KR20000017690A - Electronic Commercial Transaction System using a Compact Disc and method for paying thereof - Google Patents

Abstract

PURPOSE: An electronic commercial transaction system using a compact disk and an amount of money settlement method using the system is provided, which electrically settles accounts using a compact disk having an amount of money information and a certification information. CONSTITUTION: An electronic commercial transaction system comprises: a compact disk(100) including a certification information and an amount of money information; an electronic merchandise coupon DB managing unit (310) for having an amount of money by a certification information which the approval of an electronic commerce transaction is obtained and outputting a transaction approval signal or a transaction disapproval signal; and a shopping mall DB managing unit (320) for providing the certification information and the amount of money information to the electronic merchandise coupon DB managing unit (310) to identify as to whether a corresponding transaction is approved, responding to selling request to provide an amount of request money information to the electronic merchandise coupon DB managing unit (310), and approving a corresponding transaction according to a money amount extracting information. Thereby, it is possible to greatly expand an electronic commerce transaction.

Description

Electronic Commercial Transaction System using a Compact Disc and Payment Method Using the Same

The present invention relates to an electronic commerce system, and more particularly, to an electronic commerce system for making an electronic payment using a compact disc including price information and authentication information, and a payment method using the same.

In general, an electronic commercial transaction (EC) is a type of commerce that allows a buyer to shop and purchase goods at an internet shopping mall site, which is a virtual space through a network such as the Internet, without a buyer going directly to a store. Form. This e-commerce is not limited to the seller's business hours, but also saves the time for the buyer to go directly to the store and the cost of moving, so it has become the main form of commerce for netizens who use the Internet. The trend is going.

1 is an explanatory diagram of a general electronic commerce.

Referring to FIG. 1, when a consumer manipulates a user computer 10 and sends a purchase intention to a shopping mall merchant server 20 through an internet or a van network in a cyber space, the shopping mall merchant server 20 ) Requests the certification authority 30 to authenticate the payment means of the buyer, and the payment gate 40 is an authentication database obtained from a financial institution 50 such as a bank or a card company that issued the payment means. DB is called.) And the e-commerce is approved.

In such electronic commerce, electronic money for electronic commerce is used as a payment method of the transaction, and the type is IC card type electronic money and amount information used as electronic money by inputting the amount information into a rechargeable IC chip attached to the card. Is classified as a network type electronic money stored in the user's hard disk and used as electronic money.

At this time, in order to use the IC card type electronic money, there is a burden of purchasing a separate IC card reader around the computer. Also, in the type of network type electronic money, the hard disk of the user computer is downloaded through the process of downloading the price information. There is a problem that it is inconvenient to use because it is stored on the disk, and also vulnerable to security. For example, the method of verifying the identity of the buyer depends on the unique number and password assigned to each individual, so that the person who wants to steal it remains unprotected.

Accordingly, the present invention has been made to solve the conventional problems, and the first object of the present invention is to input the amount information and the authentication information into a compact disk, which is a data storage medium, by using an encryption method, and online. The present invention provides an electronic commerce system using a compact disc that can be connected to a shopping mall site and purchase goods and services as much as input information.

It is a second object of the present invention to provide a method for payment of an amount of money in an electronic commerce system using the compact disc.

1 is a block diagram of a general electronic commerce system.

2 is a block diagram illustrating an electronic commerce system using a compact disc according to an embodiment of the present invention.

3 is a flowchart illustrating a method of paying a purchase price of an electronic commerce using a compact disc according to a first embodiment of the present invention.

4 is a flowchart illustrating a method of paying a purchase price of an electronic commerce using a compact disc according to a second embodiment of the present invention.

FIG. 5 is a detailed flowchart for explaining an example of electronic commerce using a compact disc that becomes the electronic gift certificate shown in FIG. 3.

<Description of the symbols for the main parts of the drawings>

100: compact disc 200: user computer

300: e-commerce management network 310: electronic gift certificate database management

320: shopping mall DB management unit

An electronic commerce system using a compact disc according to one feature for realizing the first object of the present invention described above,

A compact disk including authentication information and price information;

An electronic voucher DB management unit for outputting a signal of transaction permission or transaction implicit by embedding the amount information for each authentication information that has been authorized for electronic commerce; And

Providing authentication information and amount information from the compact disk to the electronic voucher DB management unit to confirm whether the transaction is authorized or not, and if the transaction is authorized, the requested amount information of the product is returned in response to a purchase request. And a shopping mall DB manager that provides a signal to update the amount information for each authentication information of the DB manager and permits a corresponding transaction according to the amount extraction information.

In addition, the purchase price payment method using a compact disc according to one feature for implementing the second object of the present invention,

(Iii) allowing access in the case of access to the e-commerce system to provide shopping mall information in the cyber space;

(Ii) checking whether there is a request for purchase of goods, and checking whether or not shopping ends when there is no demand for purchasing goods;

(Iii) If there is a request to purchase goods in step (ii), it is checked whether a compact disk including authentication information and amount information is inserted. If the compact disk is inserted, the embedded amount information and authentication information are read out. The step;

(Iii) comparing the read amount information and the authentication information with the amount information for each authentication information embedded in the electronic gift certificate DB management unit to check whether there is a defect, and outputting a transaction impossible message if at least one is defective; And

(Iii) if the amount and authentication information read out in step (iii) are normal, allowing the transaction to store the difference information between the recorded amount information and the charged amount information and feeding back to step (ii); Is done.

In addition, the purchase price payment method using a compact disc according to another feature for implementing the second object of the present invention,

(Ⅰ) It checks whether there is an item purchase request in case of receiving the shopping mall information by starting the memorized electronic catalog function through the electronic catalog automatic execution unit embedded in the inserted compact disc. Doing;

(II) acquiring access to the shopping mall DB management unit to read embedded value information and authentication information from the inserted compact disk when there is a request for purchase of goods in step (I);

(III) comparing the read amount information and the authentication information with the amount information for each authentication information embedded in the electronic gift certificate DB management unit to check whether there is a defect, and outputting a transaction impossible message if at least one is defective; And

(IV) If the amount and authentication information read out in step (III) are normal, the transaction is permitted to update the difference information between the recorded amount information and the charged amount information with new amount information, and the step (II) Feedback is made.

According to the electronic commerce system using the compact disc and the purchase price payment method using the same, a compact computer including the price information and the authentication information in a computer equipped with a widely-used CD-ROM driver even without a separate device for electronic commerce Electronic commerce can be performed by mounting a disk.

Then, embodiments will be described so that those skilled in the art can easily implement the present invention.

2 is a block diagram of an electronic commerce system using a compact disc according to an embodiment of the present invention.

Referring to FIG. 2, the electronic commerce system using the compact disc according to the present invention includes a compact disc 100 incorporating authentication information and value information, a user computer 200 having a multimedia function, and an electronic gift certificate DB management unit 310. ) And the e-commerce management network 300 including the shopping mall DB management unit 320.

The compact disc 100 includes the amount information and authentication information, wherein the authentication information and the amount information is issued by the side operating the e-commerce management network 300, and each of the issued authentication information and the amount information is operated by the e-commerce. It is managed by the electronic gift certificate DB management unit 310 of the network 300. At this time, the authentication information is embedded at the time of issuing a unique ID (ID) for each compact disk that becomes an electronic voucher in a part which is inaccessible to the user. The amount of money information may vary according to an operation of an administrator of the network 300.

The user computer 200 receives the amount information and the authentication information from the compact disk 100 installed in the built-in CD-ROM driver, converts the information into a network command, and converts the converted network command through a network into an e-commerce operation network ( 300). In general, the user computer 200, which is widely used at present, has an on-line connection function for accessing the Internet as well as a multimedia function, and it is easy to install a program added as the size of the programs distributed in recent years becomes large. It is equipped with a CD-ROM driver.

The electronic gift certificate DB management unit 310 of the electronic commerce management network 300 embeds the amount information for each authentication information for confirming the permission of the electronic commerce. In more detail, the electronic gift certificate DB management unit 310 includes the amount information for each authentication information provided by the side operating the shopping mall DB management unit 320, and the authentication information operates the shopping mall DB management unit (Shopping mall computer; 320). It is changed by the side, the amount information can be changed in response to a request from the side of operating the shopping mall DB management unit 320, if the transaction is allowed, the difference information between the predetermined amount information and the purchase amount information is set The amount information for each specific compact disk is updated by overwriting the amount information.

In addition, the shopping mall DB management unit 320 of the electronic commerce management network 300 provides the authentication information input via the user computer 200 to the electronic gift certificate DB management unit 310 to check the eligibility of buyers who want to make a transaction, If the buyer is authorized to allow the purchase of the goods, and provides the amount information to the electronic gift certificate DB management unit 310.

In the above description, the case where only the authentication information and the price information is included in the compact disk, which is preferably an electronic gift certificate, has been described as an example. However, the compact disk includes an encryption processing function, an electronic catalog function, an automatic execution function, an internet access function, and shopping browsing. It may further include a shopping browing function.

More specifically, the encryption processing function encrypts the authentication information and the password by applying a public key encryption algorithm when transmitting the authentication information and the password using a communication network such as the Internet, and transmits them. This function prevents use.

In addition, the e-catalogue function consists of various kinds of information about the products of the e-commerce, such as video, music, voice, photos, and graphics, so that the product can be searched even when the product is offline. It automatically activates the Internet access function so you can access the Internet shopping mall with just one click.

In addition, the autorun function automatically executes the electronic catalog function when a compact disc, a kind of electronic gift certificate, is inserted into the CD-ROM driver, and the internet access function can access the Internet shopping mall with a single click for the user's convenience. It is a function to make it possible.

In addition, the shopping browsing function enables a product search in an online state in order to deliver product information other than an electronic catalog or product information of another shopping mall.

Given that such a compact disk is a large capacity, by adding various functions not mentioned above, it can be useful for electronic commerce in addition to the function of the electronic gift certificate.

3 is a flowchart illustrating a method of paying a purchase price of an electronic commerce using a compact disc according to a first embodiment of the present invention.

Referring to Figures 2 to 3 will be described in the purchase amount payment method of electronic commerce according to the first embodiment of the present invention.

First, the buyer accesses the shopping mall DB manager 320 using an online function such as the Internet, and the shopping mall DB manager 320 responds to the buyer's access request, for example, information of the shopping site. Provides catalog information recording the appearance, specification, price, use, etc. to the user's computer 200 and displays it on the monitor of the user's computer (step S110), and the buyer shops the item to be purchased in the cyber space. (Step S120).

Then, it is checked whether there is a request for purchase of goods by the buyer (step S130). If there is no demand for purchase of goods in step S130, it is checked whether or not the shopping ends. Feedback (step S140).

If there is a request to purchase goods in step S130, it is checked whether or not a compact disc having authentication information and money information embedded therein is inserted into the user computer (step S150), and if the compact disc is inserted, the embedded authentication information and money information are recorded. Read and convert it to a network command, and provides the converted network command, the authentication information and the amount information to the shopping mall DB management unit 320 (step S160). At this time, if the user wants to purchase a product in the virtual space, the purchase request is checked for detailed specifications, price, manual, and the like. Preferably it is output to the shopping mall DB management unit 320 via the Internet network.

Subsequently, the shopping mall DB manager 320 provides the electronic voucher DB manager 310 with the authentication information and the amount information input together with the purchase request for the corresponding item, and the electronic voucher DB manager 310 is the shopping mall DB manager 320. It is checked whether the information provided from, i.e., the amount of money information and the authentication information read out in step S160, is defective (step S170). In more detail, the electronic voucher DB management unit 310 checks whether the corresponding compact disk is defective by comparing the authentication information and the amount information input in response to the user's purchase request with the amount information for each of the built-in authentication information, and checks the result of the check. Accordingly, the transaction authentication is provided to the shopping mall DB management unit 320.

If the amount information and the authentication information provided from the compact disk in step S170 are bad, the compact disk 100 built into the user computer 200 provides information that cannot be used as an electronic payment means by outputting a transaction impossible message. (Step S180).

If the amount and authentication information read out in step S170 is normal, the shopping mall DB management unit 320 permits the transaction (step S190), and the electronic gift certificate DB management unit 310 determines the difference between the billed amount information and the recorded amount information. And stores the feedback to step S120 (step S195).

In the above, the compact disk merely provided the price information and authentication information, and delivered the catalog information on various shopping items operated by the shopping mall DB management unit to the user. However, in view of the fact that the compact disk is generally a large capacity, the catalog information is compact. In addition to the disk, the first check the catalog provided by the shopping mall DB management unit first to check and retrieve the information about the article may provide the purchase request for the article to the shopping mall DB management unit.

4 is a flowchart illustrating a method of paying a purchase price of an electronic commerce using a compact disc according to a second embodiment of the present invention.

Referring to Figures 2 and 4 will be described in the purchase amount payment method of the electronic commerce according to the second embodiment of the present invention.

First, it is checked whether the compact disc in which the authentication information and the amount information are embedded is inserted (step S210).

If the compact disc is inserted in step S210, the electronic catalog function is activated by the electronic catalog function built into the compact disc to display catalog information on shopping mall items, and the user wants to purchase in the cyber space provided by the electronic catalog. Shop the article (step S220).

Then, it is checked whether there is a request for purchase of goods by the buyer (step S230). If there is no demand for purchase of goods in step S230, it is checked whether or not the shopping is ended. In response, the product is continuously shopping in the space provided by the electronic catalog (step S240).

If there is a request to purchase goods in step S230, the shopping mall DB management unit 320 is accessed (step S250).

Then, the authentication information and the amount information embedded in the compact disc are read along with the information on the item to be purchased, and converted into a network command, and the converted network command, the authentication information and the amount information are provided to the shopping mall DB manager 320. (Step S260).

Subsequently, the shopping mall DB manager 320 provides the electronic voucher DB manager 310 with the authentication information and the amount of money inputted together with the goods purchase request command, and the electronic voucher DB manager 310 is provided from the shopping mall DB manager 320. It is checked whether the information, that is, the amount of money information and the authentication information read out in step S260 is defective (step S270). In more detail, the electronic voucher DB management unit 310 compares the amount of information for each authentication information with the built-in authentication information and the authentication information input via the shopping mall DB management unit 310 in response to the user's purchase request to determine whether the buyer is defective. Check and, according to the check result thereof, whether the transaction authentication is provided to the shopping mall DB manager 320.

If the amount information and the authentication information are bad in step S270, the non-tradeable message is output to provide the information that the compact disc 100 built in the user computer 200 cannot be used as an electronic payment means (step S280).

In addition, if the amount and authentication information read out in step S270 is normal, the shopping mall DB management unit 320 allows the transaction (step S290), the electronic gift certificate DB management unit 310 determines the difference between the billed amount and the recorded amount After storing, the process feeds back to step S220 (step S295).

5 is a detailed flowchart illustrating an example of an electronic commerce using a compact disc that becomes an electronic gift certificate according to the present invention.

3 and 5, when a compact disk that becomes an electronic voucher is inserted into a CD-ROM drive mounted on a user computer (step a), an online shopping mall connection is automatically made (step a). b) The homepage of the shopping mall is displayed, and the user selects a desired product after shopping through the displayed homepage of the shopping mall (step c). Alternatively, when a compact disc that becomes an electronic voucher is inserted into the CD-ROM drive of the user's computer, the electronic catalog function is activated automatically in the offline state to display the product on the user's computer side (step b '). The user may virtually shop the goods displayed on the monitor and select a desired product.

Then, after selecting the product, the Internet access tool is executed in the offline state (step d). In the online state, the electronic gift certificate ID and the selected product information are transmitted to the product information DB of the shopping mall host computer without executing the internet access tool. (Step e), the shopping mall DB management unit receives the product inventory status information from the product information DB to check the stock for the product (step f).

The shopping mall DB manager 320 receives the electronic voucher ID and the electronic voucher balance information from the user's computer, compares it with the authentication information database (step g), and if it matches, requests the user for the password (step h). If not, a non-trading message is displayed on the user's computer.

In response to the password request from the shopping mall DB manager 320, the user inputs a password (step i), and the user computer encrypts the input password by applying a public key encryption algorithm (step j). ), The shopping mall DB management unit 320 compares this with the password of the user stored in the electronic gift certificate DB management unit 310 (step k) and approves the corresponding transaction (step l).

The shopping mall DB management unit 320 that has received the transaction notifies the user of the transaction approval (step m), and the user computer received the transaction approval confirms the purchased goods and the balance and ends the electronic commerce (step n). In addition, when the shopping mall DB management unit 320 provides the price information on the purchased product to the electronic gift certificate DB management unit 310, the electronic gift certificate DB management unit 310 modifies the balance information of the corresponding gift certificate (step o), the modified balance Save the information to a transaction log file. At this time, the electronic voucher DB management unit 310 stores the ID of the electronic voucher, the purchased product, the date and time of purchase and other information, and leaves the back-up data for the transaction (step p).

In general, companies operating the e-commerce operation network 300 form a cyber space for their own shopping in cooperation with domestic and overseas Internet companies, and induce the shopper's shopping in the formed cyber space. If you issue a compact disk by an electronic voucher containing a certain amount of money and check whether there is a bad transaction through the electronic voucher DB management unit 310 operated by the company without a separate certification authority, the user who wants e-commerce is a separate accessory. Even if no device is added, e-commerce can be smoothly performed using only a computer equipped with a CD-ROM driver.

In the above description, the changed amount information is not recorded on the electronic voucher that terminates the e-commerce using a compact disc including the authentication information and the amount information as the electronic voucher. Although the new amount of money information has been updated, when the compact disc is replaced with a read / write function, the changed amount of money information is also recorded on the compact disc so that the user can carry the difference information as a kind of backup file.

As described above, the electronic money having a compact disk having the authentication information and the amount information therein according to the present invention has the economic burden and the network type electronic money according to the purchase cost of the card reader which the conventional IC card type electronic money has. It can solve the inconvenience and security problems of user's usage procedure.

In addition, by using a user-friendly compact disc as a payment medium for electronic commerce, electronic commerce can be greatly expanded.

In addition, the service provider operating the e-commerce operation network operates an electronic voucher DB management unit having the amount information for each authentication information in its network, and records the authentication information and the amount information on the compact disk issued by the external certification authority. E-commerce system can be operated easily even without going through.

In addition, due to the characteristics of a compact disk called a mass storage medium, it is possible to provide more convenient services by adding various functions such as electronic catalogs in addition to the amount information and authentication information, and an electronic gift certificate issued by a network administrator who operates a specific shopping mall. In addition, it can be used as an electronic prepaid card that prepays a certain amount of money and stores a predetermined amount of the prepayment, which can be purchased electronically within a certain limit.

While the foregoing has been described with reference to preferred embodiments of the present invention, those skilled in the art will be able to variously modify and change the present invention without departing from the spirit and scope of the invention as set forth in the claims below. It will be appreciated.

Claims (10)

A compact disk including authentication information and price information; An electronic voucher DB management unit for outputting a signal of transaction permission or transaction implicit by embedding the amount information for each authentication information that has been authorized for electronic commerce; And Providing authentication information and amount information from the compact disk to the electronic voucher DB management unit to confirm whether the transaction is authorized or not, and if the transaction is authorized, the requested amount information of the product is returned in response to a purchase request. And a shopping mall DB management unit for providing a signal to update the amount information for each authentication information of the DB management unit and permitting a corresponding transaction according to the amount extraction information. The electronic commerce system of claim 1, wherein the compact disc further includes electronic catalog information on an electronic commerce product. The electronic commerce system using a compact disc of claim 2, wherein the electronic catalog information further comprises an automatic execution unit for automatically accessing the shopping mall DB management unit. The electronic commerce system using a compact disk according to claim 1, wherein the compact disk includes a program for online connection to a shopping mall DB management unit. The system of claim 1, wherein the compact disk further comprises a shopping web browser for delivering product information of the shopping mall DB manager. The electronic commerce system of claim 1, wherein the compact disk further comprises an encryption processing unit encrypting the price information and the authentication information by applying a public key encryption algorithm. (Iii) allowing access in the case of access to the e-commerce system to provide shopping mall information in the cyber space; (Ii) checking whether there is a request for purchase of goods, and checking whether or not shopping ends when there is no demand for purchasing goods; (Iii) If there is a request to purchase goods in step (ii), it is checked whether a compact disk including authentication information and amount information is inserted. If the compact disk is inserted, the embedded amount information and authentication information are read out. The step; (Iii) comparing the read amount information and the authentication information with the amount information for each authentication information embedded in the electronic gift certificate DB management unit to check whether there is a defect, and outputting a transaction impossible message if at least one is defective; And (Iii) if the amount and authentication information read out in step (iii) are normal, allowing the transaction to store the difference information between the recorded amount information and the charged amount information and feeding back to step (ii); A payment method using a compact disk, characterized in that made. 8. The method of claim 7, wherein said step (iii) A method of payment of money using a compact disk, comprising the step of operating the electronic catalog stored in the electronic catalog automatic execution unit embedded in the compact disk. 8. The method of claim 7, wherein said step (iii) And comparing the read amount information and the authentication information with the amount information for each authentication information embedded in the electronic gift certificate DB management unit. (Ⅰ) It checks whether there is an item purchase request in case of receiving the shopping mall information by starting the memorized electronic catalog function through the electronic catalog automatic execution unit embedded in the inserted compact disc. Doing; (II) acquiring access to the shopping mall DB management unit to read embedded value information and authentication information from the inserted compact disk when there is a request for purchase of goods in step (I); (III) comparing the read amount information and the authentication information with the amount information for each authentication information embedded in the electronic gift certificate DB management unit to check whether there is a defect, and outputting a transaction impossible message if at least one is defective; And (IV) If the amount and authentication information read out in step (III) are normal, the transaction is permitted to update the difference information between the recorded amount information and the charged amount information with new amount information, and the step (II) Method for payment of money using a compact disk, characterized in that it comprises a step of feeding back.