KR200265299Y1 - A terminal become one a Ir and contact/non-contact IC-Card mode - Google Patents

Abstract

The Ir and contact / contactless IC card type integrated terminal is for reading information from a portable terminal such as a mobile phone or PDA equipped with a contact / contactless smart card or an infrared (Ir) transmitter and receiver equipped with financial and personal ID information. The present invention provides a single IC card slot for reading information from a contact smart card, an RF antenna for reading information from a contactless smart card, and an infrared transmitter for reading information transmitted through Ir from a portable terminal equipped with an infrared transmitter. It is integrated with the terminal. Therefore, the present invention produces a terminal that can accommodate a variety of information transfer means to use the functions such as optical payment and access management using a portable terminal and the electronic payment and access management using a smart card at the same time to provide.

Description

I terminal and contact / contactless IC card type integrated terminal {A terminal become one a Ir and contact / non-contact IC-Card mode}

The present invention relates to an optical card receiver, an RF card reader, and an IC card slot integrated card terminal. More specifically, an infrared (Ir) method of a portable terminal incorporating financial card information or personal ID information and a non-contact RF of a smart card. The present invention relates to Ir and a contact / contactless IC card type integrated terminal which is complexed to accommodate both a method and a contact type IC card slot type.

Financial cards such as prepaid cards, debit cards, credit cards, department store cards, and cash cards are the alternative to the existing magnetic (MS) cards and alternatives to mobile phones or PDAs with contact and contactless smart cards and infrared (Ir) communication functions. It will be replaced by a portable terminal type. A number of new financial settlement systems that can be used for credit transactions with a portable terminal having an Ir communication function have already been filed in advance by the applicant of the present invention. As an example, there is a "light transmitting and receiving apparatus and an optical payment system using the same" of Patent Application No. 2001-13736. Detailed description thereof is described in the specification, and thus description thereof is omitted.

Contact and contactless smart cards are mainly used for identity verification in traffic cards and access control systems such as buses and subways. Contactless smart cards, which are frequently used as transportation cards, use radio waves, in particular RF (radio frequency) communication.

However, in case of using a portable terminal for a magnetic (MS) card or a contactless or contact smart card, the portable terminal type is a card reader terminal with an infrared (Ir) transmitter and receiver, and a smart card type is a contactless type. In this case, there is a problem in that a card lead terminal having an RF antenna and a terminal including an IC card slot are separately provided in the case of a contact type. In addition, there is the same problem as in the case of the financial card in the field where the application of the financial card system, such as access control system.

Therefore, the purpose of the present invention is to solve the above problems, the portable terminal type financial card, such as a mobile phone or PDA, ID card, etc. can be read through the infrared (Ir) transmitter, smart card type financial card, ID card, etc. The present invention provides an Ir and a contact / contactless IC card type integrated terminal having a complex function of reading information through an RF antenna in a non-contact type or by inserting a card into an IC card slot in a contact type.

1 is a view showing the appearance of the Ir and contact / contactless IC card type integrated terminal according to the present invention,

2 is a view showing an application example of the Figure 1 integrated terminal,

3 is a view showing the internal configuration of the integrated terminal of Figure 1;

<Description of the symbols for the main parts of the drawings>

10: integrated terminal 11: Ir transmitter and receiver

12: RF antenna 13: IC card slot

14: lamp (LED) 20: portable terminal

30: contactless smart card 40: contact smart card

Ir and contact / contactless IC card type integrated terminal of the present invention for achieving the above object is an infrared ray in the terminal for receiving financial card information, personal ID (ID) information, etc. in a financial settlement or access control system, etc. (Ir) an infrared (Ir) transceiver capable of communicating, an RF antenna capable of radio wave (RF) communication, and an IC card slot for reading the information from a contact smart card, wherein the infrared (Ir) It is characterized in that the transceiver, RF antenna and IC card slots are manufactured in one piece.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

Figure 1 shows the appearance of the Ir and contact / contactless IC card type integrated terminal according to the present invention. The integrated terminal 10 shown in FIG. 1 includes an infrared (Ir) receiver 11 for receiving a financial card and personal ID information by performing infrared (Ir) communication with a portable terminal having an infrared (Ir) communication function, and a contactless type. An RF antenna 12 for receiving information by performing radio wave communication with an RF card, which is a smart card, is provided. The IC card slot 13 has a contact smart card inserted therein and reads information from the inserted smart card. The integrated terminal 10 of FIG. 1 also includes an external lamp 14 made of LED for informing the user whether the information is normally received or read. Of course, the display means such as LCD or FND may be attached to the outside of the integrated terminal 10 to display information that needs to be informed to the user.

FIG. 2 is a view showing an application example of the integrated terminal 10 of FIG. 1, when using a portable terminal 20 having an infrared (Ir) communication function, when using an RF card 30 which is a contactless smart card. And it can be divided into the case of using the contact smart card 40.

First, a case of using the portable terminal 20 having an infrared (Ir) communication function will be described. The portable terminal 20 includes an infrared (Ir) transmitter and receiver, stores the financial card information and personal ID information, and transmits the stored information in the form of infrared (Ir) at the time of financial settlement or identity verification. The infrared (Ir) receiver 11 of the integrated terminal 10 of the present invention performs infrared (Ir) communication with the infrared (Ir) receiver of the portable terminal 20 to transmit infrared (Ir) from the portable terminal 20 Receive information.

When the user wants to use the RF card 30, which is a contactless smart card instead of the portable terminal 20, the RF antenna 12 of the integrated terminal 10 of the present invention through the RF card 30 and radio waves (RF) Communicate That is, the information stored in the RF card 30 is read by bringing the RF card 30 on the RF antenna 12 surface. On the other hand, when the user wants to use the contact smart card 40, the contact smart card 40 is inserted into the IC card slot (13). The IC card slot 13 reads the information stored in the inserted contact smart card 40 and then ejects the inserted card 40.

As such, the integrated terminal 10 of the present invention can read all the information of the smart card by infrared (Ir) communication, RF communication and contact type, financial information, ID information, other information, etc. in a short distance (300cm or less) Applicable to systems and contact smart cards that transmit and process small amounts of information. Processing of the information thus read will be described through the internal structure of the integrated terminal 10 shown in FIG.

3 is a diagram illustrating an internal configuration of the integrated terminal 10 of FIG. 1, an infrared (Ir) transceiver 11 capable of infrared (Ir) communication, an RF antenna 12 capable of RF communication, and contact An IC card slot 13 capable of reading the smart card 40 is provided. The central processing unit (CPU) 15 controls the operation of each component. The CPU 15 processes information received in the infrared (Ir) transceiver 11 as an infrared (Ir) signal or information in the RF form of the smart card read from the RF antenna 12. The CPU 15 also includes a program capable of reading the information of the smart card 40 by the contact type, and drives the program to read the information of the contact smart card 40 inserted into the IC card slot 13. Read. The read information is temporarily stored in the memory 16 via the CPU 15. Here, the memory 16 uses SRAM. If the capacity of the cache memory of the CPU 15 is sufficient, the SRAM 16 may be omitted.

On the other hand, the EEPROM 16 mainly stores the unique information such as ID (ID) and serial number of the terminal 10. When the unique information of the terminal 10 is changed, the information stored in the EEPROM 16 is also changed. The unique information of the terminal 10 may be changed by control of a main computer (not shown) connected to the terminal 10 or may be changed by a method inputted by an administrator from the outside. The flash memory 18 stores a large amount of information. For example, when a plurality of user information is accumulated for a predetermined period and collectively transmitted to a main computer at a specific time, the accumulated user information is stored in the flash memory 18 and then transmitted. The information stored in the SRAM 16 or the flash memory 18 of the terminal 10 is transmitted to a main server connected for payment or the like under the control of the CPU 15. In this case, the unique information stored in the EEPROM 17 is also transmitted. The terminal is transmitted together to recognize the terminal to be requested for payment. The present invention is used by attaching a display means such as LCD 19 or FND in addition to the external lamp 14 according to the needs of the application. The integrated terminal 10 of FIG. 3 also includes other auxiliary components such as a power supply / reset section for supplying or initializing power required for each configuration, and a clock generator for generating a clock required for operation.

As described above, the Ir and the contact / contactless IC card type integrated terminal of the present invention are combined with infrared (Ir) communication, RF communication, and contact smart card so that they can be used in a single terminal. It has the effect of using a portable terminal with a function and a contact / contactless smart card at the same time. In addition, there is no need to provide a separate card (portable terminal type or contact / contactless smart card type) for each terminal, and as a result, a portable terminal in which a credit card or ID is stored and a contact / contactless smart card are not changed. It has an effect that can be applied to the same application.

Claims (7)

In a terminal for receiving financial card information, personal ID (ID) information, etc. in a financial settlement or access control system, An infrared (Ir) transmitter and receiver capable of infrared (Ir) communication; An RF antenna capable of radio wave (RF) communication; And An IC card slot for reading the information from the contact smart card, Ir and contact / contactless IC card type integrated terminal, characterized in that the infrared (Ir) transceiver, RF antenna and IC card slots are manufactured in one piece. The infrared (Ir) receiver according to claim 1, wherein the infrared (Ir) receiver performs infrared (Ir) communication with a portable terminal of a mobile phone or PDA having an infrared (Ir) communication function and is transmitted from the portable terminal. Ir and contact / contactless IC card type integrated terminal, characterized in that for receiving. The terminal of claim 1, wherein the RF antenna reads the information from a contactless smart card. The Ir and contact / contactless IC card type integrated terminal according to claim 1, further comprising display means for informing the outside whether the information is normally received or read. 5. The Ir and contact / contactless IC card type integrated terminal according to claim 4, wherein the display means is made of at least one of LED, LCD, and FND. The method of claim 1 or 4, wherein the integrated terminal A central processing unit (CPU) for accommodating a program for reading a contact smart card inserted into the IC card slot and controlling communication of the infrared (Ir) transceiver and RF antenna and driving of an IC card slot; A memory for storing unique information including an ID and serial number of the terminal; And Ir and contact / contactless IC card type integrated terminal, characterized in that it comprises a flash memory for accumulating and collectively transmitting the received or read information of a plurality of users for a certain period of time. The terminal of claim 6, further comprising a memory for temporarily storing the received or read information under the control of the CPU.