KR20030023686A - Funeral insurance - Google Patents

Funeral insurance Download PDF

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Publication number
KR20030023686A
KR20030023686A KR1020030013567A KR20030013567A KR20030023686A KR 20030023686 A KR20030023686 A KR 20030023686A KR 1020030013567 A KR1020030013567 A KR 1020030013567A KR 20030013567 A KR20030013567 A KR 20030013567A KR 20030023686 A KR20030023686 A KR 20030023686A
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KR
South Korea
Prior art keywords
insurance
funeral
insured person
insurer
insurance company
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Application number
KR1020030013567A
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Korean (ko)
Inventor
정순원
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정순원
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Publication date
Application filed by 정순원 filed Critical 정순원
Priority to KR1020030013567A priority Critical patent/KR20030023686A/en
Publication of KR20030023686A publication Critical patent/KR20030023686A/en

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Abstract

PURPOSE: A funeral insurance service method is provided to enable an insurance policyholder or an insured person to pay an insurance premium in lump sum or by monthly installments, and to enable an insurance company to perform a funeral service for the insured person according to a contracted agreement. CONSTITUTION: A policyholder(10) applies for a funeral insurance, and pays an insurance premium in lump sum or by monthly installments. The insurance company(20) arranges an expert consultant for an insured person, and dispatches the expert consultant(21) to the insured person or makes him or her telephone to the insured person for checking whether the insured person is dead. When the consultant consults with the insured person, he or she advises the insured person on a hobby or others. As soon as it is recognized that the insured person is dead, the insurance company(20) performs a funeral service via an undertaker's shop according to a contracted agreement. In a case that the policyholder(10) applies for an inheritance succession insurance besides the funeral service, the insurance company(20) processes the inheritance succession procedure.

Description

장례보험{Funeral insurance}Funeral insurance

이 보험제도는 종 전에는 없던 새로운 개념의 보험으로 , 개인들의 사망에 대한 부담을 생전에 일정액의 보험금을 매월납 또는 일시납(완납)을 통하여 완전히 해결 할 수 있다.This insurance system is a new concept of insurance that has never existed before. The burden of death for individuals can be completely solved by paying a certain amount of insurance premiums monthly or in full.

이 발명은 노인들을 둔 자녀나,독거 노인, 그리고 소외 계층들이 생전에 일정액으 보험금을 매월납 또는 완납을 통해 사후 대책을 완전히 새워두는데 그 목적이 있는 만큼,보험금이 내야 할 매월납액 또는 완납액은 보험인이 희망하는 종교 방식 , 그리고 관의 선정,매장,또는 화장의 방식,매장지의 가격에 따라 보험액이 달 라 질 수 있는 만큼 보험인의 부담을 최소로 하고 , 보험 회사또는 국가 단체의 수익을 극대화 할 수 있는 보험요율액이 정해져야 한다The present invention provides the monthly or full payment of the insurance as it has the purpose of completely renewing the after-care measures through monthly payment or full payment of the insurance premium for the children, the elderly living alone, and the underprivileged. Is the minimum amount of insurer's burden as the amount of insurance may vary depending on the type of religion desired by the insurer, the choice of coffin, the type of store or cremation, and the price of the place of insurer. Insurance premiums should be set to maximize profits

본 발명은 3단계 과정으로 구성 되는데,도면 1에 따라 (10)의 보험인이 (20)의 보험회사에 장례보험에 가입하고 (11)의 보험액을 매월납,또는 일시블 개념의 완납으로 지불하고 (20)보험회사는 보험인이 보험에 가입한 순간부터 보험인 전담 상담인(21)을 배치해 주 2회 이상 전화(보험인 또는 직계가족) 또는 방문으로 보험인의 생,사 여부를 확인한다.이때 보험인의 취미와 적성에 맞는 각 종 상담도 해주는 친한 벗으로 지낸다.보험인의 사망 사실을 알았을 때는 ,즉각 생전에 보험인이 계약한 약관대로 장의사 또는 장례회사(30)를 통하여 장례식을 진행하게 됨과 동시에 "보험인 유산 처리,상속"에 대한 보험을 추가로 들었을 경우에는 보험 회사가 이 부분도 처리해 준다..보험회사는 장례식 전반의 진행을 맡을 보험회사 직원(22)을 파견하여 장례식 전반을 감독,지휘하며 보험 약관에 따라 장례를 치루게 된다.The present invention is composed of a three-step process, according to Figure 1, the insurer of (10) to enter the funeral insurance to the insurance company of (20) and the insurance amount of (11) by monthly payment, or in full payment of a temporary concept (20) The insurance company arranges an insurer's counselor (21) twice a week from the moment the insurer joins the insurance, and whether the insurer is alive or dead by calling (insurer or immediate family member) or visiting twice a week. At this time, you will be a close friend who will consult with you about your interests and aptitudes. In addition to the funeral through the insurance, "insurance inheritance, inheritance," if the insurance company additionally handles this part. The insurance company will take care of the insurance company staff (22) who will be in charge of the overall funeral proceedings Dispatched the entire funeral Poison, and is conducted in accordance with the fight for the funeral insurance policy.

본 발명은 3단계 과정으로 구성 되는데,도면 1에 따라 (10)의 보험인이 (20)의 보험회사에 장례보험에 가입하고 (11)의 보험액을 매월납,또는 일시블 개념의 완납으로 지불하고 (20)보험회사는 보험인이 보험에 가입한 순간부터 보험인 전담 상담인(21)을 배치해 주 2회 이상 전화(보험인 또는 직계가족) 또는 방문으로 보험인의 생,사 여부를 확인한다.이때 보험인의 취미와 적성에 맞는 각 종 상담도 해주는 친한 벗으로 지낸다.보험인의 사망 사실을 알았을 때는 ,즉각 생전에 보험인이 계약한 약관대로 장의사 또는 장례회사(30)를 통하여 장례식을 진행하게 됨과 동시에 "보험인 유산 처리,상속(50)"에 대한 보험을 추가로 들었을 경우에는 보험 회사가 이 부분도 처리해 준다..보험회사는 장례식 전반의 진행을 맡을 보험회사 직원(22)을 파견하여 장례식 전반을 감독,지휘하며 보험 약관에 따라 장례를 치루게 된다.The present invention is composed of a three-step process, according to Figure 1, the insurer of (10) to enter the funeral insurance to the insurance company of (20) and the insurance amount of (11) by monthly payment, or in full payment of a temporary concept (20) The insurance company arranges an insurer's counselor (21) twice a week from the moment the insurer joins the insurance, and whether the insurer is alive or dead by calling (insurer or immediate family member) or visiting twice a week. At this time, you will be a close friend who will consult with you about your interests and aptitudes. In addition to the funeral through the insurance, "insurance inheritance processing, inheritance (50)" if the insurance company additionally handles this part. 22) overall funeral by dispatching Director, directing, and are in accordance with the fight for the funeral insurance policy.

장례보험을 통한 보험인들이 사,후에 대한 대책을 완전히 세워둠으로 인한 보험 가입자 또는 직계가족들의 안심되고,안정된 생활을 제공하고 보험회사 또는 국가 단체는 새로운 상품으로 인한 매출의 극대화를 기대할 수 있으며 ,바가지 요금이 난무하는 한국의 장례문화에 대하여 엄격한 시장 질서를 형성할 수 있는 효과가 있으며 , 이 상품으로 인한 새로운 장례직종의 고용 창출이 예상됨.The insurers through funeral insurance are fully prepared for after and after life to provide a safe and stable life for the insured or immediate family, and the insurance company or the national organization can expect to maximize the sales of new products. It is effective in forming a strict market order for Korea's funeral culture, which has a high rate of charges, and it is expected to create employment for new funeral occupations.

Claims (2)

장례보험이라는 개념으로,생전에 보험인이 자신이 원하는 방식과 절차에 따라 보험회사 또는 국가 단체가 정한 보험 요율에 따라서 , 매월납 또는 일시납(완납)으로 장례보험에 가입하여 사후에 가입한 보험회사 또는 국가 단체와 정해진 약관대로 장례보험 혜택을 볼 수 있는 보험임.Under the concept of funeral insurance, an insurer who purchases funeral insurance at monthly or lump sum (payment in full) according to the insurance company or a national organization, according to the method and procedure that the insurer wants in his life. Or, it is an insurance policy that allows you to enjoy funeral insurance according to the terms and conditions set by the national organization. 장례보험에 옵션 상품으로 "보험인 사후의 유산 처리,상속 보험"을 가입하게 되면 , 사후 장례뿐만 아니라 보험인이 희망하는대로 유산 처리,상속도 대행해 주게 된다.If you purchase "insurance post-insurance miscarriage, inheritance insurance" as an optional product to funeral insurance, you will be treated as a miscarriage and speed as the insurer wants not only after the funeral.
KR1020030013567A 2003-03-05 2003-03-05 Funeral insurance KR20030023686A (en)

Priority Applications (1)

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KR1020030013567A KR20030023686A (en) 2003-03-05 2003-03-05 Funeral insurance

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KR1020030013567A KR20030023686A (en) 2003-03-05 2003-03-05 Funeral insurance

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100825264B1 (en) * 2006-08-29 2008-04-28 아름다운약속(주) The Service System for the Ceremony and The Method thereof

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100825264B1 (en) * 2006-08-29 2008-04-28 아름다운약속(주) The Service System for the Ceremony and The Method thereof

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