KR19990045910A - Aaaaa - Google Patents
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- KR19990045910A KR19990045910A KR1019990004740A KR19990004740A KR19990045910A KR 19990045910 A KR19990045910 A KR 19990045910A KR 1019990004740 A KR1019990004740 A KR 1019990004740A KR 19990004740 A KR19990004740 A KR 19990004740A KR 19990045910 A KR19990045910 A KR 19990045910A
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- 238000010586 diagram Methods 0.000 description 2
- 238000012795 verification Methods 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/02—Banking, e.g. interest calculation or account maintenance
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
- G06Q50/40—Business processes related to the transportation industry
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Abstract
본 발명은 금용기관 거래가 있는 모든 이용기관 및 개인에게 각 금융기관 고객 계좌의 급융정보중, 특히 입금/출금/잔액 내역(이하 '금융정보')을 금융기관 공동망을 이용하여 유선 또는 무선으로 일괄적, 부분적으로 조회, 출력 또는 실시간(rea1-time)으로 발생되는 거래내역을 단말기에서 자동 수신하여 화면과 프린터로 직접 출력함으로써 기존의 '금융정보' 확인을 위해 소요되는 시간 및 철자를 혁신적으로 줄이고 환율정보, 증권정보, 일기예보정보, 등의 기타 정보(이하 '기타 정보')를 간편하고 효율적으로 검색/출력할 수 있는 시스템을 제공하는데 목적이 있다.According to the present invention, all users and individuals with financial institution transactions are collectively wired or wirelessly using the financial institution's common network among the financial information of each financial institution's customer account, especially deposit / withdrawal / balance (hereinafter, 'financial information'). Innovatively reduce the time and spelling required to verify existing 'financial information' by automatically receiving transaction details generated in part, in part, inquiries, outputs, or real-time on the terminal and directly outputting them to the screen and printer. It is an object of the present invention to provide a system for easily and efficiently searching / outputting other information such as exchange rate information, stock information, weather forecast information, and the like (hereinafter, 'other information').
이를 실현하기 위하여 본 발명은, 고객들이 '금융정보' 확인을 위하여 전화를 통한 ARS(Automatic Response System)나 PC 뱅킹 서비스롤 통하여 일일이 은행별로 복잡한 절차를 통하던 방식에서 금융기관별 거래 계좌를 마음대로 입력 및 저장시켜 놓고 Hot Key를 간단히 조작하여 원하는 '금융정보'를 일괄적으로 또는 부분적으로 편리하게 조회 및 즉시 출력하여 '금융정보'를 효과적으로 활용함으로써 기업체 경리부서, 개인 사업자, 및 개인들의 금융업무에 일대 혁신직인 효과를 얻도록 한다. 또한, 일상적으로 중요하게 시시각각으로 변하는 많은 정보를 손쉽게 검색/출력할 수 있는 정보 검색용 시스템으로 활용되어 보다 편리하게 중요정보를 신속하게 검색하여 업무에 생산성를 높이는데 도움울 주고자 한다.In order to realize this, the present invention allows customers to freely enter a transaction account for each financial institution through a complicated procedure for each bank through the ARS (Automatic Response System) or PC banking service roll via telephone to verify 'financial information'. Save and operate Hot Key simply and conveniently search and immediately output desired 'financial information' collectively or partially to effectively utilize 'financial information' to contribute to the financial work of corporate accounting departments, individual operators and individuals Get an innovative effect. In addition, it is used as an information retrieval system that can easily search / output a lot of information that changes day by day, important to help you to increase productivity in the work by searching for important information more quickly.
Description
본 발명은 금용기관 공동망을 활용하여 '금융정보'를 PSTN(일반 공중망) 또는 무선을 통하여 실시간으로 전송하는 시스템과 고객이 본인이 거래하고 있는 금융기관 계좌 정보를 자유롭게 입력, 저장하여 원하는 금융기관별 '금융정보'와 '기타 정보'를 다이얼업 모뎀을 통하여 Hot Key의 간단한 조작 또는 완전자동으로 실시간 '금융정보'를 조회/출력할 수 있는 단말기에 관한 것이다.The present invention provides a system for transmitting 'financial information' in real time via a PSTN (general public network) or wireless by using a financial institution joint network, and freely input and store the financial institution account information that the customer deals with by each financial institution. The present invention relates to a terminal capable of inquiring / outputting 'financial information' and 'other information' through the dial-up modem by simple operation of a hot key or fully automatic real-time 'financial information'.
종래의 방식으로는 ARS 또는 PC 뱅킹 서비스가 운영되고 있으나 번거로운 키 조작과 금융기관별로 별도의 접속 프로그램 사용, 조회시간이 많이 소요되는 등의 불편함이 있다.Conventionally, the ARS or PC banking service is operated, but there are inconveniences such as cumbersome key manipulation, separate access program use for each financial institution, and a lot of inquiry time.
또한, '금융정보'를 조회할 때마다 금융기관별 계좌번호 및 비밀번호를 입력하여야 하며 입력 오류 발생이 빈번할 뿐만 아니라 오류 발생시마다 새로 계좌번호 및 비밀번호를 재입력하는 등 매우 비효율적이다. 게다가 '금융정보' 확인이 필요한 대부분의 고객은 PC가 없거나 PC 뱅킹을 사용할 줄 모른다. 따라서, 쉽고 편리하게 '금융정보'를 확인하여 필요한 업무에 활용하는데는 여러모로 한계가 있다.In addition, whenever you look up the 'financial information', you need to enter the account number and password for each financial institution, as well as frequent input errors, and re-enter the new account number and password every time an error occurs is very inefficient. In addition, most customers who need to verify 'financial information' don't have a PC or can't use PC banking. Therefore, there are many limitations to easily and conveniently verifying 'financial information' and using it for necessary tasks.
본 발명은 상기한 바와 같은 종래의 기슬적인 한계와 '금융정보' 확인 절차상의 복잡함 등의 문제점을 개선하기 위하여 발명된 것으로서, 본 발명의 목적은 고객들이 '금융정보' 확인을 위하여 ARS나 PC 뱅킹을 통하여 매번 계좌번호 및 비밀번호을 입력하여 확인하는 번거로움을 없애고, '금융정보'를 실시간으로 직접 간편하게 일괄적 또는 부분적으로 조회하여 거래내역을 자동으로 출력하며, 조회하고자 하는 '금융정보'와 '기타 정보'를 고객이 원하는 시각에(또는 원하는 시간마다) 자동 조회/검색 및 출력할 수 있는 시스템을 제공하는데 있다.The present invention has been invented to improve the problems such as the conventional limit and the complexity of the 'financial information' verification procedure as described above, the object of the present invention is to provide customers with ARS or PC banking to verify the 'financial information' Eliminates the hassle of checking the account number and password every time through, and displays the transaction details automatically and conveniently by querying 'financial information' directly or collectively and partially in real time, and 'financial information' and 'other' It is to provide a system that can automatically search / search and output the information 'in the desired time (or whenever desired).
제 1 도는 본 발명의 입금, 출금, 잔액 조회/출력 및 '기타 정보' 조회/출력 시스템의 불록 구성도1 is a block diagram of the deposit, withdrawal, balance inquiry / output and 'other information' inquiry / output system of the present invention.
제 2 도는 본 발명의 입금, 출금,잔액 조회/출력 및 '기타 정보' 조회/출력 단말기의 내부 구성도2 is an internal configuration diagram of the deposit, withdrawal, balance inquiry / output and 'other information' inquiry / output terminal of the present invention.
이를 실현하기 위하여 본 발명은 고객이 본 발명의 단말기에 시스템 운영에필요한 기초자료 및 계좌번호, 비밀번호 등을 등록하고 고객이 필요에 따라 등록되어 있는 각 은행의 계좌번호의 거래내역을 원하는 시각 또는 예약된 시간에 일괄조회 또는 부분조회/출력할 수 있다. 또한, 부가기능 통지서비스롤 신청할 경우 거래하는 금응기관에서 발생되는 모든 거래내역을 실시간으로 화면/프린터/음성으로 출력할 수 있다.In order to realize this, the present invention allows the customer to register the basic data and account number, password, etc. necessary for operating the system on the terminal of the present invention, and when the customer wants the transaction details of the account number of each bank registered as needed. You can make a batch query or a partial query / print at a specific time. In addition, when applying for the add-on notification service, all transaction details generated by the trading agency can be output to the screen / printer / voice in real time.
서버에서 제공하는 일련의 기타 정보(환율정보, 증권정보, 일기예보정보, 등)를 정해진 서비스 번호를 눌러 조회 및 출력을 할 수 있다.A series of other information (exchange rate information, stock information, weather forecast information, etc.) provided by the server can be inquired and printed by pressing a predetermined service number.
이상에서 설명한 바와같이 본 발명의 시스템은 각 은행으로 분산되어 있는 고객 계좌의 금융정보롤 일괄적으로 조회 및 출력 처리할 수 있는 '일괄처리'의 효율성과 거래하는 모든 금융기관에서 발생되는 거래내역을 즉시 자동 수신하여 출력하는 '통지기능', 거래내역 확인시 불편했던 키조작을 배제하고 처리절차를 간소화한 '편리성', 그리고 단계적인 업무확장을 고려하여 유연하고 확장성있는 시스템으로 설계하여 향후 추가 정보 서비스 및 무선 데이터 서비스까지 고려한 '확장성', 예약설정 기능으로 일정 시간대별로 거래내역을 자동으로 조회/출력할 수 있는 등의 '부가기능', 금융정보중 가장 많이 사용하는 정보만을 추출하여 서비스함으로써 기능이 단순, 간편해지는 '고객만족'을 통하여 업무롤 획기적으로 개선할 수 있다.As described above, the system of the present invention is effective in the 'batch processing' that can collectively inquire and output the financial information of customer accounts distributed to each bank, and the transaction details generated in all financial institutions that trade. It is designed as a flexible and expandable system in consideration of the 'notification function' that automatically receives and outputs immediately, the 'convenience' that simplified the processing process by eliminating the inconvenience of key operation when checking transaction details, and the expansion of business step by step. 'Extensibility' considering additional information service and wireless data service, and 'Additional function' such as automatic inquiry / printing of transaction details at certain time periods with reservation setting function, and extract only the most used information among financial information. Service can dramatically improve work roll through 'customer satisfaction', which makes functions simple and simple.
Claims (5)
Priority Applications (4)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
KR1019990004740A KR19990045910A (en) | 1999-02-10 | 1999-02-10 | Aaaaa |
KR1020000006589A KR20000058024A (en) | 1999-02-10 | 2000-02-10 | Unified banking system by personal computer |
KR1020000006309A KR20000058005A (en) | 1999-02-10 | 2000-02-10 | Application system of total finance using the internet |
KR1020000006305A KR20000058004A (en) | 1999-02-10 | 2000-02-10 | Application system of total finance using the fax |
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KR1019990004740A KR19990045910A (en) | 1999-02-10 | 1999-02-10 | Aaaaa |
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KR19990045910A true KR19990045910A (en) | 1999-06-25 |
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KR1019990004740A KR19990045910A (en) | 1999-02-10 | 1999-02-10 | Aaaaa |
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Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR20000059232A (en) * | 2000-07-24 | 2000-10-05 | 안창섭 | System and method for managing bank account data |
KR20020096131A (en) * | 2001-06-18 | 2002-12-31 | 주식회사 마인드텔 | Interactive voice response system and method therefor |
KR100367294B1 (en) * | 1999-12-31 | 2003-01-08 | 신원정보기술주식회사 | Electronic-Banking integration interface system |
KR100419079B1 (en) * | 2000-11-20 | 2004-02-14 | 주식회사 브리지텍 | System for notifying the details of account transfer using the intergrated messaging system and the method for notifying thereof |
KR20040031434A (en) * | 2002-10-07 | 2004-04-13 | (주)케이사인 | Real Time Account Information Control System using on Mobile Device |
-
1999
- 1999-02-10 KR KR1019990004740A patent/KR19990045910A/en active Search and Examination
Cited By (5)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
KR100367294B1 (en) * | 1999-12-31 | 2003-01-08 | 신원정보기술주식회사 | Electronic-Banking integration interface system |
KR20000059232A (en) * | 2000-07-24 | 2000-10-05 | 안창섭 | System and method for managing bank account data |
KR100419079B1 (en) * | 2000-11-20 | 2004-02-14 | 주식회사 브리지텍 | System for notifying the details of account transfer using the intergrated messaging system and the method for notifying thereof |
KR20020096131A (en) * | 2001-06-18 | 2002-12-31 | 주식회사 마인드텔 | Interactive voice response system and method therefor |
KR20040031434A (en) * | 2002-10-07 | 2004-04-13 | (주)케이사인 | Real Time Account Information Control System using on Mobile Device |
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