KR20000058786A - The system and new business model for certification of trade in internet use financial payment gateway system - Google Patents
The system and new business model for certification of trade in internet use financial payment gateway system Download PDFInfo
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- KR20000058786A KR20000058786A KR1020000036270A KR20000036270A KR20000058786A KR 20000058786 A KR20000058786 A KR 20000058786A KR 1020000036270 A KR1020000036270 A KR 1020000036270A KR 20000036270 A KR20000036270 A KR 20000036270A KR 20000058786 A KR20000058786 A KR 20000058786A
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Abstract
Description
인터넷전자상거래의 사고를 방지하기 위해 각종 인증, 암호화 기술를 적용하는 기술적 접근과 함께 구매자의 지급대금을 중간에서 보관하여 거래를 보증해주는 사업모델들이 나왔었지만 여전히 "지급후배송"이라는 근본 개념은 남아있으므로 절차의 복잡성등으로 사업화가 잘 이루어지지 않고 여전히 많은 사고들이 인터넷전자상거래에서 일어나고 있고 구매자들은 아직도 확실한 안전보장을 못받고 있다.In order to prevent the accident of the Internet e-commerce, there have been technical models that apply various authentication and encryption technologies, as well as business models that guarantee the transaction by keeping the buyer's payment in the middle, but the basic concept of "shipping after payment" remains. Due to the complexity of the procedures, commercialization is not well done, and many accidents still occur in Internet e-commerce, and buyers are still not secured.
본 발명의 기술적 과제는 인터넷전자상거래의 "지급후배송"을 "배송후지급"방식으로 바꾸어서 구매자에게 안전과 신뢰를 주고 방식의 전환에 의한 판매자의 안전을 보장해줄 시스템과 서비스 개발에 있다.The technical problem of the present invention is to develop a system and a service that provides safety and trust to the buyer by guaranteeing the safety of the seller by switching the method by changing the "post-payment" of the Internet e-commerce to the "post-payment" method.
본 발명은 판매자의 쇼핑몰에서 본 발명의 결제방식을 구매자가 선택할 수 있도록 시스템을 제공하고 구매자가 선택하면 구매자의 신용도조사를 자동적으로 실행하여 실시간으로 승인여부를 판명해주고 거래를 종료시키는 구조를 가진다.The present invention provides a system for the buyer to select the payment method of the present invention in the seller's shopping mall, and if the buyer selects it, it automatically executes the buyer's credit check and determines whether to approve in real time and terminates the transaction.
결제시스템은 미리 DB에 구매자에 대한 신용정보를 포함하고 있으며, 한도 내에서 승인여부를 판별할 수 있는 DB시스템을 포함한다.The payment system includes the credit information of the buyer in the DB in advance, and includes a DB system that can determine the approval within the limit.
승인이 된 거래에 대해서는 바로 판매자에게 일정수수료를 제한 금액을 지급해 주며 배송이 완료되면 구매자로부터 물품대금을 입금받는 방식이다.For approved transactions, the seller pays a certain fee to the seller and receives payment from the buyer when the delivery is completed.
본 발명은 인터넷전자상거래의 "지급후배송"개념을 "배송후지급"방식으로 바꾸어서 사고를 획기적으로 방지하는 비지니스 모델과 승인전에 신용도평가, 간단한 DB연동을 통한 거래등록등을 포함하는 시스템을 그 특징으로 한다.The present invention is to change the concept of "payment after delivery" of the Internet e-commerce to a "after-payment" method, a business model that significantly prevents accidents and a system including credit rating evaluation, transaction registration through simple DB linkage before approval. It features.
본 발명은 인터넷 전자상거래에서 원천적인 원인인 "지급후배송"개념을 "배송후지급"방식으로 바꿈으로서 구매자에게는 확실한 안전과 유리한 입장을 부여하고 판매자에게는 거래발생과 동시에 대금을 지급하여줌으로서 전자상거래상의 새로운 결재시스템부여와 함께 사고원천방지의 효과를 볼 수 있다. 인터넷전자상거래의 안전이 확보됨으로서 전자상거래를 한단계더 발전시킬 수 있다.The present invention changes the concept of "payment after delivery", which is the cause of Internet e-commerce, to a "pay after delivery" method, which gives the buyer a certain safety and favorable position, and pays the seller at the same time as the transaction occurs. In addition to granting a new payment system in commerce, the effects of accident prevention can be seen. By securing the safety of Internet e-commerce, e-commerce can be further developed.
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Priority Applications (2)
Application Number | Priority Date | Filing Date | Title |
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KR1020000036270A KR20000058786A (en) | 2000-06-28 | 2000-06-28 | The system and new business model for certification of trade in internet use financial payment gateway system |
KR1020010032435A KR20010070821A (en) | 2000-06-28 | 2001-06-11 | Electronic Payment System Over The Internet Using Credit Finance |
Applications Claiming Priority (1)
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KR1020000036270A KR20000058786A (en) | 2000-06-28 | 2000-06-28 | The system and new business model for certification of trade in internet use financial payment gateway system |
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KR20000058786A true KR20000058786A (en) | 2000-10-05 |
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KR1020000036270A KR20000058786A (en) | 2000-06-28 | 2000-06-28 | The system and new business model for certification of trade in internet use financial payment gateway system |
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Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20020008499A (en) * | 2000-07-20 | 2002-01-31 | 서동석 | Settling system and method using provision suretyship on internet commerce |
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2000
- 2000-06-28 KR KR1020000036270A patent/KR20000058786A/en unknown
Cited By (1)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20020008499A (en) * | 2000-07-20 | 2002-01-31 | 서동석 | Settling system and method using provision suretyship on internet commerce |
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