KR20030008740A - The PDA that has the function of electronic money transfer of the electronic cash, and the operation system and the method of it. - Google Patents
The PDA that has the function of electronic money transfer of the electronic cash, and the operation system and the method of it. Download PDFInfo
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- KR20030008740A KR20030008740A KR1020010043600A KR20010043600A KR20030008740A KR 20030008740 A KR20030008740 A KR 20030008740A KR 1020010043600 A KR1020010043600 A KR 1020010043600A KR 20010043600 A KR20010043600 A KR 20010043600A KR 20030008740 A KR20030008740 A KR 20030008740A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04W—WIRELESS COMMUNICATION NETWORKS
- H04W88/00—Devices specially adapted for wireless communication networks, e.g. terminals, base stations or access point devices
- H04W88/02—Terminal devices
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Abstract
Description
본 발명이 속하는 분야의 기술은 전자화폐용 보조 전자기기 분야 또는 PDA(Personal Digital Assistant)와 관련된 분야라고 볼 수 있다. 종래에는 전자화폐용 단말 장치가 신용카드 단말기기와 유사한 기능을 수행하였다.The technology in the field to which the present invention belongs may be regarded as a field related to the field of auxiliary electronic devices for electronic money or a personal digital assistant (PDA). Conventionally, an electronic money terminal device performs a function similar to a credit card terminal device.
한편 종래에는 PDA가 대체로 개인용 컴퓨터와 유사한 기능만을 갖고 있거나, 이동전화통신(Mobile Telephone Network) 기능을 함께 갖고 있었다.On the other hand, in the past, PDAs generally had functions similar to those of personal computers, or had mobile telephone network functions.
본 발명에서 말하는 'PDA(Personal Digital Assistant)'란 개인용 컴퓨터와 같이 기본적으로 CPU, Memory, OS, 다양한 응용 소프트웨어와 다양한 입출력 장치를 가졌으며 개인이 휴대하기가 간편하도록 무게가 몇 백그람 이하로 만들어진 휴대용 단말장치를 말한다. PDA는 HPC(Handheld PC)와도 거의 같은 개념으로 정의할 수 있다.'PDA (Personal Digital Assistant)' in the present invention basically has a CPU, a memory, an OS, various application software, and various input / output devices, such as a personal computer, and is made of several hundred grams or less so that an individual can easily carry it. It refers to a portable terminal device. PDA can be defined with the same concept as HPC (Handheld PC).
또한 본 발명에서 말하는 '전자화폐'는 반도체 칩(Chip) 또는 기타 전자적 기록장치나 소프트웨어에 돈(자금)의 가치를 전자적 방법으로 기록하고 변경할 수 있게 것으로서 돈(자금)이 전자적으로 저장되고 이체되는 기능을 수행할 수 있는 것을 의미한다. 이러한 전자화폐는 현재는 대체로 플라스틱 카드의 형태로 실행되고 있다.In addition, the term 'electronic money' in the present invention is to enable the electronic chip to record and change the value of money (funds) in a semiconductor chip or other electronic recording device or software, so that money (funds) are stored and transferred electronically. It means that can be performed. Such electronic money is now generally implemented in the form of plastic cards.
본 발명은 PDA 자체에 내장된 반도체 칩(Chip) 또는 다른 기록 장치나 소프트웨어를 통하여 PDA를 전자화폐용 전자카드의 전자적 자금이체를 위한 보조 단말장치로서의 기능을 수행하도록 하고자 한 것이다. 부연하면 하나의 전자화폐용 전자카드에서 다른 전자화폐용 전자카드로 자금(돈)을 전자적으로 이체하고자 할 때, 이 기능을 수행하기 위한 보조기기로서 PDA를 활용하기 위한 것이다.The present invention is intended to perform the function of the PDA as an auxiliary terminal device for the electronic funds transfer of the electronic money electronic card through a semiconductor chip (chip) or other recording device or software embedded in the PDA itself. In other words, when you want to transfer money electronically from one electronic money electronic card to another electronic money electronic card, it is to use PDA as an auxiliary device to perform this function.
또한 PDA의 입력장치 등을 활용하여 자금 이체 시 이체 금액 설정 및 기타 자금 이체 기능 수행을 위한 전자적 명령 등을 수행할 수 있는 기능을 갖게 하여야 할 것이다. 나아가서 PDA가 갖는 이동전화통신 기능을 활용하여 전자화폐의 전자적 자금 이체시 전자화폐 관리회사의 컴퓨터 시스템으로부터 정당성을 승인 받고 또한 전자화폐 카드, PDA 및 전자회사 컴퓨터 시스템간에 정보를 교환할 수 있어야 한다.In addition, by using the input device of the PDA, it is necessary to have a function to perform an electronic command for setting a transfer amount and performing other money transfer functions when transferring money. Furthermore, the mobile phone communication function of the PDA should be justified by the electronic money management company's computer system when the electronic money is transferred to the electronic money, and be able to exchange information between the electronic money card, PDA and electronic company computer system.
도 1은 전자화폐 상호간 전자적 자금이체 기능을 위한 시스템의 구조도1 is a structural diagram of a system for electronic money transfer function between electronic money
도 2는 전자화폐 자금이체 기능을 가진 PDA의 하나의 실시예2 illustrates an embodiment of a PDA having an electronic money transfer function;
〈 도면의 주요 부분에 대한 부호의 설명〉<Explanation of symbols for the main parts of the drawings>
1, 2 : 무선 정보 전송식 인터페이스 장치1, 2: wireless information transmission interface device
3, 4 : 삽입식 인터페이스 장치3, 4: insertable interface device
5 : 통제 모듈5: control module
6 : 입출력 모듈6: input / output module
7 : 연산 모듈7: arithmetic module
8 : 인터페이스 장치8: interface device
9 : 통제 모듈9: control module
10 : 전자화폐 관리 모듈10: Electronic Money Management Module
11 : PDA내의 전자화폐 기능을 위한 시스템의 구조도11: Structure diagram of the system for electronic money function in PDA
12 : 전자화폐 관리 회사 컴퓨터 시스템12: Electronic money management company computer system
본 발명은 기본적으로 도 1과 같은 PDA와 그에 부착된 전자화폐카드를 전자적으로 읽고 쓸 수 있게 한 2개의 무선 정보 전송식 인터페이스 장치(1, 2) 또는 2개의 삽입식 인터페이스 장치(3, 4)와 이동 전화 통신 네트워크로 연결된 전자화폐 관리회사의 컴퓨터 시스템(12)들을 구성요소로 갖는다. 이에서 PDA는 도 1에서 보는 것과 같은 1, 2 또는 3, 4 각 한 쌍의 인터페이스 장치만을 가지거나 두 쌍 모두 가져도 된다. 1, 2와 같은 무선 정보 전송식 인터페이스 장치에는 카드를 PDA에 잠시 접촉하는 접촉식과 가까운 일정한 거리에 떨어진 상태에서도 기능이 수행되는 비접촉식의 두 가지가 있을 수 있다.The present invention basically provides two wireless information transfer interface devices (1, 2) or two insertable interface devices (3, 4) which enable electronic reading and writing of a PDA and an electronic money card attached thereto. And computer systems 12 of an electronic money management company connected to a mobile telephone communication network. In this case, the PDA may have only one pair of interface devices such as one, two, three, or four as shown in FIG. 1 or both pairs. There may be two types of wireless information transfer interface devices such as 1 and 2, which are functions of contactlessness, in which a function is performed even when the card is contacted with the PDA for a short time and a certain distance is maintained.
PDA 자체에 내장된 반도체 칩(Chip) 또는 다른 기록 장치나 소프트웨어를 통하여 수행되는 전자화폐 기능을 위한 시스템의 구조(11)에는 통제모듈(5), 입출력 모듈(6), 연산 모듈(7)이 포함되며, 이는 역시 1 에서 4 까지의 인터페이스 장치(8)를 통제한다. 전자화폐 관리회사의 컴퓨터 시스템(12)은 기본적으로 통제 모듈(9)과 전자화폐 관리 모듈(10)로 구성되며, 이에는 데이터베이스 기능도 포함될 수 있다. 1에서 4까지의 인터페이스 장치가 각각 2개씩인 것은 자금이체시 2개의 전자화폐 카드에서 각각 정보를 읽고, 그에 기록하여야 하기 때문이다. 이 각각 2개씩인 인터페이스 장치는 방식에 따라 1, 2 또는 3, 4 각각 한 쌍의 인터페이스 장치를 하나의 PDA에 구비하면 충분하다. 3, 4와 같은 전자카드 삽입방식 인터페이스 장치에는 필요에 따라 외부에 뚜껑을 부착시킬 수 있다.The structure 11 of the system for the electronic money function performed through a semiconductor chip or other recording device or software embedded in the PDA itself includes a control module 5, an input / output module 6, and a calculation module 7. It is included, which also controls 1 to 4 interface devices 8. The computer system 12 of an electronic money management company basically consists of a control module 9 and an electronic money management module 10, which may also include a database function. There are two interface devices 1 to 4, respectively, because the information must be read from two electronic money cards and recorded thereon at the time of money transfer. Each of these two interface devices may be provided with one, two, three, or four pairs of interface devices in one PDA, depending on the method. Electronic card insertion interface devices such as 3, 4 can be attached to the outside of the lid if necessary.
본 발명을 통하여 만든 방법 및 시스템을 활용하면 전자화폐용 전자카드 상호간의 자금이체 기능이 편리하여 지고 PDA의 활용가치가 높아질 것이다. 또한 별도의 자금 이체용 이동식 단말 장치를 구비하는 것에 비하여 경제적인 효과도 가질 수 있다.If the method and system made through the present invention are utilized, the money transfer function between electronic cards for electronic money will be convenient and the utility value of the PDA will be increased. In addition, it may also have an economic effect compared to having a mobile terminal device for the transfer of funds.
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KR1020010043600A KR20030008740A (en) | 2001-07-19 | 2001-07-19 | The PDA that has the function of electronic money transfer of the electronic cash, and the operation system and the method of it. |
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KR1020010043600A KR20030008740A (en) | 2001-07-19 | 2001-07-19 | The PDA that has the function of electronic money transfer of the electronic cash, and the operation system and the method of it. |
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Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB2523102A (en) * | 2014-02-12 | 2015-08-19 | Mastercard International Inc | A device for facilitating face to face funds transfers |
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Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
GB2523102A (en) * | 2014-02-12 | 2015-08-19 | Mastercard International Inc | A device for facilitating face to face funds transfers |
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