KR20000019376A - Advanced payment collection system of telecommunication charge using credit card - Google Patents

Abstract

PURPOSE: An advance payment collection system of telecommunication charge using credit card is provided to prevent credit loss due to delay of payment of telecommunication charge. CONSTITUTION: A service subscriber calls a communication service company on the telephone. An ARS(Automatic response system) of the communication service company determines whether the subscriber selects the advance payment of the charge or communication access. When it is determined that the subscriber selects the advance payment, the card number of the credit card and an identification number of the subscriber are input. Then, it is confirmed whether use of the credit card is allowed through an access with a service company for the credit card and whether the identification number is double. When it is determined that the subscriber selects the communication access, the identification number is input and then a communication is performed. A charge on the communication is extracted through the credit card within the promised limitation.

Description

Prepayment system for communication fee using credit card

The present invention relates to a system for prepaid payment of a communication fee using a credit card. More particularly, the present invention relates to a telecommunication service provider due to a delinquency by allowing a communication user to prepay a predetermined amount of money using a credit card and to use a communication. And a prepaid collection system for telecommunications usage fees using a credit card that can minimize inconvenience of telecommunications users.

In general, the current telecommunications operators, such as Korea Telecom collects telecommunication charges, post-paid charges billed to the address specified by the telecommunication user by calculating the corresponding charges along with the communication statement that will be used within a period of one month Most of the way.

In this case, due to the post-paid collection method, telephone charges for home and office use are substantially overdue or unpaid, causing problems for the telecommunication service providers.

Telecom users also suffered from disadvantages such as poor financial activities due to delinquency.

In addition, public telephones can use a coin, credit card, or telephone prepaid card to communicate as much as that time after paying a prepaid fee. When using a credit card, telephone charges are paid in advance to the card company, but 700 service is provided. There was a problem that the phone can not be used, there was a problem that does not receive a variety of services of the 700 voice information service.

Accordingly, the present invention has been made in view of the above-mentioned problems of the prior art, and the communication user calls the prepaid telephone number of a specific operator in advance to settle a predetermined amount as his credit card in advance, and settles it. It is an object of the present invention to provide a system for prepaid collection of a communication fee using a credit card that enables communication by using an office or public telephone or a home telephone at any time, anywhere.

1 is a schematic system configuration diagram of the present invention

2 is an operational flow diagram of the present invention

(Explanation of symbols for the main parts of the drawing)

10 ..., specific operator systems, 101 ..., answering machine, 102 ..., database.

Hereinafter, with reference to the accompanying drawings will be described in detail the technical configuration and effect for achieving the object of the present invention.

1 is a schematic diagram of a system configuration of the present invention.

As a system of a service provider, 101 refers to an automatic answering system (ARS), 102 denotes a communication user ID, and a database 103 for storing the use time, amount of use, etc., refers to a call originating device and a using time timer.

Referring to the operation method and effect of the present invention configured as described above based on the preferred embodiment as follows.

As shown in FIG. 1, when a telephone number of the system 10 of a specific communication service provider is called, an automatic answering system (ARS) is activated to check the amount to be paid and the credit card to be paid.

If a certain amount of payment is made through a certain process, the communication user inputs a unique ID, and if no line user exists, the unique ID is determined and stored in the database 102.

In the above, the ID may be composed of alphabets and Arabic numerals, which are used by the service provider to recognize the customer, and may be specified from 6 to 11 digits, which may be freely designated by the user within the range determined by the service provider. It is.

When the ID is completed in the above manner, when the communication user wants to call a specific area, when the user calls the specific number selected by the service provider (for example, 0000 to 600 stations), Guided to the operator's automatic response system 102.

At this time, when the communication user enters the ID given to him, the communication service provider checks this in the database 102, notifies the available balance, and simultaneously inputs a telephone number through the exchange system of the specific operator, and makes a call. Will be possible.

Here, the telephone charge is checked for the counterpart phone (local, long distance or international call 700 service) accessed by the telecommunications user and collected by deducting it from the prepaid balance.

Then, when the balance reaches 0 during use, the user will be notified with a warning tone and the balance has reached "0", promptly paying with a credit card, or making a call on a busy phone and using the prepaid payment method described above. You will be able to continue the call by starting it again from the beginning.

That is, as shown in Figure 2, the operation flow of the present invention when the telephone number of a particular operator is called (ST1), while the automatic answering system is activated, it asks whether to make a prepayment or make a call (ST2). In the case of payment in advance, the communication user inputs the card number and the unique ID to be paid according to the automatic voice guidance (ST3) and (ST4).

At this time, the communication service provider is connected to the credit card company to determine whether the card is approved, review the duplicate status of the unique ID and finally determine the ID and notify (ST5).

In the above step, when the communication user selects the call connection, the voice is guided to input the given ID (ST6), and the user enters the access phone number (ST7) to make a call (ST8). In this state, the contracted amount of the telecommunications operator is calculated and subtracted from the prepaid payment balance of the telecommunications user (ST9).

As described above, in the present invention, a communication user calls a phone number of a specific operator in advance, and is given a unique ID in a state in which a predetermined amount of telephone fee is prepaid with a credit card first using his credit card. Since the telephone is to be used after the prepaid payment, the specific communication service provider pays the amount fully used by the user to the telephone company after receiving the payment in advance, and the telephone company improves the collection rate to 100%. It is a useful invention that can be returned to a better service, can solve problems such as billing, and the like, and communication users can benefit from discounts on prepaid payments.

Claims (1)

In the implementation of the prepaid toll collection system using the credit card, Through the step (ST1) of calling the telephone number of the specific operator system 10, In the initial stage when the automatic response system 101 previously entered by the service provider operates, Steps for guiding the prepayment course or the telephone call course (ST2) If the prepayment course, enter the card number to pay (ST3), After inputting the unique ID of the communication user (ST4), In connection with the credit card company is confirmed whether the card has been approved, review the duplicate status of the unique ID to finally confirm and notify the ID (ST5), In the above initial stage, when the communication user selects a call connection, Inputting the given ID (ST6), After entering the access telephone number (ST7), In step ST8, when the call is made, the contracted amount of the service provider is calculated and deducted from the prepaid payment balance of the communication user (ST9). A prepaid collection system for telecommunication charges using a credit card, characterized in that it has an operation of completion step of completing all operations when a call is completed.