KR200319321Y1 - Translucent card for transaction - Google Patents

Abstract

The present invention relates to a conventional financial transaction card, and more specifically, to embed a material that absorbs, reflects, and scatters near infrared rays into a card, which can be used as a financial card in the same way as a conventional opaque card. The present invention relates to a transacted or translucent card for financial transactions, in which appearance and aesthetics are remarkably increased by embodying a three-dimensional and a variety of colors that cannot be designed.

Description

Transparent or translucent card for financial transactions {TRANSLUCENT CARD FOR TRANSACTION}

The present invention relates to a conventional financial transaction card, more specifically, a design that does not implement in an opaque card, while exhibiting the same function as a conventional opaque card used by embedding a material that absorbs, reflects, or scatters near infrared rays into a card. The present invention relates to a translucent card for transaction of money, which has been greatly improved in appearance and aesthetics by embodying the three-dimensional and color diversity.

The financial transaction card is a generic term for credit cards, cash cards, securities cards, etc. issued to customers for transactions with financial institutions such as banks, credit card companies, and securities companies. The conventional manufacturing process of such a financial transaction card overlaps about 0.1 mm thick opaque PVC film in multiple layers to form the appearance of the card, and the magnetic tape and user's signature field and card company where payment information of the card is stored there. It was common to manufacture by attaching a hologram. However, the conventional financial transaction card manufactured using the above opaque PVC film is not so beautiful in appearance, so it does not feel special aesthetic in appearance, and card design that meets the ever-increasing variety of customer preferences as a card company. There is a limit to the supply.

In order to solve this problem, Korean Utility Model Registration No. 0277878 has a print forming layer 20 in which at least one transparent PVC film on which a card design is printed is superimposed; And an upper surface layer 10 having at least one sheet of transparent PVC film superimposed on the upper surface of the printing surface forming layer. And a thickness forming layer 30 in which at least two sheets of the transparent PVC film of the shapeless shape are superimposed on the lower surface of the printing surface forming layer. And a bottom layer 40 having at least one sheet of transparent PVC film superimposed on the bottom surface of the thickness forming layer. The magnetic tape 50 and the sign base column 60 attached to a predetermined position under the lower surface layer 40 and the hologram 70 attached to a predetermined position on the upper layer 10 are arranged to align each layer. The transparent cards for financial transactions, which are attached to each other, are disclosed as shown in FIG.

However, when the transparent card provided by the registration utility model is actually used for financial transactions, a problem arises that almost all card approval devices do not detect the presence of the transparent card. It looks at in more detail below.

Most card acceptors, especially ATMs, require that the card be inserted into a slot in the ATM, and typically include a phototransistor and a sensor such as an LED that emits light on the card surface, the phototransistor receiving light from the LED. do. To activate the ATM, once the card is inserted into the slot, the card indicates that the card has been detected by blocking the infrared radiation path from the phototransistor. Typical LEDs in ATM are IRED (infrared emitting diode) sources with wavelengths in the range of approximately 820-920 nm or 900-1000 nm, which are not present in ambient light at the level required by the phototransistor sensor. The spectral sensitivity curve of a typical phototransistor is in the region of approximately 400-1100 nm. However, the visible spectrum is approximately 400-700 nm, and the spectral sensitivity of the phototransistor is approximately 60% at 950 nm and 90% at 840 nm. Thus, visible light is not part of the analog-digital algorithm. Moreover, ISO 7810 clause 8.10 requires that all readable cards have light transmission densities of 450-950 nm greater than 1.3 (less than 5% transmittance) and 950-1000 nm greater than 1.1 (transmission less than 7.9%). For the card to be detected by the ATM, the light is typically blocked by the card. Moreover, the total amount of light that needs to be blocked by the card is related to the voltage data received from the analog-to-digital conversion. The voltage region of the sensor is typically in the range of 1.5V to 4.5V. When the card is inserted into the sensor, the voltage drops below 1.5V indicating the presence of the card in the conveying system. After the card is detected by the phototransistor, the magnetic stripe reader scans the magnetic stripe and reads out the information recorded on the magnetic stripe. Thus, if the card has a substantially opaque surface, the various locations of the sensors within the ATM do not affect the ATM's ability to sense the card, and any portion of the opaque card could block IRED radiation. Enabled phototransistors.

In other words, ATMs and card approval devices currently in use include a near-infrared sensor (IR sensor). When a card is inserted into the card input section, the near-infrared rays are irradiated onto the card to detect the intensity of light transmitted through the card. It has a configuration that will identify the existence of.

Therefore, using the transparent card of Korean Utility Model Registration No. 0277878, which has recently been provided to provide a specific image and to meet the needs of consumers, the operation of the built-in phototransistor is difficult because the IRED radiation is not sufficiently reflected on the transparent surface. Often obstructed, eventually, light radiation penetrates the card easily so that the machine cannot detect the presence of the card and often causes device jams.

Therefore, there have been a number of demands in the art for a transparent or translucent card having a light transmissivity capable of solving this problem and operating an input sensor of an ATM.

An object of the present invention devised to solve the above problems is to provide a transparent or translucent card having a light transmittance that can be recognized in a conventional card recognition apparatus.

Another object of the present invention is to provide a transparent or translucent card that can function as a card and at the same time implement a three-dimensional and various colors of the design.

1 is a cross-sectional view of a laminated structure of a transparent card according to the prior art.

Figure 2 is a cross-sectional view of a laminated structure of a translucent card according to an embodiment of the present invention.

3 is a cross-sectional view of a laminated structure of a translucent card according to another embodiment of the present invention.

* (Explanation of symbols for main parts of drawing)

100: front printing protection sheet 200: printing sheet

201: upper print sheet 202: lower print sheet

300: rear printing protective sheet 400: hologram

500; Magnetic Stripe 600: Signature

In order to achieve the above object, the present invention is a transparent or semi-transparent card for a financial transaction having a hologram attached to the front of the card, a magnetic stripe and a sign plate attached to the back of the card as an embodiment, the card It provides a transparent or translucent card, characterized in that it comprises an optical component on the inside or part of the surface.

The present invention provides a transparent or translucent card, characterized in that the optical component is any one or more of absorbing, refracting, diffusing, reflecting, scattering or other blocking the infrared light.

The present invention is transparent or translucent as an embodiment wherein the optical component is an inorganic material, an organic metal, an ore organic layered material or a rare earth oxide, a rare earth oxide oxide, an oxysulfide or an oxyhalide. Provide the card.

In one embodiment, the card is one or one selected from the group consisting of polyvinyl chloride (PVC), polycarbonate (PC), polyethylene terephthalate (PET), acrylic nitrile butadiene styrene (ABS), and polyethylene (PE). It provides a transparent or translucent card, characterized in that the laminated material made of a transparent or translucent sheet.

The present invention provides a transparent or translucent card, characterized in that the optical component is coated on any one of the sheet as an embodiment.

The present invention provides a translucent card, in which one of the sheets contains the optical component as an embodiment.

The present invention provides a transparent or translucent card, characterized in that an integrated circuit (IC) is built into the card as an embodiment.

The present invention provides a transparent or translucent card, characterized in that a low frequency circuit or a high frequency circuit including an antenna in the card, respectively or in combination.

The present invention provides a transparent or translucent card, characterized in that the biometric function device is built into the card as an embodiment.

Transparent or translucent card according to the present invention will be described according to the embodiment shown in the accompanying drawings. This embodiment is described by way of example only for better understanding and not intended to limit the present invention.

2 is a cross-sectional view of a transparent or translucent card according to an embodiment of the present invention, the transparent or translucent card of the present invention is largely composed of a print protection layer (Overlay) and a printed layer (Printed Core) to protect the printing layer . That is, as shown in Figure 2 made of a transparent or translucent front printed protective sheet 100, a printed sheet 200, the rear printed protective sheet 300, and the holographic ( 400) is attached by any suitable method known in the art. In addition, the magnetic stripe 500 and the signature plate 600 are attached to the rear printing protection sheet 300 in an appropriate manner.

Optical components of the present invention are optically identifiable components, including infrared blocking (absorption, refraction, diffusion, reflection, scattering or other blocking). Preferably the optical component of the present invention blocks, absorbs or reflects most infrared rays and transmits light of most other wavelengths. The optical component may be invisible, visible, or colored to produce the desired effect, and / or may include other detectable components such as, for example, UV-fluorescent or IR fluorescent properties. The optical component preferably has other physical properties such as good stability, resistance properties, durability and good discrimination, refractive index, strength, solvent resistance, water resistance, corrosion resistance and external stability. Moreover, the use of such components typically does not conflict with the UV components present in many substrates.

In addition, the optical component of the present invention is an inorganic, organic metal, ore organic layered material or rare earth oxide, rare earth oxide oxide, oxysulfide or oxyhalide (oxyhalide), dyes, lamination materials, Pigments encapsulated in a particular medium that can be used in combination with various variations of pigments and / or end-use products.

The transparent or translucent front printed protective sheet 100, the printed sheet 200, and the rear printed protective sheet 300 of the present invention are polyvinyl chloride (PC), polycarbonate (PC), polyethylene terephthalate (PET), and ABS ( Acrylo nitrile Butadiene styrene, and PE (polyethylene) of any one or more than one material. In some cases, the sheets may be made of different materials.

The optical component is uniformly coated on any one or more than one or all of the front print protection sheet 100, print sheet 200 and the back print protection sheet 300, or includes the optical component in the manufacture of the sheets Can be prepared. If the content of the optical component is too low then the light may not be properly blocked, in which case the phototransistor will not be able to send the appropriate signal to the capture device, which means that the card is not detected. Thus, the optical component is typically present in a total amount of about 0.25% -25% by weight. At this time, materials such as UV absorbers, reflectors, antioxidants and / or optical brighteners may be added to achieve better durability, aesthetics or life of the material.

The printing sheet 200 can be printed as desired, including a logo, so as to realize a three-dimensional and various colors of the design. Here, the printing method may use a known method including silk screen printing.

The transparent or translucent card of the present invention having such a configuration is a conventional card manufacturing process, that is, a printing process for releasing a card design image onto a printing plate, a printing process for printing on a printing sheet using the printing plate on which the card design image is released, Matching process for mating sheets, laminating process for adhering the mated sheets and magnetic stripe, cutting process for cutting the laminated card to a predetermined standard, attaching hologram and signature plate to the cut card and inspection Manufactured through the process.

In addition, integrated circuits (ICs) and biometric devices of known construction may not only be embedded in an appropriate process during the above processes, but also low frequency circuits or high frequency circuits including antennas may also be incorporated individually or in combination. That is, the components may be provided in any part of the translucent card without departing from the spirit of the present invention by any suitable known method such as heating, pressure, bonding, grooves and / or combinations thereof.

3 is a cross-sectional view of a transparent or translucent card according to another embodiment of the present invention, made of a front print protection sheet 100, an upper print sheet 201, a lower print sheet 202, a rear print protection sheet 300 The hologram 400 is attached to the front printed protection sheet 100 by a suitable method known in the art. In addition, the magnetic stripe 500 and the signature plate 600 are attached to the rear printing protection sheet 300 in an appropriate manner.

The transparent or translucent card according to the other embodiment takes into account that the printed design can be seen from both sides of the card since the resulting card is transparent or translucent. In other words, if the printed design was printed on only one sheet, when viewing the printed design from the opposite side of the card, the design may be unclear or obscured. To minimize this drawback, the topsheet 201 is printed on its outer surface in a standard format design, and the bottomsheet 202 is printed on the outer surface in the same design but the design is in reverse format. The user can see the same design from either side of the card.

In this case, it is also possible to add the sheet manufactured to contain the component or to coat the optical component between the upper print sheet 201 and the lower print sheet 202.

Other technical configuration is the same as the embodiment of the present invention shown in Figure 2, so a detailed description thereof will be omitted.

The present invention is not limited to the above-described specific preferred embodiments, and any person having ordinary skill in the art to which the present invention pertains may make various modifications without departing from the gist of the present invention claimed in the claims. Of course, such changes will fall within the scope of the claims.

As described above, the transparent or translucent card according to the present invention has the following effects.

First, the transparent or translucent card of the present invention has a light transmittance enough for most card recognition devices to detect the card.

Therefore, it can be used as a general financial transaction card in place of the current opaque card.

In addition, it is possible to implement the three-dimensional and various colors of the design that the conventional opaque card did not implement can meet the needs of the increasingly diverse consumer.

Claims (9)

A transparent or translucent card for a financial transaction having a hologram attached to the front side of a card, a magnetic stripe attached to the back side of the card, and a sign plate, the optical component being included inside or part of the surface of the card. To transparent or translucent cards. The transparent or translucent card of claim 1, wherein the optical component is capable of absorbing, refracting, diffusing, reflecting, scattering, or blocking other light. The transparent or translucent card of claim 2, wherein the optical component is an inorganic material, an organic metal, an ore organic layered material, or a rare earth oxide, a rare earth oxide oxide, an oxysulfide, or an oxyhalide. The card of claim 1, wherein the card is one or more materials selected from the group consisting of polyvinyl chloride (PVC), polycarbonate (PC), polyethylene terephthalate (PET), acrylic nitrile butadiene styrene (ABS), and polyethylene (PE). Transparent or translucent card, characterized in that consisting of laminated transparent or translucent sheet. The transparent or translucent card of claim 4, wherein the optical component is coated on any one of the sheets. 5. A transparent or translucent card according to claim 4, wherein any one of said sheets contains said optical component. The transparent or translucent card according to any one of claims 1 to 6, wherein an integrated circuit (IC) is further embedded in the card. The transparent or translucent card according to any one of claims 1 to 6, wherein a low frequency circuit or a high frequency circuit including an antenna is further embedded in the card, respectively, or in combination. The transparent or translucent card according to any one of claims 1 to 6, wherein the card further includes a biometric function device.