KR102125159B1 - 스마트 카드 응용을 위한 보안 검증 방법 및 디바이스 - Google Patents

스마트 카드 응용을 위한 보안 검증 방법 및 디바이스 Download PDF

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KR102125159B1
KR102125159B1 KR1020187022639A KR20187022639A KR102125159B1 KR 102125159 B1 KR102125159 B1 KR 102125159B1 KR 1020187022639 A KR1020187022639 A KR 1020187022639A KR 20187022639 A KR20187022639 A KR 20187022639A KR 102125159 B1 KR102125159 B1 KR 102125159B1
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smart card
security
card application
application
service
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KR20180109919A (ko
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차오 시우
레이 왕
천지에 시
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알리바바 그룹 홀딩 리미티드
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Assigned to 어드밴스드 뉴 테크놀로지스 씨오., 엘티디. reassignment 어드밴스드 뉴 테크놀로지스 씨오., 엘티디. 권리의 전부이전등록 Assignors: 어드밴티지어스 뉴 테크놀로지스 씨오., 엘티디.
Assigned to 어드밴티지어스 뉴 테크놀로지스 씨오., 엘티디. reassignment 어드밴티지어스 뉴 테크놀로지스 씨오., 엘티디. 권리의 전부이전등록 Assignors: 알리바바 그룹 홀딩 리미티드
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    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/409Device specific authentication in transaction processing
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/31User authentication
    • G06F21/34User authentication involving the use of external additional devices, e.g. dongles or smart cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/30Authentication, i.e. establishing the identity or authorisation of security principals
    • G06F21/44Program or device authentication
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327Short range or proximity payments by means of M-devices
    • G06Q20/3278RFID or NFC payments by means of M-devices
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/341Active cards, i.e. cards including their own processing means, e.g. including an IC or chip
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/34Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
    • G06Q20/352Contactless payments by cards
    • GPHYSICS
    • G06COMPUTING OR CALCULATING; COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4016Transaction verification involving fraud or risk level assessment in transaction processing
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/12Detection or prevention of fraud
    • H04W12/126Anti-theft arrangements, e.g. protection against subscriber identity module [SIM] cloning
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/61Time-dependent
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W12/00Security arrangements; Authentication; Protecting privacy or anonymity
    • H04W12/60Context-dependent security
    • H04W12/63Location-dependent; Proximity-dependent

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  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Theoretical Computer Science (AREA)
  • Computer Security & Cryptography (AREA)
  • Physics & Mathematics (AREA)
  • General Physics & Mathematics (AREA)
  • Accounting & Taxation (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Computer Networks & Wireless Communication (AREA)
  • Computer Hardware Design (AREA)
  • General Engineering & Computer Science (AREA)
  • Software Systems (AREA)
  • Finance (AREA)
  • Microelectronics & Electronic Packaging (AREA)
  • Signal Processing (AREA)
  • Telephone Function (AREA)
  • Storage Device Security (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
KR1020187022639A 2016-01-05 2016-12-27 스마트 카드 응용을 위한 보안 검증 방법 및 디바이스 Active KR102125159B1 (ko)

Applications Claiming Priority (3)

Application Number Priority Date Filing Date Title
CN201610006062.2A CN106940767A (zh) 2016-01-05 2016-01-05 一种智能卡应用安全验证方法及装置
CN201610006062.2 2016-01-05
PCT/CN2016/112265 WO2017118315A1 (zh) 2016-01-05 2016-12-27 一种智能卡应用安全验证方法及装置

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Publication Number Publication Date
KR20180109919A KR20180109919A (ko) 2018-10-08
KR102125159B1 true KR102125159B1 (ko) 2020-06-22

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US (1) US11127019B2 (https=)
EP (1) EP3401823B1 (https=)
JP (1) JP2019501461A (https=)
KR (1) KR102125159B1 (https=)
CN (1) CN106940767A (https=)
MY (1) MY197570A (https=)
PH (1) PH12018501427A1 (https=)
SG (1) SG11201805753QA (https=)
TW (1) TWI744267B (https=)
WO (1) WO2017118315A1 (https=)

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US11704663B2 (en) * 2017-03-31 2023-07-18 Vijay Madisetti Method and system for blockchain-based vehicle identifiers and wallets for decentralized payments
CN108734005B (zh) * 2018-02-09 2021-02-09 深圳市微付充科技有限公司 一种安全/身份验证方法、移动设备及存储装置
US10998937B2 (en) 2019-04-30 2021-05-04 Bank Of America Corporation Embedded tag for resource distribution
US11234235B2 (en) * 2019-04-30 2022-01-25 Bank Of America Corporation Resource distribution hub generation on a mobile device
US11196737B2 (en) 2019-04-30 2021-12-07 Bank Of America Corporation System for secondary authentication via contactless distribution of dynamic resources
WO2021022204A1 (en) * 2019-07-31 2021-02-04 Iigc, Inc. Image-based authorization and transmission of stored value or sim cards
TWI726488B (zh) * 2019-11-19 2021-05-01 元太科技工業股份有限公司 非接觸式智慧卡及其操作方法
CN111682883A (zh) * 2020-06-05 2020-09-18 桂林微网互联信息技术有限公司 独立安全卡以及用于使用独立安全卡的终端设备
CN114726407B (zh) * 2022-05-17 2022-08-26 北京紫光青藤微系统有限公司 用于获取异常信息的方法、装置、控制器及存储介质
CN119255211B (zh) * 2024-09-30 2025-07-25 支付宝(杭州)信息技术有限公司 交通工具搭乘业务处理方法、装置以及设备

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MY197570A (en) 2023-06-26
EP3401823A1 (en) 2018-11-14
PH12018501427A1 (en) 2019-01-28
WO2017118315A1 (zh) 2017-07-13
KR20180109919A (ko) 2018-10-08
CN106940767A (zh) 2017-07-11
US20180315048A1 (en) 2018-11-01
TW201730804A (zh) 2017-09-01
EP3401823B1 (en) 2022-10-12
EP3401823A4 (en) 2018-11-14
US11127019B2 (en) 2021-09-21
SG11201805753QA (en) 2018-08-30
JP2019501461A (ja) 2019-01-17
TWI744267B (zh) 2021-11-01

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