KR20020044995A - Method of Administrating Registration Expense for Learning in the Internet - Google Patents

Abstract

PURPOSE: A method for managing a tuition fee on the Internet is provided to make a user conveniently register to an education organization and to receive the registration and service of the education organization with a cheap commission by making the education organization simultaneously carry out the business of the registration and the registration fee reception. CONSTITUTION: The method for managing the tuition fee comprises the steps of realizing a member information DB, a registration related information DB and a registration fee DB(s1-s3), displaying the registration related information corresponding to the education organization selected by a member(s8), and requesting a registration approval to the education organization by receiving a registration document and the payment information, requesting a card payment approval and a transfer to a financial organization(s9) and recording the detail in the registration fee DB. After the confirmation of the registration and the registration fee reception(s10), the confirmation result is recorded to the registration fee DB and the registration result is informed to the member(s11).

Description

How to Manage Education Tuition Fees on the Internet {Method of Administrating Registration Expense for Learning in the Internet}

The present invention relates to a method for managing education tuition fees on the Internet, and more particularly, to a method for managing education tuition fees on the Internet to perform registration and payment of tuition fees to an educational institution via the Internet and to integrate financial institutions related to tuition fees.

Generally, there are various financial institutions such as banks, securities firms, securities firms, investment trust companies, card settlement companies and post offices. Most financial institution users open accounts in one or more of the various financial institutions and make physical transactions. And the movement of funds frequently occurs in the same way as the transfer of funds between accounts in accordance with the activation of financial transactions.

The automated terminal for such a financial service is made to be operated by an application supported by a specific financial institution, so all of them are made to trade only financial products supported by their financial institutions. In addition, even when a particular financial institution is used in a business partnership with another second financial institution, the specific financial institution is configured to be dependent on the banking transaction without making a second financial institution itself transaction. From the point of view of the financial institution of 2, there are problems such as using the financial product used by the specific financial institution as it is or accepting all the unreasonable fee payment schemes unilaterally set by the bank.

There are two types of alliance methods as described above. One is the inconvenience of having to cooperate with various financial institutions by notifying the affiliated organization's account system so that customers of the affiliated institutions use only the automated terminals of the affiliated banks. There is another one, which notifies the affiliate institution of the accounting system of a particular financial institution, and records the virtual account of the affiliate financial institution on its own card issued by the affiliated institution to the customers of the affiliated institution, so that not only the affiliated financial institution but also almost all financial institutions By using an automated terminal, the affiliated bank's account system is recorded and issued to the affiliated bank's card, so it is difficult to terminate the contract due to the large number of cards issued. There are many problems that may cause various demands.

In other words, the transfer between the accounts is divided into a companion transfer, which is an account transfer between the same financial institution, and another transfer, which is an account transfer between another financial institution, which is relatively inexpensive and easy through its own information network. However, in the case of other transfers, since they are carried out between financial institutions with heterogeneous management methods and information and communication operating systems, countries around the world have set up financial joint networks of separate organizations to mediate transactions between financial institutions.

In such a case, there is a disadvantage in that a certain fee is charged depending on the type of work and the size of the amount of money when the work is carried out.

On the other hand, in order for a customer using a general financial institution to register with an educational institution (for example, a school, an institute, or an Internet information provider that provides educational information, etc.), a registration related document required by the educational institution must be completed and submitted. Tuition fees are also required to be paid directly to the general financial institutions each time for a certain period of time, and in accordance with the information age, when registering with a large number of educational institutions and paying tuition, there are many inconveniences.

Alternatively, as described above, there is a method of paying the tuition fee by wire transfer to the financial institution corresponding to the educational institution to be registered in the main financial institution as described above. There is a disadvantage that a lot of burden occurs.

In order to solve the problems as described above, the present invention allows the user to perform registration and payment of tuition fees at the same time through the Internet and to integrate the financial institutions related to tuition, it is convenient for the user to perform registration to the educational institution Its purpose is to provide registration and services to educational institutions at low fees.

The present invention sets the distribution rate for each payment approval and the number of deposits in advance, records the status of membership tuition to the financial institution, and automatically distributes the payment for tuition completed by educational institutions according to the distribution rate, thereby paying the tuition fee to the customer. Automatically manage and provide convenience, financial institutions can only perform the deposit function and get commissions, and educational institutions, educational system providers and tuition management servers can benefit for a certain amount by the customer's tuition prepayment There is a purpose.

1 is a block diagram showing a configuration for managing education tuition on the Internet according to an embodiment of the present invention.

2 is a flowchart illustrating a method for managing education tuition on the Internet according to an embodiment of the present invention.

Explanation of symbols on the main parts of the drawings

10: Tuition Fee Management Server

11: Front Office Engine Part

12: Back Office Engine Part

13: Member Information Database

14: registration-related information database

15: Tuition fee database

20-1 to 20-n: Internet users 30-1 to 30-m: Financial institutions

40-1 to 40-l: educational institutions

Educational tuition management method in the Internet according to an embodiment of the present invention for achieving the above object comprises the steps of implementing a member information database for each member of the education information of interest; Implementing a registration related information database by databaseing registration related information for each educational institution; Implementing a tuition fee database for setting a distribution rate for each payment approval and the number of deposits and storing information about payment approval and deposit fees; Searching for a valid member registered in the member information database when a member logs in by inputting an ID and password after accessing the member; Displaying a training institution search window to select an educational institution in the case of a legitimate member, and reading and displaying registration related information corresponding to the selected educational institution; Receiving registration-related documents and payment-related information through the registration-related information, requesting registration approval to the educational institution, requesting credit card payment approval or deposit to a financial institution, and recording the corresponding matters in the tuition database; Confirming registration by receiving a registration result of the educational institution, and confirming a deposit of tuition by receiving a card payment approval or a deposit result of the financial institution; And registering the result of the tuition deposit check in the tuition database and notifying a member of the registration result.

Alternatively, the method for managing education tuition fees on the Internet according to an embodiment of the present invention determines whether a member is registered after receiving and reviewing the registration related documents from the educational institution, and notifies the result of the registration, and the payment is made by the financial institution. After receiving the relevant information, the credit, card limit or bank account balance of the member after determining whether or not to approve payment or deposit, and the result of the process further comprises.

In addition, the education tuition management method on the Internet according to an embodiment of the present invention reads the tuition fees registered in the tuition database and distributes the corresponding tuition fees for each educational institution according to the distribution rate corresponding to the payment approval and the number of deposits. Characterized in that the process further comprises the process of depositing. Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

As illustrated in FIG. 1, the tuition management server 10, the tuition management server 10, a plurality of Internet users 20-1 to 20-n, and a plurality of financial services are configured for the education tuition management in the Internet. It comprises an institution (30-1 ~ 30-m), and a plurality of educational institutions (40-1 ~ 40-l), the tuition management server 10 has a corresponding Internet user (20-1 ~ 20-n) ), The front office engine unit 11, which provides a UI for depositing tuition fees through a card, online, etc., and conducts an inquiry inquiry and a deposit confirmation on the materials requested by the Internet users 20-1 to 20-n. The back office engine unit 12 distributes the funds to the corresponding educational institutions 40-1 to 40-l according to the distribution rate for each case and automatically deposits them, and the member information database 13 storing personal information of members. And registration-related information that stores registration-related information for each educational institution (40-1 to 40-l). Database 14 and a tuition database 15 storing information on tuition fees. The financial institutions 30-1 to 30-m include, for example, card payment companies and banks. Examples of institutions 40-1 to 40-l include schools, academies, and Internet information providers that provide educational information.

The education tuition management method in the Internet according to an embodiment of the present invention will be described with reference to the flowchart of FIG. 2.

First, in the tuition fee management server 10, any Internet user 20-1 to 20-n accesses personal information necessary for membership, name, resident registration number, address, grade, desired ID and password, interest education information, and the like. In the case of requesting membership after recording the information, the member information database 13 is implemented for each education information of interest using the inputted personal information (step S1). In addition, the member registers the educational institution 40-1 to 40-l which the member later registers in the member information database 13, and the member accesses information corresponding to the educational institution 40-1 to 40-l. At the same time, it displays the information and automatically performs tasks related to payment of tuition.

In addition, the tuition fee management server 10 is associated with the registration corresponding to the selected educational institution (40-1 ~ 40-l) when the member selects the educational institution (40-1 to 40-l) to register yourself In order to display information, that is, information on documents related to registration, and information related to tuition fees such as tuition fees and tuition payments, the relevant registration related information is databased, that is, the registration related information database 14 is provided to each educational institution ( 40-1 to 40-l) are implemented separately (step S2).

In addition, the tuition fee management server 10 receives the tuition fee payment approved and deposited according to the distribution rate corresponding to the payment approval and the number of deposits of the education institutions 40-1 to 40-l. l) In order to distribute and deposit by each financial institution (30-1 to 30-m) corresponding to the payment, the distribution rate is set in advance for each payment approval and the number of deposits, and the payment approval to the financial institution (30-1 to 30-m) Implement a tuition database that stores information about the deposit received (step S3).

Thus, when the general Internet users 20-1 to 20-n access the tuition management server 10 through the Internet using their PCs, the tuition management server 10 transmits the Internet user 20-n to the tuition management server 10. General information about educational services (e.g., information from educational institutions (40-1 to 40-l), alumni information, educational information, etc.), general information about tuition management services after detecting a connection from 1 to 20-n) (E.g., screen composition, description, usage procedures, etc.), and display the main homepage including information on membership registration, member access information, etc., while allowing the information on the main homepage to be searched and viewed. (Step S4).

Then, when the Internet user 20-1 to 20-n clicks on a membership request to register as a member of the tuition management server 10, the tuition management server 10 transmits the Internet user 20-n. 1 ~ 20-n) Display the input window to record the personal information required for membership, such as name, social security number, address, grade, desired ID and password, educational information of interest, etc. And registers as a member in the member information database 13 using the personal information input through the corresponding input window (step S5). At this time, the desired ID can be duplicated.

Accordingly, when any member accesses the tuition management server 10 and enters his / her ID and password in an input window for member authentication in the main homepage and clicks login, the tuition management server 10 In step S6, after detecting the member authentication request, the corresponding ID and password are checked to determine whether the member requesting the authentication is a valid member registered in the member information database 13 (step S6).

In this case, in the sixth step (S6), if the member is not a legitimate member, an error message is displayed for use after joining the member. On the other hand, if the member is a legitimate member, the educational institution to register the member (40-1 to 40-l) ), The education institution search window is displayed so that the user can search for and select (step S7).

Accordingly, when a member searches for and selects an educational institution 40-1 to 40-l through an educational institution search window, the tuition management server 10 detects the member's educational institution selection and then selects the selected educational institution. Registration-related information corresponding to the engines 40-1 to 40-l is read out from the registration-related information database 14 and displayed (step S8).

Then, the member enters the information according to the registration documents among the displayed registration-related information, and selects a payment method according to the tuition-related information among the displayed registration-related information. When requested, the tuition fee management server 10 receives registration related documents from members and sends them to the selected educational institutions 40-1 to 40-l to request for approval of registration, and also the selected payment method and the corresponding inputs. According to the payment related information received from the member, payment information is received and sent to the financial institutions (30-1 to 30-m) to request card payment approval or deposit, and the card payment approval or deposit request matters are received from the tuition database ( 15) (step S9).

Then, the educational institution 40-1 to 40-l receives the registration related documents from the tuition fee management server 10 and examines the registration related document, and then determines whether to register the corresponding member, and the result is the tuition fee management server 10. And the financial institution 30-1 ~ 30-m receives the payment related information from the tuition management server 10 receives the credit, card limit, bank account balance, etc. of the member to approve card payment or After determining whether to deposit or not, the result is transmitted to the tuition management server 10.

Thus, the tuition fee management server 10 receives the information on the registration result from the selected educational institutions (40-1 ~ 40-l) to check the registration and from the financial institutions (30-1 ~ 30-m) After confirming the member's tuition deposit by receiving information on the card payment approval or the deposit result (step S10), the tuition deposit confirmation result is upgraded to the tuition database 15 and the member is notified of the registration result. (Step S11).

At the same time, the tuition fee management server 10 reads the tuition fee recorded in the tuition fee database 15 and according to a distribution rate corresponding to the number of payment approvals or deposits related to the educational institutions 40-1 to 40-l. The paid tuition fee is distributed to the financial institutions 30-1 to 30-m corresponding to the educational institutions 40-1 to 40-l, and the deposit is made (step S12).

On the other hand, the operation of the twelfth step (S12) in the ninth step (S9) divided into the case of tuition card payment and the case of online payment of tuition fee as follows.

First, in the case of payment of the tuition card, the member selects a payment method as a card according to the tuition related information among the displayed registration related information, and then inputs the member's own card type, card number, password, etc. to make a deposit. When requested, the tuition fee management server 10 receives payment related information from the member and sends the payment related information to the card payment company among the financial institutions 30-1 to 30-m to request payment approval. At the same time, the payment approval request is recorded in the tuition database 15. At this time, the card payment contents such as the card payment amount, payment date, etc. are displayed together with the payment information of the member so that the member can check it.

Accordingly, the card payment company receives the payment related information from the tuition management server 10 to look up the credit, card limit, etc. of the corresponding member to determine whether to approve payment, and the result of the payment approval or impossibility of the tuition management server (10), the tuition management server 10 receives the information on the payment approval result from the card payment company, if the approval is inquired the approval number to upgrade to the tuition database (15) give.

In addition, the card payment company is a financial institution (30-1 ~ 30-m) corresponding to the tuition management server 10 for the tuition fee for the authorization number in accordance with its payment date (for example, the payment date of the approved card) ), And the financial institution 30-1 to 30-m informs the tuition management server 10 of the deposit payment of the card payment company.

Accordingly, the tuition fee management server 10 receives the tuition deposit notification of the card payment company from the financial institutions 30-1 to 30-m and pays for the authorization number recorded in the tuition fee database 15. The registration fee is registered in the tuition fee database 15, and the tuition fee of the tuition fee database 15 is read thereafter and the corresponding tuition fee is completed according to the distribution rate corresponding to the number of deposits of the educational institutions 40-1 to 40-l. The funds are distributed to the financial institutions (30-1 to 30-m) corresponding to the educational institutions (40-1 to 40-l).

Secondly, in the case of online payment of tuition fees, the member selects a payment method as online deposit according to the tuition related information among the displayed registration related information, and then enters the member's own financial institution name, bank account number, password, etc. When requesting a deposit, the tuition management server 10 checks the input payment related information and sends the payment related information to the corresponding financial institution 30-1 to 30-m to request a deposit. At the same time, the deposit request is recorded in the tuition database 15. At this time, the contents of the deposit request, such as the remittance destination, remittance amount, etc. are displayed together with the payment information of the member so that the member can check it.

Accordingly, the financial institutions 30-1 to 30-m receive payment related information from the tuition management server 10, search the bank account balance of the corresponding member, determine whether to deposit the money, and deposit the money to the remittance destination. The tuition fee management server 10, and the tuition fee management server 10 receives the information on the deposit result from the financial institution (30-1 ~ 30-m) after confirming the tuition deposit of the member after the tuition fee The deposit confirmation result is upgraded to the tuition fee database 15.

In addition, the tuition fee management server 10 reads the tuition fee status registered in the tuition fee database 15 later, and the payment is completed according to a distribution rate corresponding to the number of deposits of the educational institutions 40-1 to 40-l. The tuition fee is distributed to the financial institutions (30-1 to 30-m) corresponding to the educational institutions (40-1 to 40-l).

As described above, according to the present invention, it is possible to simultaneously perform registration and payment of tuition fees to educational institutions via the Internet, and integrate financial institutions related to tuition fees. Educational institution registration and services may be provided. In addition, according to the present invention by setting the distribution rate of payment approval and the number of deposits in advance by the financial institution and records the status of membership tuition to the financial institution, by distributing the payment completed tuition fee per educational institution according to the distribution rate, the customer automatically It provides the convenience of automatically managing the tuition payment, provides financial institutions with only the deposit function and obtains the fee, and provides educational institutions, educational system providers, and tuition management servers with a certain amount of money paid by the tuition prepayment of customers. You can enjoy

Claims (3)

Implementing a member information database for each member's interest education information; Implementing a registration related information database by databaseing registration related information for each educational institution; Implementing a tuition fee database for setting a distribution rate for each payment approval and the number of deposits and storing information about payment approval and deposit fees; Searching for a valid member registered in the member information database when a member logs in by inputting an ID and password after accessing the member; Displaying a training institution search window to select an educational institution in the case of a legitimate member, and reading and displaying registration related information corresponding to the selected educational institution; Receiving registration related documents and payment related information through the registration related information, requesting registration approval to the educational institution, requesting credit card payment approval or deposit to a financial institution, and recording the corresponding matters in the tuition database; Confirming registration by receiving a registration result of the educational institution, and confirming a deposit of tuition by receiving a card payment approval or a deposit result of the financial institution; And registering the result of the tuition deposit check in the tuition database and notifying a member of the registration result. The method of claim 1, After receiving and reviewing the registration-related documents at the educational institution, the member decides whether or not to register the member and notifies the result, and the financial institution receives the payment-related information and inquires the member's credit, card limit or bank account balance. And later determining whether or not to approve or deposit the card payment and notify the result thereof. The method of claim 1, Education tuition fee on the Internet, characterized in that further comprising the process of distributing the deposit payment by the educational institutions according to the distribution rate corresponding to the payment approval and the number of payments by reading the registration fee registered in the tuition database How to manage.