KR102070036B1 - Computing apparatus and method for payment - Google Patents

Abstract

Performing a first interaction with an identification code attached to one side of a shopping cart, registering a shopping cart recognized by the first interaction on a user account providing credit card payment, and interacting with the identification code Performing shopping, updating a shopping completion state of goods included in the shopping cart in response to the second interaction, and outputting a payment mode selection message for the goods when the shopping completion state is updated. There is provided a payment method comprising the steps of.

Description

Computing devices and methods that support payments {COMPUTING APPARATUS AND METHOD FOR PAYMENT}

The following description relates to a computing device and method that supports payment, and more particularly to a computer device and method that performs automatic payment for goods placed within a designated area when one of a plurality of payment modes is selected. do.

Stores that display and sell goods, such as hypermarkets and convenience stores, have a cashier space where customers can browse the goods on display and check the shopping area and cashier-designated goods and proceed with the calculation. It is included. On weekends and holidays, bottlenecks often occur where many people rush to shops, creating a queue near the counter.

In response to the user's interaction with the payment application, there is an increasing need for a technology for automatically making payments for goods placed in a designated area.

Korean Patent Laid-Open Publication No. 10-2007-0063897 (published June 20, 2007) activates a sample shop and a shopping completion window for conducting a sample of a purchased product including a product code, and packages for completed shopping products. And a shopping application for activating a delivery window.

According to one side, performing a first interaction with the identification code attached to one side of the shopping cart, registering the shopping cart recognized by the first interaction on a user account providing credit card payment, the identification code Performing a second interaction with the client; updating a shopping completion state of goods included in the shopping cart in response to the second interaction; and if the shopping completion state is updated, a payment mode for the goods. There is provided a payment method comprising the step of outputting a selection message.

According to one embodiment, the step of outputting a payment mode selection message for the goods, when the shopping cart is placed in a predetermined area, using the credit card of the user account that registered the shopping cart for the goods A second payment mode including a first payment mode selection message for a first payment mode in which automatic payments are made and a checkout information in which waiting time within a predetermined time is expected, and a user makes a direct payment with a cashier through the checkout And outputting a second payment mode selection message for inducing a mode.

According to another embodiment, the waiting time may be calculated by recognizing an identification code attached to each of the shopping carts existing in the designated calculation area.

According to another embodiment of the present disclosure, when the first payment mode selection message is touched by the user, the payment method may include a payment request message including a purchase list of products existing in the shopping cart from a designated server. The method may further include receiving.

According to another embodiment, in the payment method, when the automatic payment for the goods is completed, entering a point corresponding to the amount inserted into the shopping cart into the user account

According to another embodiment, the payment method further includes receiving a check-in message from a parking management terminal installed in a designated store and outputting a marketing message for the designated store to a user terminal in response to the check-in message. can do. In this case, when the vehicle number registered in the user account is scanned, the parking management terminal may transmit the check-in message to the user terminal corresponding to the user account.

According to another embodiment, the payment method includes receiving parking location information of a vehicle having the registered vehicle number from the parking management terminal and a product corresponding to the shopping cart list using the received parking location information. The method may further include updating a pick up location of the user account with the user account.

According to another aspect, a computer-readable recording medium containing a program for performing a payment is provided. The program includes an instruction set for performing a first interaction with an identification code attached to one side of the shopping cart, an instruction set for registering a shopping cart recognized by the first interaction on a user account providing credit card payment, and the identification. A command set for performing a second interaction with a code, an instruction set for updating a shopping completion state for products included in the shopping cart by the second interaction, and a shopping completion state for the products; It may include a set of instructions for outputting a payment mode selection message for the goods.

1 is a flowchart illustrating a payment method according to an embodiment.
2 illustrates an example of a process of a user checking in to a designated store, according to an exemplary embodiment.
3 is an exemplary diagram illustrating a process in which a user terminal performs an interaction with an identification code of a shopping cart according to an embodiment.
4A is an exemplary diagram illustrating a process of outputting a payment mode selection message by the user terminal of FIG. 3.
4B is an exemplary diagram illustrating a process of receiving a payment request message by the user terminal of FIG. 3.
5 is an exemplary diagram illustrating a process of disposing shopping carts for automatic payment according to an embodiment.
6A is an exemplary diagram illustrating a process of checking out shopping carts for which automatic payment has been performed according to an embodiment.
6B is an exemplary view illustrating a process of outputting a point charging message corresponding to the amount of money inserted into a shopping cart according to an embodiment.

Specific structural or functional descriptions of the embodiments are disclosed for purposes of illustration only, and may be practiced in various forms. Accordingly, the embodiments are not limited to the specific disclosure, and the scope of the present specification includes changes, equivalents, or substitutes included in the technical idea.

Terms such as first or second may be used to describe various components, but such terms should be interpreted only for the purpose of distinguishing one component from another. For example, the first component may be referred to as a second component, and similarly, the second component may also be referred to as a first component.

When a component is referred to as being "connected" to another component, it should be understood that there may be a direct connection or connection to that other component, but there may be other components in between.

Singular expressions include plural expressions unless the context clearly indicates otherwise. As used herein, the terms "comprise" or "have" are intended to designate that the stated feature, number, step, operation, component, part, or combination thereof is present, but one or more other features or numbers, It should be understood that it does not exclude in advance the possibility of the presence or addition of steps, actions, components, parts or combinations thereof.

Unless defined otherwise, all terms used herein, including technical or scientific terms, have the same meaning as commonly understood by one of ordinary skill in the art. Terms such as those defined in the commonly used dictionaries should be construed as having meanings consistent with the meanings in the context of the related art and, unless expressly defined herein, are not construed in ideal or excessively formal meanings. Do not.

Hereinafter, embodiments will be described in detail with reference to the accompanying drawings. In the description with reference to the accompanying drawings, the same components will be given the same reference numerals regardless of the reference numerals, and redundant description thereof will be omitted.

1 is a flowchart illustrating a payment method according to an embodiment. Referring to FIG. 1, in the payment method, a first interaction with an identification code attached to one side of a shopping cart 110 is performed, and a shopping cart recognized by the first interaction is placed on a user account providing credit card payment. Registering (120), performing a second interaction with the identification code (130), updating the shopping completion status for the products included in the shopping cart in response to the second interaction (140) and the shopping completion status If is updated, it may include the step 150 outputting a payment mode selection message for the goods.

In step 110, the user terminal may perform a first interaction with the identification code attached to one side of the shopping cart. The user terminal described below may represent a terminal in which a payment application previously distributed by a card company server is installed and executed. An embodiment in which an identification code is attached to a shopping cart will be described for convenience of description, but an embodiment in which the identification code is attached to a shopping cart or a carrier is also included in the spirit of the invention. . In the first interaction process, the identification code of the user terminal and the shopping cart may transmit and receive data to each other in a designated communication method. In exemplary embodiments, the designated communication scheme may be implemented as a near field communication scheme such as NFC Tapping, Bluetooth communication, or Zigbee communication.

In operation 120, the user terminal may register a shopping cart recognized by the first interaction on the user account. More specifically, the payment application installed in the user terminal in step 120 may match the user account and a specific shopping cart in the designated store one-to-one.

In operation 130, the user terminal may perform a second interaction with the identification code. Specifically, step 130 may be performed at the time when the user's shopping is completed. For example, the user may perform a second interaction with the identification code disposed in the shopping cart by using the user terminal when all the desired products are contained in the registered shopping cart.

In operation 140, the user terminal may update a shopping completion state of products included in the shopping cart in response to the second interaction. In addition, when the shopping completion state is updated in step 150, the user terminal may output a payment mode selection message for the goods. Hereinafter, the process of outputting the payment mode selection message by the user terminal based on the interaction with the user will be described in more detail with a new drawing.

Your check-in process

2 illustrates an example of a process of a user checking in to a designated store, according to an exemplary embodiment. Referring to FIG. 2, a user vehicle passing through a parking management terminal 210 of a designated store is illustrated. In the user vehicle, there may be a user terminal 230 in which an application distributed by a card company server is pre-installed. The parking management terminal 210 may recognize the vehicle number 220 corresponding to the user vehicle. For example, the parking management terminal 210 may capture the image data including the user's vehicle, extract the predetermined digit number from the captured image data, and recognize the vehicle number 220. The process of recognizing the vehicle number 220 by the parking management terminal 210 described above is a straight forward part to an expert in the technical field, and various technologies developed today may be applicable. In this regard, detailed description thereof will be omitted.

The parking management terminal 210 may transmit the recognized vehicle number to a designated server. The designated server may represent a card company server that distributes an application that provides a payment method. The designated server may determine a registration of the vehicle number by querying a database of user accounts associated with a credit card. Specifically, the user who wants to use the service will pre-install the application provided by the card company, and register the vehicle information including the card information, address information, and the vehicle number in advance in the card company server. Depending on whether registered, the designated server may transmit a check-in message to the user terminal registered in the user account.

As another embodiment, when the vehicle number registered in the user account is scanned, the parking management terminal 210 may transmit a check-in message to the user terminal corresponding to the user account.

The user terminal 230 executing the application may receive a check-in message from the parking management terminal 210 installed in the designated store. In addition, the application may output a marketing message for the designated store to the user terminal 230 in response to the check-in message. In exemplary embodiments, the marketing message may include event information and discount information corresponding to the designated store. The application providing the payment method may accurately recognize which store the user entered based on the communication with the parking management terminal 210. In detail, even if there is a franchise affiliated A-mart, the user terminal 230 may output different marketing messages according to the case where the user enters the A-mart Gangnam and the A-mart Songpa. For example, when a user checks in a Gangnam branch A mart, the user terminal 230 may output a marketing message regarding a discount event in progress in the Gangnam branch A mart.

As another embodiment, the user terminal 230 executing the application may receive the parking position information of the user vehicle having the registered vehicle number 220 from the parking management terminal 210. Specifically, the parking location information may include parking area information such as parking area A, parking area B, or parking floor information such as basement 1 floor and basement 2 floor according to the classification of A-mart Gangnam branch. The user terminal 230 may update the pickup location of goods corresponding to the shopping cart list of the user account to the user account by using the received parking location information. The card company server may designate the pickup location according to the parking area of the user's vehicle through the application. For example, a user who uses the service may use a pickup location disposed on the first basement floor when his vehicle is parked on the first basement floor. Accordingly, the card company server can be expected to minimize the movement of the user using the service, and to prevent the bottleneck (bottle neck) through the pickup location distribution.

A user may enter a store and match a shopping cart with his user account on an application executed by the user terminal 230. In addition, the user can leave the shopping cart containing the products he shopped in the designated area, and proceed with the automatic payment through the application. In addition, shopping can be completed by picking up the goods to be picked up at a convenient place at a later time.

As another example, the user terminal 230 may receive a check-in message in a manner of interacting with a device arranged at a store entrance of the A-mart. Although the drawings are omitted, a user who does not use a vehicle may perform check-in with a device arranged at a store entrance based on a NFC (Near Field Communication) function of the user terminal 230. Similarly, the device at the store entrance may transmit a marketing message corresponding to the check-in time to the user terminal 230.

Shopping Cart Matching Process

3 is an exemplary diagram illustrating a process in which a user terminal performs an interaction with an identification code of a shopping cart according to an embodiment. Referring to FIG. 3, a user terminal 320 that interacts with a shopping cart 310 disposed in a designated store is shown. The shopping cart 310 described in the present embodiment may represent any one of a plurality of shopping carts arranged on different floors and different sections in a designated space, such as a mart or a traditional market.

The user terminal 320 may interact with the shopping cart 310 selected by the user. More specifically, the user terminal 320 may interact with the identification code 311 attached to one side of the shopping cart 310. By way of example, but not limitation, the identification code 311 may be implemented as various embodiments of transmitting and receiving information in a predetermined manner, such as a barcode, a Quick Response code, and a Radio Frequency Identification (RFID) tag. Can be.

Payment mode selection process

4A is an exemplary diagram illustrating a process of outputting a payment mode selection message by the user terminal of FIG. 3. Referring to FIG. 4A, a first user screen 410 that is output onto the user terminal is illustrated. When the shopping is completed using the shopping cart registered in the user account, the user may perform a second interaction with the identification code attached to the shopping cart by using the user terminal. Accordingly, the user terminal may update the shopping completion state for the products included in the shopping cart in response to the second interaction, and transmit a shopping completion message to the designated server. For example, the designated server may be implemented as a card company server or a retail server. In addition, the first user screen 410 may include a plurality of payment mode selection messages 411 and 412.

In one embodiment, the user terminal may output a first payment mode selection message 411 for the first payment mode for the automatic payment for goods existing in the shopping cart. In the first payment mode, when the shopping cart is placed in a predetermined area, the payment application may proceed with automatic payment for goods using the credit card of the user account that registered the shopping cart. The pre-designated area is an area related to the service provided by the store and the card company, and may indicate an area separately installed in the store. For example, if the name of the service is "Put & Go service", the "Put & Go service area" is installed in the store next to the cashier, so that the user can purchase the product in the shopping cart registered in his user account. You may want to keep them.

In another embodiment, the user terminal includes a checkout information of the waiting time within a predetermined time, the second payment mode selection message for inducing a second payment mode in which the user makes a direct payment with the cashier through the checkout 412 may be output. The checkout information may indicate the waiting time of the checkout counter that provides a predetermined service, such as express checkout. By way of example, the waiting time may be calculated by recognizing an identification code attached to each of the shopping carts present in the designated calculation area. More specifically, the sensing device disposed in the express checkout calculation zone may count the number of shopping carts present in the calculation zone. For example, the sensing device may be implemented as a reader that recognizes an RFID tag included in each shopping cart. The user terminal may receive a waiting time of a specific checkout counter from the sensing device. Although not shown in FIG. 4A, the user terminal may receive information on a recommendation lane from the sensing device.

4B is an exemplary diagram illustrating a process of receiving a payment request message by the user terminal of FIG. 3. When the first payment mode selection message is touched, the user terminal may receive a payment request message including a purchase list of products existing in the shopping cart from the designated server. Referring to FIG. 4B, a second user screen 420 including a payment request message is shown. The second user screen 420 may include a first graphic object 421 for selecting delivery information or pickup information for a product and a second graphic object 422 for selecting delivery or pickup time. Using the first graphic object 421, the user can select delivery information or pickup information, such as parking lot pickup or delivery to home.

Specifically, when the calculation and packaging of the products in the shopping cart is completed, the server associated with the retail or store transmits the goods information and price information associated with the user account to the card company server in conjunction with the Point Of Sales (POS) device. Can be. In addition, the card company server may transmit a payment request message including the product information and price information to the user terminal. The user can select a payment method and be provided with an automatic payment through online or mobile network without a direct visit to the store.

Embodiment of Put & Go Service

5 is an exemplary diagram illustrating a process of disposing shopping carts for automatic payment according to an embodiment. Referring to FIG. 5, a predefined zone 510 is shown that is associated with a designated service (ex. Put & Go service). Each user may place shopping carts 521, 522, 523 registered to his user account in a predefined area 510. Each of the shopping carts 521, 522, and 523 may contain goods that are transferred to a shopping cart while the user is shopping. The products in the shopping carts 521, 522, 523 are before the calculation proceeds, and a product list associated with each of the shopping carts 521, 522, 523 may be generated through the POS device in the store. The generated product list may be transmitted to a user account in which each shopping cart 521, 522, 523 is registered.

6A is an exemplary diagram illustrating a process of checking out shopping carts for which automatic payment has been performed according to an embodiment. Referring to FIG. 6A, a pick up zone 610 is shown associated with a designated service. The employee providing the designated service at the retail or store registers the goods existing in the respective shopping carts 621 and 622 at the POS device and moves the shopping carts 621 and 622 to the pickup area 610. Can be. The product list of the products included in each of the shopping carts 621 and 622 may be transmitted to the user account that registered the shopping carts 621 and 622.

6B is an exemplary view illustrating a process of outputting a point charging message corresponding to the amount of money inserted into a shopping cart according to an embodiment. Referring to FIG. 6B, a third user screen 630 illustrating a process of inputting a point into a user account is illustrated. When the automatic payment for the goods is completed, the user terminal may enter a user account with a point corresponding to the amount (eg, 100 won) inserted into the shopping cart. The third user screen 630 may include a first graphic object 631 for receiving a confirmation message from the user and a second graphic object 632 for outputting the point accumulation history to the user. In the present embodiment, an example in which a point corresponding to an amount inserted into a shopping cart is input to a user account is described. However, an embodiment in which a point larger than the amount inserted according to a marketing purpose is input into the user account is also implemented. It will be possible.

The embodiments described above may be implemented as hardware components, software components, and / or combinations of hardware components and software components. For example, the devices, methods, and components described in the embodiments may include, for example, processors, controllers, arithmetic logic units (ALUs), digital signal processors, microcomputers, field programmable gates (FPGAs). It may be implemented using one or more general purpose or special purpose computers, such as an array, a programmable logic unit (PLU), a microprocessor, or any other device capable of executing and responding to instructions. The processing device may execute an operating system (OS) and one or more software applications running on the operating system. The processing device may also access, store, manipulate, process, and generate data in response to the execution of the software. For the convenience of understanding, the processing apparatus may be described as one used, but those skilled in the art will appreciate that the processing apparatus includes a plurality of processing elements and / or a plurality of types of processing elements. It can be seen that it may include. For example, the processing device may include a plurality of processors or one processor and one controller. In addition, other processing configurations are possible, such as parallel processors.

The software may include a computer program, code, instructions, or a combination of one or more of the above, and may configure the processing device to operate as desired, or process independently or collectively. You can command the device. Software and / or data may be any type of machine, component, physical device, virtual equipment, computer storage medium or device in order to be interpreted by or to provide instructions or data to the processing device. Or may be permanently or temporarily embodied in a signal wave to be transmitted. The software may be distributed over networked computer systems so that they may be stored or executed in a distributed manner. Software and data may be stored on one or more computer readable recording media.

The method according to the embodiment may be embodied in the form of program instructions that can be executed by various computer means and recorded on a computer readable medium. Computer-readable media may include, alone or in combination with the program instructions, data files, data structures, and the like. The program instructions recorded on the computer readable medium may be those specially designed and constructed for the purposes of the embodiments, or they may be of the kind well-known and available to those having skill in the computer software arts. Examples of computer-readable recording media include magnetic media such as hard disks, floppy disks, and magnetic tape, optical media such as CD-ROMs, DVDs, and magnetic disks such as floppy disks. Magneto-optical media, and hardware devices specifically configured to store and execute program instructions, such as ROM, RAM, flash memory, and the like. Examples of program instructions include not only machine code generated by a compiler, but also high-level language code that can be executed by a computer using an interpreter or the like. The hardware device described above may be configured to operate as one or more software modules to perform the operations of the embodiments, and vice versa.

Although the embodiments have been described with reference to the accompanying drawings, those skilled in the art may apply various technical modifications and variations based on the above. For example, the described techniques may be performed in a different order than the described method, and / or components of the described systems, structures, devices, circuits, etc. may be combined or combined in a different form than the described method, or other components. Or, even if replaced or substituted by equivalents, an appropriate result can be achieved.

Claims (8)

In the payment method performed by the user terminal,
When the vehicle corresponding to the user terminal passes through the parking management terminal of the store and the vehicle number registered in the user account of the user terminal is scanned by the parking management terminal, a check-in message is received from the parking management terminal, and the check-in Outputting a marketing message for the store in response to the message;
Performing a first interaction with an identification code attached to one side of the shopping cart;
Registering a shopping cart recognized by the first interaction on a user account providing credit card payment;
Performing a second interaction with the identification code;
Updating a shopping completion state for products included in the shopping cart in response to the second interaction; And
Outputting a payment mode selection message for the products when the shopping completion state is updated;
Including,
The step of outputting the payment mode selection message for the goods,
A first payment mode selection message for a first payment mode in which an automatic payment for the goods is performed by using a credit card of a user account that registers the shopping cart when the shopping cart is placed in a predetermined area;
A second payment mode selection message that includes checkout counter information with a waiting time within a predetermined time period and induces a second payment mode in which the user makes a direct payment with the cashier through the checkout counter;
Outputting a;
The marketing message includes event information and discount information corresponding to the store,
The waiting time is calculated by recognizing an identification code attached to each of the shopping carts existing in the designated calculation area,
When the first payment mode selection message is selected, a message for selecting whether to pick up the goods included in the shopping cart or to be delivered at home is output. When the pick-up is selected from the message, the goods included in the shopping cart are output. You'll receive a text after your package is ready for delivery.
The location of the parking lot pickup is determined based on the parking position information of the vehicle received from the parking management terminal.
delete delete The method of claim 1,
If a first payment mode selection message is touched, receiving a payment request message including a purchase list of products existing in the shopping cart from a designated server;
Payment method comprising more.
The method of claim 4, wherein
When the automatic payment for the goods is completed, inputting a point corresponding to the amount inserted into the shopping cart into the user account
Payment method comprising more.
delete delete A computer-readable recording medium containing a program for performing a payment performed by a user terminal, the program comprising:
When the vehicle corresponding to the user terminal passes through the parking management terminal of the store and the vehicle number registered in the user account of the user terminal is scanned by the parking management terminal, a check-in message is received from the parking management terminal, and the check-in An instruction set for outputting a marketing message for the store in response to the message;
An instruction set for performing a first interaction with an identification code attached to one side of the shopping cart;
An instruction set for registering a shopping cart recognized by the first interaction on a user account providing credit card payment;
An instruction set for performing a second interaction with the identification code;
An instruction set for updating a shopping completion state for products included in the shopping cart by the second interaction; And
A command set for outputting a payment mode selection message for the goods when the shopping completion state is updated for the goods
Including,
The instruction set for outputting the payment mode selection message is
A first payment mode selection message for a first payment mode in which an automatic payment for the goods is performed by using a credit card of a user account that registers the shopping cart when the shopping cart is placed in a predetermined area;
A second payment mode selection message that includes checkout counter information with a waiting time within a predetermined time period and induces a second payment mode in which the user makes a direct payment with the cashier through the checkout counter;
Contains a command to output
The marketing message includes event information and discount information corresponding to the store,
The waiting time is calculated by recognizing an identification code attached to each of the shopping carts existing in the designated calculation area,
When the first payment mode selection message is selected, a message for selecting whether to pick up the goods included in the shopping cart or to be delivered at home is output. When the pick-up is selected from the message, the goods included in the shopping cart are output. You'll receive a text after your package is ready for delivery.
And the location of the parking lot pickup is determined based on the parking position information of the vehicle received from the parking management terminal.

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