KR102437898B1 - Method for displaying balance of financial investment product - Google Patents

Abstract

The present invention discloses a method for displaying the balance of a financial investment product. The method for displaying the balance of the financial investment product includes the steps of collecting investment information of a user, extracting an item related to the collected investment information, and displaying an image of the item on the user terminal, a plurality of the displayed items and providing an interface capable of synthesizing a specific product by combining , and displaying an image of the synthesized specific product on the user terminal.

Description

Method for displaying balance of financial investment product

The present invention relates to a method for displaying the balance of a financial investment product. Specifically, the present invention relates to a method for displaying the balance of a financial investment product in which the balance information shown after financial investment is displayed in the form of a virtual item image.

In the modern capitalist society, various types of financial investment products are provided to investors. However, in general, financial investment is difficult to maintain for a long period of time for various reasons.

For one reason long-term investing is difficult, investors who are not professionally educated feel the pain of losses more than the joy of gains in behavioral economics. As a result, it is difficult for investors to continue investing in the event of a loss in their investment assets.

However, if the balance information shown after financial investment is not only shown in the amount and yield, but in the form of a virtual real image, the continuity and enjoyment of investment may increase due to attachment to virtual items. have.

On the other hand, in the case of stock investment, which is one of the representative financial investment products, investors who are new to stock investment experience a lot of difficulties in selecting an investment item. In particular, since most investors have a limit in collecting investment information, they cannot select an investment item under their own initiative and rely heavily on recommendations or news from acquaintances. Therefore, in general, investors tend to make investment decisions based on information that is not conducive to the price increase of stocks that are widely known in the market.

Accordingly, there is an increasing need for tools that help people make self-directed decisions about investments by allowing them to search for investment items based on their interests in addition to information that is widely available in the market.

An object of the present invention is to provide a method for displaying the balance of a financial investment product that can improve the sustainability and enjoyment of financial investment by materializing the balance information after financial investment into a virtual real image and displaying it in the user's inventory.

In addition, another object of the present invention is to provide an interface for synthesizing a specific product by displaying items related to stocks owned by the user in the inventory and combining the items displayed in the inventory to provide a method for displaying the balance of financial investment products. will provide

Another object of the present invention is to provide a method for displaying the balance of a financial investment product that provides an interface for selecting and recommending stocks highly related to a product of interest.

The objects of the present invention are not limited to the above-mentioned objects, and other objects and advantages of the present invention not mentioned may be understood by the following description, and will be more clearly understood by the examples of the present invention. It will also be readily apparent that the objects and advantages of the present invention may be realized by the means and combinations thereof indicated in the appended claims.

A method for displaying a balance of a financial investment product according to an embodiment of the present invention includes collecting investment information of a user, extracting an item related to the collected investment information, and displaying an image of the item on the user terminal and providing an interface capable of synthesizing a specific product by combining a plurality of the displayed items, and displaying the synthesized image of the specific product on the user terminal.

The method may further include selecting investment information related to items constituting the specific product and providing it to the user.

In addition, the investment information may include any one of stocks, funds, derivatives, insurance, futures, and in-kind.

In addition, the step of collecting the investment information includes collecting information about the stocks held by the user, and the step of providing the interface includes extracting a product that can be synthesized by a combination of the displayed items, and the extracted product Displaying images of , on the user terminal, selecting any one of the extracted products may include synthesizing the corresponding product.

In addition, the step of displaying the image of the specific product may include displaying the synthesized product, selecting stocks related to items constituting the synthesized product, and displaying it on a corresponding part of the synthesized product. can

In addition, the step of displaying the image of the specific product includes: receiving a selection of display levels of items constituting the synthesized product; It may include the step of adjusting the company's financial stability or investment risk, the relevance to the stock.

In addition, the step of displaying the image for the item on the user terminal may include calculating the user's holdings based on the collected investment information and displaying it as a raw material item corresponding to the calculated holdings. have.

In addition, the step of providing the interface may include extracting a product that can be synthesized by a combination of the raw material items, displaying images of the extracted product on the user terminal, and selecting any one of the extracted products to receive the product It may include synthesizing.

In addition, the providing of the interface may include providing a function of decomposing the synthesized product into a raw material item again.

In addition, the raw material item is composed of an image of raw materials including gold, silver, and copper, and is converted into a predetermined basic unit by reflecting the market price and exchange rate of each raw material or financial investment product using it as an underlying asset. can

A method for displaying a balance of a financial investment product according to another embodiment of the present invention includes the steps of receiving a selection for a specific product from a user, extracting an item constituting the selected specific product, and stocks related to the extracted item Selecting a stock, displaying the selected stock by matching the part corresponding to the specific product, receiving an order command for the displayed stock from a user, and the stock stock purchased by the user It may include displaying an image of a related product or item.

In addition, receiving the selection for the specific product may include: receiving a selection for the specific stock from the user; displaying a plurality of products related to the selected stock; receiving a selection for any one of the products.

In addition, the steps of providing an interface capable of synthesizing a specific product by combining a plurality of items related to each stock item purchased by the user, and displaying the synthesized image of the specific product on the user terminal are further performed. However, the image of the specific product may be expressed in different shapes depending on the configuration of the stock item held by the user.

As described above, in the method for displaying the balance of a financial investment product of the present invention, the balance information after financial investment is materialized as a virtual real image and displayed in the user's inventory, so that the investor has attachment to the virtual item. This can lead to improved investment sustainability.

In addition, the method for displaying the balance of a financial investment product of the present invention displays items related to stock items owned by the user in the inventory, and combines the items displayed in the inventory to synthesize a specific product, thereby providing the pleasure of collecting new items. This can improve the sustainability of your investment.

In addition, the method of displaying the balance of a financial investment product of the present invention provides an interface that selects and recommends stocks that are highly related to the product of interest to the investor, thereby increasing the investor's understanding of the investment item and providing useful information on the investment item. Information can be provided and investment convenience can be improved.

The specific effects of the present invention in addition to the above will be described together while explaining the specific details for carrying out the invention below.

1 is a diagram for briefly explaining a system for displaying a balance of a financial investment product according to an embodiment of the present invention.
2 is a flowchart illustrating a method for displaying a balance of a financial investment product according to some embodiments of the present invention.
3 is a flowchart for explaining a method for displaying a balance of a financial investment product according to an embodiment of the present invention.
FIG. 4 is a view for explaining an example of a method of displaying the balance of the financial investment product of FIG. 3 .
5 is a flowchart for explaining a method for displaying a balance of a financial investment product according to another embodiment of the present invention.
FIG. 6 is a diagram for explaining an example of a method of displaying the balance of the financial investment product of FIG. 5 .
7 is a view for explaining another example of the method of displaying the balance of the financial investment product of FIG. 5 .
8 is a flowchart for explaining a method for displaying a balance of a financial investment product according to another embodiment of the present invention.
9 is a view for explaining an example of a method of displaying the balance of the financial investment product of FIG. 8 .

Advantages and features of the present invention and methods of achieving them will become apparent with reference to the embodiments described below in detail in conjunction with the accompanying drawings. However, the present invention is not limited to the embodiments disclosed below, but will be implemented in a variety of different forms, only these embodiments allow the disclosure of the present invention to be complete, and common knowledge in the technical field to which the present invention belongs It is provided to fully inform the possessor of the scope of the invention, and the present invention is only defined by the scope of the claims. Like reference numerals refer to like elements throughout.

The terminology used herein is for the purpose of describing the embodiments and is not intended to limit the present invention. In this specification, the singular also includes the plural, unless specifically stated otherwise in the phrase. As used herein, “comprises” and/or “comprising” refers to the presence of one or more other components, steps, operations and/or elements mentioned. or addition is not excluded.

Unless otherwise defined, all terms (including technical and scientific terms) used herein may be used with the meaning commonly understood by those of ordinary skill in the art to which the present invention belongs. In addition, terms defined in a commonly used dictionary are not to be interpreted ideally or excessively unless clearly specifically defined.

As used herein, the term 'financial investment product' refers to various financial-related investment products, and includes financial investment products defined in Article 3, Paragraph 1 of the 'Capital Market and Financial Investment Business Act'. For example, financial investment products may include stocks, funds, derivatives, insurance and virtual currency (including cryptocurrency).

In addition, 'investment information' on financial investment products may include a financial investment product item name, identification code, investment target, investment method, and related products for each of the financial investment product items.

In addition, in the present specification, 'inventory' refers to an interface screen of the user terminal 200 on which an image related to a financial investment product belonging to a user account is displayed.

Hereinafter, a system and method for displaying the balance of a financial investment product according to an embodiment of the present invention will be described in detail with reference to the drawings.

1 is a diagram for briefly explaining a system for displaying a balance of a financial investment product according to an embodiment of the present invention.

Referring to FIG. 1 , a system for displaying a balance of a financial investment product according to some embodiments of the present invention includes an investment information management server 100 and a user terminal 200 .

The investment information management server 100 according to an embodiment of the present invention provides information on financial investment products to the user terminal 200 . The user terminal 200 displays information on financial investment products provided from the investment information management server 100 on the screen. That is, the investment information management server 100 may operate in connection with the user terminal 200 .

Specifically, the investment information management server 100 may classify, store and manage information on financial investment products for each user account. In addition, the investment information management server 100 receives, collects and manages investment information (including balance information of financial investment products) related to a user account belonging to the user terminal 200 from a separate balance information provider 300 . can do.

Here, the balance information provider 300 manages balance information of financial investment products handled or sold. At this time, the financial investment products handled or sold by each balance information provider 310, 320, 330 include stocks, funds, derivatives, insurance, futures and in-kind (eg, raw materials such as gold, silver, copper, etc.) ) may include at least one of. However, this is only one example of financial investment products, and various types of financial investment products may be handled or sold by the balance information providers 310 , 320 , 330 .

In addition, the balance information provider 300 may further include a balance information management company that collects and stores the customer's balance information for the customer's asset management service. However, this is only one example of the balance information provider 300 , and the balance information provider 300 may include various institutions and companies that can provide investment information.

The investment information management server 100 may aggregate information related to a user account among investment information regarding financial investment products received from different balance information providers 310 , 320 , 330 and provide it to the user terminal 200 .

Meanwhile, the investment information management server 100 and the user terminal 200 may be implemented as a server-client system.

The user terminal 200 may provide information on financial investment products provided from the investment information management server 100 to the user through a terminal application installed in the user terminal 200 .

In this case, the terminal application may be a dedicated application for providing 　 information of financial investment products or a web browsing application for providing financial investment product information through a web page. Here, the dedicated application for providing 　 information of financial investment products may be an application embedded in the user terminal 200 or an application downloaded from an application distribution server and installed in the user terminal 200 .

The terminal application installed in the user terminal 200 may display information provided from the investment information management server 100 on the screen of the user terminal 200 .

Hereinafter, for convenience of explanation, it is assumed that the user terminal 200 displays the interface and information provided from the investment information management server 100 on the screen using a pre-installed terminal application.

In this case, the user terminal 200 refers to a communication terminal capable of using a terminal application in a wired/wireless communication environment. The user terminal 200 may be a user's portable terminal. Although the user terminal 200 is illustrated as a smart phone, which is a type of portable terminal in FIG. 1 , the present invention is not limited thereto, and as described above, the user terminal 200 may be applied without limitation to a device capable of mounting a terminal application. . For example, the user terminal 200 may include various types of electronic devices such as a personal computer (PC), a notebook computer, a tablet, a mobile phone, a smart phone, and a wearable device (eg, a watch-type terminal).

In addition, although only one user terminal 200 is illustrated in the drawing, the present invention is not limited thereto, and the investment information management server 100 may operate in conjunction with a plurality of user terminals 200 .

Additionally, the user terminal 200 includes an input unit for receiving a user's input, a display unit for displaying visual information, a communication unit for transmitting and receiving signals to and from the outside, and processing data and controlling each unit inside the user terminal 200, It may include a control unit for controlling data transmission/reception between units. Hereinafter, a command performed by the control unit inside the user terminal 200 according to a user's command is collectively referred to as a command performed by the user terminal 200 .

Meanwhile, the communication network 400 serves to connect the investment information management server 100 and the user terminal 200 . That is, the communication network 400 means a communication network that provides an access path so that the user terminals 200 can transmit and receive data after accessing the investment information management server 100 . The communication network 400 is, for example, a wired network such as LANs (Local Area Networks), WANs (Wide Area Networks), MANs (Metropolitan Area Networks), ISDNs (Integrated Service Digital Networks), wireless LANs, CDMA, Bluetooth, satellite communication, etc. may cover a wireless network, but the scope of the present invention is not limited thereto.

More specifically, in an embodiment of the present invention, the investment information management server 100 may extract an item related to the user's investment information, and display an image of the extracted item on the user terminal 200 .

For example, when the user holds stocks in 'Company A' that manufactures 'cell phone', the investment information management server 100 displays the image of 'cell phone' on the user terminal 200 . In this case, the image of the 'cell phone' related to the financial investment product possessed by the user may be displayed while being included in the 'inventory' of the user account.

In this case, the user may check the image of the 'cell phone' related to the stock of 'Company A' that the user owns on the 'inventory' screen of the application installed in the user terminal 200 .

In addition, in another embodiment of the present invention, the investment information management server 100 may provide an interface capable of synthesizing or disassembling a specific product by combining a plurality of items included in the inventory.

In addition, in another embodiment of the present invention, the investment information management server 100 calculates the user's holdings based on the investment information held by the user, and a raw material item (eg, gold) corresponding to the calculated holdings. , silver, copper, etc.) can be marked in the inventory. In this case, the user may synthesize a specific product having an equivalent value by combining raw material items included in the inventory. The image of the synthesized product is displayed in the inventory, and the user can disassemble the product again or use it to synthesize other products.

Hereinafter, a method of displaying the balance of financial investment products of the investment information management server 100 for some embodiments of the present invention will be described in detail.

2 is a flowchart illustrating a method for displaying a balance of a financial investment product according to some embodiments of the present invention.

Referring to FIG. 2 , according to the method for displaying the balance of a financial investment product according to some embodiments of the present invention, first, the investment information management server 100 collects the user's investment information (S110). The user's investment information may be received from at least one balance information provider 300 , and the investment information management server 100 may integrate and manage the received investment information into one user account.

Here, the investment information received by the investment information management server 100 may include a financial investment product item name, an identification code, an investment target, an investment method, and related products for each of the financial investment product items.

Next, the investment information management server 100 displays an image of an item related to the received investment information on the user terminal 200 (S120). The investment information management server 100 may extract an item related to the received investment information. The investment information management server 100 may extract an item related to the investment information by using a preset database or information about a related product included in the investment information.

For example, when a user holds stocks of a company that produces a 'camera module' mounted on a mobile phone, the investment information management server 100 may extract the 'camera module' as an item.

The extracted item is included in the inventory of the user account, and the user can check the image of the item included in the inventory by accessing the inventory through the user terminal 200 . That is, the investment information management server 100 may display the image of the extracted item on the user terminal 200 .

Next, the investment information management server 100 provides an interface capable of synthesizing a specific product by combining a plurality of items included in the inventory or decomposing a specific product into a plurality of items (S130).

For example, when items of a camera module, liquid crystal, glass, film, and plastic housing are included in the user's inventory, the user can synthesize a 'cell phone' using the items as components through the interface. . The synthesized product is included in the inventory, and the item (or component) used in the synthesis may be omitted and displayed.

Additionally, the user may decompose the synthesized product into a plurality of items (or components) again through the interface. That is, the user may synthesize a specific product or disassemble a specific product or a specific item from the items (or component parts) included in the inventory through the interface. However, hereinafter, for convenience of description, a representative example of a user synthesizing an item included in an inventory using an interface will be described.

Meanwhile, the investment information management server 100 includes a database for items constituting a specific product. The database may store and store information about the items constituting the product for each individual product in the form of a blueprint or recipe.

If the user has more than a predetermined ratio of items constituting the specific product in the inventory, the investment information management server 100 may synthesize the specific product through the interface. In this case, the investment information management server 100 may synthesize a plurality of items into the specific product based on a user's command or automatically.

Additionally, the quantity of items required to synthesize a specific product may be preset. For example, a specific product may be synthesized only when a plurality of items greater than or equal to a specific number are combined, and the type and quantity of items required to synthesize the specific product may be set differently for each product.

Next, the investment information management server 100 displays the image of the synthesized product in the inventory (S140). That is, the product synthesized by the user through the interface provided to the user terminal 200 by the investment information management server 100 is included in the inventory of the user account. The user may inquire a product included in the inventory through the user terminal 200 , and the user terminal 200 may display an image of the product on the screen.

Subsequently, the investment information management server 100 may select and provide investment information related to the items constituting the synthesized product (S150).

If the user selects a product stored in the inventory, the investment information management server 100 may provide the user with investment information on an item that constitutes the product but does not possess by the user.

Through this, the user can receive investment information highly relevant to the product he or she is interested in, thereby improving the understanding of investment items and investment convenience.

Hereinafter, a method for displaying the balance of a financial investment product according to an embodiment of the present invention will be described along with an example.

3 is a flowchart for explaining a method for displaying a balance of a financial investment product according to an embodiment of the present invention. FIG. 4 is a view for explaining an example of a method of displaying the balance of the financial investment product of FIG. 3 . In an embodiment of the present invention, a method of displaying items related to stocks owned by a user in the inventory and displaying a product synthesized by combining them will be described in the inventory.

3 and 4, according to the method for displaying the balance of a financial investment product according to an embodiment of the present invention, first, the investment information management server 100 collects information about the user's stocks (S210). In this case, the investment information management server 100 may collect information on stocks held by the user from the balance information provider 300 .

Next, the investment information management server 100 receives item information related to the stock held by the user (S220). In this case, the investment information management server 100 may receive the item information from a database that stores stock-related investment information. In this case, the database may be provided in a separate server (not shown) separated from the investment information management server 100 .

For example, when the user holds stock of 'Samsung Display', the investment information management server 100 may receive item information of 'display liquid crystal or panel'.

Next, the investment information management server 100 displays an image related to the received item in the user's inventory (S230).

For example, referring to <A1> of FIG. 4 , when a user holds stocks of 'Largan', 'samsung display', and 'biel crystal', the investment information management server 100 is stored in the user's inventory. 'Lens', 'Liquid Crystal', and 'Glass Film' may be included, and images I1, I2, and I3 may be displayed in the inventory area IVT.

Then, the investment information management server 100 extracts a product that can be produced by a combination of items displayed in the inventory area (IVT) (S240). In this case, the investment information management server 100 may extract the product not only when the user has all the items constituting the product, but also when the user has only some of the items constituting the product. That is, the investment information management server 100 may extract the image of the product only when the user has more than a predetermined ratio among the items constituting the product.

Next, the investment information management server 100 displays the image of the extracted product in the inventory area IVT (S250). If the item corresponding to the stock item held by the user is 'lens (I1)', 'liquid crystal (I2)', or 'glass film (I3)', the investment information management server 100 is 'cell phone (P1)' can be extracted and displayed in the inventory area (IVT).

Next, the investment information management server 100 selects stocks related to the items constituting the extracted product and displays them in the form of a blueprint (S260).

For example, referring to <A2> of FIG. 4 , when 'cell phone (P1)' is extracted as a product, the investment information management server 100 stores items constituting 'cell phone (P1)' and related stocks. It can be displayed in the form of a blueprint. In this case, stocks related to the items constituting the product may be displayed to indicate the corresponding part of the product (eg, using a leader line, etc.).

In this case, the investment information management server 100 may display the stocks owned by the user and stocks not owned by the user separately from among the stocks displayed in the form of a blueprint.

Additionally, the image of the product displayed in the inventory area IVT may be expressed only as a part of the product based on the number or type of stocks owned by the user. That is, based on the item related to the stock owned by the user, an image in which only a part of the related product is manufactured may be displayed in the inventory area IVT. If all of the specific stocks related to the product are sold, the part related to the stock in the owned product may be displayed in a disappeared form. However, this is only one embodiment of the present invention, and the method of expressing an image of a product in the present invention may be variously modified and implemented.

In addition, although not clearly shown in the drawings, the user may select a display level for displaying stocks related to the extracted product item. According to the selected display level, the investment information management server 100 may display different numbers or recommended stocks selected based on different criteria on the product.

For example, the investment information management server 100, based on the display level of the product selected by the user, determines the number of stocks to be selected, the company's financial stability for the selected stocks, investment risk, or relevance to stocks. can be adjusted Through this, the selected stock may be displayed and arranged in the form of a blueprint on the product.

Meanwhile, referring to <A3> of FIG. 4 , the investment information management server 100 may display a plurality of products P1 and P2 that can be synthesized by a combination of items related to stocks owned by the user in the inventory area IVT. have.

Hereinafter, a method of displaying the balance of a financial investment product according to another embodiment of the present invention will be described along with an example.

5 is a flowchart for explaining a method for displaying a balance of a financial investment product according to another embodiment of the present invention. FIG. 6 is a diagram for explaining an example of a method of displaying the balance of the financial investment product of FIG. 5 . In another embodiment of the present invention, a method of selecting an investment item related to a product selected by a user and displaying the selected item in the inventory will be described.

5 and 6, in the method for displaying the balance of a financial investment product according to another embodiment of the present invention, the investment information management server 100 receives a selection for a specific product from the user (S310). In this case, the investment information management server 100 may receive information on items (or components) constituting a plurality of products from a database in the form of a blueprint or recipe.

The investment information management server 100 may display products registered in the database in the inventory area IVT. That is, referring to <B1> of FIG. 6 , the user may select any one of a plurality of products displayed in the inventory area IVT.

Next, the investment information management server 100 extracts the items (components) constituting the product selected by the user (S320). For example, when the user selects 'cell phone (P1)' from among a plurality of products, the investment information management server 100 selects items such as lenses, CMOS, liquid crystal, glass, and frames constituting the 'cell phone (P1)'. can be extracted.

Next, the investment information management server 100 selects stocks related to the extracted item (S330). For example, when items such as lens, CMOS, liquid crystal, glass, frame, etc. are extracted, the investment information management server 100 stores corresponding stock items (ie, Largan (lens), Sony (CMOS chip), Samsung ( Liquid crystal), biel crystal (glass), and Foxconn (frame)) can be selected.

Then, the investment information management server 100 matches the selected stocks with the item part of the product and provides it to the user in the form of a blueprint (S340).

That is, referring to <B21> of FIG. 6 , a plurality of items constituting the 'cell phone P1' selected by the user and stock items corresponding to each item may be displayed on the inventory area IVT in the form of a blueprint. .

Also, referring to <B22> of FIG. 6 , the user may select a display level for displaying stocks related to the extracted product item. At this time, according to the display level selected by the user, the investment information management server 100 may display different numbers or stocks selected based on different criteria in the form of a blueprint on the product. In addition, according to the display level selected by the user, the investment information management server 100 may adjust the number of displayed stocks, the degree of detail of the displayed information, and the financial stability of the displayed company.

For example, the investment information management server 100 may adjust the number of stocks selected based on the financial stability or investment risk of the company, based on the display level of the product selected by the user. However, the interface for adjusting the display level of <B22> is only an example, and the present invention is not limited thereto.

Subsequently, the investment information management server 100 receives an order for stocks from the user. The user may select a stock item related to the product displayed in the inventory area (IVT) and generate an order to buy.

Next, the investment information management server 100 purchases the corresponding stock based on the order command received from the user (S350).

Next, the investment information management server 100 displays an item related to the stock item purchased by the user in the inventory area IVT ( S360 ). That is, the investment information management server 100 displays items related to stocks owned by the user in the inventory area IVT.

Next, the investment information management server 100 provides an interface capable of synthesizing a specific product by combining a plurality of items included in the inventory. Since the detailed description of the interface has been described above with reference to FIGS. 2 and 3 , redundant content will be omitted here.

7 is a view for explaining another example of the method of displaying the balance of the financial investment product of FIG. 5 .

Referring to FIG. 7 , according to another example of the method of displaying the balance of a financial investment product of the present invention, the investment information management server 100 displays a selection list (Lst) of stocks with product-related information to the user terminal ( 200) can be provided.

That is, referring to <C1>, the user terminal 200 may display the selection list Lst of stocks received from the investment information management server 100 on the screen SW. In this case, the user may select any one stock item from the selection list Lst displayed on the user terminal 200 .

Subsequently, referring to <C2>, the investment information management server 100 displays a product highly related to the selected stock item in the inventory area IVT. In this case, the investment information management server 100 may receive from a database related to the selected stock item and display it in the inventory area IVT.

Subsequently, the user may select one product SB from among a plurality of products displayed in the inventory area IVT.

Next, the investment information management server 100 extracts the items (components) constituting the product selected by the user. For example, when the user selects 'cell phone (P1)' from among a plurality of products, the investment information management server 100 selects items such as lenses, CMOS, liquid crystal, glass, and frames constituting the 'cell phone (P1)'. can be extracted.

Next, the investment information management server 100 selects stocks related to the extracted item. Next, the investment information management server 100 matches the selected stocks with the item part of the product and provides the selected stocks to the user in the form of a blueprint.

That is, referring to <C3> of FIG. 7 , a plurality of items constituting the 'cell phone P1' selected by the user and stock items corresponding to each item may be displayed on the inventory area IVT in the form of a blueprint. .

Through this, the method of displaying the balance of a financial investment product of the present invention can provide a service that selects and recommends stocks that are highly related to the product of interest, and can enhance the user's understanding of the investment item. In addition, by providing useful information related to the investment, it is possible to significantly improve the convenience of the investment.

8 is a flowchart for explaining a method for displaying a balance of a financial investment product according to another embodiment of the present invention. 9 is a view for explaining an example of a method of displaying the balance of the financial investment product of FIG. 8 . In another embodiment of the present invention, a method of calculating the assets held by the user of financial investment products and displaying them on the inventory as an image (eg, an image of raw materials) corresponding to the value of the holding assets will be described.

Referring to FIGS. 8 and 9 , according to a method for displaying the balance of a financial investment product according to another embodiment of the present invention, the investment information management server 100 provides information on the investment product (or asset) held by the user. is received (S410). In this case, the information on the investment product may include information on various types of financial investment products subscribed by the user. For example, information on investment products may include any one of deposits, stocks, funds, derivatives, insurance, futures, and in-kind.

In addition, the investment information management server 100 may collect information about the user's assets from a balance information provider, a securities company, or a bank in which the user's account is opened.

Next, the investment information management server 100 calculates the user's holding assets based on the information on the investment product, and converts it into an item corresponding to the calculated holding assets (S420).

In this case, the investment information management server 100 may calculate the value of the investment product based on the received information on the investment product, and may use this to calculate the assets held by the user. Subsequently, the investment information management server 100 may convert the calculated user's holdings into a corresponding raw material item and allocate it to the inventory.

Next, the investment information management server 100 displays an image related to the converted item in the inventory area IVT (S430).

For example, referring to <D1> of FIG. 9 , the investment information management server 100 may convert the calculated user's holdings into 'gold' and display it in the inventory area IVT. That is, when the value of the investment product held by the user is converted into gold, it is expressed as 4 g of gold, and the investment information management server 100 expresses the asset held by the user in the form of an image in the user's inventory area (IVT).

In this case, each item may be converted into an image of a raw material item. For example, a raw material item may consist of images of raw materials including gold, silver, and copper. In this case, the conversion ratio of the raw material item may be converted into a predetermined basic unit by reflecting the current market price and exchange rate of each raw material or a financial investment product using the same as an underlying asset. That is, the investment information management server 100 may display images for the number of raw material items corresponding to the number of assets held.

Additionally, referring to <D2> of FIG. 9 , when an asset is increased through a financial activity such as a purchase of an investment product by a user, the item image displayed in the inventory area IVT based on the increased amount of the asset. The number may vary. For example, when the user additionally purchases a financial investment product, the investment information management server 100 may include an item corresponding to the additionally purchased financial investment product in the inventory of the user's account.

Next, the investment information management server 100 extracts a product that can be produced by a combination of items included in the inventory (S440). That is, the investment information management server 100 extracts a product that can be produced by a combination of items included in the inventory of the user account.

For example, products such as coins, gold bars, crowns, and treasure chests that can be synthesized by combining raw material items (ie, gold, silver, or copper) included in the inventory may be extracted.

Then, the investment information management server 100 displays the image of the extracted product in the inventory (S450).

Next, the investment information management server 100 provides an interface capable of synthesizing an item included in the inventory into a product or decomposing a product into an item (S460). In this case, the user may synthesize a new product based on a plurality of items included in the inventory using the interface. As described above, the number of items (or resources) required for synthesis of each product may be predetermined, and when an item included in the user's inventory satisfies a predetermined condition, the corresponding product to be used may be synthesized. can

For example, referring to <D3> of FIG. 9 , the user may convert 10 g of gold included in the inventory into one gold ingot. Additionally, if the user invests in more financial investment products and the holdings increase, the number of items included in the inventory increases together. In this case, the number of products that the user can synthesize using the interface also increases.

Then, the product synthesized by the interface is attributed to the inventory of the user account. The matching process of these items may be performed automatically when a predetermined condition is satisfied.

In addition, the user may disassemble or transform the synthesized product through the interface. A user may convert a specific item into another item through the interface. For example, a user may convert a 'gold' item into 'silver' or 'copper' using the interface. Then, the user can combine the converted items to create a new product.

Through this, the method of displaying the balance of a financial investment product of the present invention can induce an investor to have an attachment to a virtual item by materializing the balance information after financial investment into a virtual real image and displaying it in the user's inventory. have.

In addition, the present invention can induce long-term investment by making the user feel fun in investment by adding an entertainment element to the method for displaying the balance of financial investment products.

The above description is merely illustrative of the technical idea of this embodiment, and various modifications and variations will be possible without departing from the essential characteristics of the present embodiment by those of ordinary skill in the art to which this embodiment belongs. Accordingly, the present embodiments are intended to explain rather than limit the technical spirit of the present embodiment, and the scope of the technical spirit of the present embodiment is not limited by these embodiments. The protection scope of this embodiment should be interpreted by the claims below, and all technical ideas within the scope equivalent thereto should be construed as being included in the scope of the present embodiment.

100: investment information management server
200: user terminal
300: balance information provider

Claims (13)

In the method for displaying the balance of financial investment products performed in an investment information management server linked to a user terminal, the method comprising:
collecting user's investment information;
extracting an item related to the collected investment information and displaying an image of the item on the user terminal;
providing an interface capable of synthesizing a specific product by combining a plurality of the displayed items; and
Displaying the synthesized image of the specific product on the user terminal
How to display the balance of financial investment products.
The method of claim 1,
The method further comprising the step of selecting and providing investment information related to items constituting the specific product to the user
How to display the balance of financial investment products.
The method of claim 1,
The investment information includes information on at least one of stocks, funds, derivatives, insurance, futures, and in-kind
How to display the balance of financial investment products.
The method of claim 1,
The step of collecting the investment information includes the step of collecting investment information on the stocks held by the user,
The step of providing the interface capable of synthesizing the specific product comprises:
extracting a product that can be synthesized by a combination of the displayed items;
displaying the images of the extracted product on the user terminal;
Selecting any one of the extracted products and providing a step of synthesizing the product
How to display the balance of financial investment products.
5. The method of claim 4,
The step of displaying the image of the specific product is,
displaying an image of the synthesized product;
selecting stocks related to items constituting the synthesized product;
Including the step of displaying the selected stock in the corresponding part of the synthesized product
How to display the balance of financial investment products.
delete The method of claim 1,
The step of displaying the image for the item on the user terminal comprises:
Calculating the user's assets based on the collected investment information;
Displaying an image of a raw material item corresponding to the calculated holding assets
How to display the balance of financial investment products.
8. The method of claim 7,
The step of providing the interface comprises:
extracting a product that can be synthesized by a combination of the raw material items;
displaying the images of the extracted product on the user terminal;
Selecting any one of the extracted products and synthesizing the product
How to display the balance of financial investment products.
9. The method of claim 8,
The step of providing the interface comprises:
Decomposing the synthesized product back into a raw material item, comprising the step of displaying an image of the decomposed raw material item
How to display the balance of financial investment products.
8. The method of claim 7,
The raw material item is expressed as an image of a raw material consisting of any one of gold, silver, and copper,
In the step of displaying the image of the raw material item, the holding asset is converted into a predetermined basic unit by reflecting the market price and exchange rate of each raw material or financial investment product using it as an underlying asset, and the corresponding number of the raw material items is added. displaying an image for
How to display the balance of financial investment products.
In the method for displaying the balance of financial investment products performed in an investment information management server linked to a user terminal, the method comprising:
receiving a selection for a specific product from a user;
extracting items constituting the selected specific product;
selecting stocks related to the extracted item;
displaying the selected stocks by matching them with a part corresponding to the specific product;
receiving an order command for the stock item displayed from the user; and
Displaying an image of a product or item related to the stock item purchased by the user
How to display the balance of financial investment products.
12. The method of claim 11,
The step of receiving a selection for the specific product comprises:
receiving a selection for a particular stock from the user;
displaying a plurality of products related to the selected stock;
receiving a selection for any one of the displayed plurality of products from the user
How to display the balance of financial investment products.
12. The method of claim 11,
providing an interface capable of synthesizing a specific product by combining a plurality of items related to each stock item purchased by the user;
Further comprising the step of displaying the synthesized image of the specific product on the user terminal,
The image of the specific product is expressed in different shapes depending on the composition of the stock items held by the user.
How to display the balance of financial investment products.

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