KR102426490B1 - Smart Integrated Payment System - Google Patents

Abstract

The present invention relates to a smart integrated payment system which implements payment types such as handwriting payment, camera card scan payment, URL link payment, SMS payment, mobile terminal payment, etc. through one application for a smartphone. The smart integrated payment system comprises: a purchaser terminal unit which is installed with a dedicated application for receiving a non-face-to-face integrated payment service, as a terminal used by a buyer who purchases goods to be used for payment for goods; and a payment server unit which transmits a payment request signal to the purchaser terminal unit in response to payment information received from a POS terminal installed in a store.

Description

Smart Integrated Payment System

The present invention relates to a smart integrated payment system, and more particularly, a smart integration that implements payment types such as manual payment, camera card scan payment, URL link payment, SMS payment, mobile terminal payment, etc. through one smartphone application. It is about the payment system.

In general, e-commerce uses the Internet to access a supplier's web server, searches for a product to be purchased, and then selects a product to purchase, and then selects buyer information, product delivery address, and payment method according to a predetermined procedure. .

In addition, as payment by bankbook or credit card is made according to the payment method selected above, the purchase of the product is confirmed only after the product price has been deposited until the predetermined time has elapsed. delivered to the destination.

In addition, when the purchaser selects credit card payment, predetermined information for credit card payment is inputted from the purchaser according to the request of the provider web server. Accordingly, the credit card information is transmitted from the web server to the electronic payment system, The purchase of the product is confirmed depending on whether the payment is made by credit card or not, and when the approval number is transmitted to the supplier's web server, the product is delivered to the buyer's delivery address.

In the case of e-commerce on the web according to the above procedure, the inconvenience caused by entering the customer's address information, name, resident number, phone number, etc. In addition, in an online shopping mall that is not registered as a member, it is necessary to bear the inconvenience of having to input predetermined information every time a product is purchased.

In particular, online hacking, which is emerging as a social problem in recent years, is economically disadvantageous by exposing the transmitted credit card information to hackers and hacking personal information when a customer inputs credit card information and transmits it to a web server. In fact, in online e-commerce, there is an increasing trend of dissatisfaction and anxiety factors among purchasing customers.

In addition, if the quality of the product ordered by viewing only photos or videos online is not satisfactory, the customer's dissatisfaction with the transaction is further aggravated. Problems caused by non-delivery act as negative factors such as logistics and delivery costs.

In addition, when paying for a product by credit card, the financial fee paid is also the responsibility of the supplier or purchasing customer, and thus the burden between the two parties is further aggravated.

In the untact era, non-face-to-face payment is really important, and various products such as clothing traded on various social platforms such as SNS, blogs, cafes, and bands always have a problem with card payment.

Accordingly, customers are receiving card payments from customers using manual payment, SMS payment, URL payment, or the like.

However, there are many card payment apps already on the market, but there is no payment app that includes all payment routes, and payment types such as manual payment, camera card scan payment, URL link payment, SMS payment, mobile terminal payment, etc. It has the disadvantage that there is no application that collects all of them.

On the other hand, the above-mentioned background art is technical information that the inventor possessed for the derivation of the present invention or acquired in the process of derivation of the present invention, and it cannot be said that it is necessarily a known technique disclosed to the general public before the filing of the present invention. .

Korean Patent Publication No. 10-2002-0066231 Korean Patent Registration No. 10-1718793 Korean Patent Publication No. 10-2022-0006890 Korean Public Utility Model No. 20-2012-0005809

One aspect of the present invention provides a smart integrated payment system that implements payment types such as handwritten payment, camera card scan payment, URL link payment, SMS payment, mobile terminal payment, and the like through one application for a smartphone.

The technical problems of the present invention are not limited to the technical problems mentioned above, and other technical problems not mentioned will be clearly understood by those skilled in the art from the following description.

The smart integrated payment system according to an embodiment of the present invention is a terminal used by a purchaser who purchases goods for use in payment of a payment for goods, and a purchaser terminal in which a dedicated application for receiving a non-face-to-face integrated payment service is installed wealth; and a payment server unit for transmitting a payment request signal to the purchaser terminal unit in response to payment information received from a POS terminal installed in a store.

In an embodiment, the payment server unit may request input of a card number and an expiration date to the purchaser terminal unit when a request for payment for goods by "manual payment" is received from the purchaser terminal unit.

In one embodiment, the payment server unit, when a request for payment for goods by "camera card scan payment" is received from the purchaser terminal unit, using a camera installed in the purchaser terminal unit to capture the card number and expiration date can request

In one embodiment, the payment server unit, when a request for payment for goods by "URL link payment" is received from the purchaser terminal unit, so that the purchaser can directly pay for the goods purchased by the purchaser by card after clicking the URL link A URL link of the product purchased by the purchaser may be generated and transmitted to the purchaser terminal unit.

In one embodiment, the payment server unit, when a request for payment for goods by "SMS payment" is received from the purchaser terminal unit, card payment to the purchaser terminal unit so that the purchaser can directly pay for the goods purchased by the purchaser by card You can send SMS for

In one embodiment, the smart integrated payment system according to another embodiment of the present invention, a Bluetooth card terminal for mobile terminal payment; may further include.

In one embodiment, the smart integrated payment system according to another embodiment of the present invention is a terminal used by a seller who wants to sell goods to operate a smart shop, and the buyer can select a menu of goods sold in the smart store. It may further include; a seller terminal that transmits the QR code or URL link to the personal terminal of the purchaser who wants to purchase the product so that the confirmation or the purchaser can directly select and pay for the product.

In one embodiment, the smart integrated payment system according to another embodiment of the present invention accommodates the POS terminal in a closed space, and opens the closed space when the POS terminal is driven to expose the POS terminal. It may further include a closed storage box.

In one embodiment, a seating shelf forming an upper plane for placing the POS terminal; a first elevating frame inserted into the seating shelf from one front end side of the seating shelf or connected and installed so as to be exposed from the inside of the seating shelf to an upper right angle direction; a second elevating frame inserted into the seating shelf from the other side of the front end of the seating shelf or connected and installed so as to be exposed from the inside of the seating shelf to an upper right angle direction; a third elevating frame inserted into the seating shelf from the other side of the rear end of the seating shelf or connected and installed so as to be exposed from the inside of the seating shelf to an upper right angle direction; a fourth elevating frame inserted into the seating shelf from one rear end of the seating shelf or connected and installed so as to be exposed from the inside of the seating shelf to an upper right angle direction; It is formed in the form of a ring made of a stretchable material that can be stretched and contracted, and is opposite to each upper end of the first lifting frame, the second lifting frame, the third lifting frame, and the fourth lifting frame, and is located at the upper middle of the seating shelf. an opening and closing ring disposed; a first opening/closing wire having one end installed on one side of the front end of the opening/closing ring, the other end installed on the first lifting frame, and the other end pulling the front end side of the opening and closing ring as the other end is wound around the first lifting frame; a second opening/closing wire having one end installed on the other side of the front end of the opening/closing ring, the other end being installed on the second lifting frame, and pulling the other end of the front end of the opening and closing ring as the other end is wound around the second lifting frame; a third opening/closing wire having one end installed on the other side of the rear end of the opening/closing ring, the other end being installed on the third lifting frame, and pulling the other end of the rear end of the opening and closing ring as the other end is wound around the third lifting frame; a fourth opening/closing wire having one end installed on one side of the rear end of the opening/closing ring, the other end being installed on the fourth lifting frame, and pulling the rear end of the opening and closing ring as the other end is wound around the fourth lifting frame; Between the first elevating frame and the second elevating frame, between the second elevating frame and the third elevating frame, between the third elevating frame and the fourth elevating frame, and the fourth elevating frame and the first elevating frame A wall is formed by a plurality of wall blades respectively installed between the frames and connected in the vertical direction so as to be able to rotate with each other, and the first lifting frame, the second lifting frame, the third lifting frame, and the fourth As the elevating frame is inserted into the seating shelf, the vertical height is reduced as the plurality of wall blades are overlapped with each other, and the first elevating frame, the second elevating frame, the third elevating frame and the fourth elevating frame are seated. a foldable side wall in which the plurality of wall wings are spread out to each other as exposed from the shelf and the vertical height is increased; It is manufactured in the form of a thin film of a stretchable or contractible material, and is installed in a triangular shape between the first opening/closing wire, the second opening/closing wire, and the upper end of the first lifting frame and the upper end of the second lifting frame, A first stretchable upper wall that contracts while the area decreases as the opening and closing ring expands, and expands while the area increases as the opening and closing ring contracts again: is made in the form of a thin film of a stretchable material that can be stretched or contracted, and the second The opening and closing wire, the third opening and closing wire, are installed in a triangular shape between the upper end of the second lifting frame and the upper end of the third lifting frame, and as the opening and closing ring is expanded, the area is reduced and contracted, and the opening and closing ring is A second stretchable upper wall that expands as the area increases as it contracts again: is made in the form of a thin film of a stretchable or contractible stretchable material, the third opening/closing wire, the fourth opening/closing wire, and the upper end of the third lifting frame A third stretchable upper wall that is installed in a triangular shape between the upper ends of the fourth lifting frame, contracts as the area decreases as the opening and closing ring expands, and expands while the area increases as the opening and closing ring contracts again; And It is manufactured in the form of a thin film made of a stretchable or contractible material, and is installed in a triangular shape between the fourth opening/closing wire, the first opening/closing wire, and the upper end of the fourth lifting frame and the upper end of the first lifting frame, and a fourth stretchable upper wall that contracts while the area decreases as the opening and closing ring expands, and expands while the area increases as the opening and closing ring contracts again.

In one embodiment, the first lifting frame may include: a first frame body seated on a first frame seating housing installed upright in the vertical direction on one side of the front end of the seating shelf; a first winding roller installed inside the upper side of the first frame body, the other side of the first opening/closing wire being installed, and being rotated in a forward or reverse direction to wind or unwind the other side of the first opening/closing wire; a first guide roller facing the first winding roller and installed inside an upper portion of the first frame body to guide the first opening/closing wire inserted into the first frame body in the direction of the first winding roller; And it is installed on one side of the upper side of the first frame seating housing and is connected to and installed with a gear mount formed in the vertical direction along one side of the first frame body, and is rotated in the forward or reverse direction to rotate the first frame body. It may include a; a first lifting gear for moving up and down in the first frame seating housing.

According to one aspect of the present invention described above, by implementing payment types such as hand-written payment, camera card scan payment, URL link payment, SMS payment, mobile terminal payment, etc. through one smartphone application, consumption efficiency of buyers and sellers can provide the effect of improving

The effects of the present invention are not limited to the above-mentioned effects, and various effects may be included within the range apparent to those skilled in the art from the description below.

1 is a diagram showing a schematic configuration of a smart integrated payment system according to an embodiment of the present invention.
2 is a diagram showing a schematic configuration of a smart integrated payment system according to another embodiment of the present invention.
3 is a diagram showing a schematic configuration of a smart integrated payment system according to another embodiment of the present invention.
4 to 9 are diagrams showing a schematic configuration of a smart integrated payment system according to a fourth embodiment of the present invention.
10 and 11 are views showing the first lifting frame of FIG. 4 .

DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS [0012] DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS [0014] DETAILED DESCRIPTION OF THE PREFERRED EMBODIMENTS [0016] Reference is made to the accompanying drawings, which show by way of illustration specific embodiments in which the present invention may be practiced. These embodiments are described in sufficient detail to enable those skilled in the art to practice the present invention. It should be understood that the various embodiments of the present invention are different but need not be mutually exclusive. For example, certain shapes, structures, and characteristics described herein with respect to one embodiment may be implemented in other embodiments without departing from the spirit and scope of the invention. In addition, it should be understood that the location or arrangement of individual components within each disclosed embodiment may be changed without departing from the spirit and scope of the present invention. Accordingly, the detailed description set forth below is not intended to be taken in a limiting sense, and the scope of the present invention, if properly described, is limited only by the appended claims, along with all scope equivalents to those claimed. Like reference numerals in the drawings refer to the same or similar functions throughout the various aspects.

Hereinafter, preferred embodiments of the present invention will be described in more detail with reference to the drawings.

1 is a diagram showing a schematic configuration of a smart integrated payment system according to an embodiment of the present invention.

Referring to FIG. 1 , the smart integrated payment system 10 according to an embodiment of the present invention includes a purchaser terminal unit 100 and a payment server unit 200 .

The buyer terminal unit 100 is a terminal used by a buyer who purchases goods for use in payment of a payment for goods, a dedicated application for receiving a non-face-to-face integrated payment service is installed, and payment through the network (N) It transmits and receives data to and from the server unit 200 .

The payment server unit 200 transmits a payment request signal to the purchaser terminal unit 100 in response to payment price information received from a POS terminal installed in a store.

In one embodiment, the payment server unit 200, when a request for payment for goods by "manual payment" is received from the purchaser terminal unit 100, input of the card number and the expiration date to the purchaser terminal unit 100 you can request

Here, the purchaser terminal 100 may be composed of one or more, and is widely used by the general public, such as a desktop computer (PC), as well as a notebook (Notebook), a smart phone (Smart Phone), a tablet computer (Tablet PC), etc. It is a broad concept meaning various types of information communication devices and multimedia devices supporting wired and wireless networks, such as used mobile communication terminals.

In addition, the network N may include, for example, wireless communication, wired communication, optical ultrasound, or a combination thereof. BAN (Body Area Network), satellite communication, cellular communication, Bluetooth, Near Field Communication (NFC), IrDA (Infrared Data Association standard), WiFi (Wireless Fidelity), and WiMAX (Worldwide Interoperability for Microwave access) are included in the communication path. Ethernet, Digital Subscriber Line (DSL), Fiber to the Home (FTTH), and Plain Old Telephone Service (POTS) are examples of wired communication that can be included in a communication network. Additionally, the communication network may traverse multiple network topologies and distances. For example, the communication network may include a direct connection, a personal area network (PAN), a local area network (LAN), a metropolitan area network (MAN), a wide area network (WAN), or any combination thereof. In addition, it may be achieved through a low power wide area network including LoRaWAN, NB-Fi, and RPMA. However, as for the network N, the description of the communication network is not limited to the above-described communication network, and any latest data communication network may be applied.

In one embodiment, the payment server unit 200, when a request for payment for goods by "camera card scan payment" is received from the purchaser terminal unit 100, using a camera installed in the purchaser terminal unit 100 You can request a photo of the card number and expiration date.

In one embodiment, the payment server unit 200, when a request for payment for goods by "URL link payment" is received from the purchaser terminal unit 100, the purchaser clicks the URL link and then directly transfers the purchased product A URL link of a product purchased by the purchaser may be generated and transmitted to the purchaser terminal 100 so that the purchaser can pay by card.

In one embodiment, the payment server unit 200, when a request for payment for goods by "SMS payment" is received from the purchaser terminal unit 100, the purchaser so that the purchaser can directly pay for the goods purchased by the purchaser by card An SMS for card payment may be transmitted to the terminal unit 100 .

The smart integrated payment system 10 according to an embodiment of the present invention having the above-described configuration is one payment type such as hand-written payment, camera card scan payment, URL link payment, SMS payment, mobile terminal payment, and the like. By implementing it through an application for a smartphone, it is possible to improve the consumption efficiency of buyers and sellers.

2 is a diagram showing a schematic configuration of a smart integrated payment system according to another embodiment of the present invention.

Referring to FIG. 2 , the smart integrated payment system 20 according to another embodiment of the present invention includes a purchaser terminal unit 100 , a payment server unit 200 , and a Bluetooth card terminal 300 .

Here, the purchaser terminal unit 100 and the payment server unit 200 are the same as the components of FIG. 1 , and thus descriptions thereof will be omitted.

The Bluetooth card terminal 300 performs mobile terminal payment.

Here, the Bluetooth card terminal 300) may be composed of one or more, and is available to the general public, such as a desktop computer (PC), as well as a notebook, a smart phone, and a tablet PC. This is a broad concept meaning various types of information communication devices and multimedia devices supporting wired and wireless networks, such as widely used mobile communication terminals.

3 is a diagram showing a schematic configuration of a smart integrated payment system according to another embodiment of the present invention.

Referring to FIG. 3 , the smart integrated payment system 30 according to another embodiment of the present invention includes a purchaser terminal unit 100 , a payment server unit 200 , and a seller terminal 400 .

Here, the purchaser terminal unit 100 and the payment server unit 200 are the same as the components of FIG. 1 , and thus descriptions thereof will be omitted.

The seller terminal 400 is a terminal used by a seller who wants to sell an item to operate a smart shop, so that the buyer can check the menu of goods sold in the smart store or the buyer can directly select and pay for the product. Send the QR code or URL link to the personal terminal of the buyer who wants to purchase the item.

Here, the seller terminal 400 may be composed of one or more, and widely used by the general public, such as a desktop computer (PC), as well as a notebook (Notebook), a smart phone (Smart Phone), a tablet computer (Tablet PC), etc. It is a broad concept meaning various types of information communication devices and multimedia devices supporting wired and wireless networks, such as mobile communication terminals.

4 to 9 are diagrams schematically showing the configuration of a smart integrated payment system according to a fourth embodiment of the present invention.

4 to 9, the smart integrated payment system 40 according to the fourth embodiment of the present invention, the purchaser terminal unit 100, the payment server unit 200, the seller terminal 400 and the sealed storage box ( 500) are included.

Here, the purchaser terminal unit 100 and the payment server unit 200 are the same as the components of FIG. 1 , and thus descriptions thereof will be omitted.

The sealed box 500 accommodates the POS terminal (P) in a sealed space, and opens the sealed space when the POS terminal (P) is driven to expose the POS terminal (P).

In one embodiment, the sealed storage box 500, the seating shelf 501, the first elevating frame 502, the second elevating frame 503, the third elevating frame 504, the fourth elevating frame 505, Opening and closing ring 506 , first opening and closing wire 507 , second opening and closing wire 508 , third opening and closing wire 509 , fourth opening and closing wire 510 , foldable side wall 511 , first flexible top wall 512 , a second stretchable top wall 513 , a third stretchable top wall 514 , and a fourth stretchable top wall 515 .

The seating shelf 501 forms an upper plane for placing the POS terminal (P).

The first elevating frame 502 is connected and installed so as to be inserted into the seating shelf 501 from the front end side of the seating shelf 501 or exposed from the inside of the seating shelf 501 to the upper right angle direction.

The second lifting frame 503 is inserted into the seating shelf 501 from the other side of the front end of the seating shelf 501 or connected and installed so as to be exposed from the inside of the seating shelf 501 to the upper right angle direction.

The third elevating frame 504 is connected and installed so as to be inserted into the seating shelf 501 from the other rear end of the seating shelf 501 or exposed from the inside of the seating shelf 501 to the upper right angle direction.

The fourth elevating frame 505 is connected and installed so as to be inserted into the seating shelf 501 from one rear end of the seating shelf 501 or exposed from the inside of the seating shelf 501 in an upper right-angled direction.

The opening/closing ring 506 is formed in the form of a ring made of a stretchable material that can be stretched and contracted, and the first elevating frame 502, the second elevating frame 503, the third elevating frame 504 and the fourth elevating frame ( In the upper middle of the seating shelf 501 while facing each upper end of the 505, the first opening/closing wire 507, the second opening/closing wire 508, the third opening/closing wire 509, and the fourth opening/closing wire 510. supported and placed by

The first opening/closing wire 507 is opened and closed as one end is installed on one side of the front end of the opening/closing ring 506 , the other end is installed on the first lifting frame 502 , and the other end is wound by the first lifting frame 502 . Pull one end of the front end of the ring (506).

The second opening/closing wire 508 is opened and closed as one end is installed on the other side of the front end of the opening/closing ring 506 , the other end is installed on the second lifting frame 503 , and the other end is wound by the second lifting frame 503 . Pull the other side of the front end of the ring (506).

The third opening and closing wire 509 is opened and closed as one end is installed on the other side of the rear end of the opening and closing ring 506 , the other end is installed on the third lifting frame 504 , and the other end is wound by the third lifting frame 504 . Pull the other side of the rear end of the ring (506).

The fourth opening/closing wire 510 is opened and closed as one end is installed on one side of the rear end of the opening/closing ring 506 , the other end is installed on the fourth lifting frame 505 , and the other end is wound by the fourth lifting frame 505 . Pull one side of the rear end of the ring (506).

The foldable side wall 511 is formed between the first elevating frame 502 and the second elevating frame 503, between the second elevating frame 503 and the third elevating frame 504, and the third elevating frame 504 and It is installed between the fourth lifting frame 505, and between the fourth lifting frame 505 and the first lifting frame 502, and is formed by a plurality of wall blades connected in the vertical direction to be able to rotate with each other. Forming, as the first lifting frame 502, the second lifting frame 503, the third lifting frame 504 and the fourth lifting frame 505 are inserted into the seating shelf 501, a plurality of wall wings are mutually As the overlapping height is reduced, the first lifting frame 502 , the second lifting frame 503 , the third lifting frame 504 , and the fourth lifting frame 505 are exposed from the seating shelf 501 as a plurality of As the wall wings spread out to each other, the vertical height increases.

The first stretchable upper wall 512 is made in the form of a thin film of a stretchable material that can be stretched or contracted, and the first opening and closing wire 507, the second opening and closing wire 508, It is installed in a triangular shape between the upper ends of the second elevating frame 503, and contracts while the area decreases as the opening and closing ring 506 expands, and expands while the area increases as the opening and closing ring 506 contracts again.

The second stretchable upper wall 513 is made in the form of a thin film of a stretchable material that can be stretched or contracted. It is installed in a triangular shape between the upper ends of the third elevating frame 504 , and contracts while the area is reduced as the opening and closing ring 506 expands, and the area increases as the opening and closing ring 506 contracts again.

The third stretchable upper wall 514 is made in the form of a thin film of a stretchable material that can be stretched or contracted. It is installed in a triangular shape between the upper ends of the fourth elevating frame 505 , and contracts while the area is reduced as the opening and closing ring 506 expands, and the area increases as the opening and closing ring 506 contracts again.

The fourth stretchable upper wall 515 is made in the form of a thin film of a stretchable material that can be stretched or contracted, and is connected to the upper end of the fourth opening/closing wire 510 , the first opening/closing wire 507 , and the fourth lifting frame 505 . It is installed in a triangular shape between the upper ends of the first elevating frame 502, and shrinks as the opening and closing ring 506 expands while shrinking, and as the opening and closing ring 506 contracts again, the area increases and expands.

The smart integrated payment system 40 according to the fourth embodiment of the present invention having the configuration as described above includes a first opening/closing wire 507, a second opening/closing wire 508, a third opening/closing wire 509, and a second 4 After winding the opening/closing wire 510 to open the opening/closing ring 506 , the first lifting frame 502 , the second lifting frame 503 , the third lifting frame 504 , and the fourth lifting frame 505 . ) into the seating shelf 501 , the POS terminal P is exposed to the outside only when necessary, and unnecessary use or damage of the POS terminal P can be prevented in advance.

10 and 11 are views illustrating the first lifting frame of FIG. 4 .

10 and 11 , the first lifting frame 502 includes a first frame body 5021 , a first winding roller 5022 , a first guide roller 5023 , and a first lifting gear 5024 . include

Here, the second elevating frame 503 , the third elevating frame 504 , and the fourth elevating frame 505 have the same configuration as the first elevating frame 502 , which will be described later, and include the first elevating frame 502 . 1 The frame body 5021, the first winding roller 5022, the first guide roller 5023, and the configuration of the first lifting gear 5024 can be equally applied, the description is omitted to avoid duplication of description. decide to do

The first frame body 5021 is seated on the first frame seating housing 5011 installed upright in the vertical direction on one side of the front end of the seating shelf 501 .

The first winding roller 5022 is installed inside the upper inner side of the first frame body 5021 and the other side of the first opening/closing wire 507 is installed, and as the first opening/closing wire 507 is rotated in a forward or reverse direction, the first opening/closing wire 507 is installed. Wind up or unwind the other side of the

The first guide roller 5023 is installed inside the upper inner side of the first frame body 5021 while facing the first winding roller 5022 and is inserted into the first opening/closing wire 507 of the first frame body 5021 . ) is guided in the direction of the first winding roller 5022 .

The first lifting gear 5024 is installed on one upper side of the first frame seating housing and is connected to and installed with a gear mount formed in the vertical direction along one side of the first frame body 5021, and is rotationally driven in the forward or reverse direction. As a result, the first frame body 5021 is moved up and down in the first frame seating housing.

The smart integrated payment system having the above-described configuration may execute or produce various software based on an operating system (OS), that is, the system. The operating system is a system program for software to use the hardware of the device, and is a mobile computer operating system such as Android OS, iOS, Windows Mobile OS, Bada OS, Symbian OS, Blackberry OS and Windows series, Linux series, Unix series, It can include all computer operating systems such as MAC, AIX, and HP-UX.

The term '~ unit' used in the above embodiments means software or hardware components such as field programmable gate array (FPGA) or ASIC, and '~ unit' performs certain roles. However, '-part' is not limited to software or hardware. '~unit' may be configured to reside on an addressable storage medium or may be configured to refresh one or more processors. Thus, as an example, '~' denotes components such as software components, object-oriented software components, class components, and task components, and processes, functions, properties, and procedures. , subroutines, segments of program patent code, drivers, firmware, microcode, circuitry, data, databases, data structures, tables, arrays, and variables.

Functions provided in components and '~ units' may be combined into a smaller number of components and '~ units' or separated from additional components and '~ units'.

In addition, components and '~ units' may be implemented to play one or more CPUs in a device or secure multimedia card.

The smart integrated payment system may also be implemented in the form of a computer-readable medium for storing instructions and data executable by a computer. In this case, the instructions and data may be stored in the form of program codes, and when executed by the processor, a predetermined program module may be generated to perform a predetermined operation. In addition, computer-readable media can be any available media that can be accessed by a computer, and includes both volatile and nonvolatile media, removable and non-removable media. In addition, the computer-readable medium may be a computer recording medium, which is a volatile and non-volatile and non-volatile embodied in any method or technology for storage of information such as computer-readable instructions, data structures, program modules, or other data. It may include both volatile, removable and non-removable media. For example, the computer recording medium may be a magnetic storage medium such as HDD and SSD, an optical recording medium such as CD, DVD, and Blu-ray disc, or a memory included in a server accessible through a network.

In addition, the smart integrated payment system may be implemented as a computer program (or computer program product) including instructions executable by a computer. The computer program includes programmable machine instructions processed by a processor, and may be implemented in a high-level programming language, an object-oriented programming language, an assembly language, or a machine language. . In addition, the computer program may be recorded in a tangible computer-readable recording medium (eg, a memory, a hard disk, a magnetic/optical medium, or a solid-state drive (SSD), etc.).

Therefore, the smart integrated payment system can be implemented by executing the computer program as described above by the computing device. The computing device may include at least a portion of a processor, a memory, a storage device, a high-speed interface connected to the memory and the high-speed expansion port, and a low-speed interface connected to the low-speed bus and the storage device. Each of these components is connected to each other using various buses, and may be mounted on a common motherboard or mounted in any other suitable manner.

Here, the processor may process commands within the computing device, such as for displaying graphic information for providing a Graphical User Interface (GUI) on an external input or output device, such as a display connected to a high-speed interface. Examples are instructions stored in memory or a storage device. In other embodiments, multiple processors and/or multiple buses may be used with multiple memories and types of memory as appropriate. In addition, the processor may be implemented as a chipset formed by chips including a plurality of independent analog and/or digital processors.

Memory also stores information within the computing device. As an example, the memory may be configured as a volatile memory unit or a set thereof. As another example, the memory may be configured as a non-volatile memory unit or a set thereof. The memory may also be another form of computer readable medium such as, for example, a magnetic or optical disk.

In addition, the storage device may provide a large-capacity storage space to the computing device. A storage device may be a computer-readable medium or a component comprising such a medium, and may include, for example, devices or other components within a storage area network (SAN), a floppy disk device, a hard disk device, an optical disk device, or a tape device, a flash memory, or other semiconductor memory device or device array similar thereto.

The above-described embodiments are for illustration, and those of ordinary skill in the art to which the above-described embodiments pertain can easily transform into other specific forms without changing the technical idea or essential features of the above-described embodiments. You will understand. Therefore, it should be understood that the above-described embodiments are illustrative in all respects and not restrictive. For example, each component described as a single type may be implemented in a dispersed form, and likewise components described as distributed may also be implemented in a combined form.

The scope to be protected through this specification is indicated by the claims described below rather than the above detailed description, and should be construed to include all changes or modifications derived from the meaning and scope of the claims and their equivalents. .

10, 20, 30, 40: Smart integrated payment system
100: buyer terminal
200: payment server unit
300: Bluetooth card terminal
400: merchant terminal
500: airtight storage box

Claims (2)

A terminal used by a purchaser who purchases a product for use in payment of a product payment price, wherein a dedicated application for receiving a non-face-to-face integrated payment service is installed, and a purchaser terminal unit for transmitting and receiving data through a network;
a payment server unit for transmitting a payment request signal to the purchaser terminal unit in response to payment information received from a POS terminal installed in a store; and
and a sealed storage box for accommodating the POS terminal in an enclosed space, and opening the closed space to expose the POS terminal when the POS terminal is driven;
The network is
including wireless communication, wired communication, optical ultrasound, or a combination thereof;
The sealed storage box,
a seating shelf forming an upper plane for placing the POS terminal;
a first elevating frame inserted into the seating shelf from one front end side of the seating shelf or connected and installed so as to be exposed from the inside of the seating shelf to an upper right angle direction;
a second elevating frame inserted into the seating shelf from the other side of the front end of the seating shelf or connected and installed so as to be exposed from the inside of the seating shelf in an upper right-angled direction;
a third elevating frame inserted into the seating shelf from the other side of the rear end of the seating shelf or connected and installed so as to be exposed from the inside of the seating shelf to an upper right angle direction;
a fourth elevating frame inserted into the seating shelf from one rear end of the seating shelf or connected and installed so as to be exposed from the inside of the seating shelf to an upper right angle direction;
It is formed in the form of a ring made of a stretchable material that can be stretched and contracted, and is opposite to each upper end of the first lifting frame, the second lifting frame, the third lifting frame, and the fourth lifting frame, and is located at the upper middle of the seating shelf. an opening and closing ring disposed;
a first opening/closing wire having one end installed on one side of the front end of the opening/closing ring, the other end installed on the first lifting frame, and the other end pulling the front end side of the opening and closing ring as the other end is wound around the first lifting frame;
a second opening/closing wire having one end installed on the other side of the front end of the opening/closing ring, the other end being installed on the second lifting frame, and pulling the other end of the front end of the opening and closing ring as the other end is wound around the second lifting frame;
a third opening/closing wire having one end installed on the other side of the rear end of the opening/closing ring, the other end being installed on the third lifting frame, and pulling the other end of the rear end of the opening and closing ring as the other end is wound around the third lifting frame;
a fourth opening/closing wire having one end installed on one side of the rear end of the opening/closing ring, the other end being installed on the fourth lifting frame, and pulling the rear end of the opening and closing ring as the other end is wound around the fourth lifting frame;
Between the first elevating frame and the second elevating frame, between the second elevating frame and the third elevating frame, between the third elevating frame and the fourth elevating frame, and the fourth elevating frame and the first elevating frame A wall is formed by a plurality of wall blades respectively installed between the frames and connected in the vertical direction so as to be rotatable with each other, and the first lifting frame, the second lifting frame, the third lifting frame, and the fourth As the elevating frame is inserted into the seating shelf, the vertical height is reduced as the plurality of wall wings are overlapped with each other, and the first elevating frame, the second elevating frame, the third elevating frame and the fourth elevating frame are seated a foldable side wall in which the plurality of wall wings are spread out to each other as exposed from the shelf and the vertical height is increased;
It is manufactured in the form of a thin film of a stretchable or contractible material, and is installed in a triangular shape between the first opening/closing wire, the second opening/closing wire, and the upper end of the first lifting frame and the upper end of the second lifting frame, A first stretchable upper wall that contracts while the area is reduced as the opening and closing ring expands, and expands while the area increases as the opening and closing ring contracts again:
It is manufactured in the form of a thin film of a stretchable or contractible material, and is installed in a triangular shape between the second opening/closing wire, the third opening/closing wire, and the upper end of the second lifting frame and the upper end of the third lifting frame, A second stretchable upper wall that contracts while the area decreases as the opening and closing ring expands, and expands while the area increases as the opening and closing ring contracts again:
It is manufactured in the form of a thin film of a stretchable material that can be stretched or contracted, and is installed in a triangular shape between the third opening/closing wire, the fourth opening/closing wire, and the upper end of the third lifting frame and the upper end of the fourth lifting frame, A third stretchable upper wall that contracts while the area is reduced as the opening/closing ring expands, and expands while increasing the area as the opening/closing ring contracts again; and
It is manufactured in the form of a thin film made of a stretchable or contractible material, and is installed in a triangular shape between the fourth opening/closing wire, the first opening/closing wire, and the upper end of the fourth lifting frame and the upper end of the first lifting frame, A fourth stretchable upper wall that contracts while the area decreases as the opening and closing ring expands, and expands while the area increases as the opening and closing ring contracts again;
After winding the first opening/closing wire, the second opening/closing wire, the third opening/closing wire, and the fourth opening/closing wire to open the opening/closing ring, the first lifting frame, the second lifting frame, and the third lifting and lowering frame By inserting a frame and the fourth lifting frame into the seating shelf, the POS terminal is exposed to the outside only when necessary to prevent unnecessary use or damage of the POS terminal in advance,
The first lifting frame,
a first frame body mounted on a first frame seating housing that is installed upright on one side of the front end of the seating shelf;
a first winding roller installed inside the upper side of the first frame body, the other side of the first opening/closing wire being installed, and being rotated in a forward or reverse direction to wind or unwind the other side of the first opening/closing wire;
a first guide roller facing the first winding roller and installed inside an upper portion of the first frame body to guide the first opening/closing wire inserted into the first frame body in the direction of the first winding roller; and
It is installed on one upper side of the first frame seating housing and is connected to and connected to a gear mountain formed in the vertical direction along one side of the first frame body. Including, a smart integrated payment system; a first lifting gear that moves up and down in the frame seating housing. delete

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