KR20000072421A - Cyber education insurance - Google Patents

Abstract

PURPOSE: The cyber education insurance is provided to allow a user to have a reliable education based on the contents offered from a cyber education site, get an operator of the site to supply the educational contents with good quality, and thereby activate the market for cyber education, by applying a cyber-insurance system to the cyber education site. CONSTITUTION: A user connects to a home page of the cyber education site via the internet(40). The information of an insurance product(41) is checked, and it is determined whether the user becomes a member of the cyber education insurance(42). The user inputs personal information into the site(43), and applies for a pre-test in order to check his/her current level of an ability(44). The result of the pre-test is displayed on a user terminal(45), and the user inputs a desired condition in the entrance of the insurance(46). Based on the result thereof and the inputted condition, an insurance fee is calculated and displayed(47). An insurance agreement is provided(48). If the user consents to the calculated fee and the agreement(49), an approval proceeds(50). The result of the insurance is reported to a user terminal(10) and an e-mail address(51).

Description

Cyber Education Insurance

The present invention relates to the introduction of cyber education insurance to various cyber education sites through the Internet, and proposes a method for allowing Internet users to receive quality education with confidence. In addition, it provides a way to increase competitiveness for new- and medium-sized cyber education site operators who provide high-quality education contents but have weak existing brands.

Recently, as the multimedia communication service is popularized, the cyber education system for learning using the internet network is spreading. This breaks the traditional way of education by providing students who want to receive high quality education and the opportunity to be educated at the time desired by those who cannot afford time and money.

The number of companies offering cyber education sites is estimated at about 100 as of 2000, with 1-2 sites daily. In addition, this year, the cyber education market through the Internet is estimated to be 270 billion won, and it is expected to form 1 trillion won in 2003. (Source: Electronic Newspaper, July 14, 2000).

In spite of the rapid growth of the cyber education market, it is important for the user to select a reliable education site among numerous cyber education sites.

In addition, since there is no reliable institutional space for cyber education site operators to provide sound educational contents, operators with weak start-ups / brands are not allowed to operate cyber education sites based on the existing off-line school operation. It is inevitable to fame.

If the cyber education site operator is not responsible for the contents of the educational contents they provide, the user is responsible for the economic, temporal, and mental damages caused by the incomplete contents.

The present invention overcomes the problems of the conventional cyber education market as described above, but provides high quality education contents, but promotes competitiveness for new- and small-medium cyber education site operators who are weak in existing brands and establishes a cyber education site based on reliability for users. Provide a basis for distinguishing.

If the user does not get satisfactory grades through the cyber education site, the insurance company will compensate the amount corresponding to the amount of insurance accidents. The goal is to develop an educational market where quality education can be obtained through educational sites.

1 is a schematic diagram of an overall system according to the present invention.

2 is a flowchart illustrating an embodiment according to the present invention.

3 is a simplified system schematic diagram illustrating a procedure for paying cyber education insurance / scholarship according to the present invention.

Preferred embodiments of the present invention will be described in detail with reference to the drawings.

Figure 1 is a schematic diagram of the entire system of the membership registration and compensation / scholarship payment procedure using the Internet network according to the present invention, the user terminal 10 of the cyber education site 20, cyber education insurance company 30 and the Internet network It is connected via (15). Cyber education site 20 is connected to the user information database 25, cyber education insurance company 30 is composed of insurance information database (DB) (35).

2 is a flowchart illustrating a cyber education insurance subscription method using an internet network according to the present invention.

① The user accesses the homepage of the cyber education site through the Internet network (40).

② Check the insurance product information (41) and decide whether to join the cyber education insurance (42).

③ The user inputs his information (43) and performs a pre-test (44) to check the current level of ability.

(4) Display the result of the pre-test on the user terminal (45), and allow the user to input the desired insurance condition (46).

⑤ The premium shall be calculated and printed (47) based on the pretest results and the entered subscription conditions. It also provides 48 terms of insurance.

⑥ If you agree to the premium calculation and insurance terms (49), proceed to the approval process (50).

⑦ Notifies 51 of the result of cyber insurance to the user terminal 10 and the user's e-mail address.

⑧ End (52).

Figure 3 is a simple system schematic showing the procedure for paying cyber education insurance / scholarship according to the present invention. If the result of learning through the cyber education site does not meet the user's (or goal) specified in the insurance contract, it is treated as an insurance accident, which is considered to be inadequate in the contents of the cyber education site, and the accident party (member) Notification of the occurrence of the accident (20) and the compensation process 30 is required. In addition, if the user has achieved the educational goals, the scholarship can be claimed according to the type of insurance.

① The user makes a connection 100 between claims.

② Enter the user ID.

③ Print 115 the type of insurance the user has subscribed to.

④ Check whether the insurance accident or scholarship application (120).

⑤ Access the insurance company's accident / study application system 150 on the cyber education insurance site 30 and review the applicant's accident details and compensation processing.

⑥ Construct (160) the applicant's insurance processing database (DB).

⑦ Compensation process 170 is performed.

⑧ It informs the processing result by e-mail (180).

⑨ End (190).

By applying cyber education insurance to the cyber education site on the Internet of the present invention, the cyber education site operator provides reliable education contents, and the user learns based on the reliability of the provided education contents and provides a fair compensation for insurance accidents. It has the effect of developing into the cyber education market.

Claims (3)

A web server in which a cyber education insurance site is established in the cyber education site; Performing a pre-test by a user in the cyber education site; A system for automatically displaying the type of insurance subscribed to by the user when the user inputs an ID; System for insurance payments and scholarships via the Internet. The method of claim 1, wherein the cyber education insurance, An insurance system using a system for paying a reasonable damage in case of failing learning effect on the cyber education site, or a system for paying a proper scholarship when the learning effect is sufficient; The method of claim 1, wherein the pre-test step, Preliminary test steps to determine current levels of competence; Various tests and experiments to obtain data to drive specific processing;