KR20000058786A - The system and new business model for certification of trade in internet use financial payment gateway system - Google Patents

Abstract

PURPOSE: A business model for guaranteing business using fiance support settlement system on internet electronic commerce and its system are provided to enhance stability and reliability of business, by changing "delivery after payment" of internet electronic commerce to "payment to delivery". CONSTITUTION: A business model for guaranteing business using fiance support settlement system on internet electronic commerce is composed the steps of ;providing a system for selecting settlement mode in shopping mall of seller;automatically performing a credit research of purchaser;and judging the admission of purchaser.

Description

The system and new business model for certification of trade in internet use financial payment gateway system}

In order to prevent the accident of the Internet e-commerce, there have been technical models that apply various authentication and encryption technologies, as well as business models that guarantee the transaction by keeping the buyer's payment in the middle, but the basic concept of "shipping after payment" remains. Due to the complexity of the procedures, commercialization is not well done, and many accidents still occur in Internet e-commerce, and buyers are still not secured.

The technical problem of the present invention is to develop a system and a service that provides safety and trust to the buyer by guaranteeing the safety of the seller by switching the method by changing the "post-payment" of the Internet e-commerce to the "post-payment" method.

The present invention provides a system for the buyer to select the payment method of the present invention in the seller's shopping mall, and if the buyer selects it, it automatically executes the buyer's credit check and determines whether to approve in real time and terminates the transaction.

The payment system includes the credit information of the buyer in the DB in advance, and includes a DB system that can determine the approval within the limit.

For approved transactions, the seller pays a certain fee to the seller and receives payment from the buyer when the delivery is completed.

The present invention is to change the concept of "payment after delivery" of the Internet e-commerce to a "after-payment" method, a business model that significantly prevents accidents and a system including credit rating evaluation, transaction registration through simple DB linkage before approval. It features.

The present invention changes the concept of "payment after delivery", which is the cause of Internet e-commerce, to a "pay after delivery" method, which gives the buyer a certain safety and favorable position, and pays the seller at the same time as the transaction occurs. In addition to granting a new payment system in commerce, the effects of accident prevention can be seen. By securing the safety of Internet e-commerce, e-commerce can be further developed.

Claims (1)

Service method characterized by providing payment and system to sellers so that they can do business with "post-payment" concept in "inter-payment" concept in Internet e-commerce.