KR102411293B1 - Method for providing escrow service of succession deal and system thereof - Google Patents

Abstract

One embodiment relates to a method and system for providing an escrow service for a succession transaction.

Description

Method and system for providing escrow service for succession transactions

The following embodiments relate to a method and system for providing an escrow service for a succession transaction.

A succession transaction is a transaction in which a contract with a counterparty is transferred to a third party.

In the case of a car lease or rental contract, a high cancellation penalty will be incurred if the contract is canceled after one year has elapsed after a four-year contract. Accordingly, it is often the case that a car lease or rental contract is transferred by paying a subsidy to a third party. In this case, the contract proceeds with the seller giving the buyer money and a car.

In the existing escrow service, the buyer deposits the purchase amount into a designated account, and the seller sends the goods after confirming the payment.

However, in the case of succession transactions, in most cases, the seller has to provide a subsidy to the buyer and even give the product, so it is impossible to apply the existing escrow service.

Therefore, it provides escrow service for various succession transactions occurring in the market, and a service that guides the succession contract from application to final settlement as well as safe money transactions is required.

Matters described in this background section are prepared to promote understanding of the background of the invention, and may include matters not already known to those of ordinary skill in the art to which this technology belongs.

The following embodiments have been devised to solve the above-described problems, and one embodiment aims to provide an escrow service for various succession transactions occurring in the market.

Problems to be solved by one embodiment are not limited to the problems mentioned above, and other problems not mentioned will be clearly understood by those skilled in the art from the following description.

According to one embodiment, there is provided a method of providing an escrow service for a succession transaction performed in an escrow server, the method comprising: receiving information about a sale including a sale condition from a seller terminal and registering it in a transaction platform; performing a general escrow function when the sales condition is that the buyer pays the initial cost; and performing a reverse escrow function when the selling condition is that the seller pays the initial cost.

One embodiment is the operation of crawling an external listing of an external trading platform; generating and transmitting the sale comparison information, which is comparison information between the selected item selected by the buyer and the selected item for sale and similar items for sale with similar sales conditions among the external items, to the purchaser terminal; and comparing the sale information with the external sale information to generate a recommended sale condition that is an optimal sale condition for the item, and transmit the recommended sale condition to the seller terminal.

An embodiment includes analyzing the sales conditions of the listing information, generating a suggested sales condition including the initial cost, and transmitting the suggested sales conditions to the seller terminal.

In one embodiment, the operation of transmitting the information for sale to the purchaser terminal; using the identification information of the external sale received from the purchaser terminal to obtain information about the external sale; and generating recommended property information, which is information on a sale having similar sales conditions to the external sale or advantageous to the buyer, and transmitting the recommended article information to the purchaser terminal.

The operation of performing the general escrow function may include: confirming whether the purchaser has deposited the initial cost into a designated account through data communication with a financial institution server; checking whether a product has been delivered to the purchaser through data communication with the purchaser terminal; and paying the initial cost to the seller in the designated account through data communication with the financial institution server.

The operation of performing the reverse escrow function may include: confirming whether the seller deposits the initial cost into a designated account through data communication with a financial institution server; checking whether a product has been delivered to the purchaser through data communication with the purchaser terminal; and paying the initial cost to the purchaser in the designated account through data communication with the financial company server.

An embodiment includes a listing registration unit configured to receive listing information including sales conditions from a seller terminal and register it in a trading platform; a crawling unit configured to crawl an external listing of an external trading platform; a property comparison unit configured to generate and transmit property comparison information, which is comparison information between the selected property selected by the buyer and a similar property for sale with similar sales conditions to the selected property among the external properties, and transmitted to the purchaser terminal; and an escrow proceeding unit configured to perform a normal escrow function when the sale condition is that the buyer pays the initial cost, and perform a reverse escrow function when the sale condition is the seller pays the initial cost server is provided.

According to the exemplary embodiments as described above, both a general escrow service and a reverse escrow service may be provided according to the sales conditions of the succession transaction, and sales conditions are recommended to the seller using the sale information of the external trading platform and , it is possible to provide comparison information and recommended listing information to the buyer.

Effects of one embodiment are not limited to the effects mentioned above, and other effects not mentioned will be clearly understood by those skilled in the art from the following description.

1 is a diagram illustrating an escrow service providing system according to an embodiment.
2 is a diagram illustrating the configuration of an escrow server according to an embodiment.
3 is a diagram illustrating a configuration of a seller terminal according to an embodiment.
4 is a diagram illustrating a flowchart of a method of registering information for sale according to an embodiment.
5 is a diagram illustrating a flowchart of a method for registering information for sale according to another embodiment.
6 is a diagram illustrating a flowchart of a method for providing comparison information for sale according to an exemplary embodiment.
7 is a diagram illustrating a flowchart of a method for providing a recommended property according to an embodiment.
8 and 9 are diagrams illustrating a flowchart of a method for providing an escrow service according to an embodiment.
10 is a diagram illustrating a seller interface according to an embodiment.
11 is a diagram illustrating a buyer interface according to an embodiment.

Hereinafter, embodiments will be described in detail with reference to the accompanying drawings. Like reference numerals in each figure indicate like elements. Various modifications may be made to the embodiments described below. It should be understood that the embodiments described below are not intended to limit the embodiments, and include all modifications, equivalents, and substitutes thereto.

Terms used in the examples are used only to describe specific examples, and are not intended to limit the examples. The singular expression includes the plural expression unless the context clearly dictates otherwise. In the present specification, terms such as “comprise” or “have” are intended to designate that a feature, number, operation, operation, component, part, or combination thereof described in the specification exists, but one or more other features It should be understood that it does not preclude the possibility of the presence or addition of numbers, movements, operations, components, parts, or combinations thereof.

Unless otherwise defined, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art to which the embodiment belongs. Terms such as those defined in commonly used dictionaries should be interpreted as having a meaning consistent with the meaning in the context of the related art, and should not be interpreted in an ideal or excessively formal meaning unless explicitly defined in the present application. does not

In addition, in the description with reference to the accompanying drawings, the same components are given the same reference numerals regardless of the reference numerals, and the overlapping description thereof will be omitted. In describing the embodiment, if it is determined that a detailed description of a related known technology may unnecessarily obscure the gist of the embodiment, the detailed description thereof will be omitted.

1 is a diagram illustrating an escrow service providing system 10 according to an embodiment.

Referring to FIG. 1 , the escrow service providing system 10 according to an embodiment includes an escrow server 100 , a seller terminal 200 , a purchaser terminal 300 , and a financial institution server 400 .

Communication between various entities included in the escrow service providing system 10 may be performed through a wired/wireless network (not shown). A wired/wireless network may use standard communication technologies and/or protocols.

The escrow service providing system 10 may be configured in various types of networks. As an example, the escrow service providing system 10 may be configured as a public network using an IP protocol, or may be configured as a virtual private network (VPN), which is a private network.

The escrow service providing system 10 is the escrow server 100, the seller terminal 200, the buyer terminal 300, and the financial company server 400 is, for example, a computer, UMPC (Ultra Mobile PC), workstation, netbook ( net-book), PDA (Personal Digital Assistants), portable computer, web tablet, wireless phone, mobile phone, smart phone, PMP (portable multimedia) player), and may include all electronic devices capable of installing and executing an application related to an embodiment. The electronic device may perform overall service operations such as, for example, configuration of a service screen, data input, data transmission/reception, data storage, and the like, under the control of the application.

The escrow server 100 provides a general escrow function and a reverse escrow function according to the sales conditions of the succession transaction, and the escrow server 100 recommends the sales conditions to the seller using the sale information of the external transaction platform, Buyers are provided with information on comparison of listings and information on recommended listings.

Specifically, the escrow server 100 receives the sale information of the succession transaction from the seller terminal (200).

According to an exemplary embodiment, the information for sale includes items for sale, contract companies, contract details, conditions of sale, and the like. Here, the sales conditions include a sales amount, a monthly payment amount, an interest rate, and the like, and include an initial cost to be paid by a buyer or a seller in a succession transaction.

The escrow server 100 registers the sale information received from the seller terminal 200 in the trading platform. The trading platform is a platform implemented so that the buyer can check, search, and purchase the listing information registered by the seller. The trading platform according to an embodiment may be implemented in various forms, such as a website and a mobile application.

Escrow server 100 crawls the listing information of the external trading platform. It is to scrape information of external listings registered on external trading platforms.

The escrow server 100 compares and analyzes the sale information received from the seller terminal 200 with the external sale information crawled from the external trading platform, and recommends sales conditions to the seller terminal 200 .

The escrow server 100 receives the corrected information for sale from the seller terminal 200, and registers the corrected information on the sale on the sales platform.

The escrow server 100 analyzes the sales conditions received from the seller terminal 200 , generates a proposed sales condition including the initial cost to be paid by the buyer or the seller, and transmits it to the seller terminal 200 .

Specifically, the escrow server 100 calculates how much the initial cost to be paid by the buyer or the seller occurs, and transmits the proposed sales condition including the initial cost to the seller terminal 200, and the sale according to the proposed sale conditions Register your information on the trading platform.

The escrow server 100 transmits information for sale registered in the trading platform to the purchaser terminal 300 .

The escrow server 100 receives the selected item selected by the buyer from the items registered in the trading platform from the purchaser terminal 300 .

The escrow server 100 analyzes a similar property with similar sales conditions to a selected property among external properties registered in the external trading platform. Then, the sale comparison information, which is comparison information between the selected item and the similar item, is transmitted to the purchaser terminal 300 .

The escrow server 100 receives identification information (eg, URL of the external sale) of the external sale from the purchaser terminal 300 .

The escrow server 100 uses the identification information of the external sale to obtain information about the external sale.

The escrow server 100 selects a property that has similar sales conditions to the external sale or is advantageous to the buyer, and transmits the recommended sale information, which is information on the sale, to the purchaser terminal 300 .

The escrow server 100 provides an escrow function for safe transactions between the seller and the buyer when the buyer makes a purchase for one item through the buyer terminal 300 .

The escrow server 100 may provide a general escrow function or a reverse escrow function according to the sales conditions of the item.

Specifically, the escrow server 100 provides a general escrow function when the sale condition of the transaction item is that the buyer pays the initial cost, and provides a reverse escrow function when the sale condition of the transaction item is the seller pays the initial cost. .

A detailed configuration and function of the escrow server 100 will be described with reference to FIG. 3 below.

The seller terminal 200 provides the seller with a user interface of the escrow service providing method of an embodiment. For example, the seller terminal 200 may provide a user interface through which the seller registers information for sale in the trading platform and proceeds with the sale process.

The purchaser terminal 300 provides a user interface of the method of providing an escrow service according to an embodiment to the purchaser. As an example, the purchaser terminal 300 may output information for sale registered in the trading platform to the purchaser and provide a user interface for performing a purchase process.

A detailed configuration and function of the seller terminal 200 and the buyer terminal 300 will be described with reference to FIG. 4 below.

The financial company server 400 provides financial services necessary for the escrow server 100 to perform a normal escrow function or a reverse escrow function.

The financial company server 400 provides a deposit and withdrawal service in which a buyer or seller deposits an initial cost into a designated account, and pays the initial cost to the buyer or seller.

2 is a diagram showing the configuration of the escrow server 100 according to an embodiment.

Referring to FIG. 2 , in one embodiment, the escrow server 100 includes a control unit 110 , a listing registration unit 120 , a crawling unit 130 , a sales condition recommendation unit 140 , a listing comparison unit 150 , and escrow progress. It includes a unit 160 , an interface providing unit 170 , a database unit 180 , and a communication unit 190 .

The hardware configuration of the escrow server 100 may be implemented in various ways. Hardware may be configured by integrating the listing registration unit 120 and the crawling unit 130 , or integrating the sales condition recommendation unit 140 and the listing comparison unit 150 . As such, the hardware configuration of the escrow server 100 is not limited to the description of the present specification, and may be implemented in various methods and combinations.

The control unit 110 includes a listing registration unit 120, a crawling unit 130, a sales condition recommendation unit 140, a listing comparison unit 150, an escrow progress unit 160 to perform various functions of the escrow server 100, The interface providing unit 170 , the database unit 180 , and the communication unit 190 are controlled.

In addition, the control unit 110 may also be called a processor, a controller, a microcontroller, a microprocessor, a microcomputer, etc., the control unit is hardware (hardware) or firmware (firmware), software, or a combination thereof.

The listing registration unit 120 controls the communication unit 190 to receive information on the sale of the succession transaction from the seller terminal 200 . As described above, the information for sale according to an embodiment includes items for sale, contract companies, contract contents, conditions of sale, and the like. Here, the sales conditions include a sales amount, a monthly payment amount, an interest rate, and the like, and include an initial cost to be paid by a buyer or a seller in a succession transaction.

The listing registration unit 120 registers the listing information received from the seller terminal 200 in the trading platform. The trading platform is a platform implemented so that the buyer can check, search, and purchase the listing information registered by the seller. The trading platform according to an embodiment may be implemented in various forms, such as a website and a mobile application.

The listing registration unit 120 controls the communication unit 190 to transmit information about the listing registered in the trading platform to the purchaser terminal 300 .

The crawling unit 130 accesses the external trading platform and crawls the listing information of the external trading platform. It is to scrape information of external listings registered on external trading platforms.

The crawling unit 130 obtains the external sale information by using the identification information (eg, the URL of the external sale) of the external sale received from the purchaser terminal 300 .

The sales condition recommendation unit 140 compares and analyzes the listing information received from the seller terminal 200 with the external listing information crawled by the external trading platform. As a result of the analysis, the sales condition recommendation unit 140 generates a recommended sales condition that is an optimal sales condition for the item to be sold, and controls the communication unit 190 to transmit the recommended sales condition to the seller terminal 200 .

The sales condition recommendation unit 140 analyzes the sales conditions received from the seller terminal 200 , and generates the proposed sales conditions including the initial cost to be paid by the buyer or the seller. Specifically, the escrow server 100 calculates how much the initial cost to be paid by the buyer or the seller occurs, and generates a proposed sales condition including the initial cost. The sales condition recommendation unit 140 controls the communication unit 190 to transmit the proposed sales conditions to the seller terminal 200 .

The property comparison unit 150 analyzes a similar property having similar sales conditions to a selected property selected by the buyer among external properties registered in the external trading platform, and generates property comparison information, which is comparison information between the selected property and the similar property. Then, the property comparison unit 150 controls the communication unit 190 to transmit the property comparison information to the purchaser terminal 300 .

The property comparison unit 150 selects a property that has similar sales conditions to an external property or is advantageous to a buyer, and generates recommended property information, which is information on the property. In addition, the property comparison unit 150 controls the communication unit 190 to transmit the recommended property information to the purchaser terminal 300 .

The escrow progress unit 160 provides an escrow function for safe transactions between the seller and the buyer when the buyer proceeds to purchase one item through the buyer terminal 300 .

The escrow progress unit 160 may provide a normal escrow function or a reverse escrow function according to the sales conditions of the transaction item. Specifically, the escrow progress unit 160 provides a normal escrow function when the sale condition of the transaction for sale is that the buyer pays the initial cost, and performs a reverse escrow function when the sale condition of the transaction for sale pays the initial cost by the seller to provide.

The general escrow function and the reverse escrow function performed by the escrow processing unit 160 will be described in detail with reference to FIGS. 8 and 9 .

The interface providing unit 170 provides a user interface of the escrow service providing method of an embodiment to the seller terminal 200 and the buyer terminal 300 . As an example, the seller registers the sale information on the trading platform in the seller terminal 200, provides a user interface for proceeding with the sale process, and outputs information about the sale registered in the transaction platform to the buyer in the buyer terminal 300, It is possible to provide a user interface for proceeding with the purchase process.

The database unit 180 stores various data necessary for the escrow server 100 to implement an embodiment. For example, the database unit 180 may store information for sale, external listing information, recommended sales conditions, suggested sales conditions, comparison information for listings, recommended listing information, and the like.

The communication unit 190 communicates data with external devices. For example, the communication unit 180 may receive information for sale from the seller terminal 200 , and transmit a user interface to the seller terminal 200 . In addition, the communication unit 180 may receive identification information of the selected item and the external item from the purchaser terminal 300 , and transmit a user interface to the purchaser terminal 300 .

3 is a diagram illustrating the configuration of the seller terminal 200 according to an embodiment.

Hereinafter, the components constituting the seller terminal 200 shown in FIG. 3 will be described in turn. Here, the buyer terminal 300 may also include the same components as the seller terminal 200 .

The wireless communication unit 210 may include one or more components for performing wireless communication between the seller terminal 200 and the wireless communication system or wireless communication between the seller terminal 200 and the network in which the seller terminal 200 is located. . For example, the wireless communication unit 210 may include a broadcast reception module 211 , a mobile communication module 212 , a wireless Internet module 213 , a short-range communication module 214 , and a location information module 215 . .

The broadcast reception module 211 receives a broadcast signal and/or broadcast related information from an external broadcast management server through a broadcast channel. Here, the broadcast channel may include a satellite channel and a terrestrial channel. Meanwhile, broadcast-related information may be provided through a mobile communication network, and in this case, may be received by the mobile communication module 212 .

In addition, the mobile communication module 212 transmits/receives a radio signal to and from at least one of a base station, an external terminal, and a server on a mobile communication network. Here, the wireless signal may include various types of data according to transmission and reception of a voice call signal, a video call signal, or a text/multimedia message.

The wireless Internet module 213 refers to a module for wireless Internet access, and may be built-in or external to the seller terminal 200 .

The short-range communication module 214 refers to a module for short-range communication. As the short-distance communication technology, Bluetooth, Radio Frequency Identification (RFID), Infrared Data Association (IrDA), Ultra Wideband (UWB), ZigBee, etc. may be used.

In addition, the location information module 215 is a module for confirming or obtaining the location of the seller terminal 200 . An example is a Global Position System (GPS) module. The GPS module receives location information from a plurality of satellites. Here, the location information may include coordinate information indicated by latitude and longitude.

Meanwhile, the A/V (Audio/Video) input unit 220 is for inputting an audio signal or a video signal, and may include a camera 221 and a microphone 222 . The camera 221 processes an image frame such as a still image or a moving image obtained by an image sensor in a video call mode or a shooting mode. Then, the processed image frame may be displayed on the display unit 251 .

The image frame processed by the camera 221 may be stored in the memory 260 or transmitted to the outside through the wireless communication unit 210 . Two or more cameras 221 may be provided depending on the configuration of the seller terminal 200 .

The camera 221 may recognize an output code attached to the output devices 301 and 401 .

The microphone 222 receives an external sound signal by a microphone in a call mode, a recording mode, a voice recognition mode, and the like, and processes it as electrical voice data. In addition, the processed voice data may be converted into a form that can be transmitted to the mobile communication base station through the mobile communication module 212 in the call mode and output. The microphone 222 may implement various noise removal algorithms for removing noise generated in the process of receiving an external sound signal.

The user input unit 230 receives an input operation from the user and generates input data for controlling the operation of the seller terminal 200 .

The sensing unit 240 detects the current state of the seller terminal 200, such as the location of the seller terminal 200, the presence or absence of user contact, the orientation of the seller terminal 200, acceleration / deceleration of the seller terminal 200, and the seller A sensing signal for controlling the operation of the terminal 200 is generated.

The interface unit 270 serves as an interface with all external devices connected to the seller terminal 200 . For example, wired/wireless headset ports, external charger ports, wired/wireless data ports, memory card ports, ports for connecting devices equipped with identification modules, audio input/output (I/O) ports, It may include a video input/output (I/O) port, an earphone port, and the like.

The output unit 250 is for outputting an audio signal, a video signal, or an alarm signal, and may include a display unit 251 , a sound output module 252 , an alarm unit 253 , and the like.

The display unit 251 displays and outputs information processed by the seller terminal 200 . For example, when the terminal is in a call mode, a user interface (UI) or graphic user interface (GUI) related to a call is displayed. And, when the seller terminal 200 is in the video call mode or the shooting mode, the captured and/or received image or UI and GUI are displayed.

Meanwhile, as described above, when the display unit 251 and the touch pad form a layer structure to form a touch screen, the display unit 251 may be used as an input device in addition to an output device. The display unit 251 includes a liquid crystal display, a thin film transistor-liquid crystal display, an organic light-emitting diode, a flexible display, a three-dimensional display ( 3D display). Also, depending on the implementation form of the seller terminal 200 , two or more display units 251 may exist. For example, the seller terminal 200 may be provided with an external display unit (not shown) and an internal display unit (not shown) at the same time.

The sound output module 252 outputs audio data received from the wireless communication unit 210 or stored in the memory 260 in a call signal reception, a call mode or a recording mode, a voice recognition mode, a broadcast reception mode, and the like. In addition, the sound output module 252 outputs a sound signal related to a function (eg, a call signal reception sound, a message reception sound, etc.) performed in the seller terminal 200 . The sound output module 252 may include a speaker, a buzzer, and the like.

The alarm unit 253 outputs a signal for notifying the occurrence of an event in the seller terminal 200 . Examples of events occurring in the terminal include call signal reception, message reception, and key signal input.

The memory 260 may store a program for processing and control of the controller 280, and provides a function for temporary storage of input/output data (eg, phonebook, message, still image, video, etc.). can also be done

The memory 260 may include a flash memory type, a hard disk type, a multimedia card micro type, a card type memory (eg, SD or XD memory, etc.), RAM (RAM, Random Access Memory) SRAM (Static Random Access Memory), ROM (Read-Only Memory), EEPROM (Electrically Erasable Programmable Read-Only Memory), PROM (Programmable Read-Only Memory) magnetic memory, magnetic disk, It may include at least one type of storage medium among optical disks.

And the controller 280 generally controls the overall operation of the terminal. For example, it performs related control and processing for voice calls, data communications, video calls, and the like. Also, the controller 280 may include a multimedia module 281 for playing multimedia. The multimedia module 281 may be implemented within the control unit 280 or may be implemented separately from the control unit 280 .

The controller 280 controls the wireless communication unit 210 to access the escrow server 100 according to the access URL received from the hospital server 300 , and transmits the access URL to the escrow server 100 .

The controller 280 may control the display unit 251 to output the medical document providing interface received from the escrow server 100 to the user, and receive various commands and data from the user through the medical document providing interface.

The controller 280 controls the wireless communication unit 210 to transmit the output code recognized through the camera 221 to the escrow server 100 .

When the user's insurance claim command is received through the medical document providing interface, the control unit 280 generates an insurance claim request signal and transmits it to the escrow server 100 .

The power supply unit 290 receives external power and internal power under the control of the control unit 280 to supply power required for operation of each component.

4 is a diagram illustrating a flowchart of a method of registering information for sale according to an embodiment.

Referring to FIG. 4 , the listing information registration method according to an embodiment includes a listing information receiving operation (S100), an external trading platform crawling operation (S110), a recommended selling condition transmission operation (S120), and an listing information registration operation (S130). include

First, in the sale information receiving operation ( S100 ), the sale registration unit 120 controls the communication unit 190 to receive the sale information of the succession transaction from the seller terminal 200 . As described above, the information for sale according to an embodiment includes items for sale, contract companies, contract contents, conditions of sale, and the like. Here, the sales conditions include a sales amount, a monthly payment amount, an interest rate, and the like, and include an initial cost to be paid by a buyer or a seller in a succession transaction.

Then, in the crawling operation of the external trading platform ( S110 ), the crawling unit 130 accesses the external trading platform and crawls the listing information of the external trading platform. It is to scrape information of external listings registered on external trading platforms.

Then, in the recommended selling condition transmission operation ( S120 ), the selling condition recommendation unit 140 compares and analyzes the sale information received from the seller terminal 200 with the external sale information crawled by the external trading platform. As a result of the analysis, the sales condition recommendation unit 140 generates a recommended sales condition that is an optimal sales condition for the item to be sold, and controls the communication unit 190 to transmit the recommended sales condition to the seller terminal 200 .

Then, in the listing information registration operation ( S130 ), the listing registration unit 120 registers the listing information received from the seller terminal 200 in the trading platform. The listing registration unit 120 may register the listing information as a recommended sales condition in the trading platform according to the seller's selection. As described above, the trading platform is a platform implemented so that the buyer can check, search, and purchase the listing information registered by the seller. The trading platform of an embodiment may be implemented in various forms, such as a website and a mobile application.

5 is a diagram illustrating a flowchart of a method for registering information for sale according to another embodiment.

Referring to FIG. 5 , the method of registering information for sale according to another exemplary embodiment includes an operation of receiving information for sale ( S200 ), an operation of transmitting a proposed sales condition ( S210 ), and an operation of registering information for sale ( S220 ).

First, in the property information receiving operation (S200), the property registration unit 120 controls the communication unit 190 to receive the sale information of the succession transaction from the seller terminal 200 .

Then, in the proposed sale condition transmission operation ( S210 ), the sale condition recommendation unit 140 analyzes the sale condition received from the seller terminal 200 , and generates a proposed sale condition including the initial cost to be paid by the buyer or the seller. do. Specifically, the escrow server 100 calculates how much the initial cost to be paid by the buyer or the seller occurs, and generates a proposed sales condition including the initial cost. The sales condition recommendation unit 140 controls the communication unit 190 to transmit the proposed sales conditions to the seller terminal 200 .

Then, in the listing information registration operation (S220), the listing registration unit 120 registers the listing information received from the seller terminal 200 in the trading platform. The listing registration unit 120 may register the listing information as a proposed sales condition in the trading platform according to the seller's selection.

6 is a diagram illustrating a flowchart of a method for providing comparison information for sale according to an exemplary embodiment.

Referring to FIG. 6 , the method for providing comparison information for sale according to an embodiment includes an operation of transmitting information for sale (S300), an operation of receiving a selection for sale (S310), an operation of crawling an external trading platform (S320), and an operation of transmitting information for comparison for sale (S330) includes

First, in the property information transmission operation (S300), the property registration unit 120 controls the communication unit 190 to transmit the property information registered in the trading platform to the purchaser terminal 300 .

In addition, in the selection for sale receiving operation ( S310 ), the listing registration unit 120 controls the communication unit 190 to receive, from the purchaser terminal 300 , the selection for sale selected by the buyer among the listings registered in the trading platform.

Then, in the crawling operation of the external trading platform ( S320 ), the crawling unit 130 accesses the external trading platform and crawls the listing information of the external trading platform. It is to scrape information of external listings registered on external trading platforms.

And, in the property comparison information transmission operation (S330), the property comparison unit 150 analyzes the selected property selected by the buyer and the similar property in which the sales conditions are similar among the external properties registered in the external trading platform, Creates comparison information, which is property comparison information. Then, the property comparison unit 150 controls the communication unit 190 to transmit the property comparison information to the purchaser terminal 300 .

7 is a diagram illustrating a flowchart of a method for providing a recommended property according to an embodiment.

Referring to FIG. 7 , the method for providing recommended listings according to an embodiment includes an operation for transmitting information for sale ( S400 ), an operation for acquiring information on external listings ( S410 ), and an operation for transmitting information for a recommended listing ( S420 ).

First, in the property information transmission operation ( S400 ), the property registration unit 120 controls the communication unit 190 to transmit the property information registered in the trading platform to the purchaser terminal 300 .

And, in the external sale information acquisition operation (S410), the crawling unit 130 uses the identification information of the external sale received from the purchaser terminal 300 (eg, the URL of the external sale) to obtain the external sale information .

Then, in the recommended sale information transmission operation ( S420 ), the sale comparison unit 150 selects a sale that has similar sales conditions to an external sale or is advantageous to a buyer, and generates recommended sale information that is information on the sale. In addition, the property comparison unit 150 controls the communication unit 190 to transmit the recommended property information to the purchaser terminal 300 .

8 and 9 are diagrams illustrating a flowchart of a method for providing an escrow service according to an embodiment.

8 is a flowchart illustrating a method of providing a general escrow service, which is an escrow service of a succession transaction in which a buyer pays an initial cost.

Referring to FIG. 8 , the general escrow service providing method according to an embodiment includes a sales condition confirmation operation (S500), an initial cost deposit confirmation operation (S510), a product delivery confirmation operation (S520), and an initial cost payment operation (S530). include

First, in the sale condition check operation (S500), the escrow progress unit 160 checks the sale conditions of the transaction for sale purchased by the buyer. The escrow progress unit 160 checks whether the sale condition of the transaction is whether the buyer must pay the initial cost, or the seller must pay the initial cost.

The escrow progress unit 160 performs operations S510 to S530 as a general escrow function when the selling condition of the transaction item requires the buyer to pay the initial cost, and S610 to S630 as a reverse escrow function when the seller needs to pay the initial cost perform the action

Then, in the initial cost deposit confirmation operation ( S510 ), the escrow processing unit 160 checks whether the purchaser has deposited the initial cost into the designated account through data communication with the financial company server 400 .

Then, in the product delivery confirmation operation ( S520 ), when the initial payment of the purchaser is confirmed, the escrow progress unit 160 checks whether the product has been delivered to the purchaser through data communication with the purchaser terminal 300 .

Then, in the initial cost payment operation (S530), when the delivery of goods is confirmed, the escrow processing unit 160 allows the initial cost to be paid to the seller in the designated account through data communication with the financial company server 400 .

9 is a flowchart illustrating a method of providing a reverse escrow service, which is an escrow service of a succession transaction in which a seller pays an initial cost.

Referring to FIG. 9 , the method of providing a reverse escrow service according to an embodiment includes an initial cost deposit confirmation operation ( S610 ), a product delivery confirmation operation ( S620 ), and an initial cost payment operation ( S630 ).

First, in the initial cost deposit confirmation operation ( S610 ), the escrow processing unit 160 checks whether the seller has deposited the initial cost into a designated account through data communication with the financial company server 400 .

And, in the product delivery confirmation operation (S620), when the seller's initial cost deposit is confirmed, the escrow progress unit 160 checks whether the product has been delivered to the buyer through data communication with the purchaser terminal 300 .

And, in the initial cost payment operation (S630), when the delivery of goods is confirmed, the escrow progress unit 160 through data communication with the financial company server 400, so that the initial cost is paid to the buyer in the designated account.

10 is a diagram illustrating a seller interface according to an embodiment.

Figure (a) shows the user interface of the seller when the sale condition of the transaction item requires the buyer to pay the initial cost, and Figure (b) is the seller when the sale condition of the transaction item requires the seller to pay the initial cost shows the user interface of

11 is a diagram illustrating a buyer interface according to an embodiment.

Figure (a) shows the user interface of the buyer when the sale condition of the transaction item requires the buyer to pay the initial cost, and Figure (b) shows the buyer when the sale condition of the transaction item requires the seller to pay the initial cost shows the user interface of

Various embodiments described herein may be implemented in a computer-readable recording medium using, for example, software, hardware, or a combination thereof.

According to the hardware implementation, the embodiments described herein include application specific integrated circuits (ASICs), digital signal processors (DSPs), digital signal processing devices (DSPDs), programmable logic devices (PLDs), field programmable gate arrays (FPGAs). , processors, controllers, micro-controllers, microprocessors, and may be implemented using at least one of an electrical unit for performing a function. In some cases, such embodiments may be implemented by the controller 280 .

According to the software implementation, embodiments such as a procedure or function may be implemented together with a separate software module for performing at least one function or operation. The software code may be implemented by a software application written in a suitable programming language. Also, the software code may be stored in the memory 260 and executed by the controller 280 .

The embodiments described above may be implemented by a hardware component, a software component, and/or a combination of a hardware component and a software component. For example, the apparatus, method, and component described in the embodiments may include, for example, a processor, a controller, a central processing unit (CPU), a graphics processing unit (GPU), an ALU ( arithmetic logic unit, digital signal processor, microcomputer, field programmable gate array (FPGA), programmable logic unit (PLU), microprocessor, application specific integrated circuits (ASICS), or instructions ( instructions) may be implemented using one or more general purpose computers or special purpose computers, such as any other device capable of executing and responding to instructions.

The method according to the embodiment may be implemented in the form of program instructions that can be executed through various computer means and recorded in a computer-readable medium. The computer-readable medium may include program instructions, data files, data structures, etc. alone or in combination. The program instructions recorded on the medium may be specially designed and configured for the embodiment, or may be known and available to those skilled in the art of computer software. Examples of the computer-readable recording medium include magnetic media such as hard disks, floppy disks and magnetic tapes, optical media such as CD-ROMs and DVDs, and magnetic such as floppy disks. - includes magneto-optical media, and hardware devices specially configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine language codes such as those generated by a compiler, but also high-level language codes that can be executed by a computer using an interpreter or the like. The hardware devices described above may be configured to operate as one or more software modules to perform the operations of the embodiments, and vice versa.

As described above, although the embodiments have been described with reference to the limited drawings, various modifications and variations are possible from the above description by those of ordinary skill in the art. For example, the described techniques are performed in an order different from the described method, and/or the described components of the system, structure, apparatus, circuit, etc. are combined or combined in a different form than the described method, or other components Or substituted or substituted by equivalents may achieve an appropriate result. Therefore, other implementations, other embodiments, and equivalents to the claims are also within the scope of the following claims.

Claims (13)

As a method of providing escrow service for succession transactions performed in the escrow server,
receiving information for sale including sale conditions of the object from the seller terminal and registering the information on the trading platform;
determining a contract between the seller and the buyer for the selected item when a specific item is selected from the buyer terminal among the items registered in the trading platform;
after the contract is confirmed, determining an initial cost payment entity based on the sales conditions for the selected item;
performing a general escrow function when the initial cost payment subject is the purchaser; and
Including; performing a reverse escrow function when the initial cost payment subject is the seller;
The step of performing the general escrow function is,
checking whether the purchaser has deposited the initial cost into a designated account through data communication with a financial institution server;
confirming whether the selected item is delivered to the buyer through data communication with the buyer terminal; and
Including; paying the initial cost to the seller in the designated account through data communication with the financial institution server;
The step of performing the reverse escrow function is,
checking whether the seller has deposited the initial cost into the designated account through data communication with a financial institution server;
confirming whether the selected item is delivered to the buyer through data communication with the buyer terminal; and
Comprising; paying the initial cost to the purchaser from the designated account through data communication with the financial company server;
How to provide escrow service. The method of claim 1,
crawling external listings on external trading platforms; and
generating comparison information of a similar sale item having similar sales conditions to the selected sale item among the selected sale item and the external sale item, and transmitting the information to the purchaser terminal; and
Comparing the information for sale with the external listing information, generating a recommended sales condition of the listing, and transmitting the recommended sales condition to the seller terminal; further comprising
How to provide escrow service. 3. The method of claim 2,
Analyzing the sale conditions of the sale, generating a proposed sale condition including the initial cost, and transmitting the proposed sale condition to the seller terminal; further comprising,
How to provide escrow service. 3. The method of claim 2,
transmitting the sale information to the purchaser terminal;
using the identification information of the external sale received from the purchaser terminal, obtaining information about the external sale; and
Further comprising; generating recommended listing information that is similar to the external listing and selling conditions or information on a listing that is advantageous to the buyer, and transmitting the recommended listing information to the buyer terminal; further comprising
How to provide escrow service. delete delete a listing registration unit configured to receive listing information including sales conditions of the listing from the seller terminal and register it in the trading platform; and
When a specific item is selected from the buyer terminal from among the items registered in the trading platform, the escrow proceeding unit performs an escrow function by confirming a contract between the seller and the buyer for the selected item;
The escrow progress unit,
After the contract is confirmed, the initial cost payment entity is determined based on the sales conditions for the selected item, and the initial cost payment entity is configured to perform a general escrow function when the initial cost payment entity is the buyer, and the initial cost payment entity is configured to perform a reverse escrow function in the case of said seller;
When performing the general escrow function, the escrow processing unit checks whether the purchaser has deposited the initial cost in a designated account through data communication with the financial company server, and delivers the selected item to the purchaser through data communication with the purchaser terminal and to pay the initial cost to the seller in the designated account through data communication with the financial institution server,
When performing the reverse escrow function, the escrow processing unit checks whether the seller has deposited the initial cost in the designated account through data communication with the financial company server, and through data communication with the purchaser terminal, the selected property is the buyer configured to check whether the information has been delivered to the customer and pay the initial cost to the purchaser in the designated account through data communication with the financial institution server,
Escrow server. 8. The method of claim 7,
a crawling unit configured to crawl an external listing of an external trading platform; and
a property comparison unit configured to generate property comparison information, which is comparison information of a similar property having similar sales conditions to the selected property among the selected property and the external property, to be transmitted to the purchaser's terminal; and
A sales condition recommendation unit configured to compare the listing information with the external listing information to generate a recommended sales condition for the listing, and to transmit the recommended sales condition to the seller terminal; further comprising:
Escrow server. 9. The method of claim 8,
The sales condition recommendation unit,
configured to analyze the sale condition of the item to generate a proposed sale condition including the initial cost, and transmit the proposed sale condition to the seller terminal,
Escrow server. 9. The method of claim 8,
The property registration section,
configured to transmit the sale information to the purchaser terminal,
The property comparison unit,
By using the identification information of the external sale received from the purchaser terminal, the external sale information is obtained, and the sales conditions are similar to the external sale and the recommended sale information that is information of the sale that is advantageous to the buyer is generated, and the recommended sale information is generated. configured to transmit information to the purchaser terminal;
Escrow server. delete delete A computer program stored in a medium for executing the method of any one of claims 1 to 4 in combination with hardware.

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