KR200274043Y1 - Portable card that have USB connection terminal - Google Patents

Abstract

The present invention forms a USB connection terminal at the edge of a card type which is convenient for the user to carry, but it is connected to the IC chip so that it can be easily connected to the PC-based USB port, thereby enabling data processing in real time with each other. It is a card that can be used for various purposes such as authorization of users and payment in electronic commerce.

In a portable card in which an IC chip is embedded between boards formed of a material such as a synthetic resin, the board is formed of a plurality of layers, and is embedded between the boards so that a USB connection terminal can be connected to a PCB circuit board having an IC chip. However, the USB connection terminal is a portable card having a USB connection terminal which is located at the edge of the plate and configured to be exposed to the outside.

Description

Portable card with USB connection terminal {Portable card that have USB connection terminal}

The present invention relates to a portable card having a USB connection terminal, and more specifically, to a portable card type having excellent user convenience, such as an IC chip such as a USB module type IC chip, and a PC-based connection via a USB connection terminal. By connecting to the USB port of the card, the data can be freely processed between the IC chip in the card and the CPU of the PC, thereby preventing illegal copying and modification of data by unauthorized users, and hacking during data transmission and payment of electronic commerce. The present invention relates to a portable card having a USB connection terminal, which can be used in various ways such as a security authentication card that can be prevented.

In recent years, due to the rapid development of information and communication and the Internet, many computers are connected to the office or company network by LAN, and many computers by region, country and the world are connected to the Internet by WAN environment. In addition, as it is transformed into a credit society that values individual credits, it is transformed into various kinds of cards such as credit card, debit card, IC card, internet payment card, gas card, user authentication card etc. Anyone can hold a card, so the spread of cards is spreading day by day.

In the above-mentioned e-commerce, it is inconvenient and difficult for a consumer who wants to receive goods or services to pay the price using the real currency commonly used in the real economy. Therefore, a credit card, a debit card, or an IC card is usually used.

The above credit or debit card forms a magnetic stripe on a plastic card for use as a means of general commerce payment, embeds the card number and account number, and then through the terminal installed at the place of sale of goods or services. Payments are made by transferring the value of a certain amount of money stored in a card company or bank, or in e-commerce, credit card numbers and deposit account numbers cannot be presented on Internet sites selling goods or services. Information is sent to goods and service providers through open networks with personal credit information such as addresses and telephones.

After receiving the data transmitted through the network, the goods or service provider authenticates the credit card or deposit account holder with the credit card company or bank and charges for the goods or services provided, and the goods are referred to the distributor. The credit card company authenticates the cardholder, the bank authenticates the deposit account holder and pays the goods or service provider, and the credit card or deposit is based on the payment made to the goods or service provider. A financial transaction system, such as withdrawing the corresponding money from the account holder's account, is formed to enable electronic commerce.

In particular, the IC card forms an IC chip on a plastic card, pre-sets the digital value of the IC chip through a charger, and then digitally stores a certain amount of digital data stored on the card through a specific terminal installed at a place of sale of goods or services. The person who transferred the value and provided the goods or services receives the digital value from the IC card issuer.

When the IC card is used in electronic commerce, the IC card reader is installed on the consumer's PC and the internal digital value is transferred to a provider who sells goods or services through a network.

In addition, in the case of a place that strictly controls the access of the general public, such as a research institute or a public office, a user with access authority passes the access card to the card reader to identify whether or not there is access authority, and then opens and closes the door.

As described above, a conventional card, that is, a credit card, an IC card, an access card, etc. forms a magnetic strip on a sheet of synthetic resin or uses an IC chip embedded in the card. The card reader must be able to process the data stored in the card, the installation cost is increased due to the card reader has a problem that the economic burden is large.

On the other hand, as a side effect of the rapid development of IT (Information Technology), computer systems are often damaged by those who do not have permission to use them. After granting this, there is a need for security to protect the system from unauthorized users by accessing the system.

In order to solve the security problem according to the user authentication, it is possible to use a biometric technique that extracts and authenticates the user's own feature points, but in the case of actual application, the economic burden due to the installation cost and management cost is large, and the user's body part Since there is a problem that can cause rejection and discomfort due to use, there is a need for a key lock device to prevent unauthorized access by unauthorized persons at a low cost, and also excellent portability of the user to the key lock device There is a need for a user authentication device using a hardware card.

The present invention has been made to solve the above-mentioned conventional problems, the IC chip for storing and processing the predetermined data in a card form excellent in the user's portability, by forming a USB connection terminal on one side of the card The purpose of this method is to enable easy connection to a PC-based USB port without using a separate card reader, so that a predetermined data processing procedure, that is, payment or user's identity can be quickly and conveniently checked.

In order to achieve the above object, in a portable card in which an IC chip is embedded between a plate formed of a material such as a synthetic resin, the plate is composed of a plurality of layers, and is embedded between the plate and the circuit board on the PCB circuit board having the IC chip. To be connected to the USB connection terminal, but the USB connection terminal is located on the edge of the plate to provide a portable card having a USB connection terminal configured to be exposed to the outside.

1 is an exploded perspective view of a card constructed by one embodiment of the present invention

Figure 2 is a perspective view of the card configured by one embodiment of the present invention

3 is a perspective view of a card constructed by another embodiment of the present invention;

4 is a circuit diagram of a card constructed by one embodiment of the present invention;

* Description of Signs of Main Parts of Drawings *

10. Card 11. Plate

12. PCB circuit board 13. IC chip

14.USB connector 20.Magnetic strip

Application fields implemented using the present invention can be used in various ways such as credit card, IC card, electronic resident card, electronic money, electronic certificate, access control card, transportation card, debit card, etc. It is designed to be carried by the user at all times, so it is easy to carry, and at any time while carrying it, it is connected to a PC-based USB port so as to undergo a predetermined encryption data processing procedure through the IC chip 13 embedded in the card.

Hereinafter, the configuration of the present invention in detail with reference to the accompanying drawings by a preferred embodiment of the present invention as follows.

1 is an exploded perspective view of a card 10 constructed by one embodiment of the present invention, FIG. 2 is a perspective view of a card 10 constructed by one embodiment of the present invention, and FIG. 3 is another embodiment of the present invention. 4 is a perspective view of a card 10 constituted by FIG. 4 is a circuit diagram of a card 10 constructed by one embodiment of the present invention.

As shown in the drawing, the card 10 is bonded by placing a printed circuit board (PCB) circuit board 12 between a plate material 11 composed of a plurality of layers and the plate material 11. The USB connection terminal 14 formed at one side of the edge and the IC chip 13 embedded in the PCB circuit board 12 are configured to be connected to the circuit.

The plate 11 is made of a synthetic resin such as PVC, PE, ABS, acrylic, etc. in the size of a general card, USB connection terminal 14 is formed to protrude to the outside to allow a smooth connection with the PC-based USB port On the surface or the back of the plate 11, a commercial advertisement or a user's affiliated company, name, photo, contact information, etc. can be printed and used as a substitute for an ID card. Also, a magnetic stripe is formed to form a card number and After the account number is embedded, it can be used in various ways as a payment method that allows a user to transfer and settle the value of a certain amount of money stored in a card company or a bank through a terminal installed at a place of sale of goods or services. The plate 11 has a thickness of about 0.2 to 0.8 mm.

The PCB circuit board 12 has an IC chip 13 embedded therein, according to an application field, and stores predetermined application programs and / or data in the form of an ASIC (Application Specific Integrated Circuit) chip to construct a circuit. When connected to a PC-based USB port, the controller of the PC can read and write data of the IC chip 13 embedded in the card 10 in real time, thereby performing a predetermined data processing procedure.

The USB connection terminal 14 is formed to be connected to the PCB circuit board 12 as shown in Figure 4, as shown in Figure 2 so that the connection can be made smoothly with the PC-based USB port After selecting an arbitrary corner of the four corners to chamfer the PCB circuit board 12 including the plate member 11 to a predetermined size, the USB connection terminal 14 is formed to be exposed to the outside or as shown in FIG. By selecting any one of the four sides as described above, the USB connection terminal 14 is formed to be exposed to the outside, so that predetermined data is transmitted and received between the IC chip 13 and the PC embedded in the card 10 and the corresponding module. To be sent to.

As such, the PCB circuit board 12 having the IC chip 13 embedded therein is pressed between the hard plastic sheet 11 through a process such as high frequency heat treatment, and the PCB circuit board 12 is connected to the USB connection terminal 14. ) And the USB connection terminal 14 is configured to be formed to protrude by selecting any edge or edge of the plate member (11).

Hereinafter, various embodiments in which the portable card 10 having the USB connection terminal 14 configured by the present invention are applied will be described.

Example 1 (User Authentication Card)

As a side effect of the development of the IT industry, computer systems are frequently hacked by unauthorized persons, and as a security measure, many devices have been researched and developed so that only authorized users can access them. The security system has a problem that the burden on the management cost and installation cost is large, but in the case of using the card 10 according to the present invention, the application program and the corresponding data executed by the predetermined encryption algorithm on the IC chip 13 at a low cost. By real-time authentication with local computer or server system is built in at regular intervals, unauthorized access of unauthorized person on local computer or online can be prevented and system can be protected from data piracy and damage. .

As an example, when a user uses the user authentication card 10 made up of the present invention, the following is the case. When the user wants to be given permission to use a local computer or an online server system, the user authentication card according to the present invention When the USB connection terminal 14 of (10) is connected to a PC-based USB port, the unique serial number assigned to the card 10 is transferred to the server system via the local computer and the Internet through the USB connection terminal 14. The local computer or server system receives the serial number and performs a matching process.

When the authentication process for the card 10 itself is performed, the authentication process for granting the access right to the system is performed. The IC chip 13 embedded in the card 10 is applied to a predetermined encryption algorithm. After receiving the encrypted data generated by the matching process, if the identity is confirmed through the matching process, the user is given permission to access a local computer or an online server system.

Example 2 (Payment Card)

In the case of using the payment card 10 made of the present invention is as follows, by using a predetermined charger in the IC chip 13 built in the card 10 in advance in the digital value in the digital form Then, by connecting to a PC-based USB port installed at a sales place that provides goods or services, the client can transfer the digital value of a certain amount of money stored in the card 10 to make a payment or at the time of payment using an online e-commerce system. By connecting to the USB port formed in the PC, the user can establish a session with the server system via the Internet to pay a predetermined digitized amount. You can settle money value.

In particular, when payment is made online, there is a risk of hacking by an unauthorized person. As in the first embodiment, the data encrypted by a predetermined encryption algorithm is generated in the IC chip 13 to perform the authentication process of the user. After the payment is made, the user can safely use the e-commerce system online, thereby enabling the electronic commerce.

As described above, the USB connection terminal 14 is formed in the form of the card 10 which is easy for the user to carry, and the ASIC chip 13 connected to the USB connection terminal 14 circuitally is manufactured and used according to the application field. By doing so, it is possible to process data in real time with a local computer or an online server system without a separate card reader even at a low cost in application to various cards such as an access control card and a traffic card in addition to the embodiment. In the case of forming the magnetic strip 20 on the outer plate 11 of the outer shell (10) is a useful design to utilize the existing card reader as it is.

The present invention described above is capable of various substitutions, modifications, and changes without departing from the technical spirit of the present invention for those of ordinary skill in the art to which the present invention belongs, the above-described embodiments and attached It is not limited to the drawing.

The present invention is manufactured in the form of a card that is easy for the user to carry, but forms an ASIC chip to be executed according to an application field, and processes data in real time with a local computer or an online server system through a USB connection terminal. By using the card in various fields at a low cost, it is possible to process a predetermined data without using an expensive card reader, thereby reducing the installation cost and the management cost, thereby reducing the economic burden. In addition, it is possible to prevent unauthorized access of an unauthorized person when checking the user identity or payment on the e-commerce, and there is an effect that the e-commerce is activated.

Claims (2)

In a portable card in which an IC chip is embedded between a plate formed of a material such as synthetic resin, The plate is composed of a plurality of layers, and is embedded between the plate to allow the USB connection terminal to be connected to the PCB circuit board with the IC chip in circuit, the USB connection terminal is located at the edge of the plate to be configured to be exposed to the outside Portable card with a USB connector characterized in that. The method of claim 1, When the USB connection terminal is located at the edge of the plate, a portable card having a USB connection terminal, characterized in that configured by chamfering the PCB circuit board including the plate.