KR20040084245A - fingerprinting identification system - Google Patents

fingerprinting identification system Download PDF

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Publication number
KR20040084245A
KR20040084245A KR1020030019158A KR20030019158A KR20040084245A KR 20040084245 A KR20040084245 A KR 20040084245A KR 1020030019158 A KR1020030019158 A KR 1020030019158A KR 20030019158 A KR20030019158 A KR 20030019158A KR 20040084245 A KR20040084245 A KR 20040084245A
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KR
South Korea
Prior art keywords
card
user
fingerprint
credit
resident registration
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Application number
KR1020030019158A
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Korean (ko)
Inventor
김경준
Original Assignee
김경준
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Priority to KR1020030019158A priority Critical patent/KR20040084245A/en
Publication of KR20040084245A publication Critical patent/KR20040084245A/en

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Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G06Q20/40145—Biometric identity checks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
    • G06V40/12—Fingerprints or palmprints
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/26—Government or public services
    • G06Q50/265—Personal security, identity or safety

Abstract

PURPOSE: A credit card reader recognizing fingerprints is provided to prevent economical loss happened to a card company and a card holder due to a user with credit risk, and input/read/compare identification of the card user simply by using fingerprint information recorded on a resident registration card. CONSTITUTION: The user(100) inputs a credit card and the resident registration card to a scanner. The user inputs the fingerprint to a fingerprint scanner. A fingerprint recognition reader(110) compares/analyzes the inputted information and displays whether the identification is approved or not. The fingerprint recognition reader approves card use by transferring an identification result to a database of a connected bank or card company(140). The bad user using the credit card doubted or reported as a robbed or lost card is informed/reported to a police station.

Description

지문인식 신용카드 단말기 {fingerprinting identification system}Fingerprint Recognition Credit Card Terminal {fingerprinting identification system}

현재 사용되는 신용카드는 본인의 사인으로 최종승인이 완료되고있다.그러나 현재 방법은 도난 및 분실시 타인의 사용 및 도용에 무방비 상태이다. 이로 인해서 개인 및 카드사의 경제적인 손실이 발생 하므로 본 발명을 고안 하게 되었다The credit card currently used is approved by the person who signed it, but the current method is defenseless against the use and theft of others in the event of theft or loss. This caused the economic loss of individuals and card companies have been devised the present invention

본 발명의 목적은 이미 범용되고 있는 지문 인식센서를 효과적으로 응용하는 발명으로 이 단말기를 이용한 입력 및 비교 장치를 개발하여 이장치를 현금 인출기,각 신용카드 가맹점,카드결재기 은행통장 및 은행 창구에서 실무담당자가 마지막으로 본인(사용자)인증을 확인 하는 장치를 개발하고 이를 금융시스템에 활용 하여야 할 필요가 있다. 이미 각종 잠금 장치 및 인증시스템에서 널리 사용중인 지문인식시스템을 응용하여 도난,분실 및 도용에 따른 금융사고에 대비하는 것이 본 발명의 목적이다.The object of the present invention is to effectively apply the fingerprint sensor which is already used in general, and to develop an input and comparison device using this terminal, which can be used as a cashier, at each credit card merchant, at a bank account holder or at a bank teller. Finally, it is necessary to develop a device for verifying the identity of the user (user) and utilize it in the financial system. It is an object of the present invention to prepare for a financial accident caused by theft, loss and theft by applying a fingerprint recognition system that is already widely used in various locking devices and authentication systems.

도면 1 지문인식 신용카드 단말기 흐름도Figure 1 Fingerprint Identification Credit Card Terminal Flowchart

상기 목적을 달성하기 위하여 (도1)은 대표도면으로 가입자가 가입절차와 사용시 입력절차 및 인증 후 승인 및 거부를 통해 거래를 하는 모습의 흐름도이다.In order to achieve the above object (FIG. 1) is a flowchart of a state in which a subscriber makes a transaction through an input procedure and authentication and approval and rejection when using a subscription procedure and use.

본 발명의 고안에 따른 신용카드 지문인식 단말기의 실시에 의한 방법은 먼저 사용자(100)가 본 발명의 고안에 의한 지문인식 카드 시스템(110)에 카드와 주민등록증 스캔기에 우선 입력하고 사용자(100)의 지문을 지문스캔기(110)에 비교 분석하기 위해서 입력을 한다. 입력된 정보를 본 발명의 고안에 의한 지문인식 단말기(110)에서 비교분석(120)한다. 그리고 지문인식 시스템(110)에서 사용자의 입력 정보를 비교 분석하여 본인 여부 확인한다. 비교 분석하여 처리결과(130), 사용자 본인 여부를 판독하여, 승인할 것인가 거절할 것인가를 본 발명의 고안에 의한 지문인식 단말기(110)에 표시를 한다. 또한 사용자 본인여부를 판독 후 승인한 결과와 동시에 사용자(100)의 사용카드 각 은행사 및 카드사(140) DB 에 연결하여 카드 사용에 대한 승인을 하게 된다. 그리고 입력된 정보가 사용자(100)와 불일치 할 경우 거절(150)의 메시지를 보내서 사용자로 하여금 정보 재입력 요청(160) 및 사용자의 카드 사용 거절을 통보하게 되며, 도난 및 분실 카드로 의심되거나 또는 분실, 도난 카드로 신고된 카드의 불량사용자를 수사관련 기관에 통보, 신고(170)를 하게 된다. 본 발명에 고안에 의한 신용카드 지문인식 단말기는 아래와 같은 특징을 가지고 있다.The method according to the implementation of the credit card fingerprint terminal according to the invention of the present invention first enters the card and the ID card scanner to the fingerprint card system 110 according to the invention of the present invention first of the user 100 The fingerprint is input to the fingerprint scanner 110 for comparative analysis. The input information is compared and analyzed 120 in the fingerprint recognition terminal 110 according to the present invention. In addition, the fingerprint recognition system 110 checks whether or not the user by comparing and analyzing the input information of the user. By comparing and analyzing the processing result 130, whether the user is himself / herself, the fingerprint recognition terminal 110 according to the invention of the present invention is displayed. In addition, at the same time as the result of reading and approving the user's identity, the card is connected to each bank company and the card company 140 DB of the user 100 to approve the use of the card. And if the input information is inconsistent with the user 100, by sending a message of rejection 150 to inform the user of the information re-entry request 160 and the user's refusal to use the card, suspected stolen or lost card or The bad user of the card reported as a lost or stolen card is notified to the investigation-related organizations, and the report 170 is made. Credit card fingerprint terminal according to the present invention has the following features.

1. 신용카드 지문인식 단말기의 사용은 신용카드 불량 사용자에 의한 카드사와 카드 소유자에게 발생 될 수 있는 경제적인 손실을 예방하는 효과가 있다.1. The use of a credit card fingerprint reader prevents economic losses that may occur to credit card companies and cardholders.

2. 사용자 본인에 대한 판독을 기존의 주민등록증에 기록된 지문정보를 이용하여 간단하게 입력, 판독, 비교할 수 있다.2. You can easily read, compare, and compare your readings using fingerprint information recorded on your existing ID card.

3. 본 발명에 고안에 따른 지문인식 단말기는 각종 카드사, 은행 및 현금 인출기 제조 업체에서 기존에 사용중인 시스템에 쉽게 장착, 호환되어 적은 비용으로 구축이 가능하다.3. Fingerprint reader according to the present invention can be easily installed and compatible with the existing system in use by various card companies, banks and ATM manufacturers can be built at a low cost.

본 개발 내용에 보면, 지문인식을 활용한 본인확인 발명품은 상기 종래 기술에서 서술한바 와 같이 현재 상용되고 있는 본인 사인에 의한 결재방식에 대한 단점을 최대 보안함은 물론, 또한 범죄 예방의 효과와,금융사고에 대한 예방 및 범죄자 양성을 원천적으로 방지하는 효과가 있다. 미래는 신용사회로서 본인 신체에 의한 인증 방법을 활용함으로써 완벽한 신용사회를 지향할 수 있다. 또한 사용자의 지문을 입력하여 저장된 DB를 비교, 분석하는 기존 시스템 구축에 비해서 적은 비용과 단기간 구축이라는 효과를 장점으로 한다.According to the present development, the identity verification invention using fingerprint recognition provides the maximum security as well as the effects of crime prevention, as well as the disadvantages of the payment method by the self-sign currently used as described in the prior art. It is effective in preventing financial accidents and fostering criminals. In the future, as a credit society, it is possible to pursue a perfect credit society by utilizing the authentication method by the body. In addition, compared to the existing system that compares and analyzes the stored DB by inputting the user's fingerprint, it has the advantage of low cost and short-term construction.

Claims (3)

본 발명의 고안에 따른 지문인식 단말기는 카드이용자의 결재카드와 주민등록증을 입력하는 단계; 또한 사용자의 지문을 입력하는 단계; 그리고 입력 받은 정보를 판독하는 단계로 구성되며, 정보판독 후에 사용자 본인 확인여부를 통보하는 단계; 본인 확인 시 각 사용카드사 및 은행에 결재를 하는 단계로 구성된다. 그리고 본인 불일치 시, 다시 입력하는 단계와 도난카드의 경우 수사기관에 통보를 하는 단계로 구성된다.Fingerprint identification terminal according to the invention of the present invention comprises the steps of inputting the payment card and resident registration card of the card user; In addition, inputting the fingerprint of the user; And reading the received information, and notifying the user's identity confirmation after reading the information; When you verify your identity, each payment card company and bank will be charged. In case of inconsistency, it is composed of re-entry step and notifying investigating agency in case of stolen card. 상기 청구1항에서 주민등록증을 입력하는 단계는The step of entering the resident registration card in claim 1 주민등록증 뒷면에 기록된, 주민등록자의 지문을 입력하는 단계로 본인 여부를 판독하는 것으로, 본 발명에 따른 지문인식 단말기에서 입력을 받는다.By reading the identity of the resident registrant, which is recorded on the back of the resident registration card, the identity is read and received by the fingerprint recognition terminal according to the present invention. 상기 청구 1항에서 사용자의 지문 입력하는 단계는Inputting the fingerprint of the user in claim 1 청구2항에서 입력된 사용자의 주민등록증 후면의 지문 정보와 카드사용자의 지문을 입력하여 비교하는 단계이다. 본 발명에 따른 지문인식 단말기에서 입력을 받는다.The step of comparing the fingerprint information on the back of the user's ID card entered in claim 2 with the fingerprint of the card user. In the fingerprint recognition terminal according to the present invention receives an input.
KR1020030019158A 2003-03-27 2003-03-27 fingerprinting identification system KR20040084245A (en)

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