KR20040007843A - Method for repaying stock trading fee by lots and system therefor - Google Patents

Abstract

PURPOSE: A method and a system for returning a stock trading commission in a lotto typed method are provided to enhance a market share through a service distinguished from other service by offering a part of the commission to a customer. CONSTITUTION: A customer trading particulars storing tool(130) stores the trading particulars of the customer trading the stock through a stock trading system(120). A condition storing tool(160) stores a condition for deciding and distributing a total prize money, and prohibiting the prize. A drawing executing tool(150) decides a number of a drawing right according to the customer trading particulars, offers it to the customer(110), and distributes the prize money to the customer according to a distribution condition after drawing the prize up to a predetermined ranking for the rights.

Description

Reduction method of lottery-type securities transaction fee and system therefor {Method for repaying stock trading fee by lots and system therefor}

The present invention relates to a method and system for inducing an increase in market share in securities trading, and more particularly, to a method and system for reducing part of a fee to a customer who has made a transaction through a lottery method.

Securities companies receive and execute transaction orders such as spots, futures, and options from customers online or offline, and operate a fee at a predetermined rate for the contracted amount.

Recently, as people's interest in securities have increased and the development of cyber trading system has made it easier for many people to trade securities, each securities firm can secure many customers, while each securities firm Attracting competition is fierce.

Securities firms are striving to reinvent and upgrade cyber trading systems at huge costs to increase market share through attracting customers, and to provide differentiated services using customer relationship management (CRM) systems.

An object of the present invention is to provide a system and method for increasing the market share through a service differentiated from other services by providing a part of the fee to the customer using the lottery method.

1 is a block diagram illustrating a system of the present invention.

2 is a flow chart illustrating the overall method of the present invention.

3 is a flow chart illustrating a lottery method of the present invention.

4 is a flowchart illustrating a method of distributing winnings of the present invention.

5 is a diagram illustrating an example of granting a drawing right of the present invention.

6 is a diagram illustrating an example of distributing a winnings of the present invention.

In order to achieve the above object, the present invention provides a method of inducing an increase in market share in securities trading, the method comprising: (a) storing a transaction history of a customer; (b) determining the number of the right to receive the lottery according to the transaction details of the customer and granting the same; (c) drawing a predetermined number of the right to receive the draw; And (d) depositing a predetermined prize money into the trading account of the customer to whom the winning rights have been granted.

Step (c) of the lottery-type securities transaction fee reduction method may include: (ca) drawing any one of the right to receive the lottery; (cb) determining whether a transaction account of the customer granted the winning right corresponds to a predetermined prohibition of winning a prize; And (cc) canceling the winning of the step (ca) when the transaction account of the customer corresponds to the predetermined banning condition in the step (cb) and proceeding to the step of the step (ca) or less, and and (b) determining whether a lottery of the next rank is necessary if the transaction account of the customer does not correspond to the predetermined banning condition, and if necessary, proceeding with the steps of step (ca) or less. desirable.

Step (d) of the lottery-type securities transaction fee reduction method may include: (da) calculating a total contract amount on the day; (db) calculating a part of the total contract amount as the total winning amount; (dc) calculating a winning amount for each drawing number in the total winning amount; (dd) comparing the calculated amount of winnings of each ranking with a predetermined amount of calculation calculated according to the transaction history of the customer's transaction account corresponding to the ranking, and calculating the predetermined amount if the predetermined amount of money is smaller than the winning amount. Setting an amount as the winning amount; And (de) depositing the winning amount for each drawing rank determined in the step (dd) in a customer account corresponding to each drawing rank.

In step (a) of the lottery-type securities transaction fee reduction method, it is preferable to store the same-day contract amount for each trading account of the customer who made a transaction, and the step (b) is based on the same-day contract amount of the trading account of the customer. It is desirable that the number of lottery rights granted to the customer be determined.

In addition, in order to achieve the above object, the present invention is connected to the securities trading system to enter into a transaction to receive a customer's order in the system to return a part of the securities transaction fee through a lottery, the transaction through the securities trading system on the day Customer transaction history storage means for storing a transaction history of a customer; Condition storage means for storing the conditions for determining the total amount of the prize, the conditions for distributing the prize and the conditions for disallowing the prize; Receive the customer transaction history from the customer transaction history storage means to determine the number of the right to be drawn according to the customer transaction history and grant it, and draw the right to the predetermined number of the right after winning the right to win And a lottery execution means for distributing the prize money according to the prize money distribution condition when the transaction account of the customer does not correspond to the prize money prohibition condition.

The customer transaction history storing means preferably stores the same-day commitment for each trading account of the customer who made a transaction through the securities transaction system.

The securities transaction fee reduction system preferably further includes a money transfer means for depositing the distributed winnings into the trading account of the winning customer.

If the customer's trading account won by the lottery execution means has been won after a predetermined date, the customer's trading account corresponds to the prohibition of the lottery, and the customer transaction account won by the lottery execution means. If the same-day commitment amount is less than the distributed prize money, it is preferable that the same-day commitment amount of the winning customer transaction account is set as the winning money.

The total winning amount is determined by a predetermined ratio for calculating the total winning amount by multiplying the total winning amount on the day, the lower limit amount setting the minimum amount of the total winning amount and the upper limit amount setting the maximum limit of the total winning amount. It is desirable to be.

In order to achieve the above object, the present invention provides a computer readable recording medium having recorded thereon a program for realizing the above method.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram showing the configuration of a lottery-type securities transaction fee reduction system of the present invention.

The securities company customer 110 visits a securities company store through his terminal connected to the Internet or places an order for a spot, a gift, an option, etc., and the order is processed by the securities transaction processing system 120.

The transaction history processed by the securities transaction processing system 120 is stored in the customer transaction history storage means 130. Transaction history may be stored for each customer, or may be stored for each trading account. Hereinafter, for convenience of explanation, it is assumed that the customer transaction history storing means 130 is assumed to store transaction details for each transaction account.

The lottery execution means 150 determines the number of rights to be lottery for each transaction account according to the transaction history stored in the customer transaction history storage means 130 and grants it, and is stored in the condition storage means 160. After calculating the winning amount for each ranking according to the various conditions in which there is a prize, and after drawing up to the predetermined ranking for the right to be lottery, the trading account of the customer granted the winning rights is stored in the condition storing means 160. Unless the prohibition condition is applied, the prize money is distributed according to the prize money distribution condition stored in the condition storing means 160, and the result is stored together with the customer information stored in the customer database 140. Announced through and deposits the winning amount through the money transfer means 170 to the winning transaction account.

A detailed method will be described with reference to the drawings below in FIG. 2. 2 is a flow chart illustrating a method of the present invention.

First, when the securities company customer 110 makes a transaction such as a spot, a future or an option through the securities transaction processing system 120, the contract amount for each account is stored in the customer transaction history storing means 130 (210).

The lottery execution means 150 grants the right to receive the lottery according to the transaction details of the customer, that is, the contract amount for each transaction account. That is, as shown in the DB number 520 of the number of lotteries shown in FIG. 5, if the contract amount of the transaction account is 50,000,000 won or less, only one right to be lottery is granted, and if the contract amount is 50,000,000 to 100,000,000, two right to be drawn Grant rights in a way that is granted.

In the present invention, the lottery may be performed on a monthly basis or on a weekly basis, but in order to attract the attention of customers every day, it is preferable that the lottery be performed every day when the chapter is closed on a daily basis, which is a standard for granting the right to receive the lottery. The pledged amount is also preferably based on the pledged amount of the day. Of course, it is possible to accumulate a certain period of time and continue to give opportunities to customers who have not won.

Referring to FIG. 5, the lottery execution means 150 receives the contract amount for each account from the customer transaction history storing means 130 and uses the contents in the customer database 140 to sort the temporary DB table 510. Write.

The lottery target data generating program 530 in the lottery execution means 150 creates the lottery target DB table 540 using the lottery possible number DB table 520 stored in the condition storing means 160.

As shown in FIG. 5, in the case of a trading account with a contract amount of 800,000 won or less than 50,000,000, a lottery opportunity is given only once (511), and a contract amount between 100,000,000 won (512) and 72,000,000 won (513) is between 50,000,000 and 100,000,000. In the case of 54,000,000 won (514), the lottery is given twice, and in the case of 4,375,000 won (515) and 3,250,000 won (516), which is 50,000,000 won or less, the lottery is given only once.

After the right to draw for each trading account is given, a draw is made using the respective rights (230). The method of drawing a lottery is shown in FIG. 3.

One right is randomly selected from among the right to be drawn (231). There are many ways to choose.

First, there is a method of generating a winning account using a trading account having a serial number corresponding to the random number generated by generating a random number having an upper limit on the total number of right to be drawn. For example, since the number of the right to be drawn in the lottery target DB table 540 is 9 in total, an account having a serial number matching the generated number is generated as a winning account by generating a random number with an upper limit of 9. .

Another method is to use time to determine the serial number to be drawn. The sum of the number of days, days of the week, minutes, seconds, and one thousandth of a second is added to the lottery serial number.

For example, if the draw was Thursday, October 31 at 5: 12: 22.218, then the calculated value would be 31 (Sun) + 4 (Thursday: Month = 1, Fri = 5) + 12 (Minute) + 22 (Seconds) + 228 (one thousandth of a second) = 287, so the number drawn is 7.

If the number of the right to draw is two digits, the serial number is determined by making the above calculation twice and determining the first number as the one digit of the serial number and the number obtained by the second calculation as the ten digit number. In the case of a larger number, the winning serial number is determined by repeating the calculation by the number of digits.

When an account is selected through a lottery, it is determined whether the account corresponds to the prohibition of the prize stored in the condition storing means 160 (232). The ban conditions are freely determined by the operator of the system and entered in advance. A representative example is to determine whether the winning customer account has been won recently.

In order to benefit various customers, it is not desirable to keep winning the same account continuously. Therefore, it is preferable to set a predetermined period so as not to win, after the predetermined period has passed. The amount of time given is determined by the value entered by the system operator, and it is usually desirable to set the condition that it is determined to prevent the winner from winning more than once on the same day, that is, determine whether the winner has already been won on the same day. something to do.

If it is determined by the above judgment that the prize is in the ban conditions, the lottery is invalidated and the lottery is made again. After that, the following steps 231 or less are performed to draw the next ranked trading account.

In this case, it is determined whether the total number of winning accounts is set. If the number of winning accounts is set to 1, since the first place will be judged as the last ranking drawing (233), the drawing ends.

In this way, the number of winners is drawn and the winning trading account is selected for each ranking.

After the lottery is executed, the money is deposited into the winning transaction account using the money transfer means 170, and the winning history is disclosed through the securities transaction processing system 120 so that the securities company customers 110 can view it. (240). At the time of presentation, important numbers such as social security numbers and account numbers should be treated invisibly to prevent the leakage of customer's personal information.

The process of paying the winnings will be described with reference to FIGS. 4 and 6.

The amount of winnings for each drawing may be fixed by the operator at random, but if the fees earned by the securities firm are too small during the day, the winning amount may be burdened by the securities firm, and on the contrary, the fees earned by the securities firm are too high. In many cases, since the service of the present invention may not be sufficient from the customer's point of view, the prize money is distributed and paid through the following method.

The lottery execution means 150 calculates the total contract amount processed through the securities transaction processing system 120 on the day using the transaction history received from the customer transaction history storage means 130 (241).

Thereafter, the lottery execution means 150 calculates a total winning amount using various condition DB tables 630 stored in the condition storage means 160 (242). The number of days that can be won in the code A of the table 630 corresponds to a condition for banning the prize. In FIG. 6, only duplicate winnings are prevented on the current day. Code B shows that the total daily winnings% represents the ratio of the total winnings to the total winnings, and 1% of the winnings is the total winnings. Codes C and D represent the highest and lowest winnings in the day. If the amount calculated using the code B is more than or equal to the maximum or less than the minimum amount, the maximum or minimum amount is set as the total winning amount.

The total amount determination DB table 620 shows an example calculated in the above manner. As of March 4, 2001, the total contract amount was 2,800,000,000 won, so 1% of it was 28,000,000 won, but the maximum winning amount was 20,000,000 won, so the total winning amount was decided at 20,000,000 won. On March 5, 2001, the total contract amount was 900,000,000 won. 1% of this is 9,000,000 won, but it can be seen that the minimum winning amount is 10,000,000 won.

The prize pool distribution condition DB table 610 of the condition storage means 160 stores the distribution ratio of each ranking. For example, the first prize receives 50% of the total winning amount.

As soon as the winning amount is decided for each ranking, the winnings can be paid to the winning account immediately.However, it is determined whether the winning amount is higher than the winning amount of the winning account (244). (245) Payment will be made to the winning account (246).

In the drawing result DB table 650 of FIG. 6, the drawing result is illustrated. In the case of the second place account, the original winning amount is 4,000,000 won, which is 20% of 20,000,000 won, but only 800,000 won is paid because the account's contract amount is only 800,000 won. By doing so, customers can recognize that they can be paid more even if they win only a large amount of transactions, and if possible, they can trade only through the securities company provided with the service of the present invention.

The method of the present invention can also be embodied as computer readable code on a computer readable recording medium. The computer-readable recording medium includes all kinds of recording devices in which data that can be read by a computer system is stored. Examples of computer-readable recording media include ROM, RAM, CD-ROM, magnetic tape, floppy disk, optical data storage, and the like, and may also be implemented in the form of a carrier wave (for example, transmission over the Internet). Include. The computer readable recording medium can also be distributed over network coupled computer systems so that the computer readable code is stored and executed in a distributed fashion.

As described above, according to the present invention, customers who use securities firms may have an opportunity to draw a lottery with a higher probability of winning than a regular lottery without any financial burden, and securities firms may induce customers to trade through them. This has the advantage of increasing market share.

Claims (16)

In a method of inducing an increase in market share in securities trading, (a) storing the transaction details of the customer; (b) determining the number of the right to receive the lottery according to the transaction details of the customer and granting the same; (c) drawing a predetermined number of the right to receive the draw; And (d) depositing a predetermined prize money in the transaction account of the customer granted the right to win the lottery-type securities transaction fee reduction method comprising a. The method of claim 1, wherein step (c) (ca) drawing any one of the rights to receive the draw; (cb) determining whether a transaction account of the customer granted the winning right corresponds to a predetermined prohibition of winning a prize; And (cc) in step (cb), if the customer's transaction account corresponds to the predetermined condition for stopping the winning, cancel the winning of step (ca), and then proceed to the step of step (ca) or less; determining whether a lottery of the next rank is necessary if the transaction account of the customer does not correspond to the predetermined banning condition in step cb), and if necessary, proceeding with the steps of step (ca) or less; Lottery-type securities transaction fee reduction method. The method of claim 2, wherein if the customer's trading account won in the step (ca) has been won after a predetermined criterion, the trading account of the winning customer is characterized in that it corresponds to the prohibition of winning the prize. How to reduce lottery-type securities transaction fees. The method of claim 1, wherein step (d) (da) calculating the total contracted amount of the day; (db) calculating a part of the total contract amount as the total winning amount; (dc) calculating a winning amount for each drawing number in the total winning amount; (dd) comparing the calculated amount of winnings of each ranking with a predetermined amount of calculation calculated according to the transaction history of the customer's transaction account corresponding to the ranking, and calculating the predetermined amount if the predetermined amount of money is smaller than the winning amount. Setting an amount as the winning amount; And (de) depositing a winning amount for each lottery ticket determined in the step (dd) in a customer account corresponding to each lottery ticket; lottery-type securities transaction fee reduction method comprising a. 5. The method of claim 4, wherein the predetermined calculated amount is a same-day contract amount of the customer transaction account. The method of claim 4, wherein the total winning amount is set as the temporary winning amount by multiplying the total contracted amount by a predetermined ratio, and when the temporary winning amount is less than the first amount, the first amount is the total winning amount. And setting the second amount as the total winning amount if the temporary winning amount is greater than a second amount greater than the first amount. The method of claim 1, wherein the step (a) comprises storing the daily contract amount for each trading account of the customer who made the transaction. The method of claim 1, wherein the step (b) comprises determining the number of lottery rights granted to the customer according to the same-day contract amount of the customer's trading account. The method according to claim 8, wherein a predetermined number of different threshold amounts are set, and the right to be drawn more is granted as the same-day contract amount of the customer's trading account falls within the higher threshold amount range. How to reduce lottery-type securities transaction fees. In the system that is connected to the securities trading system that accepts the customer's order and concludes the transaction, and returns a part of the securities transaction fee through the lottery Customer transaction history storage means for storing the transaction history of the customer who made a transaction through the securities trading system on the day; Condition storage means for storing the conditions for determining the total amount of the prize, the conditions for distributing the prize and the conditions for disallowing the prize; Receive the customer transaction history from the customer transaction history storage means to determine the number of the right to be drawn according to the customer transaction history and grant it, and draw the right to the predetermined number of the right after winning the right to win And a lottery execution means for distributing the prize money in accordance with the prize money distribution condition when the transaction account of the customer does not correspond to the prize money disclaimer condition. The lottery-type securities transaction fee reduction system according to claim 10, wherein the customer transaction history storing means stores the same-day contract amount for each trading account of a customer who has made a transaction through the securities transaction system. The lottery-type securities transaction fee reduction system according to claim 10, wherein the securities transaction fee reduction system further comprises a money transfer means for depositing the distributed winnings into a trading account of a winning customer. The lottery-type securities of claim 10, wherein when the customer's trading account won by the lottery execution means has been won after a predetermined reference date, the winning customer's trading account corresponds to the banning conditions. Transaction Fee Reduction System. The method of claim 10, wherein the condition for determining the total winning amount is a predetermined ratio for calculating the total winning amount by multiplying the total winning amount on the day, the lower limit amount setting the minimum amount of the total winning amount, and the total winning amount. A lottery-type securities transaction fee reduction system, characterized in that it comprises an upper limit amount that sets the maximum limit. The lottery ticket according to claim 10, wherein if the same-day contract amount of the customer transaction account won by the lottery execution means is smaller than the distributed prize money, the same-day contract amount of the winning customer transaction account is set as the winning money. Stock Exchange Fee Reduction System. A computer-readable recording medium having recorded thereon a program for realizing the method according to any one of claims 1 to 9.