KR200170155Y1 - Credit card carrier with eraser thereof - Google Patents

Abstract

The present invention relates to a credit card carrier (CREDIT CARD CARRIER WITH ERASER THEREOF). The present invention provides a function to store and store the credit card and a warning means to prevent the loss of the credit card, even if the credit card carrier itself is stolen or stolen even if the credit card carrier itself is stolen or stolen. The malicious person provides a function that cannot open the credit card carrier according to the present invention. When a person attempts to open the carrier of the present invention by a forced and physical method, the malicious person recognizes this information and records the information recorded on the magnetic strip of the credit card stored therein. The present invention relates to a credit card carrier with a built-in information deleting function that prevents illegal use by partially deleting a stored card.

The present invention provides a slit groove for storing a credit card, information erasing means for invalidating the credit card by deleting some of the information recorded on the magnetic strip of the credit card, a password input / output means and a photo sensor for user identification. Only authorized users including external environment sensing means for detecting malicious opening by means of piezoelectric sensors and the like, key device means for opening and closing under personal authentication, and central processing means for controlling the device according to the present invention A credit card carrier with a built-in information deletion function characterized by controlling a credit card carrier.

Description

Credit Card Carrier {CREDIT CARD CARRIER WITH ERASER THEREOF}

Credit Information In a social environment, many people tend to conduct transactions using credit cards instead of cash currency as an economic payment method. Therefore, businesswomen carry not only cash currency but also various credit cards, bank cash cards, prepaid cards, or debit cards in wallets or bags. In addition, it may be carried in a dedicated card holder, a case, a carrier, or the like, which can store and carry several cards. Such dedicated card holders or carriers provide a structure that can be placed in the pocket of a conventional handbag or bag or worn clothing.

On the other hand, with the development of the credit information society, the use of credit cards is gradually expanded, and in the advanced credit transactions in which the conventional issuer accepts all credit functions by converting several credit cards into one credit card, The importance of credit cards is becoming increasingly important and their storage is an important issue.

Therefore, when a conventional card holder or carrier for storing and carrying magnetic cards such as credit cards is opened, a lock in addition to the case-type card holder and the case-type card holder, which provide a means for simply storing the card. Various types of card holders or carriers have been devised, including a card holder equipped with a physical key device such as a device and a means for warning the existence of a card to be stored, and a means for recognizing the card itself to be stored.

However, the conventional card holder or carrier has an effect of preventing the loss or malicious use of magnetic cards such as a credit card to be stored, but illegal use of the credit card due to theft or loss of the card holder or the carrier itself including the stored card. The harm caused by this is inevitable.

Therefore, an object of the present invention is to store and carry a credit card, to provide a warning means for the recovery of the used card, and even if the card carrier itself is lost, the other person who obtained it cannot use the card in the card carrier. It is more secure to store and carry the card.

In order to achieve the above object, the present invention provides a space for storing a credit card, has a means for detecting the presence of a storage card, enables the opening and closing of a carrier to operate as a key device means, and for releasing the key device. It includes a password input and output means, characterized in that the sensor means for dealing with the illegal disassembly of the carrier without the user's authentication by the password and the feature means of the present invention for deleting part of the information recorded on the magnetic strip of the card stored when the illegal disassembly Provide one credit card carrier.

The card carrier of the present invention configured as described above is provided with a means for preventing the loss of a credit card due to carelessness or forgetfulness of the cardholder, and the core of the present invention is possible even if the credit card carrier itself of the present invention containing the credit card is stolen or lost. Even if the cryptographic input / output means and the information erasing function, which are essential elements, are forcibly taken out of the credit card in the carrier, the card is already invalidated to provide a feature that can block illegal use of the credit card.

1 is a perspective view showing a credit card carrier according to the present invention

FIG. 2 is a plan view of the present invention with the top cover 1 and the auxiliary PCB 21a of FIG. 1 removed.

3 is a cross-sectional view taken along the line A-A 'of FIG.

4 is a plan view showing the inner surface of the lower cover 2;

5 is an electronic circuit block diagram of a credit card carrier according to the present invention.

* Description of the symbols for the main parts of the drawings *

1: top cover

2: bottom cover

3: Card entrance cover (COVER)

4: credit card

5: screw

6: Button for password input (BUTTON)

7: LED-11

8: LED-12

9: LED for numeric display

10: Credit card carrier by this invention

11: Buzzer

12: rotating shaft

13: Slit groove guide member (upper) 13a: Slit groove guide member (lower)

14: key clamp

15: Push

16: slide switch

Hereinafter, the structure of the present invention will be described in detail with reference to the accompanying drawings.

1 is a perspective view of the credit card carrier according to the present invention when the credit card carrier 10 constitutes a case with an upper cover 1, a lower cover 2, and a card entrance cover 3. The upper and lower cover (1) (2) by coupling the insertion holes located in the four corners of each screw (5) to combine, and the upper and lower cover (1) that constitutes the card entrance cover (3) as shown in Figure 1 The card entrance cover 3 rotates by connecting the insertion hole for card entrance cover 3 of the card entrance cover 3 on the center axis between the insertion hole formed at one corner of the side (2). It provides a structure that opens and closes.

On the other hand, when the locking latch 14 is formed at one end of the card entrance cover 3 and the cover 3 is closed, the latch 14 is provided in the pusher 15 formed at the corresponding position. It provides a structure that is elastically coupled to the locking hole (15a) to provide a structure that is released from the locking hole (15a) when the latch (14) is pressed.

As an input / output device means for user control of the credit card carrier 10, a button 6 for password input is formed on one side of the upper cover 1, and the LEDs LED-11 (7) and LEDs for function and status display are provided. -12 (8) is formed so as to protrude, install a numeric display LED string (9), attach a buzzer (11) for generating a warning sound, the slide switch (16) for activating the password input button (6) It provides a feature to allow the user to control the carrier (10).

2 is a plan view of the carrier 10 from which the upper cover 1 and the lower auxiliary PCB 21a of FIG. 1 are removed, and FIG. 3 is a cross-sectional view taken along line AA ′ of FIG. 1.

2 and 3, the present invention secures and installs the main PCB 21 and the auxiliary PCB 21a in the enclosure consisting of the upper cover 1 and the lower cover 2, and both PCBs 21 and 21a. ) Provides a structure for making an electrical connection to the connector 22 and the locking projection 27 for locking the presser 15 of FIG. 1, the movable screw 25 integrated therewith, and the screw 26 engaged therewith; The motor 24 is rotated in a predetermined direction for a predetermined time by providing a key device including a motor 24 coupled to the shaft 24 and being authorized by the user of the device of the present invention. The structure in which the card entrance cover 3 can be opened by shifting the screw in a linear motion to disengage the locking protrusion 27 integrated therefrom from the pusher 15 so that the pusher 15 can move up and down. to provide.

On the other hand, the upper and lower slit groove guide members 13 and 13a for inserting the credit card 4 into the card entrance side ends of the main PCB 21 and the auxiliary PCB 21a are fixedly installed, and have a doorway formed with a ramp. By providing a structure in which the user can easily insert and withdraw the credit card 4, and the tact switch (23) (23a) for detecting whether the credit card 4 is completely inserted into the box at a predetermined position Provides a structure to detect the presence and departure of the card by laying down and press down the credit card (4) inserted into a series of 'S' shaped leaf spring (33) soldered to the bottom of the auxiliary PCB (21a) by pressing down pressure Provides a structure to hold (31) and a constant play. The mounting structure of the leaf spring 33 is attached by soldering one end of the leaf spring 33 to the pattern land 34 surrounded by the solder resist 37 on the main PCB 21, as shown in the detailed view of FIG. And the contact surface at the opposite end provides a structure in which a circuit contact is formed by touching the pad 36 of the corresponding sensor.

As a means of deleting part of the magnetic strip of the credit card (4) stored in the confirmation of the airway to illegally open the device of the present invention without the authentication process by password input, which is a characteristic element of the present invention, the main PCB ( 21) The information eraser 31 is mounted on the plate, which is a plate-shaped electromagnet, which is the same as the eraser function of a conventional magnetic stripe card writer. The magnetic generating elements of can be applied. The deletion zone is formed at a position corresponding to the magnetic strip of the credit card 4 into which the information eraser 31 thus formed is inserted.

A peripheral electronic circuit 29 including a central processing unit 28 and a sensor circuit for controlling the present invention is mounted on the main PCB 21, and a button 6 for password input and a light emitting diode LED for function and status display- 11 (7), LED-12 (8), slide switch (16) for activating LED string (9) for numeric display and button (6) for password input is mounted on the upper surface of auxiliary PCB (21a), The battery, which is the power source for the mounting in the position illustrated in FIG. 2, provides a structure of the present invention.

In addition, as a sensor for detecting the forced opening and closing airway for the device of the present invention, the photo sensor 41 and the piezoelectric sensor 42 are fixed to the inner surface of the upper and lower cover (1) (2) as shown in FIG. It forms a contact pad 43 for the electrical coupling thereof and makes contact with the conductive plate spring 33 formed on the main and auxiliary PCB (21) (21a) to form a sensor circuit and the buzzer (11) as a warning sound generating element. Is attached to the inner surface of the upper cover (1) to provide a configuration of the alarm sound generating circuit according to the function and operation state.

In the embodiment of the present invention configured as described above, the user's authentication process is the input means of the password input button 6 for password input and LED-11 (7), LED-12 (8) and numeric LED string (9) By means of the user directly input using the output device means configured to provide a means for allowing password authentication. That is, the LED LED-11 and LED-12 for function and status indication are instructed to control the order, and the numeric input is sequentially turned on at a certain time interval in the numeric LED string (9), and the LED corresponding to the number to be input is turned on. When the password input button (6) is pressed, a program means is provided for enabling numeric input.

On the other hand, there is an alternative means to perform a user authentication process by mounting a known fingerprint recognition module or a voice recognition module in place of the encryption number input by the password input button 6 as described above, alone or with the encryption number input unit of the present invention. It can be configured in parallel and provided as a means of identity authentication processing.

The credit card carrier 10 including all the above-described means is formed in a size suitable for carrying and provides a structure that can be carried in a small handbag, purse or pocket.

Looking at the general operation of the electronic circuit of the credit card carrier 10 according to the present invention with reference to Figure 5, Figure 5 is a block diagram of the electronic circuit of the present invention, a central processing unit (MPU) including a ROM and RAM (28) ) And a tact switch (23) (23a) means for detecting the presence or absence of the photo sensor 41 and the piezoelectric sensor (42) and the card (4) as a sensor input means, and a password input button as a female number input means ( 6) is provided with input means, and as an output device LED-11 (7) and LED-12 (8) for function and status display, LED string (9) for numeric display, and buzzer (11) for generating a beep sound. And an output means such as a soft motor 24, etc., in the key device part of the card entrance cover 3, and a battery 30, which is a power source for driving the present invention, constitutes the electronic circuit of the present invention.

Looking at the main functions of the circuit configured as described above is composed of a code register process (Code Register Process), a code verification process (Code Verification Process) and a card-data erasing process (Card-DATA Erasing Process).

According to the present invention, the credit card 4, which has undergone the card information deletion process, cannot be used for the normal transaction of the credit card because the valid data necessary for the normal transaction does not exist in the magnetic strip of the card 4. Even if the credit card carrier 10 of the present invention is obtained, the stored card cannot be used fraudulently. That is, if the card stored without going through the password authentication process is moved, the card information is deleted and the result of invalidating the card causes the user to use the stored card without inputting the password set by the user. To provide.

The password registration process is a password registration process by turning on the slide switch 16, which is an activation switch of the password input button 6, and pressing the password input button 6 for at least 5 seconds, the LED-11 blinks. After displaying to the user, the LED display 9 for numeric display is sequentially turned on. The process of inputting the written crypt number created by the user is to press the password input button once when the LED of the corresponding digit from the most significant digit of the crypt number among the sequentially illuminated LED strings 9 corresponds to the corresponding number of RAM of the MPU. The next digits are stored in the same way, and the completion signal of the input is generated by pressing the button 6 for 2 seconds or longer. When a number is input, a beep sounds to the user through a buzzer, and repeats the above-mentioned password number input process twice. If the password number is identical, the program stores the password in a nonvolatile internal memory and ends the password setting process. To provide. It is possible to implement a flowchart and a program that can be replaced by other methods than the above-described password registration illustrated in the embodiment of the present invention.

On the other hand, when the user looks at a series of processes for storing a credit card in the carrier 10 of the present invention, first, the slide switch 16 is turned on and the password input button 6 is pressed for a predetermined time. 12 lights up to wait for the password input, and the LED string 9 sequentially turns on and circulates as in the password registration process, and then enters the password in the same manner as described above in the order of the password set by the user. The number is stored in the internal RAM of the MPU, and then it is compared with the pre-stored number of locks. If it is true, the LED-12 is flickered with a warning sound and the motor 24 is driven to release the lock. Subsequently, the user presses the pusher 15, opens the card entrance cover 3, and then inserts the user's credit card 4 into the slit groove for inserting the card in a predetermined direction so that the rear end of the card 4 is slit groove guide member. It is located up to the concave portion of (13), and the card entrance cover 3 is rotated and closed to store the credit card. Subsequently, after the MPU senses the presence of the card by the operation of the tact switch 23 inside the carrier 10, the motor 24 is reversed to lock the lock and the slide switch 16 is turned off. It provides a function to turn off the -12 and enter the locked state of the device.

On the contrary, a series of processes of taking out the credit card 4 from the carrier 10 is performed by performing a password authentication process as in the storing process, releasing the lock device, and taking out and using the credit card 4.

On the other hand, the activation of the information deletion process is a characteristic element of the present invention, including the characteristic of maneuvering when attempting to open the carrier 10 of the present invention forcibly without the procedure of the password authentication process. Cards provide the feature of losing valid data and making it impossible to meet normal credit card usage. That is, the fraudulent acquirer of the credit card carrier 10 of the present invention cuts, bends, the carrier 10 of the present invention with a screwdriver, a saw, or other tools to take out the credit card 4 stored in the carrier 10. When praying for opening by means of perforation or the like, the sensor detects shocks, noises, lights, etc. accompanying this, and activates the information eraser 31 when confirming illegal ejection, and stores the credit card (4). It provides a feature of deleting a part of the information recorded in the magnetic stripe of ().

As described above, the credit card carrier 10 according to the present invention is convenient to carry while being compatible with the purpose of the portable card holder or the carrier, and the extraction of the card 4 stored in the present invention is performed by the user's own password. It is possible to take out normally only by input, and when taking out by other compulsory and physical method, delete the valid data of the card 4 so that the credit card 4 cannot be used, thereby illegally using the card due to intentional theft or loss. To prevent inadvertent economic loss, relieve the anxiety of theft or loss of the card, induce more credit card use, contribute to the transparent donation of information to the society, and have the effect of preventing the illegal use of the credit card. do.

Claims (3)

The upper cover (1), the lower cover (2) and the card opening cover (3) can be opened and closed, the clasp 14, the depressor 15, the locking hole 15a, the motor 24 and the movable screw (25), a locking device composed of a screw (26) and a locking projection (27) provides a structure for opening and closing the card entrance cover (3), and the credit between the built-in main PCB (21) and the auxiliary PCB (21a) The slit groove into which the card 4 is inserted is connected to the slit groove guide members 13 and 13a to store the credit card 4, and the electromagnet at a corresponding position in contact with the magnetic strip of the credit card 4 accommodated therein. The information eraser (31) composed of magnetic head is mounted on the main PCB, and the password input button (6) and the alarm buzzer (11) and the function and status indication LED-11 and LED-12 and numbers Display LED column 9 is mounted to perform password input / output and function control by the user. The photosensor 41 and piezoelectric sensor 42 are mounted on the inner surface of the upper and lower covers 1 and 2. The sensor circuit is formed by touching the pad 43 surface and the conductive plate spring 33 mounted by soldering on the main and auxiliary PCBs, and the driving electronic circuit 29 and the central processing unit 28 of the apparatus are attached. It is a credit card carrier that is mounted on the main PCB and mounts the battery 30 as a power source in a predetermined space so that the credit card 4 can be extracted by opening the card entrance cover 3 only by inputting a preset password. In another case, the credit card carrier is invalidated by activating the information eraser (31) to delete some of the magnetic data recorded on the magnetic strip of the credit card (4). According to claim 1, the password input means formed by the password input button 6 and the display LEDs 7, 8, and 9 is replaced with a known fingerprint recognition module or a voice recognition module to perform the identity authentication process. Credit card carrier. The credit card carrier according to claim 1, wherein a magnetically generated FET of a semiconductor type is applied by replacing an electromagnet of the information eraser (31).