KR102503140B1 - Control method of server for providing group account management service - Google Patents

Abstract

The present invention relates to a control method of a server providing a meeting bankbook management service, which includes the steps of: generating an account based on a bankbook opening request received through an instrumentation terminal, matching the account with the instrumentation terminal, and storing the account; matching and storing at least one member terminal in the account based on the bankbook opening request; and automatically transferring a certain amount of money at regular intervals from the personal account matched to the account of each of the instrumentation terminal and at least one member terminal.

Description

Control method of server providing meeting passbook management service {CONTROL METHOD OF SERVER FOR PROVIDING GROUP ACCOUNT MANAGEMENT SERVICE}

The present invention relates to a control method for a server providing a meeting bankbook management service in which a group bankbook is held under a common name and deposit is made into the bankbook by direct transfer, but withdrawal is permitted according to the consent of the meeting member.

According to the social atmosphere where self-development is encouraged, online and offline gathering activities increase, and transparency of common bankbooks used in gatherings is required.

The common bankbook is managed by one secretary, and the management details are written and the deposit and withdrawal of the amount is reported to the meeting members. There is a problem with

In addition, determining the withdrawal of the amount in the common bank account in a situation where all offline meeting members fail to attend causes a problem in that the consent of the meeting members who fail to attend cannot be obtained.

On the other hand, the matters described as the background art above are only for improving understanding of the background of the present invention, and should not be taken as an admission that they correspond to prior art already known to those skilled in the art. will be.

Registered Patent Publication No. 10-1799054, 2017.11.13.

The problem to be solved by the present invention is to provide a server control method for providing a meeting bankbook management service that manages a group bankbook under a common name and allows withdrawal according to the voting results of the joint holders who are members of the meeting when withdrawing money. .

The problems to be solved by the present invention are not limited to the problems mentioned above, and other problems not mentioned will be clearly understood by those skilled in the art from the description below.

In the control method of a server providing a meeting bankbook management service according to an aspect of the present invention for solving the above problems, an account is created based on a bankbook opening request received through an instrumentation terminal, and the account is transferred to the instrumentation terminal. Step of matching and storing, step of matching and storing at least one member terminal in the account based on the request to open a bankbook, and step of matching and storing at least one member terminal in the account from the personal account matched to the account at a regular interval for each of the instrumentation terminal and at least one member terminal It may include the step of automatically transferring a certain amount.

In addition, the control method of the server, when receiving a withdrawal request from any one of the instrumentation terminal and at least one meeting member terminal, transmits a voting request for the withdrawal request to the instrumentation terminal and at least one meeting member terminal The step of determining whether the resultant information on the voting request meets a predetermined criterion and, according to the determination result, remitting the amount for the withdrawal request to the personal account matched with the terminal that sent the withdrawal request may be further included. can

In addition, the control method of the server, when receiving the target amount and the total payment list from the instrumentation terminal, if the balance of the account is equal to the target amount, the receiving target among the instrumentation terminal and at least one member terminal based on the total payment list The method may further include selecting a terminal corresponding to , remitting a target amount to a personal account matched with the selected terminal, and updating and storing a system payment list for the selected terminal.

At this time, the control method of the server, when receiving the target amount and payment information from the instrumentation terminal, transmits a voting request for payment information to at least one meeting member terminal, and the voting result information for payment information is set in advance. Determining whether the standard is met, if the resultant information meets the preset standard, if the balance of the account is equal to the target amount, dividing the automatic payment for the payment information by the number of terminals matched with the account and executing it; and The method may further include transmitting income deduction information for automatic payment to an instrumentation terminal and at least one terminal, respectively.

In addition, the step of matching and storing at least one member terminal in the account based on the bankbook opening request includes identifying at least one terminal based on the bankbook opening request, The method may further include performing authentication and, when the authentication is performed, matching and storing at least one terminal to an account.

In addition, the step of matching and storing at least one member terminal in the account based on the bank account opening request is the step of storing the recruitment information for the bank account opening request in the platform, when a matching request for the recruitment information is received, The step of identifying the terminal that sent the matching request, the step of matching the identified terminal to the account and storing it, and the step of converting the recruitment information into deadline information when the same terminal as the number of recruits for the recruitment information is matched to the account are further steps. can include

In addition, the step of identifying the terminal that transmitted the matching request includes the step of transmitting a deposit request to the identified terminal and, when the deposit is deposited into the account, storing the personal account from which the deposit was withdrawn as a personal account for the identified terminal. The control method of the server further includes, when an unpaid event occurs from the personal account for the identified terminal, deducting an unpaid amount corresponding to the unpaid event with respect to the deposit, the amount of the deducted deposit being constant. If the deposit is not re-deposited within the period, the method may further include deleting a match for the identified terminal from the account and remitting the remaining amount excluding a preset penalty from the deducted deposit to the personal account.

Other specific details of the invention are included in the detailed description and drawings.

According to the control method of a server providing a meeting bankbook management service of the present invention, safety is guaranteed because meeting members cannot arbitrarily withdraw money from a bankbook under a common name, and the withdrawal is determined through a voting method, so that the meeting including the account manager. As all members have the same authority, the satisfaction with the service increases.

The effects of the present invention are not limited to the effects mentioned above, and other effects not mentioned will be clearly understood by those skilled in the art from the description below.

1 is a system configuration diagram according to an embodiment of the present invention.
2 is a basic flow diagram according to an embodiment of the present invention.
3 is a state diagram of a bankbook opening request according to an embodiment of the present invention.
4 is an account access state diagram for a meeting member terminal according to an embodiment of the present invention.
5 is a server configuration diagram according to an embodiment of the present invention.

Advantages and features of the present invention, and methods of achieving them, will become clear with reference to the detailed description of the following embodiments taken in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but may be implemented in various different forms, only these embodiments are intended to complete the disclosure of the present invention, and are common in the art to which the present invention belongs. It is provided to fully inform the person skilled in the art of the scope of the invention, and the invention is only defined by the scope of the claims.

Terminology used herein is for describing the embodiments and is not intended to limit the present invention. In this specification, singular forms also include plural forms unless specifically stated otherwise in a phrase. As used herein, "comprises" and/or "comprising" does not exclude the presence or addition of one or more other elements other than the recited elements. Like reference numerals throughout the specification refer to like elements, and “and/or” includes each and every combination of one or more of the recited elements. Although "first", "second", etc. are used to describe various components, these components are not limited by these terms, of course. These terms are only used to distinguish one component from another. Accordingly, it goes without saying that the first element mentioned below may also be the second element within the technical spirit of the present invention.

Unless otherwise defined, all terms (including technical and scientific terms) used in this specification may be used with meanings commonly understood by those skilled in the art to which the present invention belongs. In addition, terms defined in commonly used dictionaries are not interpreted ideally or excessively unless explicitly specifically defined.

The term "unit" or "module" used in the specification means a hardware component such as software, FPGA or ASIC, and "unit" or "module" performs certain roles. However, "unit" or "module" is not meant to be limited to software or hardware. A “unit” or “module” may be configured to reside in an addressable storage medium and may be configured to reproduce one or more processors. Thus, as an example, a “unit” or “module” may refer to components such as software components, object-oriented software components, class components, and task components, processes, functions, properties, procedures, subroutines, segments of program code, drivers, firmware, microcode, circuitry, data, databases, data structures, tables, arrays and variables. Functions provided within components and "units" or "modules" may be combined into smaller numbers of components and "units" or "modules" or may be combined into additional components and "units" or "modules". can be further separated.

The spatially relative terms "below", "beneath", "lower", "above", "upper", etc. It can be used to easily describe a component's correlation with other components. Spatially relative terms should be understood as including different orientations of elements in use or operation in addition to the orientations shown in the drawings. For example, if you flip a component that is shown in a drawing, a component described as "below" or "beneath" another component will be placed "above" the other component. there is. Thus, the exemplary term “below” may include directions of both below and above. Components may also be oriented in other orientations, and thus spatially relative terms may be interpreted according to orientation.

In this specification, a computer means any kind of hardware device including at least one processor, and may be understood as encompassing a software configuration operating in a corresponding hardware device according to an embodiment. For example, a computer may be understood as including a smartphone, a tablet PC, a desktop computer, a laptop computer, and user clients and applications running on each device, but is not limited thereto.

Hereinafter, embodiments of the present invention will be described in detail with reference to the accompanying drawings.

1 is a system configuration diagram according to an embodiment of the present invention.

As shown, the server 100 is capable of communicating with each of the instrumentation terminal 200 and the member terminal 300, and the instrumentation terminal 200 is an electronic device of the instrumentalist who opened the account, and the member terminal ( 300) is an electronic device of a member who participated in the group meeting created by the chief.

In one embodiment, the electronic device includes a smartphone, a tablet personal computer, a mobile phone, a video phone, an e-book reader, a desktop PC, and a laptop. PC (laptop PC), netbook computer, workstation, server, PDA (personal digital assistant), PMP (portable multimedia player), MP3 player, mobile medical device, camera, or wearable device ), and at least one of AI speakers.

2 is a basic flow diagram according to an embodiment of the present invention.

In the control method of the server 100 providing the meeting bankbook management service of the present invention, the server 100 creates an account based on the bankbook opening request received through the instrumentation terminal 200, and the account is opened by the instrumentation terminal ( 200) can be matched and stored (S210).

The bankbook opening request is a request to open a bankbook for a group meeting held in a common name by a plurality of meeting members, including the manager. The bankbook opening request is transmitted to the server 100 through the instrumentation terminal 200, but It is characterized in that the name for is owned by the owner of all terminals matched to the account.

Based on the bankbook opening request, the server 100 matches and stores at least one member terminal 300 in the account (S220), so that each of the instrumentation terminal 200 and the at least one member terminal 300 It is possible to automatically transfer a certain amount of money from the personal account matched to the account at regular intervals (S230).

Specifically, all members, including the manager, register their individual accounts in the server 100 through their electronic devices (the instrumentation terminal 200 and the meeting member terminal 300), but automatically access the account from the individual account. Transfers may be allowed.

Accordingly, the server 100 determines whether automatic transfer from the personal account for the instrumentation terminal 200 and at least one meeting member terminal 300 matched to the account has been performed, and determines whether the transfer amount is registered in advance and determines the system cost and It can be determined whether the amount is the same.

As a result of the determination, if they are not identical, the server 100 may transmit an alarm according to the amount mismatch to the terminal matched to the personal account to which the unequal amounts have been transferred.

When the server 100 of the present invention receives a withdrawal request from any one of the instrumentation terminal 200 and at least one meeting member terminal 300, the instrumentation terminal 200 and at least one meeting member terminal 300 ) to send a voting request for the withdrawal request.

Specifically, when a withdrawal request (eg, a withdrawal request due to withdrawal from a group meeting, a withdrawal request according to achievement of a target amount of account balance, etc.) occurs from any one terminal, the server 100 responds to the withdrawal request. In order to determine whether or not to agree, result information, which is a result of voting for the remaining terminals, may be obtained by transmitting a voting request to the remaining terminals except for the terminal transmitting the withdrawal request.

In this case, the result information may include only the voting result (eg, agreement of 8 out of 10 voters) by processing the voter as confidential so that the voter cannot be specified.

The server 100 determines whether the result information of the voting request meets a predetermined criterion, and transmits the withdrawal request for the amount of the withdrawal request according to the determination result that the result information of the voting request meets the predetermined criterion. It is possible to transfer money to a personal account matched for the terminal.

The preset criterion may be obtained from the instrumentation terminal 200 when the server 100 creates an account based on the bankbook opening request (S210).

For example, the preset criterion is a majority agreement to obtain consent from more than half of all terminals matched to the account, all terminals except for the terminal that transmitted the withdrawal request to the server 100 among all terminals matched to the account It may be any one of the consent of the remaining terminals, the consent obtained from the instrumentation terminal 200, and the consent of more than a certain percentage (eg, 70%, 80%, etc.) of all terminals matched to the account.

In addition, when the server 100 receives the target amount and the total payment list from the instrumentation terminal 200, if the balance of the account is equal to the target amount, the instrumentation terminal 200 and at least one meeting based on the total payment list Among the original terminals 300, a terminal corresponding to a receiving target may be selected.

The system payment list relates to information capable of identifying the order of terminals matched with personal accounts to which the server 100 transfers account balances to all terminals matched with accounts when the account balance becomes equal to the target amount. , Accordingly, the server 100 may identify the current recipient based on the current payment list whenever the account balance becomes equal to the target amount.

For example, in the state in which the remittance order is identified in the order of the manager, first member, and second member according to the total payment list, when an event occurs when the account balance becomes equal to the target amount, the number of cumulative occurrences of the event 1 time, the server 100 remits the account balance to the individual account matched to the instrumentation terminal 200, and if the cumulative number of occurrences of the event is 5 times, the server 100 sends the meeting member terminal for the second meeting member ( 300) transfers the balance of the account to the matching personal account.

Accordingly, the server 100 may remit a target amount to a personal account matched with respect to the selected terminal, and may update and store a payment list for the selected terminal.

For example, in the account payment list, in a state in which the remittance order is identified in the order of a manager, a first member, and a second member, an event in which the account balance becomes equal to the target amount occurs, and the instrumentation terminal 200 After the account balance is transferred to the matched personal account, the order of remittance in the order of the first meeting member, the second meeting member, and the manager may include updated information.

In addition, when the server 100 receives the target amount and payment information from the instrumentation terminal 200, the server 100 transmits a voting request for payment information to at least one member terminal 300, and at least one member terminal When receiving result information of the payment information from 300, it may be determined whether the received result information meets a preset criterion.

The payment information may be information on a product to be purchased with the account balance (eg, a package tour product, a golf course ticket, group purchase product, etc.) when an event occurs in which the account balance becomes equal to the target amount.

For example, if there is a product that group members, including the manager, want to jointly purchase through the money, the manager can designate the use and purchase product for the target amount of the account through the instrumentation terminal 200, and accordingly, the account When the balance reaches a target amount, the server 100 may set in advance to automatically purchase a product.

When the result information meets the preset criteria, the server 100 divides and executes automatic payment for the payment information by the number of terminals matched with the account when the balance of the account is equal to the target amount, and accordingly, automatically The total amount of disbursements generated by the settlement may be divided into the same amount as the number of meeting members including the account manager, and details of issuance of a cash receipt for proof of expenditure for each meeting member may be generated as income deduction information.

The server 100 may transmit income deduction information generated for automatic payment to the instrumentation terminal 200 and at least one terminal, respectively.

3 is a state diagram of a bankbook opening request according to an embodiment of the present invention.

As shown, in the server 100 matching and storing at least one member terminal 300 in an account based on the bankbook opening request (S220), the server 100, based on the bankbook opening request, at least One terminal may be identified, and at least one terminal may be authenticated through the instrumentation terminal 200 .

When authentication is performed, the server 100 may match and store at least one terminal to an account.

Specifically, the server 100 may provide a bankbook opening screen for terminals registered through the platform. Can contain buttons.

At this time, the server 100 stores the terminal to open a bankbook as the instrumentation terminal 200, and the instrumentation terminal 200 leaves the number of recruits input field blank, and the contact information or member ID through the add recruits button. It is possible to register recruiter terminals by inputting , and accordingly, the server 100 may calculate the number of registered recruiter terminals and provide it to the instrumentation terminal 200 through the number of recruiters input field.

When a user input to the deposit calculation button is obtained through the instrumentation terminal 200, the server 100 may provide the instrumentation terminal 200 with a deposit amount that accounts for a certain percentage of the target amount.

When the instrumentation terminal 200 obtains a user input for the number of recruiters input field and transmits it to the server 100, the server 100 may provide an anonymous recruiter.

Specifically, in the server 100 matching and storing at least one member terminal 300 in an account based on the bankbook opening request (S220), the server 100 transmits recruitment information for the bankbook opening request to the platform. , and when a matching request for recruitment information is received, the terminal that sent the matching request can be identified.

Recruitment information includes the number of recruits for anonymous meeting members.

The server 100 matches and stores the identified terminal with an account, and converts the recruitment information into closing information when a terminal equal to the number of recruits for the recruitment information is matched with the account.

For recruitment information converted to deadline information, matching for an account of an additional terminal may be limited by the server 100 .

At this time, in identifying the terminal from which the server 100 has transmitted the matching request, the server 100 transmits a deposit request to the identified terminal, and when the deposit is deposited into the account, the personal account from which the deposit was withdrawn is identified. It can be stored as a personal account for the terminal.

The deposit is a device for deducting the unpaid amount and transferring it to the account when an unpaid event occurs for at least one of the member terminal 300 and the instrumentation terminal 200, and is set at a certain percentage of the target amount, but the server ( 100) automatically transfers (S230) a certain amount from the personal account matched to the account of the instrumentation terminal 200 and the at least one member terminal 300 at regular intervals (S230).

In addition, the server 100 of the present invention, when an unpaid event occurs from the personal account for the identified terminal, can deduct the unpaid amount corresponding to the unpaid event with respect to the deposit, and the deducted amount of the deposit is re-deposited within a certain period of time. If not, the matching for the identified terminal may be deleted from the account.

At this time, in the non-payment event, the server 100 automatically transfers (S230) a certain amount at regular intervals from the personal account matched to the account of each of the instrumentation terminal 200 and the at least one member terminal 300, In a situation in which automatic transfer of an amount corresponding to a certain amount has not been performed, the unpaid amount corresponding to the non-payment event is equal to the amount for which automatic transfer has not been performed due to the occurrence of the non-payment event.

Accordingly, the server 100 may transfer the remaining amount of the deposit minus the preset fine to the personal account.

The preset fine may be remitted to the account or equally distributed and deposited into individual accounts for the remaining terminals excluding the terminal that generated the non-payment event among all terminals matched to the account.

At this time, the server 100 performs a matching cancellation (withdrawal) vote for the account of the terminal that generated the non-payment event with respect to the remaining terminals excluding the terminal that generated the non-payment event among all terminals matched to the account, and the matching cancellation vote If the resultant information on the match meets the predetermined criterion, matching with the account of the terminal that generated the non-payment event may be canceled.

In addition, when the server 100 receives a matching request for recruitment information, in identifying a terminal that has transmitted the matching request, the server 100 determines a matching cancellation history and non-payment event occurrence history of the terminal that has transmitted the matching request. can be viewed.

The server 100 may provide matching voting for the terminal that has transmitted the search result and matching request to all terminals matched to the account. The transmitted terminal may be matched with an account and stored.

4 is an account access state diagram for the member terminal 300 according to an embodiment of the present invention.

As shown, the server 100 may provide account information to the member terminal 300 .

Specifically, the server 100 provides the target amount for the account, the deposit, the balance of the account, the number of payments, the number of members, the name of the manager, and the name of the next beneficiary to the member terminal 300, and from the member terminal 300 When a user input for the deposit/withdrawal details button is obtained, deposit and withdrawal details for the account may be provided.

In addition, the server 100 may provide the meeting member terminal 300 with a chat room entry button for chatting with all other terminals matched to the account.

The embodiment of FIG. 4 described above can also be applied to the instrumentation terminal 200 .

In addition, when the server 100 receives an instrumentation change request from the instrumentation terminal 200, the server 100 performs an instrumentation vote on all terminals matched to the account, and based on the result information for the instrumentation vote, the new instrumentation terminal 200 ) can be identified, the existing instrumentation terminal 200 can be re-matched to the account as the member terminal 300 and stored, and the new instrumentation terminal 200 can be re-matched and stored with the account as the instrumentation terminal 200. there is.

In another embodiment, the server 100 of the present invention is capable of requesting limited direct debit to the bank server of the personal account for the identified terminal, and accordingly, the server 100 of the present invention is capable of requesting a limited direct debit from the identified terminal. When a cancellation request for direct debit is transmitted to the bank server, the bank server may transmit a cancellation approval request to the instrumentation terminal 200 through the server 100 .

At this time, the limited direct transfer is to prevent the account holder of the personal account (the user of the identified terminal) from arbitrarily canceling the direct transfer from the personal account to the account, but the server 100 requests cancellation approval of the instrumentation terminal 200 This is a function that restricts the automatic transfer to be canceled only when you acquire .

When the server 100 stores recruitment information for a bankbook opening request in the platform, when an advertisement request is received from the instrumentation terminal 200, the advertisement information corresponding to the advertisement request is stored in the recruitment information, and the recruitment information is closed. When converted into information, a preferential interest rate may be provided to the account at a predetermined rate for a period calculated based on the number of reading terminals for the advertisement information.

As another embodiment, the server 100 of the present invention may calculate and store terminal reliability for terminals registered in the server 100 and store the terminal reliability.

The terminal reliability is data obtained by quantifying the credit reliability of the user of the terminal, and the terminal reliability may be calculated as a lower value as the probability of not making a transfer to the account from the user of the terminal increases.

For example, if the reliability of the terminal is less than the threshold value, the server 100 may transmit a non-payment event occurrence history for the terminal to the terminal, and cancel matching of the terminal with respect to at least one account matched to the terminal.

In this case, when the server 100 calculates the reliability of the terminal, the server 100 may accumulate and store the number of occurrences of non-payment events and the number of cancellation of matching for at least one account matched to the terminal.

The server 100 obtains a first weight (for example, the number of non-payment / the number of automatic transfers) according to a predetermined criterion based on the number of automatic transfers for each account having a matching history and the number of occurrences of non-payment events for the terminal, Based on the number of accounts for which matching history exists for the terminal and the number of matching cancellations, a second weight (eg, the number of matching cancellations/the number of matching accounts) is obtained according to a predetermined criterion, and the matching history for the terminal is obtained. The terminal reliability may be obtained by reflecting the first weight and the second weight to the number of existing accounts.

Specifically, the UE reliability may decrease as the first weight and/or the second weight increase, but is not limited thereto.

At this time, the second weight is characterized in that it has a greater influence on the terminal reliability than the first weight.

If the terminal reliability is less than a certain value, the server 100 may monitor the deposit history of the corresponding terminal for the account and provide it to another terminal matched to the account, and in inverse proportion to the terminal reliability, the monitoring period of the deposit details for the corresponding terminal can be set.

Additionally, the server 100 may store matching histories for the same account between terminals for a plurality of terminals.

For example, the server 100 counts the number of times a terminal is matched to the same account as a specific terminal and stores it as a matching history, and in proportion to the matching history between the terminal and the specific terminal, the terminal and the specific terminal are matched together with the account It can increase closeness to the family.

System intimacy is a numerical value of intimacy between users of a plurality of terminals matched to the system, and may be calculated with a higher value as the intimacy is higher.

At this time, the system intimacy may be calculated according to a matching history in which at least two terminals among the terminals matched to the account were matched to the same (different) account (system).

Meanwhile, the account (account) category may include friendship classification, anonymous classification, and the like.

For example, in the case of friendship classification, the purpose of the relationship may be friendship, whereas in the case of anonymous classification, the purpose of the relationship may be an anonymous simple financial relationship. The category of each system may be set according to a user input received through the instrumentation terminal (eg, when opening an account for the first time) or may be set by voting of terminals that have joined the system.

And, as an example, when one terminal is matched with a plurality of accounts (subscribing to a plurality of accounts), the server 100 may identify each category of a plurality of accounts with which the terminal is matched.

If there is an account whose intimacy is less than the threshold among the accounts corresponding to the friendship classification, the server 100 selects at least one other terminal that has a matching history with the same (other) account as the terminal (: still in the corresponding account). Unmatched terminals), it is possible to contribute to increasing the intimacy of the account corresponding to the friendship classification by transmitting recruitment information of the corresponding account.

On the other hand, if there is an account whose system intimacy is equal to or higher than the threshold among the accounts corresponding to the anonymous classification, the server 100 may provide information about the system intimacy to the terminals matched with the corresponding account. As a result, a situation in which other members suffer losses in voting due to conspiracy between some members of the group can be prevented in advance.

In addition, when a specific terminal requests matching with a specific account corresponding to the anonymous classification, the server 100 identifies system intimacies calculated for a plurality of terminals already matched with the corresponding account, and determines the system intimacy according to the identified system intimacies. information about the information may be provided to the terminal (requesting matching). As a result, the user of the terminal can check the intimacy of the system to be joined in advance before joining.

Here, if the system intimacy of the corresponding account is greater than or equal to the threshold value, the server 100 may provide (recommend) recruitment information for at least one other account (another system classified as anonymous) having a system intimacy less than the threshold value to the terminal. .

Here, when a user command for recruitment information is received, the terminal may transmit, to the server 100, a matching request for the above-described other account having a system intimacy less than a threshold value.

5 is a server configuration diagram according to an embodiment of the present invention.

As shown, the server 100 may include a memory 110 , a communication unit 120 and a processor 130 .

The memory 110 may store various programs and data necessary for the operation of the server 100 . The memory 110 may be implemented as a non-volatile memory 110, a volatile memory 110, a flash-memory, a hard disk drive (HDD), or a solid state drive (SSD).

The communication unit 120 may communicate with an external device. In particular, the communication unit 120 may include various communication chips such as a Wi-Fi chip, a Bluetooth chip, a wireless communication chip, an NFC chip, and a Bluetooth Low Energy (BLE) chip. At this time, the Wi-Fi chip, the Bluetooth chip, and the NFC chip perform communication in a LAN method, a WiFi method, a Bluetooth method, and an NFC method, respectively. In the case of using a Wi-Fi chip or a Bluetooth chip, various connection information such as an SSID and a session key is first transmitted and received, and various information can be transmitted and received after communication is connected using this. The wireless communication chip refers to a chip that performs communication according to various communication standards such as IEEE, ZigBee, 3rd Generation (3G), 3rd Generation Partnership Project (3GPP), and Long Term Evolution (LTE).

The processor 130 may control overall operations of the server 100 using various programs stored in the memory 110 . The processor 130 may include a RAM, a ROM, a graphic processing unit, a main CPU, first through n interfaces, and a bus. At this time, the RAM, ROM, graphic processing unit, main CPU, first to n interfaces, etc. may be connected to each other through a bus.

RAM stores O/S and application programs. Specifically, when the server 100 is booted, O/S is stored in RAM, and various application data selected by the user may be stored in RAM.

The ROM stores instruction sets for system booting. When a turn-on command is input and power is supplied, the main CPU copies the O/S stored in the memory 110 to the RAM according to the command stored in the ROM, and executes the O/S to boot the system. When booting is completed, the main CPU copies various application programs stored in the memory 110 to RAM, and executes the application programs copied to RAM to perform various operations.

The graphic processing unit uses a calculation unit (not shown) and a rendering unit (not shown) to create a screen including various objects such as items, images, and text. Here, the calculation unit may be configured to calculate attribute values such as coordinate values, shape, size, color, etc. of each object to be displayed according to the layout of the screen by using a control command received from the input unit. And, the rendering unit may be configured to generate screens of various layouts including objects based on the attribute values calculated by the calculation unit. The screen created by the rendering unit may be displayed within the display area of the display.

The main CPU accesses the memory 110 and performs booting using the OS stored in the memory 110 . And, the main CPU performs various operations using various programs, contents, data, etc. stored in the memory 110 .

The first through n interfaces are connected to the various components described above. One of the first through n interfaces may be a network interface connected to an external device through a network.

Meanwhile, the processor 130 may include one or more cores (not shown) and a graphic processor (not shown) and/or a connection path (eg, a bus) for transmitting and receiving signals to and from other components. can

Processor 130 according to one embodiment performs a method described in connection with the present invention by executing one or more instructions stored in memory 110 .

For example, the processor 130 acquires new training data by executing one or more instructions stored in the memory 110, performs a test on the acquired new training data using a learned model, and performs the test As a result, first training data for which the labeled information is obtained with an accuracy equal to or higher than a predetermined first reference value is extracted, the extracted first training data is deleted from the new training data, and the new training data from which the extracted training data is deleted The learned model may be retrained using the training data.

Meanwhile, the processor 130 includes RAM (Random Access Memory, not shown) and ROM (Read-Only Memory) temporarily and/or permanently storing signals (or data) processed in the processor 130. , not shown) may be further included. In addition, the processor 130 may be implemented in the form of a system on chip (SoC) including at least one of a graphics processing unit, RAM, and ROM.

The memory 110 may store programs (one or more instructions) for processing and control of the processor 130 . Programs stored in the memory 110 may be divided into a plurality of modules according to functions.

Steps of a method or algorithm described in connection with an embodiment of the present invention may be implemented directly in hardware, implemented in a software module executed by hardware, or implemented by a combination thereof. A software module may include random access memory (RAM), read only memory (ROM), erasable programmable ROM (EPROM), electrically erasable programmable ROM (EEPROM), flash memory, hard disk, removable disk, CD-ROM, or It may reside in any form of computer readable recording medium well known in the art to which the present invention pertains.

Components of the present invention may be implemented as a program (or application) to be executed in combination with a computer, which is hardware, and stored in a medium. Components of the present invention may be implemented as software programming or software elements, and similarly, embodiments may include various algorithms implemented as data structures, processes, routines, or combinations of other programming constructs, such as C, C++ , Java (Java), can be implemented in a programming or scripting language such as assembler (assembler). Functional aspects may be implemented in an algorithm running on one or more processors.

Although the embodiments of the present invention have been described with reference to the accompanying drawings, those skilled in the art to which the present invention pertains can be implemented in other specific forms without changing the technical spirit or essential features of the present invention. you will be able to understand Therefore, it should be understood that the embodiments described above are illustrative in all respects and not restrictive.

100: server
110: memory
120: communication department
130: processor
200: instrumentation terminal
300: meeting member terminal

Claims (7)

In the control method of a server providing a meeting passbook management service,
generating an account based on the bankbook opening request received through the instrumentation terminal, and matching and storing the account with the instrumentation terminal;
Based on the bank account opening request, matching and storing at least one member terminal in the account; and
Automatically transferring a certain amount of money from a personal account matched to each of the instrumentation terminal and the at least one member terminal to the account at regular intervals,
The control method of the server,
transmitting a voting request for the payment information to the at least one meeting member terminal when the target amount and payment information are received from the instrumentation terminal;
determining whether the result information of the voting on the payment information satisfies a predetermined criterion;
If the resultant information meets the predetermined criteria, if the balance of the account is equal to the target amount, dividing and executing automatic payment for the payment information by the number of terminals matched with the account; and
Further comprising: transmitting income deduction information for the automatic payment to the instrumentation terminal and the at least one terminal, respectively;
Based on the bankbook opening request, the step of matching and storing at least one member terminal in the account,
Storing recruitment information for the bank account opening request in a platform;
identifying a terminal that has transmitted the matching request when receiving a matching request for the recruitment information;
matching and storing the identified terminal to the account; and
Further comprising: converting the recruitment information into deadline information when a terminal equal to the number of recruits for the recruitment information is matched with the account;
Identifying the terminal that transmitted the matching request,
Transmitting a deposit request to the identified terminal; and
When the deposit is deposited into the account, storing the personal account from which the deposit is withdrawn as a personal account for the identified terminal; further comprising,
The control method of the server,
deducting an unpaid amount corresponding to the unpaid event from the deposit when an unpaid event occurs from the personal account for the identified terminal;
deleting a match for the identified terminal from the account when the deducted deposit is not re-deposited within a predetermined period of time; and
Further comprising the step of remitting the remaining amount of the deducted deposit excluding the preset fine to the personal account,
The deposit is
Characterized in that, the amount exceeding the amount that is set as a certain percentage of the target amount and automatically transferred by the server at regular intervals from the personal account matched for the instrumentation terminal and the meeting member terminal, respectively, by the server method. According to claim 1,
The control method of the server,
transmitting a voting request for the withdrawal request to the instrumentation terminal and the at least one meeting member terminal when a withdrawal request is received from any one of the instrument terminal and the at least one meeting member terminal;
determining whether result information of the voting request satisfies a predetermined criterion; and
According to the determination result, the step of remitting the amount for the withdrawal request to the personal account matched with respect to the terminal that sent the withdrawal request; further comprising, the control method of the server. According to claim 1,
The control method of the server,
When the target amount and the total payment list are received from the instrumentation terminal, if the balance of the account is equal to the target amount, the instrumentation terminal and the at least one meeting member terminal are subject to receipt based on the total payment list. selecting a terminal to be used;
remittance of the target amount to a personal account matched with respect to the selected terminal; and
Updating and storing the system payment list for the selected terminal; further comprising, the control method of the server. delete According to claim 1,
Based on the bankbook opening request, the step of matching and storing at least one member terminal in the account,
identifying at least one terminal based on the bank account opening request;
performing authentication on the at least one terminal through the instrumentation terminal; and
When the authentication is performed, matching and storing the at least one terminal to the account; further comprising, the control method of the server. delete delete

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