KR200319101Y1 - Apparatus for calling USB VoIP phone with a settlement terminal - Google Patents

Abstract

The present invention relates to a VoIP phone call and payment device, and in particular, a merchant or an item that can make electronic payments connected to a PC and a USB port, or a buyer who pays cash, directly using a smart card connected to a USB VoIP phone. The present invention relates to a USB VoIP phone call device with a built-in payment terminal function, which prevents a merchant or buyer from leaking information by making a payment request and makes a payment regardless of online or offline status.

According to the present invention, it can be used as a payment terminal function using a smart card in addition to a phone function for realizing a voice call through the Internet by connecting to a USB port of a computer, and because it uses the Internet network instead of an external general telephone line, It does not generate a separate call fee for, can be used as an online payment terminal through the Internet. In addition, the VoIP phone technology using the network network enables simultaneous payment with the payment terminal and the telephone call to receive remittance service and recharging service while providing voice calls. If you use the instant payment function through the smart card, you can omit all billing acts that collect charges by sending monthly bills to customers.

Description

Apparatus for calling USB VoIP phone with a settlement terminal

The present invention relates to a VoIP phone call and payment device, and in particular, a merchant or an item that can make electronic payments connected to a PC and a USB port, or a buyer who pays cash, directly using a smart card connected to a USB VoIP phone. The present invention relates to a USB VoIP phone call device with a built-in payment terminal function, which prevents a merchant or buyer from leaking information by making a payment request and makes a payment regardless of online or offline status.

When the general telephone is used to talk through the handset of the calling party's telephone using an exchange, the voice signal is converted into an analog electric signal and transmitted to the exchange through the telephone line, and the switching unit again transmits the electrical signal to the telephone of the called party through the telephone line. The receiver's telephone converts the transmitted electrical signal back into a voice signal and transmits it to the handset to perform a mutual voice call. As such, the basic principle of general telephones has been using the simple principle of transmitting analog voice signals to the called party without conversion for 100 years.With the development of information and communication technology, only the technology of exchanges is exchanged from manual exchanges to mechanical exchanges and analogues. It has just changed to an electronic exchanger and a digital electronic exchanger. On the other hand, in recent years, due to the development of Internet technology supporting data communication, instead of transmitting the caller's voice to the receiver as an analog signal through a general telephone line, the voice is converted into a digital signal and compressed to use data networks such as the Internet and a dedicated line. The VoIP phone technology and device have been developed to transmit the caller's voice to the called party as a digital data signal and convert the digital compressed signal reaching the destination into an analog voice signal to make a call.

In the above principle, if you make an international call with a general telephone, the call is expensive because it is connected to the other party's phone via a domestic exchange and a foreign exchange. Since there is no exchange, call charges are free, so the number of Internet phone users is increasing rapidly.

In addition, general credit cards are magnetically stored so that customer information is stored on the card. Recently, devices that can be illegally copied in a few seconds have been developed, resulting in enormous loss of assets due to hacking and piracy. Accidents occur frequently, and smart card technology is being introduced to prevent such damage.

In addition, in order to purchase goods using a smart card online, a smart card reader capable of reading a smart card must be connected to a computer.In the early days, the task of promoting and distributing such a smart card reader was also solved to activate the smart card. It's homework. In the future, banks and card companies will replace all cards from magnetic cards to smart cards. However, even if smart cards are excellent and issued a lot, there will be no effect at all unless there is a terminal that can use smart cards. As a result, it takes time to activate a smart card and a huge budget is an issue that must be overcome at an early stage.

Specialized telecommunications operators who use Internet technology usually offer cheaper rates to customers, but they usually provide international phone service, but the cost of collecting money is enormous. It's a reality that's coming in. In this case, the smart card type of electronic money can be used for international discount phone and at the same time payment is made through electronic money and deposited into the bank account. It becomes possible.

In order to use the internet phone using only the software in the computer, the user can use the internet phone by connecting the speaker and microphone or the earphones to the sound card built in the computer. There was a problem that is inconvenient for beginners to use because of compatibility problems or because the phone usage is different from that of a regular phone.

In addition, the general credit card payment is connected to the payment server via a modem and a telephone line built in the credit card payment terminal installed in the store to transfer the information of the credit card to the payment method is adopted. While you are on a call, you may not be able to make external calls with your phone.In many cases, such as large restaurants or gas stations with a lot of card payments, you may not be able to make external calls. Instead, a dedicated line is used, but in this case, since the phone function is not supported, it is inconvenient to use a separate phone line.

Therefore, the present invention is to solve such a problem, the present invention is to connect the phone equipped with the electronic payment system to the computer with the Internet access program and Internet phone call program through the USB port, the role and payment of the VoIP phone It is an object of the present invention to provide a USB VoIP phone call device with a built-in payment terminal function that performs the role of a terminal.

Another object of the present invention is to provide a USB VoIP phone call device with a built-in payment terminal function that can use a free Internet phone, which is not charged as a regular phone for Internet payment.

Still another object of the present invention is to provide a USB VoIP phone call device with a built-in payment terminal function that performs an offline payment terminal function for paying between two self-built smart cards without connecting a payment server.

Still another object of the present invention is to provide a USB VoIP phone call device with a built-in payment terminal capable of simultaneously performing a telephone call and a payment terminal function, and immediately charging Internet international / long distance telephone service charges with a payment terminal.

1 is a configuration diagram of a communication system to which a USB VoIP call device with a built-in payment terminal function according to the present invention is applied.

2 is a block diagram of a USB VoIP phone call device with a built-in payment terminal function according to the present invention.

A feature of the present invention for achieving the above object is, in the Internet call device, a keypad consisting of various keys necessary for making an Internet phone call, digital data received through the USB port connected to the computer when the call path is decoded After converting into analog signal and outputting to speaker of handset, analog voice signal received through microphone of handset is encoded into digital data and output through USB interface.Recognizes smart codec, inserted electronic money and electronic credit card. A memory means having a card recognition means for exchanging card information, an internet telephone call and a control program for executing a smart card payment process, and a call corresponding to key information input to the keypad by receiving a control program embedded in the memory means. Connection request data It generates and outputs to the USB interface, after the call is connected to control the codec to execute the Internet call, to control the processing of the smart card information read from the card recognition means, and output the processed smart card information to the USB interface And a USB interface means for transmitting / receiving the digital signal and the smart card information transmitted through a control process of the control means with a computer connected through a USB port.

Preferably, the apparatus further comprises display means for displaying data values of the voice signal, the digital signal, and the smart card information controlled by the control means.

Preferably, the apparatus further comprises a PSTN interface means for interfacing the voice signal to a telephone station switch to make a call on a general telephone line or to receive a call made to a conventional telephone number.

Preferably, the card recognition means comprises a first card recognition means for recognizing only electronic money; And second card recognition means for recognizing both electronic money and electronic credit card.

Preferably, the smart card information processed by the control means is the electronic card and electronic credit card of the first card interface means and the second card recognition means for interfacing the information of the electronic money through the first card recognition means Characterized in that the information is transmitted through the second card interface means for interfacing the information.

In still another aspect of the present invention, a payment device used by a store in an online state includes a keypad composed of various keys necessary for making an Internet phone call, and converts a user's analog voice signal into a digital signal for a VoIP phone call. A memory unit having a codec, a control program embedded therein, a card recognition unit for recognizing an inserted electronic money, an electronic credit card and exchanging smart card information, and receiving a control program embedded in the memory unit and being transmitted from the keypad and the codec. A control means for controlling the digital signal and controlling the smart card information transmitted through the card recognition means, and the digital signal and the smart card information transmitted through a control process of the control means are connected through a USB port. USB interface means for interfacing with a computer It is to hereinafter.

The display apparatus may further include display means for displaying data values of the digital signal and the smart card information controlled by the control means.

Preferably, the apparatus further comprises a PSTN interface means for interfacing the voice signal to a telephone station switch to make a call on a general telephone line or to receive a call made to a conventional telephone number.

Preferably, the card recognition means comprises a first card recognition means for recognizing only electronic money; And second card recognition means for recognizing both electronic money and electronic credit card.

Preferably, the smart card information processed by the control means is the electronic card and electronic credit card of the first card interface means and the second card recognition means for interfacing the information of the electronic money through the first card recognition means Characterized in that the information is transmitted through the second card interface means for interfacing each information.

Hereinafter, with reference to the accompanying drawings, a preferred embodiment of the present invention will be described in detail.

As shown in FIG. 1, a communication system to which a USB VoIP call device with a built-in payment terminal function according to the present invention is applied is an Internet 1000, a PSTN 2000, a USB VoIP phone 110 with a built-in payment terminal capability. , Personal computer (PC) 120, gateway 130, gatekeeper 140, payment server 150, IP terminal 160, and telephone 170.

The gateway 130 converts the specifications of the signal to enable voice telephone calls between the Internet 1000 and the PSTN 2000, which are communication networks having different specifications, including call control, DTMF reception, and DTMF tone generation functions. Run the function.

The gatekeeper 140 is one of the H.323 entities defined in the H.323 protocol, which is a multimedia communication standard of ITU-T (International Telecommunication Union-Telecommunication), and is a packet-based network (IP-based). Endpoints (eg, gateways, terminals, multi-point control units (MCUs)) existing in the network are a means of grouping, controlling and registering a control area defined as a zone.

In general, the gatekeeper 140 has a function of controlling a network, performs an authentication operation for determining whether to permit an incoming call from the outside, and executes a control for a bandwidth change request. In addition, conversion between the telephone number and the IP address of the Internet phone is performed using the conversion table already registered. If you are using a static IP address, the IP address that matches the Internet phone number in the conversion table is fixed.However, if you are using a dynamic IP, such as ADSL or cable modem, you may need to set up a regular connection between your internet phone and your gatekeeper. Through the exchange of personal information, it always checks and saves the changed IP address that matches the subscriber ID (the phone number of the Internet phone, H.323ID and e164ID), and checks the IP address corresponding to the incoming Internet phone number to make an Internet phone call. It is possible to support.

The USB VoIP phone 110 and the personal computer (PC) 120 having a built-in payment terminal function are electrically connected to each other through a USB port, and perform mutual data transmission / reception using the USB port.

The personal computer (PC) 120 includes hardware and software for carrying out Internet access and VoIP phone calls, including USB interface means. Accordingly, data related to the VoIP phone call transmitted to the PC 120 through the USB port is transmitted to the gatekeeper 140 through the Internet 1000, and when the called phone number is a general phone number connected to the PSTN network, The call is transmitted to the called party's phone 170 through the gateway 130 that manages the called party's area. If the called party's telephone number is the Internet phone telephone number, it is directly transmitted to the IP terminal 160 which is the called party's Internet phone terminal via the gatekeeper 140.

The smart card information data transmitted to the PC 120 through the USB port is transmitted to the payment server 150 via the gatekeeper 140 to execute a charging or payment process.

The payment server 150 is a terminal that executes payment or charging according to the purchase of goods with smart card information transmitted from the USB VoIP phone 110 having a payment terminal function.

A detailed configuration diagram of the USB VoIP phone 110 incorporating the payment terminal function shown in FIG. 1 is shown in FIG. 2.

As shown in Figure 2, USBVoIP phone 110 with a payment terminal function according to the present invention is a control means 210, USB interface means 220, the first card interface means 230, the second card interface Means 240, keypad 250, memory means 260, codec 270, PSTN interface means 280, display means 290 and card recognition means 300.

The USB interface unit 220 transmits / receives data for VoIP phone call and smart card data for payment, which is transmitted through the control process of the control unit 210 with the PC 120 electrically connected through the USB port. It is a means to interface.

The keypad 250 is arranged with various keys for making an Internet phone call.

The memory means 260 incorporates a control program for executing an internet phone call and a smart card payment process.

The codec 270 decodes the digital data received through the USB port connected to the PC 120 when the call path by the call connection attempt is decoded, converts the digital data into an analog signal, and outputs it to the speaker of the handset. Signal processing is performed to encode an analog voice signal received through digital data and output the same to a USB interface.

The PSTN interface means 280 is a means for transmitting / receiving an interface for making a call to a general telephone line of a PSTN network or receiving a general telephone call to a telephone number of a line of a PSTN network.

The display means 290 is a means for displaying data values of internet phone call related data and smart card information.

The control means 210 receives a control program embedded in the memory means 260 and controls the voice signal and the compressed digital signal transmitted from the PSTN interface means 280 and the codec 270, respectively, and inserts the electronic money EM1. Control the smart card information transmitted and interfaced through the card recognition means 300 for recognizing the smart card information, such as EM2), electronic credit card (CC). At this time, the card recognition means 300 is a first card recognition means 300-1 that recognizes only electronic money (EM1) and a second card that recognizes both the electronic money (EM2) and the electronic credit card (CC) that is a smart card Recognizing means 300-2, wherein the smart card information processed in the control means 140 is the first card interface means 230 for interfacing the information of the electronic money EM1 through the first card recognition means 192. And the second card interface means 240 for interfacing the information of the electronic money EM2 and the electronic credit card CC through the second card recognition means 300-2.

In order to perform a telephone call through the PSTN, when the user uses the PSTN interface means 280 to interface the voice signal of the user who uses the phone with an external voice signal, the control means 210 controls the memory means 260. A control program is used to control the voice signal interfaced by the telephone interface means 110. At this time, the PSTN interface means 280 transmits the voice signal controlled by the control means 210 to the telephone exchange (not shown in the figure) through the receiver side area. The display means 290 displays data values related to the call processing controlled by the control means 210.

On the other hand, in order to process payment in the store in the offline state, the memory means 260 having a built-in control program, the first card recognition means 300-1 for recognizing only the electronic money (EM1), the electronic money (EM2) and The control means 210 controls the smart card information by using the second card recognition means 300-2 which recognizes all the electronic credit cards (CC). In this case, the display means 290 displays the data value of the smart card information controlled by the control means 210.

In order to process a payment in a store in an online state, the control means 210 recognizes the inserted electronic money EM1 and EM2 and the electronic credit card CC using a control program transmitted from the memory means 260. The smart card information is controlled through the first card interface means 230 and the second card interface means 240 respectively connected to the first card recognition means 300-1 and the second card recognition means 300-2.

When the USB interface unit 220 transmits the smart card information transmitted through the control process of the control unit 210 to the connected PC 120 through the USB port, the PC 120 receives the smart card information received by the gatekeeper. The payment may be approved by transmitting to the connected payment server 150 via the 140.

In addition, open the web browser for web charging via the PC 120, insert the electronic money (EM2) into the second card recognition means 300-2 and click on the web bank server (not shown) When the cash recharge data and remittance data is transmitted to the PC 120 through the Internet network, the PC 120 is transmitted to the USB interface means 220 through the USB port, which is interfaced by the second card interface means 240 The second card recognition means (300-2) through the electronic money (EM2) is charged in cash, the electronic credit card (CC) is also possible to cash transfer and remittance transfer. At this time, the display means 290 displays the data value of the digital signal and the smart card information controlled by the control means 210.

As described above, in the detailed description of the present invention, specific embodiments have been described, but various modifications are possible without departing from the scope of the present invention. Therefore, the scope of the present invention should not be limited to the described embodiments, but should be defined by the claims below and equivalents thereof.

As a result, according to the USB_VoIP phone call device with a built-in payment terminal function according to the present invention the following advantages occur.

In other words, it can be used as a payment terminal function using a smart card in addition to a phone function for realizing voice calls over the Internet by connecting to a USB port of a computer, and because it uses an internet network instead of an external general telephone line, It does not incur a separate call charge and can be used as an online payment terminal through the Internet. In addition, the VoIP phone technology using the network network enables simultaneous payment with a payment terminal and a telephone call to receive a remittance service and a charging service while simultaneously making a voice call. If you use the instant payment function through the smart card, you can omit all billing acts that collect charges by sending monthly bills to customers.

Claims (12)

An internet calling device, A keypad composed of various keys necessary for making an Internet phone call; When the call path is connected, the digital data received through the USB port connected to the computer is decoded, converted into an analog signal, output to the speaker of the handset, and the analog voice signal received through the microphone of the handset is encoded into digital data. A codec for outputting via a USB interface; Card recognition means for recognizing inserted electronic money and electronic credit card and exchanging smart card information; Memory means incorporating a control program for executing an internet phone call and a smart card payment process; Receives a control program embedded in the memory means to generate call connection request data corresponding to the key information input to the keypad to output to the USB interface, and after the call is connected to control the codec to execute an Internet call, the card Control means for controlling the processing of the smart card information read by the recognition means, and outputting the processed smart card information to the USB interface; And And a USB interface means for transmitting / receiving the digital signal and the smart card information transmitted through a control process of the control means with a computer connected through a USB port. Phone call device. The method of claim 1, And a display means for displaying data values of internet phone call-related data and smart card information processed by the control means. The method of claim 1, USB VoIP phone call device with a built-in payment terminal, characterized in that it further comprises a PSTN interface means for making a call on a regular telephone line or receiving a call from a telephone number of the telephone. . The method of claim 1, wherein the card recognition means First card recognition means for recognizing only electronic money; And USB VoIP phone call device with a built-in payment terminal, characterized in that it comprises a second card recognition means for recognizing both electronic money and electronic credit cards. The method of claim 1, wherein the smart card information processed by the control means First card interface means for interfacing information of electronic money through the first card recognition means; And USB VoIP phone call device with a built-in payment terminal function characterized in that the information transmitted through the second card interface means for interfacing the information of the electronic money and electronic credit card through the second card recognition means. The computer of claim 1, wherein the computer is connected through the USB port. USB VoIP phone call device with a built-in payment terminal, characterized in that it includes hardware and software for Internet access and VoIP phone calls. In the payment device used by the store while online, A keypad composed of various keys necessary for making an Internet phone call; A codec for converting a user's analog voice signal into a digital signal for VoIP phone call; Memory means incorporating a control program; Card recognition means for recognizing the inserted electronic money, electronic credit card and exchanging smart card information; Control means for receiving a control program embedded in the memory means to control the digital signal transmitted from the keypad and the codec, and to control the smart card information transmitted through the card recognition means; And And a USB interface means for transmitting / receiving the digital signal and the smart card information transmitted through a control process of the control means with a computer connected through a USB port. Phone call device. The method of claim 7, wherein And a display means for displaying the data values of the digital signal and the smart card information controlled by the control means. The method of claim 7, wherein USB VoIP phone call device with a built-in payment terminal, characterized in that it further comprises a PSTN interface means for making a call on a regular telephone line or receiving a call from a telephone number of the telephone. . The method of claim 7, wherein the card recognition means First card recognition means for recognizing only electronic money; And USB VoIP phone call device with a built-in payment terminal, characterized in that it comprises a second card recognition means for recognizing both electronic money and electronic credit cards. The method of claim 7, wherein the smart card information processed by the control means First card interface means for interfacing information of electronic money through the first card recognition means; And USB VoIP phone call device with a built-in payment terminal function, characterized in that the information transmitted through the second card interface means for interfacing each information of the electronic money and electronic credit card through the second card recognition means. The computer of claim 7, wherein the computer is connected through the USB port. USB VoIP phone call device with a built-in payment terminal, characterized in that it includes hardware and software for Internet access and VoIP phone calls.