KR20000033930A - Integrated electronic wallet system and electronic commercial service method - Google Patents

Abstract

PURPOSE: An integrated electronic wallet system and an electronic commercial service method are provided to perform electronic commercial service by uniting various electronic wallet functions and supporting plural trading protocols. CONSTITUTION: According to an electronic commercial service method using an integrated electronic wallet system, a client requests(401) an electronic commercial service using a given electronic commercial protocol by means of a web browser. The electronic wallet's control function part extracts(402) electronic commercial protocol information from a first response message of an electronic commercial service server. The control function part confirms(403) if a corresponding protocol is processed, and performs(404) a corresponding applied function part for processing the protocol. The corresponding applied function part transmits(405) a processed protocol message to the corresponding electronic commercial service server. The applied function part receives a response message from the service server and transmits(406) a result of processing to a corresponding common function part. The corresponding common function part receives and stores(407) the electronic commercial service result data.

Description

Integrated electronic wallet system and electronic commerce service method using the same

The present invention relates to an integrated electronic wallet system, an electronic commerce service method using the same, and a computer-readable recording medium having recorded thereon a program for realizing the same.

In order to secure transactions, such as the Internet, in an open communication network such as the Internet, confidentiality to prevent disclosure of the transaction contents to third parties, integrity to prevent the alteration of the transaction contents, and denial to prevent unjust turnover of established transactions Prevention and mutual authentication to prevent the creation of unauthorized transactions should be provided. In general, a secure e-commerce protocol based on an encryption algorithm is used to implement such a function.

In order to perform electronic commerce using a cryptographic algorithm-based transaction protocol, electronic wallet software installed on a customer's computer, that is, a customer's computer, is generally required. Since these customer electronic wallets are implemented as independent software for each e-commerce protocol and support only one e-commerce protocol, all the corresponding electronic wallets are required for the use of other e-commerce protocols.

Therefore, in the related art, there is a problem that the customer has to install all of the corresponding electronic wallets in order to use various e-commerce protocols.

Accordingly, the present invention has been made to solve the above problems, an integrated electronic wallet system and an electronic commerce service method using the same to integrate a variety of electronic wallet, to support a plurality of transaction protocols to perform an electronic commerce service; The aim is to provide a computer readable recording medium having recorded thereon a program for realizing it.

1 is a configuration diagram of an embodiment of an integrated electronic wallet system according to the present invention.

2 is a block diagram of a control function unit, an application function unit and a common function unit of the integrated electronic wallet system according to the present invention.

3 is an explanatory diagram of an interface between a control function unit, an application function unit and a common function unit of the integrated electronic wallet system according to the present invention;

4 is a flowchart illustrating an embodiment of an electronic commerce service method using an integrated electronic wallet system according to the present invention.

* Explanation of symbols for the main parts of the drawings

101: client 102: user interface

103: control function unit 104: application function unit

105: common functional unit 106: integrated e-commerce wallet

107: e-commerce service server

In order to achieve the above object, the present invention provides an integrated electronic wallet system for an electronic commerce service. When the electronic commerce service is requested by a specific electronic commerce protocol, the electronic commerce protocol information is transmitted from a response message transmitted from the corresponding electronic commerce service server. Control means for identifying whether the protocol is extractable and processable to execute and control the processing means; Transmits a protocol message executed under the control of the control means to generate, confirm, and process a message of a protocol by using an electronic signature, encryption, and decryption function to the corresponding e-commerce service server, and the corresponding e-commerce service server A plurality of processing means for receiving a response message from the processing e-commerce service, and for transmitting the processing result; And a plurality of data management means for receiving and storing processing results of the corresponding e-commerce service from the plurality of processing means, and managing data to provide electronic signature, encryption, and decryption functions to the plurality of processing means. .

The present invention also provides an electronic commerce service method applied to an integrated electronic wallet system, wherein a client requests an electronic commerce service using a specific electronic commerce protocol, and a control function unit sends an electronic commerce protocol in a response message transmitted from the corresponding electronic commerce service server. A first step of extracting information; And a second step of confirming whether the control function is a processable protocol and executing the corresponding application function. And a third step in which the corresponding application function processes the e-commerce service using an electronic signature, encryption and decryption function, and the common function unit stores the e-commerce service processing result.

The present invention also provides an integrated electronic wallet system having a processor, wherein a client requests an e-commerce service using a specific e-commerce protocol, and a control function extracts e-commerce protocol information from a response message transmitted from a corresponding e-commerce service server. First function; And a second function for confirming whether the control function is a processable protocol and executing the corresponding application function. And the application function unit processes the e-commerce service by using an electronic signature, encryption and decryption function, and the program for realizing a third function by which the common function unit stores the e-commerce service processing result. Provide a recording medium.

Hereinafter, exemplary embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a configuration diagram of an integrated electronic wallet system according to an embodiment of the present invention, which includes a client 101, a user interface 102, a control function 103, an application function 104, and a common function 105. And an integrated e-commerce wallet 106 and an e-commerce service server 106.

As shown in the figure, the control function 103 of the integrated e-commerce wallet 106 controls the application function 104, and the integrated e-commerce wallet 106 can handle various e-commerce transactions. To help. That is, when the user interface 102 of the client 101 accesses the e-commerce service server 107 and requests a transaction, the e-commerce server 107 responds with the protocol used by the client 101.

The control function 103 of the integrated e-commerce wallet 106 extracts the response message from the e-commerce server 107 to interpret the e-commerce protocol used by the e-commerce server 107, and processes the protocol. By selecting and executing the application function unit 104 can enable the user to use the e-commerce service.

The control function unit 103 of the integrated electronic commerce electronic wallet 106 includes an e-commerce protocol identification function, an application control function, a login function of an integrated electronic wallet, a multi-user management function, a management function of various user information such as financial information, and the like. Has

The common function unit 105 of the integrated e-commerce wallet 106 is a set of common functions required for the application function unit 104 to process the e-commerce transaction, and the common function unit 104 may use the common functions. It provides a function call interface.

The common functional unit 105 of the integrated e-commerce wallet 106 includes encryption and decryption functions necessary for the processing of e-commerce transactions based on encryption techniques, generation and verification of electronic certificates, generation and verification of electronic signatures, It consists of symmetric key and asymmetric key generation function, data management function for various user information and log management.

Consists of a plurality of application function unit 104 of the integrated e-commerce wallet 106, each application function unit 104 in one-to-one correspondence with the e-commerce protocol to handle the corresponding protocol and the e-commerce transaction using the same. . That is, as shown in Figure 2, the application function unit 1 processes the credit card payment processing service of the e-commerce using protocol 1, the application function unit m processes the account transfer payment processing service using the protocol m, the application The functional unit n may process the electronic money payment processing service using the protocol n. These application functions make it easy to install additional application functions.

As shown in FIG. 3, the application function unit is executed by the control function unit through the application function unit call interface, and utilizes various common functions required for transaction specialized processing through the common function unit call interface.

4 is a flowchart illustrating an embodiment of an electronic commerce service method using an integrated electronic wallet system according to the present invention.

As shown in the figure, a client requests an e-commerce service using a specific e-commerce protocol using a web browser (401), and the control function of the integrated e-commerce e-wallet sends an e-commerce message to the first response message of the e-commerce service server. The commerce protocol information is extracted (402).

Thereafter, the control function checks whether it can process the protocol (403), so that the control function executes the application function for the protocol processing (404), and the application function uses the digital signature, encryption and decryption functions to perform the protocol. The protocol message generated, checked and processed by the message is transmitted to the corresponding e-commerce service server (405).

Thereafter, the application function receives the response message from the e-commerce service server to process the e-commerce service, and transmits the processing result to the common function unit (406), and the common function unit receives the e-commerce service result data. Save (407).

For reference, when the customer selects / requests an arbitrary service m from the e-commerce server using a web browser, the server sends a response message including the e-commerce protocol information necessary for using the service.

Then, the control function of the integrated electronic wallet intercepts this response message and then determines whether the transaction protocol requested by the server can be processed through the e-commerce protocol identification mechanism.

Thereafter, if the protocol is not handleable, an unprocessable message is displayed to the user, and if the protocol is handleable, the user ID and password of the integrated electronic wallet are checked, and an application function unit m capable of processing the protocol is executed.

Thereafter, the application function m deals with the full transaction of the electronic commerce service using the electronic commerce protocol, and provides the required user interface. At this time, general functions such as generation and verification of electronic signature provided by common function unit are used for transaction processing.

The present invention described above is capable of various substitutions, modifications, and changes without departing from the spirit of the present invention for those skilled in the art to which the present invention pertains, and the above-described embodiments and accompanying It is not limited to the drawing.

The present invention as described above, by supporting a variety of e-commerce protocols can solve the inconvenience that the customer must use a plurality of electronic wallets in order to use a plurality of e-commerce protocols, as well as the customer's personal information and transaction history, etc. It can be integrated and managed, and by implementing common functions required for e-commerce protocol processing as common functions, it is possible to prevent the overlapping of common functions.

Claims (4)

In the integrated electronic wallet system for e-commerce services, Control means for executing and controlling the processing means by extracting the e-commerce protocol information from the response message transmitted from the corresponding e-commerce service server and checking whether the e-commerce service is requested by the specific e-commerce protocol; Transmits a protocol message executed under the control of the control means to generate, confirm, and process a message of a protocol by using an electronic signature, encryption, and decryption function to the corresponding e-commerce service server, and the corresponding e-commerce service server A plurality of processing means for receiving a response message from the processing e-commerce service, and for transmitting the processing result; And A plurality of data management means for receiving and storing the processing result of the corresponding e-commerce service from the plurality of processing means, and for managing data to provide electronic signature, encryption and decryption functions to the plurality of processing means. Integrated electronic wallet system for e-commerce services, including. In the electronic commerce service method applied to the integrated electronic wallet system, A first step of a client requesting an e-commerce service using a specific e-commerce protocol, and extracting e-commerce protocol information from a response message transmitted from a corresponding e-commerce service server by the control function; And A second step of confirming whether the control function is a processable protocol and executing the corresponding application function; And A third step in which the corresponding application function processes the e-commerce service using an electronic signature, encryption and decryption function, and the common function unit stores the e-commerce service processing result; E-commerce service method in an integrated electronic wallet system comprising a. The method of claim 2, The third step, A fourth step of transmitting, by the corresponding application function, a protocol message generated, checked, processed, and processed by the electronic signature, encryption, and decryption function to the corresponding e-commerce service server; A fifth step of receiving, by the corresponding application function, a response message from the corresponding e-commerce service server, processing the corresponding e-commerce service, and transmitting a processing result to the corresponding common function unit; And A sixth step of receiving and storing an e-commerce service result data of the corresponding common function unit; E-commerce service method in an integrated electronic wallet system comprising a. In the integrated electronic wallet system with a processor, A first function of the client requesting an e-commerce service through a specific e-commerce protocol, and the control function extracting e-commerce protocol information from a response message transmitted from the corresponding e-commerce service server; And A second function of confirming whether the control function is a processable protocol and executing the corresponding application function; And A third function in which the corresponding application function processes the e-commerce service using an electronic signature, encryption and decryption function, and the common function unit stores the e-commerce service processing result; A computer-readable recording medium having recorded thereon a program for realizing this.