KR20020074752A - System of payment using cellular phone and method thereof - Google Patents

Abstract

PURPOSE: A system and method for paying a cost using a mobile phone is provided to pay various kinds of costs without using an additional card by calculating a cost to each mobile communication company and charging used cost to a mobile phone subscriber with a telephone call charge when a cost is paid by transmitting a mobile phone number using a mobile phone. CONSTITUTION: A local area wireless network(20) is mounted in a mobile phone for transmitting wireless data in a local area. A payment switch(30) performs a selection for transmitting an opening state of the mobile phone and a mobile phone number through the local area wireless network(20). A collector(40) receives data of the mobile phone being transmitted in the local area wireless network(20) and stores the mobile phone number and a processing cost. A collecting server(80) collects the mobile phone number and the processing cost stored in the collector(40), classifies the number and cost according to each mobile communication company, and transmits the number and cost to each mobile communication company. A plurality of mobile communication company servers(51,53,55) receive the mobile phone number and the processing cost collected from the collecting server(80), pay the processing cost, and charge the cost to a mobile phone subscriber.

Description

Payment system and method using a mobile phone {SYSTEM OF PAYMENT USING CELLULAR PHONE AND METHOD THEREOF}

The present invention relates to a cost payment system and a method using a mobile phone, and more particularly, when paying a fee by sending out the number of the mobile phone when boarding a bus or subway or paying a small fee, The present invention relates to a cost payment system using a mobile phone and a method for paying a processing fee along with a call charge to a mobile phone subscriber to pay various costs without using a separate card.

In general, in order to enter a bus or subway, or to enter a tourist spot, a person purchases a ticket or ticket with cash, presents it at the entrance, and then boards or enters.

In order to reduce the hassle of selling with cash these days, a certain amount is charged through a traffic card using an RF card, and then the amount is reduced. It operates in a way.

However, in order to use the RF card as described above, the RF card reader has to be installed at a great cost, and users have to issue a new RF card, so it is also difficult to install or issue a lot of places. have.

In addition, a credit card, prepaid card or debit card is used as a payment method used when paying a fee or paying a fee. Since many companies provide various functions to each card to newly issue and use it. Users are not only inconvenient to carry and manage too many kinds of cards, but also have a problem in that a lot of costs for issuing cards are required.

In addition, since it is reluctant to use a credit card when paying a small amount of money, there is an inconvenience of having to carry cash for payment of a small amount.

The present invention has been created to solve the above problems, the object of the present invention is to pay the costs by sending a mobile phone number using a mobile phone that most people have to settle the costs with each mobile carrier and mobile phone subscriber The present invention relates to a payment settlement device using a mobile phone and a method thereof, which enable a user to pay various costs without using a separate card by charging a fee used together with a call charge.

1 is a block diagram showing a cost payment system using a mobile phone according to the present invention.

2 to 3 is a flow chart illustrating a cost payment method using a mobile phone according to the present invention.

-Explanation of symbols for the main parts of the drawings-

10: mobile phone 12: mobile phone storage

14: mobile phone control unit 20: short-range wireless communication unit

30: payment switch 40: collecting unit

41: receiver 43: display

45: key input unit 47: storage unit

49: control unit 51,53,55: mobile communication company server

60: Internet 70: Mobile Phone Subscribers

80: collection server

The cost payment system using a mobile phone for realizing the above object is installed in the mobile phone and the short-range wireless communication unit for transmitting wireless data at a short distance, and the opening state and the mobile phone number of the mobile phone to select to transmit through the short-range wireless communication unit Collector to store the mobile phone number and processing cost by receiving the payment switch, the data output from the short-range wireless communication unit of the mobile phone, and collects the mobile phone number and processing cost stored in the collector to separate each carrier and transmit to the mobile carrier It is characterized by consisting of a server and a plurality of mobile communication server server to receive the mobile phone number and the processing cost collected from the collection server to pay the processing cost and charge the mobile phone subscriber.

The short range wireless communication unit is characterized in that any one of infrared communication, Bluetooth communication, optical communication, RF communication.

The collector is a receiver for receiving wireless data, a storage for storing received data, a display for displaying processing costs and results, a key input for resetting the processing costs or operating the collector, and And a control unit for storing the data in the storage unit and displaying and processing the data in the display unit according to the value input from the key input unit.

In addition, the plurality of mobile communication server is characterized in that the mobile phone subscriber is connected to the Internet to check their cost processing status by accessing the Internet.

In addition, the cost payment method using a mobile phone according to the present invention by pressing the payment switch of the mobile phone for payment of the step of transmitting the opening state and the mobile phone number of the mobile phone through the short-range wireless communication unit, the data transmitted from the short-range wireless communication unit of the mobile phone Receiving through the collector and storing the mobile phone number and processing costs, collecting the mobile phone number and processing costs stored in the collector to the collection server, the mobile number and processing costs collected by the collection server for each mobile carrier It is characterized by consisting of the step of separating and transmitting to each mobile carrier server and requesting payment, storing the transmitted mobile number and processing costs in a database, paying the cost and billing the mobile subscriber.

In the step of storing the data received through the collector above, it is determined whether an error has occurred in the received data, and if an error occurs by determining the error, an error message is output and returned to the step of receiving data and the error is returned. If it does not occur, the step of determining whether the mobile phone is opened, and if it is not opened after determining whether the opening of the mobile phone is returned to the step for outputting an unopened message and receiving data, and if the opening step is to display the processing cost Characterized in that further comprises.

In addition, it characterized in that it further comprises the step of enabling to check the processing cost by accessing the mobile communication company server via the Internet.

According to the present invention made as described above, when the opening information of the mobile phone and the mobile phone number are sent for payment, the mobile carrier pays the cost and charges the mobile phone subscriber to pay the cost.

Hereinafter, exemplary embodiments of the present invention will be described with reference to the accompanying drawings. In addition, this embodiment is not intended to limit the scope of the present invention, but is presented by way of example only.

1 is a block diagram showing a cost payment system using a mobile phone according to the present invention.

As shown here, the cellular phone 10 has a short range wireless communication unit 20 for transmitting wireless data at a short range, and an opening state and a mobile phone of the mobile phone 10 stored in the mobile phone storage unit 12 at the mobile phone control unit 14. The payment switch 30 is selected to transmit the number and the like through the short range wireless communication unit 20.

In addition, the collector 40 installed in a place for paying a small amount of money such as a bus or a subway is a collector 40 that receives data output from the short-range wireless communication unit 20 of the mobile phone 10 and stores a mobile phone number and processing cost. ) Is installed.

At this time, the collector 40 is a receiver 41 for receiving the wireless data output from the short-range wireless communication unit 20 of the mobile phone 10, the storage unit 47 for storing the received data, processing costs and results The display unit 43 to display, the key input unit 45 for resetting the processing cost or operating the collector 40, and the data received from the receiver 41 are stored in the storage unit 47, and the key input unit 45 is stored. Control unit 49 for displaying and processing on the display unit 43 according to the value input from the.

In addition, a collection server 80 is installed to collect and transmit cell phone numbers and processing costs stored in each collector 40 from the collectors 40 installed in many places and separate and transmit them for each mobile communication company.

And, A mobile communication company server 51 and B mobile communication company server 53 for paying the processing costs and receiving the mobile phone number and processing costs collected from the collection server 80 and charges the mobile phone subscriber 70, and C is connected to the mobile communication company server 55, and each mobile communication company server (51, 53, 55) is provided with a respective database (DB) for storing the received information.

Further, the A mobile communication company server 51, the B mobile communication company server 53, and the C mobile communication company server 55 are connected to the Internet 60, and the mobile phone subscriber 70 confirms the processing status of the processing cost through the Internet. Make it visible.

In addition, the short-range wireless communication unit 20 may be configured as one of the most inexpensive and widely known infrared communication or the recent short-range wireless communication, Bluetooth communication, optical communication, RF communication.

Referring to the flow chart for explaining the cost payment method using the mobile phone shown in Figures 2 to 3 the cost payment method using a mobile phone according to the present invention made as described above are as follows.

First, as shown in Figure 2 will be described with reference to a flow chart showing a state that is processed between the mobile phone and the collector.

The mobile phone 10 stores the mobile phone number for opening and continuously communicates with the mobile telecommunication company to determine the opening state such as whether the mobile phone number is normally entered or in a canceled state and displayed on the mobile phone.

The mobile phone subscriber 70 operates the payment switch 30 by placing the mobile phone 10 on the collector 40 installed at the entrance to pay a small fee when boarding a bus or subway (S10).

Then, the mobile phone control unit 14 transmits the opening state and the mobile phone number of the mobile phone 10 stored in the mobile phone storage unit 12 to the collector through the short range wireless communication unit 20 (S12).

Then, the receiver 41 of the collector 40 receives the data transmitted from the short-range wireless communication unit 20 of the mobile phone 10 (S14).

Then, it is determined whether the received data is normally received without error (S16).

In this case, when an error occurs in the data, an error message is output and the data is returned to the step S14 of receiving the data in order to receive the input data again (S18).

However, when data is normally received, it is determined that the mobile phone 10 is normally opened and used normally by analyzing the opening information of the mobile phone 10 (S20).

In this case, when the mobile phone 10 is not opened, the mobile device 10 returns to the step S14 of receiving data in order to output an unopened message without receiving a cost and to receive data input again (S22).

However, when the mobile phone 10 is normally opened and used, the processing cost is displayed on the display unit of the collector (S24) and the input mobile phone number and the processing cost are stored in the collector 40 (S26).

In this case, the processing cost may be reset through the key input unit 45 according to the processing cost.

The mobile phone number and the processing cost stored in the collector are collected by the collection server as shown in FIG. 3 and transmitted to each mobile communication company server to request a payment.

That is, the mobile phone number and processing costs stored in each collector 40 are collected by the collection server 80 and separated by the mobile communication company according to the mobile phone number in the collection server 80 (S30).

Then, the mobile phone number and the processing cost stored in the collection server 80 is transmitted to each of the mobile telecommunication company server (51, 53, 55) according to the mobile phone number and request to pay the processing cost (S32).

Then, each mobile telecommunication company server (51, 53, 55) stores the input mobile phone number and processing costs in the database (S34).

Then, the bill is charged (S36) and the mobile phone subscriber 70 is billed together with the processing fee when the call charge (S38).

In addition, the mobile phone subscriber 70 is connected to the mobile communication company server (51, 53, 55) he subscribed through the Internet 60 to determine the status of the processing cost.

As described above, according to the present invention, when a person rides a bus or subway using a mobile phone possessed by most people, pays a fee by sending a mobile phone number after paying a small amount of goods, and paying a fee, each mobile carrier calculates the cost. And by charging the mobile phone subscribers with the call charges, there is an advantage that can easily pay the cost without using a separate card.

In addition, when the cell phone is lost, when the cell phone is canceled, the cell phone is immediately disabled, so that the offline payment collector can grasp that the payment is stopped, thereby reducing the occurrence of loss when the card is used for charging.

In addition, by using a cheap and simple short-range wireless communication, the installation cost of the collector is low, there is an advantage that can be installed anywhere.

In addition, it is possible to reduce the cost required for issuing a separate card by allowing the user to pay the cost using a mobile phone already owned.

Claims (7)

A short range wireless communication unit installed in a mobile phone for transmitting wireless data at a short range; A payment switch for selecting an opening state of the mobile phone and a mobile phone number to be transmitted through a short range wireless communication unit; Collector for receiving the data output from the short-range wireless communication unit of the mobile phone to store the mobile phone number and processing costs; A collection server for collecting the mobile phone number and the processing cost stored in the collector and separating each mobile carrier and transmitting the data to the mobile carrier; A plurality of mobile carrier server for receiving the collected mobile number and the processing cost from the collection server to pay the processing cost and billing the mobile phone subscribers Payment system using a mobile phone, characterized in that consisting of. The system of claim 1, wherein the short range wireless communication unit is one of infrared communication, Bluetooth communication, optical communication, and RF communication. The method of claim 1, wherein the collector A receiver for receiving wireless data, A storage unit for storing the received data; A display unit for displaying processing costs and results; A key input unit for resetting processing costs or operating the collector; A control unit for storing the data received by the receiving unit in the storage unit and displaying and processing the data in the display unit according to the value input from the key input unit Cost payment system using a mobile phone, characterized in that consisting of. The system of claim 1, wherein the plurality of mobile communication server servers are connected to the Internet so that mobile phone subscribers can access the Internet and check their own cost processing. Pressing the payment switch of the mobile phone to pay the cost and transmitting the opening state of the mobile phone and the mobile phone number through the near field communication unit; Receiving the data transmitted from the short range wireless communication unit of the mobile phone through a collector to store the mobile phone number and processing cost; Collecting the mobile number stored in the collector and the processing cost to a collection server; Separating the mobile phone number and the processing cost collected by the collection server for each mobile telecommunication company and transmitting to each mobile telecommunication company server and requesting a payment; Storing the transmitted mobile number and processing cost in a database, paying the fee and charging the mobile phone subscriber; Cost payment method using a mobile phone, characterized in that consisting of. 6. The method of claim 5, wherein storing data received through the collector Determining whether an error has occurred in the received data; Determining an error and returning an error message and receiving data when an error occurs and determining whether the mobile phone is opened when an error does not occur; After determining whether the mobile phone is opened, if it is not opened, returning to the step of outputting an unopened message and receiving data, and displaying the processing cost if it is opened. Cost payment method using a mobile phone, characterized in that further comprises a. The method of claim 5, further comprising: accessing a mobile telecommunication company server through the Internet to check processing costs.