KR20030046704A - An Electronic Commercial System Using A Minus Points - Google Patents

Abstract

PURPOSE: An electronic commerce system using minus points is provided to execute a payment process using minus points as monthly accumulated points by supplying a commodity for a member without cost through the Internet and generating minus points corresponded to a price of the commodity. CONSTITUTION: A minus point managing company concludes a contract with a plurality of shopping mall managing companies with respect to a minus point(1). A member joining process is executed from a plurality of client computers(14) through the Internet(2). A member client connects to a shopping mall managing server(16) through the Internet, selects a wanted commodity, and requests a purchase(3). The shopping mall managing server(16) outputs a delivery command of the corresponding commodity based on data, and the commodity is delivered in accordance with the delivery command(4). The shopping mall managing server(16) creates minus points corresponded to a price of the commodity and transmits the minus points to a minus point managing server(5, 12). Point data are transmitted from the client computer(14) to the minus point managing server(12) and accumulated by the client(6,7,8). Accumulated data are compared with a monthly installment point, the shortage is paid using cash(9,10).

Description

An electronic commercial system using a minus points

The present invention relates to an electronic commerce system using the Internet, and more particularly, to provide a product free of charge through electronic commerce, generate a negative point corresponding to the product price to monthly cyber money, electronic money, mileage, points, etc. Instead, the present invention relates to an electronic commerce system using negative points for payment.

In general, an electronic commerce on the Internet is as follows. That is, after accessing a specific homepage (for example, a shopping mall homepage) and selecting a product, the product price is settled by bank transfer, credit card payment, cyber money, and the like. At this time, the operation server of the Internet shopping mall to give a mileage score (for example, 1,000 points or 1,000 won) in proportion to the price of each product (for example, 100,000 won) in order to facilitate the purchase, and for each customer By allowing them to accumulate, they offer discounts that can be used later with cash.

That is, the point of the conventional plus concept is that the discount is given after the transaction is completed. Therefore, in order to purchase a product in a shopping mall, there is a burden of having a cash or a credit card.

In addition, when a plurality of shopping malls are used, points of different shapes and forms are given, and thus, small points may be scattered in shopping malls here and there because of incompatibility.

Accordingly, the present invention has been made in order to solve the above problems, the first object of the present invention is to divide the product free to the member through the Internet, by generating a negative point corresponding to the product price, minus point It is to provide an e-commerce system using minus points to make a payment instead of the points earned every month.

The second object of the present invention is to divide each mobile phone to each member through the Internet for free and generate a negative point corresponding to the price of the mobile phone, so that the negative point can be paid monthly by the use point according to the use of the mobile phone. It is to provide an e-commerce system using minus points.

The third object of the present invention is to instead accumulate negative points incurred in correspondence with the price of the goods by using the paid service, exchange mileage points of other companies as points generated based on commerce data from offline merchants, or the like. It is to provide an e-commerce system using minus points to enable.

It is a fourth object of the present invention to provide an electronic commerce system using minus points that, when the accumulated data is insufficient compared to the monthly installment of the product, the settlement data is settled and the difference is paid by the customer in cash.

An object of the present invention as described above, the first transmission means for transmitting the product purchase data from the client computer 14 of the customer via the Internet (10); Output means for outputting a delivery instruction of the corresponding goods based on the data of the transmission means; Second transmission means for generating a negative point corresponding to a price of the product; An operation server 12 for calculating and storing installment points by receiving the negative points of the second transmission means and dividing by the installment count; Earning means for accumulating point data transmitted from said client computer 14 to said operating server 12; Calculating means for calculating a difference by comparing the installment points with the accumulated data of the earning means at predetermined intervals; Payment means for paying the accumulated data for the installment points as the installment of the goods when the installment points are smaller than the accumulated data, and paying the accumulated data if the installment points are larger than the accumulated data, based on the calculation result of the calculation means; And notifying means for notifying the client computer 14 of the difference if the installment point is larger than the accumulated data, based on the calculation result of the calculating means. Can be achieved by.

At this time, the point data of the earning means is preferably generated from the purchase of goods or the viewing of advertisements or the use of paid services through the Internet (10).

In addition, the point data of the earning means may be generated from transaction data generated from an online exchange office that exchanges points of different formats with each other or through commerce on the offline.

In addition, the predetermined period is one month, the installment is preferably a monthly payment.

Objects of the present invention as described above, the step of accessing the operation server 12 via the Internet (10) from the client computer 14 of the customer to join as a member; A server (16a) of a communication company outputting a command to deliver a mobile phone to the customer free of charge based on the subscription data; A negative point corresponding to the price of the mobile phone is transmitted from the communication company server (16a) to the operation server (12), or the operation server (12) generates a negative point; Calculating and storing installment points by dividing the negative points by the installment count; As the customer pays the use price of the mobile phone, a use point proportional to the use price is generated and accumulated in the operation server 12 as earned data; Calculating a difference by comparing the installment points and the accumulated data every predetermined period; If the installment points are smaller than the accumulated data, paying the accumulated data for the installment points as the installment of the goods; If the installment point is larger than the accumulated data, paying the accumulated data as a partial installment of the product; And notifying the outstanding installment payment to the client computer 14 of the customer via the Internet 10. The method may also be achieved by an electronic commerce method using minus points.

In addition, the above objects may include: program code that can be read and executed by a computer, and to register the customer as a member based on data input from the client computer 14 of the customer via the Internet 10; Program code for outputting a command to deliver goods or a mobile phone to the customer at no cost based on the membership registration data; Program code for generating a negative point corresponding to the price of the mobile phone; Program code for calculating an installment point by dividing the negative point by an installment number; A program code for generating a use point proportional to the use price as the customer pays the use price of the mobile phone, and accumulates it to the operation server 12 as earning data; Program code for comparing the monthly installment points and the accumulated data to calculate a difference; A program code for making payment of the installment points as much as the installment points if the installment points are smaller than the accumulated data; If the installment point is larger than the accumulated data, the recording medium includes a program code for paying the accumulated data as a partial installment of the product and notifying the client computer 14 of the customer of the outstanding installment through the Internet 10. It can also be achieved by

Other objects, specific advantages and novel features of the present invention will become more apparent from the following detailed description and the preferred embodiments associated with the accompanying drawings.

1 is a network diagram for an e-commerce system according to the present invention;

2 is a table configuration diagram of a database device provided in the operation server 12 of FIG.

3 is an operation diagram of an electronic commerce system using minus points according to the first embodiment of the present invention;

4 is an operation diagram of an electronic commerce system using negative points according to a second embodiment of the present invention;

5 is a schematic diagram of a window screen for displaying details of minus points of members in the system according to the present invention.

<Short Description of Main Reference Signs>

10: internet, 12: operation server,

14: client computer, 16: shopping mall operating server,

20: database device, 21: member database,

23: mall database, 25: point database,

27: product database, 30: Windows

33, 35 points list

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a network diagram for an e-commerce system according to the present invention. As shown in FIG. 1, in order to implement the present invention, at least an operation server 12, a plurality of client computers 14, and a shopping mall operation server 16 are connected to the Internet 10.

The operation server 12 is for managing the negative points, paying the monthly product price, and managing the members. To this end, after opening the homepage (not shown) of a specific address on the Internet (10), it receives and stores the necessary data or output. The operation server 12 includes a plurality of database tables (described in FIG. 2), an email server (not shown), a SQL server (not shown), and the like.

The client computer 14 is a computer held by each customer. The client computer 14 has the status of the member when the customer joins the operation server 12 as a member and the status of the consumer when the product is used free of charge. Although only one client computer 14 is shown in FIG. 1, virtually any computer capable of accessing the Internet may be the client computer 14.

The shopping mall operating server 16 refers to an operating server of an operating company that opens a shopping mall at a specific homepage address and performs commerce. Of course, there are a plurality of shopping mall operation server 16 also. As can be seen in the second embodiment to be described later, when the product is a mobile phone, the shopping mall operating server 16 may be replaced with a communication company server 16a.

2 is a table configuration diagram of a database device provided in the operation server 12 of FIG. As shown in FIG. 2, a member DB 21, a shopping mall DB 23, a point DB 25, and a product DB 27 are provided below the database device 20.

The member DB 21 is a table for storing and retrieving data about each member, and fields such as name, ID, password, social security number, date of birth, gender, mobile phone number, and e-mail address are defined.

The shopping mall DB 23 is a table for storing and retrieving data about a shopping mall that has been previously contracted in the minus point operation server 12, and the name, representative name, address, telephone number, fax, email address, and homepage of the shopping mall. Fields are defined for address, product type, business start date, and features.

The point DB 25 defines fields for product delivery information, accumulated data, installment points, installment months, credit status, total remaining points, etc. of each member.

The merchandise DB 27 is a table for storing and retrieving data related to a merchandise to which a negative point is applied, and defines fields for a product name, a serial number, a price, a kind, the longest installment months, a feature, a model number, and the like.

Since the aforementioned databases 21, 23, 25, and 27 are related in the relationship between the primary-secondary database or the master-slave database, they can be interworked according to the search condition.

Hereinafter, the operation of the electronic commerce system using the minus point having the above configuration will be described.

3 is an operation diagram of an electronic commerce system using negative points according to the first embodiment of the present invention. As shown in FIG. 3, the negative point operating company enters into an agreement regarding the negative point with a plurality of shopping mall operating companies (step 1).

Subsequently, membership is made from the plurality of customer client computers 14 via the Internet 10 (step 2).

The customer who is registered as a member accesses the shopping mall operation server 16 through the Internet 10, selects a desired product, and requests a purchase (step 3).

The shopping mall operation server 16 outputs a delivery command of the corresponding product based on this data. Then, the goods are delivered according to the delivery instruction (step 4).

When the goods are delivered, the shopping mall management server 16 generates a negative point (-100,000 won) corresponding to the price of the product (for example, 100,000 won) and transmits the negative point to the negative server operating server 12 (step 5). At this time, it is transmitted together with additional data regarding the customer's ID, product name, quantity, installment months, and the like.

Next, the minus point operation server 12 receives the minus points transmitted and divides them by the number of installment months to calculate and store the installment points. For example, if the negative point is -10,000 won and the 10-month installment is the installment point -1,000 won. In other words, the installment points -1,000 won means the accumulated data that the customer should earn each month.

Then, the point data is transferred and accumulated from the client computer 14 to the operation server 12 from time to time by the customer (steps 6, 7, 8). At this time, there may be a variety of ways to accumulate points as follows.

That is, the first method is to accumulate a certain percentage of the price as a point by using the paid service provided by the negative point operation server 12 and paying the price. For example, the paid service includes travel information (50 won per case), legal information (300 won per case), text message transmission (50 won per case), and the like. The use of these paid services is billed and settled separately, but a certain percentage (eg, 10%) corresponding to that charge is credited as earned data. Such services may be achieved by viewing or downloading paid content.

The second method is to exchange (or convert) the mileage score of the third party (for example, the mileage score according to the use of the online bookstore) after the currency exchange (or conversion). Since the third party's mileage score (for example, 100 points) is different in form or value and cannot be directly applied to the negative point operating server 12 of the present application, it can be exchanged in a specific format through an online exchange office existing in the Internet. The exchanged data is transferred to the negative point operating server 12 may be accumulated.

The third method is to earn points after doing commerce at offline merchants (eg, gas stations, family restaurants, fast food restaurants, etc.). These points can be earned by being transferred to the negative point operating server 12 via the Internet.

Earned data accumulated from these three methods is accumulated and compared with installment points each month (eg, 25 days per month). That is, if the installment point to be paid this month is -1,000 won, and the accumulated data is 1,050 won, 1,000 won of the accumulated data is paid to the shopping mall operation server 16, and the remaining amount of the accumulated data remains 50 won. Therefore, the customer does not have to pay a separate product price every month (step 10).

If the installment point to be paid this month is -1,000 won, but if the accumulated data is 800 won, the accumulated data 800 won is paid to the shopping mall management server 16. Then, the customer's client computer 14 or off-line invoice is notified to pay the balance 200 won in cash. The payment data of the 200 won cash payment is transmitted through the negative point management server 12 or directly to the shopping mall management server 16.

4 is an operation diagram of an electronic commerce system using minus points according to a second embodiment of the present invention. As shown in Fig. 4, the agreement step (step 1) and the membership registration step (step 2) are similar to those in the first embodiment, and thus description thereof will be omitted.

When the member registration is completed, the communication company server 16a freely delivers the mobile phone to the member's address (step 3).

Then, a negative point corresponding to the price of the mobile phone is generated and transmitted to the negative point operation server 12. If the model and price of the mobile phone are determined in advance through the agreement of step 1, the minus point operation server 12 may generate a minus point only by the quantity and shipping data of the mobile phone (step 4).

The customer who received the mobile phone pays the monthly usage fee by using the mobile phone (step 5). In proportion to this use amount, the minus point operation server 12 is used as the earned data (step 6).

Therefore, every month, when the payment date of the mobile phone payment (for example, 25 days), the accumulated data is compared with the installment points. In other words, if the installment point to be paid this month is -1,000 won, and the data accumulated according to the use of the mobile phone is 1,050 won, 1,000 won of the accumulated data is paid to the carrier server 16a, and the balance of the accumulated data is 50 won. Remains. Therefore, the customer does not have to pay a separate mobile phone bill every month (step 8).

If the installment point to be paid this month is -1,000 won, but the accumulated data is 800 won, the 800 won accumulated data is paid to the carrier server (16a). Then, the customer's client computer 14 or off-line invoice is notified to pay the balance 200 won in cash. The payment data of the 200 won cash thus paid is transmitted through the negative point operation server 12 or directly to the communication company server 16a.

5 is a schematic diagram of a window screen for displaying details of minus points of members in the system according to the present invention. These windows (30) can only be viewed by the operator of the server (12) and the corresponding customer. As shown in FIG. 5, the ID, name, social security number, mobile phone number, plus point (earning data), minus point (mounting point), list 33, 35, etc. of the member are displayed in the window 30. It is.

The member's ID, name, social security number, mobile phone number, and the like are read from the member DB 21, and the data in the lists 33 and 35 are retrieved and read through the point DB 25 and the like. In addition, the plus point represents the accumulated data accumulated by the customer (or member) from time to time, and the minus point represents the installment point. The minus point "-10083 * 24" indicates that the monthly installment point -10083 won must be paid for 24 months.

Therefore, as shown in the list 23, points are accumulated through the purchase of a mobile phone or charging of a prepaid card, etc., and the settlement is performed on the 25th of every month. In other words, if the accumulated accumulated data is 10603 won and the installment point is -10083 won, the burden of the customer (or member) becomes 0 won in November because 10083 won is paid and 520 won is left as a balance.

However, if you have to pay the installment payment in December in this state, as shown in the list 35, the balance is 9563 won (10083 won-520 won = 9563 won) because the accumulated data is only 520 won. Payment must be made in cash.

The system of the present invention can be implemented as a series of instructions that can be read and executed by a computer, which instructions can be recorded on a record carrier. Examples of such a recording medium include a hard disk, a RAM device, a ROM device, a compact disk, a DVD, a CD-ROM, a magneto-optical disk, a floppy disk, a digital tape, a memory stick, and the like.

Although the present invention has been described with reference to a mobile phone, the present invention is not limited thereto. Of course, the present invention can be applied to all products that can be traded such as audio, video equipment, home appliances, clothing, electronic products, records, books, and the like.

According to the electronic commerce system using a minus point according to the present invention, by giving the product to the member for free through the Internet, and by generating a minus point corresponding to the commodity price, minus points to the earned points earned monthly You can pay instead. Therefore, the customer can easily purchase the desired product without burdening the price of the product, and can pay it with the points obtained through various consumption forms.

In addition, since the negative point can be paid monthly using the use point according to the use of the mobile phone, the use of the device can be increased and the consumption can be promoted.

In addition, minus points generated corresponding to the price of goods can be accumulated instead of points generated by the use of the paid service, mileage points of other companies as points generated on the basis of commerce data from the exchange or offline merchants. Therefore, there is an economic advantage that it is possible to collect the useless points scattered here and there and use them together with cash.

Although the present invention has been described in connection with the above-mentioned preferred embodiments, it is possible to make various modifications or variations without departing from the spirit and scope of the invention. Accordingly, the appended claims will cover such modifications and variations as fall within the spirit of the invention.

Claims (5)

First transmission means for transmitting product purchase data from the client computer 14 of the customer via the Internet 10; Output means for outputting a delivery instruction of the corresponding goods based on the data of the transmission means; Second transmission means for generating a negative point corresponding to a price of the product; An operation server 12 for calculating and storing installment points by receiving the negative points of the second transmission means and dividing by the installment count; Earning means for accumulating point data transmitted from said client computer 14 to said operating server 12; Calculating means for calculating a difference by comparing the installment points with the accumulated data of the earning means at predetermined intervals; Payment means for paying the accumulated data for the installment points as the installment of the goods when the installment points are smaller than the accumulated data, and paying the accumulated data if the installment points are larger than the accumulated data, based on the calculation result of the calculation means; And And a notification means for notifying the client computer (14) of the difference if the installment point is larger than the accumulated data, based on the calculation result of the calculation means. The method of claim 1, wherein the point data of the earning means, E-commerce device using a minus point, characterized in that occurs from the purchase of goods or the use of paid services or the purchase of goods through the Internet (10). The method of claim 1, wherein the point data of the earning means, An electronic commerce device using minus points, which is generated from transaction data generated from an online exchange office that exchanges points of different formats with each other, or through commerce on an offline basis. The electronic commerce device of claim 1, wherein the predetermined period is one month, and the installment payment is a monthly payment. Accessing the operation server 12 from the client computer 14 of the customer via the Internet 10 and subscribing as a member; A server (16a) of a communication company outputting a command to deliver a mobile phone to the customer free of charge based on the subscription data; A negative point corresponding to the price of the mobile phone is transmitted from the communication company server (16a) to the operation server (12), or the operation server (12) generates a negative point; Calculating and storing installment points by dividing the negative points by the installment count; As the customer pays the use price of the mobile phone, a use point proportional to the use price is generated and accumulated in the operation server 12 as earned data; Calculating a difference by comparing the installment points and the accumulated data every predetermined period; If the installment points are smaller than the accumulated data, paying the accumulated data for the installment points as the installment of the goods; If the installment point is larger than the accumulated data, paying the accumulated data as a partial installment of the product; And And notifying the outstanding installment payment to the client computer (14) of the customer via the Internet (10).