KR102505930B1 - Agricultural and fishery products related protocol investment method and investment platform system - Google Patents

Abstract

An embodiment of the present invention provides an agricultural and fishery products related protocol investment method and an investment platform system, which can enable investment in agricultural and fishery products and promote direct transactions between producers of the agricultural and fishery products and investors/consumers, thereby enabling stable income for the producers and safe food and investment income for the investors/consumers. The investment platform system comprises: the plurality of producers each producing the agricultural and fishery products as investment targets; the plurality of agricultural and fishery product investors investing in the agricultural and fishery products as the investment targets; a direct transaction shopping mall for the agricultural and marine products registered by the producers; and an investment processing module which provides protocol investment functions for the agricultural and fishery products to the agricultural and fishery products investors.

Description

Agricultural and fishery products related protocol investment method and investment platform system

The present invention enables investment in agricultural and marine products and promotes direct transactions between producers and investors/consumers of agricultural and livestock products, enabling producers to have stable income and investors/consumers to obtain safe food and investment income. It is about related protocol investment method and investment platform system.

In recent years, along with climate change due to global warming, the socio-economic environment is rapidly changing due to corona, and production activities of foodstuffs such as agricultural products, livestock products, or aquatic products (hereinafter referred to as 'agricultural and livestock products') are shrinking.

As a conventional platform system related to agricultural and livestock products, there is a "agricultural products pre-order production platform system that allows individualized pre-orders to consumers" published as Publication No. 10-2020-0103509 in the Korean Intellectual Property Office Publication Patent Publication. The platform system of the above-mentioned published patent receives agricultural product pre-order information including individualized option information on the agricultural product production process from a consumer terminal, searches for and connects agricultural producers capable of producing agricultural products according to the individualized option information, and cultivates the consumer's desired cultivation. Agricultural products can be pre-ordered by setting a method, etc., and producers can produce high-quality agricultural products according to the actual demand of consumers, so that agricultural products can be produced and distributed according to actual demand without the burden of predicting agricultural demand or expensive farming methods.

In addition, "AI-based direct trade distribution service system and method for agricultural and marine products based on AI" announced in the Registered Patent Publication as registration number 10-2138843 collects, analyzes, predicts, and recommends social data and actual transaction data collected in real time to provide various It is to provide convenient and reliable direct transaction service at the price desired by local producers and users of agricultural and marine products.

KR 10-2020-0103509 A KR 10-2138843 B1

Conventional technologies related to agricultural, livestock and marine products are mainly applied to the latest technologies such as AI and IoT in the field of distribution or production, and the information related to investment to increase the production of agricultural and marine products is insufficient.

The present invention has been proposed to solve the above problems, and the problem to be solved by the present invention is to enable investment in agricultural and marine products and promote direct transactions between producers of agricultural and livestock products and consumers / investors, so that producers can have stable income. It is to provide a protocol investment method and investment platform system related to agricultural and livestock products that enable consumers/investors to obtain safe food and investment income.

An embodiment of the present invention discloses an investment platform system related to agricultural and livestock products.

The disclosed investment platform system is concentrated on a plurality of producers each producing the agricultural, livestock and marine products subject to investment, a plurality of agricultural, livestock and marine products investors investing in the agricultural, livestock and marine products subject to investment, a direct transaction shopping mall for the agricultural, livestock and marine products registered by the producers, and the agricultural, livestock and marine products investors. It includes an agricultural, livestock and marine product investment platform having an investment processing module that provides a protocol investment function for aquatic products.

The investment processing module brings producer/product pools in which data on producers and products of the producers are stored, and investment object information on producers and products of the producers from the producer/product pool, and connects the network. An investment project generation unit that generates a predetermined investment project by bringing additional information such as climate forecast information of the production area and price forecast information for the product that can affect the future price of the investment object from related sites through a platform; Coins are issued and listed on the virtual currency exchange, coin management department for managing the coins in connection with the virtual currency exchange, and posting the created investment project to recruit investors, pay production costs to producers, and respond to investments to investors It includes an investment project management unit that handles the payment and staking of the platform coin to be paid, and manages the investment project by paying the corresponding reward in the dividend cycle according to the staking.

Another embodiment of the present invention discloses an investment method related to agricultural and livestock products.

The disclosed method of investing in agricultural and marine products includes the step of constructing a producer / product pool by the agricultural and marine products investment platform, and the step of creating an investment project for a specific product based on the producer information and product information of the producer / product pool by the agricultural and marine products investment platform , Agricultural and aquatic products investment platform announces an investment project and recruits investors, and when receiving investment from investors, agricultural and marine products investment platform pays a platform coin corresponding to the investment and sets up staking, and invests in agricultural and marine products The stage in which the platform pays production costs to producers, the stage in which the agricultural and livestock investment platform allocates rewards to the investor in consideration of staking on a periodic basis, and the agricultural and marine products investment platform registers the agricultural and marine products subject to investment after production activities are completed. Once received, the transaction is executed through the shopping mall and the step of accumulating sales for the agricultural, livestock and marine products subject to investment, and when the sale of the agricultural, livestock and marine products subject to investment is completed, the agricultural, livestock and marine products investment platform settles the sales and pays producers and investors according to predetermined dividend conditions. Dividing a platform coin according to the method, and purchasing a platform coin at a virtual currency exchange with the settled sales.

The producer/product pool includes producer information to prove the producer's ability, such as the producer's personal information and address, farm size, production history, and past sales records, as well as the name of the production item, production period, production cost, and past sales price. Product information is stored.

The above investment project consists of a single item from a single producer, or multiple producers of a single item by grouping multiple producers producing a single item, or multiple items from a single producer, in consideration of the type, production period, and expected sales of agricultural and livestock products. or by grouping multiple producers and multiple products.

According to an embodiment of the present invention, direct transactions between producers of agricultural and livestock products and investors or consumers are promoted, and producers can perform professional production activities based on stable income, and investors or consumers can enjoy safe food and profits. has the effect of obtaining

In addition, according to an embodiment of the present invention, the worst loss can be prevented by purchasing insurance for the agricultural and livestock products subject to investment, and the produced agricultural and marine products are supplied to the investor at a predetermined discounted price, so that both producers and investors benefit. can enjoy

Moreover, according to an embodiment of the present invention, a portfolio capable of diversifying risks can be configured by creating a plurality of investment projects in various ways for various production items based on production cost, production period, expected sales, dividend ratio, etc. let it be

1 is a schematic diagram showing the overall configuration of the agricultural and livestock protocol investment platform system according to an embodiment of the present invention;
2 is a detailed block diagram of the agricultural and marine products investment platform according to an embodiment of the present invention;
Figure 3 is a flow chart showing the agricultural and marine products protocol investment procedure according to an embodiment of the present invention;
4 is a flowchart illustrating a procedure for creating an investment project for agricultural and livestock products according to an embodiment of the present invention.

The technical problems achieved by the present invention and its practice will become clearer with the preferred embodiments of the present invention described below. The following examples are merely illustrative of the present invention, and are not intended to limit the scope of the present invention.

Figure 1 is a schematic diagram showing the overall configuration of the agricultural and marine products protocol investment platform system according to an embodiment of the present invention, Figure 2 is a detailed block diagram of the agricultural and marine products investment platform according to an embodiment of the present invention.

As shown in FIG. 1, the agricultural, livestock and marine products investment platform system 1 according to an embodiment of the present invention provides a direct transaction shopping mall function for agricultural, livestock and marine products 20 and a protocol investment function for agricultural, livestock and marine products 20. An investment platform 10, a plurality of producers 30 each producing agricultural, livestock, or marine products 20 such as agricultural products, livestock products, or aquatic products subject to investment according to an embodiment of the present invention, and investment in agricultural and marine products according to an embodiment of the present invention An agricultural and livestock product investor 40 who invests in the agricultural and livestock products 20 through the platform 10, a normal agricultural and livestock product consumer 50 who purchases and consumes the invested agricultural and livestock products, and a normal virtual currency exchange 60 ), a regular coin investor (70) investing in a coin through a virtual currency exchange (60), and an additional information site that can provide future weather information or future price information that can affect future production prices of agricultural and marine products. (90), and each subject is interconnected through a common communication network (80).

Referring to Figure 1, the agricultural and marine products investment platform 10 is an online shopping mall (10A) that enables direct trading of the agricultural, livestock and marine products produced by producers (20), and investment execution that performs the investment function for agricultural and marine products. It is divided into modules 10B. Since the online shopping mall 10A is similar to a normal shopping mall for trading agricultural and livestock products, further detailed description will be omitted.

The agricultural and livestock products 20 are agricultural products such as rice, cabbage, and fruits produced by farmers (farmers), livestock products such as Korean beef, pigs, and chickens raised by livestock farmers, and aquatic products such as fish and shellfish farmed or caught by fishermen (fishermen). , The producer 30 represents a terminal such as a smartphone or PC for connecting to the platform 10 through a farmer, livestock breeder, or fisherman who produces the agricultural and livestock products 20, or they network 80. Preferably, the producer 30 is registered in the producer/product pool of the platform.

Agricultural and livestock investors 40 view investment projects announced (posted) by the platform and investors participating in the investment in the agricultural and marine products or smartphones or PCs for the investors to access the platform 10 through the network 80 Indicates a terminal such as Livestock and marine products investor 40 may be a consumer who consumes farm and fishery products, and may be provided with benefits so that they can be purchased at a predetermined discount price (eg, 10% discounted amount) when purchasing the agricultural, livestock and marine products.

The agricultural and livestock products consumer 50 is a terminal used by ordinary consumers or consumers who purchase and consume the agricultural and livestock products 20 in the shopping mall 10A of the platform, and the virtual currency exchange 60 is in the embodiment of the present invention. It is an institution that can list coins issued by the investment platform 10 (hereinafter referred to as 'platform coin'), trade common coins such as listed platform coins, bitcoin and ethereum coins, and coin investors. 70 denotes a terminal used by a normal coin investor or the investor who invests in a coin in the virtual currency exchange 60.

As shown in FIG. 2, the investment execution module 10B of the platform according to an embodiment of the present invention includes a producer/product pool 110 in which data on producers and their products are stored, Coin management unit 120 for issuing platform coins and listing them on the virtual currency exchange 60 and managing the coins in connection with the virtual currency exchange 60, and investment objects for producers and their products in the pool 110 Information is imported and additional information such as climate forecast information of the production area and price forecast information for the corresponding product that can affect the future price of the investment object is brought from related sites 90 through the network 80 to obtain a predetermined value. An investment project generation unit 130 that creates an investment project, posts the created investment project to recruit investors, pays production costs to producers, and handles payment and staking of platform coins corresponding to the investment to investors, It consists of an investment project management unit 140 that manages an investment project by paying a corresponding dividend reward in a dividend cycle according to staking.

Referring to FIG. 2, the producer/product pool (Pool; 110) receives an application for membership from producers producing various types of agricultural and livestock products according to a predetermined procedure, and information about the producer and information about the agricultural and marine products produced by the producer. is storing When applying for subscription, the investment platform provides producer information to prove the producer's ability, such as the producer's personal information and address, farm size, production history, and past sales records, as well as product name, production period, production cost, past selling price, etc. It is desirable to receive product information and send an expert to the production site of the producer who applied for membership to confirm it.

The coin management unit 120 issues platform coins, lists them on the virtual currency exchange 60, and manages designated coins and platform coins of investment money deposited by investors.

The investment project generation unit 130 provides an investment target selection unit 131 for selecting investment target producers and products from the producer/product pool 110 and additional information that may affect the future price of the selected investment target. An additional information collection unit 132 for collecting, a production cost prediction unit 133 for predicting the production cost of an investment target product selected from product information and additional information registered in the pool, and product price information and production volume of the pool A sales forecasting unit 134 for predicting the sales of products from information and additional information, a dividend ratio determining unit 135 for setting the dividend ratio of producers and investors to sales, production cost, production period, and expected sales , It consists of an investment project formation unit 136 that forms an investment project for an investment target product selected on the basis of a dividend ratio. The worst loss can be prevented by purchasing insurance for the agricultural and marine products that are the target of investment.

The investment project management unit 140 includes an investor recruitment unit 141 for posting the investment project generated by the investment project generating unit 130 to recruit investors and receiving investment in a designated coin through the coin management unit 120; A staking processing unit 142 for processing staking for the received investment in conjunction with the management unit 120, a production cost payment unit 143 for paying production costs from the investment to producers subject to investment, and staking information and A reward processing unit 144 for distributing rewards to investors based on the dividend cycle according to the production period, and an investment target sales recovery unit for recovering sales of investment objects sold through transactions after the production cycle of investment objects is completed ( 145) and an investment settlement processing unit 146 that allocates the recovered investment target sales to producers and investors according to a predetermined procedure and purchases platform coins with the remaining sales to settle the investment project.

Referring back to FIG. 2, the virtual currency exchange 60 is a typical virtual currency trading institution such as Upbit, Bithumb, Coinone, etc., and the coin investors 70 are unspecified investors who invest in virtual currency (coin).

The network 80 represents a normal wired/wireless communication network including a mobile communication network, WiFi, the Internet, etc., and the additional information site 90 provides weather information or price prediction information related to price fluctuations of agricultural, livestock and marine products through the network 80. It includes normal information providing sites or news sites that provide information.

3 is a flow chart illustrating an investment procedure for agricultural and livestock products protocols according to an embodiment of the present invention.

Referring to Figure 3, the agricultural and livestock products investment platform 10 is listed on the virtual currency exchange 60 by issuing a platform coin, and holds a predetermined platform coin (S101).

Farmers who produce agricultural products, livestock farmers who breed livestock products, and fishermen who farm fish and shellfish enter producer information and product information according to a predetermined form, and then join the producer / product pool 110 of the agricultural and livestock products investment platform ( S102). At this time, the composition of the producer/product pool can be made through consultation and decision of a group of experts, and the producer can be confirmed through expert verification.

After configuring the producer/product pool 110, the agricultural and livestock investment platform 10 creates an investment project based on information and additional information of the pool (S103, S104). A unit that creates an investment project is composed of a single item of a single producer, or multiple producers of a single item by grouping multiple producers producing a single item, or multiple producers of a single producer, considering the type of product, production period, expected sales size, etc. It can be composed of items or by grouping multiple producers and multiple products. In addition, the created investment project is identified by giving a predetermined name such as 'Hanwoo GRB No. 1', and the created investment project includes the investment target amount, product name, quality, production period, production cost, etc. Information on the same investment products, producer information such as farm size or production experience, dividend ratio, investment deposit method, and recruitment period are included.

After the investment project is created, the agricultural and livestock products investment platform 10 recruits investors for the investment project (S105).

When the investor 40 sees the investment project and invests in a coin (eg, Ether, etc.) designated by the investment platform 10, the agricultural, livestock and marine products investment platform 10 pays the platform coin it holds and concludes a contract for staking. Do (S106 ~ S108). Here, staking can be staked on a monthly basis by stipulating the conditions for cashing the platform coin paid to the investor in the virtual currency exchange 60, and is related to the condition of distributing rewards for each dividend cycle later.

After the investor recruitment is completed, the agricultural and livestock products investment platform 10 pays production costs to the producer 30 of the investment project (S109). The production cost to be paid to the producer 30 may be paid in a lump sum or divided by production period according to the product, or may be paid in cash or coins.

When the production cost is paid, the producer 30 initiates production activities for the product (agricultural, livestock, and marine products) for investment, and when the reward dividend cycle comes, the agricultural, livestock and marine product investment platform 10 refers to the staking agreement to give the platform coin to the investor. Rewards are allocated (S110, S111). Here, the dividend cycle is determined at the time of creation of the investment project according to the production period of the product, and is obtained by identifying the growth cycle of the product to be invested and dividing the growth period by a certain number of times. For example, if the harvest period of the product to be invested is 140, dividing it by a week is 20, so rewards are allocated to investors in platform coins according to the growth value over 20 times during the growth period.

In addition, the agricultural, livestock and marine products investment platform 10 determines the size of the reward and whether to pay dividends in consideration of the staking agreement of the investor 40. For example, 50% of the platform coins paid by the investor are immediately sold and the remaining 50% staked. Dividend rewards are generated for the number of staking months for that amount.

When the production period of the investment target product is completed and the product is shipped, the producer 30 registers the product in the shopping mall 10A of the agricultural and livestock investment platform 10, and the agricultural and livestock investment platform 10 operates the shopping mall Sales of the investment target product are accumulated by selling the investment target product to investors or consumers (S112 to S116).

Afterwards, the agricultural and livestock investment platform 10 settles the sales, distributes the platform coins to the producers 30 and investors 40 according to predetermined dividend conditions, and sells the platform coins at the virtual currency exchange 60 with the settled sales. Buy so that the platform coin can circulate virtuously (S117 ~ S120).

4 is a flowchart illustrating a procedure for creating an investment project for agricultural and livestock products according to an embodiment of the present invention.

Referring to Figure 4, the agricultural and livestock investment platform 10 selects the investment target producer and product from the producer / product pool 110 (S141). Producers and products to be invested are selected as a single item from a single producer, multiple producers producing a single item as a group, multiple items from a single producer, or multiple producers and multiple products as a group, considering the size of the investment project. can do.

Thereafter, the agricultural and livestock products investment platform 10 collects additional information that may affect the future price of the selected investment object, and the expected production cost of the product selected from the product information and additional information registered in the pool 110. Calculate (S142).

Subsequently, the expected sales of the product are calculated from the product price information, production volume information, and additional information of the pool, and the dividend ratio of the producer and the investor to the sales is set (S143 and S144).

For example, the cost required for the growth of the product to be invested is calculated from the beginning to the harvest, and sales are predicted based on data for the past 3 to 5 years. In addition, the distribution ratio between producers and investors is 20% for producers and 80% for investors, etc., and the final distribution ratio is determined based on sales.

Then, an investment project for the product selected for investment is formed based on the production cost, production period, expected sales, and dividend ratio, and the formed investment project is announced (posted) (S145).

In this way, according to the embodiment of the present invention, producers and investors receive investment money back into listed virtual assets with the start of an investment project, and dividends are linked to the current price of virtual assets from time to time in proportion to the growth of agricultural, livestock and fisheries products subject to investment. Because of this, you can reduce the risk of future uncertainty.

In addition, 80% or 100% of the final distribution of sales funds plays a role in purchasing virtual currencies listed on the platform, so a circular ecosystem can be created, and as the composition of agricultural, livestock and fishery products to be invested diversifies, more investors are attracted to the investment platform. While participating, the distribution structure is also changed to a direct transaction form, establishing an efficient distribution structure and stabilizing the supply chain of agricultural, livestock and marine products produced while stabilizing producers' income.

In addition, as long as there is no capital and only technology, anyone can play the role of a producer, contributing to the national economy through efficient deployment of manpower, and since some investments and dividends occur at the same time and some are periodic, fund rotation among stakeholders can be done quickly, contributing to economic revitalization.

On the other hand, in addition to the listed coins paid to investors or producers, it can be paid in points or mileage of fixed value linked to the product depending on the type of product selected by the investor and producer, which can be swapped with a coin that can be traded in the system app. It is possible, and points or mileage can also be used to purchase products produced through the investment platform system as they are pegged to each product and a fixed value.

In the above, the present invention has been described with reference to one embodiment shown in the drawings, but those skilled in the art will understand that various modifications and equivalent other embodiments are possible therefrom.

10: Agricultural and Marine Product Investment Platform 10A: Shopping Mall
10B: investment processing module 20: agricultural and marine products
30: Producer 40: Investor in agricultural and marine products
50: Livestock and seafood consumers 60: Cryptocurrency exchange
70: Coin Investor 80: Network
90: additional information site

Claims (5)

A plurality of producers producing agricultural and marine products for investment;
A plurality of agricultural, livestock and marine products investors investing in agricultural and marine products produced by a plurality of producers;
A direct transaction shopping mall in which transactions for agricultural, livestock and marine products produced and registered by the producer are made, and an investment platform for agricultural, livestock and marine products having an investment processing module that provides a protocol investment function for agricultural, livestock and marine products to the investors; and,
Including; a virtual currency exchange in which transactions of coins issued by the agricultural and livestock products investment platform are made;
The investment processing module,
A producer/product pool in which data on producers and their products are stored;
From the producer/product pool, information on producers and their producers’ investment products is brought, and climate forecast information of the production area that can affect the future price of the investment object from related sites through the network, and information on the product Collects additional information such as price prediction information, predicts the production cost of the selected product for investment from product information and additional information registered in the pool, and produces sales revenue from product price information, production volume information and additional information registered in the pool An investment project formation unit that predicts, sets the dividend ratio of producers and investors to sales, and forms an investment project for the product selected for investment based on production cost, production period, expected sales, and dividend ratio;
A coin management unit for issuing platform coins and listing them on a virtual currency exchange and managing the coins in connection with the virtual currency exchange;
Post the created investment project to recruit investors, pay production costs to producers, process payment and staking of platform coins corresponding to investments to investors, pay corresponding rewards in dividend cycles according to staking, and invest After the production cycle of the object is completed, the sales of the investment object sold through the direct transaction shopping mall are collected, and the recovered investment object sales are allocated to producers and investors according to a predetermined procedure for settlement, and the remaining sales after settlement are used to obtain platform coins. Agricultural, livestock and marine products protocol investment platform system, including an investment project management unit that manages investment projects by purchasing them. delete Issuing a platform coin by the agricultural and livestock investment platform;
Forming a producer / product pool by the agricultural and livestock investment platform;
The agricultural, livestock and marine product investment platform provides producer and product information of producer/product pools, additional information that may affect the future price of investment objects, production cost forecast information of investment objects, sales forecast information of investment objects, and dividend ratios between producers and investors. generating an investment project for a specific product based on;
Steps for the agricultural and livestock products investment platform to announce the investment project and recruit investors;
Upon receipt of the investment from the investor, the step of paying the platform coin issued by the agricultural and marine products investment platform corresponding to the investment and setting up staking;
The step of the agricultural and marine products investment platform paying production costs to producers;
Dividing a reward to the investor in consideration of staking by the agricultural and livestock investment platform;
When the agricultural and livestock investment platform is completed and the investment target livestock and fishery products are registered, executing a transaction through the shopping mall and accumulating sales for the investment target agricultural and fishery products;
When the sale of agricultural, livestock and marine products to be invested is completed, the agricultural and marine products investment platform settles the sales and distributes dividends to producers and investors as platform coins according to predetermined dividend conditions; and,
A protocol investment method related to agricultural, livestock and marine products, including the step of purchasing a platform coin from a virtual currency exchange with the settled residual sales. delete The method of claim 3, wherein the investment project
Considering the type of agricultural, livestock and marine products, production period, and expected sales size, it consists of a single item from a single producer, or multiple producers of a single item by grouping multiple producers producing a single item, or multiple items from a single producer, or multiple producers and producers. A protocol investment method related to agricultural and livestock products, characterized by grouping and configuring multiple products.

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