KR20010086710A - System and method for trading a forward based on a network - Google Patents

Abstract

PURPOSE: A method and system for forward exchange transaction are provided so that users and a bank can conclude forward exchange transactions through a main server when the main server creates strategic position information using exchange rate and user information provided respectively from the bank and the users and supplies it to the users. CONSTITUTION: If a user accesses a main server using a client PC(S10), the main server outputs a user position form to the client PC(S20). The client PC uploads user position data to the main server(S30). The main server creates a forward exchange buying/selling strategic position message, a forward exchange theoretical price message, a fixed forward exchange price message and a settlement amount message, based on the user position data inputted from the client PC and the spot/forward exchange information inputted from a bank server. And the main server outputs the created messages and the spot/forward exchange messages to the client PC(S40). The client PC uploads a transaction order command to the main server(S50). The main server outputs a transaction order form to the client PC according to the transaction order command(S60). The client PC uploads transaction order data to the main server(S70). The main server, receiving the transaction order data, outputs the data to the bank server together with user information and stores a result in a database(S80). The bank server concludes a forward exchange transaction, based on the transaction order data and user information downloaded from the main server(S90).

Description

System and method for trading a forward based on a network

The present invention relates to a forward exchange system and a method based on the network.

In more detail, when a plurality of client PCs and a bank server are connected to the main server through a network communication network, the main server generates strategic position information based on the exchange rate information provided from the bank and the user information provided from the user, and then supplies them to the user. The present invention relates to a network-based forward exchange transaction system and a method for allowing a user and a bank to execute a forward exchange transaction through a main server.

Generally, the exchange rate of one country's currency and another country's currency at a certain point of time is called an exchange rate. Foreign currency in the foreign exchange market is treated as a kind of commodity, and a trading price called an exchange rate is formed. The exchange rate is determined by supply and demand.

In general, a forward exchange transaction refers to a foreign exchange transaction in which a contract for a particular currency is concluded as a settlement date in the future, and when the settlement date is reached, the contract currency is exchanged at the exchange rate pre-assigned at the settlement contract and the settlement is made.

The main purpose of such forward exchange trading is to prevent risks caused by fluctuations in exchange rates. In order to prevent future changes in the purchase or sale of foreign currency due to exchange rate fluctuations, it is usually concluded.

As a result, in case of futures exchange transactions, the amount of future receipt / payment is determined in advance so that stable fund management is possible and foreign currency gains can be raised by buying a strong anticipated currency in advance. The downside is that you have to give up the opportunity gain that can be realized if it changes.

For example, if there is a risk of an exchange rate rise in the future, the importer can profit by purchasing the won / dollar forward exchange rate and fixing the future exchange rate. You can benefit by fixing future exchange rates.

If you want to buy or sell foreign currency, you can open a bank account by designating a foreign exchange bank and then buy or sell through the designated bank.

However, the conventional futures exchange transaction as described above is inconvenient because the user visits the bank to find out the futures exchange rate and conducts a transaction, or the futures exchange rate is made through a communication means such as a telephone. There was a problem.

In addition, there is a problem in that it is difficult to capture the timing of futures exchange trading because it is difficult for an individual or a company to carry out futures exchange transactions, and it is difficult to capture the timing of future exchange rates.

Accordingly, the present invention has been made to solve the above problems, a plurality of client PCs and bank server is connected to the main server through a network communication network, by the exchange rate information provided from the bank and the user information provided from the user The purpose of the present invention is to provide a forward exchange trading system and a method based on a network in which a main server generates strategic position information and supplies the user to a forward exchange transaction through a bank domain server.

The system according to the present invention for achieving the above object is a network communication network for connecting data between a plurality of unspecified communication network to be made; Upload user position data of payment date, transaction purpose, transaction amount, dollar operating rate, dollar borrowing rate, won operating rate, and won borrowing rate from the user through the network, and strategic position from outside through the network. A plurality of client PCs for downloading and displaying a message on a screen and uploading transaction order data of a trade segment, a market price / specified price segment, a transaction price, and a transaction amount received from a user through the network; A bank server which uploads spot exchange price information and future exchange price information to the outside through the network communication network and concludes a forward exchange transaction by transaction order data and user information downloaded from the outside through the network communication network; The client position data input from the client PC through the network communication network, the spot exchange price information and the forward exchange price information input from the bank server through the network communication network, generate a strategic position message of buying / selling a forward exchange and generating a client through the network communication network. It is characterized in that it is configured as a main server for outputting to the PC, receiving the transaction order data from the client PC through the network communication network and outputs to the bank server with the user information.

In addition, the method according to the present invention for achieving the above object, in the network-based futures exchange transaction method of the client PC and the bank server connected to the main server through a network communication network, the user of the client PC A tenth step of connecting the client PC and the main server as the communication program is executed; A twenty step of the main server outputting a user position form to the client PC; While the client PC displays the user position form on the screen, the user position data of the settlement date, transaction purpose, transaction amount, dollar operating rate, dollar borrowing rate, won operating rate, and borrowing rate of won received from the user through the user position form screen. Uploading the file to the main server; A 40th step of generating, by the main server, a strategic position message of buying / selling a forward exchange based on the user position data input from the client PC, the spot exchange price information and the forward exchange price information input from the bank server, and outputting the strategic position message to the client PC; A fifty step in which the client PC displays a strategic position message on a screen and simultaneously uploads a transaction order command received from a user to the main server through the strategic position message screen; A sixty step of the main server outputting a transaction order form to the client PC by a transaction order command received from the client PC; The client PC displays a transaction order form on a screen and simultaneously uploads transaction order data of a trade segment, a market price / specified price, a transaction price, and a transaction amount input from a user through the transaction order form screen to the main server; step ; An 80th step of receiving transaction order data from the client PC and outputting the main server together with user information to a bank server and storing the result in a database; The 90 th step is performed by the bank server to conclude a forward exchange transaction based on the transaction order data and the user information downloaded from the main server.

1 is a block diagram schematically showing a futures exchange trading system based on a network according to the present invention;

2 is a flowchart schematically illustrating a futures exchange transaction method based on a network according to the present invention;

3 is a flowchart illustrating a forty-second step of FIG. 2 in detail;

4 is a flowchart illustrating a seventy-stage step of FIG. 2 in detail;

5 is a user position form screen diagram and a strategic position message screen diagram and a difference prediction message screen diagram according to the present invention;

Figure 6 is a transaction order form screen and order confirmation message screen in accordance with the present invention.

Explanation of symbols on the main parts of the drawings

100: network communication network 200: client PC

300: bank server 400: main server

Hereinafter, an exemplary embodiment of a future exchange system and a method based on a network according to the present invention will be described with reference to the accompanying drawings.

1 is a block diagram schematically illustrating a futures exchange trading system based on a network according to the present invention.

As shown in FIG. 1, a system according to the present invention includes a network communication network 100; A plurality of client PCs 200; Bank server 300; consists of the main server 400.

Here, the network communication network 100 connects communication lines between the plurality of client PCs 200 and the bank server 3000 and the main server 400 to perform data communication with each other.

In addition, the client PC 200 is connected to the main server 400 as a communication program is executed by a user, and displays the user position form downloaded from the main server 400 on the screen, and at the same time the user position. Upload the user position data input from the user through the form screen 11 to the main server 400, and display the strategic position message downloaded from the main server 400 on the screen and at the same time the strategic position message screen 12 Upload a transaction order command received from the user to the main server 400, and display the transaction order form downloaded from the main server 400 on the screen and at the same time through the transaction order form screen 14 Upload the transaction order data received from the main server 400.

In addition, the bank server 300 uploads the spot exchange price information and the future exchange price information to the main server 400, and concludes a future exchange transaction by using the transaction order data downloaded from the main server 400 and the user information.

In addition, when the main server 400 is connected to the client PC 200, the main server 400 outputs a user position form to the client PC 200, and user position data received from the client PC 200 through the user position form. And the main server 400 generates a strategic position message based on the spot exchange price information and the future exchange price information received from the bank server 300, outputs the strategic position message to the client PC 200, and sends the client PC through the strategic position message. Output the transaction order form to the client PC 200 by the transaction order command received from the (200), and the user information along with the transaction order data received from the client PC (200) through the transaction order form bank server (300) ) And store the result in the database.

Next, the operation of the system according to the present invention configured as described above will be described in detail with reference to the flowcharts shown in FIGS. 2 to 4 and the screen diagrams shown in FIGS. 5 to 6.

First, when a user using the client PC 200 wants to receive a futures exchange transaction service online, a web browser for accessing a web page of the main server 400 opened on the Internet should be installed.

Accordingly, when the web browser installed in the client PC 200 is executed by the user in the tenth step S10, a communication connection is made to the main server 400 according to the set communication environment.

When the main server 400 and the client PC 200 are in communication connection, the main server 400 outputs a user position form to the client PC 200 in step 20.

The user position form includes "trade date", "payment date", "transaction purpose", "transaction amount", "dollar operating rate", "dollar borrowing rate", "won currency operating rate", "won currency borrowing rate" have.

Accordingly, in the thirtieth step (S30), the client PC 200 displays the user position form on the screen, and at the same time, the payment date and transaction purpose input from the user through the user position form screen 11 (see FIGS. 5A and 5B). Upload user position data, such as a transaction amount, a dollar operating rate, a dollar borrowing rate, a won operating rate, and a won borrowing rate, to the main server 400.

At this time, the current date data is downloaded from the main server 400 and displayed in the "transaction day" item of the user position form.

In addition, the user is required to enter a future payment date in the "Payment date" item and the dollar amount to purchase or sell in the future in the "Transaction amount" item.

In addition, the user is expected to predict the movement of the exchange rate and select "removing risk of exchange rate increase" or "removing risk of rate drop" through the "Purpose of payment" item. Select "remove risk of exchange rate decline" if you want to eliminate it, and select "remove risk of exchange rate decline" if the exporter wants to eliminate the risk of exchange rate decline in the future.

In addition, the user is required to enter the dollar operating rate, the dollar borrowing rate, the won operating rate, the won borrowing rate, where the dollar operating rate is when the user manages the dollar funds through the bank for the period from the transaction date to the settlement date. The interest rate is applicable, and the dollar borrowing rate is the interest rate applicable when the user borrows dollar funds through the bank for the period from the transaction date to the settlement date, and the won operation rate is the period for the period from the transaction date to the settlement date. The interest rate that can be applied when operating the won-denominated funds through the bank, and the won-denominated borrowing rate is the interest rate that can be applied when the user borrows the won-denominated funds through the bank for the period from the transaction date to the settlement date.

Accordingly, user position data such as a settlement date, a transaction purpose, a transaction amount, a dollar operating interest rate, a dollar borrowing rate, a won operating rate, and a won borrowing rate, etc. received from the client PC 200 in step 40 (S40). Based on the spot exchange price information and the forward exchange price information received from the server 300, the main server 400 generates a strategic position message, a forward exchange theoretical price message, a finalized future exchange price message at the end of a transaction, and a settlement amount message. At the same time as the output to the client PC 200, and outputs the spot exchange price message and the future exchange price message received from the bank server 400 to the client PC (200).

Here, the "won / dollar spot exchange price" is the spot exchange price information received from the bank server 300, and the "won / dollar future exchange price" is the future exchange price information received from the bank server 300.

In addition, the "predetermined theoretical price" is the user's position data such as payment date, transaction purpose, transaction amount, dollar operating rate, dollar borrowing rate, won operating rate, won borrowing rate, etc. received from the client PC 200 and the bank server (300). It is determined by the spot exchange price information received from the bar, if the purchase price is determined by the equation of equation (1) (a), if the sell is determined by the equation of equation (1) (b).

In addition, the "confirmed futures exchange price at the end of a transaction" is a price that has established a trading exchange rate on the settlement date at the time of the transaction and is a trading exchange rate applied when a dollar is purchased or sold at the settlement date, and the "payment amount" is a settlement date. The dollar amount actually entered by the user is the dollar value entered by the user multiplied by the fixed futures exchange price at the end of the transaction.

For example, when the user selects "risk risk removal" in the "payment purpose" item, as shown in Figure 5a, the main server 400 with the position strategy message of the "future exchange purchase transaction" and the future exchange theory purchase price Message, a confirmation future exchange purchase message, a settlement amount message, a spot exchange purchase price message, and a future exchange purchase price message to the user, and the user selects "remove the risk of falling exchange rate". As shown in the figure, a forward strategy theory selling price message, a settlement future price selling price message, a settlement amount message, a spot exchange selling price message, and a forward exchange selling price message are presented to the user together with the position strategy message of the "preferred exchange selling transaction".

In addition, the 40th step S40 includes a difference prediction process. First, when the main server 400 outputs the difference prediction form to the client PC 200 (S41), the client PC 200 makes a difference. While displaying the prediction form on the screen, the future exchange price data received from the user through the difference prediction form screen (see FIG. 5A) is uploaded to the main server 400 (S42), and from the client PC 200. The client PC 200 generates a settlement amount message when the main server 400 does not perform a forward exchange transaction, a settlement amount message when a forward exchange transaction is made, and a difference message between the two settlement amounts based on the input exchange rate data. (S43).

That is, the "payment amount for non-return futures transaction" is the value of "payment amount" multiplied by "payment date futures exchange price", and the "payment amount for futures exchange transaction" is multiplied by "payment amount" at "finish future exchange price" at the end of the transaction. "Difference" is the value of "prepayment non-transaction settlement amount" minus "payment amount for prepayment transaction".

The user determines whether to order a transaction through the strategic position message screen 12 and the payment amount message screen 13.

That is, in the 50th step (S50), the client PC 200 displays the strategic position message on the screen and simultaneously displays the transaction order command received from the user through the strategic position message screen (see FIGS. 5A and 5B). Upload to server 400.

Accordingly, the main server 400 outputs a transaction order form to the client PC 200 by the transaction order command received from the client PC 200 in step 60.

The transaction order form includes items such as "password", "account number", "sales classification", "item", "market price / specified price classification", "transaction price", and "transaction amount".

Accordingly, in the seventieth step (S70), the client PC 200 displays the transaction order form on the screen, and at the same time, the transaction classification, market price / specified price received from the user through the transaction order form screen 14 (see FIG. 6). Upload transaction order data such as division, transaction price, transaction amount, etc. to the main server 400.

That is, when the client PC 200 displays the transaction order form screen 14 and uploads the password data input from the user through the transaction order form screen 14 to the main server 400 (S71), The main server 400 outputs the corresponding user account number message and the user name message to the client PC 200 by the password data received from the client PC 200 (S72), and the client PC 200 Upload the transaction order data of the trade segment, the designated price / market segment, the transaction price, the transaction amount received from the user through the transaction order form screen 14 to the main server 400 (S73), the main server 400 When the client PC 200 receives the transaction order data such as trade segment, designated price / market segment, transaction price, and transaction amount through a transaction order form (S74).

At this time, if the user selects the "specified price" in the "price classification" item, you can enter the transaction price in the "transaction price" item, if you select "market price", the market price downloaded from the main server 400 is "transaction price" "Item.

Accordingly, in the 80 th step (S80), the main server 400 receives user's account information, such as trading order data, market price / specified price classification, transaction price, and transaction amount, from the client PC 200. The user information is output to the bank server 300 and the result is stored in a database.

At this time, the main server 400 outputs transaction order data and user information, such as a trade segment, a market price / specified price, a transaction price, and a transaction amount, received from the client PC 200 to the bank server 300, Order confirmation message such as item name, transaction amount, transaction price, transaction classification, order number, etc. are output to the client PC 200, and the client PC 200 receives the item name, transaction amount, and transaction price input from the main server. By displaying an order confirmation message on the screen, such as a transaction classification and an order number, the user can confirm the order details through the order confirmation message screen 15 (see FIG. 6).

Accordingly, the bank server 300 forwards and forwards the transaction data and user information, such as the transaction segment, the designated price / market segment, the transaction price, and the transaction amount, downloaded from the main server 400 in the 90 th step (S90). Sign a deal.

As described above, in the present invention, a plurality of client PCs and a bank server are connected to the main server through a network communication network, and the main server generates strategic position information based on exchange rate information provided from the bank and user information provided from the user. When supplied to the user, the user and the bank enter into a forward exchange transaction through the main server, so that the user can reliably manage the funds from the risk of the exchange rate fluctuation.

In addition, since the user can perform a forward exchange transaction online without having to call or visit the bank directly, there is an advantage that the forward exchange transaction can be used quickly and conveniently. It also has the advantage that banks can conduct many futures exchange transactions in a short time.

Herein, while the present invention has been described with reference to the preferred embodiments, those skilled in the art will variously modify the present invention without departing from the spirit and scope of the invention as set forth in the claims below. And can be changed.

Claims (6)

A network communication network 100 for connecting data lines between unspecified numbers so as to perform data communication with each other; Upload user position data of the settlement date, the transaction purpose, the transaction amount, the dollar operating rate, the dollar borrowing rate, the won operating rate, and the won borrowing rate received from the user through the network communication network 100, and the network communication network 100. Download a plurality of strategic position messages from the outside through the screen, and uploads the transaction order data of the trade classification, market price / specified price classification, transaction price, transaction amount received from the user through the network communication network 100 Client PC 200; The bank server 300 that uploads the spot exchange price information and the future exchange price information to the outside through the network communication network 100, and concludes a forward exchange transaction by using transaction order data and user information downloaded from the outside through the network communication network 100. ); The user position data received from the client PC 200 through the network communication network 100 and the spot exchange price information and the future exchange price information received from the bank server 300 through the network communication network 100, the future exchange purchase / sale price Generates a strategic position message and outputs it to the client PC 200 through the network communication network 100, and transfers transaction order data received from the client PC 200 through the network communication network 100 together with user information to the bank server ( Forward exchange trading system based on the network, characterized in that consisting of the main server 400 outputs to 300. In a forward exchange transaction method based on a network in which a plurality of client PCs 200 and a bank server 300 are connected to a main server 400 through a network communication network 100, A tenth step (S10) of connecting the client PC and the main server 400 as a user executes the communication program of the client PC 200; A twentieth step (S20) of outputting a user position form to the client PC (200) by the main server (400); The client PC 200 displays the user position form on the screen and at the same time the settlement date, transaction purpose, transaction amount, dollar operating rate, dollar borrowing rate, won operating interest rate, received from the user through the user position form screen 11, A thirtieth step (S30) of uploading user position data of the won borrowing rate to the main server 400; The main server 400 generates a strategic position message of buying / selling a forward exchange based on the user position data input from the client PC 200, the spot exchange price information and the forward exchange price information received from the bank server 300, A 40th step S40 of outputting to the client PC 200; A fifty step (S50) in which the client PC (200) displays a strategic position message on a screen and simultaneously uploads a transaction order command received from a user through the strategic position message screen (12) to the main server (400); A sixty step (S60) of outputting a transaction order form from the main server 400 to the client PC 200 by a transaction order command received from the client PC 200; The client PC 200 displays the transaction order form on the screen and simultaneously displays the transaction order data of the trade segment, market price / specified price segment, transaction price, and transaction amount received from the user through the transaction order form screen 14. The seventieth step S70 of uploading to the server 400; An 80 th step of receiving transaction order data from the client PC 200 and outputting the main server 400 to the bank server 300 together with user information and storing the result in a database (S80); A forward exchange transaction method based on a network, comprising a 90 th step (S90) in which the bank server (300) concludes a forward exchange transaction based on transaction order data and user information downloaded from the main server (400). The method of claim 2, wherein in the 40th step (S40), Based on the user position data input from the client PC 200, the spot exchange price information and the forward exchange price information input from the bank server 300, the main server 400 presents a strategic position message of a future exchange purchase / sell, and a theoretical future exchange price. Produces a message, a finalized futures exchange price message and a payment amount message at the end of the transaction and outputs the message to the client PC 200, and simultaneously outputs the spot exchange price message and the future exchange price message received from the bank server 400 to the client PC 200. The futures exchange method based on the network, characterized in that the output. The method of claim 2, wherein in the 40th step (S40), The main server 400 outputs a difference prediction form to the client PC 200 (S41); A step 42 of displaying, by the client PC 200, the difference prediction form on the screen and uploading the futures exchange price data received from the user through the difference prediction form screen 13 to the main server 400 (S42); Based on the forward exchange price data received from the client PC 200, the main server 400 receives a settlement amount message when no forward exchange transaction is performed, a settlement amount message when performing a forward exchange transaction, and a difference message between the two settlement amounts. And a 43rd step (S43) of generating and outputting the generated information to the client PC (200). The method of claim 2, wherein in the 70th step (S70), The client PC 200 displays the transaction order form screen 14 and at the same time uploads the password data received from the user through the transaction order form screen 14 to the main server 400 (271). ; A 72 th step (S72) of the main server (400) outputting a corresponding user account number message and a user name message to the client PC (200) by the password data received from the client PC (200); Step 73 of the client PC 200 uploading the transaction order data of the trade segment, the designated price / market segment, the transaction price, and the transaction amount received from the user through the transaction order form screen 14 to the main server 400. (73); When the main server 400 receives the transaction order data from the client PC (200) via the transaction order form, the step of assigning the order number 74 (S74) characterized in that the network based future exchange method. The method of claim 2, wherein in the 80th step (S80), The main server 400 outputs the trade order data of the trade segment, market price / specified price, transaction price, and transaction amount inputted from the client PC 200 to the bank server 300, and at the same time, the name of the item and the transaction amount. , A transaction price, a trade classification, an order confirmation message of an order number to the client PC (200) characterized in that the future exchange transaction method based on the network.