KR20000012462A - Fingerprint recognizing credit-card elreltronic money and bank book - Google Patents

Fingerprint recognizing credit-card elreltronic money and bank book Download PDF

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Publication number
KR20000012462A
KR20000012462A KR1019990055282A KR19990055282A KR20000012462A KR 20000012462 A KR20000012462 A KR 20000012462A KR 1019990055282 A KR1019990055282 A KR 1019990055282A KR 19990055282 A KR19990055282 A KR 19990055282A KR 20000012462 A KR20000012462 A KR 20000012462A
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KR
South Korea
Prior art keywords
bank
card
window
processing unit
central processing
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Application number
KR1019990055282A
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Korean (ko)
Inventor
장률관
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장률관
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Priority to KR1019990055282A priority Critical patent/KR20000012462A/en
Publication of KR20000012462A publication Critical patent/KR20000012462A/en

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02—Banking, e.g. interest calculation or account maintenance

Abstract

PURPOSE: A fingerprint recognition card and an electronic money and bankbook are provided to attain accompanying technical effects and prevent a financial crime. CONSTITUTION: A high-advanced fingerprint recognition sensor is used to develop a switch. The switch is applied to a cash drawing machine, a card approving device, and a bank window. A central processing unit of a head bank instructs that of a branch bank while the central processing unit of the branch bank claims that of the head bank. The central processing unit of the branch bank instructs an unmanned window, a bank window, a bank addition window, and a bank issue window which claim the central processing unit of the branch bank.

Description

지문인식 신용카드, 전자화계 및 통장 {Fingerprint recognizing credit-card elreltronic money and bank book}Fingerprint recognizing credit-card elreltronic money and bank book}

본 발명으로 인하여 금융사고 범죄예방은 물론 착상 자체를 방지하고 분쟁의 소지를 근본적으로 없애는데 목적을 두고 발명하게 되었고 그로 인한 부수적이고 경제적인 파급효과는 지대하리라 본다.The present invention has been invented for the purpose of preventing crimes as well as the prevention of financial accidents and fundamentally eliminating the possibility of disputes.

※ 참고사항 : 1999.10.11 MBC 21:00 뉴스보도 비밀번호 1,200명 분 유찰사고 발생※ Reference: 1999.10.11 MBC 21:00 News report password 1,200 people for a bidding incident

본 발명은 지문인식 센터가 고도로 발전 향상되고 있는 시점에서 지문인식센서는 범죄 에방장치로 여러 방면에 이미 널리 사용되고 있는 실정으로 이 센서를 어느 누가 먼저 유효 적절하게 최대의 효과를 발휘하게 적용하느냐에 달려 있다고 본다. 고로 본 발명은 지문인식센서를 제조하는 것이 아니고 이 센서를 응용 유효 적절하게 최대의 효과를 발휘하게 사용하는 발명품이다. 현재 금융기관에서 현금 입출금시 카드, 통장의 비밀번호와 몇가지 번호에 의하여 실행되고 신분확인 절차 역시 형식에 그치고 있다. 그것은 신분증 위조로 가능하다. 또한 신분확인 시간이 소요되고 있으나 본 발명의 제품을 사용하므로 이러한 절차를 없애고 대기 시간을 단축할 수 있어 매우 편리한 발명품이라 본다.According to the present invention, the fingerprint recognition sensor is widely used in various fields as a crime prevention device at the time when the fingerprint recognition center is highly developed and improved, and it depends on who first applies the sensor to effectively and optimally achieve the maximum effect. see. Therefore, this invention is not an manufacture of a fingerprint recognition sensor but an invention which uses this sensor to show the maximum effect suitably for application application suitably. Currently, financial institutions are executed by cash and withdrawal card, passbook password and several numbers. It is possible with ID forgery. In addition, identification time is required, but since the product of the present invention is used, this procedure can be eliminated and the waiting time can be shortened.

본 발명의 목적은 이미 고도로 향상된 지문인식센서를 효과적으로 응용하는 발명품으로 이 센서를 이용한 스위치 개발을 하여 이 스위치를 현금인출기, 카드결재기, 은행 창구에서 실무담당자의 마지막 결재과정 동작 스위치를 개발하여야 하고 이를 금융 시스템에 활용하여야 할 필요가 있다. 이미 PC의 동작 스위치는 개발되어 국내에서 사용은 물론 미국등 선진국에 수출하고 있는 실정임. 이와같은 여건으로 볼 때 가까운 시일내에 금융기관에 활용할 수 있도록 개발을 하고 있다.The object of the present invention is to develop a switch using this sensor as an invention that effectively applies a highly advanced fingerprint sensor, and this switch should be developed at the ATM, card payment machine, bank counter, and the final payment process switch of the working person. This needs to be used in the financial system. PC operation switch has already been developed and used in Korea as well as exported to developed countries such as the United States. Under these circumstances, we are developing to be used in financial institutions in the near future.

도 1은 본 발명의 이해를 돕기 위하여 카드 및 통장의 사용과 발급의 순환도를 도식한 사항임. 도 2는 현행 카드 및 통장의 후면 마그네틱에 입력되어 있는 내용과 추가로 지문을 삽입하는 내용을 설명한 것이다. 도 3은 본인이 은행창구에서 카드 및 통장을 발급받는 절차를 요약한 내용임.Figure 1 is a diagram illustrating the circulation of the use and issuance of cards and bankbooks to help the understanding of the present invention. FIG. 2 illustrates contents inputted to the rear magnetic of the current card and the passbook and contents of additionally inserting a fingerprint. Figure 3 is a summary of the procedure for obtaining the card and bank account issued by the bank.

상기의 목적을 달성하기 위하여 신용카드 및 통장사용 순환도(도1)를 최대한 활용하기 위하여 은행의 시스템은 더욱 발전시켜야 하리라 본다. (도3)에서 보는바와 같이 지문인식 장치를 이용하여 발급절차는 정확하게 하여야 한다. 발급의 절차만 정확하게 이우어진다면 이보다 더 좋은 발명은 없으리라 사료된다. 본 발명의 구성을 이해하기 위하여 도1,2,3을 상세시 보면 충분히 이해하리라 본다.To achieve the above objectives, the bank's system should be further developed in order to make the most of the credit card and bankbook circulation (Figure 1). As shown in Figure 3, the issuance procedure using the fingerprint recognition device should be accurate. If only the procedure of issuance is followed correctly, there is no better invention than this. 1, 2, and 3 to understand the configuration of the present invention will be fully understood.

진술한 기술내용을 보면 자명하듯이 본 발명품은 활용만 잘한다면 부수적인 기술적 파급효과는 물론 사회적으로 엄청난 파급효과를 이루고 산업발전의 효과는 더욱 향상되리라 본다. 또 범죄예방의 효과와 금융 범죄의 착상 자체를 방지할 수 있어 범죄자 양산을 방지하는 효과역시 지대하리라 본다. 이러한 사회가 정착되면 신용사회 지름길이고 정착에 기여하리라 본다.As will be apparent from the stated technical contents, if the present invention is used well, the present invention will achieve not only an incidental technical ripple effect but also a social ripple effect and the effect of industrial development will be further improved. In addition, the effects of crime prevention and the prevention of the concept of financial crimes themselves can be prevented. If such a society is settled, it will be a shortcut to credit society and contribute to settlement.

Claims (2)

금융기관에서 사용하는 신용카드류, 전자화폐, 통장류 등에 적용한다. 예를들어 신용카드(국민, BC, 외환, 비자 등 카드류와 전자화폐, 통장류에 적용한다.It is applied to credit cards, electronic money, and bankbooks used by financial institutions. For example, it applies to credit cards (national, BC, foreign exchange, visa, etc.), electronic money and bankbook. 금융기관에서 현금인출시 마지막 결재 스위치를 본인이 작동케 하여 일반 직원들의 무단 인출을 방지한다. 이것은 자체 금융사고를 방지할 수 있어 필히 적용해야 한다.In the case of cash withdrawals at financial institutions, the final payment switch is operated by yourself to prevent unauthorized withdrawals by ordinary employees. This should be applied as it can prevent its own financial accident.
KR1019990055282A 1999-12-06 1999-12-06 Fingerprint recognizing credit-card elreltronic money and bank book KR20000012462A (en)

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100378462B1 (en) * 2000-05-24 2003-03-29 정성호 Card system with fingerprint recognition
KR20180082091A (en) * 2017-01-10 2018-07-18 김진일 ceiling device of sinter trailer

Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR100378462B1 (en) * 2000-05-24 2003-03-29 정성호 Card system with fingerprint recognition
KR20180082091A (en) * 2017-01-10 2018-07-18 김진일 ceiling device of sinter trailer

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