KR200229091Y1 - credit card terminal - Google Patents

Abstract

The present invention relates to a credit card terminal that is easy to process a slip, and includes a main board (1 ') for inputting a card number, an expiration date and a transaction date and time, and a main board (1') connected to the main board (1 ') and entered in a slip. In the credit card terminal consisting of a printer (3 ') to print the matter, and a pin pad (2') connected to the motherboard (1 ') to enter a password, the pin pad (2) is a password And a pin 2-1 for inputting a back and the like and a sign input device 2-2 for inputting a signature of a customer by a touch method. That is, the touch type sign input device 2-2 is added to the screen of the existing pin pad.

Therefore, among the data transmitted from the merchant to the system operator, the customer signature is converted into an image file, each file name is assigned and stored in a specific space of the database to link each other, and if the card company requires a specific slip, Since the data stored in the database can be found, printed, and submitted, the credit card company can quickly respond to a specific sales slip request, as well as reduce the enormous cost and effort required for storing and managing the sales slip.

Description

Credit card terminal for easy slip processing {credit card terminal}

The present invention relates to a credit card approval terminal which is widely used in the market. Especially, a sign input device is attached so that the input data can be transferred to a file so that the sales slip is not required to be managed separately. The present invention relates to a credit card terminal that is easy to process a slip, which can reduce costs and allow a card company to quickly find and send a slip.

Generally, a credit card is issued to a specific member as proof of suspending the collection of goods and services for a certain period of time. This is when a member who has entered into a contract with the card issuer purchases a product or service from an affiliated retailer. Present the card issued by the company and sign the slip so that you can purchase it without spending cash. Since the money is automatically transferred from the member's deposit account to the merchant account after a certain period of sale through the issuing company's bank, the member must make a deposit until the payment is made. Merchants have been used mainly in department stores, specialty stores, restaurants, hotels, golf courses, travel agencies, gas stations, etc., but they are now being applied to almost all shops.

As described above, when a credit card merchant generates a transaction with a credit card, the merchant may manually divide the sales slip for each card company and submit the payment to a bank, card company, or post office to receive payment. As shown in FIG. 1, when the credit card affiliate 10 is a DDC (DATA DRAFT CAPTURE) affiliate, the card company or the bank 30 is based on the data of the transaction approval held by the system operator (VAN) 20. After requesting a purchase and depositing the corresponding amount at the affiliated store, the system operator has a payment method for collecting and storing the sales slip from the affiliated store.

Here, the system operator should collect the sales slip under the contract with the credit card company and keep it for 5 years.However, 100% slip collection is virtually impossible due to the absence of management of the agency responsible for the collection of the slip, the retention of the slip at the merchant, and other reasons. There is a problem.

In addition, there is an enormous cost in the management and storage of the collected documents, and when a request for an accident slip from a credit card company is required to find and send the slip, it is difficult to find the slip and requires a lot of time and effort. On the other hand, because tens of thousands of slips are generated per day, enormous cost and space are required to sort and store them. Moreover, if the accident slip is not found, the system operator is completely responsible for the system operation (VAN), which causes a serious problem that the system operator cannot avoid the huge loss.

Therefore, the present invention was devised to solve the above problems, and the system operator submits the signature of the customer who is listed in the sales slip together with the installment month, sales price and other inputs to the system operator. The purpose is to provide a credit card terminal that is easy to process slips that do not need to keep a separate sales slip.

The present invention for achieving the above object is a main board that can enter the expiration date, the date and time of the transaction, a printer connected to the main board to print the entry on the slip, and is connected to the main board A credit card terminal comprising a pin pad for inputting a password, etc., characterized in that the pin pad comprises a pin for inputting a password or the like and a sign input device for inputting a signature of a customer by a touch method. .

1 is a block diagram showing an approval process of a credit card terminal that is generally performed,

2 is a block diagram of a credit card terminal according to the present invention,

3 is a view illustrating a sign input device among credit card terminals according to the present invention;

4 is a block diagram of a credit card terminal corresponding to FIG. 2 according to the related art.

* Description of the symbols for the main parts of the drawings *

1 --- motherboard, 2 --- pinpad,

2-1 --- pin, 2-2 --- sine input,

3 --- print.

Hereinafter, with reference to the accompanying drawings of the present invention will be described in detail.

1 is a block diagram showing an approval process of a credit card terminal that is generally implemented, Figure 2 is a block diagram schematically showing a credit card terminal according to the present invention.

As shown, the present invention is a main board (1 ') that can enter the card number, expiration date, transaction date and time transaction amount, and the printer connected to the main board (1') to print the entry on the slip In the credit card terminal consisting of (3 ') and a pin pad (2') connected to the motherboard (1 ') for inputting a password, the pin pad (2) can enter a password, etc. The pin 2-1 and the sign input device 2-2 which can input the signature of a customer by a touch method.

That is, the touch type sign input device 2-2 is added to the screen of the existing pin pad. In addition, the sign input device 2-2 may recognize a fingerprint as well as an external character through a touch method.

Meanwhile, as illustrated in FIG. 3, the sign input device 2-2 is 100 pixels (Picxcel) horizontally and vertically, but the size of the pixel can be adjusted according to the user's intention.

The flow chart of the basic system is the approval stage where the merchant enters the installment month, sales price and other inputs and sends it to the system operator for approval, cancellation, and settlement.The system operator requests the purchase from the card company or bank to send the corresponding amount to the merchant. In the credit card approval system comprising the step of receiving the deposit and the step of sending the processed document to the system operator, the approval step is transmitted by already imposing the signature of the customer and the system operator storing the signature of the customer in a file; In this step, the customer's signature is converted into an image file among the data received from the system operator, and each file is assigned a file name and stored in a specific space of the database.

Therefore, when the card company requires a specific slip, the data stored in the database can be found, printed and submitted. Thus, there is no need to find a specific slip in a sales slip that is mixed in a large number of documents as in the prior art, and space for accommodating the sales slip is not necessary, thereby improving efficiency in work.

Hereinafter, the operation of the sign input device of the present invention will be described.

First, the merchant 10 grabs the customer's card with one hand, scrapes the credit card from the top down from the magnetic recognizer of the motherboard 1, and connects it with the system operator 20 (VAN) in an installment month, payment, and other inputs. After inputting the details and signing the customer on the sign input device 2-2, the system is sent to the system operator 20 (VAN) with the inputted customer's signature. The company keeps the received data as data. Then, the system operator 20 (VAN) requests a purchase from a card company or a bank based on the data, and receives a corresponding amount from the affiliated store. At the merchant terminal, the sales slip with the customer's signature is printed along with the installment month, payout, and other inputs.

Here, among the data transmitted from the system operator, the customer signature is converted into an image file, and each file is given a file name, and then linked to each other by storing it in a specific space of the database.

If a card company requires a specific slip, the data stored in the database can be found, printed and submitted. Thus, there is no need to find a specific slip among sales slips mixed in a large number of documents as in the prior art, and space for accommodating sales slips is also unnecessary, thereby improving work efficiency.

On the other hand, the printer 2 preferably adopts a sprocket method or a roll print method, and the initial inputs are printed on the sales slip together with the signature of the customer.

According to the present invention described in detail as described above, since the system operator does not need to keep a separate sales slip submitted by the merchant, it is possible to prevent the loss of the slip, and to request a specific sales slip of the credit card company. Not only can it respond quickly, but it also reduces the cost and effort required to store and manage sales documents.

In addition, if the sales slip is used as a rollprint, the number of slips is 3 to 2, which reduces the cost of purchasing the slips of the system operator.

Claims (2)

A main board 1 'to enter a card number, an expiration date and a transaction date and time and a transaction amount; a printer 3' connected to the main board 1 'to print an entry on a slip; In the credit card terminal consisting of a pin pad (2 ') connected to the board (1') for inputting a password, the pin pad (2) is a pin (2-1) for inputting a password, etc., Easy credit card terminal, characterized in that consisting of a sign input device (2-2) that can input the signature of the customer by the touch method. The credit card terminal according to claim 1, wherein the sign input device (2-2) can recognize not only an external character but also a fingerprint by a touch method.