KR102642954B1 - Method for Providing Simple Member Registration by using Banking Application - Google Patents

Abstract

The present invention relates to a simple membership registration method using a banking app. In the simple membership registration method using a banking app running on a wireless terminal, among M (M ≥ 1) affiliated apps affiliated with the banking app, a new member is added to the wireless terminal. When you select membership registration using a banking app in an installed affiliate app, after the banking app is run (or activated) through the affiliate app, you can register for membership in the affiliate app among the N (N≥1) security authentication functions provided. A user identification authentication procedure is performed with a designated authentication server using n (1≤n≤N) security authentication functions, and when the user identification authentication is successful, the banking app uses the user identification authentication results to perform the user identification authentication process. Check the single-use ticket issued for one-time use, including the unique code value that does not overlap, through the authentication server, and provide the banking app to share the user's user membership information with the membership information of the affiliated app using the disposable ticket. Upon confirmation of the user's consent to provide information, the banking app shares and transmits the user's membership information to the affiliated app using the disposable ticket, or uses the disposable ticket to transmit the user's membership information to the affiliated app through the disposable ticket. Processes the user member information so that it is shared and transmitted to the affiliate server linked to.

Description

Simple member registration method using banking app {Method for Providing Simple Member Registration by using Banking Application}

The present invention relates to a simple membership registration method using a banking app running on a wireless terminal, when selecting membership registration using a banking app in an affiliate app newly installed on the wireless terminal among M (M ≥ 1) affiliate apps affiliated with the banking app. , After the banking app is run (or activated) through the affiliate app, n (1≤n≤N) security designated for membership registration of the affiliate app among the N (N≥1) security authentication functions provided. Using the authentication function, a user identification authentication process is performed using a designated authentication server, and when the user identification authentication is successful, the banking app includes a unique code value that is not duplicated through the authentication server based on the result of the user identification authentication. Confirms the disposable ticket issued for one-time use, confirms the user's consent to provide information for the banking app to share the user's user membership information as membership information of the affiliated app using the disposable ticket, and confirms the user's consent to provide information Upon confirmation of consent to provide information, the banking app shares and transmits the user member information to the affiliated app using the disposable ticket, or the user member information is shared with the affiliated server linked to the affiliated app through the disposable ticket. This is about a simple membership registration method using a banking app that processes the information to be delivered.

First, a method has been proposed to process membership registration without having to input all member information when registering as a member of another server by transferring the member information stored in the server where the member is registered to another server with which a contract has already been signed (Patent Publication No. 10-2007- No. 0049388 (May 11, 2007), Patent Publication No. 10-2007-0087382 (August 28, 2007).

However, the conventionally proposed method first goes through the user's agreement to the terms and conditions when registering as a member on the server, and if the user first agrees to share the member information with another server with a pre-existing contract with the server, the user's membership information is transferred to another server with a pre-existing contract. By transmitting and storing it in advance, when a user signs up for membership on another server, even if he or she does not enter all of the member information but only enters part of it, he or she can use the pre-stored member information to sign up for another server with which a contract has already been signed. The user only needs to agree to the user's terms and conditions. User membership information is transmitted and stored in advance on another server regardless of whether or not the user signs up for membership on another server under contract, which has the problem of infringing on the user's privacy and indiscriminately disseminating personal information even if the user has agreed to the terms and conditions. In addition, the conventional method has the limitation that when a user first registers as a member of a server, member information can only be shared with a specific other server that has already entered into a contract with the server, and member information cannot be shared with other servers.

The purpose of the present invention to solve the above problems is to provide a simple membership registration method using a banking app running on a wireless terminal, which is newly installed on the wireless terminal among M (M ≥ 1) affiliated apps affiliated with the banking app. When selecting membership registration using a banking app in an affiliated app, the first step is to run (or activate) the banking app through the affiliated app, and select one of the N (N≥1) security authentication functions that the banking app is equipped with. A second step of performing a user identification authentication process with a designated authentication server using n (1≤n≤N) security authentication functions designated for membership registration of an affiliate app, and when the user identification authentication is successful, the banking app is A third step of verifying a single-use ticket issued for one-time use, including a unique code value that is not duplicated, through the authentication server based on the result of the user identification authentication, and the banking app using the user member information of the user. A fourth step of confirming the user's consent to provide information to share and provide membership information of the affiliated app using the ticket, and when confirming the user's consent to provide information, the banking app uses the disposable ticket to confirm the user's consent to provide information Provides a simple membership registration method using a banking app that includes a fifth step of sharing and transmitting information to the affiliate app or sharing and transmitting the user member information to an affiliate server linked to the affiliate app through the disposable ticket. It is in

The simple membership registration method using a banking app according to the present invention is a simple membership registration method using a banking app running on a wireless terminal, which is newly installed on the wireless terminal among M (M ≥ 1) affiliated apps affiliated with the banking app. When selecting membership using a banking app in an affiliated app, the first step is to run (or activate) the banking app through the affiliated app, and select one of the N (N≥1) security authentication functions that the banking app is equipped with. A second step of performing a user identification authentication process with a designated authentication server using n (1≤n≤N) security authentication functions designated for membership registration of an affiliate app, and when the user identification authentication is successful, the banking app is A third step of verifying a single-use ticket issued for one-time use, including a unique code value that is not duplicated, through the authentication server based on the result of the user identification authentication, and the banking app A fourth step of confirming the user's consent to provide information to be shared as member information of the affiliated app using the ticket, and when confirming the user's consent to provide information, the banking app uses the disposable ticket to confirm the user's consent to provide information It is characterized by comprising a fifth step of processing the user member information to be shared and transmitted to the affiliated app or to an affiliated server linked to the affiliated app through the disposable ticket.

According to the present invention, the first step may further include the step of the banking app issuing a disposable ticket for mutual identification and linking with the affiliated app from a designated authentication server.

According to the present invention, the disposable ticket can also be issued to an affiliated app that runs (or activates) the banking app through the authentication server.

According to the present invention, the simple membership registration method using the banking app further includes the step of issuing a disposable ticket for mutual identification and linking with the affiliated app from a designated authentication server when the user identification authentication is successful. You can.

According to the present invention, the simple membership registration method using the banking app may further include the step of, when the user identification and authentication is successful, the banking app verifies user membership information corresponding to the user who successfully authenticates through the authentication server. You can.

According to the present invention, the user member information can be linked to the disposable ticket and stored in the authentication server for a certain period of time.

According to the present invention, the simple membership registration method using the banking app further includes the step of the banking app performing a real name authentication procedure of the user through the confirmed user member information to confirm the user's real name authentication result. can do.

According to the present invention, in the simple membership registration method using the banking app, upon confirming the user's consent to provide information, the banking app uses the confirmed user membership information based on the agreed-upon information provision to determine the user's real name. The method may further include performing an authentication procedure to confirm the user's real name authentication result.

According to the present invention, the simple membership registration method using the banking app includes the steps of checking whether the banking app performs an account information registration procedure for simple payment of the affiliated app, and when registering the account information is necessary, the banking app It may further include performing a procedure of registering the user account information confirmed through the user member information as account information for simple payment of the affiliated app.

According to the present invention, the user account information can be registered in conjunction with the user member information in a storage medium of an affiliate server linked to the affiliate app.

According to the present invention, the user account information is registered in conjunction with a uniquely generated identification code in the storage medium of the banking server linked to the banking app, and the identification code is stored in the storage medium of the affiliate server linked to the affiliate app for the user. It can be registered in conjunction with member information.

According to the present invention, rather than simply sharing member information, when an affiliate app affiliated with a banking app is newly installed (or reinstalled) on the user's wireless terminal, member information is shared between apps or between apps and servers. It has the advantage of safely and conveniently processing membership registration for affiliated apps newly installed (or reinstalled) on wireless terminals.

According to the present invention, when an affiliate app affiliated with a banking app is newly installed (or reinstalled) on the user's wireless terminal, the new installation (or reinstallation) is performed through user authentication through the most secure and safe banking app among existing apps. By processing membership registration for affiliated apps that are newly installed (or reinstalled) on wireless terminals, it has the advantage of processing membership registration in the safest and most convenient manner.

Figure 1 is a diagram showing the functional configuration of a wireless terminal, a banking app, and an affiliate app according to an implementation method of the present invention.
Figure 2 is a diagram illustrating the process of identifying and authenticating a user through a banking app for simple membership registration according to the implementation method of the present invention.
Figure 3 is a diagram illustrating the process of sharing and registering user member information with an affiliate app (or affiliate server) according to an implementation method of the present invention.
Figure 4 is a diagram illustrating the process of sharing and registering user member information with an affiliate app (or affiliate server) according to another implementation method of the present invention.
Figure 5 is a diagram illustrating the process of registering account information for simple payment of an affiliate app according to the implementation method of the present invention.

Hereinafter, the operating principle of a preferred embodiment of the present invention will be described in detail with reference to the accompanying drawings and description. However, the drawings shown below and the description below are for preferred implementation methods among various methods for effectively explaining the characteristics of the present invention, and the present invention is not limited to the drawings and description below.

That is, the following examples correspond to examples of a preferred union form among the numerous embodiments of the present invention, and in the following examples, specific configurations are omitted, or functions implemented in a specific configuration are replaced with a specific configuration. It is clearly stated that embodiments of division, or embodiments of integrating functions implemented in two or more configurations into one configuration, all fall within the scope of the present invention, even if not specifically mentioned in the following examples. Therefore, based on the examples below, it is clearly stated that various embodiments corresponding to subsets or complements can be divided retroactively to the filing date of the present invention.

Additionally, in the following description of the present invention, if it is determined that a detailed description of a related known function or configuration may unnecessarily obscure the gist of the present invention, the detailed description will be omitted. The terms described below are terms defined in consideration of functions in the present invention, and may vary depending on the intention or custom of the user or operator. Therefore, the definition should be made based on the overall content of the present invention.

As a result, the technical idea of the present invention is determined by the claims, and the following examples are a means to efficiently explain the advanced technical idea of the present invention to those skilled in the art in the technical field to which the present invention pertains. It's just that.

Figure 1 is a diagram showing the functional configuration of the wireless terminal 100, banking app 135, and affiliate app 110 according to the implementation method of the present invention.

In more detail, Figure 1 shows that when an affiliate app 110 that uses the banking app 135 for membership registration is newly installed on the wireless terminal 100, membership registration using the banking app 135 is selected in the affiliate app 110. It shows the functional configuration of the wireless terminal 100 that shares and transmits user member information confirmed through user identification and authentication through the city banking app 135 to the member information of the affiliate app 110, and is a technical field to which the present invention belongs. Those of ordinary skill in the art will be able to infer various implementation methods for the function of the wireless terminal 100 by referring to and/or modifying Figure 1, but the present invention includes all the implementation methods inferred above. The technical features are not limited to the implementation method shown in Figure 1. Preferably, the wireless terminal 100 of Figure 1 may include at least one of various smart phones, various tablet PCs, various PDAs, and various mobile phones capable of wireless communication.

Referring to Figure 1, the wireless terminal 100 includes a control unit 101, a memory unit 108, a screen output unit 102, a user input unit 103, a sound processing unit 104, and a local area network communication unit 105. and a wireless network communication unit 106, a USIM reader unit 107, and a USIM, and a battery for power supply.

The control unit 101 is a general term for components that control the operation of the wireless terminal 100, and is comprised of at least one processor and an execution memory, and each component provided in the wireless terminal 100 and a bus ( connected via BUS). According to the present invention, the control unit 101 loads at least one program code provided in the wireless terminal 100 into the execution memory through the processor and performs calculations, and outputs the result to at least one component through the bus. It is transmitted to the unit to control the operation of the wireless terminal 100. Hereinafter, for convenience, the configuration of the banking app 135 and the affiliate app 110 of the present invention, which are implemented in the form of program code, will be described by showing them in the control unit 101.

The memory unit 108 is a general term for non-volatile memory corresponding to the storage resources of the wireless terminal 100, and includes at least one program code executed through the control unit 101 and at least one program code used. Save and maintain the data set. The memory unit 108 basically contains a system program code and a system data set corresponding to the operating system of the wireless terminal 100, a communication program code and a communication data set for processing the wireless communication connection of the wireless terminal 100, and at least One application program code and application data set are stored, and program codes and data sets corresponding to the banking app 135 and affiliate app 110 of the present invention are also stored in the memory unit 108.

The screen output unit 102 is composed of a screen output device (e.g., LCD (Liquid Crystal Display), etc.) and a driving module that drives it, and is linked with the control unit 101 to display a screen among various calculation results of the control unit 101. The calculation result corresponding to the output is output to the screen output device.

The user input unit 103 is composed of one or more user input devices (e.g., buttons, keypads, touch pads, touch screens linked to the screen output unit 102, etc.) and a driving module that drives them, and includes the control unit 101 and In conjunction with this, commands for commanding various operations of the control unit 101 are input, or data necessary for the operation of the control unit 101 is input.

The sound processing unit 104 is composed of a speaker, a microphone, and a driving module that drives them, and decodes sound data corresponding to sound output among various operation results of the control unit 101 and outputs it through the speaker. , or the sound signal input through the microphone is encoded and transmitted to the control unit 101.

The wireless network communication unit 106 and the local area network communication unit 105 are general names for communication resources that connect the wireless terminal 100 to a designated communication network. Preferably, the wireless terminal 100 may be equipped with a wireless network communication unit 106 as a basic communication resource and may be equipped with one or more local area network communication units 105.

The wireless network communication unit 106 is a general term for communication resources that connect the wireless terminal 100 to a wireless communication network via a base station, and includes an antenna, RF module, baseband module, and signal that transmit and receive radio frequency signals in a specific frequency band. It is configured to include at least one processing module, and is connected to the control unit 101 to transmit calculation results corresponding to wireless communication among various calculation results of the control unit 101 through a wireless communication network or receive data through a wireless communication network. At the same time as transmitting it to the control unit 101, the wireless communication connection, registration, communication, and handoff procedures are performed. According to the present invention, the wireless network communication unit 106 can connect the wireless terminal 100 to a communication network including a communication channel and a data channel via an exchange, and in some cases, packet communication without via the exchange. It can be connected to a data network that provides wireless network-based data communication (eg, the Internet).

According to the implementation method of the present invention, the wireless network communication unit 106 performs at least one of connection to a mobile communication network, location registration, call processing, call connection, data communication, and handoff according to CDMA/WCDMA/LTE standards. Includes composition. Meanwhile, according to the intention of those skilled in the art, the wireless network communication unit 106 may further include a portable Internet communication configuration that performs at least one connection to the portable Internet, location registration, data communication, and handoff in accordance with the IEEE 802.16 related standard, It is clearly stated that the present invention is not limited by the wireless communication configuration provided by the wireless network communication unit 106. In other words, the wireless network communication unit 106 is a general term for a component that connects to a wireless communication network through a cell-based base station regardless of the frequency band of the wireless section or the type or protocol of the communication network.

The local area network communication unit 105 is a general term for communication resources that connects a communication session using radio frequency signals as a communication medium within a certain distance (e.g., 10 m) and connects the wireless terminal 100 to a communication network based on this. , Preferably, the wireless terminal 100 can be connected to a communication network through at least one of Wi-Fi communication, Bluetooth communication, public wireless communication, and UWB. According to the implementation method of the present invention, the local area network communication unit 105 may be implemented in an integrated or separate form from the wireless network communication unit 106. According to the present invention, the local area network communication unit 105 connects the wireless terminal 100 to a data network that provides short-range wireless data communication based on packet communication through a wireless AP.

The USIM reader unit 107 is a general term for a configuration that exchanges at least one data set with a universal subscriber identity module mounted or detached from the wireless terminal 100 based on the ISO/IEC 7816 standard. As, the data set is exchanged in half-duplex communication through APDU (Application Protocol Data Unit).

The USIM is a SIM-type card equipped with an IC chip according to the ISO/IEC 7816 standard, an input/output interface including at least one contact point connected to the USIM reader unit 107, and a program code for at least one IC chip. and an IC chip memory that stores the data set, and is connected to the input/output interface to calculate the program code for the IC chip or extract (or process) the data set according to at least one command transmitted from the wireless terminal 100. It includes a processor that transmits data to the input/output interface.

The control unit 101 downloads and installs the banking app 135 provided by a designated financial company from a designated app providing server (e.g., Apple's App Store, etc.) through a data network accessible through the communication resource according to the user's operation. , you can run the installed banking app 135. Preferably, the banking app 135 can communicate with a designated authentication server 195 on the network and/or with a banking server through a data network accessible through the communication resource.

According to the implementation method of the present invention, the banking app 135 can be affiliated with M (M ≥ 1) affiliated apps 110 for simple membership registration according to the present invention, and the control unit 101 is operated by the user. Accordingly, the m-th (1≤m≤M) affiliated app (110) corresponding to any one of the M affiliated apps (110) is downloaded and installed from the app providing server, and the m-th affiliated app (110) is installed. ), the simple membership registration process according to the present invention may be initiated when running (or running before membership registration) for the first time. Preferably, the affiliate app 110 can communicate with a designated affiliate server 190 on the network through a data network accessible through the communication resource.

Referring to Figure 1, the affiliate app 110 of the wireless terminal 100 includes a subscription selection unit 115 that selects membership registration through a designated banking app 135, and a membership selection unit 115 that selects member registration through a designated banking app 135. When selecting subscription, an app confirmation unit 120 that checks whether the banking app 135 is installed on the wireless terminal 100, and an app confirmation unit 120 that checks whether the banking app 135 is installed on the wireless terminal 100, and the banking app 135 ), and the app driver 125 downloads the banking app 135 when the designated banking app 135 is not installed on the wireless terminal 100. You can perform further steps to guide installation. Meanwhile, the affiliate app 110 performs procedures on the affiliate app 110 for simple membership registration in conjunction with the banking app 135, receives simple membership registration results from the banking app 135, or receives simple membership registration results from the banking app 135 or a designated server. It is equipped with a registration procedure unit 130 that receives and outputs the simple membership registration results from. According to another implementation method of the present invention, at least one component of the subscription selection unit 115, the app confirmation unit 120, the app driving unit 125, and the subscription procedure unit 130 operates on a designated server (e.g., an affiliate server ( 190) or the authentication server 195 or a separately designated web server, etc.) to the wireless terminal 100 (e.g., the browser function of the affiliate app 110 or the browser provided in the wireless terminal 100, etc.) It can be implemented through, and in this case, at least one component of the subscription selection unit 115, app confirmation unit 120, app driver 125, and subscription procedure unit 130 is a tag string and/or It can be implemented in the form of script code, and it is clearly stated that the present invention also includes embodiments that use web pages in this way.

The m (1≤m≤M) affiliated app (110) corresponding to any one of the M (M≥1) affiliated apps (110) affiliated with the designated banking app (135) is connected to the user's wireless network from the designated app providing server. It is downloaded and installed on the terminal 100. When the affiliate app 110 is downloaded and installed on the wireless terminal 100 and then executed (or executed before membership registration), the subscription selection unit 115 refers to a specific data file associated with the affiliate app 110, and /Or communicates with the affiliate server 190 to check whether the affiliate app 110 is in a user registered or unregistered state. If the affiliate app 110 is not a member or requires membership for a designated service of the affiliate app 110, the subscription selection unit 115 displays an interface screen for membership registration, preferably An interface for selecting membership through a designated banking app (135) can be displayed.

If membership registration through the designated banking app 135 is selected through the subscription selection unit 115, the app confirmation unit 120 selects the banking app designated to link to the wireless terminal 100 for simple membership registration ( 135) is installed. If the designated banking app 135 is not installed in the wireless terminal 100, the app driver 125 instructs the user to download and install the banking app 135 from the designated app providing server. In this case, the banking app 135 is downloaded and installed on the wireless terminal 100 and then performs a membership registration process according to a designated procedure.

Meanwhile, when the designated banking app 135 is installed on the wireless terminal 100, the app driver 125 executes the designated banking app 135 installed on the wireless terminal 100 and processes it to run, or When the app 135 is in the background state, the banking app 135 is activated and the banking app 135 is displayed through the screen output unit 102 of the wireless terminal 100.

According to the implementation method of the present invention, the app driver 125 can transmit designated parameters to the banking app 135 in the process of driving (or activating) the banking app 135. Preferably, the app driver 125 transmits a parameter that can recognize that it is driven (or activated) through the affiliated app 110 to the banking app 135 and/or the affiliated app (135) to the banking app 135. 110) and/or a specific interface designated for simple membership registration with the banking app 135 (e.g., N (N≥1) security authentication functions provided in the banking app 135) Parameters that are processed to display an interface that uses the security authentication function to be used for membership registration of the affiliated app 110 can be passed.

Referring to Figure 1, the banking app 135 of the wireless terminal 100 can be driven (or activated) through the affiliated app 110, and driven (or activated) through the previously affiliated affiliated app 110. ), and is provided with a driving confirmation unit 140 that checks whether the banking app 135 is already affiliated with the affiliated app 110, and the affiliated app 110 is transmitted from the designated authentication server 195. ) and a ticket issuing unit 145 that issues disposable tickets for mutual identification and linking may be further provided. According to another implementation method of the present invention, the ticket issuing unit 145 receives the wireless terminal 100 from a designated server (e.g., an authentication server 195 or a banking server interoperating with the banking app 135 or a designated web server, etc.). It can be implemented through a web page provided (e.g., the browser function of the banking app 135 or the browser provided in the wireless terminal 100, etc.), and in this case, the ticket issuing unit 145 uses the tag string in the web page. and/or may be implemented in the form of script code, and it is clearly stated that the present invention also includes embodiments that use web pages in this way.

The banking app 135 can be driven (or activated) through any one of the M affiliated affiliate apps 110 installed on the wireless terminal 100 and run for the first time (or before membership registration). , the operation confirmation unit 140 checks whether the banking app 135 is operated (or activated) through any one of the affiliated affiliated apps 110 when the banking app 135 is operated (or activated). For example, the operation confirmation unit 140 can check whether the banking app 135 is driven (or activated) through the affiliated app 110 by reading parameters flowing in at the time of operation of the banking app 135. there is.

According to the first ticket issuance embodiment of the present invention, when it is confirmed that the banking app 135 is running (or activated) the affiliated affiliate app 110 through the operation confirmation unit 140, the ticket The issuing unit 145 may issue a disposable ticket for mutual identification and linking with the affiliated app 110 from the designated authentication server 195. The ticket issuing unit 145 communicates with the designated authentication server 195 to provide terminal information related to the wireless terminal 100 on which the banking app 135 and the affiliate app 110 are installed and/or the driven banking app 135. ) and/or information related to the affiliate app 110 that processes membership registration in conjunction with the banking app 135 is transmitted to the designated authentication server 195, and the banking app 195 is transmitted from the authentication server 195 to the designated authentication server 195. While the app 135 and the affiliated app 110 are interconnected to process simple membership registration, the banking app 135 and the affiliated app 110 identify each other and provide a disposable ticket for real-time linking for membership registration. It is issued. Preferably, the disposable ticket is generated (or determined) in the form of a unique, non-duplicate code value through an authentication server 195 that communicates with the ticket issuing unit 145, and the banking app is transmitted through the authentication server 195. It can be distributed as (135) and affiliated app (110). For example, the subscription procedure unit 130 of the affiliate app 110 may receive the disposable ticket from the authentication server 195.

Referring to Figure 1, the banking app 135 of the wireless terminal 100 is equipped with N (N) when the banking app 135 runs (or activates) the affiliated app 110. User authentication that performs a user identification and authentication procedure with the designated authentication server 195 using n (1≤n≤N) security authentication functions specified in membership registration of the affiliated app 110 among ≥1) security authentication functions. It is provided with a unit 150 and, depending on the implementation method, may further include a member information confirmation unit 160 that verifies user member information corresponding to the user authenticated through the authentication server 195. According to another implementation method of the present invention, at least one component of the user authentication unit 150 and the member information confirmation unit 160 is linked to a designated server (for example, the authentication server 195 or the banking app 135). It can be implemented through a web page provided from a server or a designated web server, etc.) to the wireless terminal 100 (e.g., the browser function of the banking app 135 or a browser provided in the wireless terminal 100, etc.), and in this case, the above At least one component of the user authentication unit 150 and the member information verification unit 160 may be implemented in the form of a tag string and/or script code within the web page, and the present invention also includes embodiments using the web page in this way. This is clearly stated.

When it is confirmed through the operation confirmation unit 140 that the banking app 135 is running (or activated) the affiliated affiliate app 110, the user authentication unit 150 detects the banking app 135. Among the N (N ≥ 1) security authentication functions (e.g., public certificate authentication function, OTP authentication function, security card authentication function, etc.) provided within the system, n (1 ≤ A user identification and authentication procedure is performed using the designated authentication server 195 using n≤N security authentication functions. For example, the user authentication unit 150 may perform a user identification authentication procedure with a designated authentication server 195 using a public certificate authentication function provided in the banking app 135.

When a user using the banking app 135 is identified and authenticated through the user authentication unit 150, the member information confirmation unit 160 detects a user corresponding to the authenticated user from the authentication server 195. Member information can be provided and displayed on the screen.

Meanwhile, when a one-time ticket for the banking app 135 has already been issued through the ticket issuing unit 145, the authentication server 195 determines the user member corresponding to the authenticated user when the user is identified and authenticated. Information can be confirmed, the confirmed user member information and the disposable ticket can be mapped and stored (e.g., stored for a certain period of time) and managed, and the member information confirmation unit 160 uses the disposable ticket to manage the authentication server. The member information can be received from (195) and displayed on the screen. Meanwhile, user membership information mapped to the disposable ticket can also be provided to the affiliate app 110 through the disposable ticket.

Referring to Figure 1, the banking app 135 of the wireless terminal 100 receives a disposable ticket issued from the designated authentication server 195 for mutual identification and linking with the affiliated app 110 when the user identification authentication is successful. It is provided with a ticket confirmation unit 155 that verifies, or a ticket issuing unit 145 that issues a disposable ticket for mutual identification and linking with the affiliated app 110 from a designated authentication server 195. The ticket confirmation unit 155 can check the disposable ticket at any time, and if it confirms the disposable ticket at the time when the disposable ticket is needed, it falls within the scope of the present invention. According to another implementation method of the present invention, at least one component of the ticket confirmation unit 155 and the ticket issuing unit 145 is a banking server that interfaces with a designated server (e.g., the authentication server 195 or the banking app 135). Alternatively, it can be implemented through a web page provided from a designated web server, etc.) to the wireless terminal 100 (e.g., the browser function of the banking app 135 or a browser provided in the wireless terminal 100, etc.), and in this case, the ticket At least one component of the confirmation unit 155 and the ticket issuing unit 145 may be implemented in the form of a tag string and/or script code within the web page, and the present invention also includes an embodiment of using the web page in this way. I want to make this clear.

When the user of the banking app 135 is identified and authenticated through the user authentication unit 150, the ticket confirmation unit 155 is the ticket issuing unit at the time of running (or activation) of the banking app 135. The one-time ticket issued from the designated authentication server (195) is confirmed through (145), and the confirmed one-time ticket is used in the process of linking with the affiliated app (110). Meanwhile, according to another implementation method of the present invention, the disposable ticket can be issued as a result of user identification and authentication.

According to the second ticket issuance embodiment of the present invention, when the banking app 135 performs a user identification authentication procedure with the designated authentication server 195 using the designated security authentication function and succeeds in user identification authentication, the ticket issuing unit (145) can receive a disposable ticket from the designated authentication server (195) for mutual identification and linkage with the affiliated app (110). The ticket issuing unit 145 communicates with the designated authentication server 195 to provide terminal information related to the wireless terminal 100 on which the banking app 135 and the affiliated app 110 are installed and/or banking that successfully authenticates the user identification. App information related to the app 135 and/or information related to the affiliate app 110 that processes membership registration in conjunction with the banking app 135 is transmitted to the designated authentication server 195, and the authentication server 195 While the banking app 135 and the affiliate app 110 are interconnected to process simple membership registration, the banking app 135 and the affiliate app 110 identify each other and link in real time for membership registration. You will be issued a one-time ticket. Preferably, the disposable ticket is generated (or determined) in the form of a unique, non-duplicate code value through an authentication server 195 that communicates with the ticket issuing unit 145, and the banking app is transmitted through the authentication server 195. It can be distributed as (135) and affiliated app (110). For example, the subscription procedure unit 130 of the affiliate app 110 may receive the disposable ticket from the authentication server 195. The ticket confirmation unit 155 verifies the disposable ticket issued from the authentication server 195 designated through the ticket issuance unit 145, and the confirmed disposable ticket is then used in the process of linking with the affiliate app 110. do.

When the user is identified and authenticated in the authentication server 195, the authentication server 195 verifies user membership information for the authenticated user, and the banking app used by the user authenticated through the authentication server 195 When the one-time ticket is issued at (135), the authentication server 195 can map the confirmed user member information and the issued one-time ticket and store it (for example, store it for a certain period of time) and manage it.

According to the first simple membership registration embodiment of the present invention, the user member information confirmed as a result of user identification and authentication through the designated banking app 135 is sent to the affiliate app 110 (or the affiliate server linked to the affiliate app 110). Membership registration for the affiliated app (110) can be completed by sharing and delivering to (190)).

According to the second simple membership registration embodiment of the present invention, after performing a real name authentication procedure for the user using user member information confirmed as a result of user identification authentication through the designated banking app 135, the result of real name authentication is Membership registration for the affiliate app 110 can be completed by sharing and transmitting the user member information to the affiliate app 110 (or the affiliate server 190 linked to the affiliate app 110).

According to the third simple membership registration embodiment of the present invention, the user member information confirmed as a result of user identification authentication through the designated banking app 135 is sent to the affiliate app 110 (or the affiliate server linked to the affiliate app 110). (190)), and register the user account information confirmed through the banking app 135 using the user member information as account information for simple payment of the affiliate app 110 ( 110) membership registration can be completed.

According to the fourth simple membership registration embodiment of the present invention, after performing a real name authentication procedure for the user using the user member information confirmed as a result of user identification authentication through the designated banking app 135, the result of real name authentication is and user member information is shared and delivered to the affiliate app 110 (or affiliate server 190 linked to the affiliate app 110), and user account information confirmed through the banking app 135 using the user member information. Membership registration for the affiliate app 110 can be completed by registering as account information for simple payment of the affiliate app 110.

Referring to Figure 1, when the banking app 135 of the wireless terminal 100 requires real name authentication of the user for simple membership registration, the user member information corresponding to the user authenticated through the authentication server 195 It may be provided with a member information confirmation unit 160 that verifies, and a real name authentication processing unit 165 that performs the user's real name authentication procedure through the confirmed user member information and confirms the user's real name authentication result. According to another implementation method of the present invention, at least one component of the member information confirmation unit 160 and the real name authentication sharing unit is a banking server linked to a designated server (e.g., the authentication server 195 or the banking app 135, or It can be implemented through a web page provided from a designated web server, etc.) to the wireless terminal 100 (e.g., the browser function of the banking app 135 or a browser provided in the wireless terminal 100, etc.), and in this case, the member information It is clearly stated that at least one component of the verification unit 160 and the real name authentication sharing unit may be implemented in the form of a tag string and/or script code within the web page, and that the present invention also includes embodiments using the web page in this way. I leave it at that.

When real name authentication of the user is required to process membership registration for the affiliate app 110, the member information confirmation unit 160 verifies user member information corresponding to the user authenticated through the authentication server 195. Preferably, the member information confirmation unit 160 provides the disposable ticket confirmed through the ticket confirmation unit 155 to the authentication server 195 and provides member information mapped to the disposable ticket from the authentication server 195. can receive.

The real name authentication processing unit 165 performs a real name authentication procedure to authenticate the user's real name by providing the confirmed user membership information and information necessary for real name authentication to a designated real name authentication server 195 (not shown), The real name authentication result of the user is confirmed through the real name authentication server 195.

Referring to Figure 1, the banking app 135 of the wireless terminal 100 uses the user member information confirmed based on the result of the user identification and authentication to provide member information of the affiliate app 110 using the disposable ticket. A consent confirmation unit 170 that confirms the user's consent to provide information for sharing and provision, and when confirming the user's consent to provide information, the user's membership information is shared and delivered to the affiliated app 110 using the disposable ticket. Alternatively, it is provided with a member information sharing unit 175 that processes the user member information to be shared and transmitted to the affiliate server 190 linked to the affiliate app 110 through the disposable ticket. According to another implementation method of the present invention, at least one component of the consent confirmation unit 170 and the member information sharing unit 175 is linked to a designated server (e.g., the authentication server 195 or the banking app 135). It can be implemented through a web page provided from a server or a designated web server, etc.) to the wireless terminal 100 (e.g., the browser function of the banking app 135 or a browser provided in the wireless terminal 100, etc.), and in this case, the above At least one component of the consent confirmation unit 170 and the member information sharing unit 175 may be implemented in the form of a tag string and/or script code within the web page, and the present invention also includes embodiments using the web page in this way. This is clearly stated.

A user using the banking app 135 is identified and authenticated through the designated authentication server 195, and/or a one-time ticket is issued/confirmed to the banking app 135 through the designated authentication server 195, And/or when the real name authentication of the user is confirmed, the consent confirmation unit 170 provides the user member information confirmed based on the result of the user identification authentication (however, at this time, the user member information is provided through the authentication server 195). It is sufficient that the member information is confirmed and it is okay even if the member information is not displayed through the banking app 135) to request the user's consent to provide information to share the member information of the affiliated app 110 using the disposable ticket. An interface screen is displayed, and the user's consent to provide information is confirmed through the interface screen.

Meanwhile, according to the implementation method of the present invention, the interface screen requesting the user's consent to provide information is displayed through the affiliate app 110 (or browser, etc.) before the banking app 135 is run (or activated) and the user The information provision consent procedure may be performed, or after the banking app 135 is run (or activated), it may be displayed through the banking app 135 (or browser) and the user's information provision consent procedure may be performed. The process of sharing and delivering user member information to the affiliate app 110 (or affiliate server 190) may be performed based on confirmation of the user's consent to provide information.

When the user's consent to provide information is confirmed through the consent confirmation unit 170, the member information sharing unit 175 shares and delivers the user membership information to the affiliated app 110 using the disposable ticket. The user member information is processed to be registered in the affiliate server 190 through the affiliate app 110, or the user member information is shared and transmitted to the affiliate server 190 linked to the affiliate app 110 through the disposable ticket. It can be processed as much as possible. Meanwhile, when the user's real name is authenticated through the real name authentication processing unit 165, the member information sharing unit 175 sends the user's real name authentication result to the affiliate app 110 (or affiliate server 190). It can be shared and passed on, but the present invention is not limited thereto.

According to the first member information sharing embodiment of the present invention, the member information sharing unit 175 receives user member information from the designated authentication server 195 using the disposable ticket, and operates the operating system of the wireless terminal 100. The user member information can be shared and transmitted to the affiliated app 110 using the inter-app communication function supported by . In this case, the affiliate app 110 may request registration of the shared user member information as member information of the affiliate server 190. The affiliate server 190 may register the shared user member information as member information of the affiliate server 190.

According to the second member information sharing embodiment of the present invention, the member information sharing unit 175 shares the disposable ticket with the affiliated app 110 using the inter-app communication function supported by the operating system of the wireless terminal 100. It can be delivered, and the affiliate app 110 can receive user member information from the designated authentication server 195 through the disposable ticket and request registration of the user member information as member information of the affiliate server 190. The affiliate server 190 may register the shared user member information as member information of the affiliate server 190.

According to the third member information sharing embodiment of the present invention, if the one-time ticket has already been issued through the affiliated app 110 at the time of confirming the user's consent to provide information, the member information sharing unit 175 The inter-app communication function supported by the operating system of the wireless terminal 100 can share and transmit identification information identifying that the user has agreed to provide information to the affiliated app 110, and the affiliated app 110 issues the issued User member information can be received from the designated authentication server 195 through the disposable ticket, and the user member information can be requested to be registered as member information of the affiliate server 190. The affiliate server 190 may register the shared user member information as member information of the affiliate server 190.

According to the fourth member information sharing embodiment of the present invention, the member information sharing unit 175 transmits the information from the authentication server 195 designated through the disposable ticket to the affiliate server 190 linked to the affiliate app 110. User member information can be requested to be shared, and the authentication server 195 transmits the user member information mapped to the disposable ticket to the affiliate server 190 linked to the affiliated app 110 identified using the disposable ticket. It can be shared and delivered, and the affiliate server 190 can register the user member information shared and delivered from the authentication server 195 as the member information of the affiliate server 190.

According to the fifth member information sharing embodiment of the present invention, the member information sharing unit 175 receives user member information from the designated authentication server 195 using the disposable ticket, and the affiliated app through the disposable ticket. The user member information can be shared and transmitted to the affiliate server 190 linked to (110), and the affiliate server 190 can share and transmit the user member information shared from the banking app 135 to the member of the affiliate server 190. You can register with information.

According to the sixth member information sharing embodiment of the present invention, the member information sharing unit 175 is an embodiment that at least partially combines at least two or more embodiments of the first to fifth member information sharing embodiments. The user's membership information can be registered by sharing it with the membership information of the affiliate server 190, but the present invention is not limited thereto.

Meanwhile, if the affiliate app 110 is a payment app with a simple payment function, the affiliate app 110 (or affiliate server 190) is used through at least one of the first to sixth member information sharing embodiments. )), before or after the user member information is shared and transmitted, a procedure for registering account information for simple payment of the affiliate app 110 can be performed through the banking app 135.

Referring to Figure 1, the banking app 135 of the wireless terminal 100 includes an account registration confirmation unit 180 that confirms whether to perform an account information registration process for simple payment of the affiliate app 110, and When registration of account information is required, an account register 185 is provided that performs a process of registering and relaying the user account information confirmed through the user member information as account information for simple payment of the affiliate app 110. According to another implementation method of the present invention, at least one component of the account registration confirmation unit 180 and the account registration unit 185 is a banking server that interfaces with a designated server (e.g., the authentication server 195 or the banking app 135). ), and it is clearly stated that the present invention also includes embodiments that use a server in this way.

If the affiliated app 110 is a payment app with a simple payment function, the affiliated app 110 (or affiliated server 190) is connected to the affiliated app 110 through at least one of the first to sixth member information sharing embodiments. ), before or after the user member information is shared and transmitted, the account registration confirmation unit 180 checks whether the affiliated app 110 is a payment app with a simple payment function (e.g., running the banking app 135). (or check by reading the parameters transmitted from the affiliate app 110 upon activation) and/or check whether to perform an account information registration procedure for the affiliate app 110 through the banking app 135 (e.g., affiliate Check whether the app 110 is confirmed as a payment app or whether an account registration procedure is requested by user operation).

If it is confirmed through the account registration confirmation unit 180 that registration of account information for simple payment of the affiliate app 110 is necessary, the account register 185 is connected to the affiliate app 110 (or affiliate server 190). )) User account information in the name of the user opened at a designated financial institution (e.g., a bank corresponding to the banking app 135) in conjunction with the designated authentication server 195 based on the user member information confirmed to be shared and delivered to )) Check . The user account information may be confirmed through the authentication server 195 and provided to the banking app 135 and displayed on the screen. However, the user account information according to the method of implementing the present invention is confirmed through the authentication server 195. It is sufficient, and it is okay even if it is not displayed through the banking app 135.

Meanwhile, if the user account information in the user's name is not confirmed, the account register 185 can perform a procedure to open an account in the user's name through non-face-to-face authentication in conjunction with the financial company's banking server (or financial company server). and the present invention is not limited thereto.

The account register 185 performs a process to register the confirmed user account information as account information for simple payment of the affiliate app 110 through one or more designated storage media. Preferably, the account register 185 can process the disposable ticket to be registered as account information for simple payment of the affiliate app 110.

According to the first account information registration embodiment of the present invention, the account register 185 processes a relay registration procedure so that the user account information and the user member information are linked and stored in the storage medium of the affiliate server 190. As a result, the user account information can be registered as account information for simple payment of the affiliate app 110 in the storage medium of the affiliate server 190.

According to the second account information registration embodiment of the present invention, the account register 185 processes the issuance of an identification code for uniquely identifying user account information through the authentication server 195, and the banking app 135 The user account information and the identification code are mapped and stored in the storage medium of the banking server (or financial company server) linked to the server, and the identification code and the user member information are stored in connection with the storage medium of the affiliate server 190. The registration process can be processed, whereby the user account information can be registered as account information for simple payment of the affiliate app 110 through the storage medium of the banking server (or financial company server).

Figure 2 is a diagram illustrating the process of identifying and authenticating a user through the banking app 135 for simple membership registration according to the implementation method of the present invention.

In more detail, Figure 2 shows that the affiliate app 110 affiliated with the banking app 135 is newly installed on the wireless terminal 100 and when it is first run, simple membership registration is performed using the banking app 135 in the affiliate app 110. When selected, it shows the process of identifying and authenticating a user to register as a member in the banking app 135. Those skilled in the art will refer to Figure 2 and/or modify the above process. Although various implementation methods can be inferred (e.g., implementation methods in which some steps are omitted or the order is changed), the present invention includes all of the above inferred implementation methods, and the implementation shown in Figure 2 The technical features are not limited to the method alone. Meanwhile, Figure 2 illustrates the process of issuing a disposable ticket through the authentication server 195 in the banking app 135 before user identification and authentication, but the process of issuing the disposable ticket is performed before identification and authentication of the user. It is not limited, and it is clearly stated that the disposable ticket falls within the scope of the present invention as long as it is issued before the disposable ticket is used, even after user identification and authentication.

Referring to Figure 2, when any one of the M affiliated apps 110 affiliated with the banking app 135 is installed on the wireless terminal 100 and runs for the first time (200), the affiliated app 135 is operated for the first time (200). The app 110 checks whether the user is registered (205). If the user's membership registration status is confirmed, the affiliate app 110 can perform a designated service provision procedure for the member (210).

Meanwhile, if the user's membership registration status is not confirmed, the affiliate app 110 displays a membership registration interface screen (215) including an interface for selecting membership registration linked to the banking app 135, and the banking app 135 Check whether linked membership registration is selected (220). If membership registration linked to the banking app 135 is not selected, the affiliate app 110 processes membership registration according to the designated membership registration procedure (225).

Meanwhile, when membership registration linked to the banking app 135 is selected, the affiliate app 110 performs the app operation (or activation) procedure of the designated banking app 135 to be linked for membership registration and performs the application operation (or activation) procedure of the banking app 135. ) is driven (or activated) (230).

When the banking app 135 installed on the wireless terminal 100 is driven (or activated) (235), the banking app 135 is operated (or activated) based on various information or app status confirmed at the time of operation (or activation). Check whether the banking app (135) is run (or activated) through the affiliate app (110) (240). If the banking app 135 is not driven (or activated) through the affiliate app 110, the banking app 135 performs a procedure to provide a designated banking service through the banking app 135 ( 245).

Meanwhile, when the banking app 135 is run (or activated) through the affiliate app 110, the banking app 135 performs a procedure for issuing a disposable ticket (250) and/or a user identification authentication procedure (275), etc. can be performed.

Meanwhile, when performing the disposable ticket issuance procedure, the banking app 135 identifies each other with the affiliated app 110 using the designated authentication server 195 and requests issuance of a disposable ticket for real-time linkage for membership registration ( 250), the authentication server 195 confirms the request for issuance of a disposable ticket of the banking app 135 (255), and the banking app 135 and the affiliated app 110 identify each other and use real-time authentication for membership registration. After (dynamically) generating a unique disposable ticket for linking (260), a procedure for issuing the generated disposable ticket is performed (265). The banking app 135 that requested the issuance of the disposable ticket checks whether the disposable ticket is issued through the authentication server 195 (270). If the disposable ticket is issued, the banking app 135 can perform user identification and authentication procedures or various procedures using the disposable ticket.

Meanwhile, when performing a user identification authentication procedure, the banking app 135 uses one of the N (N≥1) security authentication functions provided in the banking app 135 for simple membership registration of the affiliate app 110. An identification and authentication process (e.g., user identification and authentication using a public certificate, etc.) is performed on the user using the designated authentication server 195 using n (1≤n≤N) security authentication functions (275). , the authentication server 195 performs a procedure to identify and authenticate the user in conjunction with n security authentication functions executed in the banking app 135 (280). The process of identifying and authenticating the user may be performed n times until all n designated security authentication functions are used, but the present invention is not limited thereto.

Meanwhile, when the user is identified and authenticated through the security authentication function of the banking app 135, the authentication server 195 verifies user membership information for the user identified and authenticated through the banking app 135 ( 285). Preferably, the authentication server 195 can check the user member information registered with the financial company through a banking server (or financial company server) linked to the banking app 135.

On the other hand, when the user is identified and authenticated through the security authentication function of the banking app (135) and the disposable ticket is issued by the banking app (135), the authentication server (195) The disposable ticket and the confirmed user membership information can be mapped and stored and managed in a designated storage medium (290).

Figure 3 is a diagram illustrating the process of sharing and registering user member information with the affiliate app 110 (or affiliate server 190) according to an implementation method of the present invention.

In more detail, Figure 3 shares the user member information confirmed as a result of user identification and authentication using the banking app 135 through the process shown in Figure 2 to the affiliate app 110 (or affiliate server 190). This shows the process of transmitting and registering and storing membership information of the affiliate server 190. Those of ordinary skill in the technical field to which the present invention pertains can refer to and/or modify Figure 3 to understand various details about the above process. Although it may be possible to infer an implementation method (for example, an implementation method in which some steps are omitted or the order is changed), the present invention includes all the implementation methods inferred above, and only the implementation method shown in Figure 3 is used. Technical features are not limited.

Referring to Figure 3, as a result of user identification and authentication using the banking app 135 through the process shown in Figure 2, user membership information is confirmed through the authentication server 195 (300), and the authentication server 195 ), when the issuance of a unique disposable ticket is confirmed (300), the banking app (135) is used to share and provide the user member information as the member information of the designated affiliate app (110) (or affiliate server (190)). Confirm the user's consent to provide information (305).

If the user's consent to provide information is confirmed, the banking app 135 uses the confirmed issuance of the disposable ticket based on the user's consent to provide information and sends the user's membership information to the designated affiliate app 110 (or affiliated company). The procedure for sharing and transmitting to the server 190 is performed (310), and the authentication server 195 is linked with the banking app 135 or the affiliated app 110 and based on the disposable ticket, the affiliated app ( The user member information can be shared and delivered to 110) (or affiliate server 190) (315). Preferably, the banking app 135 and/or the authentication server 195 is an affiliate app designated using a disposable ticket confirmed according to at least one of the first to sixth member information sharing embodiments of the present invention ( The user member information can be shared and delivered to 110) (or affiliate server 190).

Meanwhile, the affiliate app 110 (or affiliate server 190) receives information from the banking app 135 and/or the authentication server 195 through at least one of the first to sixth member information sharing embodiments. The shared user member information is confirmed (320), and the shared user member information is processed to be registered and stored as member information of the affiliate server (190) (325).

Figure 4 is a diagram illustrating the process of sharing and registering user member information with the affiliate app 110 (or affiliate server 190) according to another implementation method of the present invention.

In more detail, Figure 4 shows that the user member information confirmed as a result of user identification and authentication using the banking app 135 through the process shown in Figure 2 is sent to the affiliate app 110 (or affiliate server ( 190)), it shows the process of registering and storing member information of the affiliate server 190, and those skilled in the art can refer to and/or modify Figure 4 to Although various implementation methods for the above process can be inferred (e.g., implementation methods in which some steps are omitted or the order is changed), the present invention includes all of the above inferred implementation methods, as shown in Figure 4. Its technical features are not limited solely to the implemented method.

Referring to Figure 4, as a result of user identification and authentication using the banking app 135 through the process shown in Figure 2, user membership information is confirmed through the authentication server 195 (400), and the authentication server 195 ), when the issuance of a unique disposable ticket is confirmed (400), the banking app 135 performs the user's real name verification procedure based on the user member information (405).

If the user's real name is confirmed, the banking app 135 obtains the user's consent to provide information to share the user's member information as member information of the designated affiliate app 110 (or affiliate server 190). Confirm (410).

If the user's consent to provide information is confirmed, the banking app 135 uses the confirmed issuance of the disposable ticket based on the user's consent to provide information and sends the user's membership information to the designated affiliate app 110 (or affiliated company). The procedure for sharing and transmitting to the server 190 is performed (415), and the authentication server 195 is linked with the banking app 135 or the affiliate app 110 and based on the disposable ticket, the affiliate app ( The user member information can be shared and delivered to 110) (or affiliate server 190) (420). Preferably, the banking app 135 and/or the authentication server 195 is an affiliate app designated using a disposable ticket confirmed according to at least one of the first to sixth member information sharing embodiments of the present invention ( The user member information can be shared and delivered to 110) (or affiliate server 190).

Meanwhile, the affiliate app 110 (or affiliate server 190) receives information from the banking app 135 and/or the authentication server 195 through at least one of the first to sixth member information sharing embodiments. The shared user member information is confirmed (425), and the shared user member information is processed to be registered and stored as member information of the affiliate server 190 (430).

Figure 5 is a diagram illustrating the process of registering account information for simple payment of the affiliate app 110 according to the implementation method of the present invention.

In more detail, Figure 5 shows that when user account information needs to be registered for simple payment of the affiliated app 110 that has shared and received user member information through the process shown in Figure 3 or Figure 4, the user account information is This shows the process of registering to be used for simple payment of the affiliate app 110, and those skilled in the art can refer to and/or modify Figure 5 to implement various processes for the above process. Although it may be possible to infer a method (e.g., an implementation method in which some steps are omitted or the order is changed), the present invention includes all of the above inferred implementation methods, and is technical only with the implementation method shown in Figure 5. Features are not limited.

Referring to Figure 5, when the user member information confirmed through the banking app 135 is shared and registered as the member information of the affiliate server 190 based on the process shown in Figure 3 or Figure 4, the banking app 135 ) checks whether a procedure for registering user account information must be performed for simple payment of the affiliated app (110) (500). If user account information needs to be registered for simple payment of the affiliate app 110, the banking app 135 verifies the user account information through the user member information in conjunction with the authentication server 195 (505). , the authentication server 195 verifies user account information corresponding to the user member information (505).

If the user's user account information is confirmed, the banking app 135 performs a procedure to register the user account information as account information for simple payment of the affiliate app 110 (510), according to the implementation method. The authentication server 195 can register the user account information as account information for simple payment of the affiliate app 110 (515).

According to the first account information registration embodiment of the present invention, the affiliate server 190 verifies the user account information in conjunction with the banking app 135 and/or the authentication server 195 (520), and the user The account information and the user member information can be linked and stored in the storage medium of the affiliate server 190 (520).

According to the second account information registration embodiment of the present invention, the banking app 135 and/or the authentication server 195 processes the user account information to issue an identification code for unique identification (510, 515), and The user account information and the identification code are mapped and stored in the storage medium of the banking server (or financial company server) linked to the banking app 135 (510, 515), and the affiliate server 190 stores the banking app ( 135) and/or an identification code that uniquely identifies user account information may be provided from the authentication server 195 (520), and the identification code and the user member information may be linked and stored in the storage medium of the affiliate server 190. There is (520).

100: wireless terminal 110: affiliate app
115: Subscription selection unit 120: App confirmation unit
125: App driving unit 130: Subscription procedure unit
135: Banking app 140: Operation confirmation unit
145: ticket issuing unit 150: user authentication unit
155: Ticket confirmation unit 160: Member information confirmation unit
165: Real name authentication processing unit 170: Consent confirmation unit
175: Member information sharing unit 180: Account registration confirmation unit
185: Account register 190: Affiliate server
195: Authentication server

Claims (11)

In a simple membership registration method using a banking app running on a wireless terminal,
When registering as a member using a banking app is selected in an affiliate app newly installed on a wireless terminal among M (M≥1) affiliate apps affiliated with a banking app, the first step is that the banking app is run (or activated) through the affiliate app. ;
Among the N (N≥1) security authentication functions equipped with the banking app, the user identification authentication process is performed using the designated authentication server using the n (1≤n≤N) security authentication functions designated for membership registration of the affiliated app. A second step to perform;
When the user identification authentication is successful, the banking app verifies a single-use ticket issued for one-time use including a unique non-duplicate code value through the authentication server based on the result of the user identification authentication; and
A fourth step of confirming the user's consent to provide information for the banking app to share the user's user membership information with the membership information of the affiliated app using the disposable ticket; and
Upon confirmation of the user's consent to provide information, the banking app shares and transmits the user member information to the affiliated app using the disposable ticket, or transfers the user member information to the affiliated server linked to the affiliated app through the disposable ticket. A simple membership registration method using a banking app that includes the fifth step of processing to be shared and delivered.
The method of claim 1, wherein the first step is:
A simple membership registration method using a banking app, further comprising the step of the banking app issuing a disposable ticket for mutual identification and linking with the affiliated app from a designated authentication server.
The method of claim 1, wherein the disposable ticket is:
A simple membership registration method using a banking app, characterized in that it is issued as an affiliate app that runs (or activates) the banking app through the authentication server.
According to clause 1,
A simple membership registration method using a banking app, characterized in that when the user identification authentication is successful, the banking app further includes the step of issuing a disposable ticket for mutual identification and linking with the affiliated app from a designated authentication server.
According to clause 1,
A simple membership registration method using a banking app, characterized in that when the user identification authentication is successful, the banking app further includes the step of checking user membership information corresponding to the user who successfully authenticated through the authentication server.
According to claim 1 or 5, the user member information is:
A simple membership registration method using a banking app, characterized in that it is linked to the disposable ticket and stored in the authentication server for a certain period of time.
According to claim 1 or 5,
A simple membership registration method using a banking app, further comprising the step of the banking app performing a real name authentication procedure of the user through the confirmed user membership information to confirm the result of the user's real name authentication.
According to clause 1,
When confirming the user's consent to provide information, the banking app performs the user's real name authentication procedure through the confirmed user membership information based on the agreed information provision and confirms the user's real name authentication result. A simple membership registration method using a banking app that includes the following.
According to clause 1,
Confirming whether the banking app will perform an account information registration process for simple payment of the affiliated app; and
When registering the account information is necessary, the banking app performs a procedure of registering the user account information confirmed through the user member information as account information for simple payment of the affiliated app; characterized by further comprising: A simple way to sign up using a banking app.
The method of claim 9, wherein the user account information is:
A simple membership registration method using a banking app, characterized in that the user member information is registered in connection with the storage medium of the affiliate server linked to the affiliate app.
According to clause 9,
The user account information is registered in conjunction with a unique identification code on the storage medium of the banking server linked to the banking app,
A simple membership registration method using a banking app, characterized in that the identification code is registered in conjunction with the user member information in a storage medium of an affiliate server linked to the affiliate app.