KR102559924B1 - System for spot piece investment platform and method therefor - Google Patents

Abstract

The present invention relates to a spot investment platform system and method, and to a spot investment platform system and method for distributing ownership of scarce spot assets like pieces to obtain market profit according to the future piece ownership rate. The in-kind investment platform system according to the present invention proposes investment products composed of various in-kind products that can generate high returns in a short period of time, including luxury goods, unlike existing platforms that release investment products as a single item. Therefore, it is easy to expand the funding scale and stable asset management is possible, which has the effect of attracting various customers with various interests.

Description

Spot piece investment platform system and method thereof {System for spot piece investment platform and method therefor}

The present invention relates to a spot investment platform system and method thereof, and more particularly, to a spot investment platform system and method for distributing ownership of scarce spot assets like pieces to obtain market capital gains according to the future piece ownership ratio.

Currently, small investors in their 20s and 30s see it as a realistic barrier to investment. This is a gloomy time when economic independence is difficult and it is impossible to design the future with just a salary, so there is an increasing trend of small investors who want to invest even with a small amount to overcome the reality.

In addition, the number of people in their 20s and 30s who are more active in investing than saving is steadily increasing as they cannot expect interest through deposits through banks. In this respect, in these days when it is difficult for the 20s and 30s to increase assets, investment technology to secure the necessary funds for life is a reality and a necessity.

Alternative investment products that are popular recently have low returns compared to the investment period and high principal loss rates, making them unsuitable for small investments. Looking at the end of such small investments, there are ArtTech, which owns works and receives capital gains in proportion to the ownership rate, music copyright investment, which invests in music copyright and receives returns on sound sources, sneakers resale, which is easy to invest in with fast transactions and low unit prices based on trends, stock direct investment in which one share can be invested per price, and real estate P2P, which invests in real estate collateral to receive contracted interest. However, alternative investment products that are popular recently have problems with factors that are not suitable for small investments, such as long investment periods, low returns compared to returns, and high risk of principal loss.

Publication No. 2010-0098944 (2010.09.10)

The present invention was conceived to solve the above problems, and provides a portfolio tailored to the needs of small investors by supplementing the disadvantages of existing small investment products, thereby providing a spot investment platform system and method suitable for safe small investment and profits in a relatively short investment period. Its purpose is to provide.

According to the present invention, a recruitment unit 100 that recruits investment demanders by in-kind investment target information based on the web or mobile, a fragment distribution unit 200 that distributes and issues ownership of the sale price among the in-kind investment target information into pieces, a recording unit 300 that records the ownership rate of pieces purchased by investment demander terminals 10 participating in the public offering procedure for the in-kind investment target information based on blockchain, and collects external factor items that change the ownership fragment value of the in-kind investment target for a pre-set period of time. An artificial intelligence learning unit 400 that digitizes and learns the trend of the resell price against the sale price, and a management unit 500 that distributes the market price difference generated by the resell transaction according to the trend of the resell after a period set through the artificial intelligence learning unit according to the ratio of ownership of the piece of ownership of the investment consumer of the recruited investment consumer according to the ownership ratio of the piece purchased by the terminal of the investment consumer.

The recruitment unit 100 proposes in-kind investment object information as a plurality of in-kind investment products to the investment consumer terminal 10, collects in-kind investment object information on a web or mobile basis, makes it possible to check the current market price for each in-kind investment object information by accessing it through the investment demander terminal 10, and collects in-kind investment object information on a web or mobile basis, but purchases ownership pieces of the in-kind investment object information for a questionnaire respondent for question and answer through the investment demander terminal 10 In-kind investment target portfolios are selected according to the schedule and in-kind investment participants are recruited based on web or mobile.

The external factor items of the artificial intelligence learning unit 400 include at least one of production volume, sales volume, consumer's interest according to clicking on a product, resell price trend by period, price trend, and logistics distribution price information for in-kind investment target information.

The artificial intelligence learning unit 400 collects external factor items that change the ownership piece value of an object of investment in kind for a preset period of time, converts them into scores, and learns the trend of the resale price versus the selling price to calculate the expected rate of return.

The recording unit 300 matches the gender and age of the investment demanders participating in the ownership piece public offering procedure for each in-kind investment target information, calculates the propensity and available amount of the participating members with the average investment amount of the investment demanders, and records the in-kind investment participant information to generate big data for investment demand.

In addition, the recording unit 300 transmits a registration and verification request signal for the piece ownership transaction data for the sale price among the in-kind investment object information to the investment consumer terminal 10, and NFT (Non Fungible Token) upon completion of the verification. Based on this, ownership information on the ownership piece of the in-kind investment object is generated.

The fragment distribution unit 200 divides the ownership of the sale price among the in-kind investment object information into image fragments formed by dividing the original image of the in-kind investment object into predetermined sizes and encrypts them.

On the other hand, the method using the in-kind investment platform system includes (a) the system recruiting investors for each in-kind investment target information on a web or mobile basis, (b) distributing and issuing ownership of the sale price among the in-kind investment target information into pieces, (c) recording the ownership ratio of pieces purchased by investment demander terminals participating in the public offering procedure for the in-kind investment target information based on blockchain, (d) collecting external factor items that change the value of the ownership piece of the in-kind investment target for a pre-set period and numerically as a score and (e) distributing the market profit generated from the resell transaction according to the resell price trend according to the ownership rate of pieces purchased by the investment consumer's terminal according to the ownership rate of the piece of ownership of the investment consumer.

The in-kind investment platform system according to an embodiment of the present invention proposes investment products composed of various in-kind products that can generate high returns in a short period of time, including luxury goods, unlike existing platforms that release investment products as a single item. Therefore, it is easy to expand the funding scale and stable asset management is possible, which has the effect of attracting various customers with various interests.

1 is a diagram showing the configuration of a spot investment platform system according to an embodiment of the present invention.
Figure 2 is a flow chart showing a method using the in-kind investment platform system according to an embodiment of the present invention.
Figure 3 is a diagram showing the calculation of the expected return according to the ownership of the in-kind investment platform system according to an embodiment of the present invention.
4 is a diagram showing the status of owned assets of the in-kind investment platform system according to an embodiment of the present invention.
5 is a diagram showing a deed of ownership according to the ownership of the in-kind investment platform system according to an embodiment of the present invention.
Figure 6 is a diagram showing the operation process and settlement cycle of the spot investment platform system according to an embodiment of the present invention.
7 is a diagram showing the concept of issuing a divided ownership NFT of the in-kind investment platform system according to an embodiment of the present invention.
8 is a diagram showing big data of the in-kind investment platform system according to an embodiment of the present invention.

Specific structural or functional descriptions presented in the embodiments of the present invention are merely exemplified for the purpose of explaining embodiments according to the concept of the present invention, and embodiments according to the concept of the present invention may be implemented in various forms. In addition, it should not be construed as being limited to the embodiments described in this specification, but should be understood to include all modifications, equivalents, or substitutes included in the spirit and scope of the present invention.

Meanwhile, in the present invention, terms such as first and/or second may be used to describe various elements, but the elements are not limited to the above terms. The above terms are used only for the purpose of distinguishing one component from other components, for example, within a range not departing from the scope of rights according to the concept of the present invention, a first component may be referred to as a second component, and similarly, a second component may also be referred to as a first component.

Hereinafter, embodiments of the present invention will be described with reference to the accompanying drawings. In describing the embodiments of the present invention, if it is determined that a description of a related known function or configuration may unnecessarily obscure the subject matter of the present invention, the description is omitted.

The in-kind investment platform system according to an embodiment of the present invention targets luxury goods, which are in-kind products that are optimal for small investment in order to catch two rabbits, profitability and stability. In this embodiment, the object is a luxury product, but the present invention is not limited thereto. Among the spot goods in this embodiment, luxury goods are goods that can earn meaningful profits in a short period of time due to low depreciation and limited supply compared to demand. As an investment asset that has both profitability and stability within a short period of time that small investors want, it can be seen as an investment target that can be optimized for small investments.

The spot investment platform system according to an embodiment of the present invention is a concept of joint purchase of a spot group, and the purchaser can legally guarantee divided ownership of the spot, and the spot is safely stored in a safe in a financial institution selected by the system as the entrusted entity until sale. After that, the spot investment platform system sells the spot at the target price within a certain period of time and accurately distributes the capital gains generated at this time according to the piece ownership ratio.

1 is a diagram showing the configuration of a spot investment platform system according to an embodiment of the present invention. As shown in FIG. 1, the in-kind investment platform system 1 includes a recruitment unit 100, a piece distribution unit 200, a recording unit 300, an artificial intelligence learning unit 400, and a management unit 500.

The recruiting unit 100 is a component that recruits investment demanders for each in-kind investment target information based on web or mobile.

The recruitment unit of the in-kind investment platform system according to this embodiment proposes multiple in-kind investment target information to the investment demander terminal 10 as one investment product.

In addition, the recruitment unit 100 collects spot investment target information on a web or mobile basis, and makes it possible to check the current market price for each spot investment target information by accessing it through the investment demander terminal 10 .

In addition, the recruiting unit 100 collects in-kind investment target information based on the web or mobile, but selects a portfolio for in-kind investment according to a plan to purchase pieces of ownership of the in-kind investment target information for question and answer respondents through the investment demander terminal 10, and recruits in-kind investment participants on a web or mobile basis.

The piece distribution unit 200 distributes and issues the ownership of the sale price among the investment target information in kind. Here, the fragment distribution unit 200 divides the ownership of the sale price among the in-kind investment object information into image fragments formed by dividing the original image of the in-kind investment object into predetermined sizes and encrypts them.

The recording unit 300 records the ownership ratio of pieces purchased with the investment demander terminal 10 participating in the public offering procedure for in-kind investment object information based on the block chain.

The recording unit 300 according to this embodiment matches the gender and age of the investment demanders participating in the ownership piece public offering procedure for each in-kind investment target information, calculates the propensity and available amount of the participating member with the average investment amount of the investment demanders, and records the in-kind investment participant information to generate investment demand target big data.

In addition, the recording unit 300 transmits a registration and verification request signal for the piece ownership transaction data for the sale price among the in-kind investment object information to the investment demander terminal 10, and NFT (Non Fungible Token) upon completion of the verification. It generates ownership information for the ownership piece of the in-kind investment object.

The artificial intelligence learning unit 400 is a component for learning the trend of resale price versus sale price by collecting external factor items that change the ownership piece value of a spot investment object for a preset period of time and digitizing them into points.

Here, the external factor items of the artificial intelligence learning unit 400 include any one or more of production volume, sales volume, interest according to product clicks by consumers, reseller price trend by period, price trend, and logistics distribution price information for in-kind investment target information.

In addition, the artificial intelligence learning unit 400 collects external factor items that change the value of the ownership piece of the in-kind investment target for a preset period of time, digitizes them into points, learns the trend of the resale price compared to the selling price, calculates the expected rate of return, and delivers it to the investment consumer terminal 10.

The management unit 500 distributes the market profit generated from the resell transaction according to the resell price trend after a period set through the artificial intelligence learning unit according to the ownership rate of the pieces purchased by the investment demander's terminal according to the ownership rate of the pieces purchased by the investment demander's terminal.

Figure 2 is a flow chart showing a method using the in-kind investment platform system according to an embodiment of the present invention. As shown in FIG. 2, in the method using the in-kind investment platform system, the in-kind investment platform system recruits investment demanders for each in-kind investment target information based on the web or mobile (a).

In this step (a), the recruitment unit 100 of the in-kind investment platform system proposes multiple in-kind investment object information to the investment demander terminal 10 as one investment product. In addition, the recruitment unit 100 collects spot investment target information on a web or mobile basis, and makes it possible to check the current market price for each spot investment target information by accessing it through the investment demander terminal 10 . In addition, the recruiting unit 100 collects in-kind investment target information based on the web or mobile, but selects a portfolio for in-kind investment according to a plan to purchase pieces of ownership of the in-kind investment target information for question and answer respondents through the investment demander terminal 10, and recruits in-kind investment participants on a web or mobile basis.

Next, the spot investment platform system distributes and issues ownership of the sale price among the spot investment target information (b). Here, the piece distribution unit 200 encrypts the ownership of the sale price among the investment object information in kind into image fragments formed by dividing the original image of the investment object in kind into predetermined sizes.

Next, the spot investment platform system records the ownership ratio of the pieces purchased through the terminal of the investment demander who participated in the public offering process for the spot investment target information based on the block chain (c).

In step (c), the recording unit 300 matches the gender and age of the investment demanders participating in the ownership piece public offering procedure for each in-kind investment target information, calculates the propensity and available amount of the participating member with the average investment amount of the investment demanders, and records the in-kind investment participant information to generate investment demand target big data.

In addition, the recording unit 300 transmits a registration and verification request signal for the piece ownership transaction data for the sale price among the in-kind investment object information to the investment consumer terminal 10, and NFT (Non Fungible Token) upon completion of the verification. Based on the ownership information for the piece of ownership of the in-kind investment object is generated.

Next, the spot investment platform system collects external factor items that change the ownership piece value of the spot investment object for a preset period of time, converts them into scores, and learns the trend of the resale price compared to the sale price (d).

In step (d), the artificial intelligence learning unit 400 collects external factor items that change the ownership piece value of the investment target for a predetermined period of time, converts them into scores, and learns the trend of the resale price versus the selling price to calculate the expected rate of return.

Here, the external factor items of the artificial intelligence learning unit 400 include any one or more of production volume, sales volume, interest according to product clicks by consumers, reseller price trend by period, price trend, and logistics distribution price information for in-kind investment target information.

Next, the spot investment platform system distributes the market profit generated from the resell transaction according to the resell price trend according to the ownership rate of the pieces purchased by the investment demander's terminal according to the ownership rate of the pieces of ownership of the recruited investment demanders after the elapse of the preset period (e).

Figure 3 is a diagram showing the calculation of the expected return according to the ownership of the in-kind investment platform system according to an embodiment of the present invention. As shown in FIG. 3, the in-kind investment platform system according to this embodiment can confirm the maximum expected return for each amount of ownership according to the expected rate of return of the portfolio.

4 is a diagram showing the status of owned assets of the in-kind investment platform system according to an embodiment of the present invention. As shown in FIG. 4, the investment demander terminal of the in-kind investment platform system according to this embodiment can check the status of owned assets and check key information such as the current status of recovery for each owned asset, rate of return, fee, distribution amount, etc. in real time.

5 is a diagram showing a deed of ownership according to ownership of an in-kind investment platform system according to an embodiment of the present invention. As shown in FIG. 5, the in-kind investment platform system according to this embodiment generates and issues ownership of the asset immediately after purchase, so that the owning member can check key information such as asset details, recovery status, rate of return, and fee of the owned asset in real time through the terminal of the investment user on 'My Page', and issues a legally binding title at the same time as purchasing a piece.

The in-kind investment platform system according to this embodiment can check the proceeds according to the expected rate of return in advance on a web or mobile basis, and in the case of a piece owner, the sales status and rate of return of the owned asset can be checked in real time on 'My Page'. In addition, the owner can directly print the property deed on the web or mobile. In addition, the in-kind investment platform system may provide the relevant ownership documents online by e-mail or offline mail.

The spot investment platform system according to this embodiment evaluates market prices of luxury trading platforms, direct transaction bulletin boards, overseas brokerage sites, etc. together with key variables that can affect future value. In particular, we are constantly collecting retail prices and current quotes to provide optimized asset prices. Here, the portfolio is selected based on the data obtained by collecting the opinions of experts composed of luxury watch consultant managers' planning skills, luxury goods associations, and internal appraisers, and examining price variables from the past to the present.

In selecting a target for in-kind investment, a diverse portfolio composed of high-end luxury items such as watches, bags, and sneakers, and a portfolio of online in-kind assets such as artworks, game items, and NFTs of verified artists can be sequentially set up. In addition, among alternative investment products, real estate, ships, land, minerals, etc. can be composed of piece investment products to set up a variety of portfolios that can secure liquidity and profitability.

Figure 6 is a diagram showing the operation process and settlement cycle of the spot investment platform system according to an embodiment of the present invention. As shown in FIG. 6, a portfolio is planned through the product planning committee and selected goods are purchased. After that, after the second round of genuine appraisal, the piece investment product composed of the portfolio is opened on the in-kind investment platform system service. When funding is closed, it is transferred to its own monoreach or partner company and sold at the target price. Until the sale is completed, the funded investment is safely deposited, and then the profit from the sale is accurately distributed according to the percentage of ownership of the piece.

7 is a diagram showing the concept of issuing a divided ownership NFT of the in-kind investment platform system according to an embodiment of the present invention. As shown in FIG. 7, the system according to this embodiment constructs a portfolio and generates a piece split ownership NFT by purchasing ownership in cash/card through the terminal of the investment demander to strongly prove the authenticity and ownership of the carefully selected portfolio and issues it in the form of PIECE NFT to promote safe and free transactions between members.

8 is a diagram showing big data of the in-kind investment platform system according to an embodiment of the present invention. As shown in FIG. 8, by generating big data in the form of age group, gender ratio, investment propensity, and reserve investment amount to obtain investment returns and to secure investment demanders with purchasing power who want to actually own the asset, it has the effect of acting as a meaningful indicator for product development when collaborating with financial companies in the future.

In addition, the question and answer items through the self-survey of the spot investment platform system according to this embodiment include age group, residence area, gender, occupation, average investment amount, depositable amount, interest in investment in spot investment and virtual currency and stocks, investors who want actual ownership, confirmation of direct transaction experience, etc.

In the spot investment platform system according to this embodiment, an operating fee and a sales fee are generated through self-operation. At this time, a certain rate between the seller and the investor is applied. Preferably, a rate of 8.9% for sellers and 20% for investors is applied. A total of 12% of commission sales are generated in the management unit 500 for reselling transactions. In addition, the management unit 500 of the in-kind investment platform system according to this embodiment may be provided with various sales points, such as loan commissions incurred during ownership secured loans, membership fees for 'subscription investment service' that are invested only by setting and pre-deposit, advertisement sales using customer DB, commissions for securities transactions through issuance of DABS (digitally securitized beneficiary certificates) of spot assets, sales through piece (piece) lounge operation, and periodical magazine sales profits. Accordingly, the management unit 500 of the in-kind investment platform system according to this embodiment provides a variety of services that can satisfy the customer's desire for ownership and consumption psychology in addition to profit by taking advantage of the characteristics of in-kind investment, thereby providing a new type of luxury goods exchange as a planned place that adds experience and customer satisfaction to the piece investment system of the piece in the piece lounge, thereby providing a sense of belonging and satisfaction with a new concept complex service combined such as a repair shop, editing shop, photo zone, and rest area to provide a sense of belonging and satisfaction to attract potential customers and prevent customer departure. there is

In addition, the management unit 500 of the system according to the present embodiment cooperates with financial mobile services to link Kakao Pay and the like to enable investment in a sculpture portfolio, and linkage to a loan service secured by the ownership of piece sculptures through promotions such as 'Gathering dust and luxury goods' with the same change as Kakao Pay's Alliward. The membership subscription service provides preferential purchasing rights for excellent members and automatic investment services according to options. In addition, although it is difficult to give expensive luxury items as gifts, the gift-giving function is used so that ownership of pieces can be gifted, making it easier and more fun to purchase ownership of pieces. Here you can also indicate the expected rate of return for ownership of that piece.

In addition, the management unit 500 can build 'my own wardrobe' so that the ownership of the pieces can be utilized in the virtual space of the metaverse, and through certified piece ownership, the luxury goods pieces that you own can be exposed to others.

The in-kind investment platform system according to this embodiment proposes investment products composed of various in-kind products that can generate high returns in a short period of time, including luxury items, unlike existing platforms that release investment products as a single item. Therefore, it is easy to expand the funding scale and stable asset management is possible, which has the effect of attracting various customers with various interests.

The present invention described above is not limited by the above-described embodiments and the accompanying drawings, and various substitutions, modifications, and changes are possible without departing from the technical spirit of the present invention will be apparent to those skilled in the art.

1: In-kind investment platform system
10: Investment demand terminal
100: recruitment department
200: piece distribution unit
300: record book
400: artificial intelligence learning unit
500: management department

Claims (10)

In-kind investment target information is collected on the web or mobile basis, and the in-kind investment target portfolio is selected according to the plan to purchase pieces of ownership of the in-kind investment target information for the questionnaire respondent for question and answer through the investment consumer terminal 10, and the in-kind investment participant is recruited on the web or mobile basis. The recruitment unit 100 proposed to
Among the in-kind investment target information, a piece distribution unit 200 for distributing and issuing the ownership of the sale price into pieces, dividing the original image of the in-kind investment object into image pieces formed by dividing them into predetermined sizes, and encrypting them;
A recorder 300 for recording the ownership ratio of pieces purchased by the investment demander terminal 10 participating in the public offering procedure for the in-kind investment target information based on the block chain;
An artificial intelligence learning unit (400) that collects and digitizes any one or more of the following information: production volume, sales volume, consumer's interest according to product clicks, periodic resell price trend, price trend, and distribution price information for the in-kind investment object information that changes the ownership piece value of the in-kind investment object during a pre-set period, digitizes it, learns the resell price trend relative to the sale price, calculates an expected rate of return, and delivers it to the investment user's terminal;
After a period set through the artificial intelligence learning unit according to the ownership ratio of the piece of ownership of the recruited investment demander, the market profit generated by the resell transaction according to the trend of the resell price is distributed according to the ownership ratio of the piece purchased by the terminal of the investment demander. Including a management unit 500,
The recording unit 300 matches the gender and age of the investment demanders participating in the ownership piece public offering procedure for each in-kind investment object information, calculates the propensity and available amount of participating members with the average investment amount of the investment demanders, records the in-kind investment participant information, generates big data for investment demand, and sends a registration and verification request signal for piece ownership transaction data for the release price to the investment consumer terminal 10, and upon completion of verification NFT (Non Fungible Token ) Based on the in-kind investment platform system, characterized in that for generating ownership information on the ownership piece of the in-kind investment object. delete delete delete delete delete delete delete delete delete