KR20010054679A - System for payment of a transport fare using a mobile phone and method thereof - Google Patents

Abstract

PURPOSE: A traffic fare service system and method using a mobile terminal is provided to apply the merits of an advance-payment RF bus card to settle bus fares and a post-payment RF credit card to settle subway fares. CONSTITUTION: A traffic fare service system using a mobile terminal is comprised of a fare receiving part(100), a user portable phone(200), a mobile communication network operation part(300), and a bank(400). The fare receiving part(100) contains a bus association(110), an authentication part(130), and a bus company(150). The authentication part(130) decodes and authenticates coded money information. The bus company(150), linked with the bus association(110), receives fare information from the user portable phone(200). The user portable phone(200) containing a traffic fare settlement part applies for a traffic fare service to the mobile communication network operation part(300), charges money information in the traffic fare settlement part, and pays for a traffic fare to the bus company(150) in the case of using a public transport. The mobile communication network operation part(300) makes an authentication request to the authentication part(130) according to the service application or a charging request provided from the user portable phone(200) and executes charging and billing processing for the user portable phone(200). The bank(400) opens an account for the portable phone bearer according to his request. The bank(400) confirms the balance of the user's account according to the bus association's billing request and executes deposit processing for requested money information.

Description

System for payment of a transport fare using a mobile phone and method

The present invention relates to a traffic fare service system and method, and more particularly, to provide a mobile fare terminal payment function to pay a corresponding fare through a mobile terminal when using public transportation; It is about a method.

In general, the collection of public transportation fares is carried out for each means of transportation. In the case of buses, a prepaid card system in which a predetermined amount is stored on a predetermined RF card is introduced. The company operates a post-paid card system that charges and charges for credit card charges in partnership with a ticket or schedule card company.

1 is a diagram generally illustrating a prepaid bus card system.

As shown in FIG. 1, in the general prepaid bus card system, a user 20 who has been issued a bus card from the charging station 10 by paying a certain amount of money receives a certain amount of information from the bus card when the bus is boarded. The bus company 30 applies to the bus combination 40 to settle the amount of the corresponding fare information, and the charging station 10 receives a predetermined amount of the bus combination 40 into the fare information. The amount of money information is stored as much as the amount of money, and the amount of money information is charged according to the charge request of the bus card user 20. At this time, the investment of various facilities including the terminal is in charge of the certification company 50 and receives a certain fee from the bus association 40.

As such, a prepaid card system operated by a user who wants to use a bus card to pay a certain amount in advance to the charging station and then deletes the amount information corresponding to the boarding fee when boarding the bus is advantageous to the bus combination side, and the user side to the charging station There is a problem that the shortage and the need to find and move the charging station for charging, and there is also a problem of the cost burden due to prepayment.

2 is a diagram generally illustrating a postpaid subway card system.

As shown in FIG. 2, in the general postpaid subway card system, a user 70 who receives a credit card having a subway pass function from a credit card company 60 boards the subway 80 using the same, and uses the subway ticket gate. The charge receiving unit disposed in the card provides the authentication information and the rate information for the card to the subway construction (90) side, the subway construction (90) side requests the accumulated authentication information and fee information to the credit card company (60) the corresponding amount Receives the deposit, and provides a certain fee to the credit card company (60). At this time, the terminal operation unit 95 in charge of the operation of the charge collection unit arranged in the ticket gate receives a certain fee from the subway construction.

The subway card system using such a credit card has the advantage that the user does not need to charge because the user pays the amount of the fee after use, but there is a problem that there is a possibility of short-term malicious delinquency, and the credit card must be managed separately. There is a problem.

The technical problem of the present invention is to solve such a conventional problem, an object of the present invention is to apply the advantages of each prepaid RF bus card to pay the bus fare and postpaid RF credit card to pay the subway fare. It is to provide a traffic fare service system using a mobile communication terminal.

Another object of the present invention is to provide a traffic fare service method using the mobile communication terminal.

1 is a diagram generally illustrating a prepaid bus card system.

2 is a diagram generally illustrating a postpaid subway card system.

3 is a block diagram of a traffic fare service system using a mobile communication terminal according to an embodiment of the present invention.

4 is a view for explaining in more detail the traffic fare service system using a mobile communication terminal according to an embodiment of the present invention shown in FIG.

5 is a view for explaining in detail the data transmission and reception according to the money charging operation between the dedicated server and the mobile communication terminal according to the present invention.

6 is a flowchart illustrating an operation of an operation unit according to an exemplary embodiment of the present invention.

7 is a flowchart illustrating a balance checking operation according to an embodiment of the present invention.

8 is a flowchart illustrating a function of stopping using a lost mobile communication terminal according to an embodiment of the present invention.

<Description of the symbols for the main parts of the drawings>

10: charging station 20, 70: user

30, 150: bus company 40, 110: bus combination

50, 130: certified company 60: credit card company

80: subway 90, 120: subway construction

100: charge collector 200: user mobile phone

300: mobile network operator 400: bank

310: transmitting and receiving antenna 320: base station / base station controller

330: IGS 340: ARS

350: SMS 360: dedicated server

370: DB 380: PSPDN

390: IWF

A traffic fare service system using a mobile communication terminal according to one feature for realizing the above object is a system for processing a payment of a corresponding traffic fare including a fare receiver which receives and stores the corresponding fare information according to a passenger's boarding. To

Request the charging of traffic fare information, store the amount of money information according to the response, and delete the amount of money information as much as the traffic fare request information from the stored money information when receiving the fare request information from the fare receiver; A mobile communication terminal providing deleted amount information to the charge receiving unit; And

And a mobile communication terminal including a mobile communication network operating unit which provides the mobile communication terminal with the requested money information when a request for charging the money information is received from the mobile communication terminal.

In addition, the traffic fare service method using a mobile communication terminal according to one feature for realizing another object of the present invention, the charge receiving unit for receiving and storing the fare information according to the passenger's boarding, and charging the amount of information In the traffic fare service method using a mobile communication terminal requesting, storing the amount of money information according to the response, and providing the stored amount information to the charge receiving unit and a mobile communication network operation unit,

(Iii) checking whether there is a request for money information from a service subscriber using the mobile communication terminal as a means for paying a transportation fee; And

(Ii) when the request for money information is input in step (iii), wirelessly transmitting the money information to the mobile communication terminal.

According to the traffic fare service system and the method using the mobile communication terminal, even if a separate card is not used when using public transportation, the corresponding amount is paid using the mobile communication terminal that is held, and even when the transportation fare is not charged, The amount information can be easily charged.

Then, embodiments will be described so that those skilled in the art can easily implement the present invention.

3 is a block diagram of a traffic fare service system using a mobile communication terminal according to an embodiment of the present invention.

As shown in FIG. 3, a traffic fare service system using a mobile communication terminal according to an embodiment of the present invention includes a charge receiver 100 for receiving and storing traffic fare information, and a user mobile phone 200 having a built-in traffic fare payment unit. ), The mobile communication network operator 300, the bank 400 having a subscriber account.

The charge receiving unit 100 receives charge information from the user mobile phone 200 in association with the bus combination 110, the authentication company 130 that decodes the encoded amount information to authenticate the corresponding amount information, and the bus combination 110. It includes a plurality of bus companies 150.

The user mobile phone 200 has a built-in traffic fare payment unit (not shown) to apply for a traffic fare service to the mobile communication network operator 300, request the charging of the traffic fare information, according to the response to the amount information It charges to a certain memory of the transportation fee payment unit and pays the corresponding fee to the bus company 150 when using public transportation.

The mobile communication network operator 300 performs charging and charging processing on the user mobile phone 200 when the authentication request is made to the authentication company 130 according to a service request or a charging request provided from the user mobile phone 200. .

The bank 400 opens the account of the subscriber in accordance with the request for opening the account of the holder of the mobile phone 200, checks the balance of the corresponding subscriber account according to the billing request of the bus association 110, and displays the requested information on the bus combination ( To the bank 110). In this case, the account opening may be performed by the mobile communication network operator 300.

4 is a view for explaining in more detail the traffic fare service system using a mobile communication terminal according to an embodiment of the present invention shown in FIG.

Referring to Figures 3 to 4 the traffic fare service system in more detail as follows.

First, the charge receiving unit 100 includes a bus combination 110, a subway construction 120, and a certification company 130, and each bus combination 110 or the subway construction 120 side from the user mobile phone 200. The provided amount information is provided to the mobile communication network operator 300 through an authentication company.

In addition to the general mobile phone function, the user mobile phone 200 has a built-in bill payment unit (not shown), receives and stores the amount information received from the mobile communication network operator 300, and deletes the charged amount information by a certain amount when using public transportation. How to pay for the transportation. In addition, when the charged amount information is in danger of being exhausted or exhausted, the mobile phone holder himself accesses the mobile communication network operator 300 through the Internet using a keypad or his PC 210 to his mobile phone 200. You can also request a charge. In the embodiment of the present invention, the mobile communication terminal is described mainly with a mobile phone, but it is obvious that a personal digital assistant (PDA) may be used in addition to the mobile phone.

The mobile communication network operator 300 includes a transceiver antenna 310, a base station / base station controller 320, an internal gateway system (IGS) 330, an auto response system (ARS) 340, and a short message. Short Message Service System (SMS) 350, dedicated server 360, DB 370 storing subscriber information and corresponding subscriber account information, Public Switched Packet Data Network (PSPDN) 380 and IWF 390, when a request for recharging the transportation fee is input from the user's mobile phone 200 or from the user's PC 210, checks the opened account of the subscriber and requests the remaining amount of information. If it is smaller than or equal to the information, the permission is provided and the charge amount data is provided to the user's mobile phone 200 side.

In more detail, the transmission and reception antenna 310 receives a request signal or a charge request for subscribing to the traffic fare service system from the user's mobile phone 200 in addition to the general transmission / reception signal for mobile communication, and provides the request signal to the base station / base station controller 320 and responds thereto. The signal is provided to the user's mobile phone 200 side according to the code.

The device station / base station controller 320 generally connects to a mobile communication network using a wireless protocol between a terminal and an exchange, and directly performs a secretion function with respect to security.

The IGS 330 performs a role of a kind of exchange, which is a function of generating a random number and transmitting the random number to the base station for the subscriber's authentication, and in connection with the present invention, between the base station / base station controller 320, the ARS 340, and the SMS 350; Act as a switch.

The ARS 340 processes the response signal as a voice message and outputs it to the internal gateway system according to a user's traffic fee service subscription or charging fee request input through the internal gateway system, and the SMS 350 outputs the internal gateway system. The response signal is processed as a text message and output to the internal gateway system according to the user's traffic fee service subscription or charging fee request inputted via the system.

The dedicated server 360 checks the DB 370 storing the subscriber information and the corresponding subscriber account information according to the user's subscription request or the charge request provided from the ARS 340 or the SMS 350, and stores or charges as a new subscription. Provides the amount information according to the user mobile phone (200).

In addition, according to the authentication request provided from the charge receiver 100 via the PSPDN 380, the key receiver capable of decoding the corresponding money information is provided to the charge receiver 100.

The IWF 390 performs a function of a predetermined web server that can receive and process a service subscription or a charging request through a user's computer 210.

Hereinafter, an operation of a traffic fare service system using a mobile communication terminal according to an embodiment of the present invention.

5 is a view for explaining in detail the data transmission and reception according to the money charging operation between the dedicated server and the mobile communication terminal according to the present invention.

As illustrated in FIG. 5, the user mobile phone 200 including the control unit 220 and the traffic fare payment unit 230 wirelessly transmits and receives a predetermined data to and from the dedicated server 360 when the amount of money is requested.

More specifically, first, the control unit 220 reads a memory (not shown) stored in the traffic fare payment unit 230 and provides charge request data including a unique number to the dedicated server 360, and the dedicated server. 360 provides response data of the provided data, preferably charge amount information, to the controller 220.

Receiving the charge amount information, the control unit 220 stores it in the memory of the traffic fare payment unit 230, and when the charging success response code is input, the charging is completed by providing an acknowledgment (ACK) message to the dedicated server 360 If a message is received and a charge failure response code is input, a NACK message is provided to the dedicated server 360 to receive a charge failure message.

6 is a flowchart illustrating an operation of an operation unit according to an exemplary embodiment of the present invention.

As shown in FIG. 6, first, it is checked whether the money request information is received (step S110), and when the money request information is received, the account of the subscriber is checked (step S120).

Then, the amount request information checks the size of the account balance information (step S130), if the amount request information is large, outputs a balance information notification message (step S140), and feeds back to step S110, the account balance information is the requested amount If greater than the information, the requested money amount information is sent to the subscriber-side mobile communication terminal device (step S150).

Then, it is checked whether or not a successful charging message is received (step S160), and when the successful charging message is received, it is terminated, and when the charging failed message is not received, it is checked whether a charging failure message is received (step S170), If no charge failure message is received, the process returns to step S150, and if a charge failure message is received, the process ends.

7 is a flowchart illustrating a balance checking operation according to an embodiment of the present invention.

As shown in Fig. 7, first, it is checked whether there is a balance check request (step S210), and when there is a balance check request, a balance check command is transmitted to the traffic fare payment unit (step S220).

Then, it is checked whether or not its response is received (step S230). If it is not answered, it is fed back to step S220, and if it is answered, a response message is displayed on the display unit (step S240).

8 is a flowchart illustrating a function of stopping using a lost mobile communication terminal according to an embodiment of the present invention.

As shown in FIG. 8, first, it is checked whether or not a stop command is received through the public wireless network (step S310). When the stop command is received, the stop command and the balance data request are made to the traffic fare payment unit. The information is transmitted (step S320).

Subsequently, it is checked whether or not the balance data is received (step S330), and when the balance data is received, the balance data is transmitted to the dedicated server (step S340), and then a suspension completion message is sent (step S350), and the balance data is received. If not, transmits a stop message of completion (step S350).

Although the above has been described with reference to a preferred embodiment of the present invention, those skilled in the art will be able to variously modify and change the present invention without departing from the spirit and scope of the invention as set forth in the claims below. It will be appreciated.

As described above, according to the present invention, even if a separate card is not used when using public transportation, the transportation fee can be paid using the mobile communication terminal.

In addition, it is not necessary to go to the charging station when charging the mobile terminal with the price information, and send out the price request information along with his ID information through his mobile terminal or the Internet site, Therefore, the trouble of charging can be solved by storing the received amount of money information.

In addition, even if the mobile communication terminal is lost, it is possible to access the mobile communication network to send a trial stop command to the lost mobile communication terminal, and to deposit the pre-stored balance information back into the account of the lost person. The disadvantages can be solved.

In addition, by embedding a public transportation fee payment function in a mobile communication terminal possessing a ratio of 1 to 1, a separate card can be provided to use public transportation and the burden of managing it can be solved.

Claims (9)

In the system for the payment processing of the traffic fare including a fare collection unit for receiving and storing the fare information of the passenger according to the passenger boarding, Request the charging of traffic fare information, store the amount of money information according to the response, and delete the amount of money information as much as the traffic fare request information from the stored money information when receiving the fare request information from the fare receiver; A mobile communication terminal providing deleted amount information to the charge receiving unit; And And a mobile communication network operating unit which provides the mobile communication terminal with the requested money information when a request for charging the money information is received from the mobile communication terminal. The method of claim 1, wherein the mobile communication network operation unit, In response to a request for charging the amount information from the mobile terminal, the amount information stored in the account of the subscriber is checked, and when the amount information is greater than or equal to the amount request information, the requested amount information is wirelessly transmitted to the mobile terminal. and, And transmitting the balance information message to the mobile communication terminal and re-entering the money request information when the account amount information is smaller than the money request information. The method of claim 1, wherein the mobile communication network operation unit, A base station and a base station controller; An internal gateway system for outputting money request information input via the base station and a base station controller; An automatic response system for processing the response signal as a voice message and outputting the response signal to the internal gateway system in accordance with the price request information input through the internal gateway system; A short message service system for processing the response signal as a text message and outputting the response signal to the internal gateway system according to the money request information input through the internal gateway system; DB for storing the account information and the balance information for each traffic fare service subscriber; And Receives the money request information input through the automatic answering system or the short message system, checks the balance information for each subscriber stored in the DB, and provides charge amount information to the mobile communication terminal through the automatic answering system or the short message system. Traffic fare service system using a mobile communication terminal comprising a dedicated server. The method of claim 1, wherein the mobile communication network operation unit, A traffic fare service system using a mobile communication terminal further comprising an IWF for receiving the money request information of the subscriber input via the Internet. The method of claim 1, wherein the mobile communication terminal, An RF processor for decoding and outputting money information input through a first antenna via the mobile communication network according to a money information request of a user; A controller for controlling the decoded price information to store price information input according to a price information request of a user; And Save the decoded amount information, delete the corresponding amount information from the stored amount information as the charge request signal is input from an external freight charge receiver, and charges for providing the deleted money information to the freight charge receiver Traffic fare service system using a mobile communication terminal comprising a unit. The mobile communication terminal of claim 5, further comprising a flash memory configured to store a corresponding storage history each time the amount information is stored in the bill payment unit, and output the stored history information according to a user's transaction history request. Transportation fare service system. A fare receiver which receives and stores fare information according to the passenger's boarding, a mobile communication terminal which requests charge of money information, stores money information according to its response, and provides stored money information to the fare receiver; In the traffic fare service method using a mobile communication terminal comprising a mobile communication network, (Iii) checking whether there is a request for money information from a service subscriber using the mobile communication terminal as a means for paying a transportation fee; And And (ii) when the request for money information is input in step (iii), wirelessly transmitting the money information to the mobile communication terminal. The method of claim 7, wherein (Iii) if a stop command is received through a public wireless network, transmitting a stop command and balance data request information to a traffic fare payment unit of the mobile communication terminal; (Iii) checking whether the balance data provided from the mobile communication terminal is received; (Iii) if the balance data is received in step (iii), storing the balance information in a subscriber-specific account, and transmitting a discontinuation completion message to the subscriber side; And (Iii) if the balance data is not received in step (iii), transmitting a discontinuation completion message to the subscriber side. 8. The method of claim 7, wherein step (ii) (Ii-1) checking the account balance of the subscriber when the request for the amount information is input in step (iii); (Ii-2) comparing the sizes of the requested amount information and the account amount information; (Ii-3) wirelessly transmitting the request amount information to the mobile communication terminal when the account amount information is greater than or equal to the request amount information in step (ii-2); And (Ii-4) in the step (ii-2), if the account amount information is smaller than the requested amount information, wirelessly sending the account balance information to the mobile communication terminal and feeding back to the step (iii). Traffic fare service method using a mobile communication terminal comprising.