KR20020033698A - Reserve points system and method by contactless card - Google Patents

Abstract

PURPOSE: An RF(Radio Frequency) card service system and method is provided to authenticate a customer and accumulate bonus points if the customer gets an RF card near a terminal at a member store so that it can efficiently maintain the customers. CONSTITUTION: The method comprises steps of a user subscribing for a member of a web server, the web server storing a member identification number and issuing an RF card, the member purchasing goods or services at a member store by using the RF card, the member store checking the RF card at a terminal if the card is registered, if the card is not registered, the terminal registering the RF card, the terminal transmitting the registered information on the card to the web server, the web server storing the registered information at a database, if the card is registered, the terminal of the member store approving the card and giving bonus points according to the amount of the purchase, the terminal accumulating the new point, the terminal checking if the accumulated point is over a reference value(S25), the member store asking the member if the member wants to receive a gift corresponding to the accumulated point(S26), the member store giving the gift to the member if the member wants the gift(S27), the terminal deducting a point, corresponding to the gift, from the accumulated point(S28), the terminal storing the updated point to the card(S29), the terminal transmitting the updated point to the web server(S30), the web server storing the updated point at a database(S32), the web server analyzing the purchase data stored at the database and transmitting a purchase pattern and a service pattern to the terminal(S34, S36).

Description

Reward points system and method using contactless card {Reserve points system and method by contactless card}

The present invention relates to a point system and method using a non-contact card, more specifically, by registering a highly secure RF card to access the RF card within the recognition distance of the merchant terminal, the accrued points are accumulated and the user is accumulated Does not need to be issued a new card and do not have to hold multiple cards, merchants are related to the points system and method using a non-contact card to secure a fixed (regular) customer.

In general, commodities have a production, distribution, and sales cycle, and are sold to the end consumer as sales profits rise in the distribution phase relative to the price at the time of production.

Thus, since the end consumer has no other benefits besides the value of the product he / she purchases, it is difficult for the seller to induce consumption for the customer to purchase additional and persistent goods.

In addition, in terms of service provision, the consumer has no additional benefits other than the service provided, and thus, it is difficult to induce the customer to receive the service continuously from the service provider's point of view.

Therefore, some companies use a coupon system, that is, a refund of a certain amount of a purchase amount of a product or a given amount of a service, a refund, a free gift or a free service.

For example, a coupon (sticker), which is given when purchasing an object, is given to a blank space of a specific paper, and a free gift is given when there is no space.

In addition, when a consumer purchases a certain product or receives a service, a magnetic card is contacted to a terminal to inform the user of a cumulative score (earning point) through a receipt or a card. Marketing schemes have emerged that allow payment or purchase of goods.

Such a reserve marketing method has an online earning system that allows a certain amount of money used by a consumer to be accumulated as mileage points, and used as cash when the accumulated reserve reaches a certain point.

However, in the conventional sticker method, the user must attach the sticker directly, and there is a risk of loss or damage.

The method of earning by using magnetic cards is cumbersome to carry several cards and use them in contact, so you have to wait while processing the cards.

That is, in order to accumulate points at merchants operated by company B because they have a contact card of company A and accumulate points only at merchants operated by company A, and credit points are not earned at merchants operated by other company B. You must make a new card, and after you make it, you must have a card from the affiliated company that is operated by A or B.

In addition, it could not analyze the purchasing patterns (trends) or service patterns (trends) of specific consumers, and did not use them for marketing.

The present invention has been made to solve the above-mentioned problems, and by registering a highly secure RF card to approach within the recognition distance of the merchant terminal, points are earned, so it is not necessary to carry multiple cards and for RF card processing. There is no need to wait, it is to provide a point and point system and method using a contactless card that can be actively used in marketing by grasping the purchase tendency of customers.

In order to achieve the above object, the present invention is an RF card that stores the member's unique number and earning point information and the RF chip for radio recognition;

A merchant terminal that registers the RF card and wirelessly reads the RF card with respect to the goods or services provided and updates and stores the points in real time:

To provide a credit points system using a contactless card that includes.

In order to achieve the above object, the present invention, the user who wants to receive the points earned by the merchant, the step of registering as a member to the web server that manages the merchant, the web server stores the member's unique number and points information to the member And issuing an RF card with a built-in RF chip for wireless recognition, and confirming that the RF card is registered with the merchant in order to purchase a specific item or receive a desired service from the merchant and receive points through the RF card. And registering the RF card with the merchant if the RF card is not a card registered with the affiliate store, authenticating the RF card with respect to the goods or services provided through the terminal of the affiliate store, and granting the accumulated points. Accumulating the given earned points on the existing earned points; Updating the accumulated points with new points and storing them in the RF card and the merchant terminal; transmitting information generated when purchasing goods or providing services from the merchant terminal through the Internet to the web server; To provide a method for earning points using a non-contact card, including the step of storing, analyzing the stored information, and sending down the purchase pattern or service pattern obtained by analyzing the merchant terminal.

1 is a block diagram of the earning point system according to the present invention.

FIG. 2 is a schematic structural diagram of an affiliated store terminal shown in FIG. 1.

3a and 3b is a flowchart of the earning point method according to the present invention.

<Description of the symbols for the main parts of the drawings>

10: RF card 12: RF chip

20: merchant terminal 21: contactless card reader

22 control unit 23 display means

24: storage means 25: communication means

26: input means 27: output means

30: Internet network 40: Web server

42: Member DB44: Earn Points DB

46: Merchant DB48: RF card DB

First, in order to help the understanding of the present invention, an RF card will be described. An RF card (Radio Frequency Card) is provided with a computing element and a memory element necessary for information processing, and provides communication and power using an external terminal and a radio. RF chip is embedded to receive.

The RF card is classified into a CICC (Cotactless Intergrated Circuit Card) having a communication range of 0 to 2 mm and a communication frequency of 4.9157 MHz, and a RCCC (Remote Coiling Communication Card) having a communication range of 0 to 10 cm and a communication frequency of 13.56 MHz. It has features such as high reliability, multifunction, and ease of use, and the RF card is processed when the RF card holder approaches the RF card within the recognition distance on the antenna box of the terminal. There is no need to wait for a stop.

In addition, the data is encrypted to prevent fraud and a fixed serial number (unique number) is built into each RF card to ensure its uniqueness.

Hereinafter, the present invention will be described with reference to the accompanying drawings.

1 is a block diagram of the earning point system according to the present invention.

First, looking at the basic configuration of the present invention, the member's unique number and the earning point information is stored and RF card 10 embedded with the RF chip 12 for wireless recognition, and registered and sold the RF card 10 Characterized in that it comprises a member terminal 20 for wirelessly reading the RF card 10 for the goods or services provided by updating and storing the earned points in real time.

In addition to the above-described basic configuration, the communication means 25 is provided in the affiliated store terminal 20 so as to be connected to the Internet network 30, and the purchase data and / or service data of the accumulated points and members from the affiliated store terminal 20. The web server 40 receives the analysis, obtains the purchase pattern and / or service pattern of the member, and provides the purchase pattern and / or service pattern to the affiliated store.

The web server 40 recruits affiliated stores and manages the affiliated stores. When a particular item is purchased or a specific service is received for the sales of the affiliated store, the web server 40 stores points for the corresponding item or the corresponding service. In case of granting the accumulated points for the affiliated stores, the accumulated points are managed together with the affiliated stores.

In the method of granting and managing the earning points, first, by accumulating and earning points separately for each merchant, the points earned in one merchant are not accumulated in the points earned in other merchants but are accumulated and managed for each merchant. It is a way.

Second, it is a way to accumulate and manage earned points by integrating by affiliates in the same industry.

For example, if multiple salons are registered as affiliated stores, regardless of the location or location of the salon, the accumulated points will be accumulated regardless of the salon.

Third, as a way to accumulate and manage the earning points by integrating by the affiliated stores located in the same area, if there is a market or a large building, if there are affiliated stores in the market or building, the accumulated points are accumulated regardless of the industry.

Fourth, it is a way to accumulate and manage earning points for all affiliates regardless of industry or region.

In addition to the four methods may be combined to manage the earned points.

The web server 40 issues a RF card 10 by assigning a specific unique number to a member who wants to issue the RF card 10, and based on the unique number, points, purchase data, service data, and prize data of the member. Manage it.

The purchase data relates to a purchased item, date, time, a unique number, etc. when purchasing a product, and the service data relates to a service item, a date, a time, a unique number, etc., provided when a service is provided.

The prize data is related to the items, date, time, unique number, etc. of the prizes paid when the accumulated points are more than a predetermined point to pay the prizes.

Members receive a certain percentage of points if they register with the affiliated store they want to use while receiving the RF card 10 with their unique number, and purchase a specific item or receive services and authenticate the RF card 10 Is accumulated and the member's purchase data or service data is stored in the web server 40 and analyzed by the web server 40 to know the purchase pattern or service pattern for the member.

When these accumulated points accumulate and become more than a certain point, members can purchase goods or receive prizes using these points, and members can purchase goods at a lower price, and merchants can secure regular customers.

The affiliated store terminal 20 transmits the earned point obtained by reading the RF card 10 and the member's purchase data or service data to the web server 40 through the Internet network 30 in real time or at a predetermined period, The web server 40 analyzes based on the transmitted information, obtains a purchase pattern or a service pattern for each member, and provides the analyzed data to the affiliated store.

Inside the web server 40, the affiliated store DB 46, which stores information such as the location of the affiliated store, phone numbers, sales items or service industries, and names, resident registration numbers, addresses, telephone numbers, and purchase data of registered members. Member DB (42) storing service data, giveaway data, etc., the earning point DB (44), the earning points are stored for each member (by RF card), merchants, and RF card DB stored the member's unique number, earning points, etc. It consists of 48.

The merchant terminal 20 installed at the affiliated store executes reading of the RF card 10 for registration, authentication, and renewal of the points of the RF card 10 held by the member. If you purchase a specific item or use the service in the registered state, the RF card 10 is read and given points and transmitted to the web server 40 along with the purchase data or service data of the member.

In addition, the affiliated store terminal 20 searches for information stored in various DBs 42, 44, 46, and 48 of the web server 40 connected through the Internet network 30 as necessary, that is, information generated from other affiliated stores. You can update the necessary information by receiving the updated earning points, purchase data or service data, giveaway data, etc., and send down the information from the web server 40 to each affiliated terminal 20 in real time or at regular intervals for information. You can also update it.

Looking at the configuration of the merchant terminal as follows.

FIG. 2 is a diagram illustrating an internal structure of the affiliated store terminal illustrated in FIG. 1.

2, in the non-contact card reader 21 of the present invention, information is read from the RF card 10 by wireless communication.

In addition, the contactless card reader 21 is configured to read card information from a magnetic card such as a debit card or a credit card in addition to the RF card 10.

The input means 26 is composed of a keypad or a touch screen to input Arabic numerals, Korean consonants or vowels, English alphabet words or special characters.

The storage means 24 is the merchant information, the information input through the input means 26, the member's unique number and points earned read from the member's RF card 10, the member of the web server 40 analyzed and provided Stores information about purchase patterns or service patterns.

The storage means 24 may be composed of random access memory (RAM) or read only memory (ROM).

The display means 23 can recognize the information input through the input means 26, the unique number of the member read from the RF card 10, the earning point and the purchase data or service pattern of the member, such as a liquid crystal display ( And a display device such as a liquid crystal display (LCD) or a plasma display panel (PDP).

The output means 27 outputs the information input through the input means 26, the member's unique number read from the RF card 10, the earning points and the member's purchase data or service pattern and the like on a paper medium. Device.

The communication means 25 connects to the site operated by the web server 40 through the wired / wireless internet network 30, and the respective wires for the web protocol implemented in the internal browser as well as the modem or the LAN card. Wireless communication module is provided.

The controller 22 performs registration or authentication from the information read through the RF card 10 and the information input through the input means 26, and controls each of the means provided therein.

Looking at the earned point method of the above-described configuration with reference to Figures 3a and 3b, first, the web server 40 recruits and manages affiliated stores.

The user who wants to receive the points earned by the merchant using the RF card 10 registers as a member to the web server 40 (S10).

At this time, the affiliated store DB 44 of the web server 40 stores information such as the location of the affiliated store, sales goods or service industry, and a telephone number, and the member DB 42 includes information such as a name, resident registration number, address, and telephone number. Stored.

The web server 40 stores the member's unique number and earning point information and issues an RF card 10 in which the RF chip 12 is embedded for wireless recognition (S12).

Members go to the merchant with the issued RF card (10) to buy a specific item or provided the desired service (S14), the RF card (10) first to receive credit points through the RF card (10) merchant terminal Check whether or not the card registered in (20) (S16).

If the RF card 10 is not a card registered in the merchant terminal 20, the RF card 10 is registered in the merchant terminal 20 (S17).

The affiliated store terminal 20 transmits the information about the registered RF card 10 to the web server 40 through the Internet network 30 (S18), the web server 40 each of the information to operate the information. Store in the DB (S19).

If the card is not registered through the above-described steps, and if the registered card is directly authenticated to the merchant terminal 20 with the RF card 10 for the purchased goods or services provided (S20).

At this time, if the RF card 10 approaches within the recognition distance on the antenna box of the merchant terminal 20, the merchant terminal 20 reads it and authenticates the RF card 10, and at the same time grants an earning point ( S22).

Since the merchant terminal 20 is processed at a speed of 0.1 seconds or less to authenticate the RF card 10 and grant credit points, the RF card holder does not have to wait for the RF card 10 to stop processing.

Earn points generated by the purchase of goods or services received are accumulated in the existing points (S24).

It is determined whether the accumulated accumulated points are more than a certain point that is the basis of the prize payment (S25), and if a certain point or more is asked to the member whether or not to receive the prize (S26), if the prize is to be given a fixed point Give a prize corresponding to (S27).

Instead of paying the prizes, the amount of points may be used as cash or the service may be free of charge corresponding to the points.

Accumulated points accumulated in the step S25 did not reach a certain point, or even if you reach a certain point in the step S26 if you specify the prize payment to update the new points to accumulate accumulated points to the RF card 10 and the merchant terminal And stored in the storage means 24 of (20).

At this time, the accumulated credit points are stored with the member unique number of the RF card 10 in the affiliated store terminal 20.

If the corresponding prizes are paid in step S27, the points corresponding to the prizes are subtracted from the accumulated accumulation points (S28), and the limited accumulation points are updated to new accumulation points to the RF card 10 and the merchant terminal 20. Save (S29).

Next, the merchant terminal 20 transmits information (updated earned points, purchase data or service data, giveaway data, etc.) generated when purchasing an item or providing a service through the Internet network 30 to the web server 40 (S30). In the web server 40 stores the respective information in the corresponding DB (S32).

For example, the updated earned points are stored in the earned point DB 44 and the RF card DB 48, and the purchase data, the service data, and the prize data are stored in the member DB 42.

The web server 40 analyzes the purchase data or service data among the information stored in the member DB 42 (S34) and sends down the purchase pattern or service pattern for each member to the affiliated store terminal 20 at a predetermined period. Provided to (S36), the merchant will utilize this for marketing.

As described above, the present invention has a high security and is issued a RF card 10 that is capable of communicating with an external terminal wirelessly and registered in the merchant terminal 20, purchase goods or services received RF card ( If you only approach 10) within the recognition distance of the merchant terminal 20, the RF card 10 is processed quickly and the earning points are updated, so it is not necessary to wait for RF card processing to stop.

In addition, it is possible to authenticate only by issuing a single RF card 10 and registering the RF card in the affiliated store terminal 20, so there is no need to obtain a new card and do not have to carry multiple cards.

In addition, from the point of view of merchants, the more points accumulate, the more benefits are returned to customers, so frequent visits to franchisees can be secured as regular customers. As a result, sales can increase.

As described above, according to the present invention, by registering a highly secure RF card and approaching within the recognition distance of the affiliated terminal, points are earned, so it is not necessary to carry multiple cards and does not have to wait for RF card processing. In addition, it can be used for marketing by grasping the purchasing tendency of customers.

Claims (12)

RF card that stores the member's unique number and points information and the RF chip for wireless recognition; A merchant terminal that registers the RF card and wirelessly reads the RF card with respect to the goods or services provided and updates and stores the points in real time: Earn points system using a contactless card that includes. The method according to claim 1, The merchant terminal; A non-contact card reader for reading information from the RF card by wireless communication; Input means for inputting characters from an external keypad or touch screen; Storage means for storing the affiliated store information, information input through the input means, a unique number of the member read from the member's RF card, and earned points; Display means for outputting the information input through the input means, the member's unique number read from the RF card, the earning point and the member's purchase data or service data to the screen to recognize the information; Output means for printing the information output on the screen of the display means on a paper medium; Communication means for accessing a website through a wired / wireless internet network; Accumulation point system using a contactless card, characterized in that configured to perform the registration or authentication from the information read through the RF card, the information input through the input means and to control the respective means. The member terminal of claim 1, wherein the member purchase pattern and / or service pattern of the member obtained by analyzing and analyzing the earning point and the member's purchase data and / or service data transmitted from the member terminal through the Internet network are analyzed. Earn points system using a contactless card, characterized in that is further provided with a web server to send down. The method of claim 3, wherein the web server; Merchant DB, which stores information such as the location, telephone number, merchandise and service industry of the merchant, Member DB that stores information such as name, social security number, address, telephone number, purchase data or service data, prize data, etc. Earn points DB that stores information such as points earned by each RF card, merchants, Earn points system using a non-contact card, characterized in that the operation of the RF card DB that stores the member's unique number, points, and other information. The system of claim 4, wherein the affiliated store terminal retrieves and stores information stored in a DB operated by a web server through an internet network to update information generated at another affiliated store. The method according to claim 1 or 3, wherein the accumulation and management of the earning point; Ⅰ) by managing each earning points for each merchant, Ii) integrated by each merchant in the same industry to earn and manage the earning points, Ⅲ) Managed by accumulating earned points by integrating by affiliated stores located in the same area. Ⅳ) Reward points system using a contactless card, characterized in that one of all the points earned and managed integrated points regardless of the type of business or region. Signing a user who wants to receive an affiliated point as a member to a web server managing the affiliated store; The web server issuing an RF card in which a member's unique number and earning point information are stored to the member and an RF chip is embedded for wireless recognition; Checking whether the RF card is a card registered at the affiliate store in order to purchase a specific item or receive a desired service and receive a credit point through the RF card; Registering the RF card with the affiliate store if the RF card is not a card registered with the affiliate store; Authenticating the RF card for the goods purchased or the service provided by the affiliated store and granting the accumulated points; Accumulating the given earned points on the existing earned points; Updating the accumulated points with new points and storing them in the RF card and the merchant terminal; Transmitting, at the merchant terminal, information generated when purchasing an item or providing a service through an internet network to a web server, and storing the respective information at the web server; Analyzing the stored information; Point earning method using a contactless card comprising the step of sending down the purchase pattern or service pattern obtained by analyzing the merchant terminal. The method of claim 7, wherein the information regarding the RF card registration step is transmitted to a web server through an internet network and stored in a DB operated by the web server. The method according to claim 7, After accumulating the earned points, Comparing the accumulated accumulated points with a predetermined point or more, If the accumulated points are more than a certain point, asking whether you will receive a prize, If said Yes in the step of asking the prize payment, the method of earning points using a contactless card, characterized in that it further comprises the step of paying the prize corresponding to the point. 10. The method of claim 9, wherein after the prize is paid, the accumulated points are updated by subtracting points corresponding to the prizes paid from the accumulated points. The method according to claim 9 or 10, characterized in that instead of the prize payment to use as cash equivalent to the point, or to receive the service for free corresponding to the point, earn points using a contactless card. The method according to claim 7, wherein the information related to the purchase of goods or the provision of services is a member's unique number and updated earning points, purchase data and / or service data, and premium data.