KR19990045910A - Aaaaa - Google Patents

Abstract

According to the present invention, all users and individuals with financial institution transactions are collectively wired or wirelessly using the financial institution's common network among the financial information of each financial institution's customer account, especially deposit / withdrawal / balance (hereinafter, 'financial information'). Innovatively reduce the time and spelling required to verify existing 'financial information' by automatically receiving transaction details generated in part, in part, inquiries, outputs, or real-time on the terminal and directly outputting them to the screen and printer. It is an object of the present invention to provide a system for easily and efficiently searching / outputting other information such as exchange rate information, stock information, weather forecast information, and the like (hereinafter, 'other information').

In order to realize this, the present invention allows customers to freely enter a transaction account for each financial institution through a complicated procedure for each bank through the ARS (Automatic Response System) or PC banking service roll via telephone to verify 'financial information'. Save and operate Hot Key simply and conveniently search and immediately output desired 'financial information' collectively or partially to effectively utilize 'financial information' to contribute to the financial work of corporate accounting departments, individual operators and individuals Get an innovative effect. In addition, it is used as an information retrieval system that can easily search / output a lot of information that changes day by day, important to help you to increase productivity in the work by searching for important information more quickly.

Description

Financial institution deposit, withdrawal, balance inquiry / output and other information inquiry / output system {AAAAA}

The present invention provides a system for transmitting 'financial information' in real time via a PSTN (general public network) or wireless by using a financial institution joint network, and freely input and store the financial institution account information that the customer deals with by each financial institution. The present invention relates to a terminal capable of inquiring / outputting 'financial information' and 'other information' through the dial-up modem by simple operation of a hot key or fully automatic real-time 'financial information'.

Conventionally, the ARS or PC banking service is operated, but there are inconveniences such as cumbersome key manipulation, separate access program use for each financial institution, and a lot of inquiry time.

In addition, whenever you look up the 'financial information', you need to enter the account number and password for each financial institution, as well as frequent input errors, and re-enter the new account number and password every time an error occurs is very inefficient. In addition, most customers who need to verify 'financial information' don't have a PC or can't use PC banking. Therefore, there are many limitations to easily and conveniently verifying 'financial information' and using it for necessary tasks.

The present invention has been invented to improve the problems such as the conventional limit and the complexity of the 'financial information' verification procedure as described above, the object of the present invention is to provide customers with ARS or PC banking to verify the 'financial information' Eliminates the hassle of checking the account number and password every time through, and displays the transaction details automatically and conveniently by querying 'financial information' directly or collectively and partially in real time, and 'financial information' and 'other' It is to provide a system that can automatically search / search and output the information 'in the desired time (or whenever desired).

1 is a block diagram of the deposit, withdrawal, balance inquiry / output and 'other information' inquiry / output system of the present invention.

2 is an internal configuration diagram of the deposit, withdrawal, balance inquiry / output and 'other information' inquiry / output terminal of the present invention.

In order to realize this, the present invention allows the customer to register the basic data and account number, password, etc. necessary for operating the system on the terminal of the present invention, and when the customer wants the transaction details of the account number of each bank registered as needed. You can make a batch query or a partial query / print at a specific time. In addition, when applying for the add-on notification service, all transaction details generated by the trading agency can be output to the screen / printer / voice in real time.

A series of other information (exchange rate information, stock information, weather forecast information, etc.) provided by the server can be inquired and printed by pressing a predetermined service number.

As described above, the system of the present invention is effective in the 'batch processing' that can collectively inquire and output the financial information of customer accounts distributed to each bank, and the transaction details generated in all financial institutions that trade. It is designed as a flexible and expandable system in consideration of the 'notification function' that automatically receives and outputs immediately, the 'convenience' that simplified the processing process by eliminating the inconvenience of key operation when checking transaction details, and the expansion of business step by step. 'Extensibility' considering additional information service and wireless data service, and 'Additional function' such as automatic inquiry / printing of transaction details at certain time periods with reservation setting function, and extract only the most used information among financial information. Service can dramatically improve work roll through 'customer satisfaction', which makes functions simple and simple.

Claims (5)

Deposit, withdrawal, balance inquiry / output system for financial institutions (wired, wireless) Other information inquiry / output system (wired, wireless) The automatic inquiry / output system for transaction details and other information for each time zone as a reservation setting function in (1) and (2). (1) The collective inquiry for inquiring the entire financial institution with one touch and the partial inquiry system for selecting and inquiring the relevant financial institution Automatic reception system according to paragraphs (1) and (2), which immediately outputs transaction details generated in real-time on a screen / printer / voice