KR102662344B1 - Electronic device and method for supporting payment thereof - Google Patents

Abstract

A payment support method for an electronic device is provided. The payment support method includes providing a user terminal with a first list including at least one selectable delivery option related to delivery of an item; Confirming the delivery option selected from the user terminal based on the first list; and providing a second list indicating at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option to the user terminal.

Description

Electronic device and its payment support method {ELECTRONIC DEVICE AND METHOD FOR SUPPORTING PAYMENT THEREOF}

The present disclosure relates to an electronic device and payment support method for providing payment options for items that a user can select, corresponding to order information and delivery method.

As services for delivering items through smartphone applications become popular, competition among services is very fierce. In order to provide competitive services in this situation, it is necessary to provide various payment options. In other words, in addition to general card payment, point payment, or account payment, there is a need to provide various payment options to improve user convenience.

However, these unusual payment options may have more restrictions than general payment options. If these limitations are not properly handled, major problems may arise in service operation, so there is a need to properly resolve them.

In relation to this, prior literature such as KR10-2022-0006890A1 may be referred to.

The disclosed embodiments seek to provide an electronic device and a payment support method thereof. Specifically, it provides a variety of item payment options for users to choose from, allows users to check whether an item payment option can be selected according to order information and delivery method, and can encompass restrictions due to heterogeneous payment options. The purpose is to provide a payment support method.

The technical challenges that this embodiment aims to achieve are not limited to the technical challenges described above, and other technical challenges can be inferred from the following embodiments.

One aspect of the present disclosure provides a payment support method for an electronic device, comprising: providing a user terminal with a first list including at least one selectable delivery option related to delivery of an item; Confirming the delivery option selected from the user terminal based on the first list; and providing a second list representing at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option to the user terminal. A payment support method comprising a. can be provided.

In one embodiment of the present disclosure, the step of providing the second list to the user terminal is based on at least some of the order information, the type information of the selected delivery option, and user information, and the first list is one of the payment options. 1. Checking whether the selection of payment options is limited; and providing the second list including the deactivated first payment option to the user terminal when the selection of the first payment option is limited.

In addition, in one embodiment of the present disclosure, the step of checking whether the selection of the first payment option is restricted includes determining whether the type information of the selected delivery option corresponds to type information to which the first payment option can be applied. By checking whether the first payment option is restricted, it is possible to provide a payment support method that checks whether the selection of the first payment option is restricted.

In addition, in one embodiment of the present disclosure, the step of checking whether the selection of the first payment option is restricted includes selecting the first payment option based on at least some of the order amount information and shipping cost information included in the order information. A payment support method may be provided to determine whether selection is limited.

In addition, in one embodiment of the present disclosure, the step of checking whether the selection of the first payment option is limited includes determining whether the selection of the first payment option is limited based on the bundle information included in the order information. A payment support method may be provided.

In addition, in one embodiment of the present disclosure, the step of checking whether the selection of the first payment option is restricted includes determining whether the selection of the first payment option is restricted based on restriction information included in the user information. A payment support method may be provided.

In addition, in one embodiment of the present disclosure, the step of providing the second list to the user terminal includes providing a first message indicating that the first payment option is deactivated to the user terminal along with the second list. Support methods can be provided.

In addition, in one embodiment of the present disclosure, a payment support method is provided, which provides the user terminal with a second message based on at least part of the information on why selection of the first payment option is restricted, along with the first message. You can.

In addition, in an embodiment of the present disclosure, when there are multiple reasons for restricting the selection of the first payment option, the second message is selected based on set priority information and provides the second message based on at least some of the reason information. Payment support methods may be provided.

Additionally, in one embodiment of the present disclosure, a payment support method may be provided that includes guidance information for guiding the user to adjust at least some of the order information and the selected delivery option so that the option can be used.

In addition, in one embodiment of the present disclosure, a payment support method may be provided, further comprising providing a third list indicating information about the item to the user terminal based on the order information.

In addition, in one embodiment of the present disclosure, the step of providing the third list to the user terminal limits the selection of the first payment option based on at least a portion corresponding to at least some of the items among the order information. If it is confirmed that this is the case, a payment support method may be provided in which a third message indicating that the user's selection of the first payment option is limited by at least some of the items is provided to the user terminal along with the third list. .

Additionally, in one embodiment of the present disclosure, the first payment option may provide a payment support method related to payment upon receipt of the item.

Additionally, in an embodiment of the present disclosure, when selection of the first payment option and order progress are confirmed from the user terminal based on the second list, information indicating that the order has been completed without a separate payment by the user at that point in time. A payment support method may be provided, further comprising providing a fourth message including to the user terminal.

In addition, in one embodiment of the present disclosure, when a request for status information for the item is confirmed from the user terminal, a fifth message containing status information having a format specified for the first payment option is provided to the user terminal. A payment support method may be provided that further includes steps.

In addition, in one embodiment of the present disclosure, a payment support method may be provided, further comprising obtaining collection information from a recipient terminal corresponding to the delivery option selected from the user terminal.

Another aspect of the present disclosure is an electronic device that provides a method for supporting an item payment method, comprising: a transceiver; One or more processors; and storage for storing one or more instructions executed by the one or more processors, wherein the one or more processors provide the user terminal with a first list including at least one selectable delivery option related to delivery of the item, and , Confirms the delivery option selected from the user terminal based on the first list, and indicates at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option. 2 An electronic device that provides a list to the user terminal can be provided.

Another aspect of the present disclosure may provide a computer-readable non-transitory recording medium on which a program for executing the above-described information provision method on a computer is recorded.

Specific details of other embodiments are included in the detailed description and drawings.

If you follow the proposed embodiment, one or more of the following effects can be expected.

According to the embodiments of the present specification, it is possible to provide a comprehensive payment support method that can overcome limitations caused by heterogeneous payment options.

In addition, according to an embodiment of the present specification, convenience in selecting a payment option can be improved by informing the user which of the choices made in relation to the order constitutes a limitation on the payment option.

In addition, according to an embodiment of the present specification, the user experience can be improved by promoting the use of the payment option by providing a method through the user terminal for the user to avoid restrictions related to the payment option.

The effect of the invention is not limited to the effects mentioned above, and other effects not mentioned will be clearly understood by those skilled in the art from the description of the claims.

1 shows a system supporting payment according to one embodiment.
FIG. 2 is a flowchart illustrating a payment support method according to an embodiment in the relationship between an electronic device and a user terminal.
Figure 3 shows an example of a first list related to delivery options of a payment support method according to an embodiment.
Figure 4 shows an example of a second list related to payment options of a payment support method according to an embodiment.
Figure 5 shows an example of a first message and a second message related to a payment option of a payment support method according to an embodiment.
Figure 6 shows an example of a second message including a plurality of reason information in a payment support method according to an embodiment.
Figure 7 shows an example of a second message including guidance information in a payment support method according to an embodiment.
Figure 8 shows an example of a third list and a third message related to item information of a payment support method according to an embodiment.
Figure 9 shows a block diagram of an electronic device according to an embodiment.

The terms used in the embodiments are general terms that are currently widely used as much as possible while considering the functions in the present disclosure, but this may vary depending on the intention or precedent of a person working in the art, the emergence of new technology, etc. In addition, in certain cases, there are terms arbitrarily selected by the applicant, and in this case, the meaning will be described in detail in the relevant description. Therefore, the terms used in this disclosure should be defined based on the meaning of the term and the overall content of this disclosure, rather than simply the name of the term.

When it is said that a part "includes" a certain element throughout the specification, this means that, unless specifically stated to the contrary, it does not exclude other elements but may further include other elements.

The expression “at least one of a, b, and c” used throughout the specification means ‘a alone’, ‘b alone’, ‘c alone’, ‘a and b’, ‘a and c’, ‘b and c ', or 'all of a, b, and c'.

The “terminal” mentioned below may be implemented as a computer or portable terminal that can connect to a server or other terminal through a network. Here, the computer includes, for example, a laptop, desktop, laptop, etc. equipped with a web browser, and the portable terminal is, for example, a wireless communication device that guarantees portability and mobility. , all types of communication-based terminals such as IMT (International Mobile Telecommunication), CDMA (Code Division Multiple Access), W-CDMA (W-Code Division Multiple Access), and LTE (Long Term Evolution), smartphones, tablet PCs, etc. It may include a handheld-based wireless communication device.

Below, with reference to the attached drawings, embodiments of the present disclosure will be described in detail so that those skilled in the art can easily practice them. However, the present disclosure may be implemented in many different forms and is not limited to the embodiments described herein.

Hereinafter, embodiments of the present disclosure will be described in detail with reference to the drawings.

1 shows a system supporting payment according to one embodiment.

Referring to FIG. 1 , the system may include at least one of an electronic device 100, one or more user terminals 110, 120, and 130, and a network 140. Meanwhile, the system shown in FIG. 1 shows components related to this embodiment. Accordingly, those skilled in the art can understand that other general-purpose components may be included in addition to the components shown in FIG. 1. For convenience of explanation, hereinafter, one of the user terminals 110, 120, and 130 and the electronic device 100 communicate to perform a payment support method according to an embodiment of the present invention. Let us explain based on the case.

The electronic device 100 is a device that configures and provides various information. The electronic device 100 may operate as a server by providing configured information in the form of a web page or application screen, or by providing information in a form that can be displayed in a web page or application screen on a receiving terminal.

FIG. 2 is a flowchart illustrating a payment support method according to an embodiment in the relationship between an electronic device and a user terminal.

In step S210, a first list including at least one selectable delivery option related to delivery of an item may be provided to the user terminal 110. In step S220, the delivery option selected from the user terminal 110 can be confirmed based on the first list. In step S230, a second list indicating at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option may be provided to the user terminal 110. Below, each step will be described in more detail.

According to one embodiment, before steps S210 to S230, order information and a checkout request for an item to be purchased by the user may be transmitted to the electronic device 100 through the user terminal 110. At this time, as at least part of the checkout page, the electronic device 100 may provide the user terminal 110 with a first list including at least one selectable delivery option, where the delivery option is general delivery. This may include delivery via Won, express delivery, delivery to a designated pick-up location, etc. Here, delivery to the designated pick-up location may mean delivery to a designated pick-up location pre-designated by the user and where an agent can receive the product on behalf of the user. For example, the designated pick-up location may include a convenience store. Refer to FIG. 3 to see an example of such a first list.

Figure 3 shows an example of a user interface related to a payment support method according to an embodiment.

In Figure 3, for convenience of explanation, only delivery through a delivery person and delivery to a pick-up location designated as a convenience store are shown. According to one embodiment, the user may select a delivery option based on the first list provided to the user terminal 110. That is, you will be able to select one of several shipping options and click the edit button to set the shipping address for that shipping option.

According to one embodiment, the electronic device 100 may provide the second list to the user terminal 110. The second list may include, for example, general payment options such as card payment, account payment, point payment, and payment through a pay service, as well as payment options with slightly different payment processes, such as payment upon receipt of the item. Payment upon receipt of an item may mean paying for the item with cash or card when receiving the item through a delivery person or through an agent at a designated pick-up location. This method is also known as the Cash on Delivery (COD) method. Refer to FIG. 4 to see an example of such a second list.

Figure 4 shows an example of a second list related to payment options of a payment support method according to an embodiment.

In Figure 4, for convenience of explanation, only card payment, payment through pay service, and payment upon receipt are shown. According to one embodiment, the user may select a payment option based on the second list provided to the user terminal 110. In the second list in FIG. 4, Cash on Delivery is shown as an example of payment upon receipt. Even though it is displayed as such, it is clear that payment by other means such as a card is also possible in addition to cash payment upon receipt.

According to one embodiment, the first list and the second list may be provided simultaneously on the same page on an application or website, for example, a checkout page, through the user terminal 110.

According to one embodiment, when providing the second list to the user terminal 110, it is checked whether the selection of a predetermined first payment option is restricted, and if the selection of the first payment option is restricted, the deactivated first payment option is checked. A second list including payment options may be provided. At this time, whether the selection of the first payment option is restricted depends on order information obtained before providing the first list and the second list to the user terminal 110, and information on the type of delivery option selected through the user terminal 110. and may be confirmed based on at least some of the user information.

Below, for convenience of explanation, the case where the first payment option is payment upon receipt will be described. It is clear that other payment methods can operate similarly to the following, with only the details being different.

As an example, it can be confirmed whether the selection of the first payment option is restricted based on order information. According to one embodiment, when the order amount is more than a set threshold amount, selection of the first payment option may be restricted. For another example, if the ordered item belongs to a certain bundle, the selection of the first payment option may be limited. For another example, if the shipping fee for the item is free, the selection of the first payment option may be limited. It is obvious that these limiting conditions can be changed depending on operational needs.

According to one embodiment, it is possible to check whether the selection of the first payment option is restricted based on user information. That is, it can be determined whether the selection of the first payment option is restricted based on the restriction information included in the user information. Restriction information can be set for a user if the operator determines that the user is a malicious user based on the user's order history information, etc. Through this, problems such as habitual no-shows after ordering can be prevented.

According to one embodiment, it is possible to check whether the selection of the first payment option is restricted based on type information of the selected delivery option. For example, it may be assumed that the delivery option through a general delivery service is selected, but the location is an area that does not support payment upon receipt. Alternatively, it may be assumed that the time when the user wants to receive the item is not within the delivery time of the delivery company that supports payment upon receipt, and the item is delivered by a delivery company that does not support payment upon receipt. This same situation can be similarly assumed for delivery to a designated pick-up location. For example, when convenience store delivery is selected, it may be assumed that the convenience store operator does not support payment upon receipt. Based on type information including information for each such case, it can be confirmed whether the selection of the first payment option is restricted.

According to one embodiment, at the same time that the first payment option is deactivated on the second list, a first message indicating that the first payment option is deactivated may be provided to the user terminal 110. Additionally, this first message may be provided together with the second message. Here, the second message may be based on at least part of the information on why selection of the first payment option is restricted. For example, if the order amount is below a set threshold and the first payment option cannot be selected, a second message containing the same content is sent together with the first message containing the content that the selection of the first payment option is restricted. It can be provided to the user terminal 110. Please refer to FIG. 5 to see an example of this.

Figure 5 shows an example of a first message and a second message related to a payment option of a payment support method according to an embodiment.

According to one embodiment, as shown in FIG. 5, the selection icon of the first payment option in the second list may be deactivated, and the first message 111 and the second message 112 may be displayed at the bottom thereof. That is, the first message 111 may display “COD is a limited order.” The second message 112 may display “Available for orders of $490 or more.” In Figure 5, the first and second messages 111 and 112 are displayed along with the second list, but it is obvious that an embodiment in which the first and second messages are displayed in a pop-up can also be possible in another way, according to one example. will be.

According to one embodiment, when there are multiple reasons why selection of the first payment option is restricted, the second message may be confirmed based on at least some of the reason information selected based on set priority information. As an example, among a plurality of reasons, reason information with a high priority may be included in the second message. For example, if the user information includes restriction information and the order amount is below a threshold, the second message may include the higher priority of the two, for example, that the user information includes restriction information. Additionally, if there are multiple reasons having the same priority, all of the corresponding reason information may be included in the second message. Please refer to FIG. 6 for an example of this.

Figure 6 shows an example of a second message including a plurality of reason information in a payment support method according to an embodiment.

For example, the priority of the reason information is that the user information corresponds to restricted information, and the highest priority is given when the shipping fee is free/the item is bundled/the order amount is above a threshold/by a delivery company that does not support payment upon receipt. Assuming that this is the second and third delivery, and the fourth is delivery by a convenience store operator that does not support payment upon receipt, the second priority item is included in the bundle product. In this case, if the delivery fee is free and the selection of the first payment option is restricted because the order amount is more than a threshold amount, all three reason information 113 may be displayed as shown in FIG. 6.

According to one embodiment, the second message may include guidance information for guiding the user to adjust at least some of the order information and delivery options so that the user can use the first payment option, according to the reason information. In other words, if delivery is made by a delivery company that does not support payment upon receipt due to the user's pickup time or delivery address settings, it may include guidance information that allows the user to change the pickup time or delivery address settings. Additionally, if the delivery option selected by the user does not support payment upon receipt, guidance information recommending that the user change the delivery option may be included. Please refer to FIG. 7 to confirm such an embodiment.

Figure 7 shows an example of a second message including guidance information in a payment support method according to an embodiment.

7 shows that the user selects convenience store pickup on the first list, but the operator of the designated convenience store does not support payment upon pickup, or payment upon pickup at the convenience store is not selectable for other reasons, and when another convenience store nearby is selected, pickup is received. This shows an example of the second message when city payment is optional. By providing such a second message to the user terminal 110, it is possible to support the user to easily use payment upon receipt.

According to one embodiment, the electronic device 100 may provide the user terminal 110 with a third list indicating item information based on order information. The third list may be in the form of a list including the name and quantity of the item selected by the user. Additionally, the third list may be provided on the checkout page along with the first and second lists.

According to one embodiment, when the selection of the first payment option is limited by at least some of the items selected by the user, the electronic device 100 sends a third message containing such content along with the third list to the user. It can be provided to the terminal 110. Please refer to FIG. 8 to confirm such an embodiment.

Figure 8 shows an example of a third list and a third message related to item information of a payment support method according to an embodiment.

As an example, as shown in Figure 8, assume that a user orders an anion hair dryer, a fruit-scented hair essence, and a water pot for pasta, but orders the anion hair dryer and a fruit-scented hair essence as a bundle product. At this time, the third list may display such items as a list, and since the negative ion hair dryer and fruit-scented hair essence were purchased as a bundle, payment upon receipt may not be possible due to the selection of the products. Such information can be provided to the user terminal 110 like the third message 114 of FIG. 8.

The above first to third messages may be provided even when the first payment option is not selected. For example, even when the second payment option is selected, if the user has previously paid through the first payment option, the first to third messages may be provided through the above process.

According to one embodiment, when selection of the first payment option and order progress are confirmed from the user terminal 110, the electronic device 100 provides information indicating that the order has been completed without a separate payment by the user at that time. A fourth message containing the message may be provided to the user terminal 110. The fourth message, according to one embodiment, may be included in the payment completion page and may have a specified format for payment upon receipt, which may include an option different from the first payment option, for example, a second payment such as a card payment. It may be different from the option format. For example, in the case of the second payment option, a message indicating that the order has been completed in a format including payment completion and payment amount may be provided to the user terminal 110, but in the case of the first payment option, the above As described above, a message may be provided to the user terminal 110 in a format that does not include payment-related content.

According to one embodiment, when a request for status information for an item is confirmed from the user terminal 110, a fifth message containing status information having a format specified for the first payment option may be provided to the user terminal 110. there is. That is, when a user is curious about the delivery status of an item and requests status information about the item through the user terminal 110, the status information can be provided to the user through the delivery status page of the user terminal 110. At this time, in the case of the first payment option, unlike other payment options, payment is not made at the time of ordering, but upon receipt, so the first stage of the item's status information is the payment completion stage, while other payment options correspond to the payment completion stage. , In the case of the first payment option, it may correspond to the order completion stage.

According to one embodiment, in order to complete the payment process according to the first payment option, the electronic device 100 may obtain collection information from the recipient terminal corresponding to the selected delivery option. For example, in the case of delivery through a general delivery person, collection information indicating that payment for the order has been completed may be input into the electronic device 100 from the delivery person's terminal, and in the case of convenience store pickup delivery, from the convenience store employee terminal, and accordingly, The electronic device 100 may complete the payment process. In this case, the electronic device 100 may have transmitted a message containing information about the amount to be paid to the receiver's terminal. Of course, it is clear that, unlike this, an embodiment in which the service is provided through overall settlement with a delivery company or convenience store operator without a separate procedure to obtain and confirm collection information is also possible.

Figure 9 shows a block diagram of an electronic device according to an embodiment.

According to one embodiment, the electronic device 100 may include a storage 102 and a processor 103. The electronic device 100 shown in FIG. 9 shows components related to this embodiment. Accordingly, those skilled in the art can understand that other general-purpose components may be included in addition to the components shown in FIG. 9. In one embodiment, the processor 103 may be included in a controller.

The processor 103 can control the overall operation of the electronic device 100 and process data and signals. The processor 103 may be comprised of at least one hardware unit. Additionally, the processor 103 may operate by one or more software modules generated by executing program code stored in the storage 102. The processor 103 may include storage 102, and the processor 103 executes the program code stored in the storage 102 to control the overall operation of the electronic device 100 and process data and signals. You can.

The processor 103 provides a first list including at least one selectable delivery option related to delivery of an item to the user terminal, confirms the delivery option selected from the user terminal based on the first list, and places an order for the item. A second list indicating at least one selectable payment option determined based on at least one of information and type information of the selected delivery option may be provided to the user terminal.

Depending on the embodiment, the electronic device 100 may additionally include a transceiver 101 for performing wired/wireless communication. The electronic device 100 can communicate with an external electronic device using the transceiver 101. The external electronic device may be a terminal or server. In addition, communication technologies used by the transceiver 101 include GSM (Global System for Mobile communication), CDMA (Code Division Multi Access), LTE (Long Term Evolution), 5G, WLAN (Wireless LAN), and Wi-Fi (Wireless-Fidelity). ), Bluetooth??, RFID (Radio Frequency Identification), Infrared Data Association (IrDA), ZigBee, NFC (Near Field Communication), etc.

Electronic devices according to the above-described embodiments include a processor, memory for storing and executing program data, permanent storage such as a disk drive, a communication port for communicating with an external device, a touch panel, keys, buttons, etc. It may include the same user interface device, etc. Methods implemented as software modules or algorithms may be stored on a computer-readable recording medium as computer-readable codes or program instructions executable on the processor. Here, computer-readable recording media include magnetic storage media (e.g., ROM (read-only memory), RAM (random-access memory), floppy disk, hard disk, etc.) and optical read media (e.g., CD-ROM). ), DVD (Digital Versatile Disc), etc. The computer-readable recording medium is distributed among networked computer systems, so that computer-readable code can be stored and executed in a distributed manner. The media may be readable by a computer, stored in memory, and executed by a processor.

This embodiment can be represented by functional block configurations and various processing steps. These functional blocks may be implemented in various numbers of hardware or/and software configurations that execute specific functions. For example, embodiments include integrated circuit configurations such as memory, processing, logic, look-up tables, etc. that can execute various functions under the control of one or more microprocessors or other control devices. can be hired. Similar to how the components can be implemented as software programming or software elements, the present embodiments include various algorithms implemented as combinations of data structures, processes, routines or other programming constructs, such as C, C++, Java ( It can be implemented in a programming or scripting language such as Java), assembler, etc. Functional aspects may be implemented as algorithms running on one or more processors. Additionally, this embodiment may employ conventional technologies for electronic environment settings, signal processing, and/or data processing. Terms such as “mechanism,” “element,” “means,” and “configuration” may be used broadly and are not limited to mechanical and physical configurations. The term may include the meaning of a series of software routines in connection with a processor, etc.

The above-described embodiments are merely examples and other embodiments may be implemented within the scope of the claims described below.

Claims (18)

In the payment support method for electronic devices,
Providing a first list including at least one selectable delivery option related to delivery of an item to a user terminal;
Confirming the delivery option selected from the user terminal based on the first list; and
Providing a second list representing at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option to the user terminal; including;
The step of providing the second list to the user terminal is,
determining whether selection of a first payment option, one of the payment options, is restricted based on at least some of the order information, the type information of the selected delivery option, and user information; and
A payment support method comprising providing the second list including the deactivated first payment option to the user terminal when the selection of the first payment option is limited. delete According to paragraph 1,
The step of checking whether the selection of the first payment option is restricted is,
A payment support method that checks whether selection of the first payment option is restricted by checking whether the type information of the selected delivery option corresponds to type information to which the first payment option can be applied. According to paragraph 1,
The step of checking whether the selection of the first payment option is restricted is,
A payment support method that determines whether selection of the first payment option is restricted based on at least part of order amount information and shipping cost information included in the order information. According to paragraph 1,
The step of checking whether the selection of the first payment option is restricted is,
A payment support method that determines whether selection of the first payment option is restricted based on bundle information included in the order information. According to paragraph 1,
The step of checking whether the selection of the first payment option is restricted is,
A payment support method that determines whether selection of the first payment option is restricted based on restriction information included in the user information. According to paragraph 1,
The step of providing the second list to the user terminal is,
A payment support method that provides a first message indicating that the first payment option is deactivated to the user terminal along with the second list. In clause 7,
A payment support method that provides, along with the first message, a second message based on at least some of the information on why selection of the first payment option is restricted to the user terminal. According to clause 8,
When there are multiple reasons for restricting the selection of the first payment option, a payment support method that provides the second message based on at least some of the reason information selected based on set priority information. According to clause 8,
The second message includes guidance information corresponding to the reason information for guiding the user to adjust at least some of the order information and the selected delivery option so that the user can use the first payment option. How to apply for payment. According to paragraph 1,
A payment support method further comprising providing a third list indicating information about the item to the user terminal based on the order information. According to clause 11,
The step of providing the third list to the user terminal is,
If it is confirmed that the selection of the first payment option is limited based on at least some of the order information corresponding to at least some of the items, the user's selection of the first payment option is limited by at least some of the items. A payment support method that provides a third message indicating that payment has been made to the user terminal along with the third list. According to paragraph 1,
The first payment option is a payment support method related to payment upon receipt of the item. According to clause 13,
When selection of the first payment option and order progress are confirmed from the user terminal based on the second list, a fourth message containing information indicating that the order has been completed without a separate payment by the user at that point is sent to the user. A payment support method further comprising the step of providing to the terminal. According to clause 14,
When a request for status information for the item is confirmed from the user terminal, a payment support method further comprising providing a fifth message including status information in a format specified for the first payment option to the user terminal. . According to clause 13,
A payment support method further comprising obtaining collection information from a receiver terminal corresponding to the delivery option selected from the user terminal. A computer-readable non-transitory recording medium recording a program for executing the method of any one of claims 1, 3 to 16 on a computer. An electronic device that supports an item payment method,
transceiver;
One or more processors; and
comprising storage for storing one or more instructions to be executed by the one or more processors,
The one or more processors provide a first list including at least one selectable delivery option related to delivery of an item to the user terminal, confirm the delivery option selected from the user terminal based on the first list, and Provide a second list representing at least one selectable payment option determined based on at least one of order information for the item and type information of the selected delivery option to the user terminal,
Based on at least some of the order information, the type information of the selected delivery option, and user information, it is determined whether the selection of a first payment option, which is one of the payment options, is restricted, and the selection of the first payment option is determined. When restricted, the electronic device provides the second list including the deactivated first payment option to the user terminal.

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