KR200234155Y1 - Mobile optical relay and optical mobile base unit with printer - Google Patents

Abstract

The optical payment system of the present invention uses a mobile optical repeater that can be moved to receive credit information from a customer's mobile phone card at a customer's current location, and deliver it directly to a card inquiry machine (or point of sale) or a card inquiry machine. (Or POS) and wired to the optical relay base device connected to the payment to be made.

In this way, the user (customer) can make the payment on the spot without having to go to the card checker (or POS) to pay the amount with the credit card or hand the credit card to the clerk. It is effective in relieving discomfort and anxiety about card misuse.

Description

Mobile optical relay and optical mobile base unit with printer for optical payment

The present invention relates to an optical payment system, and more specifically, to temporarily store the user's credit information for the optical payment to a mobile optical repeater that can be moved, output the stored credit information only once and delete the transmitted credit information The present invention relates to an optical payment system consisting of an optical repeater device which receives credit information from a mobile optical repeater and a mobile optical repeater and transmits the credit information to a credit inquiry device.

Recently, commerce using credit information rather than cash, such as credit cards, is becoming more common, and various ways to make credit transactions more convenient are being sought.

As one of such methods, researches using optical signals are also in progress, and optical payment systems capable of transmitting and receiving optical signals include 'commerce systems using mobile phones' (filed No. 2000-13426) previously filed by the same applicant. It is also described in "Card Information Receiving Coupling Device of Credit Card Inquiry Machine" (Application No. 2000-32454).

In the optical payment system, a payment is made by transmitting and receiving an optical signal between a user's terminal, an optical transmitter and a card receiver that can receive credit information of the user.

However, such a conventional optical payment system can use the optical communication device of the user terminal to make a payment only when the card inquiry machine is near the customer. This makes payment using the optical payment system inconvenient at gas stations, department stores with only a few card checkers, and restaurants divided into several rooms.

Therefore, an object of the present invention is to use an optical payment system that receives a user's credit information at the user's current location by using a mobile optical repeater and temporarily stores the credit information so that it can be used only once for payment. In providing.

1 is a view showing the operating system of the entire optical payment system to which the present proposal is applied.

Figure 2 is a block diagram showing the configuration of the mobile optical repeater and the optical relay device of the present invention.

Figure 3 is an outline view showing the outline of the mobile optical repeater and the optical relay device of the present invention.

Figure 4 is a flow chart for explaining the operation of the optical payment system of the present invention.

* Explanation of symbols for the main parts of the drawings.

10: mobile phone card 20: mobile optical repeater

21: optical transmission and reception section 22: key input section

23: memory 24: present

25, 31: connector 26: control unit

30: optical relay base device 32: switch

33: wired I / F 34: optical receiver

35: printer 36: power supply

40: card inquiry machine (or POS)

The optical payment system of the present invention for achieving the above object is a mobile optical repeater that is movable and receives an optical signal including credit information from a user terminal to temporarily store the credit information and output the stored credit information once; It includes an optical repeater base station for receiving credit information from a mobile optical repeater and transmitting the received credit information to a device for credit information inquiry.

Hereinafter, with reference to the accompanying drawings will be described in detail a preferred embodiment of the present invention.

1 is a view showing the operating system of the entire light payment system to which the present invention is applied.

The user terminal 10 is a mobile phone or a portable personal device (hereinafter, referred to as a "mobile phone card") in which cards such as credit cards, prepaid cards, and debit cards are embedded, and receives optical information (card information) of a user (customer). The device can be transferred to.

The mobile optical repeater 20 is movable and receives the credit information of the user (customer) from the mobile phone card 10 as an optical signal and temporarily stores it, and stores the stored credit information later in the optical repeater device 30 or optical. It only transmits once to the card inquiry device (or POS) 40 to which the receiver is attached.

The optical relay device 30 is connected to a card inquiry machine (or POS: Point Of Sales) by wire, receives credit information from the mobile optical repeater 20, and checks the received credit information to retrieve the credit information. To the device (or POS). At this time, the optical relay device 30 receives the credit information of the user (customer) through the optical signal from the mobile optical repeater 20, or the user (customer) from the mobile optical repeater 20 in contact with the connector Credit information can be provided.

In addition, the optical relay device 30 is attached to the printing device to print the payment information to provide the user (customer) as a receipt in the field.

The card inquiry machine (or POS) 40 has the same function as a device currently used in general, and when the optical receiver is mounted, the credit information of the user (customer) is directly transmitted by the optical signal from the mobile optical repeater 20. Receive and send it to the card company.

Figure 2 is a block diagram showing the configuration of the mobile optical repeater 20 and the optical relay device 30 of the present invention, Figure 3 is the appearance of the mobile optical repeater 20 and the optical relay device 30 of FIG. It is an external view which shows briefly.

In the mobile optical repeater 20, the optical transmitter / receiver 21 receives an optical signal including credit information from the mobile phone card 10, and the optical repeater 30 or a card inquiry device with an optical receiver ( Or POS) 40, the credit information is transmitted as an optical signal.

The key input unit 22 is a keypad used for inputting data into the mobile optical repeater 20 such as usage history of a user (customer). After the operator of the mobile optical repeater 20 inputs the amount to be paid using the key input unit 22, the user (customer) can check it.

The memory 23 stores credit information received from the mobile phone card 10 and bill payment information of the user input through the key input unit 22.

The display unit 24 displays the data input through the key input unit 22 and the stored data so that the display unit can check the stored data.

The connector 25 contacts the optical relay device 30 to provide credit information to the optical relay device 30. The mobile optical repeater 20 transmits the credit information stored in the memory 23 through the connector 25 to the optical repeater device 30.

That is, the optical relay device 30 may be provided with the credit information of the user (customer) by the optical signal or contact type from the mobile optical repeater 20.

The control unit 26 controls the above-described components as a whole, and outputs the credit information of the user (customer) stored in the memory 23 only once and deletes the corresponding credit information output once.

In the optical relay device 30, the connector 31 contacts the connector 25 of the mobile optical repeater 20 to receive credit information of a user (customer) from the mobile optical repeater 20.

The switch 32 instructs the credit information provided from the mobile optical repeater 20 to be transmitted to the POS 40 connected by wire with the optical repeater 30.

The wired I / F unit 33 connects the optical relay device 30 and the card inquiry device (or POS) 40 by wire, and receives a signal from the switch 32 to the mobile repeater 20. The credit information provided is transmitted to the card inquiry machine (or POS) 40.

The optical relay device 30 may include an optical receiver 34 capable of receiving an optical signal, and may receive credit information from the mobile optical repeater 20 through an optical signal and a connector 31. In addition, the optical relay device 30 may further include a printer 35 to print the payment details immediately on the spot after the payment is made to provide to the user.

The power supply unit 36 is to supply power required for the operation of the mobile optical repeater 20 while the mobile optical repeater 20 is in contact with the optical relay device 30. Used as a power supply means. In FIG. 3, the center terminal among the three terminals of the connectors 25 and 31 is illustrated, but is not limited thereto. In addition, the mobile optical repeater 20 may be supplied with power through a separate battery, not shown.

Figure 4 is a flow chart for explaining the operation of the optical payment system of the present invention.

A user (customer) purchases an item or uses a service at a store equipped with an optical payment system and requests a purchase to a cashier (step 401).

Then, the clerk checks the payment method desired by the user (customer) to confirm whether to use the optical payment (step 402).

When the user (customer) wants to pay light, the clerk inputs a list of items purchased by the user (customer) and the payment amount using the key input unit 22 of the mobile optical repeater 20 and presents them to the user (customer). (Step 403).

The user (customer) checks the purchase item list and the payment amount indicated on the present-day part 24, and transmits the credit information to the mobile optical repeater 20 by the mobile phone card 10 (step 404).

The control unit 26 of the mobile optical repeater 20 checks whether the optical signal has arrived at the optical transmission / reception unit 21 from the mobile phone card 10 (step 405). Temporarily stored in the memory 23. If the optical signal does not reach, or if there is an abnormality in the received optical signal and it is impossible to read credit information normally, this may be indicated on the display unit 24 or by using a separate display device such as an LED (not shown). . In this case, the clerk asks the user (customer) to send the credit information again. At this time, the optical receiver is attached to the mobile phone card 10 of the user (customer) so that the mobile phone card 10 and the mobile optical repeater 20 are automatically transferred to the mobile phone card 10 through the optical communication. Naturally, it can be configured to request retransmission of credit information.

After receiving the credit information, the clerk takes the mobile optical repeater 20 to the optical relay device 30 and transmits the credit information to the optical relay device 30 (step 408). Two methods can be used for this method. The first is to mount the connector 25 of the mobile optical repeater 20 to be in contact with the connector 31 of the optical relay device 30, and the second is to trust the optical receiver 34 of the optical relay device 30. To transmit the optical signal containing the information. At this time, the controller 26 transmits the credit information to the optical relay device 30 only once and deletes the credit information from the memory 23.

If the user (customer) wants to use cash or other payment means other than the optical payment in step 402, the payment procedure is followed accordingly (step 407).

The optical relay device 30 that receives the credit information from the mobile optical repeater 20 receives the credit information from the switch 32 and transmits the credit information through the wired I / F 33 to the card inquiry device (or POS) ( 40) and the card inquiry machine (or POS) 40 sends it to the card company to confirm whether the transaction is approved (step 408).

If the transaction is approved by the card company, the optical relay base unit 30 prints the transaction details to the printer 35 and outputs it, and the clerk delivers the printed receipt to the corresponding user (customer) and confirms the transaction contents ( Step 409).

If the transaction is not approved by the card company due to the user's (customer's) bad credit or the limit exceeded, the optical relay device 30 outputs an error signal so that payment can be made to another payment means as shown in step 407.

The present invention is not limited to the above-described embodiment, and other embodiments may be made without changing the gist of the present invention.

For example, if the card receiver (or POS) 40 is equipped with a light receiving apparatus, the mobile repeater 20 in step 408 is not a card relay (or POS) 40 but the card relay (30). ), The credit information of the user (customer) can be transmitted as an optical signal so that the optical payment can be made.

The above-described optical payment system allows a user (customer) to make a payment on the spot without having to move to a card inquiry machine (or POS) to pay the credit card or hand the credit card to a cashier. Ease of discomfort and anxiety about card misuse is effective.

Claims (7)

In the optical payment system that pays the fee using the optical signal, A mobile optical repeater which is movable and receives an optical signal including credit information from a user terminal, temporarily stores the credit information, and outputs the stored credit information once; And And an optical repeater base apparatus for receiving credit information from the mobile optical repeater and transmitting the received credit information to a credit inquiry device. The portable optical repeater of claim 1, wherein An infrared light transmitting / receiving unit for transmitting and receiving an optical signal; A key input unit for data input; A memory for storing credit information received from the user terminal and bill payment information of the user; A display unit for displaying input data and stored data; A connector for contacting the optical relay base device and transmitting credit information of a user stored in the memory to the optical relay base device; And And a controller for controlling the components as a whole and outputting the user's credit information stored in the memory only once and deleting the corresponding credit information output once. According to claim 1, wherein the optical relay base device A connector for contacting the mobile optical repeater and receiving credit information of the user from the mobile optical repeater; A switch instructing transmission of information to the outside; And And a wired I / F unit for transmitting the credit information provided from the mobile optical repeater to a credit inquiry device connected by wire when receiving a signal from the switch. The optical payment system according to claim 1 or 2, wherein the mobile optical repeater directly transmits the credit information provided from the user terminal to a credit inquiry apparatus equipped with an optical receiver. 3. The optical payment system according to claim 2, wherein the mobile optical repeater transmits credit information to the optical relay base apparatus through at least one of the connector and the optical transmitting and receiving unit. 4. The optical payment system according to claim 3, wherein the optical repeater further comprises an optical receiver for receiving an optical signal from a mobile optical repeater. 7. The optical payment system according to claim 3 or 6, wherein the optical relay base device further comprises printing means for printing a payment history of the user.