KR200202256Y1 - Mobile phone with signature tag - Google Patents

Abstract

The present invention enables signature confirmation and identity verification so that the user can always use his mobile phone as a payment method that can be applied to the existing credit transaction system instead of the credit card. The present invention relates to a mobile phone terminal having a signature tag capable of attaching a signature tag. By attaching it, it is possible to verify signature when making a credit transaction using a mobile phone.

Description

Mobile Phone Handset with Signature Tag {MOBILE PHONE WITH SIGNATURE TAG}

The present invention relates to a mobile phone terminal with a signature tag that can easily and conveniently verify that you are in the commerce and to enable a convenient and secure credit transaction by preventing the use of the person more reliably.

Recently, credit transactions through credit cards are increasing with the government's recommendation policy. Most adults have more than one credit card.

At present, since credit cards are issued by each business operator, and the use place or destination may be different for each credit card company, each user must have one or more cards. There is an inconvenience to be present, which results in a problem that card management and maintenance is difficult.

In addition, in order to make a payment for a credit card, there is a problem that a card reader must be provided for each business place, and there is a problem that identity verification of the person using the card is difficult.

In recent years, attempts have been made to use a mobile phone as a payment means, but the mobile phone has a problem in that there is no method for authenticating a commerce person as the owner of the mobile phone. As a method to solve this problem, encryption authentication method has been attempted, but this cannot be implemented by the performance of the current mobile phone, and the method of mounting the IC chip on the mobile phone or inserting the smart card into the mobile phone has been studied. This is difficult to apply because of the problem of changing the existing credit settlement system.

The present invention has been made to solve the above-described problems, the purpose of which is to build a credit card transaction system using the current credit card transaction system as it is simple and convenient to check the user's identity whether the credit transaction It is to provide a mobile phone terminal with a signature tag to enable it.

Another object of the present invention is to enable signature verification and identity verification, so that a user can always use a mobile phone as a payment method that can be applied to an existing credit transaction system instead of a credit card. It is to provide a mobile phone terminal with a signature tag for convenience.

1 is a perspective view showing an embodiment of a mobile phone terminal having a signature tag according to the present invention.

2 is a schematic diagram of a commerce process that can be performed using a mobile phone terminal with a signature tag according to the present invention.

* Description of the symbols for the main parts of the drawings *

10: mobile phone terminal

11: body

12: flip

13: signature tag

As a construction means for achieving the above object of the present invention, the present invention is a mobile phone terminal,

A signature tag on which a user's signature is drawn is attached to a predetermined position of the main body except for the display portion and the button portion of the mobile telephone terminal.

Characterized in that the signature can be verified when the transaction using a mobile phone.

The signature tag may be formed by printing a video image of the signature at a predetermined position of the main body of the cellular phone terminal.

In addition, the signature tag is characterized in that it is formed in the same form as the signature tag attached to the back of the general credit card.

In addition, the mobile phone terminal is characterized in that further attached to the picture of the owner of the terminal to a predetermined position of the terminal body.

Hereinafter, with reference to an embodiment of the present invention shown in the accompanying drawings will be described in detail with respect to the configuration and operation of the present invention.

The mobile phone terminal according to the present invention is made by attaching a signature tag to an appropriate position of the main body. At this time, the user's signature may be stored as an image photograph, and then printed on the proper position of the main body of the cellular phone terminal, or the signature tag on which the user's signature is written may be attached to the proper position of the main body of the cellular phone terminal using an adhesive or the like. .

One embodiment of the mobile phone terminal with such a signature tag is shown in FIG.

1 is the simplest configuration, and is made by attaching a signature tag 13 having a user's signature printed on the main body 11 of the flip-type mobile phone terminal 10. At this time, the signature tag 13 may be attached to the back of the main body 11, it may be attached to any position that does not inconvenience the use of the function of the mobile phone (10). However, the part which can be separated from the main body such as flip or battery is excluded.

In addition, as described above, the signature tag 13 may be implemented not only in the form of attachment but also in the form of printing a signature photograph on the main body of the cellular phone 10.

In addition to the signature tag 13, to confirm the identity of the user more, the user's photo may be attached or printed on a proper position on the main body of the mobile phone 10, similarly to the method of forming the signature tag 13.

A preferred use example of the cellular phone 10 with a signature tag implemented as described above will be described with reference to the commerce schematic diagram shown in FIG.

In the above, the customer has a mobile phone with a signature tag as a credit transaction payment means, and the merchant affiliated with the credit institution to which the customer subscribes can receive the credit information transmitted from the mobile phone with the signature tag. A card reader is provided.

A customer who has agreed to use the mobile phone as a payment method of credit transaction transfers information of a credit card (or debit card or other payment card) to a payment processing means such as a card reader of a merchant (1). .

The merchant sends the payment amount along with the credit information provided by the user to the credit transaction institution through the payment processing means, inquires the credit and requests the payment (②).

In addition, the credit transaction institution, based on the credit information transmitted in response to the request from the merchant as described above payment processing and give the approval number and delivers to the merchant (③).

In this case, in the conventional mobile phone, there is no method of verifying the signature, and the processing is completed after providing the payment result to the customer, but using the mobile phone 10 with the signature tag according to the present invention, after the customer signs By checking whether the signature tag 13 attached to the mobile phone 10 matches the signature of the customer and finally confirms his / her identity, he completes the commerce upon matching (④).

As described above, according to the present invention, by attaching a signature to a mobile phone to confirm whether or not the user, it is widely spread and can be used as a credit transaction means by using a mobile phone terminal equipped with one per person, and is currently built without modification. It is possible to use a credit system, and also has an excellent effect to increase the convenience of consumers using credit transactions.

Claims (4)

In a mobile phone terminal, A signature tag on which a user's signature is drawn is attached to a predetermined position of the main body except for the display portion and the button portion of the mobile telephone terminal. A mobile phone terminal having a signature tag characterized in that the signature verification is possible when the credit transaction using the mobile phone. The mobile phone terminal with a signature tag according to claim 1, wherein the signature tag is formed by printing a video image of the signature at a predetermined position of the main body of the mobile phone terminal. The mobile terminal of claim 1, wherein the signature tag is formed in the same form as the signature tag attached to the rear side of a general credit card. The mobile phone terminal with a signature tag according to claim 1, wherein the mobile phone terminal further attaches a picture of the owner of the terminal to a predetermined position of the terminal body.