KR20010067669A - How to search and guide credit card usage using a mobile terminal - Google Patents
How to search and guide credit card usage using a mobile terminal Download PDFInfo
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- KR20010067669A KR20010067669A KR1020010011300A KR20010011300A KR20010067669A KR 20010067669 A KR20010067669 A KR 20010067669A KR 1020010011300 A KR1020010011300 A KR 1020010011300A KR 20010011300 A KR20010011300 A KR 20010011300A KR 20010067669 A KR20010067669 A KR 20010067669A
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Abstract
Description
본 발명은 휴대단말을 이용한 신용카드 사용내역 조회, 안내 방법으로, 보다 상세하게는 신용카드 사용자가 접속하여 자신의 사용내역을 IS95, PDA, IMT-2000, GSM과 같은 휴대단말 사용자가 무선 인터넷으로 신청을 하면, 인증 과정을 거쳐 신용카드 사용내역을 신청자에게 알려주는 무선인터넷 시스템과 운영자는 시스템을 관리하는 것이다.The present invention is a method of querying and guiding credit card usage using a mobile terminal, and more specifically, a credit card user accesses and uses his or her mobile terminal such as IS95, PDA, IMT-2000, GSM to wireless Internet. When the application is made, the wireless Internet system and the operator who manages the system to inform the applicant of the credit card usage through the authentication process.
종래의 신용카드 사용내역은 고지서와 인터넷 발송이 주종이다.Conventional credit card usage history is mainly bills and Internet shipping.
본 발명은 상기와 같은 휴대단말을 이용한 신용카드 사용내역 조회, 안내 방법은 무선 인터넷을 이용한 사용내역 조회, 안내 서버 시스템을 설계하여 조회, 안내 신청자들이 시간, 공간의 제약에서 언제 어디서든 사용 내역을 신청하기 위한 무선 접수 방법과 인증방법, 조회, 및 안내 방법 기술을 갖추고 있다.In the present invention, the credit card usage inquiry and guidance method using the mobile terminal as described above, the usage history inquiry using the wireless Internet, and design the guidance server system for inquiry, guidance applicants anytime, anywhere usage history in the constraints of time and space It is equipped with wireless reception method, authentication method, inquiry, and guidance method technology for application.
도 1는 본 발명을 수행하기 위해 진행되는 휴대단말을 이용한 신용카드 사용내역 조회, 안내 방법 구성도 이다.1 is a block diagram of a credit card usage inquiry and guidance method using a mobile terminal for carrying out the present invention.
도 2는 본 발명을 수행하기 위해 휴대단말을 이용한 신용카드 사용내역 조회, 안내 시스템 정보처리도 이다.2 is a credit card usage inquiry and guidance system information processing using a mobile terminal to carry out the present invention.
도 3은 본 발명에서 이동사업자 식별을 위한 사용자 에이전트 구성이다.3 is a user agent configuration for mobile carrier identification in the present invention.
상기한 본 발명의 목적을 달성하기 위하여 무선 인터넷을 이용한 사용내역 조회, 안내 신청을 위한 서버의 인식 기술로 휴대단말기 5개 이동 통신사마다 다른 프로토콜(WML, mHTML, HDML)을 인식하기 사용자 에이전트 인식을 위한 「인식단계」; 사용자가 인터넷을 이용하여 사용내역 조회, 안내를 수행하는 단계로 최초로 접속한 사용자를 확인하는 「인증단계」; 인증된 사용자에게 사용내역을 공지하기 위해 정보를 처리하는 「정보처리단계」; 정보처리단계에서 수행된 내용을 관리자 측면에서 알아보기 위해 정보처리 내용을 저장하는 「정보저장단계」; 총 4단계로 본 발명은 구성된다.In order to achieve the above object of the present invention, as a recognition technology of a server for usage history inquiry and guidance application using the wireless Internet, recognition of different protocols (WML, mHTML, HDML) for each of five mobile carriers is performed. "Recognition step" for; A "authentication step" of confirming a user who has first accessed the step of performing a user history inquiry and guidance using the Internet; An " information processing step " for processing information to notify usage history to an authenticated user; An "information storage step" of storing information processing contents in order to find out what is done in the information processing step from an administrator's perspective; The present invention consists of four steps.
「인식단계」에서는 휴대단말을 이용한 신용카드 사용내역 조회, 안내 요청으로 휴대단말기를 사용한 신청자가 각기 다른 이동통신 사업자마다 다른 프로토콜을 이용하여 접속하는 사용자에게 정보를 제공하기 위한 단계로 프로토콜에 독립적으로 어떤 무선 인터넷 사업자를 이용하는 사용자도 이용 가능하게 하기 위한 단계이다.In the Recognition step, the applicant who uses the mobile terminal with the inquiry of the credit card usage history and the request for the guidance of the mobile terminal provides information to users who use different protocols for different mobile service providers. This step is to make available to users using any wireless Internet service provider.
「인증단계」에서는 각각 개인의 카드번호, 비밀번호 및 주민등록번호의 고유 ID를 받아서 인증을 처리한다. 「정보처리단계」에서는 인증단계에서 얻어진 개인 고유 ID를 기반으로 해당 기관의 카드사용 내역을 발급하는 단계이다. 해당 기관과는 전용선과 인터넷으로 연결되어 온라인으로 사용내역을 수신할 수 있다. 「정보저장단계」에서는 정보처리단계에서 이루어지는 모든 과정을 차후 또는 불가피한 상황에 대비하여 정보를 저장하는 단계이다.In the "authentication stage", each receives a unique ID of the card number, password, and social security number, and processes the authentication. In the "information processing step", it is a step of issuing a card usage history of the corresponding organization based on the personal unique ID obtained in the authentication step. The agency can connect to the leased line and the Internet to receive usage data online. The "information storage step" is a step of storing information in preparation for later or unavoidable situation of all the processes performed in the information processing step.
본 발명에 의하면 IS95, PDA, IMT-2000, GSM과 같은 휴대단말을 이용한 신용카드 사용내역 조회를 할 수 있으며, 사용내역을 무선 인터넷을 이요한 휴대단말로 사용내역의 안내를 언제, 어디에서 받을 수 있음으로서 인터넷과 휴대단말기를 이용한 무선 인터넷 단말기라는 매체추가로 신청자자의 참여의 폭이 넓어질 것이며 기존의 직접 고지방법으로 인한 시간낭비와 국가적 인력 낭비를 줄일 수 있다.According to the present invention, it is possible to query the credit card usage history using a mobile terminal such as IS95, PDA, IMT-2000, GSM, and receive the usage history when and where to receive the usage information from the mobile terminal using the wireless Internet. As a result, the addition of the media such as the wireless Internet terminal using the Internet and the portable terminal will increase the participation of the applicants and reduce the waste of time and national manpower caused by the existing direct notification method.
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KR1020010011300A KR20010067669A (en) | 2001-03-05 | 2001-03-05 | How to search and guide credit card usage using a mobile terminal |
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
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KR20010069445A (en) * | 2001-03-23 | 2001-07-25 | 강민구 | Information and Searching Method for Bus Lines by Mobile Terminal |
KR20040031434A (en) * | 2002-10-07 | 2004-04-13 | (주)케이사인 | Real Time Account Information Control System using on Mobile Device |
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US4831647A (en) * | 1987-06-02 | 1989-05-16 | Motorola, Inc. | Radiotelephone credit card data communications |
JPH09270718A (en) * | 1996-03-29 | 1997-10-14 | Sanyo Electric Co Ltd | Information display device |
KR980007058A (en) * | 1998-01-08 | 1998-03-30 | 김종길 | Notification of credit card transaction history in wireless communication environment |
KR20000024689A (en) * | 1998-10-01 | 2000-05-06 | 이봉훈 | Method for banking transaction specification notification service |
KR20010000727A (en) * | 2000-10-16 | 2001-01-05 | 정준용 | Method and apparatus for notifying credit transaction information |
KR20010100364A (en) * | 2000-05-01 | 2001-11-14 | 남용 | Method and system for providing a total financial service using an wire/wireless communication network |
KR20020043980A (en) * | 2000-12-05 | 2002-06-12 | 구자홍 | Method and system for managing credit cards via network |
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2001
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Patent Citations (7)
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US4831647A (en) * | 1987-06-02 | 1989-05-16 | Motorola, Inc. | Radiotelephone credit card data communications |
JPH09270718A (en) * | 1996-03-29 | 1997-10-14 | Sanyo Electric Co Ltd | Information display device |
KR980007058A (en) * | 1998-01-08 | 1998-03-30 | 김종길 | Notification of credit card transaction history in wireless communication environment |
KR20000024689A (en) * | 1998-10-01 | 2000-05-06 | 이봉훈 | Method for banking transaction specification notification service |
KR20010100364A (en) * | 2000-05-01 | 2001-11-14 | 남용 | Method and system for providing a total financial service using an wire/wireless communication network |
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Cited By (2)
Publication number | Priority date | Publication date | Assignee | Title |
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KR20010069445A (en) * | 2001-03-23 | 2001-07-25 | 강민구 | Information and Searching Method for Bus Lines by Mobile Terminal |
KR20040031434A (en) * | 2002-10-07 | 2004-04-13 | (주)케이사인 | Real Time Account Information Control System using on Mobile Device |
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