KR20000037323A - electronic notification method, and system for the same - Google Patents

Abstract

PURPOSE: A method and system for electric bill service are provided to consult consumers' convenience and reduce cost of mail receipt of bill publishing offices such as public agencies and an enterprise and relieve problem of man power consumption by noticing and paying bills and taxes for specific services provided to consumers, who have different discriminating signals according to address/individual/telephone number/businessman register number, through virtual space such as internet and by managing paid receipt details according to discriminating signals and by providing economic information according to discriminating signals based on the paid receipt details. CONSTITUTION: A method and system for electric bill service includes several steps. A first step is that a host server(10) collects charge details of many consumers from several bill publishing offices. A second step is to calculate one or more collected bill details and to set up database according to a consumer and payment date(12). A third step is to produce individual charge bill for consumer as electric documents based on the established database(12). A fourth step is to transmit the produced electric document to the consumer who has individual discriminating signal according to specific address. A fifth step is that the consumer checks the charge bills and pays them. A sixth step is to classify the paid receipt details according to individual discriminating signals and to establish another database(13). A seventh step is to provide domestic account book as economic information to each consumer based on database(13) for the paid receipt details.

Description

Electronic notification method and system for the same

The present invention relates to a communication service, and in particular, the electronic billing service method and system for notifying and paying various payments or taxes for a specific service provided to a consumer through a virtual space such as the Internet, and also managing the received receipt details. It is about.

Generally, bills are used to notify payments to an individual or a specific address.

The notices shall be issued by the issuer of the notice and received at the post office at regular intervals, and the post office shall classify the received mails (bills) by region and serve them at each post office. Each local post office then categorizes the bills by address and delivers them to the individual's home for collection at the recipient or destination.

As described above, it takes a lot of time to issue a notice and deliver it to a corresponding person or address, and it was inconvenient for the person receiving the notice to pay the notice amount. Of course, a lot of direct debit services are popular, but in order to apply for direct debit, you have to go to a financial institution such as a bank, or you need to call a designated place to apply.

In particular, in the past, the issued bills were often lost or stolen during delivery, and thus, the bills could not be paid within the due date. As a result, they had to pay additional late fees or penalties.

In addition, because the bill was stolen / lost during delivery, the bill had to be reissued and delivered, causing a lot of human and material waste.In particular, when a bill is incorrectly delivered to a different address, personal information or privacy is exposed. There was a fatal problem that it could be used.

In response, a national agency recently proposed a plan to pay various taxes and utilities through internet access in order to meet the trend of the generalization of the Internet, to provide convenience to the public and to realize the implementation of the e-government.

The plan includes the public notice of all taxes, penalties, school tuition, pensions, insurance and utility bills on the Internet at the request of the payer.

However, the plan does not mention alternatives to specific systems and service procedures, nor does it address the overall operation. In particular, the plan has a limitation that the scope of the notice is limited to some.

The object of the present invention has been devised in view of the above points, and in particular, various payments or taxes for a particular service provided to consumers who are given different identification codes by address / person / phone number / business registration number The present invention provides an electronic notification service method and system for notifying and paying through the same virtual space.

Another object of the present invention is to provide an electronic notification service method and system for managing the received receipts according to different identification codes for each consumer and providing economic data for each identification code based on the paid receipt details. .

A feature of the electronic notification service method according to the present invention for achieving the above object is that the host server collects the billing history of a plurality of consumers from various bill issuing publishers, and the one or more billing details collected by the consumer Constructing a database for each delivery date, and producing an electronic document for each consumer based on the established database, and individually identifying the produced electronic document according to a specific address. Sending to the consumer.

After the step of transmitting the electronic document, as the electronic document transmitted through the consumer's computer is restored, the consumer checks the bill and pays for the bill, and pays for the bill. Classifying the received payment details according to the individual identification code to construct a database, and analyzing the data of the database of the established payment receipt details and providing a household account book for each consumer as economic data for each consumer. .

In the step of transmitting the electronic document, the individual bill is produced as an electronic document in an electronic mail format, and the produced electronic document is transmitted to an individual internet address generated from the given individual identification code.

A feature of the electronic notification system according to the present invention for achieving the above object is a first database for storing the address / personal identification code generated according to a predetermined rule or using an arbitrarily assigned official number, and various bills. A second database for separately storing one or more payment details for each consumer collected from the publisher in accordance with each identification code in association with the identification code stored in the first database, and each consumer from the identification code stored in the first database. A host server for generating a separate Internet address, generating a bill of the corresponding identification code stored in the second database into an electronic document, and transmitting the bill to the generated Internet address; and a bill notice from the electronic document transmitted from the host server. Restore the corresponding Internet address Consists of a user computer for display to a consumer who has been assigned an identification code.

The host server processes the payment in a predetermined payment method by the consumer in association with a predetermined financial institution as the consumer confirms the displayed payment notice and then approves the payment.

In addition, the electronic notification system is stored separately according to each identification code in association with the identification code stored in the first database after the payment is received by the payment of the payment by the consumer of the payment details associated with the identification code stored in the first database. It further comprises a third database for.

Finally, the host server analyzes the payment receipt history stored in the third database and provides a text document indicating the economic activity direction to the consumer of the analyzed payment receipt history.

1 is a block diagram showing a system configuration for an electronic notification service according to the present invention.

2 is a diagram showing databases managed and managed by a host server in the electronic notification system of the present invention.

3 is a diagram illustrating an example of a mail list format and an electronic notification format of a user computer when an electronic notification is made through an electronic mail in the present invention.

4 is a flowchart showing an electronic notification service procedure according to the present invention.

* Description of the symbols for the main parts of the drawings *

10: host server 11: the first database

12: second database 13: third database

14: customer management database 20: user computer

Hereinafter, an exemplary embodiment of an electronic notification service method and a system therefor according to the present invention will be described with reference to the accompanying drawings.

First, in the present invention, tax notices such as automobile tax, license tax, property tax, comprehensive land tax, and residence tax, public service bill notices such as gas bills, water bills, electricity bills, and telephone bills, medical insurance premiums, national pension plans, car installments, mobile phones, etc. In providing the electronic notification service for billing of other services such as fees, etc., a specific unique identification (ID) is given to consumers in advance at the national level, and an Internet address corresponding to the identification code (ID) is generated and Give notice.

The identification code (ID) used in the present invention is generated according to a predetermined rule or by using an arbitrarily assigned official number, and the identification code (ID) is uniquely determined by address or individual or by telephone number or business registration number. do.

The following describes various methods of generating and assigning an identification code used in the electronic notification service of the present invention.

Firstly, each customer's postal code and real address are used to generate an identification code for each address or individual.

Secondly, the identification code for each phone number is generated by using the phone number of each consumer.

Third, an identification code for each business registration number is generated using the business registration number of each consumer.

In addition to the three cases described above, the identification code used in the present invention may be generally generated by using a unique number that is universally and officially given to an individual or a group.

The following describes the above three generation of identification codes in more detail.

In order to generate an identification code, a consumer first accesses a web site for the electronic notification service of the present invention through a web browser (Netscape Navigator or Internet Explorer) built into his computer, and then provides a web page provided by the web site. Register as a member. In this case, the consumer shall be required to register personal information (personal information = name, age, social security number, address including postal code, telephone number, etc.) or, in the case of a business, business information (business name (= business name), business registration number, postal code). Enter the address including the number, telephone number, etc., and also provide information related to the electronic notification service of the present invention (consumer's monthly (or yearly) income, financial transaction information such as the bank and payment processing method, delivery date, or e-mail. E-mail notifications such as Will you receive a bill or a simple text document? The personal information thus input is stored in the customer management database (reference numeral 14 in FIG. 1) managed by the host server.

The host server then generates each unique identifier in the manner listed below based on the personal information (or operator information) stored in the database, and generates the unique identifier in another database (11 in FIG. 1). Save it. In the following generation operation, the host server is the main agent, and software for generating a unique identifier used for the electronic notification service of the present invention is embedded in the host server.

First of all, it is a case of generating an identification code for each address or individual by using the postal code and real address of each consumer entered at the time of member registration.

Detects the postal code and the consumer's address from the information entered by the consumer. In this case, the postal code consists of six numeric units, with the three numbers on the front side for sending and the three numbers on the back for delivery, and the first unit on the front side of the postal code is special (wide) state / province, and the second The unit represents the regional area, the third unit represents the city, county and district, and the remaining three units represent the same unit in the range 000 to 599, the unit in the range 600 to 900, and the unit in the range 600 to 699. For mailboxes, take advantage of the fact that the 700 to 799 range represents a large building / apartment.

Since a postal code having such a feature is systematically assigned in accordance with the law, the present invention generates an identification code for each address by combining the numerical value representing the address of a real address after coding the postal code.

More specifically, the identification code generation by address, the front three numbers for dispatch distinguishes 232 cities / counties / districts nationwide. First, in the present invention, using an input device such as a keyboard of a computer and using a symbol system or a character system (for example, English), which is composed of a plurality, which can represent 232 cities, towns, and districts nationwide. Code 232 cities and counties in the country. If by this time, the system uses the 26 letters of the alphabet English alphabet (aa~zz: 26 ²⁾ a two-digit code can be generated which represents 232 city / region / district nationwide. However, since the two-letter alphabet alone cannot realize the coding of 900 east / eup (post) / mailboxes / others (large buildings and apartments) separated from the postal code by the three numbers of the back side for delivery, in the present invention, Encode the postal code in alphabetical characters (aaa-zzz: 26 ³ ). In addition, the identification code used in the present invention is generated by combining the numerical value of the address without the coded postal code and the address. Here, the code of the identification code corresponding to the postal code is pre-determined according to the national postal code order for each city / county / division and the dong / eup (myeon) / mailbox / other (large buildings and apartments) (for example, Gaepo-dong, Gangnam-gu, Seoul is "aaa", Gaepo-dong, Gangnam-gu, Seoul is "aab", Gaepo 1-dong Jugong Complex 1 is "aac", Gaepo 2-dong, Gangnam-gu, Seoul is "aad", ....., Yeoksam-dong, Gangnam-gu, Seoul " abr ", ....), the postal code identification code is made into a look-up table and added to the system of the present invention.

Therefore, when a consumer enters personal information necessary for membership registration after accessing a web site for an electronic notification service, the host server detects a postal code from an address including a postal code in the entered personal information, and then detects the postal code. The identification code corresponding to and is read from the lookup table and combined with the numerical value of the address to generate the identification code and give it to the corresponding consumer.

For example, if the address of the consumer among the personal information entered by the consumer at the time of membership registration is 1005, 101-dong, Gaepo 1-dong, Gaepo 1-dong, Gangnam-gu, Seoul, "Juong 1 complex of Gaepo 1-dong, Gangnam-gu, Seoul" is the postal code " 135-770, corresponding to the code "aac", the identification code of "aac101_1005" is generated by combining the numerical value of "101 100-100" with the code "aac".

In the present invention, by adding an additional one-digit code to the identification code for each address generated in this way, different identification codes are assigned to family members of the address. For example, by using one or more alphabets after the last digit of the generated address identification code "aac101_1005", the personal identification code such as "aac101_1005a", "aac101_1005b", "aac101_1005c", ... Grant create.

The present invention also generates an Internet address, such as "aac101_1005x@gucci.com" (where x is a to z including the alphabet x) based on the generated address or individual identification code generated by each address or family member. Each individual must be granted.

The second case is to generate an identification code for each phone number by using the phone number of each customer entered during membership registration.

Common landline telephone numbers used in homes are assigned a unique country code for each local telephone company. Therefore, the phone number of the consumer entered at the time of membership registration is detected. All landline telephone numbers consist of up to twelve numeric units, including area code, up to four digits in the front for the region, up to four digits in the middle for the local telephone office, and four digits for the rear of the number Indicates.

The four-digit number representing the front-side region of the landline telephone number distinguishes 145 area codes nationwide. Therefore, in the present invention, using the two-digit symbol system or character system (for example, the English alphabet aa ~ zz: 26 ² ), 145 area codes nationwide are coded and combined with the numerical values of the remaining eight digit numbers except the area code. Generates an identification code for each phone number of the user (eg, the identification code for 02-333-4444 is "aa3334444").

In addition, in the present invention, as an example, a maximum number of 8 digits of the area code and the local telephone number can be coded using more symbol systems or letter systems, and the identification code for each phone number is combined with the remaining 4 digit serial numbers. Create

Of course, in the above two cases, an Internet address is generated based on the generated identification number for each telephone number and given to each address (eg aa3334444@gucci.com).

However, if the mobile communication number is considered together, the mobile communication service provider's unique number (for example, 011, 016, 017, 018, 019) is taken into consideration and coded. Codes c, 017 as d, 018 as e and 019 as f, excluding the area code and local phone number for landline phone numbers, or the unique business number and rear four-digit serial number for mobile phones. By encoding the middle maximum four digit number next and combining it with the numerical value of the rear four digit serial number, an identification code for each telephone number is generated (for example, the identification code of 019-222-3333 is “fbbb3333”).

In this way, an identification code for each telephone number is generated by encoding a telephone number including a unique number predefined for each mobile communication service provider, and an internet address is generated and given based on the generated identification code (eg, 019-2222-). The 3333 internet address is "fbbbb3333@gucci.com").

Thirdly, the identification code for each business registration number is generated by using the business registration number of each consumer entered at the time of member registration.

The business registration number is detected from the information input by the consumer. The business registration number is composed of tax office code, individual, corporation, tax-exempt business identification code and serial number, so that the same business registration number is not generated.

Therefore, by modifying and applying the identification code generation method described above, the identification code for each business registration number is generated by encoding the business registration number in a unique system. In the case where the detected business registration number is 123-45-67890, 1 indicates a regional mark, 23 indicates a tax code, 45 indicates an enterprise type, 6789 indicates a serial number, and 0 indicates an error verification verification number.

For example, the present invention codes the combination of the front three digits and the middle two digits in the business registration number, and generates an identification code for each business registration number by combining with the rear serial number. That is, 123 is coded and represented by a, 45 is coded and represented by b, and generated by the identification code "ab67890" in combination with the numerical values of the remaining serial numbers.

In the present invention, the electronic notification service is more efficiently realized by generating a unique identification code generated as in the above three cases and granting it to the consumer after confirming the member registration and the identity of the consumer.

The following describes the e-Notification procedure serviced using the identification code by address / person / phone number / business registration number. To this end, first, an electronic notification system will be described.

1 is a block diagram showing a system configuration for an electronic notification service according to the present invention.

Referring to FIG. 1, the service system of the present invention is largely composed of a host server 10, various databases 11, 12, 13.14, and a user computer 20 managed by the host server 10.

Among the various databases 11, 12, 13, and 14, the customer management database 14 is a personal information or business information that a consumer enters when registering as a member on the web site for the electronic notification service of the present invention, and the present invention. Stores electronic notification service related information.

The first database 11 is the host server 10 based on a predetermined rule among personal information stored in the customer management database 14 or based on an arbitrarily given official number (address including a post code, telephone number, business registration number, etc.). Stores the identification code (ID) for each address / individual / phone number / business registration number generated by. In other words, as described above, the identification code (ID) for each address / personal / telephone number / business registration number used in the present invention is general, common, such as a postal code and address, telephone number or business registration number, It is generated from a socially well-known official number and stored in the first database 11.

The second database 12 includes a number of bills for each consumer collected from various bill issuers (tax offices, municipalities, credit card companies, insurance companies, medical insurance corporations, telecommunication companies, city gas corporations, waterworks business headquarters, electrical works, etc.). The billing details are stored in association with each customer's unique identification code stored in the first database 11 and stored according to each identification code. In particular, the second database 12 may store a plurality of billing details corresponding to one identification code. The billing details corresponding to each identification number are stored in turn according to the order of the delivery date. Is changed.

The third database 13 stores the payment receipt details paid by the host server 10 in accordance with a payment method predetermined by the consumer in association with the financial institution, and also includes a customer-specific identification code stored in the first database 11. It is linked and stored separately according to each identification code.

In particular, in the present invention, the database server 11, 12, so that the host server 10 can collectively perform the information processing for the electronic notification service based on the data stored in the various databases 11, 12, 13, 14. 13, 14 as shown in FIG.

The databases 11, 12, 13, 14 are also protected by a secondary firewall, which only allows authorized and authenticated information from the Internet via the host server 10.

The host server 10 is basically provided with a router (not shown) that provides a network path through the Internet, and of course, the user computer 20 also has a modem for accessing the Internet. Or connected to a local network such as a LAN. The router provided in the host server 10 first determines a network path and then provides an initial connection to the path to designate an actual path.

The host server 10 also provides a web interface for a web page as a consumer accesses a web site for the electronic notification service of the present invention. Therefore, a corresponding web page is displayed on the user computer 20. For this, a hypertext transfer protocol (HTTP) is used between the user computer 10 and the host server 10 as an example.

The host server 10 for the electronic notification service of the present invention generates each identification code stored in the first database, and gives the generated identification code to the consumer by individual, address, telephone number, and business registration number. Software, software for generating and assigning each internet address corresponding to each identification code from the generated unique identification code to the consumer, and for each consumer stored in the second database 12 provided via the Internet from the bill issuer. It embeds software for electronically documenting billing details (eg, software for producing electronic mail, which is a form of electronic documentation), and web software for servicing electronic notices of the present invention.

Eventually, the host server 10 generates an Internet address using a unique identifier stored in the first database 11 when a request for delivering the billing details is generated from the consumer, and electronically sends the billing details to the generated address. Document it and deliver it. Alternatively, the host server 10 generates a unique identification code when the consumer registers as a member through the web site for the electronic notification service of the present invention, and further generates an internet address from the unique identification code. By storing both the generated unique identification code and the Internet address in the first database 11, when the billing details delivery request occurs, the billing details electronically documented to the corresponding stored Internet address.

In the above, when the host server 10 embeds software (e.g., mail writing software when using e-mail) for electronically documenting the billing statement delivered from the bill issuer, the user computer 20 and the host are included. Simple Mail Transfer Protocol (SMTP) is used as an example for transferring e-mail between servers 10.

In addition, the host server 10 of the present invention analyzes the payment receipt history stored in the third database 13, and provides a separate electronic document (for example, e-mail) that suggests the economic activity direction to the consumer from the analyzed payment receipt history. Or a simple text document). In other words, the relationship between pre-determined criteria and monthly receipts based on each consumer's income entered at the time of membership registration is considered. An electronic document of the recommendation for economic adjustment is delivered to the consumer.

In addition, the host server 10 performs a general function of verifying a consumer's identity through authentication of a consumer, and also performs a function of notifying the issuer of a notice of delivery when a billing statement for each consumer is delivered to the corresponding consumer. .

The host server 10 is also protected by a primary firewall, which acts the same as the secondary firewall because of the need for security, like the various databases 11, 12, 13, 14 described above.

The user computer 20 for the electronic notification service of the present invention receives the e-mail transmitted from the host server 10, restores the bill notice history, and displays the contents to the consumer. Of course, when the host server 10 delivers the e-mail to the user computer 20 in the present invention, the host server 10 uses the public key / secret key that is mutually known through authentication negotiation between the host server 10 and the user computer 20. After encrypting and transmitting, the user computer 20 also decrypts the delivered e-mail using the public / secret key found through authentication negotiation. The document format delivered at this time is not limited to electronic mail, but may be a simple text document or other document format.

The consumer runs the mail receiving software built into the user computer 20 to check the billing details restored through the user computer 20, and selects a list related to the billing notice / payment from the displayed mail list. Then, the bill notice is checked by the selection and the payment result is confirmed.

3 is a mail list format displayed by the operation of the mail receiving software built into the user's computer when the electronic notice is made in the present invention, and a list of ones related to the bill notice / payment in the mail list by the consumer. An example of the electronic notification format displayed by selecting is shown.

The electronic notification service of the present invention is realized through the above-described configuration and operation of each component, and the operation of the system components is further embodied through the electronic notification service procedure described below.

4 is a flowchart illustrating an electronic notification service procedure according to the present invention.

Referring to FIG. 4, first, when a consumer requests an electronic notification service through the user computer 20 (S10), the host server 10 drives the built-in electronic notification service software to operate the user computer through a web interface. The web page is provided in step 20 (S11).

If the consumer is initially connected, service member registration is required, and the consumer needs personal information (personal information = name, age, social security number, postal code, postal code, telephone number, etc.) required for service member registration, or if the customer is a business. Enter the business information (business name = business name, business registration number, address including postal code, telephone number, etc.), and also the information related to the electronic notification service of the present invention (monthly (or annual) income of the consumer, payment with the bank) Financial relationship information such as processing method, delivery date, or electronic notification method such as an e-mail or a simple text document? (S13).

The consumer-specific information entered in this way can be changed at any time when the consumer requests renewal through the web page of the web site for the electronic notification service.

The host server 10 performs the authentication process for the corresponding consumer who requested the member registration by requesting the input personal information to the authentication authority. Accordingly, the identity of the consumer is confirmed (S13).

When the authentication is successfully performed and the identity of the consumer is verified, the host server 10 allows the consumer to check the items (automotive tax, license tax, property tax, comprehensive land tax or residence tax) For example, tax bills, public service bills, gas bills, water bills, electricity bills, phone bills, health insurance bills, national pension bills, car payment bills, or mobile phone bill bills. Other service billing items such as items, among which the consumer wants), and personal information input from the consumer is applied to one of the unique identification code generation grant methods described above, so as to be unique to the consumer. Generate and give an identification code (S14). Accordingly, the consumer selects the desired bill issuer, and various bill issuer selection information by the consumer is stored in the customer management database 14. In particular, in the present invention, the price for each consumer of the second database 12 associated with the identification code of the consumer stored in the first database 11 according to the number of billing issuers for each consumer stored in the customer management database 14 Notice history data items vary.

Thereafter, the host server 10 collects the billing details of each consumer registered by a plurality of bill issuers, and collects the collected data in advance so as to be associated with a consumer-specific unique identification code of the first database 11 stored therein. The data is stored in the second database 12 (S15). At this time, the host server 10 calculates the collected one or more billing details and stores them in the second database 12 for each consumer / delivery date.

Then, when the registered consumer accesses the website for the electronic notification service and requests confirmation of the billing statement of the bill issuer selected by the user (of course, the present invention is obliged to pay even if there is no member registration or the consumer's request for the electronic notification service). For a certain period of time, the host server automatically electronically documents and provides the billing statement to the consumer at a predetermined time period. The host server 10 uses the identification number of the requesting consumer stored in the first database 11 to access the Internet. An address is generated and an electronic document is produced by reading the billing details corresponding to the identification code of the requesting consumer from the second database 12 (S16 and S17). Here, the Internet address may be generated at the same time and generated in advance in the first database 11 when generating a unique identifier for each consumer based on the personal information input by the consumer. An electronic document can also be an e-mail and a simple text document. These are implementation issues.

The electronic document produced by the host server 10 is transmitted to the Internet address generated in advance by the consumer request (S18). At this time, the electronic document is encrypted with an encryption key generated through authentication negotiation.

Next, a procedure for checking a billing history of the user through the user computer 20 will be described. Hereinafter, the case where the host server 10 transmits an e-mail produced by using the built-in e-mail creation software will be described.

The user computer 20 restores the received e-mail to a decryption key generated through authentication negotiation.

Then, when the consumer runs the mail receiving software built in the user computer 20, various mail lists are displayed (S19).

The consumer clicks on a list related to the bill notice / payment among various mail lists displayed as shown in FIG. 3. Accordingly, the corresponding electronic bill of the selected list is displayed, so that the consumer checks the billing statement details (S20 and S21).

Thereafter, the consumer checks the bill and pays for the bill notice. The consumer decides in advance a payment method, that is, a bill payment processing method, by requesting a financial institution (S22).

There are two major payment methods that consumers can choose: bank transfer, internet banking, giro payments or credit card payments.

The consumer selects one of them and decides in advance a payment processing method to a financial institution, and information about this is stored in the customer management database 14 through the host server 10 at the time of member registration.

In the case of bank transfer in the form of payment processing, the financial institution transfers the payment from the trading account to the account of the issuer and pays it. You do not need an electronic receipt.

In the case of internet banking as the next payment processing method, payment is made through reservation payment or immediate payment while the customer selects the payment method with the bank in advance and the corresponding bank sends the received contents to the host server (10). ) To be stored in the third database (13).

In the case of payment by Giro, the payment will be made by Giro issued by KFTC. In the case of payment by credit card, payment will be made through the payment of a card at the credit card company with which the consumer is trading.

Among the various payment processing methods, in the case where the customer selects the Internet banking, when the receipt contents paid for the billing statement, that is, the payment receipt history, are stored in the third database 13 classified according to the individual identification code, The host server 10 analyzes the payment receipt history data stored in the third database 13 to provide economic data that suggests economic activity directions for each consumer. Economic data provided to consumers at this time may be provided by e-mail or simple text document. Detailed description thereof has already been given above.

As another example, in the present invention, the billing account book for each consumer is prepared and provided to the consumer based on the payment receipt history stored in the third database 13. Therefore, the consumer can use the provided billing account book to control the direction of economic life.

In addition, in the present invention, the host server manages the billing history stored in the second database for each delivery date, thereby informing the consumer that there is a billing statement close to the delivery date. This is because the consumer clicks a list related to the bill notice / payment from among the various mail lists displayed as shown in FIG. It will solve the problem of overdue payments by alerting consumers by the due date of payments that are due or have only a few days left. At this time, the alarm time point is before the delivery date or any day before the delivery date, and the setting of the alarm time point may vary depending on how it is implemented. To this end, the mail list items (receipt confirmation, from, subject, reception date, bill view) of FIG. 3 further include items for showing to the consumer whether or not payment is completed for each payment history.

The present invention described above will be further described, and each component constituting the electronic notification system of the present invention undergoes a pre-authentication procedure for the reliability of the electronic notification service and the clarity of the identity of the service user. Through its certification, each component receives its own certificate from an officially recognized certification authority, and performs certificate exchange and certificate verification respectively.

Authentication is essential in the present invention because a key to be used for encryption / decryption of an electronic document delivered from authentication negotiation through certificate exchange and verification is determined.

As described above, according to the electronic notification service method of the present invention and a system therefor, the virtual space (especially the Internet) for notification and payment of various public services serviced to consumers and service usage fees provided by each other company are provided. This service provides convenience to consumers, and at the same time, reduces the cost of receiving mails from bill issuers such as government offices and companies, and solves the problem of manpower consumption by sending bills by mail.

In addition, in the present invention, because the database of paid receipts is provided and the economic activity direction is suggested based on the paid receipts, each consumer (individual, family, corporate body, etc.) can control economic activities through the delivered economic indicators. help.

Those skilled in the art will appreciate that various changes and modifications can be made without departing from the spirit of the present invention.

Therefore, the technical scope of the present invention should not be limited to the contents described in the embodiments, but should be defined by the claims.

Claims (8)

Collecting, by the host server, payments from multiple consumers from different bill issuers; Establishing a database for each consumer / delivery date by calculating the collected one or more payment details; Producing an individual bill for the consumer as an electronic document based on the established database; And transmitting the produced electronic document to a consumer to which an individual identification code is assigned according to a specific address. The method of claim 1, wherein after the electronic document sending step: As the electronic document is restored through the consumer's computer, the consumer confirms a bill and pays for the bill; Constructing a database by classifying payment receipt details paid for the billing details according to the individual identification codes; Analyzing the data of the database for the payment receipt history of the established e-notification service method, characterized in that it further comprises the step of providing a household account book for each consumer as economic data. The method of claim 1, wherein the collecting of the billing history comprises selecting a target item of a billing statement to be provided as a member registration and authentication for the consumer is successfully completed before collection, and thus selecting the billing. Electronic billing service method characterized by collecting the billing history for each consumer from the bill issuing agency issuing the billing history of the item. The method of claim 1, wherein the transmitting of the electronic document comprises: the individual bill is produced in an electronic document in an electronic mail form, and the produced electronic document is transmitted to a separate internet address generated from the given individual identification code. An electronic notice service method characterized by the above-mentioned. A first database for storing address-specific / personal identification code generated according to a prescribed rule or using an arbitrarily assigned official number; A second database for separately storing one or more payment details for each consumer collected from various bill issuing offices according to the identification codes in association with the identification codes stored in the first database; A host server for generating an Internet address for each consumer from an identification code stored in the first database, generating a bill of the corresponding identification code stored in the second database into an electronic document, and transmitting the electronic document to the generated internet address; And a user computer for restoring billing details from the electronic document transmitted from the host server and displaying the billing notice to the consumer who has received the identification code corresponding to the generated Internet address. The method of claim 5, wherein the host server processes the payment in a predetermined payment method by the consumer in association with a predetermined financial institution as the consumer confirms the displayed payment notice and then approves the payment. Electronic notification system. 6. The system of claim 5, wherein the electronic notification system identifies each payment by associating the payment receipt details paid with the identification code stored in the first database after the corresponding payment is made by the consumer's payment approval. And a third database for separately storing the code according to the code. 8. The electronic notification system of claim 7, wherein the host server analyzes the payment receipt history stored in the third database and provides a text document indicating the economic activity direction to the consumer of the analyzed payment receipt history. .