KR20010097815A - Medical care insurance card being samrt card - Google Patents

Abstract

The present invention records and stores information related to a health insurance card on an integrated circuit (IC) chip of a smart card including a predetermined (operating) processing program unit, a data unit, and a card reader connection interface unit. It can be renewed and deleted only through the medical insurance card, and issued to each member listed on the medical insurance card so that the medical institution can record the medical institution's record and the patient's name. It is related to a medical insurance card using a smart card that allows the patient to check the medical history received from other medical institutions by improving the use efficiency and management efficiency of the medical insurance card. . Meanwhile, the present invention records and stores information related to a medical insurance card on an IC chip of a smart card so as to enable input and output of data through a predetermined smart card reader and a general purpose computer (PC). Information can be inputted and outputted using the smart card reader and a general purpose computer (PC) to efficiently achieve the electronicization of the medical insurance card.

Description

Medical insurance card being samrt card}

The present invention relates to a medical insurance card using a smart card in which an electronic integrated circuit chip is embedded, and more particularly, a predetermined (operating) processing program unit, a data unit, and a card reader connection interface unit. Medical card information is recorded and stored in the smart card integrated circuit (IC) chip, which is configured to include and the information stored in the medical card can be renewed and deleted only through encryption codes. Record the medical institution's records and the name of the patient's medical treatment, etc., and the medical insurance agency should follow up on unfair claims by medical institutions, etc. Use of medical insurance card to check medical history The present invention relates to a medical insurance card using a smart card with improved efficiency and management efficiency.

Meanwhile, the present invention records and stores information related to a medical insurance card on a smart card IC chip so as to enable input and output of data through a predetermined smart card reader and a general purpose computer (PC), and stores the information stored on the smart card IC chip. The present invention relates to a medical insurance card using a smart card which enables efficient input and output of a medical insurance card by allowing input and output using the smart card reader and a general purpose computer (PC).

As is well known, health insurance is provided by national law to reduce the difficulties that individual households suffer from excessive medical expenses due to the occurrence of an uncertain risk of illness and injury, anxiety and death. It is a medical insurance system that reduces the economic burden and maintains and improves the health of the people by extracting insurance premiums calculated by income and property to all insureds.

The health insurance system is confirmed by a so-called medical insurance card (or medical insurance card), and each of the insured and dependents listed on the medical insurance card receive medical insurance benefits when they are treated and treated in a medical institution.

However, the conventional medical insurance card has a number of inconveniences in using this because only one card is issued regardless of the number of insured and dependents. For example, when the insured and the dependent lived on a separate basis, there was an inconvenience to be received by a family member who has a medical insurance card each time they receive the medical insurance benefits.

In addition, the conventional medical insurance card has a problem that the paper is easily damaged when used for a long time.

In addition, the conventional medical insurance card is able to record the medical institutions (hospitals, clinics) to be treated, but it is limited to the recording place, and details such as the name and medical history of the patient to be treated may be specifically recorded. It was difficult for the agency in charge of enforcing medical insurance to track and identify unfair medical claims of medical institutions.In addition, medical professionals have also been informed of the past medical history of which patients have been treated by which medical institutions. There was a lot of trouble in taking care because I could not grasp.

The present invention was created to solve the above problems, and records and stores information related to a health insurance card in a smart card IC chip including a predetermined (operating) processing program unit, a data unit and a card reader connection interface unit. Recorded information can be renewed and deleted only through encryption codes and issued to each member of the household (generation) listed on the medical insurance card so that the medical institution can record the medical institution's record and the patient's illness. The agency in charge of medical insurance can track and investigate unfair claims by medical institutions, etc., and the medical personnel can check the medical history of other patients at the medical institution, thereby improving the use efficiency and management efficiency of the medical insurance card. Medical insurance card using smart card Its purpose is to provide this.

Another object of the present invention is to record and store the information related to the health insurance card in the smart card IC chip, so that input and output of data through a predetermined smart card reader and a general purpose computer (PC), the information stored in the smart card IC chip By providing a smart card reader and a general-purpose computer (PC) to input and output to provide a medical insurance card using a smart card to efficiently achieve the digitalization of the medical insurance card.

Another object of the present invention can replace the conventional medical insurance card, and can store the personal information of the family (family) members, that is, the individual insured and dependents, can be used in conjunction with banks, medical institutions / pharmacies / medical insurance institutions, etc. Smart card to secure the security by modifying and deleting information related to health insurance by using a predetermined encryption code (key), and to allow the calculation of the number of medical expenses through the electronic signature of the patient To provide a medical insurance card.

1 is a block diagram of a medical insurance card using a smart card according to the present invention.

2 is an exemplary diagram of an embodiment of information data stored in a data portion of a medical insurance smart card according to the present invention;

2A and 2B are exemplary views of one embodiment of personal basic information data;

2C is an exemplary diagram of an embodiment of administrative information data;

2D is an illustration of one embodiment of medical insurance information data;

2E is an illustration of one embodiment of other information data.

<Description of the code | symbol about the principal part of drawing>

1: medical insurance smart card 10: smart card processing program unit

20: data portion 21: personal information data portion

23: administrative information data section 24: medical insurance information data section

25: other information data portion 30: card reader connection interface portion

40: smart card reader 50: general purpose computer (PC)

100: smart card integrated circuit (IC) chip

Medical insurance card using a smart card according to the present invention for achieving the above object,

In the medical insurance card using a smart card with an integrated IC chip,

The integrated circuit chip of the smart card, the processing program unit of the smart card; Data section; And a connection interface unit connected to a predetermined smart card reader.

The processing program unit includes program means for processing data recorded in the smart card; Program means for interfacing with a general purpose computer (PC) and a processing device such as the card reader; Program means for encrypting prescription and medical information associated with a health plan; And program means for processing the access rights of the information recorded in the information processing system of the medical institution and the related health insurance.

The data unit includes medical insurance information data, personal information data related to medical insurance, family information data, administrative information data, prescription information, and other information data such as emergency information.

The card reader connection interface unit may be connected to a processing apparatus such as the card reader and a general purpose computer so that data stored in an integrated circuit chip of the smart card is inputted and processed by the processing apparatus.

In a preferred embodiment of the present invention, each data constituting the data unit is classified into a classification code item, a tag item, a standard term item, and a reference item and are databased and stored in the data unit.

Standard term items of the personal information data recorded and stored in the data section include personal number / Korean name / Chinese name / date of birth / sex / address / address code / address / post code / home area code / home area name / home phone Number / Age / Occupation / Occupational Code / Working Site Name / Working Site Address / Working Phone Number / Working Area Postcode / Home / Medical Institution Code / Patient Number / English Name / National Code / Status of Households / Number of Household Members / Spouse Status Family information / encryption codes,

The standard terms of the medical insurance information data recorded and stored in the data section include insurance classification, medical insurance card issue date, medical insurance card symbol, insurance type, insurer number, expiration date, medical insurance union name, union member name, and middle medical certificate. Includes medical clinics.

In a preferred embodiment of the present invention, the smart card is issued to each member listed in the medical insurance card, the smart card replaces the existing medical insurance card.

Hereinafter, preferred embodiments of a medical insurance card using a smart card according to the present invention will be described in detail with reference to the accompanying drawings.

1 is a block diagram of a medical insurance card using a smart card according to the present invention, Figure 2 is a view of an embodiment of the information data stored in the data portion of the medical insurance smart card of the present invention, Figures 2a, b is individual 2C is an embodiment of basic information data, FIG. 2D is an embodiment of medical insurance information data, and FIG. 2E is an embodiment of other information data.

First, the present invention provides a credit card sized plastic card having an integrated circuit chip (IC chip) having a capability to handle a specific task by having a microprocessor, a card operating system, a security module, a memory, and the like. The information on the health insurance card is digitized using a smart card. The content of the smart card is a known technology and a detailed description thereof will be omitted since it is obvious to those skilled in the art.

Referring to FIG. 1, the integrated circuit chip 100 of the medical insurance smart card 1 according to the present invention may include a smart card processing program unit 10, a data unit 20, and a card reader connection interface unit 30. It is configured to include. The program unit 10 includes a program for processing data recorded in the integrated circuit chip 100, a program for interfacing with a processing device such as a card reader 40 and a general purpose computer 50, and a prescription related to medical insurance. And a program for encrypting medical information and a program for processing access rights of information recorded in an information processing system of a medical institution and a health insurance related institution, which are not shown in the memory of the integrated circuit chip 100. It is stored and acts as an operating program for data input and output when the connection interface unit 30 is connected to the processing apparatus, that is, the card reader 40 and the general purpose computer 50. Each program described above may be easily implemented by those skilled in the art using detailed techniques, and thus a detailed description thereof will be omitted.

The data portion 20 of the integrated circuit chip 100 of the medical insurance smart card 1 includes a medical insurance information data portion 24, a personal information data portion 21 related to medical insurance, and a family information data portion ( 22), the administrative information data section 23 and other information data section 25 such as prescription information and emergency information. Each data constituting the data unit 20 is classified into a classification code item, a tag (TAG) item, a standard term (or standard item name) item, and a reference item item as shown in FIGS. 2A to 2E to form a database. It is stored in the unit 20. Here, it will be apparent to those skilled in the art that the data portion 20 of the integrated circuit chip 100 of the medical insurance smart card 1 is composed of RAM or ROM, which is a memory device.

The personal (basic) information data shown in Figs. 2A and 2B is the most basic information of the individual to be used for the medical insurance smart card 1, and the person who uses the medical insurance smart card 1 must record the most. It is important. 2A and 2B show examples of tag setting and byte size used for personal basic information data and related contents required for the relevant country. For reference, in FIG. 2A, a personal identification number was used. 2A and 2B, the standard term items of the personal information data include personal number / Hangul name / kanji name / date of birth / gender / address / address code / address / post code / home area code / home area name / home phone Number / Age / Occupation / Occupational Code / Working Site Name / Working Site Address / Working Phone Number / Working Area Postcode / Home / Medical Institution Code / Patient Number / English Name / National Code / Status of Households / Number of Household Members / Spouse Status Family information / encryption codes, etc.

The said family information data is comprised based on said personal information data, and is the information data of each family member. This family information data serves as master information. Therefore, the medical insurance smart card 1 is issued not only on the basis of the personal information data but also on the basis of the family information data. According to the medical insurance smart card 1 based on the family information data, it is possible to prepare for the loss of the medical insurance smart card 1 based on the personal information data.

The administrative information data shown in Fig. 2C is administrative information recorded on the integrated circuit chip 100 of the medical insurance smart card 1, and in the case of domestic, for example, the matter necessary for domestic practice is the name of the head of household. The item may be an option. An example of tag setting and necessary related contents to be used for administrative information data is shown in FIG. 2C. Referring to FIG. 3C, the standard term item of the administrative information data includes an Australian name / household number / household name / home address.

The medical insurance information data shown in FIG. 2D is medical insurance information recorded in the integrated circuit chip 100 of the medical insurance smart card 1. For example, there are currently four types of medical insurance in Korea. The required items as domestic medical insurance information are marked with **. Medical insurance card issuance date, symbol, insurance type, expiration date, union name, etc. are essential items to be recorded and stored. In Korea, medical service area is required, so codes of middle care right and large care right are required. That is, referring to FIG. 2D, the standard terminology of the medical insurance information data includes insurance classification, date of issuance of medical insurance card, medical insurance card symbol, insurance type, insurer number, expiration date, medical insurance union name, union member name, and middle age. This includes the right to medical treatment and medical treatment.

The other information data shown in FIG. 2E is other information recorded in the integrated circuit chip 100 of the medical insurance smart card 1, and the other information includes prescription information, emergency information, consultation ticket integrated information, payment information, and public expenditure. Information and pension information.

In Fig. 1, the card reader connection interface 30 is connected to a conventional card reader 30, and the card reader 30 is connected to the general purpose computer 50, so as to integrate the integrated circuit chip of the medical insurance smart card 1. Data recorded and stored in the 100 is inputted to the general purpose computer 50 and the card reader 40 to be processed.

According to the medical insurance card using the smart card of the present invention as described above, the medical insurance smart card (1) is issued to all family members who receive the medical insurance benefits, and the integrated circuit chip (100) of the smart card (1) By providing the storage function for some records, it is possible to record the records of the hospitals and clinics that are treated and the names of the hospitals to be treated so that the institutions in charge of medical insurance can track the unfair claims of hospitals and clinics. From the point of view of the medical practitioner, it is possible to determine what disease the patient has been treated at in another hospital.

In addition, according to the medical insurance card using the smart card of the present invention, since the general card reader 40 and the general-purpose computer 50 capable of reading the smart card are required, the smart card of the present invention is economically burdensome (1). ) Can be used. That is, when the smart card 1 of the present invention is inserted into the card reader 40 and the card reader 40 is connected to the general purpose computer 50, the medical insurance recorded on the smart card 1 through the general purpose computer 50 is stored. You can easily access the information.

The medical insurance smart card 1 of the present invention preferably complies with the ISO standard, and in some cases, the ISO standard can be adjusted to meet the requirements of the relevant country, and is also suitable for the new country. The addition of cords is also desirable in terms of flexibility. The medical insurance smart card (1) is divided into a family medical insurance smart card and a personal medical insurance smart card. The family medical insurance smart card is prepared for the loss of various types of personal medical insurance smart cards. Keep everything. As described above, the personal medical insurance smart card stores personal information.

Looking at the utility of the medical insurance smart card (1) of the present invention, in the bank, the bank employee can register the validity check on the medical insurance smart card (1) at the time of payment of medical insurance premiums; At the hospital, you can check the validity from the reception and storage of hospitals and other linked terminals, and at the pharmacy, you can check the validity from the reception and storage of pharmacies and other connected terminals. In addition, the medical insurance smart card (1) of the present invention can be recognized from insurance related organizations such as medical insurance management corporations, workplace insurance management organizations and other medical insurance related organizations through the Internet, the corresponding medical insurance smart card through the Internet It will be apparent to those skilled in the art that this is possible because the medical insurance smart card 1 of the present invention can be used by being connected to the general purpose computer 50 through the card reader 40 terminal. .

As described above, the medical insurance card using the smart card of the present invention can replace a conventional medical insurance card (card), can exclude manipulation of medical information by encryption, and can set the authority for accessing medical information. . Algorithms such as setting encryption and access to medical information can be easily made by those skilled in the art using publicly known techniques.

Although the embodiments of the present invention described above have been described using smart cards as examples, the present invention can be widely applied to IC cards, memory cards, etc. having the same operation and configuration as the smart cards, and such applications do not depart from the essence of the present invention. Will not.

As described above, according to the present invention, the information related to the medical insurance card is recorded and stored in an integrated circuit chip of a smart card including a predetermined (operating) processing program unit, a data unit, and a card reader connection interface unit. The information can be updated and deleted only through the encryption code and issued to each member listed on the medical insurance card so that the medical institution can record the medical institution's record and the patient's name. In addition, it is possible to track and investigate unfair claims, etc., and from the point of view of the medical practitioner, it allows the patient to check the medical history received from other medical institutions, thereby improving the use efficiency and management efficiency of the medical insurance card.

In addition, the present invention records and stores the information related to the medical insurance card in the smart card IC chip, and the information stored in the smart card IC chip to enable the input and output of data through a predetermined conventional smart card reader and a general purpose computer (PC). By providing information to the input and output using the smart card reader and a general-purpose computer (PC), it provides an advantage to efficiently achieve the digitalization of the medical insurance card.

Furthermore, the medical insurance smart card of the present invention can replace the conventional medical insurance card, can store personal information of the insured and dependent individuals, can be used in conjunction with banks, medical institutions / pharmacies / medical insurance institutions, etc. By using the encryption code (key) of the modification and deletion of information related to medical insurance is denied to maintain security, and provides the effect of enabling the calculation of the number of medical bills through the electronic signature of the patient.

Although the preferred embodiments of the present invention have been described in detail above, those skilled in the art will appreciate that the present invention may be modified without departing from the spirit and scope of the invention as defined in the appended claims. It will be appreciated that modifications or variations may be made. Therefore, changes in the future embodiments of the present invention will not be able to escape the technology of the present invention.

Claims (5)

In the medical insurance card using a smart card with an integrated IC chip, The integrated circuit chip of the smart card, the processing program unit of the smart card; Data section; And a connection interface unit connected to a predetermined smart card reader. The processing program unit includes program means for processing data recorded in the smart card; Program means for interfacing with a general purpose computer (PC) and a processing device such as the card reader; Program means for encrypting prescription and medical information associated with a health plan; And program means for processing the access rights of the information recorded in the information processing system of the medical institution and the related health insurance. The data unit includes medical insurance information data, personal information data related to medical insurance, family information data, administrative information data, prescription information, and other information data such as emergency information. The card reader connection interface unit is connected to a processing device such as the card reader and a general purpose computer so that data stored in the integrated circuit chip of the smart card is inputted and processed by the processing device. Card. The medical insurance using a smart card according to claim 1, wherein each data constituting the data unit is classified into a classification code item, a tag item, a standard term item, and a reference item, and is databased and stored in the data unit. Card. The method according to claim 1 or 2, In the standard term item of the personal information data recorded and stored in the data unit, Personal Number / Hangul Name / Chinese Name / Birthday / Gender / Address / Address Code / Address / Postal Code / Home Area Code / Home Area Name / Home Phone Number / Age / Occupation / Occupation Code / Work Site Name / Work Site Address / Work Site Phone Number / Working postal code / original / medical institution code / patient number / English name / nationality code / household status / number of household members / spouse status / life protection / family information / encryption code Medical insurance card. The method according to claim 1 or 2, In the standard term item of the medical insurance information data recorded and stored in the data unit, Insurance Classification / Medical Insurance Card Issuance Date / Medical Insurance Card Symbol / Type of Insurance / Insurer Number / Validity Date / Medical Insurance Association Name / Member's Name / Medium Medical Care Card / Care Medical Card . The medical insurance card using a smart card according to claim 1, wherein the medical insurance smart card is issued to each member of the medical insurance card.