KR102417240B1 - Payment method and system based on publisher and subscriber pattern - Google Patents

Abstract

Disclosed is a payment method. More specifically, the present invention relates to a payment method based on a publisher and subscriber pattern and a system thereof, which are able to perform a payment process even without mounting or adding a payment function on or to a conventional operation solution such as the POS and the ERP based on the publisher and subscriber pattern. According to an embodiment of the present invention, the payment method and the system thereof are able to allow the existing software and hardware to use the credit card payment function even without applying the credit card terminal information protection technology criteria with a pre-registered terminal of the Financial Services Commission by using the payment function of the publisher and subscriber pattern, allow member stores to link the payment function to the existing software just by spending the cost for purchasing only a terminal without the burdens of long wait periods and great costs, and allow society to reduce social costs for developing and authenticating all software and hardware that require a payment function with the Financial Services Commission.

Description

PAYMENT METHOD AND SYSTEM BASED ON PUBLISHER AND SUBSCRIBER PATTERN

The present invention relates to a payment method, and in particular, based on the publication-subscribe model (Publisher and Subscriber pattern), the publication- which enables the payment process to be processed without mounting or adding a payment function to the existing operating solutions such as POS and ERP It relates to a payment method and system based on a subscription model.

According to the Specialized Credit Finance Business Act, credit card merchants must install/use a credit card terminal registered with the Financial Services Commission to protect credit card member information.

In order to register a terminal with the Financial Services Commission, it is necessary to develop and certify a credit card terminal in accordance with the credit card terminal information protection technical standards operated by the Credit Finance Association, which must be renewed every five years.

Accordingly, in order to further develop the credit card terminal information protection technology standard, it generally takes a considerable amount of time for development. Additional costs will be incurred.

However, since some industry operating solutions operate in S/W or H/W environments where it is difficult to apply credit card terminal information protection technology standards, there are many cases where it is impossible to add credit card payment functions to existing operating solutions. do. In this case, it is inconvenient to perform general tasks through the existing solution, pay in a separate terminal that provides a credit card payment function, and manually reflect the results in the existing solution.

When a payment function is required for a specific solution such as point of sale (POS), enterprise resource planning (ERP), etc., the present invention provides another terminal that enables payment using the publisher and subscriber pattern without additional development of the payment function. We aim to provide a method and system for real-time payment processing with

Laid-Open Patent Publication No. 10-2011-0016736 (2011.02.18.)

The present invention has been devised to solve the above-described problems, and the present invention publishes a topic for a payment request in an operating solution without a payment function, and the broker server maps this topic to a specific solution Publish to a terminal that can accept payment, and a payment terminal subscribing to this payment request topic proceeds with payment processing, and the communication/DB server publishes a topic for the payment result, and the broker server publishes the topic to a specific solution By doing so, the specific solution relates to a method of using a payment service even though there is no payment-related function at all.

In order to solve the above problem, the publish-subscribe model-based payment method according to an embodiment of the present invention is a publish-subscribe model-based payment method, (a) for the payment process of the operating solution terminal in which the broker server registers the transaction Registering publishers and subscribers, (b) receiving, by the broker server, a first topic for a payment request issued from an operating solution terminal registered as a first publisher, and transmitting it to a first subscriber of the payment process; (c) the payment terminal registered as the first subscriber receiving the first topic and requesting payment to the second issuer of the payment process, (d) the communication/DB server registered as the second issuer is linked generating a payment result by processing the payment procedure with the payment company server, storing the payment result and replying to the payment terminal, (e) the communication/DB server publishes a second topic for the payment result and transmitting to the broker server, and (f) the broker server, transmitting the second topic to the operating solution terminal registered as a second subscriber.

The step (a) may further include, by the broker server, defining a topic that is transmitted and received to each publisher and each subscriber, and a message format included in the topic.

After the step (b), the operation solution terminal may further include the step of continuously requesting to subscribe to the second topic to the broker server according to a predetermined period.

Prior to step (c), the method may further include, by the payment terminal, continuously requesting subscription to the first topic from the broker server according to a predetermined period.

The first topic may include payment request data in which affiliate store information and transaction amount are recorded.

After step (f), the operation solution terminal may further include the step of receiving the second topic, and applying a payment result to the payment process to complete the operation.

The second topic may include payment approval data by the payment company for the transaction.

In addition, in order to solve the above problem, the issue-subscribe model-based payment system according to an embodiment of another aspect of the present invention registers issuers and subscribers of the payment process of the transaction-registered operation solution terminal, and registers as a first issuer When receiving the first topic for the payment request issued from the operating solution terminal, the broker server transmits to the first subscriber of the payment process, is registered as a first subscriber in the broker server, receives the first topic, and the payment A payment terminal that transmits to the second issuer of the process, is registered as a second issuer in the broker server, processes a payment procedure with a payment company server linked to generate a payment result, and stores the payment result in the payment terminal and a communication/DB server for replying, issuing a second topic for the payment result and transmitting the second topic to the broker server, wherein the broker server transmits the second topic to an operating solution terminal registered as a second subscriber. The operation solution terminal, a business processing unit that requests processing of a payment case according to business processing from a POS or ERP solution, and reflects in the payment case upon receipt of a payment result, a transaction registration unit that registers a payment process according to a payment request , a first topic issuing unit that generates payment request data including affiliate store information and transaction amount for the payment process, publishes a first topic, and transmits to the broker server, and a second topic subscription to the broker server and a second topic subscription unit for requesting and receiving a second topic including a payment result for the payment process.

The broker server registers one or more publishers and subscribers for a topic according to the progress of the payment process, and a publisher/subscriber register for storing in a first database, a second topic subscription request from the operation solution terminal, the A request processing unit for receiving and registering a subscription request for the first topic from a payment terminal, a topic receiving unit for receiving a first topic and a second topic from the operation solution terminal and the communication/DB server, respectively, and the operation solution terminal and the payment terminal It may include a topic transmitter for transmitting the second topic and the first topic, respectively.

The payment terminal requests a subscription to a first topic from the broker server, and refers to a first topic subscription unit for receiving the first topic and payment request data included in the first topic for the payment case The communication/DB server may include a payment processing unit for requesting payment processing and receiving a payment result in return.

The communication/DB server receives a payment request from the payment terminal, receives a payment result, registers it, and stores it in a second database; and a second topic issuing unit that publishes a second topic including payment result data according to the payment result and transmits the second topic to the broker server.

According to an embodiment of the present invention, using the payment function of the issue-subscribe model, the existing S/W and H/W have a previously registered terminal of the Financial Services Commission and make a credit card payment even if the credit card terminal information protection technology standard is not applied The function can be used, which has the advantage of being able to link the payment function to the existing S/W with only the cost to purchase the terminal without burdening the merchant with a large period and cost, and socially requires payment function. It has the effect of reducing social costs for development and certification to register all S/W and H/W with the Financial Services Commission.

1 is a diagram schematically showing the overall configuration of a publish-subscribe model-based payment system according to an embodiment of the present invention.
2 is a diagram illustrating a payment method based on a publish-subscribe model according to an embodiment of the present invention.
3 is a view showing the structure of an operating solution terminal connected to the publish-subscribe model-based payment system according to an embodiment of the present invention.
4 is a diagram showing the structure of a broker server of the publish-subscribe model-based payment system according to an embodiment of the present invention.
5 is a diagram illustrating the structure of a payment terminal of a payment system based on a publish-subscribe model according to an embodiment of the present invention.
6 is a diagram showing the structure of a communication/DB server of the publish-subscribe model-based payment system according to an embodiment of the present invention.

Prior to the description, when a part in the entire specification "includes" or "includes" a certain component, it does not exclude other components, but may further include other components unless otherwise stated. means there is In addition, terms such as "...unit", "...server", "...system", etc. described in the specification mean a unit that processes at least one function or operation and may be implemented by hardware, software, or a combination of hardware and software.

In addition, the term "embodiment" in this specification means serving as an illustration, example, or illustration, but the subject matter of the invention is not limited by such examples. Also, "comprising", "comprising", "having" and other similar terms are used, but when used in the claims, " as an open-ended transition word that does not exclude any additional or other element. It is used generically in a manner analogous to the term "comprising".

The various techniques described herein may be implemented in conjunction with hardware or software, or a combination of both, where appropriate. As used herein, terms such as "...Unit", "...Server", "...System" and the like likewise refer to computer-related entities, i.e. hardware , a combination of hardware and software, software or software in execution may be treated as equivalent. In addition, each function implemented in the system of the present invention may be configured as a module unit program, and may be recorded in one physical memory or may be recorded while being distributed between two or more memories and recording media.

In the following description, the term referring to the 'issue-subscribe model-based payment system' of the present invention may be abbreviated as 'payment system' or 'system' for convenience of description.

Hereinafter, a payment method and system based on a publish-subscribe model according to an embodiment of the present invention will be described with reference to the drawings.

1 is a diagram schematically showing the overall configuration of a publish-subscribe model-based payment system according to an embodiment of the present invention.

Referring to FIG. 1 , a payment system based on a publish-subscribe model according to an embodiment of the present invention is connected to an operation solution terminal 100 that executes operation solutions such as POS and ERP used in affiliated stores, companies, etc. to provide a payment service As a system to do, when a first topic for a payment request issued from an operation solution terminal 100 registered as a first issuer is received, the payment process The broker server 200 that transmits to the first subscriber of and transmits the second topic to the operation solution terminal 100 registered as a second subscriber, is registered as a first subscriber in the broker server 200, and the first topic A payment terminal 300 that receives and requests a payment procedure from a second issuer in connection with a payment company such as a credit card company, is registered as a second issuer in the broker server 200, and the payment procedure according to the request of the payment terminal 300 may include a communication/DB server 400 that processes with the payment company to receive and store the payment result, publish a second topic for the payment result, and transmit it to the broker server 200 .

The operation solution terminal 100 is a terminal device that executes POS and ERP for processing business in affiliated stores and companies, and in particular, in the processing of a payment process in relation to payment, rather than using a payment method operated by itself, the present invention You can process related tasks by issuing a payment request to your payment system and subscribing to the result.

In addition, the payment system according to an embodiment of the present invention is intended to implement a payment function based on a publish-subscribe model, but when the operating solution terminal 100 is a POS device operated in a restaurant, etc. Based on the publish-subscribe model, the kitchen-side printer may become a subscriber instead of the payment terminal 300 and output.

The broker server 200 registers the operating solution terminal 100 and the payment method built in the system as a publisher/subscriber, operating at each affiliated store, etc., and subscribes to the topic issued by the operating solution terminal 100 as a publisher. In addition to delivering to the payment terminal 300 so that the payment is processed, the operation solution terminal 100 may receive and deliver a topic including the payment result subscribed as a subscriber from the communication/DB server 400 .

Such a broker server 200 is located in a remote place and may be connected to each other through an information communication network for processing a publish-subscribe service with a plurality of operation solution terminals 100 . Such information communication networks may be closed networks such as LAN (Local Area Network) and WAN (Wide Area Network) as an example of data communication networks, as well as wired phone networks such as PSTN (Public Switched Telephone Network), and the Internet and The same open network may be used. The Internet is a TCP/IP protocol and several services existing in its upper layers, namely HTTP (HyperText Transfer Protocol), Telnet, FTP (File Transfer Protocol), DNS (Domain Name System), SMTP (Simple Mail Transfer Protocol), SNMP ( It may refer to a worldwide open computer network structure that provides Simple Network Management Protocol), NFS (Network File Service), and NIS (Network Information Service). In addition, as an example of a wireless communication network, technical standards or communication methods for mobile communication (eg, Global System for Mobile communication (GSM), long-term evolution (LTE), LTE Advance (LTE-A), CDMA (code division multiple access), WCDMA (wideband CDMA), UMTS (universal mobile telecommunications system), WiBro (Wireless Broadband), or GSM (Global System for Mobile Communications), any one, such as 5G, may be used, but limited to this it is not going to be

The payment terminal 300 may receive a payment request by interworking with the broker server 200 as a subscriber of the payment process, and may request and process payment approval from the communication/DB server 400 for the payment case. When payment approval is processed, the payment terminal 300 may receive a payment result from the communication/DB server 400 .

The communication/DB server 400 may be connected to the broker server 200 and the payment terminal 300 , and may be registered as an issuer for the payment result in the broker server 200 . Accordingly, when the communication/DB server 400 receives a payment request from the payment terminal 300, it processes the payment procedure in connection with the payment company, receives the payment result, returns to the payment terminal 300, and stores it, including this By issuing a topic and transmitting it to the broker server 200, the broker server 200 delivers the topic to the operation solution terminal 100, which is a subscriber of the topic.

Accordingly, the operation solution terminal 100 may subscribe to a topic including a payment result, and may process an intended payment by inputting the payment process into an operation solution such as completion and POS.

According to the above structure, the payment system based on the issue-subscribe model according to the embodiment of the present invention builds its own payment method to process the payment process in operating solutions such as POS and ERP, and sets the system to the technical standards of the Financial Services Commission. By issuing a payment request to an external payment method registered through the issuance-subscribe model and subscribing to the result, rather than in the form of registration, it is possible to reduce the cost for the operation of the payment method in the affiliated stores, etc. There are advantages to using payment methods.

Hereinafter, a payment method by a publish-subscribe model-based payment system according to an embodiment of the present invention will be described in detail with reference to the drawings.

2 is a view showing a payment method based on a publish-subscribe model according to an embodiment of the present invention. In the following description, each step of the publish-subscribe model-based payment method is implemented in the form of a program executable by a known microprocessor, is recorded in a readable and writable recording medium, and may be mounted on a terminal, a server device, or the like.

Referring to FIG. 2 , the publish-subscribe model-based payment method according to an embodiment of the present invention is a first step of registering a publisher and a subscriber, and the first of the payment process of the operation solution terminal 100 in which the broker server 200 has registered a transaction Register the publisher and the first subscriber (S100). Here, the first issuer becomes the operation solution terminal 100 , and the first subscriber becomes the payment terminal 300 . And, the broker server 200 may define a topic that is transmitted and received to each publisher and each subscriber, and a message format included in the topic.

Next, as a transaction registration step, the operation solution terminal creates a payment process by registering a transaction necessary for business operation (S110).

In addition, the broker server 200 may continuously receive a subscription request for the first topic according to a predetermined period from the payment terminal 300 (S120).

Next, the operation solution terminal 100, which is the first issuer, issues and transmits a first topic including payment request data including affiliate store information and transaction amount to the broker server 200 (S130).

Thereafter, the operation solution terminal 100 may continuously request a subscription to the second topic from the broker server according to a predetermined period (S140).

Accordingly, the broker server 200 receives the first topic for the payment request, such as a credit card issued from the operating solution terminal 100, and transmits it to the second subscriber of the payment process (S150).

Next, the payment terminal 300 registered as a second subscriber receives the first topic transmitted by the broker server 200 (S150), and pays the communication/DB server 400 in connection with a payment company such as a credit card company Request processing (S160).

Next, the communication/DB server 400 registered as the second issuer of the payment process requests payment approval from the linked payment company server according to the request of the payment terminal 300, and when the payment company approves the payment case , the payment result is received and stored in the database (S165), and the payment result is transmitted to the payment terminal 300 that has requested the payment (S170).

Then, the communication/DB server 400 issues a second topic for the payment result and transmits it to the broker server (S180). Here, the second topic may include payment approval data by a payment company such as a credit card company for a transaction.

Next, the broker server 200 transmits the received second topic to the operation solution terminal 100, which is the first subscriber (S190).

In addition, although not shown, after step S190, the operation solution terminal 100 receives the second topic and applies the payment result to the payment process to complete the operation.

Hereinafter, the structure of each component constituting the publish-subscribe model-based payment system according to an embodiment of the present invention will be described in detail with reference to the drawings.

3 is a view showing the structure of an operating solution terminal connected to the publish-subscribe model-based payment system according to an embodiment of the present invention.

Referring to FIG. 3 , the operation solution terminal 100 connected to the publish-subscribe model-based payment system according to an embodiment of the present invention requests processing of a payment case according to business processing from a POS or ERP solution, and receives a payment result The first topic ( The first topic issuing unit 130 that publishes TP1) and transmits to the broker server, and the second topic ( It may include a second topic subscription unit 140 for receiving TP2).

The business processing unit 110 executes the POS and ERP operation solutions used by the operation solution terminal 100 in affiliated stores, companies, etc., and can collect and process various information and data required for retail management or to settle sales at affiliated stores. In particular, a payment process for a transaction according to product sales can be created, and when payment is approved by a payment method, this can be reflected in the operation solution.

The transaction registration unit 120 may register a payment process according to a request for processing a payment case as a transaction according to product sales is registered from the business processing unit 110 .

As a first issuer, the first topic issuing unit 130 may publish a first topic TR1 in response to a payment request according to a payment process. The first topic TR1 may include data such as affiliate store information and transaction amount of the corresponding payment case, and the first topic issuing unit 130 collects these data to create a first topic TP1 and send it to the broker server. can send

The second topic subscribing unit 140 may receive, as a second subscriber, the second topic TP2 issued as payment approval is completed from the broker server. In addition, by transferring the received second topic TP2 to the transaction registration unit 120 , the transaction registration unit 120 may reflect the payment result in the corresponding payment process.

In addition, the second topic subscription unit 140 may periodically make a subscription request (sub_rq) to the broker server so that the operation solution terminal 100 can subscribe to the second topic TP2 as a subscriber.

Hereinafter, the broker server of the publish-subscribe model-based payment system according to an embodiment of the present invention will be described in detail with reference to the drawings.

4 is a diagram showing the structure of a broker server of the publish-subscribe model-based payment system according to an embodiment of the present invention.

Referring to FIG. 4, the broker server 200 according to an embodiment of the present invention registers one or more publishers and subscribers for a topic according to the progress of the payment process, and stores it in the first database 220. Publisher / Subscriber registration unit 210, a request processing unit 230 that receives a request for subscription of the second topic from the operation solution terminal, receives a request for subscription to the first topic TP1 from the payment terminal, and registers the operation solution terminal and communication / DB server The topic receiving unit 240 for receiving the first topic (TP1) and the second topic (TP2), respectively, and the second topic (TP2) and the first topic (TP1) for transmitting to the operation solution terminal and the payment terminal, respectively It may include a transmitter 250 .

The issuer/subscriber registration unit 210 registers operating solutions such as merchants who want to use the payment service of the present invention as publishers and subscribers, and also registers a payment terminal and communication/DB server to transmit and receive topics. . A registered publisher may deliver a topic published through the broker server 200 to a subscriber, and a registered subscriber may also receive a topic published through the broker server 200 .

The first database 220 may store information of one or more publishers and subscribers registered in the broker server 200 . In particular, the first database 220 defines a publisher-subscriber relationship for each topic, and the broker server 200 delivers one or more published topics to related subscribers with reference to this information.

The request processing unit 230 may receive a subscription request (sub_rq) for subscription from the operating solution terminal and the payment terminal and reflect it in the subscriber information, and the topic receiving unit 240 receives the topic (TP1, TP2) from the publisher. According to the information, the corresponding subscriber may be identified and notified to the topic transmitter 250 .

The topic receiving unit 240 may receive topics TP1 and TP2 from the publisher. According to an embodiment of the present invention, the topic receiving unit 240 may receive a first topic (TP1) related to a payment request from an operation solution terminal, and a second topic (TP2) related to a payment result from a communication/DB server can receive

The topic transmitter 250 may transmit the received topics TP1 and TP2 to the subscriber. Specifically, the topic transmitter 250 may transmit a first topic TP1 related to a payment request to the payment terminal, and may transmit a second topic TP2 related to a payment result to the operation solution terminal.

Hereinafter, a payment terminal of a publish-subscribe model-based payment system according to an embodiment of the present invention will be described in detail with reference to the drawings.

5 is a diagram illustrating the structure of a payment terminal of a payment system based on a publish-subscribe model according to an embodiment of the present invention.

Referring to FIG. 5 , the payment terminal 300 requests a subscription for a first topic from the broker server, and includes a first topic subscription unit 310 for receiving the first topic TP1, and the first topic It may include a payment processing unit 330 that requests payment for a payment case with reference to the payment request data.

The first topic subscription unit 310 may receive the first topic TP1 related to the payment request from the broker server. The payment terminal 300 may be registered as a subscriber to the first topic TP1 in the broker server, and may receive the first topic TP1 through the broker server according to the publication of the topic by the operation solution terminal. Also, the first topic subscribing unit 310 periodically transmits a subscription request (sub_rq) to the broker server, so that it can be received when a topic related to a payment request occurs.

The payment processing unit 330 may receive a payment result (paid_sg) for a payment processing request to the communication/DB server for a payment case and an approved payment case. To this end, the payment processing unit 330 may extract the affiliate store information and the transaction amount included in the first topic TP1 and request a payment for this to the communication/DB server.

Then, the payment processing unit 330 may return the payment result (paid_sg) from the communication/DB server.

In particular, the payment terminal 300 according to the embodiment of the present invention may be a credit card terminal device registered with the Financial Services Commission, and a payment company operated by the credit card company in connection with the credit card company through a well-known VAN company or PG company A payment approval for the transaction amount may be received from the server 500 . In addition, the payment terminal 300 of the present invention has been authenticated in compliance with the credit card terminal information protection technical standards operated by the Credit Finance Association, and may be a terminal device that has completed the renewal procedure performed every 5 years.

Hereinafter, a communication/DB server of a publish-subscribe model-based payment system according to an embodiment of the present invention will be described with reference to the drawings.

6 is a diagram showing the structure of a communication/DB server of the publish-subscribe model-based payment system according to an embodiment of the present invention.

Referring to FIG. 6 , the publish-subscribe model-based payment system according to an embodiment of the present invention receives a payment request from a payment terminal, receives and registers a payment result (paid_sq), and stores it in the second database 420 . A second topic ( TP2) and may include a second topic issuing unit 430 for transmitting to the broker server.

The payment result registration unit 410 may receive a payment request from the payment terminal, and then store the payment result received by the payment company linking unit 415 in the second database 420 for each payment case.

The payment company linking unit 415 interworks with the payment company server 500, which is an external system that approves payment such as a credit card, through the information and communication network, requests payment approval, and can receive a normally processed payment result (paid_sq) have.

The second database 420 may store the payment result paid_sq received in the payment result registration unit 410 . Accordingly, the received payment result (paid_sq) may be extracted by the second topic issuing unit 430 and used to generate a topic. In addition, the second database 420 may store various setting data necessary for the operation of the communication/DB server 400 .

The second topic issuing unit 430 may publish a second topic TP2 including the payment result paid_sq with reference to the second database 420 , and transmit it to the broker server. Here, the communication/DB server 400 is registered in the broker server as a publisher in relation to the corresponding payment process, and as the operation solution terminal, which is a corresponding subscriber, is registered in the broker server, the second topic issuing unit 430 ) does not require an address of a separate operating solution terminal for transmitting the second topic (TP2), and can publish the generated second topic (TP2) and transmit it to the broker server.

Accordingly, the broker server transfers the received second topic TP2 to the operating solution terminal, which is a subscriber, so that the payment process can be completed.

Although many matters are specifically described in the above description, these should be construed as examples of preferred embodiments rather than limiting the scope of the invention. Accordingly, the invention should not be defined by the described embodiments, but should be defined by the claims and equivalents to the claims.

100: operation solution terminal 110: business processing unit
120: transaction register 130: first topic issuer
140: second topic subscription 200: broker server
210: publisher / subscriber register 220: first database
230: request processing unit 240: topic receiving unit
250: topic transmitter 300: payment terminal
310: first topic subscription unit 330: payment processing unit
400: communication/DB server 410: payment result register
415: payment company linkage unit 420: second database
430: second topic issuer 500: payment company server

Claims (12)

A payment method based on a publish-subscribe model, comprising:
(a) registering, by the broker server, issuers and subscribers for the payment process of the transaction-registered operation solution terminal;
(b) transmitting, by the broker server, to a first subscriber of the payment process by receiving a first topic for a payment request issued from an operating solution terminal registered as a first issuer;
(c) receiving, by the payment terminal registered as the first subscriber, the first topic and requesting payment from a second issuer of the payment process;
(d) generating a payment result by processing a payment procedure with a payment company server in which the communication/DB server registered as the second issuer is linked, storing the payment result, and replying to the payment terminal;
(e) transmitting, by the communication/DB server, to the broker server by issuing a second topic for the payment result; and
(f) the broker server, transmitting the second topic to the operating solution terminal registered as a second subscriber
including,
Steps (b) and (f) are,
The broker server delivers one or more topics to related subscribers with reference to a first database in which a publisher-subscriber relationship for each topic is defined,
The first topic is,
Includes payment request data in which merchant information and transaction amount are recorded,
The second topic is,
Includes payment approval data by the payment company for the transaction,
Step (e) is,
Publishing, by the communication/DB server, the second topic by extracting the payment result stored in a second database
further comprising,
The second database is a publish-subscribe model-based payment method in which setting data necessary for the operation of the communication/DB server is stored. The method of claim 1,
The step (a) is,
Defining, by the broker server, a topic transmitted and received to each publisher and subscriber, and a message format included in the topic
A payment method based on a publish-subscribe model further comprising a. The method of claim 1,
After step (b),
continuously requesting, by the operation solution terminal, to subscribe the second topic to the broker server at a predetermined period
A payment method based on a publish-subscribe model further comprising a. The method of claim 1,
Before step (c),
continuously requesting, by the payment terminal, to subscribe the first topic to the broker server according to a predetermined period
A payment method based on a publish-subscribe model further comprising a. delete The method of claim 1,
After step (f),
Completing the operation by the operation solution terminal receiving the second topic and applying a payment result to the payment process
A payment method based on a publish-subscribe model further comprising a. delete A broker server that registers issuers and subscribers of the payment process of the transaction-registered operation solution terminal, and transmits to the first subscriber of the payment process when receiving the first topic for the payment request issued from the operation solution terminal registered as the first issuer ;
a payment terminal that is registered as a first subscriber in the broker server, receives the first topic, and transmits it to a second issuer of the payment process; and,
Registered as a second issuer in the broker server, process a payment procedure with a payment company server linked to generate a payment result, store the payment result and reply to the payment terminal, and select a second topic for the payment result Including a communication / DB server that issues and transmits to the broker server,
The broker server,
Sending the second topic to the operating solution terminal registered as a second subscriber,
The broker server,
a publisher/subscriber register for registering one or more publishers and subscribers for a topic according to the progress of the payment process, and storing it in a first database;
a request processing unit for receiving a subscription request for a second topic from the operation solution terminal, and receiving a subscription request for the first topic from the payment terminal;
a topic receiving unit for receiving a first topic and a second topic from the operating solution terminal and the communication/DB server, respectively; and
Topic transmitter for transmitting a second topic and a first topic to the operation solution terminal and the payment terminal, respectively
including,
The operating solution terminal,
a business processing unit that requests processing of a payment case according to business processing from a POS or ERP solution, and reflects the payment case upon receipt of a payment result;
a transaction register for registering a payment process according to a payment request;
a first topic issuing unit generating payment request data including affiliate store information and transaction amount for the payment process, issuing a first topic, and transmitting the first topic to the broker server; and
A second topic subscription unit for requesting a subscription to a second topic from the broker server, and receiving a second topic including a payment result for the payment process
including,
The payment terminal is
a first topic subscription unit for requesting subscription to a first topic from the broker server and receiving the first topic; and
A payment processing unit that requests payment processing from the communication/DB server for a payment case with reference to payment request data included in the first topic and receives a payment result in response
including,
The communication / DB server,
a payment result registration unit for receiving a payment request from the payment terminal, receiving and registering a payment result, and storing the payment result in a second database;
a payment company linking unit operable with a payment company server operated by one or more payment companies; and
A second topic issuing unit that publishes a second topic including payment result data according to the payment result and transmits it to the broker server
includes,
In the second database, setting data necessary for the operation of the communication / DB server is stored, a publish-subscribe model-based payment system.
delete delete delete delete

Images