction with the digital camera Generating output information data (for example, an image file, etc.) of the inputted output information to the smart card 125 of the client and using the smart card 125 of the client when the smart card terminal is used. Extracting the output information mounted in the smart card 125 at 130 and outputting the output information mounted on the smart card 125 from the smart card terminal 130 to provide to the client and / or Comprising the step of authenticating the client compared to the client.

7 is a simple embodiment of the present invention is implemented through an image input device such as a digital camera or a wireless terminal including a digital camera function and a storage medium 700 on a wired or wireless communication network.

In the drawing, the client receives an image, a photo, etc. that the client intends to use as output information through an image input device such as a digital terminal or a wireless terminal including a digital camera function in the process of implementing the present invention. When the image or photo is configured with a relatively small capacity, the storage medium 700 is stored in the wired / wireless communication network, and access information corresponding to the stored output information (image, photo, etc.) is obtained from the storage medium 700. This is for the case in which the smart card 125 is mounted.

According to the present embodiment, the storage medium (or server) 700 on the wired / wireless communication network according to the present invention inherits the functions of the server 100 described in FIG. 1 as it is or operates in connection with the server 100. It features.

In addition, the storage medium 700 includes a function of storing output information such as an image and a picture transmitted from a client terminal (or a wireless terminal having an image input apparatus) through the digital camera. The method may further include a function of generating access information and mounting the access information into the smart card 125 through the client terminal 120.

In addition, it is noted that the storage medium 700 further includes a memory area of the wireless terminal 120.

In addition, according to the present embodiment, the step of receiving an image or a picture, etc. as output information through a wireless terminal including a digital camera or an image input device, and the client terminal 120 or the wireless terminal in conjunction with the digital camera Transmitting and storing the inputted output information to a storage medium (or server) 700 on a wired / wireless communication network, and storing the inputted output information from the storage medium (or server) 700 and / or the stored output information. Receiving access information for accessing, providing the provided access information to the smart card 125 of the client, and when using the smart card 125 of the client, the smart card terminal 130 Extracting the access information mounted in the smart card 125 and the wired / wireless communication network with reference to the extracted access information. Accessing the storage medium 700 of the storage device 700 and requesting previously stored client output information, and the smart card terminal 130 acquiring the client output information provided from the storage medium 700 outputs the output information to the client. And / or authenticating the client in comparison with the client.

8 is a simple embodiment of processing output information input through an image input device such as a digital camera or a wireless terminal having a digital camera function and mounting the same on the smart card 125.

FIG. 5 illustrates an image processing process of a client terminal 120 or a server 100 on a wired / wireless communication network for output information such as a picture or an image input by a client through an image input apparatus such as a digital terminal or a wireless terminal including a digital camera function. And processing the output information such as the avatar or the caricature to mount the output information such as the avatar or the caricature on the smart card 125 through the client terminal 120.

According to the present embodiment, the server 100 maintains the functions of the server described in FIG. 1 and further includes a processing function such as image processing.

According to the present embodiment, the output information such as an image or a picture inputted through the image input device is changed to the brightness of the surroundings or the image or the picture (for example, an old picture or an image), or the performance of the image input device is reduced. If the level is not satisfactory due to the immaturity of the operation, the sampling rate of the output information of the image is increased to process the output information such as the avatar or the caricature (for example, image processing or image manipulation). Output information processing using Image Manipulation)

The output information processed by the avatar or the caricature is mounted on the smart card 125 through the client terminal 120, and the smart card terminal 130 outputs the avatar or the caricature when the smart card 125 is used. By extracting and outputting the information, the client authentication can be performed.

In addition, according to the present embodiment, the step of receiving an image or a picture, etc. as output information through a wireless terminal including a digital camera or an image input device, and the client terminal 120 or the server 100 image processing the output information Processing to an avatar or a caricature, generating output information data (for example, an image file, etc.) of the processed output information, and providing the generated output information data to the smart card 125 of the client; 125) during use, extracting output information mounted in the smart card 125 from the smart card terminal 130 and output information mounted in the smart card 125 in the smart card terminal 130. Outputting the data to the client and / or authenticating the client in comparison with the client. It characterized by true.

9 is a simple embodiment for processing output information input through an image input apparatus such as a digital camera or a wireless terminal including a digital camera function to be stored in a storage medium (or server) 700 on a wired or wireless communication network.

After the client receives an image, a photo, etc. to be used as output information according to the present invention through an image input device such as a digital terminal or a wireless terminal including a digital camera function, the client terminal 120 or a wired / wireless communication network. Image processing is processed in the server 100 (not shown in the figure) on the image processing to the output information such as avatar or caricature and stored in the storage medium 700 on the wired and wireless communication network, and the stored output information from the storage medium 700 This is a case where the access information corresponding to the image (image, photo, etc.) is acquired and mounted on the smart card 125.

According to the present embodiment, the storage medium (or server) 700 on the wired / wireless communication network shown in this figure inherits the functions of the server 100 described in FIG. The storage medium 700 further includes a function of storing output information processed by the server 100 or the client terminal 120. The storage medium 700 generates access information on the output information and generates the client information. It further includes a function to be mounted to the smart card 125 via the terminal 120.

In addition, it is noted that the storage medium 700 further includes a memory area of the wireless terminal 120.

In addition, according to the present embodiment, a step of receiving an image or a picture, etc. as output information through a wireless terminal including a digital camera or an image input device, and processing the output information in the client terminal 120 or the server, the avatar or Processing the caricature, etc., transmitting and processing the processed output information to a storage medium (or server) 700 on a wired / wireless communication network, and storing the processed medium (or the storage medium (or server) 700). Server) and / or receiving access information for accessing the stored output information, providing the provided access information to the smart card 125 of the client, and using the smart card 125 of the client. Extracting the access information mounted in the smart card 125 from the smart card terminal 130; Accessing the storage medium 700 on the wired / wireless communication network with reference to the received access information and requesting pre-stored client output information; and obtaining the client output information provided from the storage medium 700 by the smart card terminal 130. Outputting the output information to the client and / or authenticating the client in comparison with the client.

10 is a simple embodiment of the present invention is implemented using the e-mail account access information as output information.

As output information according to the present invention, the e-mail account access information for the e-mail account frequently used by the client is mounted on the smart card 125 of the client, and the terminal device is used for payment using the smart card 125. Extract the e-mail account access information mounted on the smart card 125 to access the corresponding e-mail account, obtain the received e-mail information of the e-mail account, and receive the receipt for the payment or the wireless of the client. It will be provided to the terminal.

In the present embodiment, generating the e-mail account access information from the client terminal 120 or the server 1000 and providing the e-mail account access information to the smart card 125 of the client, and when using the smart card 125 of the client, Extracting the e-mail account access information mounted in the smart card 125 from the smart card terminal 130, and referring to the extracted access information to a server (for example, a mail server, etc.) 1000 on the wired / wireless communication network; Requesting mail information received from the e-mail account by access; and receiving the received mail information from the smart card terminal 130 obtained from the server 1000, outputting the received mail information to the client; Characterized in that it comprises a step.

According to the present invention, an application for a variety of output information (characters, figures, images, amulets, etc.) input / selected by a client connected to a server on a wired / wireless communication network is downloaded and loaded into the smart card of the client, and the smart card is used. By providing a method and system for providing output information using a smart card to output the output information mounted on the smart card (receipt, etc.) through a smart card terminal (such as a merchant terminal) at a point of time (credit card payment, etc.) Has the advantage that you can express your own unique personality through a credit card receipt that was simply providing payment related details.

In addition, by loading a variety of output information (characters, figures, images, amulets, etc.) in the smart card, there is an advantage that can be used to increase the utilization and activation of the smart card.

In addition, in the case of using an image, a photo, etc. of the client as the output information, there is an advantage that the user authentication can be easily performed when using the smart card.

Claims (32)

A client accessing a server through a wired / wireless communication network to select or input output information to be stored in a smart card; A server for generating output information according to a request of the client and providing the output information to a smart card of the client; A smart card receiving and storing output information from the server and providing the stored output information to a card terminal when a card is used; And And a card terminal for extracting at least one output information stored in the smart card, and outputting the output information through an output device and providing the output information to the client. The method of claim 1, wherein the server, An output information data database for storing and managing contents for generating output information; And And an output information processing module for extracting content for generating output information from the output information database and providing the same to the client, and generating output information according to a request of the client and providing the output information to the smart card of the client. Output information providing system using a smart card. The method of claim 2, wherein the output information processing module, When the personal information is provided from the client or the client is a member, the personal information is extracted from the member information and based on the output information selected and / or input by the client and the client personal information (or member information). Output information providing system using a smart card, characterized in that for generating the output information in the form of amulet and / or horoscope and / or caricature and / or avatar. The method of claim 1, wherein the client, Wired terminal and / or Output information providing system using a smart card, characterized in that it comprises at least one wireless terminal device. The method of claim 1, wherein the smart card, Cards and / or Integrated Circuit Chips (ICCs) Output information providing system using a smart card, characterized in that it comprises at least one or more wireless terminal on which the integrated circuit chip (ICC) is mounted or detached. The method of claim 1, wherein the card terminal, Output information providing system using a smart card, characterized in that the output in conjunction with the credit card payment network outputs the output information included in the receipt including the sales approval slip. The method of claim 1, wherein the output information, When using the card, the output information providing system using a smart card, characterized in that provided in a printed form including a receipt from the smart card terminal. The method of claim 1 or 7, wherein the output information, Text containing letters and / or numbers, and / or Images containing amulets and / or avatars and / or caricatures, and / or Shapes, and / or Output information providing system using a smart card, characterized in that it comprises at least one photo. The method of claim 1 or 7, wherein the output information, Unique code of the text, including letters and / or numbers, and / or Unique code of the image containing the amulet and / or avatar and / or caricature, and / or Unique code of the geometry, and / or Output information providing system using a smart card, characterized in that it comprises at least one unique code of the picture. The output form of claim 1, wherein the output information is output from the smart card terminal. Text containing letters and / or numbers, and / or Images containing amulets and / or avatars and / or caricatures, and / or Shapes, and / or Output information providing system using a smart card, characterized in that it comprises at least one photo. A first step of selecting and / or inputting output information to be output through a smart card terminal when using a smart card from a client connected to a server; A second step of generating, by the server, an application for storing output information selected and / or input by the client in a smart card storage area and providing the generated information to a smart card of the client; A third step of mounting the application on the smart card; A fourth step of extracting output information from an application mounted in the smart card by the smart card terminal when the smart card of the client is used; And And outputting the extracted output information from the smart card terminal to the client and providing the extracted output information to the client. The method of claim 11, wherein the first step, Extracting personal information from the member information when the server receives the personal information from the client or the client is a member; Generating, by the server, the output information as a negative form and / or fortune information and / or a caricature and / or an avatar based on output information selected and / or input by the client and client personal information (or member information); Output information providing method using a smart card, characterized in that it further comprises. The method of claim 11, wherein the output of the output information in the fifth step, And outputting the smart card terminal by interworking with a credit card payment network and including the output information in a receipt including a sales approval slip. The method of claim 11, wherein the smart card, Cards and / or Integrated Circuit Chips (ICCs) Output information providing method using a smart card, characterized in that it comprises at least one or more wireless terminal on which the integrated circuit chip (ICC) is mounted or detached. The method of claim 11, wherein the output information, When using the card, the output information providing method using a smart card, characterized in that provided in a printed form including a receipt from the smart card terminal. The method of claim 11 or 15, wherein the output information, Text containing letters and / or numbers, and / or Images containing amulets and / or avatars and / or caricatures, and / or Shapes, and / or Output information providing method using a smart card comprising at least one photo. The method of claim 11 or 15, wherein the output information, Unique code of the text, including letters and / or numbers, and / or Unique code of the image containing the amulet and / or avatar and / or caricature, and / or Unique code of the geometry, and / or Output information providing method using a smart card, characterized in that it comprises at least one unique code of the picture. The output form of claim 11, wherein the output information is output from the smart card terminal. Text containing letters and / or numbers, and / or Images containing amulets and / or avatars and / or caricatures, and / or Shapes, and / or Output information providing method using a smart card comprising at least one photo. Acquiring an image or picture through a wireless terminal including a digital camera or an image input device; Providing the obtained image or photo to a smart card or a wireless terminal; Extracting an image or a photo mounted on the smart card or the wireless terminal from the payment terminal when the payment is processed using the smart card or the wireless terminal; And And outputting the extracted image or photo by including it in a receipt. The method of claim 19, wherein the outputting of the extracted image or photo in a receipt comprises: The method of providing output information using a smart card further comprising the step of authenticating the payment client through the output image or photo. The method of claim 19, wherein the smart card, Cards and / or Integrated Circuit Chips (ICCs) Output information providing method using a smart card, characterized in that it comprises at least one or more wireless terminal on which the integrated circuit chip (ICC) is mounted or detached. Acquiring an image or picture through a wireless terminal including a digital camera or an image input device; Storing the obtained image or photo in a storage medium on a wireless terminal memory area or a wired / wireless communication network; Generating an access code for accessing the storage area on the memory area or a wired / wireless communication network; Providing the generated access code to a smart card or an IC chip in a wireless terminal and storing the generated access code; Extracting an access code stored in the smart card or the wireless terminal IC chip in the payment terminal device during the payment processing using the smart card or the wireless terminal; Extracting an image or photo stored in a storage medium on the wireless terminal memory area or a wired / wireless communication network based on the extracted access code; And And outputting the extracted image or photo by including it in a receipt. The method of claim 22, wherein the outputting the extracted image or photo in a receipt includes: The method of providing output information using a smart card further comprising the step of authenticating the payment client through the output image or photo. The method of claim 22, wherein the smart card, Cards and / or Integrated Circuit Chips (ICCs) Output information providing method using a smart card, characterized in that it comprises at least one or more wireless terminal on which the integrated circuit chip (ICC) is mounted or detached. Acquiring an image or picture through a wireless terminal including a digital camera or an image input device; Processing the obtained image or photo into a caricature or avatar through an image processing process; Providing the caricature or avatar to a smart card or a wireless terminal; Extracting a caricature or an avatar mounted on the smart card or the wireless terminal in the payment terminal device during the payment processing using the smart card or the wireless terminal; And And outputting the extracted caricature or avatar in a receipt. The method of claim 25, wherein the step of outputting the extracted caricature or avatar in a receipt includes: And authenticating the payment client through the output caricatures or avatars. The method of claim 25, wherein the smart card, Cards and / or Integrated Circuit Chips (ICCs) Output information providing method using a smart card, characterized in that it comprises at least one or more wireless terminal on which the integrated circuit chip (ICC) is mounted or detached. Acquiring an image or picture through a wireless terminal including a digital camera or an image input device; Processing the obtained image or photo into a caricature or avatar through an image processing process; Storing the caricature or avatar in a storage medium on a wireless terminal memory area or a wired / wireless communication network; Generating an access code for accessing the storage area on the memory area or a wired / wireless communication network; Providing the generated access code to a smart card or an IC chip in a wireless terminal and storing the generated access code; Extracting an access code stored in the smart card or the wireless terminal IC chip in the payment terminal device during the payment processing using the smart card or the wireless terminal; Extracting a caricature or an avatar stored in a storage medium on the wireless terminal memory area or a wired / wireless communication network based on the extracted access code; And And outputting the extracted caricature or avatar in a receipt. The method of claim 28, wherein the outputting the extracted caricature or avatar is included in a receipt. And authenticating the payment client through the output caricatures or avatars. The method of claim 28, wherein the smart card, Cards and / or Integrated Circuit Chips (ICCs) Output information providing method using a smart card, characterized in that it comprises at least one or more wireless terminal on which the integrated circuit chip (ICC) is mounted or detached. Mounting e-mail account access information for an e-mail account frequently used by a client in a smart card or a wireless terminal of the client; Extracting e-mail account access information stored in the smart card or the wireless terminal from the payment terminal device during the payment processing using the smart card or the wireless terminal; Performing access to the e-mail account on the basis of the e-mail account access information in the payment terminal device; Confirming received mail information of the electronic mail account by the payment terminal device; And And outputting the received received mail information in a payment receipt or providing the received mail information to a wireless terminal of the client. The method of claim 31, wherein the smart card, Cards and / or Integrated Circuit Chips (ICCs) Output information providing method using a smart card, characterized in that it comprises at least one or more wireless terminal on which the integrated circuit chip (ICC) is mounted or detached.