KR102434606B1 - Method, device and computer-readable recording medium for calculating the usage fee for personal information using nft - Google Patents

Abstract

The present invention relates to a method and a device for calculating usage fees for personal information using an NFT, capable of expecting an increase in sales, and to a computer-readable recording medium thereof. The method of the present invention comprises: an NFT issuance step; a list providing step; a usage history input step; and a fee calculating step.

Description

Method of payment for use of personal information using NFT, device and computer-readable recording medium

The present invention relates to a method of calculating the usage fee for personal information using NFT. Specifically, when receiving personal information from each of a plurality of user accounts registered as members of a fintech platform, the received personal information is stored in a database. However, when a non-fungible token (NFT) issuance process for personal information is performed, and a request for use of multiple NFTs managed by the fintech platform is received from multiple corporate accounts, a shared list where user accounts can be viewed Offered to multiple corporate accounts. When the first user account is selected from among the user accounts on the shared list, the NFT of the first user account is provided to the corporate account, and when the corporate account uses the personal information of the user account through NFT, log information based on the usage history It relates to a technology in which an enterprise account settles a fee using personal information of a user account by inputting it into an NFT and allowing the user account to select one of a plurality of rewards.

The size of the blockchain market, which is expected to reach 4.9 billion dollars in 2021, is expected to increase significantly to 67.4 billion dollars in 2026. Key factors driving the growth of the market include increased investment in blockchain technology, the expansion of use of blockchain solutions in banking and cybersecurity, and the spread of blockchain technology in payment and identity verification systems. . In particular, in recent years, as artificial intelligence technology grows rapidly, start-ups that build big data using personal information or model artificial intelligence algorithms are increasing.

Accordingly, in order to prevent the indiscriminate use and sharing of personal information by startups, various technologies utilizing blockchain technology are being developed to improve the security of personal information.

As an example, in Korea Registered Patent 10-2020000 (System and method for providing personal information using a one-time private key based on a blockchain-based proof-of-use method), in a state in which personal information is recorded and distributedly stored in a block chain network, alternative authentication identification information A technology is disclosed to provide a user with access to personal information.

However, in the above-mentioned prior art, only the technology of providing the user with the personal information corresponding to the public key when the user uses the alternative authentication identification information by simply generating the alternative authentication identification information including the public key and providing it to the user As disclosed, when receiving personal information from each of a plurality of user accounts registered as members of the fintech platform, the received personal information is stored in the database, but NFT (non-fungible token) issuance process for personal information is performed and, upon receiving a request for use of a plurality of NFTs managed by the fintech platform from a plurality of corporate accounts, provide a shared list for inquiring user accounts to a plurality of corporate accounts. When the first user account is selected from among the user accounts on the shared list, the NFT of the first user account is provided to the corporate account, and when the corporate account uses the personal information of the user account through NFT, log information based on the usage history There is no technology disclosed in which the corporate account uses the personal information of the user account to input the information into the NFT and allow the user account to select one of a plurality of rewards. .

Accordingly, the present invention stores the received personal information in a database when receiving personal information from each of a plurality of user accounts registered as members of the fintech platform through a method of calculating the usage fee for personal information using NFT. When a non-fungible token (NFT) issuance process for information is performed, and a request for use of multiple NFTs managed by the fintech platform is received from multiple corporate accounts, a shared list that can inquire user accounts is displayed to multiple corporate accounts. provide it to When the first user account is selected from among the user accounts on the shared list, the NFT of the first user account is provided to the corporate account, and when the corporate account uses the personal information of the user account through NFT, log information based on the usage history It is entered into the NFT, and the user account is asked to select one of a plurality of rewards so that the corporate account can settle the fee using the personal information of the user account, thereby improving the security of personal information and providing the user with personal information at the same time. The purpose is to increase the reliability of the fintech platform by paying the price for using it and at the same time attract more users to the fintech platform.

In a method of calculating a usage fee for personal information using NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable by the processor according to an embodiment of the present invention, fintech When receiving personal information from each of a plurality of user accounts registered as members of the platform, the received personal information is stored in the database, but the issuance of NFT is completed by performing the NFT (non-fungible token) issuance process for the personal information NFT issuance step; In a state in which the NFT issuance step is completed, when receiving a request to use a plurality of NFTs managed by the fintech platform from a plurality of corporate accounts registered as members of the fintech platform, a user corresponding to each of the plurality of NFTs a list providing step of providing a shared list in which accounts can be viewed to the plurality of corporate accounts; When the list providing step is completed and the first corporate account among the plurality of corporate accounts selects the first user account from among the user accounts on the shared list, the first NFT, which is the NFT of the first user account, is a use history input step of providing to the first corporate account and inputting log information based on the use history into the first NFT when the first corporate account uses the personal information of the first user account through the first NFT; and when the function of the usage history input step is completed, the first user account is prompted to select one of a plurality of rewards, so that the plurality of corporate accounts settle the fee using the personal information of the first user account. and a fee settlement step.

The personal information may include electronic medical record (EMR) information of the user along with my data managed by the user of the user account.

The NFT issuance step may include, when the NFT issuance process is started, a unique number input step of issuing a number of NFTs corresponding to the issuance amount specified by the fintech platform, but assigning a unique number to each of the issued NFTs; and inputting the address of the IPFS (interplanetary file system) server, which is the database storing the personal information, into the issued token URI (token URI) in the state that the unique number input step is completed, and the first user account It is possible to include; a token issuance completion step of inputting identification information based on the personal information of the issued NFT to a token creator to complete the issuance of the NFT for the personal information.

When the address of the IPFS server, which is the database storing the personal information, is entered into the token URI of the issued NFT, the public attribute is added to each detailed information included in the personal information based on the disclosure range set by each of the plurality of user accounts. It is possible to complete the issuance of the NFT by giving

The use history input step may include, when receiving an input for selecting a first user account from among user accounts on the shared list from the first corporate account in a state in which the list providing step is completed, use the first NFT as the first NFT. 1 NFT providing step of providing the first corporate account to grant the use right for the first NFT to the first corporate account; As the first NFT is provided to the first corporate account, in a state in which the personal information of the first user account is shared with the first corporate account, the first corporate account uses the personal information of the first user account in the case of obtaining log information based on the usage history in real time, the information combining step of inputting the log information into a first NFT provided to the first corporate account; and a secure storage step of storing the first NFT combined with the log information in a security database when the function of the information combining step is completed.

Before inputting the log information obtained in real time to the NFT, when log information corresponding to illegal activity is detected by analyzing log information obtained in real time through a pre-stored illegal detection algorithm, the detected log information is provided. It is possible to impose penalties on corporate accounts.

In the step of inputting the usage history, when it is confirmed that the first corporate account intends to access the EMR information of the first user account through the first NFT, the issuance information corresponding to the EMR information is checked, and the EMR information EMR use request step of requesting access permission to the EMR information to the external server that issued the; and when receiving an input permitting access to the EMR information from the external server due to the performance of the EMR use request step, EMR use permission granting access permission to the EMR information to the first corporate account It is possible to further include a step;

The fee settlement step may include: a value conversion step of calculating in real time an information providing fee based on a reward provided to the first user account; a withdrawal permitting step of allowing the withdrawal of the information provision fee by the first user account when the information provision fee based on the compensation provided to the first user account by performing the function of the value conversion step exceeds a specified standard; and before performing the function of the withdrawing permission step, a portion of the information provision fee of the first user account is deducted according to a specified ratio, and the deducted information provision fee is deposited into the investment account of the company managing the fintech platform. Including, but the plurality of compensation is cash corresponding to the usage fee generated as the plurality of corporate accounts use the personal information of the first user account, or the It is possible to include stocks of the company corresponding to the company account using the personal information of the first user account.

In an apparatus for calculating a usage fee for personal information using NFT implemented in a computing device including one or more processors according to an embodiment of the present invention and one or more memories for storing instructions executable by the processor, Fintech When receiving personal information from each of a plurality of user accounts registered as members of the platform, the received personal information is stored in the database, but the issuance of NFT is completed by performing the NFT (non-fungible token) issuance process for the personal information an NFT issuer; In a state in which the function of the NFT issuer is completed, when a request for use of a plurality of NFTs managed by the fintech platform is received from a plurality of corporate accounts registered as members of the fintech platform, each of the plurality of NFTs is corresponded a list providing unit that provides a shared list of user accounts to be inquired to the plurality of corporate accounts; When the first corporate account among the plurality of corporate accounts selects a first user account from among user accounts on the shared list in a state in which the function of the list providing unit is performed, the first NFT that is the NFT of the first user account a use history input unit for providing to the first corporate account and inputting log information based on the use history to the first NFT when the first corporate account uses personal information of the first user account through the first NFT; and a fee for allowing the first user account to select one of a plurality of rewards when the function of the usage history input unit is completed, so that the plurality of corporate accounts calculate a fee using the personal information of the first user account Settlement unit; characterized in that it includes.

A computer-readable recording medium according to an embodiment of the present invention, wherein the computer-readable recording medium stores instructions for causing a computing device to perform the following steps, the steps of: When receiving personal information from each of a plurality of user accounts registered as members of the fintech platform, the NFT is stored in the received personal information, but the NFT issuance is completed by performing the NFT (non-fungible token) issuance process. step; In a state in which the NFT issuance step is completed, when receiving a request to use a plurality of NFTs managed by the fintech platform from a plurality of corporate accounts registered as members of the fintech platform, a user corresponding to each of the plurality of NFTs a list providing step of providing a shared list in which accounts can be viewed to the plurality of corporate accounts; When the list providing step is completed and the first corporate account among the plurality of corporate accounts selects the first user account from among the user accounts on the shared list, the first NFT, which is the NFT of the first user account, is a use history input step of providing to the first corporate account and inputting log information based on the use history into the first NFT when the first corporate account uses the personal information of the first user account through the first NFT; and when the function of the usage history input step is completed, the first user account is prompted to select one of a plurality of rewards, so that the plurality of corporate accounts settle the fee using the personal information of the first user account. and a fee settlement step.

The method of calculating the usage fee of personal information using the present invention NFT can improve the security of personal information by using NFT technology, so that users who register personal information can secure the reliability of the fintech platform. , users can use their personal information to generate additional income.

Accordingly, as the number of users who register personal information on the fintech platform increases, more companies can be attracted to the fintech platform, and thus, an improvement in sales for the fintech platform can be expected.

1 is a flowchart illustrating a method of calculating a fee for using personal information using NFT according to an embodiment of the present invention.
FIG. 2 is a flowchart for explaining the NFT issuance step of a method of calculating a usage fee for personal information using NFT according to an embodiment of the present invention.
3 is a block diagram illustrating a token issuance completion unit of an apparatus for calculating a fee for using personal information using NFT according to an embodiment of the present invention.
4 is a block diagram illustrating a usage history input unit of an apparatus for calculating a usage fee for personal information using NFT according to an embodiment of the present invention.
5 is a block diagram illustrating an information combining unit of an apparatus for calculating a fee for using personal information using NFT according to an embodiment of the present invention.
6 is another block diagram for explaining a usage history input unit of an apparatus for calculating a usage fee for personal information using NFT according to an embodiment of the present invention.
7 is a flowchart for explaining a fee settlement step of a method of calculating a usage fee for personal information using NFT according to an embodiment of the present invention.
8 is a diagram for explaining an example of an internal configuration of a computing device according to an embodiment of the present invention.

Hereinafter, various embodiments and/or aspects are disclosed with reference to the drawings. In the following description, for purposes of explanation, numerous specific details are set forth to provide a thorough understanding of one or more aspects. However, it will also be recognized by one of ordinary skill in the art that such aspect(s) may be practiced without these specific details. The following description and accompanying drawings set forth in detail certain illustrative aspects of one or more aspects. These aspects are illustrative, however, and some of the various methods in principles of various aspects may be employed, and the descriptions set forth are intended to include all such aspects and their equivalents.

As used herein, “embodiment”, “example”, “aspect”, “exemplary”, etc. may not be construed as an advantage or advantage in any aspect or design described above over other aspects or designs. .

Also, the terms "comprises" and/or "comprising" mean that the feature and/or element is present, but excludes the presence or addition of one or more other features, elements and/or groups thereof. should be understood as not

Also, terms including an ordinal number such as 1st, 2nd, etc. may be used to describe various components, but the components are not limited by the terms. The above terms are used only for the purpose of distinguishing one component from another. For example, without departing from the scope of the present invention, a first component may be referred to as a second component, and similarly, a second component may also be referred to as a first component. and/or includes a combination of a plurality of related listed items or any of a plurality of related listed items.

In addition, in the embodiments of the present invention, unless otherwise defined, all terms used herein, including technical or scientific terms, are those commonly understood by those of ordinary skill in the art to which the present invention belongs. have the same meaning. Terms such as those defined in a commonly used dictionary should be interpreted as having meanings consistent with the meanings in the context of the related art, and unless explicitly defined in the embodiment of the present invention, ideal or excessively formal meanings is not interpreted as

1 is a flowchart illustrating a method of calculating a fee for using personal information using NFT according to an embodiment of the present invention.

Referring to FIG. 1 , the method of calculating the usage fee of personal information using NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable in the processor is the NFT issuance step (step S101). ), a list providing step (step S103), a usage history input step (step S105), and a fee settlement step (step S107).

In step S101, when receiving personal information from each of a plurality of user accounts registered as members of the fintech platform, the one or more processors (hereinafter referred to as processors) store the received personal information in a database, but store the received personal information in the personal information. The issuance of NFT can be completed by performing the process of issuing non-fungible tokens (NFTs).

According to an embodiment, the database may be a database managed by the fintech platform. The personal information may be stored in the database.

In relation to the above, the personal information may be information including electronic medical record (EMR) information of the user along with my data managed by the user of the user account. My data can be any data (or information) necessary for the user, who is the subject of information, to actively manage and control his or her information, and to actively utilize it in his or her personal life, including credit management, wealth management, and even health management.

According to an embodiment, the EMR information is the user's electronic health record information, and the user's personal information information, medical history information, examination result information, treatment result information, surgery record information, hospitalization and discharge record information, outpatient treatment information, and health checkup In addition to historical information, the user's vital sign information, the user's past medical history information, the user's diagnosis and progress information about the disease, information on the medications being taken, allergy information, and the date of vaccination may be information including video report information. have. However, since EMR information is specially prepared and designed for use by a specific organization or doctor, it may be stored in the intranet (or database) of a medical institution (or a medical public institution).

Accordingly, the meaning of storing the personal information in the database of the present invention means storing my data included in the personal information in the database, but accessing the database of a medical institution that stores the EMR information included in the personal information It may indicate that only possible publication information is stored in the database. A description related to the issuance information will be described in detail with reference to FIG. 5 .

According to an embodiment, the processor stores the personal information in the database, but may perform an NFT issuance process for the personal information. The NFT issuance process is a process of generating a block chain asset based on the video content, and may refer to the same process as "minting" that produces personal information as NFT coins. A detailed description related to the NFT issuance process will be described with reference to FIG. 2 .

According to an embodiment, when the NFT issuance step (step S101) is completed, the processor may perform the list providing step (step S103).

In step S103, the processor receives a request for use of a plurality of NFTs managed by the fintech platform from a plurality of corporate accounts registered as members of the fintech platform while the NFT issuance step (step S101) is completed. In this case, a shared list capable of inquiring user accounts corresponding to each of the plurality of NFTs may be provided to the plurality of corporate accounts.

According to an embodiment, the processor may receive a use request for a plurality of NFTs managed by the fintech platform from the plurality of corporate accounts. In this case, the processor may receive an input based on the use request through an NFT interface provided to the plurality of corporate accounts.

According to an embodiment, the plurality of NFTs are NFTs corresponding to each user account that stores personal information in the fintech platform, and when the processor receives the input, at least one of the plurality of corporate accounts that transmits the input One can provide the shared list. In this regard, the shared list may be provided to the plurality of enterprise accounts as well as a plurality of other authorized user accounts.

According to an embodiment, the shared list is an interface including a filtering function, and the plurality of corporate accounts may be an interface for inquiring and searching for a user account having a desired condition by using the filtering function. For example, the first corporate account among the plurality of corporate accounts uses the filtering function on the shared list to search for user accounts that have "male gender, 20s to 30s, and Kookmin Card as a payment method" and searchable.

According to an embodiment, when the desired user account is inquired and searched through the shared list, the processor may perform a usage history input step (step S105).

In step S105, when the processor confirms that the list providing step (step S103) is completed, the first corporate account among the plurality of corporate accounts selects the first user account from among the user accounts on the shared list , a first NFT that is an NFT of the first user account may be provided to the first corporate account. The first NFT provided to the first corporate account may be stored in a wallet of the first corporate account stored in the fintech platform.

In this case, the processor may determine whether to provide the first NFT for free or to receive and provide a collateral amount to the first corporate account by checking the corporate grade of the first corporate account. For example, the processor may provide the first NFT free of charge to the first corporate account when the corporate grade of the first corporate account is identified as a prime grade, which is the highest grade among designated corporate grades.

As another example, when the corporate grade of the first corporate account is identified as a Novice grade among designated corporate grades, the processor may request the first corporate account to deposit a collateral amount for the first NFT. In this case, the processor may request the deposit of the collateral amount for the first NFT from the first corporate account through the designated collateral amount table. The collateral amount is a fee requested to provide the first NFT to the first corporate account, and is different from the information usage fee generated when the first corporate account accesses and uses the personal information of the first user account through the first NFT. It may be of a different configuration.

According to an embodiment, in a state in which the processor provides the first NFT to the first corporate account, when the first corporate account uses the personal information of the first user account through the first NFT, it is Based log information may be input to the first NFT.

According to one embodiment, the meaning that the first corporate account uses the personal information of the first user account through the first NFT means that the personal information of the first user account stored in the database is accessed through the first NFT, This may mean using the personal information of the first user account for other tasks.

At this time, since personal information is not copied and provided only on the fintech platform, the meaning of using the personal information of the first user account is to use the personal information of the first user account on the fintech platform. It may mean that other platforms or programs are interlocked. Accordingly, the fintech platform may have a function for linking other platforms or programs so that the first corporate account uses the personal information of the first user account through the first NFT.

According to an embodiment, the processor may acquire log information generated when the first corporate account uses personal information of the first user account. The processor sequentially inputs the generated log information into the first NFT provided to the first corporate account, so that the first corporate account can store all the history of using the personal information of the first user account in the first NFT. have.

According to an embodiment, the log information may be information generated by recording all of the history of the first corporate account using the personal information of the first user account, based on a form prescribed by the fintech platform.

For example, when the first corporate account models an artificial intelligence algorithm using the personal information of the first user account, the processor includes detailed information included in the personal information in each of the detailed algorithms included in the artificial intelligence algorithm. Log information generated according to how it is used may be stored in the first NFT.

According to an embodiment, when the usage history input step (step S105) is completed, the processor may perform a fee settlement step (step S107).

In step S107, when the function of the usage history input step (step S105) is completed, the processor allows the first user account to select one of a plurality of rewards, so that the plurality of corporate accounts You can have your personal information be used to settle fees.

According to an embodiment, the processor pays a fee to be settled to the first user account by requesting the plurality of corporate accounts to settle a fee using the personal information of the first user account, You can request to settle the usage fee using the fintech platform. For a detailed description of the fee settlement step, refer to FIG. 7 .

FIG. 2 is a flowchart for explaining the NFT issuance step of a method of calculating a usage fee for personal information using NFT according to an embodiment of the present invention.

Referring to FIG. 2 , the method of calculating the usage fee of personal information using NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable by the processor includes an NFT issuance step (eg: The NFT issuance step (step S101) of FIG. 1) may be included.

According to one embodiment, in the NFT issuance step, when receiving personal information from each of a plurality of user accounts registered as members of the fintech platform, the received personal information is stored in a database, but the NFT issuance process is performed on the personal information to It may be a step of completing issuance of the NFT.

According to an embodiment, the NFT issuance step is a detailed step for performing the above-described function, and may include a unique number input step (step S201) and a token issuance completion step (step S203).

In step S201, when the NFT issuance process starts, the one or more processors (hereinafter referred to as processors) issue a number of NFTs corresponding to the issuance amount specified by the fintech platform, but assign a unique number to each of the issued NFTs. can In addition, the specified issuance amount may be set not only by the fintech platform, but also by a user of a user account that inputs personal information.

According to an embodiment, the unique number is token identifier information given to each issued NFT, and may be hash information proving that the NFT is a unique single asset. That is, the unique number may be information for identifying an owner (or a corporate account) who owns the NFT.

For example, when receiving personal information from the first user account, the processor may store the received personal information in a database, but start an NFT issuance process for the personal information received from the user account. In this case, the processor may issue a number of NFTs corresponding to the specified issuance amount and assign a unique number to each of the issued NFTs. In this case, the assigned unique number may be information for classifying a corporate account to be provided with an NFT that can access and read personal information of the first user account.

According to an embodiment, when the unique number input step (step S201) is completed, the processor may perform a token issuance completion step (step S203).

In step S203, the processor inputs the address of the IPFS (interplanetary file system) server, which is a database storing personal information in a state where the unique number input step (step S201) is completed, into the token URI (token URI) of the issued NFT, , by inputting identification information based on the personal information of the first user account to a token creator of the issued NFT, the issuance of the NFT for the personal information may be completed.

According to an embodiment, the IPFS server is a server used in a decentralized distributed file system, and may be a database for storing personal information and sharing it over the Internet. That is, when the processor of the present invention receives personal information from the first user account in the NFT issuance step, the gas generated when transmitting and receiving personal information of the first user account is stored in the IPFS server, which is a database managed by the fintech platform. energy can be saved. The address of the IPFS server in the present invention may be a URI address for the database set by the fintech platform.

According to an embodiment, the processor may prove that each of the NFTs is a digital asset based on the personal information of the first user account by inputting the address of the IPFS server, which is the database, in the token URI of each of the issued NFTs.

In addition, the processor may prove that the first user account has ownership of personal information corresponding to the NFT by inputting user identification information of the first user account to the token creator of each of the issued NFTs. That is, the user identification information may be information used to set the owner of the personal information issued by the NFT.

According to an embodiment, when the input of the token URI and the token creator is completed, the processor may complete issuance of the NFT for the personal information of the first user account. That is, the processor may issue the NFT by completing the minting process for the personal information of the first user account.

3 is a block diagram illustrating a token issuance completion unit of an apparatus for calculating a fee for using personal information using NFT according to an embodiment of the present invention.

Referring to FIG. 3 , the device for calculating the usage fee of personal information using NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable by the processor is a token issuance completion unit 300 ) (eg, performing the same function as the token issuance completion step (step S203) of FIG. 2 ).

According to an embodiment, when the NFT issuance process starts, the token issuance completion unit 300 issues a number of NFTs 301 corresponding to the issuance amount specified by the fintech platform, but assigns a unique number to each of the issued NFTs. can do. In addition, the specified issuance amount may be set not only by the fintech platform, but also by a user of a user account that inputs personal information.

According to one embodiment, when the input of the unique number to the NFT 301 is completed, the token issuance completion unit 300 transfers the address of an IPFS (interplanetary file system) server, which is a database storing personal information, to the issued NFT ( 301) of the token URI (token URI) 303, and input identification information based on the personal information of the first user account into the token creator 305 of the issued NFT, the personal information The issuance of the NFT 301 for

According to an embodiment, the IPFS server is a server used in a decentralized distributed file system, and may be a database for storing personal information and sharing it over the Internet. That is, when the token issuance completion unit 300 of the present invention receives personal information from the first user account in the NFT issuance step, it stores the personal information of the first user account in the IPFS server, which is a database managed by the fintech platform. Gas energy generated during transmission and reception can be reduced. The address of the IPFS server in the present invention may be a URI address for the database set by the fintech platform.

According to one embodiment, by inputting the address of the IPFS server, which is the database, in the token URI 303 of each of the issued NFTs 301 by the token issuance completion unit 300 , each of the NFTs 301 is the first user It can prove that it is a digital asset based on the personal information of the account.

In addition, the token issuance completion unit 300 inputs the user identification information of the first user account to the token creator 305 of each of the issued NFTs 301 , thereby providing personal information corresponding to the NFT 301 . It is possible to prove that the first user account has the ownership of the user account. That is, the user identification information may be information used to set the owner of the personal information issued to the NFT 301 .

According to one embodiment, when the token issuance completion unit 300 completes the input of the token URI 303 and the token creator 305, the NFT 301 for the personal information of the first user account publication can be completed. That is, the token issuance completion unit 300 may issue the NFT 301 by completing the minting process for the personal information of the first user account.

According to another embodiment, the token issuance completion unit 300 completes inputting the address of an interplanetary file system (IPFS) server storing the personal information into the token URI 303 of each of the issued NFT 301 . In the status, you can enter the address of the sub IPFS server in the sub token URI. The sub IPFS server is a sub database provided to the first user account by the fintech platform, and may be a cloud of the first user account.

In more detail, the personal information can be disclosed only on the IPFS server, which is a database managed by the fintech platform. However, in order to prepare for the case where the server is being checked or the URI that can view the IPFS server does not work, by entering the URI of the sub IPFS server, which is a sub database separately provided to the first user account, into the sub token URI, You can maintain and manage your personal information.

That is, there may be a total of two URIs provided to the smart contract based on the NFT transaction in the present invention. The URI of the IPFS server input to the token URI is a URI that allows browsing personal information stored in the database directly managed by the fintech platform, and the URI of the sub IPFS server input to the sub-token URI is the URI of the first user in the fintech platform. It may be a URI that allows viewing of personal information stored in a sub-database separately provided to the account. Accordingly, the present invention rejects access to the sub-token URI when personal information stored in the IPFS server, a database managed by the fintech platform, is verified through the address entered in the token URI by the corporate accounts holding the NFT. will be, and when an error occurs in the token URI, access to the sub-token URI may be granted to a corporate account.

According to one embodiment, when the token issuance completion unit 300 inputs the address of the IPFS server, which is the database storing the personal information, into the token URI of the issued NFT, the disclosure range set by each of the plurality of user accounts Based on this, the issuance of the NFT may be completed by assigning a public attribute to each of the detailed information included in the personal information.

According to an embodiment, when the token issuance completion unit 300 receives the personal information of the first user account from the first user account, the disclosure range by the first user account among detailed information included in the personal information You can check the set details. The token issuance completion unit 300 may assign a disclosure attribute to the detailed information in which the confirmed disclosure range is set. The public attribute is information set in detailed information that can be used by the corporate account, and detailed information for which the public attribute is not set cannot be used or inquired by the first corporate account.

4 is a block diagram illustrating a usage history input unit of an apparatus for calculating a usage fee for personal information using NFT according to an embodiment of the present invention.

Referring to FIG. 4, the device for calculating the usage fee of personal information using NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable by the processor is a usage history input unit 400 (eg, performing the same function as the use history input step (step S105) of FIG. 1 ).

According to an embodiment, the use history input unit 400 performs the function of the list providing unit (eg, performing the same function as the list providing step (S103) of FIG. 1 ) in a state where the function of the list providing unit 400 is completed. When it is confirmed that the corporate account selects the first user account from among the user accounts on the shared list, the first NFT 401a that is the NFT of the first user account may be provided to the first corporate account 401b. The first NFT 401a provided to the first corporate account 401b may be stored in the wallet of the first corporate account 401b stored in the fintech platform.

According to an embodiment, the usage history input unit 400 may include an NFT providing unit 401 , an information combining unit 403 , and a secure storage unit 405 as a detailed configuration for performing the above-described function. .

According to an embodiment, the NFT providing unit 401 receives an input for selecting a first user account from among user accounts on the shared list from the first corporate account 401b in a state in which the function of the list providing unit is completed. In this case, the first NFT 401a may be provided to the first corporate account to give the first user account the right to use the first NFT 401a.

According to an embodiment, when receiving an input for selecting a first user account from the first corporate account 401b, the NFT providing unit 401 uses the first NFT 401a that is the NFT of the first user account. It may be provided to the first corporate account 401b. In this case, the NFT provider 401 may pay the first NFT to the wallet of the first corporate account 401b. However, the first NFT 401a stored in the wallet of the first corporate account 401b may not be activated.

According to an embodiment, the NFT provider 401 activates the first NFT 401a or activates the first NFT 401a when payment of the first NFT 401a to the wallet of the first corporate account 401b is completed. By sending an activation code for activating the first NFT 401a to the first corporate account 401b, the first corporate account 401b uses the activation code to activate the first NFT 401a stored in the wallet. ) can be enabled.

That is, the NFT provider 401 sends the first NFT 401a to the first corporate account 401b by activating the first NFT 401b or providing the activation code to the first corporate account 401b. ) can be granted.

According to an embodiment, as the first NFT 401a is provided to the first corporate account 401b, the information combining unit 403 transfers the personal information of the first user account to the first corporate account 401b. ), when the first corporate account 401b uses the personal information of the first user account, log information based on the usage history is obtained in real time and sent to the first corporate account 401b. It can be input to the provided first NFT.

For example, in a state in which the personal information of the first user account is shared with the first corporate account 401b, the information combining unit 403 may determine that the first corporate account 401b When using payment method information, payment date information, and payment amount information among the details included in personal information (for example, for inquiry and copying on other platforms or programs), where to place payment method information, payment date information and payment amount information? Log information indicating how it was used can be obtained in real time. The information combining unit 403 may input the obtained log information into the first NFT 401a provided to the first corporate account 401b.

That is, the information combining unit 403 may input the log information to the first NFT 401a stored in the wallet of the first corporate account.

According to an embodiment, when the function of the information combining unit 403 is completed, the secure storage unit 405 may store the first NFT to which the log information is combined (or input) in a security database. The security database is a database for protecting the first NFT to which the log information is input from external threats (eg, hacking, etc.), and the first NFT combined with the log information may be moved from the wallet to the security database and stored. have. Thereafter, when the first corporate account 401b is connected to the fintech platform, the first NFT stored in the security database may be paid to the wallet of the first corporate account 401b.

5 is a block diagram illustrating an information combining unit of an apparatus for calculating a fee for using personal information using NFT according to an embodiment of the present invention.

Referring to FIG. 5, the device for calculating the usage fee of personal information using NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable by the processor is an information combining unit 500 (eg, performing the same function as the information combining unit 403 of FIG. 4 ).

According to an embodiment, the information combining unit 500 is configured to provide the first NFT to the first corporate account, so that personal information of the first user account is shared with the first corporate account. When the corporate account uses the personal information of the first user account, log information based on the usage history may be obtained in real time and input to the first NFT provided to the first corporate account.

According to one embodiment, the information combining unit 500 analyzes log information obtained in real time through a pre-stored illegal detection algorithm 501 before inputting the log information obtained in real time to the NFT to prevent illegal activities. When the corresponding log information is detected, a penalty may be imposed on the corporate account that provided the detected log information.

According to an embodiment, the information combining unit 500 may analyze the log information obtained in real time through the pre-stored illegal detection algorithm 501 . In this case, the information combining unit 500 may check whether the log information is illegal through the analysis result.

For example, the information combining unit 500 analyzes the log information obtained in real time through the pre-stored illegal detection algorithm 501, and the log information is not permitted for a program (eg, a regular purchase version) or You can check whether it has been used on a risk-specified platform. In relation to the above, when it is confirmed that the log information is used in an unauthorized program (eg, a regular purchase version) or a risk designation platform, the information combining unit 500 uses the previously stored penalty information 503a to A penalty may be imposed on the first corporate account. In this case, the penalty imposed on the first corporate account may be a penalty including a fine, restriction on the use of the fintech platform, and the like.

6 is another block diagram for explaining a usage history input unit of an apparatus for calculating a usage fee for personal information using NFT according to an embodiment of the present invention.

Referring to FIG. 6 , the device for calculating the usage fee of personal information using NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable by the processor is a usage history input unit 600 (eg, the use history input unit 400 of FIG. 4 ).

According to an embodiment, the use history input unit 600 may include an EMR use request unit 601 and an EMR use permit unit 603 .

According to an embodiment, the EMR use request unit 601 is configured to, when it is confirmed that the first corporate account 601a intends to access the EMR information 601b of the first user account through the first NFT, the EMR information By checking the issuance information included in , it is possible to request permission to access the EMR information 601b from an external server that has issued the EMR information.

According to an embodiment, the EMR information 601b included in the personal information may be stored in a database of an external institution 601c (eg, a medical institution or a public institution). The EMR information may not be leaked to the outside and may be managed in the database of the external organization 601c.

According to an embodiment, the EMR use request unit 601 confirms that the first corporate account 601a accesses the EMR information 601b based on the personal information of the first user account through the first NFT. In this case, you can check the issuance information included in the personal information. That is, the EMR information 601b is not directly stored in the personal information, but issuance information for identifying the external server that has issued the EMR information 601b may be stored.

According to an embodiment, the EMR use request unit 601 may check the issuance information and request permission to access the EMR information 601b from an external server that has issued the EMR information 601b. In more detail, the EMR use request unit 601 confirms the issuance information and grants access permission so that the first corporate account can access the EMR information 601b stored in the external server of the external institution 601c. A requesting request signal may be transmitted to the external organization 601c. That is, the EMR information 601b provided to the first corporate account on the shared list is approximate information (eg, disease name, hospitalization period, etc.), and detailed information included in the EMR information 601b is the external institution 601c. ) can be accessed or viewed by the first corporate account with the permission of

According to an embodiment, the EMR use permission unit 603 permits access to the EMR information 601b from an external server of the external institution 601c due to the performance of the EMR use request unit 601 . When receiving the input, the first corporate account 601a may be granted access permission to the EMR information 601b.

Accordingly, when the EMR use permission unit 603 detects an operation of accessing or viewing the EMR information 601b by the first corporate account 601a to which the access permission is granted, the form designated on the fintech platform may be processed and provided to the first corporate account 601a.

7 is a flowchart for explaining a fee settlement step of a method of calculating a usage fee for personal information using NFT according to an embodiment of the present invention.

Referring to FIG. 7 , a method of calculating a usage fee for personal information using an NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable by the processor includes a fee settlement step (eg: The fee settlement step of FIG. 1 (step S107)) may be included.

According to one embodiment, when the function of the usage history input step (eg, the usage history input step (S105 step) of FIG. 1 ) is completed, the fee settlement step allows the first user account to select one of a plurality of rewards. , allowing a plurality of corporate accounts to settle charges using personal information of the first user account.

According to one embodiment, the fee settlement step is a detailed step for performing the above-described function, and may include a value conversion step (step S701), a withdrawal permission step (step S703), and a fee settlement step (step S707). .

In step S701 , the one or more processors (hereinafter referred to as processors) may calculate, in real time, an information provision fee based on a reward provided to the first user account when the function of the usage history input step is completed. The information provision fee may be a fee calculated by calculating the cost of corporate accounts using personal information of user accounts stored in the fintech platform.

In more detail, the information provision fee is the amount of personal information paid to the first user account, which is a partial fee deducted from the settled fee after the plurality of corporate accounts have settled the fee using the personal information of the first user account. It may be a fee. Accordingly, the processor may calculate an information provision fee based on a reward provided to the first user account by calculating a usage fee for the personal information through a designated information fee table.

According to an embodiment, the processor may perform the withdrawal permission step (step S703) when the information providing fee calculated as the function execution of the value conversion step (step S701) is repeated exceeds a specified criterion.

According to an embodiment, the plurality of rewards is cash corresponding to a usage fee generated when a plurality of corporate accounts use personal information of the first user account, or corresponds to a corporate account using personal information of the first user account. It may be a composition containing stocks of a company that becomes

In step S703, the processor provides information by the first user account when the information providing fee based on the compensation provided to the first user account by performing the function of the value conversion step (step S701) exceeds a specified standard Payment of fees may be allowed.

According to one embodiment, when the information providing fee based on the value of the cash or the stock exceeds a specified standard due to the performance of the function of the value conversion step, the processor may perform a withdrawal or payment of the stock for the information providing fee can allow Accordingly, the first user account may withdraw the information provision fee or receive stocks from the fintech platform.

According to an embodiment, the processor may perform the fee settlement step (step S705) before performing the function of the withdrawal permission step (step S703).

In step S705, the processor deducts a portion of the information provision fee of the first user account according to a specified ratio before performing the function of the withdrawal permission step (step S703), and returns the deducted portion (the deducted information provision fee) to the You can settle the usage fee of the fintech platform by depositing it into the investment account of the company that manages the fintech platform.

According to an embodiment, when the calculation of the information provision fee based on the reward provided to the first user account is completed due to the performance of the function of the value conversion step (step S701), the processor is A portion of the calculated amount may be deducted accordingly.

According to one embodiment, the processor may deposit the deducted part of the information provision fee into the investment account of the fintech platform to settle the usage fee for the fintech platform to the first user who has used the fintech platform. have.

In relation to the above, when the settlement of the usage fee is completed, the processor may perform the withdrawal permitting step (step S703) to allow the withdrawal of the remaining information providing fee except for the deducted part.

8 is a diagram for explaining an example of an internal configuration of a computing device according to an embodiment of the present invention.

8 illustrates an example of an internal configuration of a computing device according to an embodiment of the present invention, and in the following description, descriptions of unnecessary embodiments that overlap with those of FIGS. 1 to 7 will be omitted. do it with

8, the computing device 10000 includes at least one processor 11100, a memory 11200, a peripheral interface 11300, an input/output subsystem ( It may include at least an I/O subsystem) 11400 , a power circuit 11500 , and a communication circuit 11600 . In this case, the computing device 10000 may correspond to a user terminal connected to the tactile interface device (A) or the aforementioned computing device (B).

The memory 11200 may include, for example, a high-speed random access memory, a magnetic disk, an SRAM, a DRAM, a ROM, a flash memory, or a non-volatile memory. have. The memory 11200 may include a software module, an instruction set, or other various data required for the operation of the computing device 10000 .

In this case, access to the memory 11200 from other components such as the processor 11100 or the peripheral device interface 11300 may be controlled by the processor 11100 .

Peripheral interface 11300 may couple input and/or output peripherals of computing device 10000 to processor 11100 and memory 11200 . The processor 11100 may execute a software module or an instruction set stored in the memory 11200 to perform various functions for the computing device 10000 and process data.

The input/output subsystem 11400 may couple various input/output peripherals to the peripheral interface 11300 . For example, the input/output subsystem 11400 may include a controller for coupling peripheral devices such as a monitor, keyboard, mouse, printer, or a touch screen or sensor as needed to the peripheral interface 11300 . According to another aspect, input/output peripherals may be coupled to peripheral interface 11300 without going through input/output subsystem 11400 .

The power circuit 11500 may supply power to all or some of the components of the terminal. For example, the power circuit 11500 may include a power management system, one or more power sources such as batteries or alternating current (AC), a charging system, a power failure detection circuit, a power converter or inverter, a power status indicator, or a power source. It may include any other components for creation, management, and distribution.

The communication circuit 11600 may enable communication with another computing device using at least one external port.

Alternatively, as described above, if necessary, the communication circuit 11600 may include an RF circuit to transmit and receive an RF signal, also known as an electromagnetic signal, to enable communication with other computing devices.

This embodiment of FIG. 8 is only an example of the computing device 10000, and the computing device 11000 may omit some components shown in FIG. 8 or further include additional components not shown in FIG. 8, or 2 It may have a configuration or arrangement that combines two or more components. For example, a computing device for a communication terminal in a mobile environment may further include a touch screen or a sensor in addition to the components shown in FIG. 8 , and various communication methods (WiFi, 3G, LTE) in the communication circuit 1160 , Bluetooth, NFC, Zigbee, etc.) may include a circuit for RF communication. Components that may be included in the computing device 10000 may be implemented in hardware, software, or a combination of both hardware and software including an integrated circuit specialized for one or more signal processing or applications.

Methods according to an embodiment of the present invention may be implemented in the form of program instructions that can be executed through various computing devices and recorded in a computer-readable medium. In particular, the program according to the present embodiment may be configured as a PC-based program or an application dedicated to a mobile terminal. The application to which the present invention is applied may be installed in the user terminal through a file provided by the file distribution system. For example, the file distribution system may include a file transmission unit (not shown) that transmits the file in response to a request from the user terminal.

The device described above may be implemented as a hardware component, a software component, and/or a combination of the hardware component and the software component. For example, the devices and components described in the embodiments may include, for example, a processor, a controller, an arithmetic logic unit (ALU), a digital signal processor, a microcomputer, a field programmable gate array (FPGA), It may be implemented using one or more general purpose or special purpose computers, such as a programmable logic unit (PLU), microprocessor, or any other device capable of executing and responding to instructions. The processing device may execute an operating system (OS) and one or more software applications running on the operating system. The processing device may also access, store, manipulate, process, and generate data in response to execution of the software. For convenience of understanding, although one processing device is sometimes described as being used, one of ordinary skill in the art will recognize that the processing device includes a plurality of processing elements and/or a plurality of types of processing elements. It can be seen that may include For example, the processing device may include a plurality of processors or one processor and one controller. Other processing configurations are also possible, such as parallel processors.

Software may comprise a computer program, code, instructions, or a combination of one or more thereof, which configures a processing device to operate as desired or is independently or collectively processed You can command the device. The software and/or data may be any kind of machine, component, physical device, virtual equipment, computer storage medium or device, to be interpreted by or to provide instructions or data to the processing device. It may be permanently or temporarily embody in The software may be distributed over networked computing devices, and stored or executed in a distributed manner. Software and data may be stored in one or more computer-readable recording media.

The method according to the embodiment may be implemented in the form of program instructions that can be executed through various computer means and recorded in a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, etc. alone or in combination. The program instructions recorded on the medium may be specially designed and configured for the embodiment, or may be known and used by those skilled in the art of computer software. Examples of the computer-readable recording medium include magnetic media such as hard disks, floppy disks and magnetic tapes, optical media such as CD-ROMs and DVDs, and magnetic such as floppy disks. - includes magneto-optical media, and hardware devices specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine language codes such as those generated by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the embodiments, and vice versa.

As described above, although the embodiments have been described with reference to the limited embodiments and drawings, various modifications and variations are possible by those skilled in the art from the above description. For example, the described techniques are performed in a different order than the described method, and/or the described components of the system, structure, apparatus, circuit, etc. are combined or combined in a different form than the described method, or other components Or substituted or substituted by equivalents may achieve an appropriate result. Therefore, other implementations, other embodiments, and equivalents to the claims are also within the scope of the following claims.

Claims (10)

In the method of calculating the usage fee of personal information using NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable by the processor,
When receiving personal information from each of a plurality of user accounts registered as members of the fintech platform, the received personal information is stored in the database, but NFT is issued by performing the NFT (non-fungible token) issuance process for the personal information NFT issuance step to complete;
When the NFT issuance step is completed, when a request for use of a plurality of NFTs managed by the fintech platform is received from a plurality of corporate accounts registered as members of the fintech platform, a user corresponding to each of the plurality of NFTs a list providing step of providing a shared list in which accounts can be viewed to the plurality of corporate accounts;
When the list providing step is completed and the first corporate account among the plurality of corporate accounts selects the first user account from among the user accounts on the shared list, the first NFT, which is the NFT of the first user account, is a use history input step of providing to the first corporate account and inputting log information based on the use history into the first NFT when the first corporate account uses the personal information of the first user account through the first NFT; and
When the function of the usage history input step is completed, the fee for allowing the first user account to select one of a plurality of rewards, and for the plurality of corporate accounts to settle a fee using the personal information of the first user account Settlement step; including,
The personal information is
In addition to my data managed by the user of the user account, including electronic medical record (EMR) information of the user,
The NFT issuance step is
a unique number input step of issuing a number of NFTs corresponding to the issuance amount specified by the fintech platform when the NFT issuance process starts, and assigning a unique number to each of the issued NFTs; and
In a state in which the unique number input step is completed, the address of the IPFS (interplanetary file system) server, which is the database storing the personal information, is input in the token URI of the issued NFT, and the first user account A token issuance completion step of inputting identification information based on personal information to a token creator of the issued NFT to complete the issuance of the NFT for the personal information;
The first NFT is
When the first corporate account accesses the IPFS server, which is a database managed by the fintech platform, through the address entered in the token URI and checks the personal information, the access of the first corporate account to the sub-token URI is reject or
When an abnormality occurs in the token URI and the personal information stored in the IPFS server is not verified by the first corporate account, an individual stored in the sub IPFS server by granting access to the sub-token URI to the first corporate account to verify the information,
The use history input step is,
When the first corporate account among the plurality of corporate accounts selects the first user account from among the user accounts on the shared list, the corporate grade of the first corporate account is identified by checking the corporate grade of the first corporate account If confirmed as medium prime, the first NFT is provided free of charge to the first corporate account, or
When the corporate grade of the first corporate account is identified as the Novice grade among the designated corporate grades, based on the designated collateral amount table, the first corporate account is requested to deposit the collateral amount for the first NFT, 1 When the collateral amount is deposited from the corporate account, the first NFT is provided to the first corporate account,
The amount of the collateral is
A configuration for providing a first NFT necessary for inquiring personal information of the first user account according to the corporate level of the plurality of corporate accounts, wherein the plurality of corporate accounts use personal information of the first user account A method of calculating a fee for using personal information using NFT, characterized in that it has a different configuration from the fee to be settled accordingly.
delete delete According to claim 1,
The token issuance completion step is
When the address of the IPFS server, which is the database storing the personal information, is entered into the token URI of the issued NFT, the public attribute is added to each detailed information included in the personal information based on the disclosure range set by each of the plurality of user accounts. A method of calculating the usage fee for personal information using NFT, characterized in that by granting a NFT to complete the issuance of the NFT.
According to claim 1,
The use history input step is,
When the list providing step is completed and an input for selecting a first user account from among user accounts on the shared list is received from the first corporate account, the first NFT is provided to the first corporate account to provide the an NFT providing step of granting a use right for a first NFT to the first corporate account;
As the first NFT is provided to the first corporate account, in a state in which the personal information of the first user account is shared with the first corporate account, the first corporate account uses the personal information of the first user account in the case of obtaining log information based on the usage history in real time, the information combining step of inputting the log information into a first NFT provided to the first corporate account; and
When the function of the information combining step is completed, a secure storage step of storing the first NFT combined with the log information in a secure database; .
6. The method of claim 5,
The information combining step,
Before inputting the log information obtained in real time to the NFT, when log information corresponding to illegal activity is detected by analyzing log information obtained in real time through a pre-stored illegal detection algorithm, the detected log information is provided. A method of settling the usage fee of personal information using NFT, characterized in that a penalty is imposed on a corporate account.
7. The method of claim 6,
The use history input step is,
When it is confirmed that the first corporate account intends to access the EMR information of the first user account through the first NFT, the issuance information corresponding to the EMR information is checked, and the EMR information is sent to the external server that has issued the information. EMR use request step of requesting permission to access EMR information; and
When receiving an input permitting access to the EMR information from the external server due to performing the function of the EMR use request step, an EMR use permission step of granting access permission to the EMR information to the first corporate account ; A method of calculating the usage fee of personal information using NFT, characterized in that it further comprises.
8. The method of claim 7,
The fee settlement step is
a value conversion step of calculating in real time an information provision fee based on a reward provided to the first user account;
a withdrawal permitting step of allowing the withdrawal of the information provision fee by the first user account when the information provision fee based on the compensation provided to the first user account by performing the function of the value conversion step exceeds a specified standard; and
Before performing the function of the withdrawal permission step, a part of the information provision fee of the first user account is deducted according to a specified ratio, and the deducted information provision fee is deposited into the investment account of the company managing the fintech platform. A fee settlement step of settling the usage fee of the platform; including,
The plurality of rewards,
The plurality of corporate accounts may include cash corresponding to a usage fee generated by using the personal information of the first user account or stocks of a company corresponding to the corporate account using the personal information of the first user account. How to settle the usage fee for personal information using NFT.
In the device for calculating the usage fee of personal information using NFT implemented in a computing device including one or more processors and one or more memories for storing instructions executable by the processor,
When receiving personal information from each of a plurality of user accounts registered as members of the fintech platform, the received personal information is stored in the database, but NFT is issued by performing the NFT (non-fungible token) issuance process for the personal information NFT issuer to complete;
In a state in which the function of the NFT issuer is completed, when a request for use of a plurality of NFTs managed by the fintech platform is received from a plurality of corporate accounts registered as members of the fintech platform, each of the plurality of NFTs is corresponded a list providing unit that provides a shared list of user accounts to be inquired to the plurality of corporate accounts;
When the first corporate account among the plurality of corporate accounts selects a first user account from among user accounts on the shared list in a state in which the function of the list providing unit is performed, the first NFT that is the NFT of the first user account a use history input unit for providing to the first corporate account to input log information based on the use history to the first NFT when the first corporate account uses the personal information of the first user account through the first NFT; and
When the function of the usage history input unit is completed, the first user account is prompted to select one of a plurality of rewards, so that the plurality of corporate accounts settle charges using the personal information of the first user account. including;
The personal information is
In addition to my data managed by the user of the user account, including electronic medical record (EMR) information of the user,
The NFT issuing unit,
a unique number input unit that issues a number of NFTs corresponding to the issuance amount specified by the fintech platform when the NFT issuance process starts, and assigns a unique number to each of the issued NFTs; and
In a state in which the function of the unique number input unit is completed, the address of the IPFS (interplanetary file system) server, which is the database storing the personal information, is input to the token URI of the issued NFT, and the first user A token issuance completion unit for completing the issuance of the NFT for the personal information by inputting identification information based on the personal information of the account to the token creator of the issued NFT;
The first NFT is
When the first corporate account accesses the IPFS server, which is a database managed by the fintech platform, through the address entered in the token URI to check the personal information, the access of the first corporate account to the sub-token URI is reject or
When an abnormality occurs in the token URI and the personal information stored in the IPFS server is not verified by the first corporate account, an individual stored in the sub IPFS server by granting access to the sub-token URI to the first corporate account to verify the information,
The usage history input unit,
When the first corporate account among the plurality of corporate accounts selects the first user account among the user accounts on the shared list, the corporate grade of the first corporate account is identified by checking the corporate grade of the first corporate account. If confirmed as medium prime, the first NFT is provided free of charge to the first corporate account, or
When the corporate grade of the first corporate account is confirmed as the Novice grade among the designated corporate grades, based on the designated collateral amount table, the first corporate account is requested to deposit the collateral amount for the first NFT, 1 When the collateral amount is deposited from the corporate account, the first NFT is provided to the first corporate account,
The amount of the collateral is
A configuration for providing a first NFT necessary for inquiring personal information of the first user account according to the corporate level of the plurality of corporate accounts, wherein the plurality of corporate accounts use personal information of the first user account A device for calculating the usage fee for personal information using NFT, characterized in that it has a different configuration from the fee to be settled accordingly.
A computer-readable recording medium comprising:
The computer-readable recording medium stores instructions for causing a computing device to perform the following steps;
When receiving personal information from each of a plurality of user accounts registered as members of the fintech platform, the NFT is stored in the received personal information, but the NFT issuance is completed by performing the NFT (non-fungible token) issuance process. step;
In a state in which the NFT issuance step is completed, when receiving a request to use a plurality of NFTs managed by the fintech platform from a plurality of corporate accounts registered as members of the fintech platform, a user corresponding to each of the plurality of NFTs a list providing step of providing a shared list in which accounts can be viewed to the plurality of corporate accounts;
When the list providing step is completed and the first corporate account among the plurality of corporate accounts selects the first user account from among the user accounts on the shared list, the first NFT, which is the NFT of the first user account, is a use history input step of providing to the first corporate account and inputting log information based on the use history into the first NFT when the first corporate account uses the personal information of the first user account through the first NFT; and
When the function of the usage history input step is completed, the fee for allowing the first user account to select one of a plurality of rewards, and for the plurality of corporate accounts to settle a fee using the personal information of the first user account Settlement step; including,
The personal information is
In addition to my data managed by the user of the user account, including electronic medical record (EMR) information of the user,
The NFT issuance step is
a unique number input step of issuing a number of NFTs corresponding to the issuance amount specified by the fintech platform when the NFT issuance process starts, and assigning a unique number to each of the issued NFTs; and
In a state in which the unique number input step is completed, the address of an IPFS (interplanetary file system) server, which is a database storing the personal information, is input in the issued token URI of the NFT, and the name of the first user account A token issuance completion step of inputting identification information based on the information to a token creator of the issued NFT to complete the issuance of the NFT for the personal information;
The first NFT is
When the first corporate account accesses the IPFS server, which is a database managed by the fintech platform, through the address entered in the token URI to check the personal information, the access of the first corporate account to the sub-token URI is reject or
When an abnormality occurs in the token URI and the personal information stored in the IPFS server is not verified by the first corporate account, an individual stored in the sub IPFS server by granting access to the sub-token URI to the first corporate account to verify the information,
The use history input step is,
When the first corporate account among the plurality of corporate accounts selects the first user account among the user accounts on the shared list, the corporate grade of the first corporate account is identified by checking the corporate grade of the first corporate account. If confirmed as medium prime, the first NFT is provided free of charge to the first corporate account, or
When the corporate grade of the first corporate account is confirmed as the Novice grade among the designated corporate grades, based on the designated collateral amount table, the first corporate account is requested to deposit the collateral amount for the first NFT, 1 When the collateral amount is deposited from the corporate account, the first NFT is provided to the first corporate account,
The amount of the collateral is
A configuration for providing a first NFT necessary for inquiring personal information of the first user account according to the corporate level of the plurality of corporate accounts, wherein the plurality of corporate accounts use personal information of the first user account A computer-readable recording medium, characterized in that it has a configuration different from the fee calculated according to the method.

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