KR20000030685A - Electronic settlement system utilizing sever account method - Google Patents

Electronic settlement system utilizing sever account method Download PDF

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Publication number
KR20000030685A
KR20000030685A KR1020000012330A KR20000012330A KR20000030685A KR 20000030685 A KR20000030685 A KR 20000030685A KR 1020000012330 A KR1020000012330 A KR 1020000012330A KR 20000012330 A KR20000012330 A KR 20000012330A KR 20000030685 A KR20000030685 A KR 20000030685A
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KR
South Korea
Prior art keywords
cash
payment
server
merchant
account
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KR1020000012330A
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Korean (ko)
Inventor
권선복
Original Assignee
권선복
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Priority to KR1020000012330A priority Critical patent/KR20000030685A/en
Publication of KR20000030685A publication Critical patent/KR20000030685A/en
Priority to KR1020010010721A priority patent/KR20010088369A/en

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Classifications

    • F—MECHANICAL ENGINEERING; LIGHTING; HEATING; WEAPONS; BLASTING
    • F24—HEATING; RANGES; VENTILATING
    • F24H—FLUID HEATERS, e.g. WATER OR AIR HEATERS, HAVING HEAT-GENERATING MEANS, e.g. HEAT PUMPS, IN GENERAL
    • F24H9/00—Details
    • F24H9/0005—Details for water heaters
    • F24H9/001—Guiding means
    • F24H9/0026—Guiding means in combustion gas channels
    • F—MECHANICAL ENGINEERING; LIGHTING; HEATING; WEAPONS; BLASTING
    • F24—HEATING; RANGES; VENTILATING
    • F24H—FLUID HEATERS, e.g. WATER OR AIR HEATERS, HAVING HEAT-GENERATING MEANS, e.g. HEAT PUMPS, IN GENERAL
    • F24H1/00—Water heaters, e.g. boilers, continuous-flow heaters or water-storage heaters
    • F24H1/10—Continuous-flow heaters, i.e. heaters in which heat is generated only while the water is flowing, e.g. with direct contact of the water with the heating medium
    • F24H1/12—Continuous-flow heaters, i.e. heaters in which heat is generated only while the water is flowing, e.g. with direct contact of the water with the heating medium in which the water is kept separate from the heating medium
    • F24H1/14—Continuous-flow heaters, i.e. heaters in which heat is generated only while the water is flowing, e.g. with direct contact of the water with the heating medium in which the water is kept separate from the heating medium by tubes, e.g. bent in serpentine form
    • F—MECHANICAL ENGINEERING; LIGHTING; HEATING; WEAPONS; BLASTING
    • F24—HEATING; RANGES; VENTILATING
    • F24H—FLUID HEATERS, e.g. WATER OR AIR HEATERS, HAVING HEAT-GENERATING MEANS, e.g. HEAT PUMPS, IN GENERAL
    • F24H9/00—Details
    • F24H9/06—Arrangement of mountings or supports for heaters, e.g. boilers, other than space heating radiators
    • F—MECHANICAL ENGINEERING; LIGHTING; HEATING; WEAPONS; BLASTING
    • F24—HEATING; RANGES; VENTILATING
    • F24H—FLUID HEATERS, e.g. WATER OR AIR HEATERS, HAVING HEAT-GENERATING MEANS, e.g. HEAT PUMPS, IN GENERAL
    • F24H9/00—Details
    • F24H9/18—Arrangement or mounting of grates or heating means
    • F24H9/1809—Arrangement or mounting of grates or heating means for water heaters

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  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Thermal Sciences (AREA)
  • Chemical & Material Sciences (AREA)
  • Combustion & Propulsion (AREA)
  • Mechanical Engineering (AREA)
  • General Engineering & Computer Science (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

PURPOSE: A cyber cash payment settlement system using the server account system is provided to eliminate the inconvenience caused from card settlement, account transfer, electronic card, etc., and to simply do shopping only with a member ID and a password by transferring to N-cash. CONSTITUTION: A cyber cash payment settlement system using the server account system is composed of a member(1), an N-cash payment server(3) and a merchant(2). The member transfers an amount of money to the N-cash payment server(3) using a credit card or a bank account and utilizes goods and service at the merchant(2). The N-cash payment server(3) carries out cyber cash transfer accumulation and is requested for the payment of the purchasing price from the merchant(2). The merchant(2) requests the purchasing price to the N-cash payment server(3) when the member(1) requests purchasing for goods.

Description

서버 어카운트 방식을 이용한 전자금액 지불결제 시스템{Electronic settlement system utilizing sever account method}Electronic settlement system utilizing sever account method}

본 발명은 N-cash지불 서비스를 이용하여 기존의 카드 결제, 계좌 이체, 전자 카드 등의 불편함을 해소하고 사용자 및 상점 운영자 모두 회원 등록만으로 전자지갑에 금액을 이체하여 사용함으로써 간편하게 인터넷 쇼핑을 할 수 있도록 한 전자금액 이체를 통한 지불결제 시스템에 관한 것이다.The present invention solves the inconvenience of existing card payment, bank transfer, electronic card, etc. using the N-cash payment service, and both the user and the store operator can easily use the Internet shopping by transferring the amount to the electronic wallet by simply registering as a member. The present invention relates to a payment settlement system through electronic money transfer.

일반적인 상거래에 있어서 신용카드 및 은행카드에 기초한 시스템이 사용되고 있으나 이는 수취인이 카드결제를 위한 프로그램 설치를 해야 하고 신용카드 업체들과 계약을 해야 하는 등의 불편함이 있었으며, 계좌이체에 기초한 시스템에 있어서는 매 거래시 은행의 창구에서 입금을 해야 하는 번거로움이 있었다.The system based on credit card and bank card is used in general commerce, but this is inconvenient for the receiver to install a program for card payment and contract with credit card companies. In the system based on account transfer There was a hassle of having to make a deposit at the bank window at every transaction.

또한, 대부분의 시스템에 있어서는 오직 고객이 판매자에게 지불하는 것만이 가능하였으며, 회원간의 양도가 불가능한 문제가 있었다.In addition, in most systems, only the customer could pay the seller, and there was a problem that the transfer between members was impossible.

본 발명은 이와 같은 종래의 결점을 해결하기 위한 것으로, 본 발명의 목적은, 회원이 카드 및 계좌 이체로 N-cash에만 이체를 하면 이후 사용되는 것은 회원 ID와 비밀번호만 가지고도 쇼핑을 할 수 있도록 하는 서버 어카운트 방식을 이용한 전자금액 지불결제 시스템을 제공하는데 있다.The present invention is to solve such a conventional drawback, the object of the present invention, if the member only transfers to N-cash by card and account transfer is used afterwards so that you can shop with only the member ID and password The present invention provides an electronic payment system for payment using a server account method.

본 발명의 다른 목적은, 가맹점이 좀더 편안한 지불정산을 받을 수 있도록 하는데 있으며, 상품 및 서비스 코드 및 가격을 N-cash 지불서버와 연계하여 사용함으로써 가맹점은 N-cash 지불서버를 통하여 사용내역 및 정보를 실시간으로 확인할 수 있도록 하는 서버 어카운트 방식을 이용한 전자금액 지불결제 시스템을 제공하는데 있다.Another object of the present invention is to enable merchants to receive a more comfortable payment settlement, and by using goods and service codes and prices in connection with N-cash payment servers, merchants use information and information through N-cash payment servers. The present invention provides a payment system for electronic money payment using a server account method that enables to check in real time.

본 발명의 또 다른 목적은, 모든 지불 및 적립 정보를 페이먼트 서버(Payment server)에서 관리하도록 하여 보안 기술상의 위험을 최소화하고 회원간 금액이체를 할 수 있도록 하는 서버 어카운트 방식을 이용한 전자금액 지불결제 시스템을 제공하는데 있다.Still another object of the present invention is to manage all payment and earning information in a payment server (Payment server) to minimize the risks of security technology and to transfer the amount between members electronic payment system using a server account method To provide.

도 1은 본 발명의 지불결제 시스템의 전체적인 구성을 나타낸 블록도1 is a block diagram showing the overall configuration of a payment system of the present invention

도 2는 본 발명의 N-cash 지갑을 나타낸 도면2 is a view showing an N-cash wallet of the present invention

〈도면의 주요부분에 대한 부호 설명〉<Explanation of symbols on main parts of the drawing>

1:회원 2:머천트1: Member 2: Merchant

3:N-cash 10:N-cash지갑3: N-cash 10: N-cash wallet

11:금액 표시부 12:거래내역 조회 서비스부11: amount display unit 12: transaction history inquiry service

13:N-cash설명부 14:환율자동정산 서비스13: N-cash Explanation 14: Exchange rate settlement service

이와 같은 목적을 달성하기 위한 본 발명은, 신용카드를 소지한 회원이나 은행계좌를 가진 회원이 24시간 필요한 금액을 N-cash지불서버에 이체할 수 있는 N-cash지불서버와, N-cash를 이용하여 회원이 쇼핑을 할 수 있도록 상품 및 서비스를 제공하는 머천트를 포함하여 구성함을 특징으로 한다.In order to achieve the above object, the present invention provides an N-cash payment server and an N-cash, which allow a member with a credit card or a member with a bank account to transfer necessary amount to the N-cash payment server for 24 hours. It is characterized by including a merchant that provides goods and services for members to shop using.

이하, 본 발명의 실시 예를 첨부된 도면을 참고로 하여 상술하면 다음과 같다.Hereinafter, with reference to the accompanying drawings an embodiment of the present invention will be described.

도 1은 본 발명의 전체적인 구성도로, 신용카드나 은행계좌를 가지고 이를 사용하여 N-cash 지불서버에 금액을 이체하고 머천트에서 상품 및 서비스를 이용하는 회원(1)과, 상기 회원(1)으로부터 N-cash사 지불 결제를 요청받아 결제 금액에 대한 전자금액 이체적립을 수행하고, 머천트에 구매금액에 대한 지급을 요청받는 N-cash 지불서버(3)와, 상기 회원(1)으로부터 제품 구매 요청이 있을 때 상기 N-cash 지불서버(3)에 구매금액에 대한 요금을 청구하고 이를 지급받는 머천트(2)로 구성된다.1 is a general configuration of the present invention, a member (1) using a credit card or a bank account to transfer money to an N-cash payment server and using goods and services in a merchant, and the member (1) from N -The cash company payment request is requested to perform the electronic money transfer of the payment amount, the N-cash payment server (3) requesting the merchant to pay for the purchase amount, and the product purchase request from the member (1) When present, the N-cash payment server 3 consists of a merchant 2 who charges a fee for the purchase amount and receives it.

도 2는 본 발명의 N-cash지갑(10)을 나타낸 것으로, 금액을 표시해 주는 금액 표시부(11)와, 거래내역 조회 서비스를 실시하는 거래내역 조회 서비스부(12)와, N-cash에 대한 서비스 내용을 설명하기 위한 N-cash 설명부(13)와, 실시간 환율을 적용하여 서비스를 하는 환율자동정산 서비스부(14)와, 실시간 쇼핑정보를 제공하는 쇼핑 정보부(15)로 구성된 것이다.Figure 2 shows an N-cash wallet 10 of the present invention, an amount display unit 11 for displaying the amount of money, a transaction history inquiry service unit 12 for performing a transaction history inquiry service, and an N-cash for N-cash description section 13 for explaining the service content, the exchange rate automatic settlement service unit 14 to service by applying the real-time exchange rate, and the shopping information unit 15 for providing real-time shopping information.

이하, 본 발명의 작용을 첨부된 도면을 참고로 하여 상세히 설명하면 다음과 같다.Hereinafter, described in detail with reference to the accompanying drawings the operation of the present invention.

본 발명은 N-cash마크가 있는 웹(Web)사이트에서 언제나 간단하고 안전하게 상품을 구입하는데 사용 가능하다.The present invention can be used to purchase goods simply and safely at any time on a Web site with an N-cash mark.

이러한 N-cash를 사용하기 위해 특별한 기계나 소프트웨어를 구입할 필요가 없으며 소프트웨어를 다운 로드할 필요도 없다.You do not need to buy any special machines or software to use N-cash, nor do you need to download any software.

N-cash 상단의 전자지갑(10)이 항상 구동되어 있는 형태를 가짐으로 소비자는 가맹점의 물품 구입시 실질적으로 금액이 이전되는 상태를 실시간으로 확인할 수 있도록 하였으며, N-cash 전자지갑의 사용내역조회를 거래내역 조회 서비스부(12)를 통하여 바로 할 수 있다.As the electronic wallet 10 on top of N-cash is always driven, consumers can check in real time the amount of money being transferred when purchasing goods of the merchant, and the usage history inquiry of the N-cash electronic wallet This can be done directly through the transaction history inquiry service unit 12.

즉, 본 발명은 초기에 회원(1)이 회원 등록을 하고 카드 및 계좌 이체로 N-cash 지불 서버(3)에 금액 적립을 하면 도 2와 같이 N-cash 지갑(10)을 나타내는 화면의 금액 표시부(11)에 이체한 금액만큼의 디지털 머니가 나타난다.That is, in the present invention, when the member 1 initially registers as a member and accumulates the amount of money in the N-cash payment server 3 through a card and account transfer, the amount of the screen showing the N-cash wallet 10 as shown in FIG. 2. The digital money corresponding to the amount transferred is shown on the display unit 11.

여기서, 회원(1)이 N-cash 프로그램을 작동하였을 때 이 프로그램은 컴퓨터의 상위 오른편에 도 2와 같은 아이콘 형태로 계속 표시되며, 프로그램이 구동되는 동안 금액 표시부(11)에서는 N-cash 서버에 적립되어 있는 금액이 총액을 나타내며, 이는 온라인 상에서 바로 지불 가능한 금액을 나타낸다.Here, when the member 1 operates the N-cash program, the program continues to be displayed on the upper right side of the computer in the form of an icon as shown in FIG. 2, while the amount display unit 11 displays the N-cash server while the program is running. The accumulated amount represents the total amount, which represents the amount that can be paid immediately online.

이때, 금액 표시부(11) 좌측의 툴 바를 통하여 다양한 부가기능을 수행할 수 있다.In this case, various additional functions may be performed through the tool bar on the left side of the amount display unit 11.

즉, 카드나 계좌 이체를 통하여 N-cash 서버로의 금액을 이체할 수 있으며 거래내역 조회 서비스부(12)를 통하여는 거래 내역 조회 서비스를 실시할 수 있고, N-cash 설명부(13)에 의해 N-cash에 대한 다양한 서비스 내용을 볼 수 있다.That is, the amount can be transferred to the N-cash server through a card or account transfer, the transaction history inquiry service can be performed through the transaction history inquiry service unit 12, and the N-cash description unit 13 You can see the contents of various services for N-cash.

따라서, 회원(1)은 이와 같은 N-cash 지갑(10)을 사용하면서 N-cash홈페이지의 머천트(2)를 방문하여 적립된 N-cash 만큼 쇼핑을 하면 된다.Accordingly, the member 1 may visit the merchant 2 of the N-cash homepage and shop as much as N-cash accumulated while using the N-cash wallet 10 as described above.

이때의 쇼핑 과정은 회원(1)이 N-cash 홈페이지에서 회원 확인을 하면 현재의 잔액이 N-cash 지갑(10)에 표시되는데 머천트(2)에서 쇼핑을 할 때 N-cash 지갑(10)은 계속하여 회원(1)의 브라우저에 나타나게 된다.At this time, when the member (1) confirms his / her membership on the N-cash homepage, the current balance is displayed on the N-cash wallet (10). When shopping at the merchant (2), the N-cash wallet (10) It will then appear in the member 1's browser.

따라서, 회원(1)은 인터넷에서 N-cash 제휴 사이트를 방문하여 원하는 상품을 선택한 후 "N-cash 결제하기"를 클릭한다.Therefore, the member 1 visits the N-cash affiliate site on the Internet, selects a desired product, and clicks "Make N-cash".

여기서, 지불 정보 페이지는 국제적으로 공인된 SSL로 안전하게 보안되며, N-cash 지불 시스템은 회원(1)의 유무 및 잔여 금액을 확인 후 상품 제공자에게 승인 정보를 보낸다.Here, the payment information page is securely secured by internationally recognized SSL, and the N-cash payment system sends the approval information to the product provider after checking the presence and remaining amount of the member (1).

이와 같은 과정에 의해 회원(1)은 사이트에서 선택한 상품을 용이하게 구입할 수 있는 것이다.By this process, the member 1 can easily purchase a product selected from the site.

즉, 본 발명은 별도 지불 서버를 통해 온라인 상에서 결제할 수 있는 서버 어카운트 방식으로 금액을 차감하는 형태를 가지며, 프로그램다운 방식이 아닌 N-cash 페이먼트 서버에서 금액 정보를 푸시(Push)하여 보여주는 형태를 띠므로 소비자가 PC의 환경에 전혀 구애를 받지 않으며, 고객이용금액에 대한 데이터값도 N-cash 지불서버에서 가지고 있으므로 보안에 안전한 시스템이다.That is, the present invention has a form of deducting the amount by the server account method that can be paid online through a separate payment server, and shows the form by pushing the amount information in the N-cash payment server rather than the program-down method Therefore, consumers are not affected by the environment of the PC at all, and the data value of the customer usage amount is also secured in the N-cash payment server.

이러한 N-cash회원(1)은 다음과 같은 장점을 갖는다.This N-cash member 1 has the following advantages.

즉, 회원 등록을 통하여 이체를 하면 머천트(2)에서 상품을 구매하기 위해 즉시 사용할 수 있으며, 이후 모든 결제는 회원 ID만으로 거래가 완료된다.That is, if the transfer through the membership registration can be used immediately to purchase goods in the merchant (2), after which all transactions are completed only by the member ID.

또한, 카드 금액 적립을 위해 필요한 카드수수료는 완전 무료로 카드가 없는 회원은 은행의 PC뱅킹, CMS, 계좌이체를 이용할 경우 이체 수수료가 면제되며, 적립 금액은 요청 금액 그대로 표시되고 광고 등의 보너스 적립 금액이 쌓여 저렴한 가격으로 쇼핑할 수 있다.In addition, the card fee required to accumulate the card amount is completely free of charge. Members who do not have a card will be exempted from the transfer fee when using the bank's PC banking, CMS, or bank transfer. The amount is piled up, so you can shop at a reasonable price.

그리고 적립을 위하여 국내의 모든 신용카드와 계좌이체 서비스를 지원하며 향후 현금 카드, 직불 카드 등의 다양한 지불 수단을 제공받을 수 있다.In addition, it supports all domestic credit cards and bank transfer services for the purpose of earning, and in the future, various payment methods such as cash cards and debit cards can be provided.

또한, 주문 데이터는 세계 수준의 버사인(Versign) 암호 알고리즘을 수용하며, 유수한 국내 전자 상거래 업체들이 사용하는 지불 서비스의 124비트 암호화 통신을 통해 카드 지불이 이루어진다.In addition, order data accepts world-class Versign cryptographic algorithms and card payments are made via 124-bit encrypted communication of payment services used by leading domestic e-commerce companies.

그리고 회원(1)의 이체 금액은 전액 은행의 지불계좌에 지불준비금으로 예치되며, 회원(1)의 지불서비스 이외의 목적으로는 이용되지 않는다.The transfer amount of the member 1 is deposited as a reserve in full in the payment account of the bank and is not used for any purpose other than the payment service of the member 1.

한편, 머천트(2)는 다음과 같은 장점을 갖는다.On the other hand, the merchant 2 has the following advantages.

즉, 머천트(2)는 등록을 하면 머천트ID를 통하여 관리가 되므로 전자지불을 위해 시스템적인 개발비용이 전혀 발생하지 않으며 프로그램의 설치나 관리 등이 전혀 필요하지 않게 된다.That is, since the merchant 2 is managed through the merchant ID, there is no systematic development cost for the electronic payment, and no installation or management of the program is required at all.

회원(1)이 카드 수수료 및 이체 수수료는 당사의 비용으로 모두 처리함으로써 기존에 머천트(2)가 지불하였던 카드 수수료는 면제가 되는 혜택이 있으며, 이에 따라 당사에서 거래시 지불되는 비용은 계약에 관련된 정산 수수료 이외에는 모두 무료로 이용된다.The card fee and transfer fee are handled at our expense by the member (1), and the card fee previously paid by the merchant (2) is exempt from the transaction. All fees are free except for the settlement fee.

그리고 기존의 인터넷 과금 처리가 HTML상에서 구현 불가능하였으나, N-cash에서는 인터넷 상의 모든 과금 처리시스템을 서비스로 지원한다.And although the existing Internet billing process could not be implemented in HTML, N-cash supports all billing systems on the Internet as a service.

즉, 다운 로드, 시간제, 페이지뷰 방식의 모든 과금처리를 지원하는 형태를 가진다.That is, it supports all billing processes such as download, timed and page view.

그리고 단순한 하나의 HTML 파일을 머천트(2)의 홈페이지에 추가함으로써 지불에 대한 모든 서비스가 끝나며 그 이후의 과정은 N-cash에서 안전하게 처리된다.And by adding a simple HTML file to Merchant 2's homepage, all services for payment are finished, and the process after that is safely handled in N-cash.

또한, 머천트(2)는 웹(Web)을 통하여 지불확인, 정산내역 조회 등 세밀한 거래관리를 확인할 수 있다.In addition, the merchant 2 can check the detailed transaction management, such as payment confirmation, payment history inquiry through the Web (Web).

이러한 머천트(2)는 다양한 부가기능을 가질 수 있는 것으로, 이벤트 및 할인 행사시 복권형 광고기법을 이용한 적립 서비스를 활용할 수 있으며, 실시간 환율 서비스, 다국어 지원 등 차별화된 부가 서비스를 이용할 수 있다.The merchant 2 may have a variety of additional functions, and can utilize the accumulated services using the lottery-type advertising techniques during events and discounts, and can use differentiated additional services such as real-time exchange rate services, multi-language support.

그리고 N-cash회원 결제에 대한 대금은 N-cash 자동정산 프로그램에 의해 매월 15일, 30일에 각 머천트(2)들에게 자동 정산해 주므로 대금 청구의 편리함을 느낄 수 있게 된다.In addition, the payment for N-cash member payment is automatically settled to each merchant 2 on the 15th and 30th of each month by the N-cash automatic settlement program, so that the user can feel the convenience of the billing.

이상에서 설명한 바와 같은 본 발명은 소비자가 한번의 이체를 통하여 여러 가맹점에 개인의 ID만으로 적립 금액을 이용할 수 있다는 점에서 수취인이 지불인의 신원을 파악하거나 또는 신용등급을 파악할 필요가 없으며, 매 거래에서 소비자 정보를 입력할 필요도 없을 뿐만 아니라, 복잡한 정산과정을 거칠 필요가 없고 정산 내용을 실시간 확인 가능한 효과가 있다.As described above, the present invention does not require the payee to identify the payer or grasp the credit rating in that the consumer can use the amount of money accumulated only by the personal ID to various merchants through one transfer, and every transaction In addition to not having to enter consumer information in, there is no need to go through a complicated settlement process and it is possible to check the settlement contents in real time.

또한, 보안 기술사의 위험을 최소화하고 소비자는 N-cash적립을 위한 어떠한 비용도 소요되지 않으며, 소비자 환불 서비스가 가능하며, 회원간의 양도가 가능한 효과도 있다.In addition, it minimizes the risk of security technicians, consumers do not have any costs for N-cash accumulation, consumer refund service is possible, there is an effect that can be transferred between members.

Claims (3)

소비자가 PC뱅킹, CMS, 계좌이체나 신용카드를 통한 N-cash금액이체를 수용하고 머천트는 구매금액에 대한 지급을 요청하는 N-cash 지불서버와,N-cash payment server that accepts N-cash money transfer through PC banking, CMS, account transfer or credit card, and merchant requests payment of purchase price; 신용카드나 은행계좌를 가지고 이를 사용하여 N-cash 지불서버에 금액을 이체하고 머천트에서 상품을 구매하는 회원과,Members who have a credit card or bank account, use it to transfer money to the N-cash payment server and purchase goods from merchants, 상기 회원으로부터 제품구매 요청이 있을 때 상기 N-cash 지불 서버에 구매금액에 대한 요금을 청구하고 이를 지급받는 머천트를 포함하여 구성되며,When the product purchase request from the member is configured to include a merchant that charges the purchase price to the N-cash payment server and receives the payment, 상기 회원이 N-cash 프로그램 작동시 N-cash지갑을 통하여 상품을 구입할 수 있도록 구성된 것을 특징으로 하는 서버 어카운트 방식을 이용한 전자금액 지불결제 시스템.Electronic member payment system using a server account method characterized in that the member is configured to purchase goods through the N-cash wallet during the operation of the N-cash program. 제 1항에 있어서, 상기 N-cash 지갑이,The method of claim 1, wherein the N-cash wallet, 금액을 표시해 주는 금액 표시부와,The amount display part which displays the amount of money, 거래내역 조회 서비스를 실시하는 거래내역 조회 서비스부와,A transaction history inquiry service unit that performs a transaction history inquiry service; N-cash에 대한 서비스 내용을 설명하기 위한 N-cash 설명부와,N-cash description section for explaining the service contents of N-cash, 실시간 환율을 적용하여 서비스를 하는 환율자동정산 서비스부와,Exchange rate automatic settlement service that provides services by applying the real-time exchange rate, 실시간 쇼핑정보를 제공하는 쇼핑 정보부를 포함하여 구성된 것을 특징으로 하는 서버 어카운트 방식을 이용한 전자금액 지불결제 시스템.Electronic payment system using a server account method characterized in that it comprises a shopping information section for providing real-time shopping information. 제 2항에 있어서, 상기 금액 전송시, 프로그램다운 방식이 아닌 N-cash 페이먼트 서버에서 금액 정보를 푸시(Push)하는 기술을 이용한 리얼 타임 전송방식을 사용하는 것을 특징으로 하는 서버 어카운트 방식을 이용한 전자금액 지불결제 시스템.[4] The electronic device of claim 2, wherein a real time transmission method using a technology of pushing money information from an N-cash payment server is used instead of a program down method. Amount payment system.
KR1020000012330A 2000-01-31 2000-03-11 Electronic settlement system utilizing sever account method KR20000030685A (en)

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Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010106550A (en) * 2000-05-22 2001-12-07 이성관 fee settlement of accounts method and thereof system utilizing internet
KR20020006949A (en) * 2000-07-14 2002-01-26 이도영 Method for registering in sports center and for managing sports center through internet
KR20020051650A (en) * 2000-12-23 2002-06-29 김대욱 Method for Electrically Settling Accounts of Commercial Transaction Using Internet
KR20020064473A (en) * 2001-02-01 2002-08-09 씨그마테크 주식회사 System and method for servicing electronic payment assurance integrated with electronic wallet
KR100409263B1 (en) * 2000-07-01 2003-12-18 주식회사 올앳 Electronic payment system using electronic wallet containing bank account number and method thereof
KR102145489B1 (en) * 2019-06-18 2020-08-18 국제기구세계녹색기후기구 희망행복나눔기관(주) System for providing a trading platform between merchants and customers

Cited By (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR20010106550A (en) * 2000-05-22 2001-12-07 이성관 fee settlement of accounts method and thereof system utilizing internet
KR100409263B1 (en) * 2000-07-01 2003-12-18 주식회사 올앳 Electronic payment system using electronic wallet containing bank account number and method thereof
KR20020006949A (en) * 2000-07-14 2002-01-26 이도영 Method for registering in sports center and for managing sports center through internet
KR20020051650A (en) * 2000-12-23 2002-06-29 김대욱 Method for Electrically Settling Accounts of Commercial Transaction Using Internet
KR20020064473A (en) * 2001-02-01 2002-08-09 씨그마테크 주식회사 System and method for servicing electronic payment assurance integrated with electronic wallet
KR102145489B1 (en) * 2019-06-18 2020-08-18 국제기구세계녹색기후기구 희망행복나눔기관(주) System for providing a trading platform between merchants and customers

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