KR102666173B1 - Apparatus and Method for Providing analyzed information of public announcements of companie - Google Patents

Abstract

This relates to a device and method for providing customized disclosure analysis information to financial consumers that monitors the cycle desired by financial consumers and the latest disclosure analysis information related to investment companies and provides it to financial consumers' terminals. Data collection involves collecting disclosure data from at least one disclosure channel. A data processing unit that processes and stores the disclosure information received from the data collection unit according to a preset database format, and periodically collects newly processed and stored disclosure data from the data processing unit to include company information and title items. When a selection signal is input for one of the list providing unit that lists public data and provides it to a financial consumer terminal and the public data list provided by the public disclosure list providing section from the financial consumer terminal, a detailed page for the selected public data item is displayed. It includes an information provision unit provided to the financial consumer terminal.

Description

Apparatus and Method for Providing analyzed information of public announcements of company}

The present invention relates to an apparatus and method for providing disclosure analysis information tailored to financial consumers. The present invention relates to an apparatus and method for providing disclosure analysis information tailored to financial consumers, which monitors the cycle desired by financial consumers and recent disclosure analysis information related to investment companies and provides the information to financial consumers through terminals. It's about.

In general, for individual investors who find it difficult to invest directly, they subscribe to a fund product that invests in at least one investment target company through an investment company and proceed with the investment by collecting the proceeds for each fund product.

At this time, for individual investors who have subscribed to an investment product, partial disclosure information can be confirmed through the asset management report issued periodically every quarter.

Meanwhile, this disclosure information includes a variety of important disclosure information that affects individual business owners who subscribe to funds, which are investment products. For example, key disclosure information may include business suspensions for investment companies, large losses, changes in major shareholders, lawsuits, significant changes in the business environment, disciplinary actions for executives, orders for management improvement, changes in management, etc.

In general, financial investment companies' disclosures are made through different channels, such as the Financial Investment Association, the stock exchange, the Financial Supervisory Service, and the financial investment company website, depending on the case. In general, if an individual investor wants to check the publicly announced information of a company investing through a fund, it is inconvenient to access the multiple channels mentioned above one by one.

When important matters occur in the fund, such as a change in fund manager, postponement of redemption, or occurrence of non-performing assets, the asset manager must disclose such information. If individual investors want to check the disclosure information, they can check it on the Financial Investment Association's Internet Electronic Disclosure Service page (dis.kofia.or.kr). It is inconvenient to check the regular disclosure information through the Internet website of the asset management company or sales company and by visiting the head office in person. Additionally, since there is no log-in function at this time, there is the inconvenience of having to manually search for the disclosed information included in the fund in which the investor is investing when revisiting or re-checking later.

Moreover, since funds often involve individual investors who have difficulty investing on their own, they are likely to have a low level of understanding of the technical terms included in the disclosures.

Therefore, damage to fund investors continues until recently.

KR 10-2001-0096888 A KR 10-2001-0091786 A

The present invention was derived from this technical background,

First, it increases accessibility to corporate disclosure information of companies included in the funds invested by investors, allowing them to quickly and accurately understand the fund operation status.

Second, it not only improves the rights of financial consumers by providing financial investment companies’ disclosures to financial consumers in a timely manner.

Third, the purpose is to provide a device and method for providing disclosure analysis information tailored to financial consumers that can improve the transparency of financial investment companies that manage funds.

The present invention for achieving the above problems includes the following configuration.

That is, the device for providing disclosure analysis information tailored to financial consumers according to an embodiment of the present invention includes a data collection unit that collects disclosure data from at least one disclosure channel, and processing the disclosure information received by the data collection unit to fit a preset database format. A data processing unit that stores, a list providing unit that periodically collects newly processed and stored public disclosure data from the data processing department, catalogs the new public data to include company information and title items, and provides it to financial consumer terminals, and the financial consumer. and an information providing unit that provides a detailed page for the selected public data item to the financial consumer terminal when a selection signal for one of the public data lists provided by the public data list providing section is input from the terminal.

Meanwhile, a method of providing customized disclosure analysis information to financial consumers according to an embodiment includes a data collection step of collecting disclosure data from at least one disclosure channel, and processing and storing the disclosure data received in the data collection step according to a preset database format. A data processing step, a list providing step of periodically collecting the newly processed and stored public disclosure information in the data processing step, listing the new public disclosure data to include company information and title items, and providing it to the financial consumer terminal, and the financial consumer terminal. When a selection signal for one of the public data lists provided in the public disclosure list providing step is input, a detailed page for the selected public data item is provided to the financial consumer terminal.

According to the present invention, an apparatus and method for providing customized disclosure analysis information to financial consumers can contribute to promoting the rights of financial consumers through a web platform service that provides disclosure contents of financial investment companies to financial consumers by utilizing IT solution technology in the fintech field. The effect of providing is derived.

In addition, the fund management company provides a one-stop service through big data analysis of disclosure, financial, and legal information generated in the process of compliance with laws and regulations, and internal control, contributing to enhancing the rights and interests of individual investors as financial consumers and reducing financial damage. It is possible to provide a device and method for providing disclosure analysis information tailored to financial consumers.

Figure 1 is an exemplary diagram showing the configuration and network environment of a disclosure analysis information providing device according to an embodiment of the present invention.
Figure 2 is an exemplary diagram of a new public data list screen according to an embodiment.
Figures 3 to 16 are exemplary diagrams of user interface screens provided by a financial consumer customized disclosure analysis information provision service according to an embodiment.
Figure 17 is a flowchart of a method of providing disclosure analysis information customized to financial consumers according to an embodiment of the present invention.

It should be noted that the technical terms used in the present invention are only used to describe specific embodiments and are not intended to limit the present invention. In addition, the technical terms used in the present invention, unless specifically defined in a different sense in the present invention, should be interpreted as meanings generally understood by those skilled in the art in the technical field to which the present invention pertains, and are not overly comprehensive. It should not be interpreted in a literal or excessively reduced sense.

Hereinafter, preferred embodiments according to the present invention will be described in detail with reference to the attached drawings.

The apparatus for providing disclosure analysis information according to an embodiment may be implemented by at least one computer device, and the method for providing disclosure analysis information according to embodiments of the present invention may be implemented by at least one computer device included in the apparatus for providing disclosure analysis information. It can be performed through . At this time, the computer program according to an embodiment of the present invention may be installed and driven in the computer device, and the computer device may perform the method of providing disclosure analysis information according to the embodiments of the present invention under the control of the driven computer program. You can. The above-described computer program can be combined with a computer device and stored in a computer-readable recording medium to execute the method of providing disclosure analysis information on a computer.

Figure 1 is an exemplary diagram showing the configuration and network environment of a disclosure analysis information providing device according to an embodiment of the present invention.

The network environment of FIG. 1 includes a plurality of user terminals 30, a plurality of servers 10 and 20, and a network.

Figure 1 is an example for explaining the invention, and the number of electronic devices or servers is not limited.

In addition, the network environment in FIG. 1 is only an example of one of the environments applicable to the present embodiments, and the environment applicable to the present embodiments is not limited to the network environment in FIG. 1.

The plurality of user terminals 30 may be fixed terminals implemented as computer devices or mobile terminals. Examples include smartphones, mobile phones, navigation systems, computers, laptops, digital broadcasting terminals, PDAs (Personal Digital Assistants), PMPs (Portable Multimedia Players), and tablet PCs. For example, Figure 1 shows the shape of a smartphone as an example of the user terminal 30, but in embodiments of the present invention, electronic devices substantially use wireless or wired communication methods to perform public analysis according to an embodiment through a network. It may refer to one of a variety of physical computer devices capable of communicating with the server 20 for information provision and/or data collection.

In one embodiment, a financial consumer terminal is a concept encompassing a user terminal owned by a financial consumer.

Financial consumers include not only those who transact with financial companies, such as depositors of banks, investors of financial investment companies, policyholders of insurance companies, and credit card users of credit card companies, but also those who potentially want to use the products or services of financial companies. .

The communication method is not limited, and may include not only a communication method utilizing a communication network that the network may include (for example, a mobile communication network, wired Internet, wireless Internet, and a broadcasting network), but also short-range wireless communication between devices. For example, networks include personal area network (PAN), local area network (LAN), campus area network (CAN), metropolitan area network (MAN), wide area network (WAN), broadband network (BBN), Internet, etc. It may include one or more arbitrary networks among the networks. Additionally, the network may include, but is not limited to, any one or more of network topologies including a bus network, star network, ring network, mesh network, star-bus network, tree or hierarchical network, etc. .

The server 20 and the public analysis information providing device 10 may each be implemented as a computer device or a plurality of computer devices that communicate with the user terminal 30 through a network to provide commands, codes, files, contents, services, etc. You can.

The server 20 and the disclosure analysis information providing device 10 may be implemented in the form of a web server, database server, proxy server, etc. In addition, the server 20 and the public analysis information providing device 10 may be equipped with a network load balancing mechanism or one or more of various software that allows the server 200 to operate on the Internet or other networks. It can be implemented as a computerized system. Additionally, the network may be an http network, a private line, an intranet, or any other network.

For example, the server 20 and the public disclosure analysis information provision device 10 provide services (for example, public information analysis service, content provision service, video/voice call service) to a plurality of user terminals 30 connected through a network. , messaging service, mail service, social network service, map service, translation service, financial service, payment service, search service, etc.).

Additionally, the server 20 may include various types of servers that initiate disclosure of financial investment companies, such as the Financial Investment Association, the stock exchange, the Financial Supervisory Service, and the financial investment company homepage.

As shown in Figure 1, the disclosure analysis information providing device 10 includes a communication unit 110, a data collection unit 120, a data processing unit 130, a list providing unit 140, an information providing unit 150, and an investment analysis unit ( 160), a report generation unit 170, a service recommendation unit 180, a compliance analysis unit 190, and a database 125.

The communication unit 110 communicates with any internal component or at least one external terminal through a wired/wireless communication network. Here, wireless Internet technologies include Wireless LAN (WLAN), DLNA (Digital Living Network Alliance), Wibro (Wireless Broadband: Wibro), Wimax (World Interoperability for Microwave Access: Wimax), and HSDPA (High Speed Downlink Packet Access). ), HSUPA (High Speed Uplink Packet Access), IEEE 802.16, Long Term Evolution (LTE), LTE-A (Long Term Evolution-Advanced), Wireless Mobile Broadband Service (WMBS), etc. The communication unit 110 transmits and receives data according to at least one wireless Internet technology, including Internet technologies not listed above.

In addition, short-range communication technologies include Bluetooth, RFID (Radio Frequency Identification), Infrared Data Association (IrDA), UWB (Ultra Wideband), ZigBee, and Near Field Communication (NFC). , Ultrasound Communication (USC), Visible Light Communication (VLC), Wi-Fi, Wi-Fi Direct, etc. may be included. Additionally, wired communication technologies may include Power Line Communication (PLC), USB communication, Ethernet, serial communication, optical/coaxial cables, etc.

The data collection unit 120 collects disclosure data from at least one disclosure channel. The disclosure channel may be a home page server of a financial investment association, stock exchange, financial supervisory service, or financial investment company running on the server 20.

Specifically, the data collection unit 120 collects assets including self-disclosure, supervisory agency disclosure, media data analysis, precedent information, legal interpretation, major investment companies, legal interpretation, competition data, non-action opinion data, etc. through crawling, etc. Collect operator data.

Additionally, the data collection unit 120 further collects one of the Financial Supervisory Service's inspection and sanctions data, related legal information including precedents, and related expert information. For example, pre-collected data includes case law collection data from the Constitutional Court, Supreme Court, and Administrative Court, legal terminology data, financial investment company disclosure data, Financial Supervisory Service statutory interpretation data, Financial Supervisory Service inspection sanctions data, and Financial Supervisory Service on-site inspection data.

The data collection unit 120 collects and organizes various data (i.e., external data from the Financial Supervisory Service, the Financial Investment Association, courts, the Constitutional Court, etc., news searches, listed and unlisted investment contracts, etc.), and organizes the collected data ( Processes such as correcting errors in collected fund management-related data can be performed.

For example, the data collection unit 120 uses BeautifulSoup and urllib to crawl the asset management company's disclosure page, and Tika parser to crawl pdf and hwp files of the Financial Supervisory Service, the Financial Investment Association, courts, and the Constitutional Court, and financial statements. Processes such as file pattern analysis can be performed. In addition, as an example, we conducted a crawling test for the original trial case number in the Supreme Court case law file using the Olefile package, crawled the Supreme Court case law content using the Tika parser package, crawled the Supreme Court case law content using the Pdftotext package, and updated the final result item in the Constitutional Court content. , processes such as creating a program to crawl case numbers within the Supreme Court case law files can be performed.

The data processing unit 130 processes the public information received from the data collection unit 120 to fit a preset database format and stores it in the database 125.

The data processing unit 130 performs preprocessing necessary to change data in various formats such as web pages, PDFs, and HWPs collected in the data collection unit 120 into a set unified format and stores it in the database 125. In addition, data analytics is performed through the process of classifying and summarizing the asset management company's publicly announced data, financial, economic, and legal data, Financial Supervisory Service data, and search engine-related data. Accordingly, it can be used in machine learning solutions.

The data processing unit 130 can manage data stored in the database 125 by unifying the file format and listing file names and orders. At this time, when processing data, various data processing, analysis, and processing techniques known in the past or developed in the future may be applied.

As an example, the data processing unit 130 may perform quantitative analysis and qualitative analysis using the collected public data, generate visualization information based on the analysis results, and provide it to the user terminal 30.

When performing quantitative/qualitative analysis, the data processing unit 130 may perform analysis using various analysis algorithms or models, such as supervised learning, unsupervised learning, deep learning models, and statistical analysis techniques.

The data processing unit 130 performs data processing according to predefined items.

The list providing unit 140 periodically collects the newly processed and stored public disclosure data from the data processing unit 130 and lists the new public disclosure data to include company information and title items, and lists the new public disclosure data to include the user terminal (30) held by the financial consumer terminal. ) is provided.

In one aspect, the list providing unit 140 further lists at least one of the Financial Supervisory Service's inspection and sanctions data, related legal information including precedents, and related expert information to a financial consumer terminal, that is, a user terminal possessed by the financial consumer ( 30) is provided.

Figure 2 is an exemplary diagram of a new public data list screen according to an embodiment.

As shown in FIG. 2 , the list providing unit 140 may list newly updated public data every week to include tags, companies and organizations, titles, creation dates, and shortcut link items, and provide the list as a list.

In addition, the list providing unit 140 may list the weekly updated equity disclosures to include target companies, reporting companies and institutions, report contents, creation date, and shortcut link items and provide them as a list.

In addition, the list providing unit 140 provides weekly updated news in a list including tags, companies and institutions, titles, creation dates, and shortcut links, and lists the Financial Supervisory Service and inspection sanctions as tags, companies and institutions, and titles. , Sanctions action request date, shortcut link items are listed and provided as a list, and weekly updated precedents are listed and provided as a list including tags, companies and institutions, title, creation date, and shortcut link items. You can.

It is obvious that the list shown in FIG. 2 is only one example, and the included items or update cycle may vary.

When a selection signal for one of the public data lists provided by the public disclosure list provider 140 is input from the user terminal 30 possessed by a financial consumer, the information provision unit 150 displays a detailed page for the selected public data item. It is provided through a user terminal 30 carried by the consumer.

In an additional aspect of the present invention, the investment analysis unit 160 analyzes the financial consumer's investment propensity and interest data based on financial consumer information input from the financial consumer terminal.

The report generation unit 170 generates a report customized for financial consumers based on the content analyzed by the investment analysis unit 160.

At this time, the information providing unit 150 further provides a financial consumer customized report generated by the report generating unit 170 to the financial consumer terminal at every cycle set by the financial consumer.

The service recommendation unit 180 recommends a customized subscription service to the financial consumer according to the analysis results of the investment analysis unit 160.

The service recommendation unit 180 analyzes interest data on financial consumers' investment tendencies or areas of interest, and recommends a subscription service that provides reports at a longer period for consumers with a goal of investing in long-term investments, and recommends a subscription service for consumers with a goal of short-term investment. For aggressive investors, we recommend a subscription service that provides reports at relatively short intervals.

In other words, financial consumers' satisfaction with service use can be increased by recommending customized subscription services that fit their investment tendencies.

The report generation unit 170 generates a report customized for the financial consumer according to the period information, collected company information, and report inclusion details included in the subscription service corresponding to the subscription service selected by the financial consumer, and the information provision unit 150 The financial consumer customized report generated by the report generation unit 170 is delivered to the user terminal 30 possessed by the financial consumer in a manner corresponding to the subscription service selected by the financial consumer.

In one embodiment, the report generator 170 includes a technical configuration that allows financial consumers to customize a report in a desired format.

For example, the information provision unit 150 may provide the generated financial consumer customized report through a chat app, send it by email of the financial consumer's account, or provide it in the form of a message to the user terminal 30 owned by the financial consumer. there is.

When the information providing unit 150 receives financial investment company information from the user terminal 30 possessed by a financial consumer, the information providing unit 150 provides detailed information on the financial investment company-related public disclosure data received among the public disclosure data processed and stored in the data processing unit 130. The page is provided to the user terminal 30 held by the financial consumer.

That is, the data collection unit 120 collects equity disclosure details from the stock exchange server, and the information provision unit 150 further provides the collected equity disclosure details information to the user terminal 30 possessed by the financial consumer.

When the information providing unit 150 receives information on a financial investment company from a financial consumer terminal, the information providing unit 150 reminds the data processing unit 130 of a detailed page on the legal information related to the financial investment company received among the relevant legal information including precedents processed and stored. Provided as a financial consumer terminal.

Through this periodic provision of information, for example, there are sanctions from the Financial Services Commission, but personal information is lost due to management companies that are passive in disclosing information, such as late disclosure on the company website, late disclosure after confirmation of the filing of a lawsuit, or poor disclosure of information. Damage to investors can be minimized.

In an additional aspect, the service recommendation unit 180 according to one embodiment may recommend an asset management company or an investment product being operated by the asset management company based on the investment propensity of the financial consumer according to the analysis results from the investment analysis unit 160. Can provide recommendations.

The service recommendation unit 180 can objectively evaluate operational stability based on collected public information and law-related information and perform analysis on at least one asset management company and management product.

In other words, it is possible to score and recommend investment companies and investment products according to the investment propensity of financial consumer investors. At this time, the scoring process is interpreted to encompass a series of processes that establish objective standards by indexing and analyzing the investment propensity of financial consumers, and then calculate scores according to the matching ratio with financial consumers. For example, depending on whether the investment tendency is aggressive or stable, it can be decided whether to recommend an investment company and product that operates a fund with a high proportion of stock products or an investment company and product that operates a fund with a high proportion of bond products. .

Furthermore, it can reflect the financial consumer's existing investment history and recommend investment companies and products that are efficient for diversified investment. For example, investment products and investment companies in bio stocks or art-related fields can be recommended to financial consumers who are heavily invested in technology stocks.

The compliance analysis unit 190 sets customized compliance for each investment company based on the information collected by the data collection unit 120, monitors compliance with the set compliance, and generates a compliance analysis report.

The compliance analysis unit 190 sets customized compliance applicable to each investment company. It can also check compliance, provide a corresponding URL, and automatically generate an analysis report on compliance.

The financial consumer customized disclosure analysis information provision system 10 according to one embodiment not only provides customized services to consumers, but also enhances customized subscription services through analysis of financial consumers' investment propensity and interest data, and provides financial product sales companies, etc. It includes a data provision solution and further provides a corporate diagnosis service that diagnoses compliance-friendly companies regarding the company's current compliance level through the obtained data.

The compliance analysis unit 190 provides quantitative data including items such as mezzanine list, cancellation status, and trust asset list, as well as information on management cautions from the Financial Supervisory Service, information on non-actions by the Financial Supervisory Service, information on sanctions from the Financial Supervisory Service, and information on precedents from the courts and the Constitutional Court. , it is possible to provide a checklist for multiple items including qualitative data such as financial investment cooperative construction disclosure information. Checklist may refer to checklist items for internal control risk management. The checklist may include information such as related laws, underlying laws, and compliance for each of the plurality of check item data.

When a user selection of a checklist item is made, the compliance analysis unit 190 can display a checklist containing a plurality of check item data already generated to check compliance with all laws and regulations on the screen of the user terminal 30. there is. Here, various laws and regulations may refer to information including laws (laws and orders), rules, and internal control standards. Accordingly, it may be possible to confirm information related to all laws and regulations related to fund management and check compliance with all laws.

By further reflecting the analysis of the input items in the checklist of the compliance analysis unit 190, it can be used as an evaluation factor to score and recommend investment companies and investment products according to the investment propensity of financial consumer investors.

The information provision unit 150 may visualize and provide the monitoring results of the compliance analysis unit 190, provide a legal checklist, and provide compliance diagnosis services, advance prediction services, and financial consumer law response solutions.

Figures 3 to 16 are exemplary diagrams of user interface screens provided by a financial consumer customized disclosure analysis information provision service according to an embodiment.

According to one embodiment, a financial consumer customized disclosure analysis information providing device provides information for each major disclosure content of a financial investment company, as shown in FIG. 3 . In other words, it provides a menu selection screen that includes content such as financial investment companies, asset managers, rulings, open precedents, reports, and legal interpretation.

Additionally, as shown in FIG. 4, a screen for selecting a financial investment company can be provided, and information can be provided for each selected financial investment company. When one financial investment company is clicked on the financial investment company selection screen of FIG. 4, detailed information as shown in FIG. 5 is provided.

Additionally, stock exchange equity disclosure information is provided as shown in FIG. 6, and when the relevant content is selected on the screen in FIG. 6, the selected equity disclosure details are further provided.

In addition, Supreme Court decision information is provided as shown in FIG. 7, and when one of the decisions is selected on the screen in FIG. 7, details of providing decision information are provided as shown in FIG. 8. At this time, the judgment information can be classified and searched by financial investment company.

And, as shown in Figure 9, when one is selected from the information provision screen such as the interpretation of the laws and regulations of the Financial Supervisory Service, a screen with detailed information on the interpretation of the corresponding laws is provided.

In addition, as shown in Figure 10, information provided by the Financial Investment Association is provided on a regular basis, and as shown in Figure 11, a screen providing information such as details of sanctions by the Financial Supervisory Service is provided. If you select one from the Financial Supervisory Service sanctions list in Figure 11, a screen providing detailed information is displayed. Additionally, as shown in Figure 12, it includes a function to provide related news information for each financial company.

Figure 13 is an example diagram of a financial company-related keyword input screen.

In the screen of Figure 13, by entering a financial company name through a keyword search or selecting one from the financial company image list, you can clearly check the relevant financial company information.

As shown in Figure 14, when a specific financial company is selected, key information about the financial company is provided, such as the company overview (a), laws related to the company (b), executives, sales company proportion (c), and financial information (d).

In addition, as shown in Figure 15, it is possible to further provide information on the investment company in question (b), including website disclosure contents (a), equity disclosures, regular disclosures by KRWs, and sanctions details, and related rulings or news information (c).

In addition, as shown in (a) to (d) of Figure 16, equity disclosure, sanctions details, rulings, and website disclosures can be provided for each company. That is, the screen of FIG. 16 can provide integrated information on all financial companies, or it can also extract and provide information on at least one financial investment company selected by the user terminal 30.

Figure 17 is a flowchart of a method of providing disclosure analysis information customized to financial consumers according to an embodiment of the present invention.

A method of providing disclosure analysis information tailored to financial consumers according to an embodiment collects disclosure data from at least one disclosure channel (S200).

At this time, the data collection stage further collects one of the following: the Financial Supervisory Service's inspection and sanctions data, relevant legal information including precedents, and related expert information.

Then, the public data received in the data collection stage is processed and stored according to the preset database format (S210).

Afterwards, in the data processing stage, the newly processed and stored public disclosure information is periodically collected, the new public disclosure data is cataloged to include company information and title items, and provided to the financial consumer terminal (S220).

At this time, in the list provision step, at least one of the Financial Supervisory Service's inspection and sanctions data, related legal information including precedents, and related expert information is further listed and provided to the financial consumer terminal.

And when a selection signal for one of the public data lists provided in the public disclosure list provision step is input from the financial consumer terminal (S230), a detailed page for the selected public data item is provided to the financial consumer terminal (S240).

In an additional aspect of the present invention, the financial consumer's investment propensity and interest data are analyzed based on financial consumer information input from the financial consumer terminal (S250).

And in the investment analysis stage, a customized subscription service is recommended to the financial consumer according to the analysis results (260).

Afterwards, a customized report for financial consumers is generated based on the information analyzed in the investment analysis stage (S270). In addition, the financial consumer customized report generated in the report generation stage is provided to the financial consumer terminal at every cycle set by the financial consumer.

At this time, the report generation stage generates a customized report for the financial consumer based on the periodic information, collected company information, and report inclusion details included in the subscription service corresponding to the subscription service selected by the financial consumer. In this way, the report generated in the report generation step is delivered to the financial consumer terminal.

Additionally, based on the information collected in the data collection stage, customized compliance is set for each investment company, and compliance with the set compliance is monitored to generate a compliance analysis report (S280).

The above-described method may be implemented as an application or in the form of program instructions that can be executed through various computer components and recorded on a computer-readable recording medium. The computer-readable recording medium may include program instructions, data files, data structures, etc., singly or in combination.

The program instructions recorded on the computer-readable recording medium may be specially designed and configured for the present invention, or may be known and usable by those skilled in the computer software field.

Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks and magnetic tapes, optical recording media such as CD-ROMs and DVDs, and magneto-optical media such as floptical disks. media), and hardware devices specifically configured to store and perform program instructions, such as ROM, RAM, flash memory, etc.

Examples of program instructions include not only machine language code such as that created by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like. The hardware device may be configured to operate as one or more software modules to perform processing according to the invention and vice versa.

Although the above has been described with reference to embodiments, those skilled in the art will understand that various modifications and changes can be made to the present invention without departing from the spirit and scope of the present invention as set forth in the following patent claims. You will be able to.

10: Disclosure analysis information provision device 20: Server
30: User terminal 110: Communication department
120: data collection unit 130: data processing unit
140: list provision unit 150: information provision unit
160: Investment analysis department 170: Report generation department
180: Service recommendation department 190: Compliance analysis department

Claims (13)

a data collection unit that collects disclosure data from at least one disclosure channel;
a data processing unit that processes and stores the public data collected by the data collection unit to fit a preset database format;
a list providing unit that periodically collects newly processed and stored public disclosure data from the data processing unit, catalogs the new public disclosure data to include company information and title items, and provides the new public disclosure data to a financial consumer terminal;
an information providing unit that provides a detailed page for the selected public data item to the financial consumer terminal when a selection signal for one of the public data lists provided by the list providing section is input from the financial consumer terminal;
an investment analysis unit that analyzes financial consumer investment propensity and interest data based on financial consumer information received from the financial consumer terminal;
a report generation unit that generates a customized report for financial consumers based on the content analyzed by the investment analysis unit; and
A service recommendation unit that recommends a customized subscription service to the financial consumer according to the analysis results of the investment analysis unit,
The report generation unit,
Generates a customized report for financial consumers based on the period information, collected company information, and report inclusion details included in the subscription service corresponding to the subscription service selected by the financial consumer,
The information provision department said,
Delivering the report generated by the report generation unit to the financial consumer terminal in a manner corresponding to the subscription service selected by the financial consumer,
The data collection department said,
Collect more relevant legal information, including inspection and sanctions data from the Financial Supervisory Service and precedents, and relevant expert information;
The list providing department,
Further listing the Financial Supervisory Service's inspection and sanctions data, related legal information including precedents, and related expert information and providing them to the financial consumer terminal,
Every week, new and updated public data is listed to include tags, companies and institutions, titles, writing, and shortcut link items, and is provided to the financial consumer terminal as a list,
The weekly updated equity disclosures are provided to the financial consumer terminal as a list including target companies, reporting companies and institutions, report contents, creation, and shortcut link items,
The information provision department said,
Provides a financial consumer customized report generated by the report generation unit to the financial consumer terminal at every cycle set by the financial consumer,
The data collection department said,
Collect equity disclosure details from stock exchange servers,
The information provision department said,
The collected equity disclosure information is provided to the financial consumer terminal,
The service recommendation department,
Through analysis of interest data on the investment tendencies and areas of interest of financial consumers, a subscription service that provides reports at pre-set intervals is recommended for consumers with long-term investment purposes, and for consumers with short-term investment purposes, a subscription service is recommended. A disclosure analysis information provision device tailored to financial consumers, characterized in that it recommends a subscription service that provides reports at a different preset cycle shorter than the above cycle.
delete delete delete According to claim 1,
A compliance analysis unit that sets customized compliance for each investment company based on the content collected by the data collection unit, monitors compliance with the set compliance, and generates a compliance analysis report; A device that provides customized disclosure analysis information to financial consumers.
According to claim 1,
The information provision department said,
When financial investment company information is input from the financial consumer terminal,
A disclosure analysis information provision device tailored to financial consumers that provides a detailed page for disclosure data related to a financial investment company received among the disclosure data processed and stored in the data processing unit to the financial consumer terminal.
delete According to claim 6,
The information provider said,
When financial investment company information is input from the financial consumer terminal,
A disclosure analysis information provision device tailored to financial consumers that provides a detailed page on legal information related to financial investment companies input among related legal information, including precedents processed and stored in the data processing unit, to the financial consumer terminal.
A data collection step of collecting disclosure data from at least one disclosure channel;
A data processing step of processing and storing the public data collected in the data collection step to fit a preset database format;
A list providing step of periodically collecting newly processed and stored public disclosure information in the data processing step, listing the new public disclosure data to include company information and title items, and providing the new public disclosure data to a financial consumer terminal;
An information provision step of providing a detailed page for the selected public data item to the financial consumer terminal when a selection signal for one of the public data lists provided in the list providing step is input from the financial consumer terminal;
An investment analysis step of analyzing investment propensity and interest data of financial consumers based on financial consumer information received from the financial consumer terminal;
A report generation step of generating a customized report for financial consumers based on the information analyzed in the investment analysis step; and
In the investment analysis step, a service recommendation step is provided to recommend a customized subscription service to the financial consumer according to the analysis results,
The report generation step is,
Generates a customized report for financial consumers according to the period information, collected company information, and report inclusion details included in the subscription service corresponding to the subscription service selected by the financial consumer,
The information provision step is,
The report generated in the report generation step is delivered to the financial consumer terminal in a manner corresponding to the subscription service selected by the financial consumer,
The data collection step is,
Collect more relevant legal information, including inspection and sanctions data from the Financial Supervisory Service, precedents, and relevant expert information;
The list providing step is,
A process of further listing the Financial Supervisory Service's inspection and sanctions data, related legal information including precedents, and related expert information and providing them to the financial consumer terminal;
A process of listing new and updated public data every week to include tags, companies and institutions, titles, writing, and shortcut link items and providing them to the financial consumer terminal as a list; and
It includes the process of listing weekly updated equity disclosures including target companies, reporting companies and institutions, report contents, creation, and shortcut link items and providing them to the financial consumer terminal as a list,
The information provision step is,
Provides a financial consumer customized report generated in the report generation step to the financial consumer terminal at every cycle set by the financial consumer,
The data collection step is,
Collects equity disclosure details from stock exchange servers,
The information provision step is,
The collected equity disclosure information is provided to the financial consumer terminal,
The service recommendation step is,
Through analysis of interest data on the investment tendencies and areas of interest of financial consumers, a subscription service that provides reports at pre-set intervals is recommended for consumers with long-term investment purposes, and for consumers with short-term investment purposes, a subscription service is recommended. A method of providing customized disclosure analysis information to financial consumers, characterized in that it recommends a subscription service that provides reports at a different preset cycle shorter than the above cycle.
delete delete delete According to clause 9,
A compliance analysis step of setting customized compliance for each investment company based on the information collected in the data collection step, monitoring compliance with the set compliance, and generating a compliance analysis report; Method of providing customized disclosure analysis information to financial consumers.