KR20040089027A - Method for offering internet payment gateway service linked with pc room and operating system for the same without outflow of personal information - Google Patents

Abstract

PURPOSE: A method for offering an Internet payment gate service linked with a PC room and an operating system for the same are provided to enable a member to perform desired micro-payment with cash at the PC room without outflow of personal information instead of a credit card or an electronic transfer. CONSTITUTION: A PC room member shop performs member shop registration by storing the IPs(Internet Protocol) of a counter server(101) and a client PC(102) in the PC room(P) to a management server(100). A user registers as the member by storing an ID and a password to the management server. The PC room member shop charges the cash from the management server through the counter server. The member charges the cash from the counter server. The member uses a payment gateway(103) by using the client PC. Payment contents are settled to the management server and stored in a database.

Description

Method of providing internet payment agent service in connection with pc room and operating system for same

The present invention relates to a method for providing an internet payment agent service in a pc room and an operating system for the same. More specifically, a personal member purchases a shopping mall payment service from an internet website in a pc room, and pays a cash charge of each internet site. A PC room payment agency system that allows you to use the Internet payment agency service by charging cash online in the PC room, such as an agency service, payment service for paid contents of each Internet site, etc., in a PC room. It is a system that can charge the cashier at the counter to the user and use the charged currency to use the online payment agent service and request the charge to the counter at the pc room online from the client pc of the pc room.

After confirming the user's membership, the member of the PC room merchant immediately charges the cash with the member's ID, and the member can use the Internet payment agent service using the client PC of the PC room.

Generally used as a payment method on the Internet, such as unpaid payment, card payment, telephone payment, mobile payment, ARS, cultural gift certificate, etc. is used as an Internet payment method, but the present invention is added to the PC room field payment is added to the payment method As a result, users can choose a wider range of payment methods.

In addition, a user who does not have a credit card or a mobile phone or who is concerned about exposure of personal information such as a bank account number or a credit card can conveniently use a PC room on-site payment system of the present invention. In addition, since a small amount of payment is possible, a user who wants to use a small amount of money is considered to use the payment agent service system of the present invention.

It is an object of the present invention to solve the above problems, a user can sign up for a small amount of money instead of a payment agent means that the user who is a member is concerned about the leakage of personal information such as credit card or bankbook payment method. The purpose is to provide a payment agent service that can be conveniently settled in cash in a PC room without leakage of personal information.

Another object of the present invention is to provide a payment means that fits the user's preference through a payment agent service providing method performed by using a pc room and to enable a small payment by many companies linked to the pc room providing method and operating system of the present invention. To make it available

1 is a block diagram showing the configuration of an operation system for providing a method of payment agency services associated with a pc room according to the present invention.

Figure 2 is a flow chart of the charging method from the management server of the PC room affiliated method of providing a payment agent service associated with the PC room and the operating system for the same according to the present invention.

Figure 3 is a flow chart for charging the user (member) from the merchant owner of the method of providing the payment agency service associated with the pc room and the operating system for the same according to the present invention.

4 is a flowchart illustrating a process of using a payment agent service in a method of providing a payment agent service linked to a pc room and an operation system for the same according to the present invention.

In order to achieve the above object and method for providing a billing agent service according to the present invention and an operating system for the same, a method of receiving a PC room affiliated store owner charges from the management server by registering a member of the PC room affiliated owner in the management server, and pc room affiliated store owner price How to charge the currency to the user at the pc room counter server, how to use a variety of payment agent services on the client pc by joining a member to the management server, and users, merchants, merchants, payment in the management server Characteristic of settlement processing and management method of company

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram illustrating a method of providing a payment agent service associated with a pc room and a configuration of an operating system for the same, according to the present invention.

PC room affiliated store owner (p) using the merchant number and password to apply for a charge to the management server (m) using the payment agent system (pg), the management server (m) pc room merchant number, password, counter After checking the ip, the amount of charge, the payment agent system (m) assigns an affiliate store number, a password, a counter ip, a charging application amount, a processing number to the screen of the pc room counter 101, and asks for confirmation and approval. If you click on the request for confirmation of the stock price (p), the payment agency system (pg) shows the shop owner (p) the charge completion guide screen and stores the related DB in the management server (m).

In the provision method according to the preferred embodiment of the present invention, the merchant owner (p) holds the currency charge from the management server in advance and charges the user at all times within the currency charge amount owned by the merchant owner (p). The number of lines is provided, and the service providing method between the management server (m), the pc room counter server 101, and the user is processed by the payment agent system (pg).

Detailed description of a method for providing a billing agent service of the present invention and a method of charging a currency to a user in a pc room counter store server (p) pc room counter server 101 among the operating systems for the same,

When the user applies for cash recharge at the counter of the PC merchant affiliated shop 101, the PC room merchant giver (p) enters the applicant's ID and the amount of the charge at the counter PC and clicks the application. Check the membership details, ID and name, the amount of charge, and link the payment agent system (pg) to the counter screen of the pc room with the processing number, and pc room affiliated notice (p) confirmation approval application When connected to the payment agent system (pg) and stored in the management server (m) as a DB, the charge is completed by informing the PC room counter server 101 to complete the charging.

Preferred embodiment of the present invention can be charged to the applicant member within the amount of charge owned by the pc shop member (p), the charge amount of the pc shop affiliates (p) as much as the amount charged to the user The amount will be deducted, and the user will have increased the charge by the amount of the recharge application, all of which is stored in the DB and provided by the payment agent system.

It is a detailed description of a method for providing a billing service of the present invention and a method of using the various billing services in a client PC 102 of a member user of the system for the same.

When the user clicks on-site payment of the PC room in the payment method of the company (cp) who wants to pay on the Internet using the client PC 102, and inputs the payment amount to confirm, the member's password and the management server (m) Check the ID, pc room counter server ip (101), client ip (102), the monetary balance of the member, linked to the payment agent system (pg), payment related sites of companies (cp) to pay from the client PC After the payment amount payment details and payment processing number on the client pc screen, the user clicks the approval confirmation on the client pc (102), the management server (m) linked to the payment agent system (pg) is linked to the data It is stored in the DB, the payment completion page is provided to the client PC 102 of the user and the payment agent service 103 is completed

A preferred embodiment is a case where a user selects a PC room on-site payment among the payment method selection (cell phone, card payment, etc.) on the client PC (102) and uses the payment agency system of the present invention (pg). When you apply for agency service, you connect to the management server (m)

After the payment is completed using the payment agent system (pg), the counter ip, client ip, payment amount, payment company, payment history, payment time, and processing number are stored in the management server as a DB, pc room merchants, individual members, The settlement of the settlement company (cp) is completed.

First, in order to use the service of the present invention, the pc room affiliated store owner (p) must register the pc room affiliated with the management server in advance and accordingly, the management server (m) counter ip and 101 to configure each pc room client ip 102 is stored in the DB to the management server (m). At this time, give the affiliated store number (p) affiliated store number, id and password and keep it as a DB.

In addition, the user registers the member information in the management server (m) registers the member information, gives the id and password and is stored in the management server (m) as a DB

FIG. 2 is a flowchart illustrating a method of providing a payment agent service associated with a pc room and a step of an operating system for the same.

Step (a4): Applying from the website that can apply for a charge on the counter pc (101): And after inputting the charging information (a5) and: Operation of charging information authentication (a6): And in the management server ( m) requesting confirmation of information input contents (a7): at the counter server (101) requesting approval after checking the charging information (a9): and driving (m) charging information approval at the management server (a10): Approving the charging information in the management server (a11): And

In the counter pc 101, the charging completion providing guidance step (a12): The settlement processing step in the management server: (a13) indicates that the step is completed after

3 is a flowchart illustrating a method of providing a payment agent service associated with a pc room according to the present invention, and a flowchart of a user (customer) charging a currency from a member of a pc room affiliated store.

In the pc room counter 101, the charging request to the merchant owner step (b4): and in the pc counter counter server 101 charging website access step (b5); and the merchant server in the counter server providing the charging information input window providing step (b6) ): And counting the member charging information request step (b7): and the management server (m) charging information authentication driving step (b8); and the charging information authentication confirmation request step (b9) of individual members and merchants in the management server: And pc room counter server 101 charge information authentication confirmation providing window information providing step (b10); and charge approval request step (b11) in the counter server: Charging application approval driving step (b112): and management server In the approval of the charge approval step (b13): and the step of providing the approval completion window provided by the counter server: (b14): and the settlement processing completion step (b14) in the management server (b15) that consists of the step of storing after completion (b15). Indicates

In addition, in the case where the client PC (102) to apply for the charge online, the charge request website providing step (b20): charging request information input step (b21): to the client pc 102 and the charge completion guidance providing step to the client pc (102) You can see that (b22) is added.

4 is a flowchart illustrating a process of paying a currency charged by a user (customer), which represents a most important step of a method of providing a payment agent service associated with a pc room and a system for the same according to the present invention.

Step (d2) of selecting the on-site payment at the client PC (102) of the payment means: and inputting the billing information after inputting the selected information on the selected screen (d3): and the payment information authentication driving step (d4): and Payment information authentication confirmation step (d5): and payment information authentication confirmation step (d6): and requesting the payment information approval from the client PC (102) at the management server (d7): and payment information approval Driving step (d8): and confirming the approval in the management server (d8): and the payment completion guide step (d9) in the client PC; and the step of the settlement processing in the management server (d10) to store in the DB from the management server Indicates that step d11 is performed.

As described above, although the present invention has been described with reference to the above embodiments, it is not necessarily limited thereto, and various modifications may be made without departing from the scope and spirit of the present invention.

PC room linked payment agency service providing method and the operating system for the same when the user wants to make payments on the Internet using the pc room with the cash at the pc room counter, you can use the payment immediately upon payment There is an advantage that you can make a payment without exposing your personal information.

First of all, you can pay directly in cash when you don't have a credit card or mobile phone, but it's also useful for small unit payments (for example, if you want to buy 500 won, you can only pay 500 won). Can be

In addition, since online payment providers are able to make small payments, they are not only easy to sell, but also have the advantage of being a new revenue model for pc rooms that are seriously deteriorating.

Claims (6)

As a method for providing a billing agent service through a system in which a counter server of a pc room, a client pc, and a management server are interconnected through a network, Step in which the pc store affiliate store owner (p) stores the counter ip and the identification information of the client ip (102) in the management server (m) and registers the affiliate store: The user stores the identification information of the id and password in the management server (m) and registers as a member: PC room affiliate store owner (p) receiving a charge from the management server (m) using the pc room counter server (101) (Fig. 2): Step for the user to charge 101 currency at the pc room counter (p) from the pc room affiliate store owner (p): Step in which the user uses the payment agent service (pg) in the pc room client pc 102 (Fig. 4): Computing the above information in the management server (M) and storing in the DB: The method of claim 1 PC room affiliate store owner (p) to the management server using the information of the counter ip (101) and client ip (102) to apply for registration of the merchant; and (m) how to accept the merchant from the management server: How to save to DB: The method of registering a member as a member in the management server (m) and the method of accepting the individual member in the management server and the method of storing the DB in the management server as a DB. The method of claim 1 How to receive money recharge from the management server (m) using the pc room affiliate store owner (p) pc room counter server (101): Merchant shares (p) from the counter pc (101) to the management server (m) How to apply for charging (a5): and charging information authentication is driven (a6): How to check the charging information in the management server (m) (a7): and a method of requesting approval after checking the information at the counter pc (a8): and a method of approving the approval request at the management server (a9): and a method of operating the charging information approval (a10): and (M) A method for approving the charging in the management server (a11): A method for guiding the completion of the charging (a12): and a method for providing a settlement process (a13) and terminated by the management server. The method of claim 1 How a user is offered currency charges at a PC room counter (p) at a PC room counter (101): Method (b4) in which the user applies for the charge at the pc room counter (b4): and Method in which the user requests the charge in the management server (101) at the pc room counter (b7): (b8): Method of verifying the user's information authentication in the management server (a9) and: How to apply for a charge approval request (101) in the counter server (b11): Method of driving the charge approval (b12): And the management server (B13): a method of providing a notice that approval approval is completed in the counter server, and (b14): a method of providing a settlement process in the management server and being stored in the DB and ending (b15). The method of claim 1 A method for a user to use a payment agent service on a pc room client pc 102: a method for a user to select on-site payment of a pc room among payment methods on the web (d2): and a method for applying for payment information entered by the user (d3) (D4) how to check the information requested by the user in the management server (d5): and how the user requests approval approval after checking the information from the management server (d7): Management server (m) method of accepting the payment (d9) and: a method of providing information to the user that the payment is completed (d10): payment agency services, including the method of settlement at the management server is stored in the database (d11) and terminated (d11) How to Provide (M) calculating and storing the above contents in a DB: A system for providing a billing service including a settlement means for allocating the settlement details and performing settlement processing